KR100845311B1 - Service system for payment on delivery - Google Patents

Abstract

A service system for payment on delivery is provided to improve reliability of goods purchase by enabling a customer to pay for goods ordered on the online network when the ordered goods are delivered, and process payment for a plurality of member shops conveniently with one portable payment terminal. A controller(130) transmits an invoice number printed on an invoice and inputted through an input unit(120) to a service server through a wireless communicator(110). The controller outputs goods sale information including member shop and amount information, which are returned from the service server in relation with the transmitted invoice number, to a display unit, and processes payment by using a payment terminal ID of different member shops. The service server includes a goods sale database, a payment detail database, a delivery detail database, a payment supporter, a payment detail processor, and a delivery processor. The payment supporter receives the invoice number from a portable payment terminal, extracts the goods sale information from the goods sale database by using the invoice number, and transmits the extracted goods sale information to the portable payment terminal. A display unit(140) which is an LCD(Liquid Crystal Display) device displays the state of a device or necessary information.

Description

Service system for payment on delivery {Service system for payment on delivery}

TECHNICAL FIELD The present invention relates to electronic commerce technology, and more particularly, to a computer system that handles payment on delivery.

With the widespread use of the Internet, electronic commerce (EC), such as Internet shopping malls, has become commonplace. Internet shopping can reduce the time spent visiting stores and purchasing products. Internet shopping is also convenient because you can purchase products at a glance.

However, such internet shopping has a risk of exposing important credit information such as personal credit card information during the online payment process. In addition, buyers are at risk of purchasing products that differ from what they expected by ordering the product without direct identification of the product.

Meanwhile, a seller operating an internet shopping mall pays an electronic payment agency a fee that is set higher than that paid to an offline electronic payment agency. In addition, as the card is paid through a complicated process from the electronic payment agency that pays for the card, the seller takes a long time to recover the payout. And small internet shopping malls have low credit ratings, so buyers try to buy products at large internet shopping malls. Accordingly, a small internet shopping mall has a problem in that sales are gradually decreased because purchases are gradually decreased.

The present invention is to solve such a problem, it is an object of the buyer to improve the reliability of the product purchase by paying for the delivery of the ordered goods online.

Furthermore, an object of the present invention is to be able to conveniently handle the payment of a plurality of merchants with one portable payment terminal.

Furthermore, the present invention aims to solve or minimize the risk of exposing credit information such as credit card information online.

Furthermore, an object of the present invention is to lower the high fee paid to the electronic payment agency by processing the e-commerce payment offline.

The above technical problem is achieved by the characteristic aspects of the present invention described below. The portable payment terminal including an input unit, a wireless communication unit, and a display unit according to the present invention transmits a transaction code printed on a delivery invoice inputted from the input unit to a service server through the wireless communication unit, and a transaction code printed on the delivery invoice. And a control unit for outputting the merchandise sales information including the affiliated store information and the price information returned in association with the display unit, and processing the payment accordingly.

According to this aspect of the present invention, by sending the transaction code printed on the delivery invoice to the service server to return the product sales information including the merchant information and the amount information, payment can be made at the time of delivery.

The portable payment terminal according to an additional aspect of the present invention is characterized in that the payment processing using a different merchant payment terminal ID.

According to this aspect, the portable payment terminal according to the present invention can use a plurality of merchant IDs in one payment terminal to process a plurality of merchants.

According to an additional aspect of the present invention, a service server receives a transaction code from a portable payment terminal through a communication unit, a product sales DB in which product sales information is stored, and the communication unit, and queries the product sales information stored in the product sales DB. And a control unit including a payment processing support unit for extracting merchandise sales information including transaction information and price information associated with the transaction code and transmitting the extracted merchandise information to the portable payment terminal.

According to this aspect, the service server according to the present invention is related to the transaction code transmitted from the portable payment terminal, it is possible to obtain product sales information including merchant information and amount information.

The control unit of the service server according to an additional aspect of the present invention is characterized in that it further comprises a sales DB acquisition unit for receiving the product sales information from an external merchant server to store in the product sales DB.

According to this aspect, the shopping processing unit may be implemented by integrating the service server and the affiliate server into one server by processing the product sold from the product DB and storing the product sale information in the product sale DB. This integrated server can quickly and accurately process the delivery and payment process for an ordered product.

The service system for payment at the time of delivery according to the present invention can perform a real face-to-face transaction by receiving payment from the person in charge of the product ordered online by the buyer, and thus, simultaneously receiving and returning the product through quality check on the product. This can increase customer satisfaction.

