ES2095794A2 - Aparato terminal para transacciones de transferencia al extranjero y sistema para transacciones de transferencia al extranjero que lo emplea. - Google Patents
Aparato terminal para transacciones de transferencia al extranjero y sistema para transacciones de transferencia al extranjero que lo emplea.Info
- Publication number
- ES2095794A2 ES2095794A2 ES09400313A ES9400313A ES2095794A2 ES 2095794 A2 ES2095794 A2 ES 2095794A2 ES 09400313 A ES09400313 A ES 09400313A ES 9400313 A ES9400313 A ES 9400313A ES 2095794 A2 ES2095794 A2 ES 2095794A2
- Authority
- ES
- Spain
- Prior art keywords
- terminal equipment
- remittance
- unit
- foreign
- user
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/381—Currency conversion
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/211—Software architecture within ATMs or in relation to the ATM network
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Economics (AREA)
- Strategic Management (AREA)
- Development Economics (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Software Systems (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
APARATO TERMINAL PARA TRANSACCIONES DE TRANSFERENCIA AL EXTRANJERO Y SISTEMA PARA TRANSACCIONES DE TRANSFERENCIA AL EXTRANJERO QUE LO EMPLEA. TERMINAL PARA TRANSACCIONES DE TRANSFERENCIAS PARA ENVIAR DINERO A PAISES EXTRANJEROS QUE INCLUYE EQUIPO TERMINAL DE SALA MANEJADO POR EL USUARIO, Y EQUIPO TERMINAL DE CAJA MANEJADO POR EL CAJERO Y CONECTADO A UN ORDENADOR CENTRAL. EL TERMINAL DE SALA TIENE UNA UNIDAD PARA LA INTRODUCCION DE LOS DIFERENTES DATOS PARA SOLICITAR LA TRANSFERENCIA, UNA UNIDAD DE VISUALIZACION PARA INSTRUIR AL USUARIO DE LOS DATOS A INTRODUCIR PARA SOLICITAR LA TRANSFERENCIA Y UNA UNIDAD PARA ENVIAR LOS DATOS INTRODUCIDOS A UN MEDIO DE SALIDA Y PARA PRESENTARLO AL USUARIO. EL TERMINAL DE CAJA TIENE UNA UNIDAD PARA INTRODUCIR EL CONTENIDO DEL MEDIO DE SALIDA RECIBIDO DEL USUARIO, Y UNA UNIDAD PARA TRANSMITIR LOS DATOS DE TRANSFERENCIA EN BASE AL CONTENIDO DE LO INTRODUCIDO EN EL ORDENADOR CENTRAL, EL ORDENADOR CONECTADO AL EQUIPO TERMINAL DE CAJA VERIFICA LOS DATOS DE TRANSFERENCIA TRANSMITIDOS Y TRANSMITE EL RESULTADO DE LA VERIFICACION AL TERMINAL DE CAJA.
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
JP5497693A JPH06243158A (ja) | 1993-02-19 | 1993-02-19 | 外国送金業務処理システム |
Publications (3)
Publication Number | Publication Date |
---|---|
ES2095794A2 true ES2095794A2 (es) | 1997-02-16 |
ES2095794R ES2095794R (es) | 1997-09-01 |
ES2095794B1 ES2095794B1 (es) | 1998-05-01 |
Family
ID=12985687
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
ES09400313A Expired - Fee Related ES2095794B1 (es) | 1993-02-19 | 1994-02-18 | Aparato terminal para transacciones de transferencia al extranjero y sistema para transacciones de transferencia al extranjero que lo emplea. |
Country Status (4)
Country | Link |
---|---|
US (1) | US5448043A (es) |
JP (1) | JPH06243158A (es) |
KR (1) | KR0125592B1 (es) |
ES (1) | ES2095794B1 (es) |
Families Citing this family (72)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5659165A (en) * | 1995-07-24 | 1997-08-19 | Citibank. N.A. | Customer-directed, automated process for transferring funds between accounts via a communications network |
US5825003A (en) * | 1995-07-24 | 1998-10-20 | Citicorp Development Center | Customer-directed, automated process for transferring funds between accounts using a holding account and local processing |
US5963647A (en) * | 1997-02-14 | 1999-10-05 | Citicorp Development Center, Inc. | Method and system for transferring funds from an account to an individual |
US10719814B1 (en) | 1997-02-14 | 2020-07-21 | Citicorp Credit Services, Inc. (Usa) | Method and system for transferring funds from an account to an individual |
