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15 Year Fixed Mortgage Rates
Average 15 year fixed mortgage rates from Mortgage News Daily,
Freddie Mac, MBA and FHFA.
| Rate | Points | Change | Prior Year | YOY Change | |
|---|---|---|---|---|---|
| MND's 15 Year Fixed (daily survey) | |||||
| Jul 23 2025 7/23/25 | 6.04% | -- | +0.01% | 6.32% | -0.28% |
| Jul 22 2025 7/22/25 | 6.03% | -- | -0.01% | 6.33% | -0.30% |
| Jul 21 2025 7/21/25 | 6.04% | -- | +0.00% | 6.32% | -0.28% |
| Jul 18 2025 7/18/25 | 6.04% | -- | -0.03% | 6.30% | -0.26% |
| Jul 17 2025 7/17/25 | 6.07% | -- | -0.01% | 6.32% | -0.25% |
| Jul 16 2025 7/16/25 | 6.08% | -- | +0.01% | 6.30% | -0.22% |
| MBA 15 Year Fixed (weekly) | |||||
| Jul 23 2025 7/23/25 | 6.14% | 0.69 | +0.03% | 6.49% | -0.35% |
| Jul 16 2025 7/16/25 | 6.11% | 0.66 | +0.07% | 6.63% | -0.52% |
| Jul 09 2025 7/9/25 | 6.04% | 0.63 | -0.02% | 6.56% | -0.52% |
| Freddie Mac 15 Year Fixed (weekly) | |||||
| Jul 17 2025 7/17/25 | 5.92% | 0.00 | +0.06% | 6.17% | -0.25% |
| Jul 10 2025 7/10/25 | 5.86% | 0.00 | +0.06% | 6.25% | -0.39% |
| Jul 03 2025 7/3/25 | 5.80% | 0.00 | -0.09% | 6.25% | -0.45% |
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