Furthermore, the present invention can solve the risks, such as credit information exposure by the buyer after receiving the product payment.

Furthermore, the present invention by paying for the delivery of the product ordered on-line, the seller can increase the confidence in the product to the customer for the reasons described above, and thus the small online shopping mall can bring increased sales.

In addition, the present invention has an effect that can be used as a dedicated payment terminal installed in the affiliated stores that can be viewed offline for a plurality of shopping malls using a single portable payment terminal. As a result, transaction payments are directly settled between the card company and the seller, so that the money can be recovered quickly from the card company, and there is no need to pay the high fee paid to the electronic payment agency. Can be imported.

Furthermore, in the present invention, a courier may cooperate with a shopping mall seller to secure a large amount of shipments, thereby improving profitability and generating new profits. In addition, it is possible to improve the image of the delivery company by increasing the reliability of delivery by improving the delivery quality through differentiated delivery service from other courier companies.

As described above, a secure and transparent electronic commerce can be established through a service system for payment upon delivery according to the present invention.

In order to facilitate understanding of the present invention, a practical example to which the present invention is applied is first illustrated. This application example is not intended to limit the technical scope of the patent at all, but is merely presented as an example to help understand.

The buyer accesses an internet shopping mall and decides a product to purchase. After that, the buyer enters the delivery information for the determined product, selects a payment method for shipping, and finishes shopping instead of paying online. Thereafter, the Internet shopping mall is assigned an invoice number through a program interworked between the service server and the delivery company, and outputs the invoice number assigned to the post-payment invoice. On the other hand, the service server receives the post-payment related information from the Internet shopping mall performs the approval of the purchased product, and requests the delivery company to start delivery. After that, the coordinator collects the products ordered from the Internet shopping mall and delivers them to the buyer. The courier confirms that the product is post-paid through a post-paid invoice before delivering the product to the buyer. Accordingly, the person in charge of the delivery reads the invoice code attached to the package of the delivery product using a personal portable terminal such as a PDA and outputs the sales information related to the invoice code from the service server on the screen. After that, the purchaser checks that the merchant information and the amount information and the ordered product are outputted in the personal mobile terminal, and reads the credit card from the personal mobile terminal. After that, the buyer confirms that the payment is approved through the personal mobile terminal and signs. After that, the courier delivers the signed receipt and the product to the buyer, and the courier ends the delivery with the receipt of the product included in the invoice.

As the sales information is inquired by the invoice code as described above, each carrier may use one mobile information terminal as a payment terminal dedicated to a merchant for a number of Internet shopping malls.

The foregoing and further aspects of the present invention will become apparent from the following examples. Hereinafter, with reference to the preferred embodiments described with reference to the accompanying drawings of the present invention will be described in detail so that those skilled in the art can easily understand and reproduce.

1 is a configuration diagram schematically showing a service system for payment upon delivery according to an embodiment of the present invention. According to a characteristic aspect of the present invention described above, as shown in Figure 1, the service system for payment upon delivery is the merchant server 10, service server 20, delivery company 22, portable payment terminal 30 It includes a van (VAN) company 40, credit card company 50. When the ordered product information is input to the affiliated store server 10, the affiliated store server 10 transmits the product sale information including the purchaser information, the product information, the amount information, and the affiliated store information to the service server 20. Here, the affiliated store server 10 may be an internet shopping mall server 12, a TV home shopping server 14, and a named advertisement server 16. However, the present invention is not limited thereto, and all merchant servers sold online through online sales are preferably included.

Thereafter, the service server 20 transmits the buyer information among the transmitted product sales information to the delivery company 22. Here, the buyer information is the delivery address information, and the delivery company 22 which has received the information transmits the invoice code information of the product to be delivered to the service server 20. The service server 20 receives the transmission to the affiliated store server 10, and the affiliated store server 10 outputs the received invoice code information. On the other hand, the delivery company 22 collects the product from the merchant through the buyer information sent to the buyer and to pay using the portable payment terminal 30.

Such a delivery company 22 may be configured as one with the service server 20 to simultaneously build a product sales information and a delivery service. The portable payment terminal 30 receives merchant information and price information from the product sales information from the service server 20, and receives card information to be settled accordingly. The portable payment terminal 30 may be used in the same manner as a card payment terminal used offline by processing payment using different merchant payment terminal IDs. Thereafter, the portable payment terminal 30 transmits the received card information to the bansa 40 to make an authorization request. Accordingly, the bansa 40 receives the approval information from the credit card company 50 and retransmits it to the portable payment terminal 30 to make delivery and payment.