US7885882B1 (en) | 1997-11-21 | 2011-02-08 | Omgeo Llc | Enhanced matching apparatus and method for post-trade processing and settlement of securities transactions |
US6493461B1 (en) | 1998-03-17 | 2002-12-10 | Cummins-Allison Corp. | Customizable international note counter |
US6721715B2 (en) | 1998-03-30 | 2004-04-13 | Martin A. Nemzow | Method and apparatus for localizing currency valuation independent of the original and objective currencies |
US6480867B1 (en) | 1999-07-06 | 2002-11-12 | International Business Machines Corporation | System and method for managing filesystem objects in a multilingual distributed environment |
US7104440B2 (en) * | 1999-10-26 | 2006-09-12 | First Data Corporation | Money transfer systems and methods for travelers |
US6814282B2 (en) | 1999-10-26 | 2004-11-09 | First Data Corporation | Systems and methods of introducing and receiving information across a computer network |
US6488203B1 (en) * | 1999-10-26 | 2002-12-03 | First Data Corporation | Method and system for performing money transfer transactions |
US7617157B2 (en) * | 2002-01-03 | 2009-11-10 | The Western Union Company | Method for receiving electronically transferred funds using an automated teller machine |
US7376587B1 (en) | 2000-07-11 | 2008-05-20 | Western Union Financial Services, Inc. | Method for enabling transfer of funds through a computer network |
US7613653B2 (en) | 1999-12-30 | 2009-11-03 | First Data Corporation | Money order debit from stored value fund |
US7720754B1 (en) | 2000-01-05 | 2010-05-18 | Uniteller Financial Services, Inc. | Money-transfer techniques |
US7870065B2 (en) * | 2000-01-05 | 2011-01-11 | Uniteller Financial Services, Inc. | Money-transfer techniques |
US6938013B1 (en) * | 2000-01-05 | 2005-08-30 | Uniteller Financial Services, Inc. | Money-transfer techniques |
US6736314B2 (en) * | 2000-06-09 | 2004-05-18 | Telecom Usa | Methods and systems for transferring funds |
US7398252B2 (en) | 2000-07-11 | 2008-07-08 | First Data Corporation | Automated group payment |
CA2416130A1 (en) | 2000-07-11 | 2002-01-17 | First Data Corporation | Wide area network person-to-person payment |
WO2002009001A1 (en) | 2000-07-20 | 2002-01-31 | Citicorp Development Center, Inc. | Method and system for performing a cash transaction with a self-service financial transaction terminal |
US7266533B2 (en) | 2000-12-15 | 2007-09-04 | The Western Union Company | Electronic gift greeting |
US7130817B2 (en) | 2000-12-15 | 2006-10-31 | First Data Corporation | Electronic gift linking |
WO2002079939A2 (en) | 2001-03-31 | 2002-10-10 | First Data Corporation | Electronic identifier payment system and methods |
US7103577B2 (en) | 2001-03-31 | 2006-09-05 | First Data Corporation | Systems and methods for staging transactions, payments and collections |
US9853759B1 (en) | 2001-03-31 | 2017-12-26 | First Data Corporation | Staged transaction system for mobile commerce |
US7184989B2 (en) | 2001-03-31 | 2007-02-27 | First Data Corporation | Staged transactions systems and methods |
US8150763B2 (en) | 2001-03-31 | 2012-04-03 | The Western Union Company | Systems and methods for staging transactions, payments and collections |
US7165052B2 (en) | 2001-03-31 | 2007-01-16 | First Data Corporation | Payment service method and system |
US7117183B2 (en) | 2001-03-31 | 2006-10-03 | First Data Coroporation | Airline ticket payment and reservation system and methods |
US7182252B1 (en) * | 2001-06-08 | 2007-02-27 | Telecommusa, Ltd. | Methods and systems for transferring funds |
US20060136301A1 (en) * | 2001-07-05 | 2006-06-22 | Flix Grovit | Transaction processing system and method |
KR20030012067A (ko) * | 2001-07-30 | 2003-02-12 | (주)메일캐스터 | 국제간 온라인 송금 및 지불 대행 방법 |
