KR101738093B1 - Method and computer program for providing payment service - Google Patents

Abstract

A method of providing a payment service for a product between any one of a plurality of sellers and a buyer desiring to purchase a product, the method comprising the steps of: Receiving a settlement request signal including information on a desired first commodity; Checking by the control unit whether settlement for the first commodity is possible between the seller corresponding to the settlement request signal and the first purchaser among the one or more sellers; Performing settlement of the first commodity by the controller when the settlement for the first commodity is possible, and generating a cheat prevention signal corresponding to the performed settlement; And transmitting, by the communication unit, a signal including the cheating prevention signal and the information on the payment history performed to the seller terminal and the first purchaser terminal of the seller, And information that is visually or audibly perceivable, which is selected or generated in response to the payment made.

Description

[0001] METHOD AND COMPUTER PROGRAM FOR PROVIDING PARTY PAYMENT SERVICE [0002]

Embodiments of the present invention relate to an apparatus, a method, and a computer program for providing a goods settlement service.

With the development of technologies related to information communication technology and electronic devices, users can use various functions through electronic devices such as a smart phone, a desktop, and a notebook connected to a communication network such as the Internet.

These various functions include electronic settlement through wired / wireless communication between electronic devices. Electronic payment can be an inconvenience of handling cash directly to both buyer and seller, and a means of solving the inconvenience of calculating and keeping change. However, since electronic payment is not a cash payment directly on the spot, a verification means is needed to ensure that both the seller and the purchaser have correctly performed the payment.

The above-described background technology is technical information that the inventor holds for the derivation of the present invention or acquired in the process of deriving the present invention, and can not necessarily be a known technology disclosed to the general public prior to the filing of the present invention.

Embodiments of the present invention provide a method and a computer program for providing a goods settlement service capable of providing an electronic settlement service for a commodity price through communication with a buyer terminal and a seller terminal.

The embodiments of the present invention provide a goods payment service providing method and a computer program capable of providing a payment information signal including information on electronic payment to a buyer terminal and a seller terminal so as to confirm whether the electronic payment is correctly performed .

In embodiments of the present invention, in order to prevent a cheating behavior of one side of a transaction target in a product settlement process, a cheat prevention signal including information that can prevent cheating may be provided to the buyer terminal and the seller terminal A payment service providing method, and a computer program.

A method of providing a payment service for a product between any one of the first and second sellers and a purchaser who desires to purchase a product, comprising the steps of: receiving, from a first buyer terminal of the first buyer, Receiving a settlement request signal including information on a first commodity desired to be settled; Checking by the control unit whether settlement for the first commodity is possible between the seller corresponding to the settlement request signal and the first purchaser among the one or more sellers; Performing settlement of the first commodity by the controller when the settlement for the first commodity is possible, and generating a cheat prevention signal corresponding to the performed settlement; And transmitting, by the communication unit, a signal including the cheating prevention signal and the information on the payment history performed to the seller terminal and the first purchaser terminal of the seller, And information that is visually or audibly perceivable, which is selected or generated in response to the payment made.

Receiving a proxy settlement request signal from the second buyer terminal of the second buyer before the step of receiving the settlement request signal that a payment for the second goods desired to be paid is made through the first buyer terminal Wherein the step of verifying can check whether a payment for the second product is possible between the seller and the second purchaser, and the step of generating the signal comprises: The controller can perform the settlement of the first and second goods.

Storing the first identifier for the seller to use the goods payment service by the control unit before the step of receiving the payment request signal; And storing the second identifier for the first purchaser who wishes to use the goods payment service by the control unit, wherein the checking step comprises: , It can be confirmed whether or not the first purchaser can purchase the goods from the seller.

Receiving, by the communication unit, an acknowledgment request signal requesting confirmation of whether the payment is performed correctly from the payment confirmation unit of the seller; And determining, by the controller, whether the payment made is valid based on the cheating prevention signal included in the confirmation signal; And transmitting, by the communication unit, an acknowledgment result signal including information on the validity of the payment made, to the settlement confirmation unit.

The method of claim 1, wherein the first product is a food product, and the payment of the first product is a payment of the electronic product that is paid in advance to the first purchaser terminal for payment for at least one of the plurality of products including the first product And may be transmitted from the first purchaser terminal to the seller terminal.

The anti-cheating signal may include at least one of a signal indicating a specific color, a signal indicating a specific picture, a signal indicating a specific number, and a signal indicating a specific character.

In another aspect of the present invention, there is provided a method for providing a goods settlement service between one or more sellers and a buyer desiring to purchase a product, the method comprising: Receiving an input to select a seller who desires to pay a price of the merchant; Receiving, by the input unit, a payment request input including information on a merchandise desired to be settled among the merchandise of the seller; Transmitting, by the communication unit of the purchaser terminal, a settlement request signal including information on a commodity desired to be paid to a commodity settlement service providing server; Receiving, by the communication unit, a signal including a cheat prevention signal and information on the payment details performed from the goods payment service providing server; And displaying at least one of a specific color, a specific picture, a specific number, and a specific character on the display unit of the purchaser terminal based on visual or audible information contained in the cheating prevention signal, To the acoustic unit of the buyer terminal or to output a vibration of a specific pattern to the vibrator of the buyer terminal.

These general and specific aspects may be implemented by using a system, method, computer program, or any combination of systems, methods, and computer programs.