2 is a block diagram schematically showing the configuration of a portable payment terminal 30 according to an embodiment of the present invention. As illustrated, the portable payment terminal 30 according to the present invention includes an input unit 120, a wireless communication unit 110, a display unit 140, and a controller 130.

According to an embodiment, the input unit 120 may include a code reader unit 121, a touch pad unit 123, and a card reader unit 125. The code reader 121 reads the transaction code printed on the delivery invoice. Here, the transaction code printed on the delivery invoice may be an invoice number. The code reader 121 for inputting such a transaction code is preferably a barcode reader. But it could simply be a key button.

The touch pad unit 123 is configured to input a signature for confirming that payment for the ordered product is made by the person. The card reader unit 125 may be a magnetic information reader and / or a contact / contactless smart card reader that reads the magnetic strip MS of the credit card. The wireless communication unit 110 may be, for example, Qualcomm's commercially available mobile communication module that processes mobile communication in Code Division Multiple Access (CDMA).

Accordingly, the portable payment terminal 30 may transmit a transaction code for payment to the service server 20 through the wireless communication unit 110, and may receive merchant information and amount information. The display unit 140 may be configured as a display device such as a liquid crystal display (LCD), for example, and displays the state of the device or necessary information.

The controller 130 may be a microprocessor operated by a control program. The controller 130 controls the overall respective components of the portable payment terminal 30.

In the present embodiment, the control unit 130 transmits the transaction code input to the code reader unit 121 to the service server 20 through the wireless communication unit 110. Here, the transaction code transmitted to the service server 20 may be at least a part of the invoice number of the product to be delivered. For example, it could be a 4-digit ending number of all invoice numbers. If the invoice number is '123-456-7890', the four-digit ending number '7890' is the transaction code. Such invoice numbers are often printed in barcodes on invoices affixed to the box of the product being shipped. Thereafter, the controller 130 returns the product sales information related to the transaction code from the service server 20 and outputs it to the display unit 140. The product sales information includes buyer information, product information, amount information, and merchant information. Among these, the merchandise sales information including at least merchant information and amount information necessary for payment is output to the display unit 140.

Therefore, according to the characteristic aspect of the present invention, the portable payment terminal 30 can use the invoice number of the product as a transaction code, to obtain the product sales information of the buyer stored in the service server 20 to process payment upon delivery. have. Thereafter, the controller 130 transmits the card information read from the card reader unit 125 through the wireless communication unit 110 to request a payment approval from the bansa. Thereafter, the controller 130 prints the returned payment approval information as a receipt.

According to a further aspect of the present invention described above, the control unit 130 includes a return processing unit 131 for receiving the return information and transmits to the service server 20 through the wireless communication unit 110. For example, if a product is damaged during delivery or is abnormal or different from the ordered product, the return processing unit 131 transmits the return information including the reason for return to the service server 20. In addition, the control unit 130 includes a delivery processing unit 133 which receives the delivery status and transmits it to the service server 20 through the wireless communication unit 110. The delivery processing unit 133 transmits the delivery processing result information to the service server 20. In this case, the delivery process result information includes a reason for failure of delivery, a visitor's visit frequency, and visit time information that failed to contact with the buyer or the payer or failed to pay. The delivery processing decision report is transmitted to the service server 20 through the delivery processing unit 133, and the delivery person re-delivers at least three times to the buyer or the payer according to the delivery failure. This prevents the delivered product from returning to the seller.

According to a further aspect of the present invention described above, the portable payment terminal 30 further includes a printing unit 150, the control unit 130 controls the printing unit 150. The printing unit 150 according to the present embodiment, the buyer's signature input from the touch pad unit 123 described above and the product sales information and payment approval information output to the display unit 140 is printed as a receipt.

3 is a block diagram schematically showing the configuration of a service server 20 according to an embodiment of the present invention. Hereinafter, the service server 20 according to the present invention will be described in detail with reference to FIG. 3. As shown in FIG. 3, the service server 20 according to the present invention includes a communication unit 210, a control unit 220, and a product sales DB 230. The communication unit 210 is configured to communicate with the above-described portable payment terminal 30, and the product sales DB 230 is configured to store product sale information. The product sale information stored in the product sale DB 230 includes buyer information, product information, amount information, and affiliated store information.

