JPH04163691A - Automatic cash transaction machine - Google Patents

Abstract

PURPOSE:To improve manpower saving and an operation rate by reading pertinent cash to be loaded from a schedule storing part based on calendar data, executing a supplementing and recovering operation in a preliminarily decided timing, and adjusting the cash in containers for each denomination to the pertinent sum of cash. CONSTITUTION:The sum of necessary cash to be loaded is preliminarily stored in a schedule storing part 103 according to each operation date such as weekday, Sunday, and national holiday. Then, for example, the date of the next day is checked based on the calendar data outputted from a calendar part 102, at the time of the completion of the task of that day or the like, and the supplementing operation is operated so that the necessary cash according to the operation date can be loaded in the containers for each denomination. That is, the excessive cash is recovered, and the cash insufficient for the containers for each denomination is automatically supplemented one by one. Thus, a device whose manpower saving and operation rate is improved can be obtained.

Description

Detailed Description of the Invention (Industrial Field of Application) The present invention relates to an automatic teller machine installed in financial institutions such as banks, and more particularly to a cash deposit/withdrawal machine having a storage for replenishing and collecting cash. The present invention relates to an automated teller machine equipped with.

(Prior Art) Automated teller machines are widely used in financial institutions such as banks to automate cash transactions with customers.

Here, an example of the configuration of a conventional automatic teller machine will be explained.

FIG. 2 is an overall view of the automated teller machine.

FIG. 2(a) is a front view of this automatic teller machine 5.
1 includes a bill depositing and dispensing device 50 and a coin depositing and dispensing device 50'.
, a card reader/writer section 52 , a passbook entry machine 53 ,
A customer operation section 54 is provided.

The bill depositing and dispensing device 50 and the coin depositing and dispensing device 50' are devices that accept cash deposited from customers or process cash payments to customers. The card reader/writer section 52 identifies the cash card inserted by the customer and performs deposit transactions.

This is a device that performs processing such as printing the results of payment transactions etc. on paper. Further, the passbook entry machine 53 is a device that performs identification of a passbook inserted by a customer and prints deposit transactions, payment transaction results, and the like. The customer operation unit 54 is a device that includes operation keys that the customer operates to input deposit amount, payment amount, PIN number, etc., and a display unit that displays illustrations and characters for input amount, operation guidance, etc. be.

Further, FIG. 2(b) is a rear view of the device, in which an internal operation section 55 is attached.

This internal operation unit 55 includes operation keys for inputting items and data corresponding to each transaction when an attendant performs processing such as loading, replenishing and collecting banknotes, and displays data input using the operation keys, processing results, etc. It is composed of a display section, etc. that guides the operations of the staff.

In addition, the control unit 56 indicated by a broken line in FIG. 2(a) is
It consists of a processor and the like built into the automated teller machine 51 and provided to control the operations of each device.

The connection form of each device explained above is represented as a block as shown in FIG. 3. The same reference numerals as in FIG. 2 were used.

In such automated teller machines, the bulk storage system is emphasized from the viewpoint of improving capital efficiency and saving labor. In cash depositing and dispensing devices such as banknote depositing and dispensing devices and coin depositing and dispensing devices, this is a storage area for various denominations of money used for transaction operations inside the cash depositing and dispensing device, and a bulk storage separate from these cassettes. This is a replenishment operation in which banknotes are delivered and received between the machines, and the money in the bulk storage is distributed to the coin storages by denomination inside the cash depositing and dispensing device, and the money in the coin storage by each denomination in the cash depositing and dispensing device is distributed. The collection operation of collecting money into a bulk storage can be performed, and basically the transportation of money between the originator and the automatic teller machine can be carried out in the bulk storage.

In addition, recently, financial institutions such as banks have started to adopt a two-day weekly holiday system, and as a result, unmanned operation of automated teller machines on holidays is becoming essential, and it is also necessary to save the labor of staff when operating on holidays. is in strong demand.

Here, a conventional general operating form of such an automated teller machine will be described.

At the scheduled time in the morning, when the device is powered on either by a power-on instruction from the center computer or by a staff member directly operating the device's power-on switch, the device performs a self-diagnosis operation to diagnose its condition. , the machine is waiting for banknotes or coins to be loaded.

Here, when the clerk attaches the bulk storage with cash set to the banknote deposit/withdrawal device or coin deposit/withdrawal device, and inputs a cash loading operation instruction from the internal operation section, the bill/coin deposit/withdrawal device - Start the operation of dispensing the cash in the bulk storage, transferring it to the cash stacker section inside the device, and loading it.

When the amount inputted by the clerk or all the cash in the bulk storage is loaded, the automatic teller machine becomes ready for cash-related operations.

Thereafter, automatic transaction operations are carried out, and when the transaction operation end time is reached, for example, only operations by automatic transaction apparatuses are handled for an extended period of time. When the time comes to tally up the transaction details for the previous day's extended hours and the customer transactions up to that time on the current day, the clerk will collect the number of transactions such as deposit transactions and payment transactions, the total amount of deposit transactions, and the total amount of payment transactions. The total operation for calculating the total amount is input and instructed from the internal operation section of the automatic transaction device. With this operation, for the transactions since the previous total operation,
The total data of the transaction details is printed on a slip using the printing section of the card reader/writer section.