Other aspects, features, and advantages will become apparent from the following drawings, claims, and detailed description of the invention.

According to the present invention as described above, it is possible to provide a method and a computer program for providing a goods settlement service capable of providing an electronic settlement service for a commodity price through communication with a buyer terminal and a seller terminal.

Also, a method and a computer program for providing a goods settlement service capable of providing a settlement information signal including information on electronic settlement to a buyer terminal and a seller terminal so as to confirm whether the electronic settlement has been correctly performed.

A method for providing a product settlement service and a computer program product capable of providing a cheating prevention signal including information capable of cheating to a buyer terminal and a seller terminal in order to prevent a cheating action of one side of a transaction target in a product settlement process, Can be provided.

FIG. 1 is a view schematically showing a configuration of a goods settlement service providing system according to an embodiment of the present invention.
FIG. 2 and FIG. 3 are block diagrams schematically illustrating exemplary internal configurations of a product settlement service providing system according to an embodiment of the present invention.
4 and 5 are views schematically showing an exemplary form in which a goods settlement service is provided in a shopper terminal according to an embodiment of the present invention.
6 is a diagram schematically illustrating an exemplary form in which a merchandise settlement service is provided in a seller terminal according to an embodiment of the present invention.
7 is a flowchart schematically illustrating a method of providing a goods settlement service according to an embodiment of the present invention.

BRIEF DESCRIPTION OF THE DRAWINGS The present invention is capable of various modifications and various embodiments, and specific embodiments are illustrated in the drawings and described in detail in the detailed description. The effects and features of the present invention and methods of achieving them will be apparent with reference to the embodiments described in detail below with reference to the drawings. However, the present invention is not limited to the embodiments described below, but may be implemented in various forms. In the following embodiments, the terms first, second, and the like are used for the purpose of distinguishing one element from another element, not the limitative meaning. Also, the singular expressions include plural expressions unless the context clearly dictates otherwise. Also, the terms include, including, etc. mean that there is a feature, or element, recited in the specification and does not preclude the possibility that one or more other features or components may be added. Also, in the drawings, for convenience of explanation, the components may be exaggerated or reduced in size. For example, the size and thickness of each component shown in the drawings are arbitrarily shown for convenience of explanation, and thus the present invention is not necessarily limited to those shown in the drawings.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings, wherein like reference numerals refer to like or corresponding components throughout the drawings, and a duplicate description thereof will be omitted .

FIG. 1 is a view schematically showing a configuration of a goods settlement service providing system according to an embodiment of the present invention.

1, a system 200 for providing goods payment services according to an embodiment of the present invention includes a plurality of buyer terminals 100, a plurality of seller terminals 200, a goods payment service providing server 300, And a communication network 400.

The plurality of purchaser terminals 100 may refer to communication terminals capable of transmitting and receiving electronic signals with other electronic devices in a wire / wireless communication environment.

In this specification, an electronic signal may refer to a current, a radio wave, or a wave which may be transmitted and received between electronic devices, and the electronic signal may include information capable of grasping its meaning through an electronic device. For example, the electronic signal may be an entire file that can be transmitted and received through the air. In this case, the buyer terminal 100, the seller terminal 200, or the goods settlement service providing server 300 can acquire binary numbers by analyzing the shaking of the electric wave, and interpret the acquired binary numbers through a predetermined protocol Specific information can be obtained, but the scope of the present invention is not limited thereto.

Each of the plurality of buyer terminals 100 can transmit a settlement request signal to the seller terminal 200 or the goods settlement service providing server 300 that the seller wants to settle the price of the goods to the specific seller. At this time, the payment request signal may include information for selecting a specific seller terminal 200, information about a product desired to be paid out among the products sold by the specific seller, price of the goods, and the like.

Each of the plurality of buyer terminals 100 may refer to one electronic device in general, or to a different buyer terminal 100 in the case of physically separate electronic devices. That is, the plurality of purchaser terminals 100 may include the first purchaser terminal 101 and the second purchaser terminal 102. At this time, the first purchaser terminal 101 and the second purchaser terminal 102 may be treated as different purchaser terminals 100.

However, even in the case of a physically separate electronic device, it may be handled as one buyer terminal 100 when the account corresponding to each electronic device is the same. That is, the plurality of buyer terminals 100 may include the second buyer terminal 102a and the second buyer terminal 102b. At this time, when the first user account is logged in to both the 2ab purchaser terminal 102a and the 2bb purchaser terminal 102b, the 2ab purchaser terminal 102a and the 2bb purchaser terminal 102b are connected to one second buyer terminal 102a, It can be handled as the terminal 102.

In this specification, an account is a concept similar to a user ID (ID), and may mean an identifier used to distinguish a user of a specific electronic device from users of other external electronic devices.

The plurality of the seller terminals 200 may refer to communication terminals capable of transmitting and receiving electronic signals with other electronic devices in a wire / wireless communication environment.

Each of the plurality of seller terminals 200 may be an electronic device corresponding to a specific seller registered in the seller terminal 200. [ That is, when the buyer desires to pay the commodity to the specific seller, the seller can pay the commodity to the seller terminal 200 corresponding to the specific seller and pay the commodity to the specific seller. Alternatively, when the purchaser has completed the electronic settlement to the specific seller, the details about the electronic settlement may be displayed on the seller terminal 200 corresponding to the specific seller.