The control unit 220 for controlling each component included in the service server 20 includes a payment processing support unit 225. According to an embodiment, when a transaction code is transmitted from the portable payment terminal 30 through the communication unit 210, the payment processing support unit 225 queries the product sale information stored in the product sale DB 230 and the transaction code. Extract relevant product sales information. The extracted product sales information is transmitted to the portable payment terminal 30 through the communication unit 210.

According to a characteristic aspect of the present invention described above, the service server 20 further includes a payment processing history DB 250 in which payment processing history information transmitted from the portable payment terminal 30 is stored. The control unit 220 further includes a payment processing unit 227. The payment processing unit 227 receives the payment processing history information transmitted from the portable payment terminal 30 through the communication unit 210 and stores it in the payment processing history DB 250. Here, the payment processing history information stored in the payment processing history DB 250 preferably includes payment approval history information and return processing history information. As such, the payment processing unit 227 may transmit the payment processing history information stored in the payment processing history DB 250 to the affiliated store server 10 through the communication unit 210 to provide a payment processing result.

According to the characteristic aspect of the present invention described above, the service server 20 further includes a delivery processing DB 270 in which delivery processing result information transmitted from the portable payment terminal 30 is stored. The control unit 220 further includes a delivery processing unit 229, and the delivery processing unit 229 receives the delivery processing result information according to the delivery failure from the portable payment terminal 30 through the communication unit 210. Store in the delivery processing DB (270). Here, the delivery processing result information stored in the delivery processing DB 270, as described above, preferably includes the number of visits, the reason for delivery failure, and the visit time information. In addition, the delivery processing result information according to the delivery failure is preferably transmitted at least three times the delivery processing result re-delivery. The delivery processing unit 229 transmits the delivery processing result information stored in the delivery processing DB 270 through the communication unit 210 to the affiliated store server 10. Accordingly, the affiliated store may confirm the delivery progress status of the product by checking the delivery processing result information transmitted to the affiliated store server 10.

According to a further aspect of the present invention described above, the control unit 220 preferably further comprises a sales DB acquisition unit 221. The sales DB acquisition unit 221 receives the product sales information of the product sold from the external affiliate server 10 and stores it in the product sales DB 230. Herein, the affiliated store server 10 may be, for example, a shopping mall server and / or a delivery company server. As such, the sales DB acquisition unit 221 may receive order information including a product name, a product price, and merchant information from a shopping mall server. In addition, the sales DB acquisition unit 221 may receive buyer information such as a buyer's name, address, contact information, and shipping information including an invoice code from a delivery company server.

In this way, the sales DB acquisition unit 221 stores the merchandise sales information received from the affiliated store server 10 in the merchandise sales DB 230. Accordingly, when the transaction code is transmitted from the portable payment terminal 30, the payment processing support unit 225 described above may retrieve the product sale information stored in the product sale DB 230 to extract the product sale information related to the transaction code. .

4 is a block diagram showing a schematic configuration of a service server 20 according to another embodiment of the present invention. Similar to the embodiment of FIG. 3, the service server 20 further includes a product DB 290 in which product information is stored. The controller 220 further includes a shopping processor 223.

According to this embodiment, the service server 20 is a communication unit 210, control unit 220, product sales DB 230, payment processing history DB 250, delivery processing DB 270, product DB 290 Include. The communication unit 210 is configured to communicate with the above-described portable payment terminal 30, and the product sales DB 230 is configured to store product sale information. The product sale information stored in the product sale DB 230 includes buyer information, product information, amount information, and affiliated store information. Payment processing DB (250) is a configuration in which payment processing history information is stored, wherein payment processing history information preferably includes payment approval history information and return processing history information. As described above, the delivery processing DB 270 is configured to store the delivery processing result information, wherein the delivery processing result information includes the number of visits, the reason for the delivery failure, and the visit time information. The product DB 290 is a configuration in which product information including product names, product prices, product configurations, etc., sold in affiliated stores such as an internet shopping mall is stored.

The controller 220 includes a payment processing support unit 225, a payment processing history unit 227, a delivery processing history unit 229, and a shopping processing unit 223. When the transaction code is transmitted from the portable payment terminal 30 through the communication unit 210, the payment processing support unit 225 inquires the product sale information stored in the product sale DB 230 and extracts the product sale information related to the transaction code. . The extracted product sales information is retransmitted to the portable payment terminal 30 through the communication unit 210. Here, the product sales information, the essential merchant information and amount information among the buyer information, product information, amount information, and merchant information is transmitted to the portable payment terminal 30.

