Deposit Insurance, Bank Ownership and Depositor Behavior
Author
Suggested Citation
Download full text from publisher
Other versions of this item:
- Atmaca, Sümeyra & Kirschenmann, Karolin & Ongena, Steven & Schoors, Koen, 2020. "Deposit insurance, bank ownership and depositor behavior," ZEW Discussion Papers 20-077, ZEW - Leibniz Centre for European Economic Research.
- Sumeyra Atmaca & Karolin Kirschenmann & Steven Ongena & Koen J. L. Schoors, 2021. "Deposit Insurance, Bank Ownership and Depositor Behavior," Swiss Finance Institute Research Paper Series 21-56, Swiss Finance Institute.
- Ongena, Steven & Atmaca, Sümeyra & Kirschenmann, Karolin & Schoors, Koen, 2020. "Deposit Insurance, Bank Ownership and Depositor Behavior," CEPR Discussion Papers 15547, C.E.P.R. Discussion Papers.
References listed on IDEAS
- Shy, Oz, 2002. "A quick-and-easy method for estimating switching costs," International Journal of Industrial Organization, Elsevier, vol. 20(1), pages 71-87, January.
- Rajkamal Iyer & Thais Jensen, & Niels Johannesen & Adam Sheridan, 2016. "The Run for Safety: Financial Fragility and Deposit Insurance," EPRU Working Paper Series 1602, Economic Policy Research Unit (EPRU), University of Copenhagen. Department of Economics.
- Mark Egan & Ali Hortaçsu & Gregor Matvos, 2017.
"Deposit Competition and Financial Fragility: Evidence from the US Banking Sector,"
American Economic Review, American Economic Association, vol. 107(1), pages 169-216, January.
- Gregor Matvos & Ali Hortacsu & Mark Egan, 2015. "Deposit Competition and Financial Fragility: Evidence from the US Banking Sector," 2015 Meeting Papers 1363, Society for Economic Dynamics.
- Reint Gropp & Jukka Vesala, 2004.
"Deposit Insurance, Moral Hazard and Market Monitoring,"
Review of Finance, European Finance Association, vol. 8(4), pages 571-602.
- Reint Gropp & Jukka M. Vesala, 2002. "Deposit insurance, moral hazard, and market monitoring," Proceedings 823, Federal Reserve Bank of Chicago.
- Gropp, Reint & Vesala, Jukka, 2004. "Deposit insurance, moral hazard and market monitoring," Working Paper Series 302, European Central Bank.
- Raj Chetty & John N. Friedman & Tore Olsen & Luigi Pistaferri, 2011.
"Adjustment Costs, Firm Responses, and Micro vs. Macro Labor Supply Elasticities: Evidence from Danish Tax Records,"
The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 126(2), pages 749-804.
- Raj Chetty & John N. Friedman & Tore Olsen & Luigi Pistaferri, 2009. "Adjustment Costs, Firm Responses, and Micro vs. Macro Labor Supply Elasticities: Evidence from Danish Tax Records," NBER Working Papers 15617, National Bureau of Economic Research, Inc.
- Sapienza, Paola, 2004. "The effects of government ownership on bank lending," Journal of Financial Economics, Elsevier, vol. 72(2), pages 357-384, May.
- Rajkamal Iyer & Manju Puri, 2012.
"Understanding Bank Runs: The Importance of Depositor-Bank Relationships and Networks,"
American Economic Review, American Economic Association, vol. 102(4), pages 1414-1445, June.
- Rajkamal Iyer & Manju Puri, 2008. "Understanding bank runs: the importance of depositor-bank relationships and networks," Proceedings 1095, Federal Reserve Bank of Chicago.
- Rajkamal Iyer & Manju Puri, 2008. "Understanding Bank Runs: The Importance of Depositor-Bank Relationships and Networks," NBER Working Papers 14280, National Bureau of Economic Research, Inc.