GB2381089A (en) | 2001-10-15 | 2003-04-23 | Chequepoint Franchise Corp | A computerized money transfer system and method |
US8244632B2 (en) | 2001-10-26 | 2012-08-14 | First Data Corporation | Automated transfer with stored value |
US8374962B2 (en) | 2001-10-26 | 2013-02-12 | First Data Corporation | Stored value payouts |
US6670569B2 (en) | 2001-11-08 | 2003-12-30 | First Data Corporation | Mail handling equipment and methods |
US7596529B2 (en) | 2002-02-13 | 2009-09-29 | First Data Corporation | Buttons for person to person payments |
US8019665B2 (en) * | 2002-03-22 | 2011-09-13 | Bloomberg L.P. | Variable pricing for and conditional availability of proposals for trading of financial interests |
US20040193530A1 (en) * | 2002-08-19 | 2004-09-30 | Andrew Hausman | Complementary trading of interests |
US7330835B2 (en) * | 2002-10-31 | 2008-02-12 | Federal Reserve Bank Of Minneapolis | Method and system for tracking and reporting automated clearing house transaction status |
US7792716B2 (en) * | 2002-10-31 | 2010-09-07 | Federal Reserve Bank Of Atlanta | Searching for and identifying automated clearing house transactions by transaction type |
US8032452B2 (en) * | 2002-11-06 | 2011-10-04 | The Western Union Company | Multiple-entity transaction systems and methods |
US7475038B2 (en) * | 2003-03-21 | 2009-01-06 | The Western Union Company | System and methods for disclosing transaction information to customers |
US20040205023A1 (en) * | 2003-04-08 | 2004-10-14 | First Data Corporation | Money transfer convenience card, systems and methods |
US8156040B2 (en) * | 2003-07-03 | 2012-04-10 | Federal Reserve Bank Of Minneapolis | Method and system for conducting international electronic financial transactions |
US8417636B2 (en) * | 2003-09-30 | 2013-04-09 | Federal Reserve Bank Of Atlanta | Approving ACH operator processing of ACH payments based on an originating depository financial institution's approved originator list |
US8543477B2 (en) * | 2003-09-30 | 2013-09-24 | Federal Reserve Bank Of Atlanta | Value tracking and reporting of automated clearing house transactions |
US7219832B2 (en) | 2004-06-17 | 2007-05-22 | First Data Corporation | ATM machine and methods with currency conversion capabilities |
US7881996B1 (en) | 2004-08-03 | 2011-02-01 | Federal Reserve Bank Of Atlanta | Method and system for screening financial transactions |
US7580886B1 (en) | 2004-09-15 | 2009-08-25 | Federal Reserve Bank Of Atlanta | Managing foreign payments in an international ACH |
US8152054B2 (en) | 2004-10-19 | 2012-04-10 | The Western Union Company | Money transfer systems and methods |
US7641109B2 (en) | 2005-05-18 | 2010-01-05 | The Western Union Company | Money transfer cards, systems and methods |
JP4005605B2 (ja) * | 2005-02-24 | 2007-11-07 | 本田技研工業株式会社 | 車両品質分析システム並びに複数データの管理方法およびそのプログラム |
US7392940B2 (en) | 2005-05-18 | 2008-07-01 | The Western Union Company | In-lane money transfer systems and methods |
US8672220B2 (en) | 2005-09-30 | 2014-03-18 | The Western Union Company | Money transfer system and method |
US7540408B2 (en) | 2006-06-22 | 2009-06-02 | Hip Consult Inc. | Apparatus and method for facilitating money or value transfer |
KR100862732B1 (ko) * | 2006-09-08 | 2008-10-22 | 주식회사 신한은행 | 외환송금 중계 처리방법 및 시스템과 이를 위한 프로그램기록매체 |
KR100821850B1 (ko) * | 2006-10-23 | 2008-04-14 | 주식회사 신한은행 | 외환송금 방법과 이를 위한 기록매체 |
US8818904B2 (en) | 2007-01-17 | 2014-08-26 | The Western Union Company | Generation systems and methods for transaction identifiers having biometric keys associated therewith |
US7933835B2 (en) | 2007-01-17 | 2011-04-26 | The Western Union Company | Secure money transfer systems and methods using biometric keys associated therewith |