The payment processing unit 227 receives the payment processing history information transmitted from the portable payment terminal 30 through the communication unit 210 and stores it in the payment processing history DB 250. The delivery process history unit 227 receives the delivery process result information according to the delivery failure from the portable payment terminal 30 through the communication unit 210 and stores it in the delivery process DB 270. As described above, the delivery process result information according to the delivery failure includes the number of visits, the reason for the delivery failure, and the visit time information. Such delivery process result information is preferably transmitted to the delivery process history unit 227, the delivery process result information re-delivered to the buyer at least three times. The shopping processing unit 223 processes the products sold from the product DB 290 and stores product sale information related to the sold product in the product sale DB 230.

According to this aspect, the shopping processing unit 223 processes the goods sold from the product DB 290, and stores the product sale information in the product sale DB 230, the service server 20 and the merchant server 10 It can be implemented by integrating into one server. This integrated server can quickly and accurately process the delivery and payment process for an ordered product.

Hereinafter, a portable payment method according to an embodiment of the present invention will be described in detail with reference to FIG. 5. 5 is a flowchart schematically illustrating a portable payment method according to an embodiment of the present invention. As shown, in one embodiment, the control unit reads the transaction code printed on the delivery invoice (S10). The transaction code may be at least a part of an invoice number of a product to be delivered. For example, it could be a 4-digit ending number of all invoice numbers. If the invoice number is '123-456-7890', the four-digit ending number '7890' is the transaction code.

Next, the control unit transmits the read transaction code to the service server through the wireless communication unit (S20). After that, the control unit is associated with the transaction code transmitted to the service server, receives the product sales information stored in the service server and outputs from the display unit (S30). The product sales information includes buyer information, product information, amount information, and merchant information. Among them, merchandise sales information including at least merchant information and price information necessary for payment is output to the display unit. Thereafter, the control unit reads the card information from the card reader unit according to the product sales information output to the display unit to process the payment (S50).

On the other hand, if there is a plurality of product sales information output from the display unit, the controller outputs a plurality of product sales information through the display unit to select the product sales information associated with the transaction code (S40). If the plurality of product sales information is output to the display unit, the controller selects the product sales information associated with the transaction code by additionally returning the buyer information and the product information included in the product sales information from the service server.

Hereinafter, a service method according to an embodiment of the present invention will be described in detail with reference to FIG. 6. 6 is a flowchart schematically illustrating a service method according to an embodiment of the present invention.

As shown in the embodiment, the control unit receives a transaction code from the portable payment terminal through the communication unit (S100). After receiving the transaction code, the control unit retrieves the product sale information stored in the product sale DB and extracts the product sale information related to the transaction code (S200). Here, the product sales information includes buyer information, product information, amount information, and merchant information, and essential information among them is amount information and merchant information. The product sales information including the essential information is transmitted to the portable payment terminal through the communication unit (S300). Thereafter, the control unit receives the delivery processing result information according to the delivery failure from the portable payment terminal through the communication unit (S400). The delivery process result information received here includes the number of visits, the reason for the failure of delivery, and the visit time information as described above. In addition, the delivery processing result information according to the delivery failure, it is preferable to transmit the delivery processing result information re-delivered to the buyer at least three times. Such delivery processing result information is stored in the delivery processing DB (S500).

Thereafter, the control unit receives payment processing history information from the portable payment terminal according to the transmitted product sale information (S600). The payment processing history information received here includes payment approval history information and return processing history information. Such payment processing history information is stored in the payment history DB (S700).

On the other hand, the above-described portable payment method and service method can be created by a computer program. Codes and code segments constituting such a program can be easily inferred by a computer programmer in the art. In addition, such a program is stored in a computer readable media, and read and executed by a PC, thereby implementing a method for producing travel information contents. Such information storage media include magnetic recording media, optical recording media, and carrier wave media.

So far I looked at the center of the preferred embodiment for the present invention.

Those skilled in the art will understand that the present invention may be implemented in a modified form without departing from the essential characteristics of the present invention. Therefore, the disclosed embodiments should be considered in descriptive sense only and not for purposes of limitation. The scope of the present invention is shown in the claims rather than the foregoing description, and all differences within the scope will be construed as being included in the present invention.