- Alberto Abadie, 2005. "Semiparametric Difference-in-Differences Estimators," The Review of Economic Studies, Review of Economic Studies Ltd, vol. 72(1), pages 1-19.
- Rajkamal Iyer & Manju Puri & Nicholas Ryan, 2016. "A Tale of Two Runs: Depositor Responses to Bank Solvency Risk," Journal of Finance, American Finance Association, vol. 71(6), pages 2687-2726, December.
- Elizabeth Kiser, 2002. "Predicting Household Switching Behavior and Switching Costs at Depository Institutions," Review of Industrial Organization, Springer;The Industrial Organization Society, vol. 20(4), pages 349-365, June.
- Atmaca, Sümeyra & Schoors, Koen & Verschelde, Marijn, 2020.
"Bank loyalty, social networks and crisis,"
Journal of Banking & Finance, Elsevier, vol. 112(C).
- Sümeyra Atmaca & Koen Schoors & Marijn Verschelde, 2016. "Bank Loyalty, Social Networks And Crisis," Working Papers of Faculty of Economics and Business Administration, Ghent University, Belgium 16/923, Ghent University, Faculty of Economics and Business Administration.
- Sümeyra Atmaca & Koen Schoors & Marijn Verschelde, 2020. "Bank loyalty, social networks and crisis," Post-Print hal-03001816, HAL.
- Rajkamal Iyer & Thais Lærkholm Jensen & Niels Johannesen & Adam Sheridan, 2019. "The Distortive Effects of Too Big To Fail: Evidence from the Danish Market for Retail Deposits," The Review of Financial Studies, Society for Financial Studies, vol. 32(12), pages 4653-4695.
- Alexei Karas & William Pyle & Koen Schoors, 2013.
"Deposit Insurance, Banking Crises, and Market Discipline: Evidence from a Natural Experiment on Deposit Flows and Rates,"
Journal of Money, Credit and Banking, Blackwell Publishing, vol. 45(1), pages 179-200, February.
- Alexei Karas & William Pyle & Koen Schoors, 2013. "Deposit Insurance, Banking Crises, and Market Discipline: Evidence from a Natural Experiment on Deposit Flows and Rates," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 45(1), pages 179-200, February.
- Emmanuel Saez, 2010.
"Do Taxpayers Bunch at Kink Points?,"
American Economic Journal: Economic Policy, American Economic Association, vol. 2(3), pages 180-212, August.
- Emmanuel Saez, 1999. "Do Taxpayers Bunch at Kink Points?," NBER Working Papers 7366, National Bureau of Economic Research, Inc.
- Diepstraten, Maaike & van der Cruijsen, Carin, 2019. "To stay or go? Consumer bank switching behaviour after government interventions," Journal of Banking & Finance, Elsevier, vol. 106(C), pages 16-33.
- repec:zbw:bofitp:2017_001 is not listed on IDEAS
- Douglas W. Diamond & Philip H. Dybvig, 2000.
"Bank runs, deposit insurance, and liquidity,"
Quarterly Review, Federal Reserve Bank of Minneapolis, vol. 24(Win), pages 14-23.
- Diamond, Douglas W & Dybvig, Philip H, 1983. "Bank Runs, Deposit Insurance, and Liquidity," Journal of Political Economy, University of Chicago Press, vol. 91(3), pages 401-419, June.
- Raquel de F. Oliveira & Rafael F. Schiozer & Lucas A. B. de C. Barros, 2015. "Depositors’ Perception of "Too-Big-to-Fail"," Review of Finance, European Finance Association, vol. 19(1), pages 191-227.
- Boyle, Glenn & Stover, Roger & Tiwana, Amrit & Zhylyevskyy, Oleksandr, 2015.
"The impact of deposit insurance on depositor behavior during a crisis: A conjoint analysis approach,"
Journal of Financial Intermediation, Elsevier, vol. 24(4), pages 590-601.