At that point, if the machine is used to finish handling business for the day, all the cash in the cash stacker in the machine is collected into the bulk storage, and the bulk storage and eject storage are moved into the store. increase.

If the device continues to operate after that, either the cash is left as it is, or only the ejected banknotes in the eject storage are removed.

The apparatus is generally operated in the manner described above for one day.

(Problems to be Solved by the Invention) However, in the device having the above configuration, if all the cash is collected at the end of the transaction, the device cannot start transaction operations unless it is loaded with cash again the next day. On the other hand, if the machine is operated for an extended period of time by only performing total processing, it is not necessarily necessary to load cash when starting up the machine the next day. However, in order to operate the system as it is for one day, there may be a shortage of cash for payment transactions, or conversely, there may be too much cash in the internal stacker, making deposit transactions impossible, and the transaction must be canceled and wait for processing by the staff. also occurs. Additionally, if the next day is a holiday and only the automated teller machine is to be operated, cash must be loaded into the stacker at the end of the day so that transactions can be made without additional loading (replenishment) of cash for the next day. No.

Thus, in conventional devices, the device can be effectively
In order to keep the line running throughout the day with as little suspension of service as possible, it had to rely on the burden on staff.

The present invention has been made with attention to the above points, and an object of the present invention is to eliminate the above-mentioned drawbacks and provide an automated teller machine that is labor-saving and has a high operating rate.

(Means for Solving the Problems) The automated teller machine of the present invention has a bulk storage that is detachable from the device main body, and replenishes and collects cash in the denomination-specific storage inside the device main body. A calendar section that counts the date and time and outputs calendar data, a schedule storage section that stores the required cash loading amount according to the working schedule, and based on the calendar data output from the calendar section, replenishment and collection control means that successively loads the corresponding loaded cash from the schedule storage unit, executes the replenishment and collection operation at a predetermined timing, and adjusts the cash in the denomination-specific storage to the corresponding required cash amount; It is characterized by having the following.

(Function) This device stores in advance the required cash loading amount according to each operating schedule such as nine Sundays on weekdays and holidays in the schedule storage section. Then, for example, at the end of the day's work, the next day's date is checked based on the calendar data, and a replenishment operation is performed to load the necessary cash according to the working schedule into the denomination-specific storage. That is, excess cash is collected, and insufficient cash in the denomination storage is automatically replenished individually.

(Example) Hereinafter, the present invention will be explained in detail using embodiments shown in the drawings.

FIG. 1 is a block diagram showing an embodiment of an automated teller machine of the present invention.

In the device shown in the figure, a bill depositing and dispensing device 50, a coin depositing and dispensing device 50', a customer operation section 54, an internal operation section 55, a card reader/writer 52, and a passbook recording machine 53 are connected to a control section 56 that controls the entire device. Furthermore, a replenishment and recovery control means 101, which is a characteristic part of the apparatus of the present invention, is provided.

In the figure, a customer operation section 54, an internal operation section 55, a card reader/writer 52, and a passbook entry machine 53 are all the same as those provided in the conventional device previously explained in FIG.
The same reference numerals are used to omit the redundant explanation.

A calendar section 102 and a schedule storage section 103 are connected to the replenishment and collection control means 101 .

The calendar section 102 consists of a circuit having a year clock function that counts the year, month, day, hour, minute, second, day of the week, and the like.

This circuit outputs calendar data for the year, month, day, and day of the week for the current day or the next day. The schedule storage unit 103 includes a random access memory and the like for storing the estimated amount of cash required according to the operating schedule of this device. As for the operating schedule, for example, the loading amount is 00 yen from Monday to Friday, 00 yen on Saturday, and 00 yen on Sunday.
The data regarding the amount of the item, such as yen, is
The schedule is stored in the schedule storage unit 103, for example, in a table format.

Next, the bill depositing and dispensing device 5o will be explained.

Incidentally, the present invention can be similarly applied to both the banknote depositing and dispensing device 5o and the coin depositing and dispensing device 50'. However, since the configurations of both devices are almost the same, only the bill depositing and dispensing device will be explained here as an example.

First, FIG. 4 shows a sectional view of the bill depositing and dispensing device.

First, the configuration of the banknote deposit and withdrawal device (CCAD) will be explained using this diagram.

At the upper front of the CCAD 50, a customer service port 3 as shown in the upper right corner of FIG. 2 is provided. This customer service opening 3 is for customers to take in and out banknotes.

At the lower left side of the customer service opening 3, a discrimination section 4 is arranged to discriminate and detect the type, authenticity, running state, etc. of the banknotes sent in.

Further, on the left side of the customer service opening 3, a front and back arrangement mechanism 5 is provided. This front and back arrangement mechanism 5 includes a switching blade 6
is provided. When the banknote determined to be the back side in the discrimination section 4 is fed into the front/back side arrangement mechanism 5, the switching blade 6 is driven by a magnet (not shown).
The running path is changed each time, and all the banknotes are stacked face up.