US8504473B2 (en) | 2007-03-28 | 2013-08-06 | The Western Union Company | Money transfer system and messaging system |
US7783571B2 (en) | 2007-05-31 | 2010-08-24 | First Data Corporation | ATM system for receiving cash deposits from non-networked clients |
US8694424B2 (en) | 2007-12-18 | 2014-04-08 | Federal Reserve Bank Of Atlanta | System and method for managing foreign payments using separate messaging and settlement mechanisms |
US20090281946A1 (en) | 2008-05-12 | 2009-11-12 | Davis Peter A | ACH Payment Processing |
US20100057615A1 (en) * | 2008-08-27 | 2010-03-04 | John Klett | Method of transferring money |
JP5070305B2 (ja) * | 2010-01-29 | 2012-11-14 | 株式会社日本総合研究所 | 取引中継方法および取引中継システム |
JP5070306B2 (ja) * | 2010-01-29 | 2012-11-14 | 株式会社日本総合研究所 | 取引中継方法および取引中継システム |
US8700510B2 (en) | 2011-02-11 | 2014-04-15 | Federal Reserve Bank Of Atlanta | Redirecting or returning international credit transfers |
US10216492B2 (en) * | 2012-05-17 | 2019-02-26 | Sony Interactive Entertainment LLC | Configuration and management of menus |
US20140046828A1 (en) * | 2012-08-10 | 2014-02-13 | Bank Of America Corporation | Financial evaluation based on foreign remittance activity |
CA2957669A1 (en) * | 2014-10-08 | 2016-04-14 | Facebook, Inc. | Facilitating sending and receiving of remittance payments |
Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPS5960567A (ja) * | 1982-09-29 | 1984-04-06 | Toshiba Corp | 自動取引方式 |
JPS6332659A (ja) * | 1986-07-28 | 1988-02-12 | Casio Comput Co Ltd | Icカ−ドシステム |
JPS63120365A (ja) * | 1986-11-10 | 1988-05-24 | Oki Electric Ind Co Ltd | 取引処理方式 |
JPS63247866A (ja) * | 1987-04-02 | 1988-10-14 | Casio Comput Co Ltd | フア−ムバンキングシステム |
Family Cites Families (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4417136A (en) * | 1981-08-05 | 1983-11-22 | Ncr Canada Ltd - Ncr Canada Ltee | Method and apparatus for improving bank operation productivity |
JP2549111B2 (ja) * | 1987-03-31 | 1996-10-30 | 株式会社東芝 | 通貨両替機 |
JPS63244267A (ja) * | 1987-03-31 | 1988-10-11 | Oki Electric Ind Co Ltd | 窓口取引処理システム |
-
1993
- 1993-02-19 JP JP5497693A patent/JPH06243158A/ja active Pending
- 1993-10-12 US US08/134,823 patent/US5448043A/en not_active Expired - Fee Related
- 1993-10-28 KR KR1019930022551A patent/KR0125592B1/ko not_active IP Right Cessation
-
1994
- 1994-02-18 ES ES09400313A patent/ES2095794B1/es not_active Expired - Fee Related
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPS5960567A (ja) * | 1982-09-29 | 1984-04-06 | Toshiba Corp | 自動取引方式 |
JPS6332659A (ja) * | 1986-07-28 | 1988-02-12 | Casio Comput Co Ltd | Icカ−ドシステム |
JPS63120365A (ja) * | 1986-11-10 | 1988-05-24 | Oki Electric Ind Co Ltd | 取引処理方式 |
JPS63247866A (ja) * | 1987-04-02 | 1988-10-14 | Casio Comput Co Ltd | フア−ムバンキングシステム |
Non-Patent Citations (4)
Title |
---|
PATENT ABSTRACTS OF JAPAN, CD-ROM, G 06 F 15, (1976-89) & JP 63247866 A (CASIO COMPUTER CO LTD) 14.10.88 * resumen * * |
PATENT ABSTRACTS OF JAPAN, CD-ROM, G 06 F 15, (1976-89), & JP 59060567 A (TOSHIBA CORP) 06.04.84 * |
PATENT ABSTRACTS OF JAPAN, CD-ROM, G 06 F 15, (1976-89), & JP 63032659 A (CASIO COMPUTER CO LTD) 12.02.88 * |
PATENT ABSTRACTS OF JAPAN, CD-ROM, G 06 F 15, (1976-89), & JP 63120365 A (OKI ELECTRIC IND CO LTD) 24.05.88 * |
Also Published As
Publication number | Publication date |
---|---|
ES2095794R (es) | 1997-09-01 |
KR940020237A (ko) | 1994-09-15 |
US5448043A (en) | 1995-09-05 |
KR0125592B1 (ko) | 1998-07-01 |
ES2095794B1 (es) | 1998-05-01 |
JPH06243158A (ja) | 1994-09-02 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
FB1A | Application suspended |
Effective date: 19960704 |
|
EC2A | Search report published |
Date of ref document: 19970216 Kind code of ref document: R Effective date: 19970216 |
|
FD1A | Patent lapsed |
Effective date: 20041004 |