- Boyle, Glenn & Stover, Roger & Tiwana, Amrit & Zhylyevskyy, Oleksandr, 2015. "The Impact of Deposit Insurance on Depositor Behavior During a Crisis: A Conjoint Analysis Approach," Staff General Research Papers Archive 38656, Iowa State University, Department of Economics.
- Boyle, Glenn & Stover, Roger D. & Tiwana, Amrit & Zhylyevskyy, Oleksandr, 2015. "The impact of deposit insurance on depositor behavior during a crisis: A conjoint analysis approach," ISU General Staff Papers 201501010800001042, Iowa State University, Department of Economics.
- Brown, Martin & Guin, Benjamin & Morkoetter, Stefan, 2020. "Deposit withdrawals from distressed banks: Client relationships matter," Journal of Financial Stability, Elsevier, vol. 46(C).
- Chernykh, Lucy & Cole, Rebel A., 2011.
"Does deposit insurance improve financial intermediation? Evidence from the Russian experiment,"
Journal of Banking & Finance, Elsevier, vol. 35(2), pages 388-402, February.
- Chernykh, Lucy & Rebel, Cole, 2009. "Does Deposit Insurance Improve Financial Intermediation? Evidence from the Russian Experiment," MPRA Paper 12987, University Library of Munich, Germany.
- Emmanuelle Nys & Amine Tarazi & Irwan Trinugroho, 2013.
"Political Connections, Bank Deposits, and Formal Deposit Insurance: Evidence from an Emerging Economy,"
Working Papers
hal-00916513, HAL.
- Emmanuelle Nys & Amine Tarazi & Irwan Trinugroho, 2015. "Political Connections, Bank Deposits, and Formal Deposit Insurance: Evidence from an Emerging Economy," Post-Print hal-01134833, HAL.
- Schoors, Koen & Semenova, Maria & Zubanov, Andrey, 2019.
"Depositor discipline during crisis: Flight to familiarity or trust in local authorities?,"
Journal of Financial Stability, Elsevier, vol. 43(C), pages 25-39.
- Koen Schoors & Maria Semenova & Andrey Zubanov, 2019. "Depositor Discipline During Crisis: Flight To Familiarity Or Trust In Local Authorities?," Working Papers of Faculty of Economics and Business Administration, Ghent University, Belgium 19/959, Ghent University, Faculty of Economics and Business Administration.
- Erik P. Gilje, 2019. "Does Local Access to Finance Matter? Evidence from U.S. Oil and Natural Gas Shale Booms," Management Science, INFORMS, vol. 65(1), pages 1-18, January.
- Nys, Emmanuelle & Tarazi, Amine & Trinugroho, Irwan, 2015. "Political connections, bank deposits, and formal deposit insurance," Journal of Financial Stability, Elsevier, vol. 19(C), pages 83-104.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Sümeyra Atmaca & Karolin Kirschenmann & Steven Ongena & Koen Schoors, 2023.
"Implicit and Explicit Deposit Insurance and Depositor Behavior,"
CRC TR 224 Discussion Paper Series
crctr224_2023_476, University of Bonn and University of Mannheim, Germany.
- Sümeyra Atmaca & Karolin Kirschenmann & Steven Ongena & Koen Schoors, 2023. "Implicit and Explicit Deposit Insurance and Depositor Behavior," CESifo Working Paper Series 10768, CESifo.
- Bonfim, Diana & Santos, João A.C., 2023.
"The importance of deposit insurance credibility,"
Journal of Banking & Finance, Elsevier, vol. 154(C).
- Diana Bonfim & João A. C. Santos, 2020. "The importance of deposit insurance credibility," Working Papers w202011, Banco de Portugal, Economics and Research Department.
- Quintero-V, Juan C., 2023. "Deposit insurance and market discipline," Journal of Financial Stability, Elsevier, vol. 64(C).
- Danisewicz, Piotr & Lee, Chun Hei & Schaeck, Klaus, 2022. "Private deposit insurance, deposit flows, bank lending, and moral hazard," Journal of Financial Intermediation, Elsevier, vol. 52(C).