Each of the plurality of seller terminals 200 may generally refer to one electronic device, and may refer to a different seller terminal 200 in the case of a physically separate electronic device. That is, the plurality of seller terminals 200 may include the first seller terminal 201 and the second seller terminal 202. At this time, the first seller terminal 201 and the second seller terminal 202 may be treated as different seller terminals 200.

However, even in the case of a physically separate electronic device, it may be handled as one seller terminal 200 when the account corresponding to each electronic device is the same. That is, the plurality of seller terminals 200 may include the second seller terminal 202a and the second seller terminal 202b. At this time, when the first user account is logged in to both the 2a-th seller terminal 202a and the 2b-th seller terminal 202b, the 2a-th seller terminal 202a and the 2b-th seller terminal 202b are connected to one second seller And can be handled as a terminal 202.

1, electronic devices in the form of a smartphone, a cell phone, and a desk top are shown as an example of a plurality of buyer terminals 100 and a plurality of seller terminals 200 . However, the present invention is not limited to this, and an electronic device capable of transmitting and receiving data with other electronic devices in a wire / wireless communication environment may be included in a plurality of the buyer terminals 100 of the present invention without limitation.

More specifically, each of the plurality of buyer terminals 100 and the plurality of seller terminals 200 may be, for example, a tablet PC, a smart TV, a mobile phone, a personal digital assistant (PDA) , A global positioning system (GPS) device, an electronic book terminal, a digital broadcasting terminal, a navigation device, a kiosk, an MP3 player, a digital camera, a wearable device and other mobile or non-mobile computing devices. no. Furthermore, each of the plurality of buyer terminals 100 and the plurality of seller terminals 200 may include various devices capable of receiving touch inputs such as an electronic board, a touch table, and the like. In addition, each of the plurality of buyer terminals 100 and the plurality of seller terminals 200 may include accessories such as a clock, a pair of glasses, a hair band and a ring having a communication function and a data processing function, But is not limited thereto.

The goods settlement service providing server 300 may be a server used for providing a goods settlement service. Although one server is shown in FIG. 1, a plurality of servers may exist in connection with each other through wired / wireless communication depending on the amount of connection or the amount of data.

The goods settlement service providing server 300 may receive a settlement request signal from each of the plurality of buyer terminals 100. [ The commodity settlement service providing server 300 can perform electronic settlement for commodity purchase between a specific buyer and a seller based on the received settlement request signal. Also, the goods settlement service providing server 300 may store various information necessary for providing a settlement service. For example, the goods settlement service providing server 300 may store information on users or sellers registered in the settlement service.

The goods settlement service providing server 300 may provide a general search service as well as an electronic settlement service for goods and various services for enhancing the convenience of the user. That is, the goods settlement service providing server 300 may provide various services such as search, e-mail, blog, social network service, news, and shopping information in addition to the goods settlement service.

Alternatively, the goods settlement service providing server 300 may be a device included in a server providing a portal service such as search, e-mail, news, and shopping. Here, the commodity settlement service providing server 300 and the portal service providing server may be separate servers physically separated from each other or may be logically separated servers within a single physical server.

In FIG. 1, a plurality of buyer terminals 100 and a plurality of seller terminals 200 are displayed as connected so that they can directly transmit and receive signals to each other through the communication network 400, and actually signals are transmitted and received in this manner It is possible. However, under the system 10 for providing goods payment services according to an embodiment of the present invention, data transmission / reception between a plurality of buyer terminals 100 and a plurality of seller terminals 200 is performed through a goods payment service providing server 300 May be performed. That is, for example, a signal related to settlement transmitted in an electronic signal from the first purchaser's terminal 101 is transmitted to the goods settlement service providing server 300 through the communication network 400, A signal related to the settlement can be transmitted to the first seller terminal 201 through the communication network 400 from the communication terminal 300.

The communication network 400 may serve to connect a plurality of buyer terminals 100, a plurality of seller terminals 200, and a goods settlement service providing server 300. The communication network 400 may be a wired network such as LANs (Local Area Networks), WANs (Wide Area Networks), MANs (Metropolitan Area Networks), ISDNs (Integrated Service Digital Networks), wireless LANs, CDMA, Bluetooth, But the scope of the present invention is not limited thereto.

FIG. 2 and FIG. 3 are block diagrams schematically illustrating exemplary internal configurations of a product settlement service providing system according to an embodiment of the present invention.

Referring to FIG. 2, a system 10 for providing goods payment services according to an embodiment of the present invention may include a buyer terminal 100, a seller terminal 200, and a goods payment service providing server 300. At this time, the goods settlement service providing server 300 may include a communication unit 310, a memory 320, a program storage unit 330, a database 340, and a control unit 350.

The communication unit 310 can perform wired / wireless communication with the buyer terminal 100 or the seller terminal 200 through the communication network 400. At this time, the communication unit 310 can receive a settlement request signal including information on the merchandise desired to be paid from the buyer terminal 100. Also, the communication unit 310 can transmit the cheating prevention signal generated by the control unit 350 to the buyer terminal 100 and the seller terminal 200. At this time, the seller terminal 200 may be a terminal corresponding to the seller who sells the product.