At the left corner of the device main body 50, a bulk storage 11 is arranged. This bulk storage 11 has a stage 7 on its top.
A separating mechanism 23 is provided in order to separate the banknotes placed on the stage 70 one by one and take them out to the outside during a banknote dispensing operation. stage 70
The amount of banknotes stacked on top is detected by the near full detector 38d.
is detected by the full detector 37d and the end detector 39d.

Further, below the bulk storage 11, there is a bulk stacking section 30 into which banknotes are sent during a banknote collection operation, a partition plate 33 which stacks the fed banknotes, and a stacking of banknotes on the partition plate 33. A drive lever 71 is arranged.

The end detector 39d is a detector for detecting that the absolute amount of banknotes stored in the bulk storage 11 has decreased.

Below the partition plate 33 is a bulk eject accumulation section 68 into which, among the bills distributed from the bulk storage 11, bills that are determined by the discriminating section 4 to be non-dispensable are sent.
is provided. - The amount of banknotes in the bundle ejection unit 62 is detected by the full detector 40a.

In addition, in this bulk storage 11, the stage 70 moves to the lower side of the drive lever 71, the drive lever 71 opens left and right, the accumulated banknotes are placed on the stage 70, and the stage 70 rises again. Such operations are performed. This operation will be explained later using FIG. 9, but in order to detect various positions set during the operation of the stage 70 and the drive lever 71, various position sensors (not shown) are used. provided. Also, stage 7
0 and the drive lever 71, several drive motors are built in.

At the bottom of the device main body 50, denomination storages 8°9 and 10 are arranged.

The denomination storage 8 is a storage for storing thousand yen bills. The denomination-specific storage 9 is a storage for storing ten thousand yen notes. Further, the denomination storage 10 is also a storage for storing ten thousand yen notes.

A cash deposit/withdrawal unit 18 is arranged above these denomination storages 8, 9, and 10.

The deposit/withdrawal unit 18 includes a temporary holding section 24 for thousand yen notes,
Temporary storage section 25, 26 for 10,000 yen notes and accumulation section 27 for 1,000 yen notes
, a 10000 yen note accumulation section 28, 29, and a 1000 yen note separation mechanism 2
0 and ten thousand yen note separation mechanisms 21 and 22 are provided. In addition, gates 32, 31, and 57 are provided along the bill travel path 49 to separate denominations.

The denomination separating gates 32, 31, and 57 are driven by magnets (not shown) or the like.

When the bill is conveyed to the running path 49 after being discriminated by the discrimination unit 4, the gate 32° 31.57 operates to separate the denomination, and for example, in the case of a 1,000 yen bill, the bill is transferred to the 1,000 yen bill stacking unit 27. sent. The 1,000 yen note accumulation unit 27 stores the 1,000 yen note in the temporary storage unit 2.
It accumulates in 4. On the other hand, the 1,000 yen bills taken out from the denomination storage 8 are separated one by one by the 1,000 yen bill separating mechanism 21 and sent out onto the running path 49.

The same structure applies to 10,000 yen notes.

Further, the banknotes accumulated in the - hour storage section 24, 25.26 are pulled out all at once by the shutter 34, 35, 36 driven by a motor (not shown), so that the banknotes are stored in the denomination storage 8, 9. Constructed to fall.

There are full detectors 3 in each denomination storage 8, 9 and 10.
7a, 37b, 37c and near full detectors 38a, 38
b, 38c and end detectors 39a, 39b, 39c are provided to manage the amount of banknotes in each storage.

In addition, between the deposit/withdrawal unit 18 and the bulk storage 11,
- Gates 16 and 15 are arranged in the bracket section. When the banknotes that have been conveyed along the conveyance path 60 toward the gate 15 are stored in the bulk storage 11, the banknotes are guided toward the bulk stacking section 30 by the operation of the gate 15. be done. Further, the banknotes sent into the respective denomination storages 8, 9, and 10 are sent into the running path 49 of the deposit/withdrawal unit 18 described earlier through the gate 16.

In addition, the banknotes to be rejected are divided into - brackets at the gate 69.
Accordingly, the materials are sent to a bulk ejection section 62 provided in the bulk storage 11, provided at the left corner of the device main body 50, or fed into the eject cassette 7.

The binding part 62 provided in the bulk storage 11 is
- It is provided to store the banknotes fed out from the bulk separation unit 23 of the bulk storage 11 when the discrimination unit 4 determines that the banknotes are running or skewed. The reject cassette 7 is provided to store banknotes that have been determined to be impossible to withdraw or collect due to various reasons.

Also provided inside the reject cassette 7 are a collection section 66, 64 and full detectors 40b and 40c. The reject section 67 stores banknotes left behind, and the reject section 68
accommodates other denomination banknotes. Also, CCAD
A door 41 is provided on the back side of 50, and this door 41
By opening, the bulk storage 11 is pulled out. - It is configured so that when the bulk storage 11 is pulled out, the denomination-specific storage 8, 9, and 10 can be further pulled out.