- Boyle, Glenn & Stover, Roger & Tiwana, Amrit & Zhylyevskyy, Oleksandr, 2022.
"Depositor responses to a banking crisis: Are finance professionals special?,"
Journal of Empirical Finance, Elsevier, vol. 67(C), pages 182-195.
- Glenn Boyle & Roger Stover & Amrit Tiwana & Oleksandr Zhylyevskyy, 2022. "Depositor Responses to a Banking Crisis: Are Finance Professionals Special?," Working Papers in Economics 22/03, University of Canterbury, Department of Economics and Finance.
- Nicolás de Roux & Nicola Limodio, 2023.
"Deposit Insurance and Depositor Behavior: Evidence from Colombia,"
The Review of Financial Studies, Society for Financial Studies, vol. 36(7), pages 2721-2755.
- Nicolás de Roux & Nicola Limodio, 2021. "Deposit Insurance and Depositor Behavior: Evidence from Colombia," Documentos CEDE 18800, Universidad de los Andes, Facultad de Economía, CEDE.
- Brunetti, M. & Ciciretti, R. & Djordjevic, Lj., 2020.
"Till mortgage do us part: Mortgage switching costs and household's bank switching,"
Journal of Banking & Finance, Elsevier, vol. 119(C).
- Marianna Brunetti & Rocco Ciciretti & Ljubica Djordjevic, 2016. "Till Mortgage Do Us Part: Mortgage Switching Costs and Household’s Bank Switching," CEIS Research Paper 364, Tor Vergata University, CEIS, revised 28 May 2020.
- Brunetti, M. & Ciciretti, R. & Djordjevic, Lj., 2016.
"The determinants of household’s bank switching,"
Journal of Financial Stability, Elsevier, vol. 26(C), pages 175-189.
- Marianna Brunetti & Rocco Ciciretti & Ljubica Djordjevic, 2014. "The Determinants of Household's Bank Switching," CEIS Research Paper 322, Tor Vergata University, CEIS, revised 11 Nov 2015.
- Marianna Brunetti & Rocco Ciciretti & Ljubica Djordjevic, 2015. "The Determinants of Household's Bank Switching," Working Paper series 15-24, Rimini Centre for Economic Analysis.
- Carletti, Elena & De Marco, Filippo & Ioannidou, Vasso & Sette, Enrico, 2021.
"Banks as patient lenders: Evidence from a tax reform,"
Journal of Financial Economics, Elsevier, vol. 141(1), pages 6-26.
- Elena Carletti & Filippo De Marco & Vasso Ioannidou & Enrico Sette, 2019. "Banks as Patient Lenders: Evidence from a Tax Reform," BAFFI CAREFIN Working Papers 19110, BAFFI CAREFIN, Centre for Applied Research on International Markets Banking Finance and Regulation, Universita' Bocconi, Milano, Italy.
- Ioannidou, Vasso & Carletti, Elena & De Marco, Filippo & Sette, Enrico, 2019. "Banks as Patient Lenders: Evidence from a Tax Reform," CEPR Discussion Papers 13722, C.E.P.R. Discussion Papers.
- Haelim Anderson & Daniel Barth & Dong Beom Choi, 2018.
"Reducing Moral Hazard at the Expense of Market Discipline: The Effectiveness of Double Liability Before and During the Great Depression,"
Working Papers
18-06, Office of Financial Research, US Department of the Treasury.
- Haelim Anderson & Daniel Barth & Dong Beom Choi, 2018. "Reducing moral hazard at the expense of market discipline: the effectiveness of double liability before and during the Great Depression," Staff Reports 869, Federal Reserve Bank of New York.
- International Association of Deposit Insurers, 2021. "Deposit Insurance Coverage Level and Scope," IADI Research Papers 21-12, International Association of Deposit Insurers.
- Alamsyah, Halim & Ariefianto, Moch. Doddy & Saheruddin, Herman & Wardono, Seto & Trinugroho, Irwan, 2020. "Depositors’ trust: Some empirical evidence from Indonesia," Research in International Business and Finance, Elsevier, vol. 54(C).
