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Microeconometric Analysis of the Retirement Decision: United States

Author

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  • Joseph Quinn
  • Richard Burkhauser
  • Kevin Cahill
  • Robert Weathers
Abstract
Using three waves of the ongoing Health and Retirement Survey, we document the labour force withdrawal patterns of a sample of older Americans aged 55-61 and working in 1992. We note the importance of Social Security and employer pension benefits for both the retired and the working populations aged 62 and over. Many of the demographic and economic variables turned out to be important correlates of the labour supply decisions of older Americans, including health status (measured in several ways), age, gender, self-employed status, home ownership, pension eligibility (especially in a defined-benefit plan) and post-retirement health insurance coverage ... En utilisant trois vagues de l'enquête “Santé et Retraite” en cours, nous documentons les modes de retrait du marché du travail sur un échantillon d'Américains d'âge variant entre 55 et 62 ans et qui travaillaient en 1992. Nous remarquons l'importance des allocations de Sécurité Sociale et de retraite patronales, aussi bien pour les retraités que pour les actifs de 62 ans et au-delà. Nombreuses sont les variables démographiques et économiques à s'être avérées largement corrélées avec les décisions d'offre de travail des Américains plus âgés, parmi lesquelles l'état de santé (mesuré de différentes manières), l'âge, le sexe, la situation de travailleur indépendant ou non, l'accession à la propriété, le droit à prestations (particulièrement dans le cas d'un plan à prestations définies) et la couverture de l'assurance maladie pendant la retraite ...

Suggested Citation

  • Joseph Quinn & Richard Burkhauser & Kevin Cahill & Robert Weathers, 1998. "Microeconometric Analysis of the Retirement Decision: United States," OECD Economics Department Working Papers 203, OECD Publishing.
    • Handle: RePEc:oec:ecoaaa:203-en
    DOI: 10.1787/127268520146
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    Citations

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    Cited by:

    1. Marjan, MAES, 2008. "Does the dismantlement of early retirement schemes increase unemployment in Belgium ?," Discussion Papers (ECON - Département des Sciences Economiques) 2008041, Université catholique de Louvain, Département des Sciences Economiques.
    2. Leora Friedberg & Anthony Webb, 2005. "Retirement and the Evolution of Pension Structure," Journal of Human Resources, University of Wisconsin Press, vol. 40(2).
    3. John Janssen, 2002. "Long-term fiscal projections and their relationship with the intertemporal budget constraint: An application to New Zealand," Treasury Working Paper Series 02/05, New Zealand Treasury.
    4. Velloso, Helvia, 2006. "Social Security in the United States: Overview and Outlook," Documentos de Proyectos 3681, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL).
    5. Jennifer Poehl & Bruce Cunningham, 2011. "Labour Market Engagement of Mature-Age Workers," Australian Journal of Labour Economics (AJLE), Bankwest Curtin Economics Centre (BCEC), Curtin Business School, vol. 14(3), pages 237-264.
    6. Verbič, Miroslav & Spruk, Rok, 2011. "Aging population and public pensions: theory and evidence," MPRA Paper 38914, University Library of Munich, Germany.

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