Note that the reject cassette 7 is arranged so that it can be removed separately without opening the door 41.

A common lock is attached to each of the bulk storage 11 and denomination-specific storage 8, 9, 10, and an audit key is used to open the door of each storage (not shown) to load and remove banknotes. be able to.

In each part of the apparatus shown in FIG. 4, a large number of motors and the like are mounted as power sources for separating, collecting and transporting banknotes, and a power transmission mechanism is arranged.

Returning to FIG. 1 again, the block configuration of the bill depositing and dispensing device will be explained.

As shown in FIG. 1, the CCAD 50 is controlled by the control unit 56 using control signals and the like that are manually input to the cash depositing and dispensing device control unit 80 via the host device control unit interface 81.

The cash deposit/withdrawal device control unit 80 is comprised of a microcomputer and its peripheral circuits that control the entire operation of the cash deposit/withdrawal device.

The cash depositing and dispensing device control unit 80 is connected to I via a pass line.
10 interface circuit 82, -batch storage interface circuit 90, and read-only memory (ROM) 8
3 and a random access memory (RAM) 84 are connected.

The ROM 83 is a memory that stores a program for operating the cash depositing and dispensing device control unit 80. The RAM 84 is a memory that temporarily stores parameters and the like necessary for the operation of the cash depositing and dispensing device control unit 80.

The I10 interface circuit 82 includes a motor driver 8
5. Magnet driver 86, switch reading circuit 87
, a photosensor reading circuit 88, and a banknote discrimination control section 89 are connected thereto.

The motor driver 85 connects motor groups 91 and - of each part of the device.
This circuit is connected to a motor group 96 provided in the bulk storage 11 and drives and controls various motors according to each operation mode. The magnet driver 86 is a circuit that is connected to the magnet group 92 of each part of the device and turns each magnet on or off depending on the operation mode.

The switch reading circuit 87 reads the switch group 93 of each part of the device.
and the switch group 97 of the bulk storage 11, such as switches for detecting whether the bulk storage 11, the denomination-specific storage 8, 9, 10, and the reject cassette 7 are installed, and the position of each stage. This is a circuit that reads the status of

The photosensor reading circuit 88 is connected to a photosensor group 94 of each part of the device and a photosensor group 98 provided in the bulk storage 11 and the denomination storage 8, 9, 10, Alternatively, it is a circuit that reads information from a group of photosensors provided in the reject cassette 7 to monitor the accumulation state of banknotes.

The banknote discrimination control section 89 is connected to a banknote discrimination sensor group 95. This banknote discrimination sensor group 95 consists of various sensors provided inside the discrimination section 4 shown in FIG.
This circuit is provided to discriminate and detect the authenticity, denomination, fitness, 9 front/back single running, skew, etc. of the banknote sent to the discrimination unit 4.

- The bulk storage interface circuit 90 connects to the - bulk storage 11
The contents of the storage management memory 99 attached to the storage storage management memory 99 are read and transferred to the cash deposit/withdrawal device control unit 80, or the contents of the storage storage management memory 99 are updated in response to instructions from the cash deposit/withdrawal device control unit 80. This is a circuit that does this.

The storage management memory 99 is backed up by a battery or the like and is composed of a semiconductor memory or the like that is directly accessed by the cash depositing and dispensing device control section 80. In addition, this storage management memory 99 is also integrated with a control means such as a microcomputer, and is connected to a storage storage interface circuit 9.
The configuration may be such that data is transmitted and received to and from the cash depositing/dispensing device control section 80 via o.

The memory used for the storage management memory 99 is a semiconductor random access memory with battery backup.
In addition to memory, it may be an EEPROM (electrically erasable programmable read-only memory) whose data is not erased even if power is not supplied, or a magnetic recording medium such as a magnetic disk or magnetic tape. The storage management memory 99 individually stores the number of banknotes of each denomination stored in the bulk storage 11.

In addition to this, in order to control various operations of the cash deposit/withdrawal device control section 80, a counting management section 80a, collection means sob, and replenishment distribution means 80c are provided. Each of these means connects the I10 interface circuit 8 according to a predetermined procedure.
2, it is composed of a sequence program for controlling the circuits of each part of the device and controlling the execution of operations to be described later.

The counting management section 80a performs control to count the banknotes collected in the bulk storage 11 or distributed from the bulk storage 11, and to update the storage management memory 99 each time. The collecting means 80b controls the operation of taking out and transporting cash stored in the denomination storage and collecting it in the bulk storage 11. When there is a shortage of banknotes in any storage by denomination, the replenishment distribution means 80c checks the number of banknotes by denomination stored in the storage management memory 99 and distributes the necessary banknotes to each storage by denomination within that range. Controls the operation of distributing and replenishing banknotes.

Next, the internal operation section 55 shown in FIG. 1 will be explained.

FIG. 5 is an external view of the internal operating section 55, and FIG. 6 is a block diagram of the internal operating section 55 corresponding thereto.