- Anastasiou, Dimitrios & Katsafados, Apostolos G., 2020. "Bank Deposits Flows and Textual Sentiment: When an ECB President's speech is not just a speech," MPRA Paper 99729, University Library of Munich, Germany.
- König-Kersting, Christian & Trautmann, Stefan T. & Vlahu, Razvan, 2022.
"Bank instability: Interbank linkages and the role of disclosure,"
Journal of Banking & Finance, Elsevier, vol. 134(C).
- König-Kersting, Christian & Trautmann, Stefan T. & Vlahu, Razvan, 2020. "Bank instability: Interbank linkages and the role of disclosure," Bank of Finland Research Discussion Papers 14/2020, Bank of Finland.
- Koenig-Kersting, Christian & Trautmann, Stefan T. & Vlahu, Razvan, 2022. "Bank instability : Interbank linkages and the role of disclosure," Other publications TiSEM b6430e64-50f3-4b4e-a5f3-f, Tilburg University, School of Economics and Management.
- Christian König-Kersting & Stefan Trautmann & Razvan Vlahu, 2020. "Bank instability: Interbank linkages and the role of disclosure," Working Papers 665, DNB.
- Kristian Blickle & Markus K. Brunnermeier & Stephan Luck, 2022.
"Who Can Tell Which Banks Will Fail?,"
NBER Working Papers
29753, National Bureau of Economic Research, Inc.
- Kristian S. Blickle & Markus K. Brunnermeier & Stephan Luck, 2022. "Who Can Tell Which Banks Will Fail?," Staff Reports 1005, Federal Reserve Bank of New York.
- Kristian Blickle & Markus Brunnermeier & Stephan Luck, 2022. "Who Can Tell Which Banks Will Fail?," Working Papers 2022-28, Princeton University. Economics Department..
- Anderson, Haelim & Copeland, Adam, 2023.
"Information management in times of crisis,"
Journal of Monetary Economics, Elsevier, vol. 136(C), pages 35-49.
- Haelim Anderson & Adam Copeland, 2019. "Information Management in Times of Crisis," Staff Reports 907, Federal Reserve Bank of New York.
- Nguyen, Linh H. & Wilson, John O.S. & Le, Tuan Q. & Luu, Hiep N. & Nguyen, Tram-Anh & Vo, Vinh X., 2022. "Deposit insurance and credit union lending," Journal of Financial Stability, Elsevier, vol. 60(C).
- Dimitris Anastasiou & Apostolos Katsafados, 2023. "Bank deposits and textual sentiment: When an European Central Bank president's speech is not just a speech," Manchester School, University of Manchester, vol. 91(1), pages 55-87, January.
- Giang Phung & Michael Troege, 2024. "Making depositors greedy and careless: Government safety nets and the degradation of depositor discipline," Economics of Transition and Institutional Change, John Wiley & Sons, vol. 32(3), pages 921-947, July.
- Diepstraten, Maaike & van der Cruijsen, Carin, 2019. "To stay or go? Consumer bank switching behaviour after government interventions," Journal of Banking & Finance, Elsevier, vol. 106(C), pages 16-33.
More about this item
Keywords
deposit insurance; coverage limit; bank nationalization; depositor heterogeneity;All these keywords.
JEL classification:
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
- G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
- H13 - Public Economics - - Structure and Scope of Government - - - Economics of Eminent Domain; Expropriation; Nationalization
- N23 - Economic History - - Financial Markets and Institutions - - - Europe: Pre-1913
NEP fields
This paper has been announced in the following NEP Reports:- NEP-BAN-2021-01-11 (Banking)
- NEP-IAS-2021-01-11 (Insurance Economics)
Statistics
Access and download statisticsCorrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:rug:rugwps:20/1008. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Nathalie Verhaeghe (email available below). General contact details of provider: https://edirc.repec.org/data/ferugbe.html .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.