In the present specification, the anti-cheating signal may mean a signal for preventing an act of decorating a commodity payment between a buyer and a seller as if a party made a false settlement. The anti-cheating signal may be a signal selected or generated corresponding to the payment made each time the settlement is performed. The anti-cheating signal may be a signal containing information that can be perceived visually or audibly. For example, the anti-cheating signal may mean a number, a letter, a picture, or a visually recognizable symbol that is randomly generated each time a settlement is performed, or a combination thereof. The communication unit 310 can simultaneously transmit the generated cheating prevention signal to the buyer terminal 100 and the seller terminal 200. [ Through this, the buyer and the seller can compare whether the same cheating prevention signal has reached each other. If the cheating prevention signals arriving at both terminals are different from each other, this may mean that the settlement has not been correctly performed. The communication unit 310 can transmit a signal including information on the payment details performed to at least one of the buyer terminal 100 and the seller terminal 200. [ The information on the payment history may include information on the buyer, the seller, the purchased product, the price of the purchased product, and the like.

The communication unit 310 includes a Bluetooth communication unit, a Bluetooth low energy communication unit, a near field communication unit, a WLAN communication unit, a Zigbee communication unit, an IrDA (infrared data association) communication unit, a WFD Wi-Fi Direct) communication unit, UWB (ultra wideband) communication unit, Ant + communication unit, and the like.

The memory 320 may temporarily or permanently store the data processed by the control unit 350. [ Herein, the memory 320 may include magnetic storage media or flash storage media, but the scope of the present invention is not limited thereto. The memory 320 may store data transmitted to or received from the buyer terminal 100 or the seller terminal 200. [

The program storage unit 330 may be a component that loads software that performs various tasks that are necessary or auxiliary in the process of providing a goods payment service according to an embodiment of the present invention.

The database 340 may store data transmitted to or received from the buyer terminal 100 or the seller terminal 200. For example, the database 340 may store information on the type, number, or prices of goods that have been settled between the buyer terminal 100 and the seller terminal 200 for a predetermined period of time. In addition, the database 340 may store data on buyers and sellers who desire to receive the goods settlement service through the goods settlement service providing server 300. [ For example, the database 340 may store a unique identifier for each of the buyers and the sellers who have registered to use the goods settlement service, a service use history, or a contract content for use of the service.

The control unit 350 can generally control the overall operation of the goods settlement service providing server 300. [ For example, the control unit 350 executes the software stored in the program storage unit 330 included in the goods settlement service providing server 300, so that the communication unit 310, the memory 320, the database 340, And other components included in the goods settlement service providing server 300 can be generally controlled.

The control unit 350 may include any kind of device capable of processing data, such as a processor. Herein, the term " processor " may refer to a data processing apparatus embedded in hardware, for example, having a circuit physically structured to perform a function represented by a code or an instruction contained in the program. As an example of the data processing apparatus built in hardware, a microprocessor, a central processing unit (CPU), a processor core, a multiprocessor, an application specific integrated circuit (ASIC) ), A field programmable gate array (FPGA), and the like, but the scope of the present invention is not limited thereto.

The control unit 350 can analyze the settlement request signal received from the purchaser terminal 100. [ The control unit 350 can confirm whether payment for a commodity is possible between the seller corresponding to the payment request signal received from the plurality of sellers and the purchaser corresponding to the purchaser terminal 100. [ Specifically, the first purchaser may be able to settle with both the first seller and the second seller through a goods settlement service according to an embodiment of the present invention. On the other hand, the second buyer can pay through the goods settlement service with the first seller, but can not settle the settlement through the goods settlement service with the second seller. Accordingly, the control unit 350 can confirm whether or not a contract with at least one of the buyer and the seller is concluded, and can determine whether settlement based on the settlement request signal can be performed through the goods settlement service.

In order to determine whether or not such purchase is possible, the control unit 350 may designate the buyer identifiers for each of the buyers using the goods settlement service, or for each of the groups to which the buyers belong. Also, the controller 350 can designate the seller identifiers for each of the sellers using the goods settlement service. In addition, the controller 350 can designate, for each of the seller identifiers, buyer identifiers that can be settled through the goods settlement service. Conversely, the control unit 350 may designate, for each of the buyer identifiers, seller identifiers that can be settled through the goods settlement service. Thereafter, when the goods settlement request is received, the control unit 350 can determine whether settlement is possible between the identifiers of the seller and the buyer corresponding to the goods settlement request, and determine whether or not the settlement is possible.

If the payment can be made through the goods settlement service between the buyer and the seller, the control unit 350 can perform settlement corresponding to the settlement request signal. In this case, the meaning of the settlement may be that an electronic voucher (for example, electronic voucher) paid to the purchaser by an organization to which the purchaser belongs is transmitted from the purchaser terminal 100 to the seller terminal 200, It may mean that the transaction is performed through a credit card or the like, or that cash is transferred from the buyer's account to the seller's account.

After performing the settlement, the control unit 350 may generate a cheat prevention signal corresponding to the settlement. An example of the cheat prevention signal will be described with reference to FIG.