In the figure, 55a is a display device, and a liquid crystal display or the like is used. 55b is a transparent touch panel input device disposed overlapping the display device 55a,
The symbol of the key is displayed on the display device 55a. When a person touches that part from the touch panel, it is detected that the key displayed on the display device 55a has been pressed. 55c
is a group of individual input keys, and when pressed, the contacts inside the keys are connected and the fact that the keys have been pressed is detected.

In FIG. 6, 55d is an internal operation unit control unit, and A
It is connected to the control unit 56 of the ATM, and the control unit 5 of the ATM
The common unit 55f receives the display command from 6, the command is transmitted to the display control unit 55e, and various characters, texts, figures, tables, etc. are displayed on the display device under the control of the display control unit 55e. Moreover, the input information of the individual input key group 55c is
It is detected by the input control section 55g, transmitted to the common section 55f, and notified from the common section 55f to the ATM control section 56.

Next, the operation of the apparatus having the above configuration will be explained below.

At the end of the work, the staff member presses the collection key in the individual input key group 55c of the internal operation section 55 shown in FIG. 5, or
The ATM will continue to operate, but in order to temporarily tally the day's transactions, the individual input key group 5 of the internal operation section 55 will also be pressed.
Press the total key in 5c. In response to this human power, the control unit 56 sends a command to the deposit/withdrawal device 50, 50' instructing it to start the collection operation. The operation of each depositing and dispensing device that receives the command will be explained using the CCAD 50 as an example.

When the cash deposit/withdrawal device control unit 80 (FIG. 1) receives a command to start collection operation from the control unit 56 (FIG. 1), the cash deposit/withdrawal device control unit 80 (FIG. 1) transfers the data from the denomination-specific storage 8, 9, 10 to the -bulk storage 11. All banknotes will be collected.

In this case, the operation mode is set to collection mode, and it is confirmed that the near-full detector 38d of the bulk storage 11 does not detect a near-full.

Furthermore, by referring to the storage contents of the storage management memory 99, it is confirmed that there is still space available for collection in the bulk storage 11 and the number of sheets that can actually be collected. Here, -
If it is detected that there is no recoverable space left in the bulk storage 11, a response including status information indicating that the operation is disabled is transmitted to the control unit 56 (FIG. 1), and this process is stopped.

On the other hand, if it is confirmed that there is a space remaining in the bulk storage 11 that can be recovered, the recovery operation is started.

FIG. 7 is a sectional view of the banknote depositing and dispensing device during collection operation.

First, when collecting banknotes from the denomination storage 10 that stores 10,000 yen bills, the 10,000 yen bill removal and separation mechanism 22 is activated to remove the banknotes stored in the 10,000 yen bill storage 10 from above. Pay out one by one in order, ■.

■It is sent to the discrimination section 4 through the route of 1■. Identification part 4
Then, the incoming banknotes are sequentially checked for authenticity and running status, and then sent to the rear.

As a result of the discrimination performed by the discrimination unit 4, banknotes for which overlapping of two or more sheets (rent run), skew, etc. are detected will pass through the routes of ■ and ■, and the gates 16 and 15 will be operated to separate them in bulk. It is sent to the reject cassette 7 through the route (2).

As a result of the verification, normal banknotes are placed in the bulk stacking section 3 while being counted.
sent to 0. - The banknotes fed into the bulk stacking section 3o are sequentially stacked on the -batch partition plate 33. This operation is repeated until there are no banknotes set in the denomination storage 10 storing ten thousand yen bills.

If, on the way, the number of bills stacked on the -bracket partition plate 33 reaches the stacking tolerance, for example 100 bills, the operation of the ten thousand yen bill takeout/separation mechanism 22 is interrupted and the operation in the bulk storage 11, which will be described later, is stopped. is executed. The collection operations for the other denomination storages 9.8 are similar.

In addition, during the collection operation, the full detector 3 of the bulk storage 11
7d performs full detection, the collection operation is interrupted and the information is sent back to the control unit 56. The control section 56 displays this on the display section 55a of the internal operation section 55.

The clerk sees the display indicating that the bulk storage 11 is full and discharges the banknotes stored in the bulk storage 11. In this case, the staff member will
Open the door 41 on the rear side of the unit, pull out the storage compartment 11,
Use the audit key to open the door and take out all the banknotes. Thereafter, by performing the reverse operation, the bulk storage 11 is set, the door 41 is closed, and the collection operation is restarted. After that, end detectors 39c of all denomination storages 8, 9.10,
When 39b and 38a detect the end, each extraction mechanism 2
0, 21, 22 stops, and the last banknote is in the bulk storage 11
After reaching , the transport operation stops.

After completing the above processing, the cash depositing and dispensing device returns a response indicating completion of collection to the control unit 56, and adds the number of collected coins for each denomination to the response. Upon receiving this, the control unit 56 counts and stores the number of collected sheets.

(-Operation of bulk storage> FIG. 8 is an explanatory diagram of the operation of the bulk storage.

- At the start of the operation of loading banknotes from the bulk storage 11 into each denomination storage 8.9° 10 (Fig. 11),
), the banknotes on the stage 70 are taken out and sent out by the batch takeout and separation mechanism 23.

