KR20010082879A - Payment system for electronic shopping mall - Google Patents

Abstract

PURPOSE: A paying system in an electronic commercial transaction is provided to prevent a risk of a delivery and a cumbersomeness of a payment for a commodity caused by an electronic commercial transaction and to exchange and repay a commodity easily. CONSTITUTION: In a payment system for paying a price of a purchase commodity at using an electronic commercial transaction using a virtual space, if a buyer(130) orders the corresponding commodity to a shopping mall company(110), the shopping mall company(110) checks the order and transmits delivery and commodity information to a delivery company(120). The delivery company(120) delivers the corresponding commodity to the buyer(130), and the buyer(130) checks the commodity and pays the price. The delivery company(120) provides the paying price received from the buyer(130) or a request for an exchanging or a repaying to the shopping mall company(110).

Description

Payment system for electronic shopping mall {Payment system for electronic shopping mall}

The present invention relates to a payment system when using e-commerce, and more particularly, to an improved payment system for purchasing goods using home shopping performed through a broadcasting medium such as a shopping mall, a television, or a radio in a virtual space on the Internet.

In general, in order to shop for various goods, the buyer visits the store where the goods are displayed, selects the goods, and immediately pays the goods using cash or credit card.

However, in recent years, due to the development of various broadcasting media such as TV and radio, as well as the construction of an information network, there are many cases where people purchase goods that are displayed as images or displayed in virtual space without visiting goods purchases. ought.

Due to the rapidly changing industrial society, it is due to the urgent demand for time spent due to traffic jams and heavy work due to the increasing number of cars, as well as the desire of the present age to put a great emphasis on the use of leisure time. .

The conventional payment system when using the e-commerce as shown in Figure 1;

Electronic commerce (5) takes place in an organic relationship between a shopping mall company (1) that sells and supplies goods using a virtual space, a financial institution (2), and a transportation company (3).

When using the electronic commerce (5), the purchaser (4) checks the goods displayed in the virtual space through the screen of the broadcast media or the computer and orders the goods through the screen of the phone or computer.

The shopping mall company 1 confirms the order of the buyer 4 and requests the buyer 4 to make a deposit, and the buyer 4 deposits the money through the financial institution 2.

After confirming the purchaser's payment through the financial institution (2), the shopping mall company (1) purchases the goods to the carrier (3) to the buyer (4) by providing the ordered goods with the delivery information. The goods are finally delivered.

As described above, the purchaser 4 confirms the final delivered goods and indirectly displays the after-sale service such as exchange or refund to the shopping mall 1 through the carrier 3.

As described above, in order to make a payment after purchasing an item using electronic commerce, a card payment method and an electronic money method are used for online payment using a financial institution or the description of a card number through an image.

The problem here is that the buyer has to visit the financial institution directly, as well as the various personal information is exposed when paying for the card. Installation and maintenance costs tend to be excessively increased due to the securing of facilities and high quality personnel for security.

Since the goods are delivered after the goods have been paid, if the goods are different from the goods ordered by the buyer, there is a high possibility of delivery accidents, such as only part of the goods ordered or no goods at all.

In the case of the above-mentioned delivery accident, it becomes difficult to refund or exchange, and even if the goods are returned, it is difficult to receive the refund of the paid goods, and when requesting an exchange or refund, the carrier asks the seller or the buyer for the cost of the refund or return. It has many disadvantages.

In particular, there is a lot of problems, such as the second-hand transactions are not made at all, so the opportunity for buyers to choose less.

The causes of the above problems may be caused by the fact that the shopping mall company that sells the goods, the financial institution that pays the payment, and the carrier that delivers the goods did not maintain an organic relationship. That's because most people only care about the fee rate.

Accordingly, the present invention is invented to solve the problems as described above to the buyer of the risk of delivery accidents that may occur during the purchase of goods using the electronic commerce or the hassle of payment for goods and the delivery accident and the exchange and refund of goods It aims to contribute to the protection of interests of buyers by providing a payment system that can be easily facilitated.

1 is a block diagram of a payment system when using a conventional e-commerce application.

Figure 2 is a block diagram of a payment system when using the e-commerce technology applied the present invention.

* Description of the symbols used in the main parts of the drawings *

100; Payment system

110; Shopping mall

120; Carrier

130; buyer

Hereinafter, with reference to the accompanying drawings will be described with respect to the payment system when using the e-commerce of a preferred embodiment of the present invention for achieving the above object.

Payment system 100 when using the e-commerce to which the present invention is applied;

The shopping mall company 110 displays the goods to be sold using the virtual space and provides the ordered goods, and the transport company 120 delivers the purchased goods and performs the payment using the purchase information of the shopping mall company 110. And to be made by the buyer 130.

When the buyer 130 orders the corresponding item to the shopping mall company 110, the shopping mall company 110 gives the shipping information to the carrier 120 at the same time as the order confirmation, and the transport company 120 sends the corresponding item to the buyer 130. After delivery, the buyer 130 checks the order and pays the price if the item is matched.

The transport company 120 is to be made of a simple system that provides the shopping mall company 110 with the payment or exchange and refund request received from the buyer (130).

Of course, the payment method of the carrier 120 will be natural that the buyer can use a variety of methods such as online payment, cash, card payment.

The payment system as described above, when the buyer 130 orders the corresponding goods through the virtual space of the shopping mall company 110, checks the goods delivered by the carrier 120 having a connection with the shopping mall 110 and pays the price. Just do it.

By performing the payment for the purchased goods as described above, the buyer is not damaged by the delivery accident that may be caused by the delay of delivery of the goods or the delivery of only some of the goods.

At the same time as checking the delivered goods, in the case of wrong goods, anxiety about the after-sale service such as refund or exchange disappears, so it is possible to pursue the convenience of using e-commerce.

Especially in the case of second-hand goods, the buyer can directly check the delivered goods, which can contribute to the activation of second-hand goods trading.

As described above, the present invention provides a payment system that facilitates the purchaser to ease the risk of delivery accidents or the hassle of payment for goods, and the exchange and refund of goods, which can occur when purchasing goods using electronic commerce. By providing them, they can contribute to the protection of the interests of buyers.

Claims (1)

In the payment system for the payment of the purchased goods when using the e-commerce using a virtual space; When the purchaser 130 orders the corresponding article to the shopping mall company 110, the shopping mall company 110 provides shipping and product information to the transport company 120 at the same time as the order confirmation; The carrier 120 delivers the article to the purchaser 130 to pay the price after the buyer 130 confirms the order; The carrier 120 is a payment system when using e-commerce, characterized in that to provide the shopping mall company 110 with the payment or exchange and refund request received from the buyer (130).