After the control unit 350 performs settlement, the communication unit 310 can receive an acknowledgment request signal from the seller terminal 200 requesting confirmation that payment has been correctly performed. At this time, the confirmation request signal may include a cheating prevention signal transmitted to the purchaser terminal 100. [ In detail, the seller terminal 200 that transmits the confirmation request signal may be an electronic device capable of reading the cheating prevention signal output through the purchaser terminal 100. In addition, the seller terminal 200 may be an electronic device capable of converting the anti-cheating signal into an electronic signal, and the seller terminal 200 may transmit an acknowledgment request signal including the converted electronic signal to the goods settlement service providing server 300 to the communication unit 310 of the base station. Thereafter, the control unit 350 can extract the cheating prevention signal displayed on the purchaser terminal 100 from the confirmation request signal, and compare the extracted cheating prevention signal with the cheating prevention signal transmitted to the seller terminal 200 . When the two cheating prevention signals match each other, the controller 350 can determine that cheating has not occurred. If the two cheat prevention signals are different from each other, the control unit 350 can determine that cheating has occurred. The control unit 350 can transmit an identification result signal including information on the determination result of cheating to the seller terminal 200. [ Thereafter, the seller terminal 200 can analyze the received confirmation result signal and inform the seller of the analysis result through voice, vibration, video, and the like. Through this, the seller can confirm whether cheating has occurred or not.

In addition, the communication unit 310 can receive a proxy settlement request signal that a buyer requests another buyer to perform proxy settlement for his / her own goods. For example, the communication unit 310 may receive a proxy settlement request signal from the second purchaser terminal 102 that a payment for the second product desired to be paid through the first purchaser terminal 101 is desired have. In this case, the control unit 350 can confirm whether payment can be performed through the goods settlement service between the user of the second buyer terminal 102 and the seller of the second goods. If payment is possible through the goods settlement service between the user of the second purchaser terminal 102 and the seller of the second goods, the control unit 350 can perform the proxy settlement through the first purchaser terminal 101. [ An example of proxy settlement will be described with reference to FIG.

An example of the internal configuration of the goods settlement service providing server 300 for providing the goods settlement service according to the embodiment of the present invention has been described above. Hereinafter, an example of the internal configuration of the purchaser terminal 100 using the goods settlement service according to the embodiment of the present invention will be described.

3, the merchandise payment service providing system 10 according to an exemplary embodiment of the present invention may include a buyer terminal 100, a seller terminal 200, and a goods settlement service providing server 300. At this time, the purchaser terminal 100 may include a communication unit 110, an input unit 120, an output unit 130, a memory 140, a program storage unit 150, and a control unit 160. The output unit 130 may include a display unit 130a, an acoustic unit 130b, and a vibration unit 130c.

The communication unit 110 can transmit and receive electronic signals through at least one of the other purchaser terminal 100, the seller terminal 200, and the goods settlement service providing server 300 through wired / wireless communication.

The input unit 120 may receive a request from a user of the purchaser terminal 100. For example, the input unit 120 may receive a user's voice input, a user's character input, or a user's touch input, but the scope of the present invention is not limited thereto. The input unit 120 may have a layer structure with the display unit 130a and may include a single touch screen. In this case, the display unit 130a and the input unit 120 may be a single device.

The output unit 130 may output whether or not the settlement has been correctly performed. At this time, the output unit 130 may output whether or not the settlement has been correctly performed in various forms. The output unit 130 may include at least one of a display unit 130a, an acoustic unit 130b, and a vibration unit 130c for outputting various types of information.

The display unit 130a can visually output whether or not the settlement has been correctly performed. For example, the display unit 130a may display a UI indicating notification that the data has been received in at least a part of the area of the display unit 130a. At least one of the success or failure of the settlement, the seller to be paid, the amount of the settlement, and the image generated by the cheating prevention signal may be displayed in the UI.

The display unit 130a may include a liquid crystal display, a thin film transistor-liquid crystal display, an organic light-emitting diode, a flexible display, a three- display, and electrophoretic display. However, the scope of the present invention is not limited thereto. According to the embodiment of the purchaser terminal 100, the purchaser terminal 100 may include two or more display portions 130a.

The acoustic unit 130b can output audibly whether the settlement has been correctly performed. For example, the sound unit 130b may output sound indicating whether or not the settlement has been correctly performed through the speaker. The sound unit 130b may output sounds having different lengths, frequencies, intensities, elevations, or strokes according to at least one of the success or failure of settlement, the seller to be charged, the amount of money to be paid, have.

The acoustic unit 130b may include at least one of a tuner, an equalizer, a headphone, an earphone, and various types of speakers, but the scope of the present invention is not limited thereto. That is, the acoustic unit 130b may be a variety of devices capable of generating sound through an electric or mechanical method.

The vibration unit 130c can output in a tactile form whether or not the settlement has been correctly performed. For example, the vibration unit 130c may output information indicating whether the settlement has been correctly performed by vibrating at least a part of the buyer terminal 100 or the vibration unit 130c itself. The vibration unit 130c can output vibrations having different lengths, intensities, or patterns according to at least one of the success or failure of settlement, the seller to be paid, the amount of money to be paid, and the image generated by the anti-cheating signal.

The vibration portion 130c may be a vibration motor or a vibration film, but the scope of the present invention is not limited thereto. That is, the vibration unit 130c may be various kinds of devices capable of generating tremor through an electric or mechanical method. Further, the vibrating portion 130c may be a device that generates various types of tactile effects (for example, a stinging effect, an effect of applying pressure, or an effect of flowing a minute current), not the tremor, despite its name.