On the other hand, banknotes collected without being stored in the storage bins 8, 9, and 10 by denomination are fed into the bulk stacking section 30 and stacked on the bulk partition plate 33. Here, when the number of banknotes reaches a stacking tolerance, for example 100, the operation of the bulk removal and separation mechanism 23 is temporarily stopped.

The drive lever 71 is preset at the position 71■ in FIG. 8(b), and when it receives an instruction that the accumulation tolerance has been reached, it rotates to the position 71■ in the figure, and - The banknotes accumulated on the partition plate 33 are clamped. Then, a motor (not shown) is driven to move the drive lever 71 from the position 71■ in the figure to the position 71■.
lift up. Next, the bulk take-out separation mechanism 23 that was stopped earlier is operated, and the bulk partition plate 3 is again brought up to the accumulation tolerance.
3 Continue accumulating banknotes on top.

When the accumulation tolerance is reached again, the bulk removal separation mechanism 23 is stopped and the drive lever 71 is moved from the 71■ position to 7.
The banknotes are rotated to the position 1 and the banknotes lifted by the drive lever 71 are dropped onto the banknotes accumulated on the -bracket partition plate 33.

Then, the drive lever 71 at the position 71■ is lowered again by the motor (not shown) and moved to the position 71■. Thereafter, the drive lever 71 is rotated again to the position 71■, and the banknote is lifted to the position 71■.

The end detector 39d detects this kind of operation on the stage 70.
Repeat until it detects that the banknote on top is gone. When the end is detected, the operation of the bulk removal separation mechanism 23 is stopped, and the drive lever 71 is moved to 71 by a motor (not shown).
Lift the bill to the position.

On the other hand, the stage 70 is moved by a motor (not shown).
It is rotationally driven from the 0■ position to the 70■ position, and further descends to the 70■ position. And 7
It is rotationally driven to the 0■ position and placed below the drive lever 71■. Thereafter, the drive lever is rotated to the position 71■, and the bill that was previously clamped and lifted is placed on the stage 70■. Thereafter, the stage 70 is driven by a motor (not shown), and the stage 70 is driven by a motor (not shown).
It rises to the position of 0■.

Through the above operations, the collected banknotes can be distributed from the bulk storage 11 again.

When the above collection operation is completed, the control section 56 starts the operation of the replenishment collection control means 101. Replenishment collection control means 10
1 refers to the current date or day of the week in the calendar section 102, then reads the loaded sheet number pattern stored in the schedule storage section 103 corresponding to the date or day of the week, and notifies the control section 56 of the pattern.

FIGS. 9 and 10 show examples of internal operation unit display screens.

The loading number pattern stored in the schedule storage unit 103 is the internal operation unit display screen example in FIG.
This corresponds to the content shown in 2), and in this example, the required number of loaded cash is set according to the day of the week. If the result of referring to the day of the week in calendar section +02 is Monday to Thursday, the loaded sheet number pattern is "1", and if it is Friday, it is "2". The contents of each loading number pattern are further stored in another address of the schedule storage section 103, and the contents correspond to the contents shown in the internal operation section display screen example - (1) in Fig. 9. . In this example,
The loaded sheet number pattern “1” is the pattern No. in FIG.
This is a pattern of the number of loaded coins by denomination in the column No. 1, and similarly, the pattern number of loaded coins "2" is a pattern of the number of loaded coins by denomination in the column No. 2.

Therefore, the replenishment and collection control means 101 first reads the current day of the week in the calendar section 102, then reads the load number pattern pattern of the corresponding day stored in the schedule storage section 103, and further reads the loaded sheet number pattern track stored separately in the schedule storage section 103. The loaded number of coins for each denomination corresponding to the number pattern is read and notified to the control unit 56.

As described above, the control unit 56 that has received the notification of the information on the number of loaded coins by denomination controls the CCAD 50 and the coin depositing/dispensing device 5'.
, information on the number of loaded coins for each denomination handled is added to the information, and a command instructing a replenishment operation is sent.

In the above description, in the example of the number of coins loaded by denomination shown in FIG. 9, 10,000 yen and 1,000 yen are the denominations handled by the CCAD, and 500 yen to -- yen are the denominations handled by the coin depositing and dispensing device.

Further, examples of internal operation unit display screens shown in FIGS. 9 and 10 will be described later.

Now, the operation of the CCAD of each depositing and dispensing device that receives a replenishment instruction accompanied by data on the number of loaded coins by denomination from the control unit 56 will be explained as an example.

The replenishment operation will be explained using FIG.

When the cash depositing and dispensing device control unit 80 receives the command to start the replenishment operation from the control unit 56, it sets the operation mode to the replenishment mode.

Before starting the replenishment operation, it is confirmed that the end detector 39d of the bulk storage 11 has not detected an end, that is, that banknotes have been set in advance. Furthermore, by referring to the data stored in the storage management memory 99, it is confirmed whether or not banknotes to be replenished are stored in the bulk storage 11.