1 is a configuration diagram schematically showing a service system for payment upon delivery according to an embodiment of the present invention;

2 is a block diagram schematically showing the configuration of a portable payment terminal according to an embodiment of the present invention;

3 is a block diagram schematically showing the configuration of a service server according to an embodiment of the present invention;

4 is a block diagram showing a schematic configuration of a service server according to another embodiment of the present invention;

5 is a flowchart schematically showing a portable payment method according to an embodiment of the present invention;

6 is a flow chart schematically showing a service method according to an embodiment of the present invention.

<Explanation of symbols for main parts of the drawings>

10: Merchant Server 12: Internet Shopping Mall Server

14: TV home shopping server 16: Paper advertising server

20: service server 22: delivery company

40 Van company 42 Credit card company

110: wireless communication unit 120: input unit

121: code reader unit 123: touch pad unit

125: card reader unit 130, 220: control unit

131: return processing unit 133: delivery processing unit

140: display unit 150: printing unit

210: communication unit 221: sales DB acquisition unit

223: shopping processing unit 225: payment processing support unit

227: payment processing history 229: delivery processing history

230: Product sales DB 250: Payment processing DB

270: Delivery Processing DB 290: Product DB

Claims (17)

delete delete delete delete An input unit including a code reader unit for reading an invoice number printed on a delivery invoice, a touch pad for inputting a signature, and a card reader unit for reading card information; A wireless communication unit; A display unit; A portable payment terminal comprising: a printing unit for outputting a receipt on which the merchandise sales information output to the display unit and a signature input to the touch pad unit are displayed; The invoice number printed on the delivery invoice inputted from the input unit is transmitted to the service server through the wireless communication unit, and the merchandise sales information including the merchant information and the amount information returned in association with the invoice number printed on the delivery invoice; Output to the display unit, process payment using different merchant payment terminal IDs, receive the return information and send the return processing unit and delivery status to the service server through the wireless communication unit and receive the service server through the wireless communication unit Control unit including a delivery processing unit for transmitting to; Portable payment terminal comprising a. delete delete A communication unit; A merchandise sales DB for storing merchandise sales information; A payment processing history DB for storing payment processing history information transmitted from the portable payment terminal; A delivery processing DB for storing delivery processing result information transmitted from the portable payment terminal; Receiving an invoice number from the portable payment terminal through the communication unit, by searching the product sales information stored in the product sales DB to extract the product sales information including the merchant information and the amount information associated with the invoice number, the portable payment terminal A payment processing support unit for transmitting to the payment processing history information received from the portable payment terminal through the communication unit, and stored in the payment processing history DB, and the delivery processing from the portable payment terminal through the communication unit; A control unit including a delivery processing unit for receiving result information and storing the result in the delivery processing DB; Service server comprising a. The method of claim 8, wherein the payment processing history DB: Service server, characterized in that it includes payment approval history information and return processing history information. The method of claim 8, wherein the control unit: A sales DB acquisition unit for receiving the merchandise sales information from an external merchant server and storing the merchandise sales information in the merchandise sales DB; Service server characterized in that it further comprises. The method of claim 8, wherein the service server is: Further comprising a product DB is stored product information, The control unit is a shopping processing unit for processing a product sold from the product DB, and stores the product sale information in the product sale DB; Service server characterized in that it further comprises. delete Reading the invoice number printed on the delivery invoice; Reading the invoice number and transmitting the invoice number to a service server through a wireless communication unit; Receiving the merchandise sales information including the merchant information and the amount information related to the invoice number from the service server and outputs on the display unit, if there is a plurality of the merchandise sales information received in association with the invoice number, to the received product sales information Outputting all the included information through the display unit; Selecting merchandise sales information related to the invoice number and, accordingly, reading the card information from the card reader and processing the payment; Portable payment method comprising a. delete Receiving an invoice number from a portable payment terminal through a communication unit; Retrieving merchandise sales information stored in a merchandise sales DB to obtain the merchandise sales information associated with the invoice number; Transmitting the merchandise sales information related to the invoice number to the portable payment terminal through the communication unit; Receiving delivery processing result information processed for delivery from the portable payment terminal; Storing the received delivery process result information in a delivery process DB; Receiving payment processing history information from the portable payment terminal; Storing the received payment processing history information in a payment history DB; Service method comprising a. A recording medium storing a program executable on a computer on which the portable payment method according to claim 13 is implemented. A recording medium storing a program executable on a computer on which a service method according to claim 15 is implemented.

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