The memory 140 may perform a function of temporarily or permanently storing data processed by the controller 160. The program storage unit 150 may be a component that mounts software that performs various operations that are necessary or auxiliary in the process of transmitting and receiving data.

The control unit 160 can generally control the overall operation of the purchaser terminal 100. For example, the control unit 160 controls the communication unit 110, the input unit 120, the output unit 130, the memory 140 ), Or other components included in the buyer terminal 100. For example,

The control unit 160 displays at least one of a specific color, a specific picture, a specific number, and a specific character on the display unit (not shown) of the purchaser terminal 100 based on the visually or audibly perceivable information included in the cheating prevention signal 130a or may output a specific sound to the acoustic unit 130b of the buyer terminal 100 or may output a specific vibration to the vibration unit 130c of the buyer terminal 100. [

4 and 5 are views schematically showing an exemplary form in which a goods settlement service is provided in a shopper terminal according to an embodiment of the present invention.

Referring to FIG. 4, the purchaser can pay the merchandise to the seller through the purchaser terminal 100.

The purchaser terminal 100 may receive an input from the user of the purchaser terminal 100 to select a seller who desires to pay for the commodity among the at least one seller. For example, referring to FIG. 4 (a), the purchaser terminal 100 may display a UI representing one or more sellers including a first seller to a third seller. At this time, the buyer terminal 100 may receive a user input for selecting the UI 500 representing the second seller.

Thereafter, the buyer terminal 100 can display a window containing information on the goods desired to be settled. For example, referring to FIG. 4B, the purchaser terminal 100 may display a UI 502 indicating a coupon corresponding to a commodity desired to be paid. At this time, the UI 502 indicating the coupon corresponding to the item desired to be paid may include a UI 504 capable of changing the coupon number by touching or clicking. The buyer terminal 100 may receive a user input for selecting the UI 506 for using the coupon.

Thereafter, the purchaser terminal 100 may display a payment window for confirming whether or not the payment proceeds through the coupon. For example, referring to FIG. 4C, the purchaser terminal 100 may display a UI 508 indicating payment contents. The buyer terminal 100 may receive a user input to select the UI 510 for settlement.

Thereafter, the purchaser terminal 100 can transmit a settlement request signal including information on a commodity desired to be paid to the commodity settlement service providing server 300. [ After the settlement processing in the goods settlement service providing server 300, the buyer terminal 100 can receive a signal including the cheating prevention signal and information on the executed settlement details from the goods settlement service providing server 300. [

Thereafter, the purchaser terminal 100 can display the payment result details. For example, referring to FIG. 4 (d), the purchaser terminal 100 may display a UI 512 indicating a settlement result breakdown. At this time, the anti-cheat character generated from the anti-cheating signal may be displayed in the UI 512 indicating the settlement result breakdown. For example, 'second seller', which is the name of the seller, may be displayed in the UI 512 indicating the payment result details.

Also, in the UI 512 showing the settlement result details, a predetermined cheating prevention number 514 may be displayed according to a predetermined rule. The anti-cheat number 514 may be a number that increases each time the buyer performs the payment to the 'second seller' or may be a number arbitrarily determined by the goods settlement service providing server 300.

In addition, the anti-cheat icon 516 determined according to predetermined rules may be displayed in the UI 512 indicating the settlement result details. The anti-cheat icon 516 may be a graphic object arbitrarily selected by the goods settlement service providing server 300 every time settlement is performed among a plurality of predetermined graphic objects.

In addition, an authentication number 518 for identifying the buyer may be displayed in the UI 512 indicating the payment result details. The authentication number 518 may be a number uniquely determined by the purchaser. Further, the authentication number 518 may be a character, a photograph, or a figure uniquely determined by the purchaser, regardless of its name.

In addition, the background color of the UI 512 indicating the settlement result details may be determined as a cheating prevention color determined according to a predetermined rule. The cheating prevention color may be a color arbitrarily selected by the goods settlement service providing server 300 every time settlement is performed among a plurality of predetermined colors.

Such cheating prevention images may be images generated by the application of the purchaser terminal 100 based on the cheating prevention signal. In addition, the cheating prevention signal may be a signal transmitted to the seller terminal 200 as well. Accordingly, if an application compatible with the application of the purchaser terminal 100 is installed in the seller terminal 200, it is possible to generate cheating prevention images in the seller terminal 200 as well. Through this, the buyer and the seller can confirm that the cheating by one party has not occurred in the settlement process of the goods by comparing the cheating prevention images generated in the respective terminals.

Referring to FIG. 5, a plurality of purchasers can pay a seller a commodity through a purchaser terminal 100 of one purchaser.

5 (a), the buyer terminal 100 can display a payment window including information on a desired product, and a UI for collectively making payments through a single purchaser by a plurality of purchasers Quot; driving cycle ", which is the control unit 520 of FIG.

Thereafter, the purchaser terminal 100 may display a window that allows the user to request a settlement service to another person or to perform settlement of the other person by himself / herself. For example, referring to FIG. 5B, the purchaser terminal 100 may display a 'secretary', which is a UI 522 for performing settlement of the other person himself / herself. When the user selects the UI 522 for performing the settlement of the other person, the purchaser terminal 100 can perform settlement of the other person through the purchaser terminal 100. [ The buyer terminal 100 may display a 'secretary search' UI 524 for requesting a settlement agency to another person. The buyer terminal 100 may receive an input of a user selecting a UI 524 for requesting payment to another person. In this case, the purchaser terminal 100 can transmit a proxy settlement request signal to the goods settlement service providing server 300. At this time, the commodity settlement service providing server 300 can confirm whether the buyer who has requested the proxy settlement can settle settlement with the seller, based on the settlement settlement request signal.