If the end is detected, a response with information indicating that the device is not in an operable state is sent back to the control unit 56.

On the other hand, the end is not detected, and the storage management memory 99
If it is determined that replenishment of the number of coins specified by the command can be executed within the range of the number of coins for each denomination stored in , the replenishment operation is started. In this case, as shown in FIG. 11, the batch takeout/separation mechanism 23 at the top of the bulk storage 11 is activated to feed out the banknotes set in the bulk storage 11 one by one from the top. This banknote has arrows ■, ■.

It passes through the routes ① and ② and is sent to the discrimination section 4.

The discrimination section 4 sequentially discriminates the denomination, authenticity, fitness, and running condition of the incoming banknotes. For example, if the banknote to be refilled is one denomination of either a 10,000 yen note or a 1,000 yen note, the banknote determined to be other than the genuine banknote to be refilled as a result of the discrimination by the discrimination unit 4 is , ■,
Follow the route (■), and the - bracket cut is at gate 15. ．． 16 is activated, and the products are fed into the stacking section 3o of the bulk storage 11.

And, as explained earlier in the example of bulk storage operation, -
The items are collected again into the bulk storage 11 by the internal operation of the bulk storage 11. In this case, it goes without saying that the contents of the storage management memory 99 are managed by the counting management section 80a so that they do not change.

For banknotes that are determined to be rejected banknotes, gates 15, 16 and 69 are operated to separate the banknotes.
It follows the route (2) and is sent to the accumulation section 68. The banknotes are stacked in the bundle ejection section 62.

Now, if a genuine bill of the banknote to be replenished is delivered,
If it is a 1000 yen note, the 1000 yen note portion is sent to the 1000 yen note stacking section 27 by operating the gate 57, and is directly accumulated on the 1000 yen note stage 45. If it is a 10,000 yen ticket, the 10,000 yen ticket cut is gate 3.
1 or 32, and the 10,000 yen bill is sent to the 10,000 yen bill collecting section 28 or 29.

Then, they are directly accumulated on the ten thousand yen bill stage 46 or 47.

The above operations will continue until the specified number of sheets is replenished, but
If the number of cassettes accumulated in any of the stages 45, 46, or 47 reaches the holding tolerance value, for example, 100 sheets, the operation of the bulk unloading separation mechanism 23 is interrupted, and the stage of the cassette that has reached the holding tolerance value is stopped. is lowered by an amount equivalent to the holding tolerance value by a motor (not shown), and the batch extraction/separation mechanism 23 is operated again to repeat the replenishment operation.

Even if the number of replenishment bills reaches the target value or is before the target value, referring to the number of bills by denomination stored in the storage management memory 99, if all the banknotes to be replenished in the bulk storage 11 are replenished, - The bulk take-out separation mechanism 23 stops. Then, when the last bill arrives at stage 45, 46, 47, the conveyance operation is stopped. Among stages 45, 46, and 47, the stage that has performed the replenishment operation is lowered, and the banknotes accumulated on the stage are stored in either of the corresponding denomination storages 8, 9, and 10, and the replenishment operation ends. .

When the replenishment operation is completed, the number of sheets to be replenished is counted, and the contents of the storage management memory 99 are updated based on the result. In this case, - the number obtained by subtracting the counting results of all denominations retrieved into the bulk storage 11 from the counting results of all denominations taken out from the bulk storage 11 is the original data in the storage management memory 99. will be subtracted from.

The CCAD 50 returns a response indicating the end of replenishment to the control unit 56, and adds the number of replenished coins for each denomination as data.

This completes the loading operation.

Next, the control unit 56 prints on the printed part of the card reader/writer 52 the operation details of the ATM, that is, the total payment amount, total deposit amount, and collection operation for each transaction among the number of payment transactions, deposit transactions, etc. Data such as the total collected amount of cash that has been identified, the last loaded amount, or a breakdown of the number of coins by denomination are printed, and the operation is completed at the end of the job or at the time of total processing.

If the ATM is to continue operating after that, the ATM will return to its normal business handling state and become ready for transactions.

Furthermore, in the method described above, all the cash is collected from the internal cash stacker into the cassette and then reloaded.
If the coin depositing and dispensing device control unit manages the amount of cash in the internal cash stacker, only the number of coins excluding the number stored in the schedule storage unit 103 is collected, and the number of coins stored in the cash stacker is not included in the loaded number. If there is not enough money, only the missing amount may be replenished from the negative cassette.

Now, with reference to Figure 5.6.9.10. A method of registering loading sheet number pattern data in the schedule storage unit 103 will be explained.

First, the staff member presses the individual input key group 5 of the internal operation section shown in FIG.
Press the "setting" key of 5c.

Then, the display screen of the display section 55a of the internal operation section changes to
The normally displayed device operation information screen shown in the figure is switched to the loading pattern setting screen shown in FIG. 9th
When switching to the figure, an underlined cursor is displayed at the 10,000 position of pattern number 1. This cursor indicates the input position, and when you touch the "confirm" position on the right side of the screen, it moves to the right one character at a time, and when it reaches 1 yen in the number of sheets loaded, pattern No. 2 is displayed. It will move to 10,000 yen, and after that, click “Confirm”
Move in the same way by pressing the key.