Thereafter, the purchaser terminal 100 may display a window for requesting a payment agent. For example, referring to (c) of FIG. 5, the purchaser terminal 100 may display a UI 526 indicating a payment agent. The UI 526 representing the payment agent may include a window for inputting a phone number or ID of a person to whom a payment agent is requested. In addition, the UI 526 representing the settlement agency object may include a UI 528 indicating who is the currently requested settlement agent request object. That is, if the phone number or the ID that is input by the user is 'Hong Kil Dong', the name 'Hong Kil Dong' may be displayed on the UI 528 indicating who is requested to perform the payment transaction. The buyer terminal 100 may receive a user input for selecting a UI 530 for establishing a payment agent.

5D, the purchaser terminal 100 may display a payment window 532 for confirming whether or not the payment is proceeded, and may input a user input for selecting the UI 534 for confirming settlement Lt; / RTI >

Thereafter, the buyer terminal 100 may display the UI 536 indicating the result of the settlement request. For example, referring to FIG. 5E, the buyer terminal 100 has a UI 536 indicating a settlement request result list in which the phrase " Can be displayed.

6 is a diagram schematically illustrating an exemplary form in which a merchandise settlement service is provided in a seller terminal according to an embodiment of the present invention.

Referring to FIG. 6, the seller can confirm past payment details through the seller terminal 200.

The seller terminal 200 may display a UI 538 indicating a list of past payment details. At this time, the seller terminal 200 may display the UIs 540 indicating the settlement result details in the UI 538 indicating the list of past payment details. At this time, the UIs 540 indicating the settlement result details displayed on the seller terminal 200 may be generated based on the data stored in the seller terminal 200, Or may be generated based on data received from < RTI ID = 0.0 > The seller terminal 200 may include at least one of a cheating color, a cheating prevention number, and a cheating prevention image corresponding to the payment history in the UI 540 indicating the settlement result details. At this time, the seller terminal 200 can display, along with the UIs 540 indicating the settlement result details, the UIs 542 indicating the preliminary space where the settlement result details can be displayed.

In FIG. 6, the seller terminal 200 is shown only the past payment history of a specific buyer or a group to which specific buyers belong. However, the present invention is not limited to this, and the seller terminal 200 may display all payment details for all buyers for a certain period of time. That is, the seller terminal 200 may display all of the settlement details having different authentication numbers.

Also, in FIG. 6, the seller terminal 200 is shown to display only a total of twelve past payment details on one screen. However, the present invention is not limited to this, and the seller terminal 200 may display more than 12 payment details or less than 12 payment details on one screen. In addition, when the number of settlement details to be displayed is larger than the number of settlement details that can be displayed on one screen, the seller terminal 200 can display a scroll bar UI or a UI capable of switching screens, And may switch the payment details displayed on the seller terminal 200. [

7 is a flowchart schematically illustrating a method of providing a goods settlement service according to an embodiment of the present invention.

The flowchart shown in FIG. 7 may be composed of the steps of the goods settlement service providing server 300 shown in FIG. 2 or the buyer terminal 100 shown in FIG. 3 in a time-series manner. Therefore, even if omitted from the following description, the above description regarding the configurations shown in FIG. 2 or 3 can also be applied to the flow chart shown in FIG.

Referring to FIG. 7, the purchaser terminal 100 may receive an input from the user to select a seller (step S01).

Thereafter, the buyer terminal 100 can receive an input from the user to request payment to the selected seller (step S02).

Thereafter, the purchaser terminal 100 can transmit a settlement request signal to the goods settlement service providing server 300 (step S03).

Thereafter, the goods settlement service providing server 300 analyzes the settlement request signal to check whether settlement is possible (step S04).

If payment is possible, the goods settlement service providing server 300 can perform payment according to the settlement request signal (step S05).

Thereafter, the goods settlement service providing server 300 can generate a cheating prevention signal corresponding to the payment made (step S06).

Thereafter, the goods settlement service providing server 300 can transmit the generated cheating prevention signal to the buyer terminal 100 (step S07a). In addition, the goods settlement service providing server 300 can transmit the generated cheating prevention signal to the seller terminal 200 (step S07b).

Thereafter, the purchaser's terminal 100 can output a cheating prevention image or a cheating prevention sound based on the received cheating prevention signal (step S08a). In addition, the seller terminal 200 can also output a cheating prevention image or a cheating prevention sound based on the received cheating prevention signal (S08b).

Through the communication with the purchaser terminal 100 and the seller terminal 200 through the method of providing a goods payment service performed in the goods payment service providing server 300 according to the embodiment of the present invention, Can be provided. In order to confirm whether the electronic settlement is correctly performed through the product settlement service providing method performed in the product settlement service providing server 300 according to the embodiment of the present invention, Signal to the buyer terminal and the seller terminal. In addition, through the product payment service providing method performed in the product settlement service providing server 300 according to the embodiment of the present invention, A cheating prevention signal can be provided to the buyer terminal 100 and the seller terminal 200. [

The embodiments of the present invention described above can be embodied in the form of a computer program that can be executed on various components on a computer, and the computer program can be recorded on a computer-readable medium. At this time, the medium may be a magnetic medium such as a hard disk, a floppy disk and a magnetic tape, an optical recording medium such as CD-ROM and DVD, a magneto-optical medium such as a floptical disk, , A RAM, a flash memory, and the like, which are specifically configured to store and execute program instructions.