Now, at the 10,000 position of pattern number 1 where the cursor first appears, enter the number of loaded sheets in 10,000 yen using the number keys on the right side of the screen.

The example in FIG. 9 is "2".

“O”, “0”, and “confirm” are input in this order.

In this way, when you finish inputting each denomination of pattern No. 1, the cursor moves to the 10,000 position of pattern NcL2, so it is "1" again.

Enter "O", "O", °°O", and "Confirm" in this order, and then enter the following information for each denomination.

When the required number of patterns have been completed manually, press the "Execute" key at the bottom right of the screen, and the data entered in the rows of each pattern up to that point will be sent to the replenishment and collection control means via the control unit 56. 101 and stored in the schedule storage unit +03.

When the above input is completed, the screen changes to the schedule setting screen shown in FIG. 10, and the cursor is displayed at the position of the loaded number of sheets in the month (day of the week) row. Here, for example, if you enter "1" using the number keys and then enter "Confirm", "1" will remain displayed on the Monday row and only the cursor will move to the Tuesday (day of the week) row, so you can select again. Enter the pattern number you want to load, and fill in the rows for all days of the week that require loading. When the input is completed, press the "Reserve" key at the bottom right of the screen, and the input loading number pattern is transferred from the common section 6f of the internal operation section control section 6d to the replenishment and recovery control means 101 via the control section 7.
The schedule is stored in the schedule storage unit 103 that was notified to the scheduler.

In the example shown in FIG. 10, the loaded sheet number pattern is "2" only on Fridays, but the loaded sheet number pattern "2" is the pattern "2" specified for other days of the week, as shown in FIG.
1". This is because financial institutions are closed on Saturday, and ATMs are operated unmanned.
Moreover, this setting is assumed to handle only payment transactions and not to perform deposit transactions. Further, for other days of the week as well, detailed settings can be made such as setting a larger number of sheets to be loaded in advance for special days such as the general salary payment day and the next day.

In addition, in Figures 9 and 10, "Cancel" at the bottom left of the screen
When the key is pressed, the data entered up to that point is not registered and the screen returns to the initial status display screen.

(Effect of the invention) As explained in detail above, according to this invention, the ATM
At the end of the day's work or when ATMs are operated for extended hours, only unnecessary cash and surplus cash are collected, and the amount of cash required for the next day is entered in advance. Since the system automatically loads cash according to the scheduled schedule, there is no need to load cash at the start of work.Furthermore, since the appropriate amount of cash is loaded, the work of the staff is greatly reduced, and it is easier to load cash during work. There is no need to stop operation due to excess or shortage, and it is possible to provide a device that is labor-saving and has a high operating rate.

Further, the present invention can be carried out without depending on instructions from the center computer. Therefore, even if there are differences in the number of transactions and the amount of cash used depending on the ATM equipment environment, the required number of ATMs can be adjusted.
M can be set individually. This also has the effect of making it possible to take small measures that would be difficult with instructions from the center computer without changing the program of the center computer.

[Brief explanation of drawings]

Fig. 1 is a block diagram of the automatic teller machine of the present invention, Fig. 2 is a perspective view of the automated teller machine, Fig. 3 is a block diagram of the automated teller machine, and Fig. 4 is a sectional view of the banknote depositing and dispensing machine. FIG. 5 is a plan view of the internal operation section, FIG. 6 is a block diagram of the internal operation section, FIG. 7 is a sectional view of the bill depositing and dispensing device during collection operation, and FIG.
The figure is an explanatory diagram of the operation of the bulk storage, Figure 9 is an example of the internal operation unit display screen - (1), and Figure 10 is an example of the internal operation unit display screen - (2).
), FIG. 11 is a sectional view of the bill depositing and dispensing device during replenishment operation. 50... Bill depositing and dispensing device, 50'... Coin depositing and dispensing device, 52... Card reader/writer, 53... Passbook entry machine, 54... Customer operation section, 55... Internal operation section , 56
. . . Control unit, 101 . . . Replenishment collection control means, 102
...Calendar section, 103...Schedule storage section. (b) Nail W1 of cash transaction machine Figure 2 Block diagram of automatic cash transaction machine Figure 3 Block diagram of internal operation section Figure 6 (a), (b)-
Explanation diagram of bulk storage operation Figure 8

Claims (1)

[Scope of Claims] An apparatus having a removable bulk storage with respect to the apparatus main body, and having a structure for replenishing and collecting cash from the denomination-specific storage inside the apparatus main body, which includes a calendar for counting date and time. a calendar unit that outputs data; a schedule storage unit that stores a required amount of cash to be loaded according to the operating schedule; and based on the calendar data output by the calendar unit, reads out the corresponding loaded cash from the schedule storage unit; An automatic cash transaction device comprising: a replenishment and collection control means that executes the replenishment and collection operation at a predetermined timing and adjusts the cash in the denomination-specific storage to the corresponding required cash amount.