Meanwhile, the computer program may be specifically designed and configured for the present invention or may be known and used by those skilled in the computer software field. Examples of computer programs may include machine language code such as those produced by a compiler, as well as high-level language code that may be executed by a computer using an interpreter or the like.

The specific acts described in the present invention are, by way of example, not intended to limit the scope of the invention in any way. For brevity of description, descriptions of conventional electronic configurations, control systems, software, and other functional aspects of such systems may be omitted. Also, the connections or connecting members of the lines between the components shown in the figures are illustrative of functional connections and / or physical or circuit connections, which may be replaced or additionally provided by a variety of functional connections, physical Connection, or circuit connections. Also, unless explicitly referred to as " essential ", " important ", etc., it may not be a necessary component for application of the present invention.

Accordingly, the spirit of the present invention should not be construed as being limited to the above-described embodiments, and all ranges that are equivalent to or equivalent to the claims of the present invention as well as the claims .

10: Product payment service provision system
100: User terminal
101:
102:
103: Output section
106:
200: Merchant terminal
300: a goods payment service providing server
301:
305:
400:

Claims (8)

A method for providing a settlement service for a commodity between any one of at least one seller and a buyer desiring to purchase a commodity from a commodity settlement service providing server,
Receiving, by a communication unit of the goods settlement service providing server, a settlement request signal including information on a first goods desired to be paid from a first buyer terminal of the first buyer;
Confirming by the controller of the commodity settlement service providing server whether settlement for the first commodity among the seller corresponding to the settlement request signal among the one or more sellers and the first purchaser is possible;
Performing settlement of the first commodity by the controller when settlement of the first commodity is possible;
Generating a cheating prevention signal in response to the payment made by the controller; And
And transmitting, by the communication unit, a signal including the cheating prevention signal and information on the payment details performed to the seller terminal of the seller and the first purchaser terminal,
The cheating prevention signal is a signal temporarily generated each time a settlement is performed in order to prevent an act of decorating the buyer and the seller as if a party made a false settlement,
Wherein the cheating prevention signal is a signal including information visually or audibly perceivable generated in response to the performed payment. The method of claim 1, further comprising: prior to receiving the payment request signal,
And receiving a proxy settlement request signal from the second buyer terminal of the second buyer that the agent wishes to perform settlement for the second goods desired to be paid through the first buyer terminal,
Wherein the confirming step comprises checking whether payment is possible for the second goods between the seller and the second purchaser,
Wherein the step of generating the signal performs the payment of the first and second goods by the control unit when payment of the first and second goods is possible. The method of claim 1, further comprising: prior to receiving the payment request signal,
Storing, by the control unit, a first identifier for the seller to use the goods payment service; And
Further comprising: storing, by the control unit, a second identifier for the first purchaser to use the goods payment service,
Wherein the confirming step confirms whether the first buyer can purchase the goods from the seller based on the first and second identifiers. 2. The method of claim 1, wherein after generating the signal,
Receiving, by the communication unit, an acknowledgment request signal requesting confirmation of whether the payment is performed correctly from the payment confirmation unit of the seller; And
Determining, by the control unit, whether the payment made is valid based on the cheating prevention signal included in the confirmation request signal; And
And transmitting, by the communication unit, an acknowledgment result signal including information on the validity of the payment made to the payment confirmation unit. The method according to claim 1,
Wherein the first product is food,
The settlement of the first commodity may include transmitting an electronic phoney previously paid to the first purchaser terminal for payment for at least one of the plurality of commodities including the first commodity from the first purchaser terminal to the seller terminal The method comprising: The method according to claim 1,
Wherein the cheating prevention signal includes at least one of a signal indicating a specific color, a signal indicating a specific icon, a signal indicating a specific number, and a signal indicating a specific character. A method for providing a goods settlement service between any one of a plurality of sellers and a buyer desiring to purchase a goods,
Receiving an input by an input unit of the buyer terminal of the buyer to select a seller who desires to pay for the goods among the one or more sellers;
Receiving, by the input unit, a payment request input including information on a merchandise desired to be settled among the merchandise of the seller;
Transmitting, by the communication unit of the purchaser terminal, a settlement request signal including information on a commodity desired to be paid to a commodity settlement service providing server;
Receiving, by the communication unit, a signal including information on the payment details performed by the goods payment service providing server and a cheating prevention signal generated corresponding to the payment made; And
The control unit of the purchaser terminal may transmit at least one of a specific color, a specific figure, a specific number, and a specific character to the purchaser terminal based on the visually or audibly perceivable information contained in the cheating- And outputting a specific sound to the acoustic portion of the buyer terminal or outputting a vibration of a specific pattern to the vibrator of the buyer terminal,
Wherein the cheating prevention signal is a signal temporarily generated each time a settlement is performed in order to prevent an act of decorating the buyer and the seller as if a party made a false payment. A computer program stored on a computer-readable medium for carrying out the method of any one of claims 1 to 7 using a computer.

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