JP7455884B2 - Information processing device, information processing method, and information processing program - Google Patents

Description

The present invention relates to an information processing device, an information processing method, and an information processing program.

Conventionally, techniques related to electronic coupon tickets have been disclosed.

JP2008-269624A Japanese Patent Application Publication No. 2002-358467

However, although the conventional technology allows the user to use the electronic ticket that he or she has already purchased, there is no way to make the user aware that he or she owns the electronic ticket when making payment. The problem is that there is no.

The present application has been made in view of the above, and is an information processing device, an information processing method, and an information processing program that can make a user aware that he or she owns an electronic coupon ticket when making payment. The purpose is to provide

The information processing device according to the present application includes a determination section and a display control section. When the user who is the payment source performs a predetermined operation to make the payment, the determination unit determines whether the user has an electronic coupon ticket that can be used at the store where the payment is made. Determine whether or not there is. When it is determined that the store has an electronic coupon ticket that can be used, the display control section controls so that information regarding the electronic coupon ticket is displayed on a screen for making payment.

According to one aspect of the embodiment, it is possible to make the user aware that he/she has the electronic coupon ticket when paying the price.

FIG. 1 is an explanatory diagram showing an overview of an information processing method according to an embodiment. FIG. 2 is an explanatory diagram showing an overview of application of the electronic coupon ticket according to the embodiment. FIG. 3 is a diagram showing an example of a screen of a user terminal according to the embodiment. FIG. 4 is an explanatory diagram showing an overview (part 1) of the process for providing information regarding the electronic coupon ticket according to the embodiment. FIG. 5 is a diagram showing an example of a screen display according to the embodiment. FIG. 6 is an explanatory diagram showing an overview (part 2) of the process for providing information regarding the electronic coupon ticket according to the embodiment. FIG. 7 is a diagram illustrating an example of a screen display according to the embodiment. FIG. 8 is a diagram illustrating a configuration example of an information processing system according to an embodiment. FIG. 9 is a diagram illustrating a configuration example of a terminal device according to an embodiment. FIG. 10 is a diagram illustrating a configuration example of a payment server according to an embodiment. FIG. 11 is a diagram showing an example of a user information database. FIG. 12 is a diagram showing an example of a history information database. FIG. 13 is a diagram showing an example of the coupon information database. FIG. 14 is a diagram showing an example of a payment information database. FIG. 15 is a diagram showing an example of a privilege information database. FIG. 16 is a flowchart showing the processing procedure (part 1) according to the embodiment. FIG. 17 is a flowchart showing the processing procedure (Part 2) according to the embodiment. FIG. 18 is a flowchart showing the processing procedure (part 3) according to the embodiment. FIG. 19 is a diagram showing an example of a hardware configuration.

DESCRIPTION OF THE PREFERRED EMBODIMENTS An information processing apparatus, an information processing method, and an embodiment of an information processing program according to the present application (hereinafter referred to as "this embodiment") will be described in detail below with reference to the drawings. Note that the information processing apparatus, information processing method, and information processing program according to the present application are not limited to this embodiment. Further, in each of the embodiments below, the same parts are given the same reference numerals, and redundant explanations will be omitted.

[1. Overview of information processing method]
First, with reference to FIG. 1, an overview of an information processing method performed by an information processing apparatus according to an embodiment will be described. FIG. 1 is an explanatory diagram showing an overview of an information processing method according to an embodiment. In FIG. 1, an example will be described in which an electronic coupon ticket that can be used for electronic payment is provided.

As shown in FIG. 1, the information processing system 1 includes a terminal device 10 and a payment server 100. The terminal device 10 and the payment server 100 are connected to each other via a network N (see FIG. 6) so that they can communicate with each other by wire or wirelessly. In this embodiment, the terminal device 10 cooperates with the payment server 100. In addition, in the following description, an example will be shown in which the terminal device 10 is used by a user U (user). Furthermore, in the following description, the terminal device 10 may be equated with the user U. That is, below, the user U can also be read as the terminal device 10.

The terminal device 10 is a smart device such as a smartphone or a tablet used by the user U, and can communicate with any server device via a wireless communication network such as 4G (Generation) or LTE (Long Term Evolution). This is a mobile terminal device that can Further, the terminal device 10 has a screen such as a liquid crystal display, which has a touch panel function, and allows a user to perform a tap operation, a slide operation, a scroll operation, etc. using a finger or a stylus, etc. to respond to display data such as content. Accepts various operations. Note that an operation performed on an area of the screen where content is displayed may be an operation on the content. Further, the terminal device 10 may be not only a smart device but also an information processing device such as a desktop PC (Personal Computer) or a notebook PC.

The payment server 100 is an information processing device that provides electronic coupons that can be used for electronic payments, and is realized by a server device, a cloud system, or the like. For example, the payment server 100 provides an electronic payment service regarding payment (electronic payment) using the terminal device 10. In addition, the payment server 100 manages accounts of businesses that provide transaction objects such as products and services, and accounts of users to whom transaction objects are provided, and handles transactions between accounts according to payment requests from users. Various payments will be realized by transferring electronic money, etc. Note that electronic money may be, for example, points or currency used independently by various companies, or it may be currency provided by a country such as Japanese yen or dollars that can be electronically transacted. good.

In this embodiment, the payment server 100 provides a service for issuing, managing, and operating electronic coupon tickets. For example, the payment server 100 may be used by the user U at a ticket corner in an application for payment (electronic payment) using the terminal device 10 of the user U (hereinafter sometimes simply referred to as a "payment application"). provides an electronic coupon ticket that can be used within a payment application when purchasing an electronic coupon ticket for a desired transaction object (product, service) of a desired store A, which is a member store of an electronic payment service. At the coupon corner, it is also possible to search for electronic coupon tickets based on keywords and conditions input by the user U. Further, the payment server 100 provides an electronic coupon application as an application (mini application) launched within the payment application.

Then, the user U uses the terminal device 10 to make a payment (electronic payment) using the payment app for the transaction object (product, service) covered by the electronic ticket at store A where the electronic ticket can be used. In some cases, the user automatically consumes the electronic ticket or presents the electronic ticket by his/her own operation, and the payment amount for the target product/service is made free or at a discounted rate accordingly. Note that the payment server 100 deducts the amount of the electronic ticket from the payment amount, and if there is an additional charge or a shortage, it deducts it from the balance for payment (electronic payment) using the terminal device 10.

Store A may be a restaurant, fast food restaurant, coffee chain store, coffee shop, bar, etc., or a convenience store, supermarket, drug store, discount store, home center, mass retailer, warehouse type store, etc. It may also be a retail store. Further, the store A may be a tenant or the like that has opened a store on a floor of a commercial facility or the like. Furthermore, the store A may be a store that sells products other than those listed above, a store that provides services other than those listed above, or the like. For example, the store A may be a barber shop, a beauty salon, a massage parlor, a bicycle rental company, or another rental company.

Note that the store A is not limited to a store that handles transactions for which electronic coupons can be used, but may be a facility where electronic coupons can be used. In reality, these include large commercial facilities (department stores/shopping centers/outlet malls/underground malls), large leisure facilities (theme parks/amusement parks/playgrounds/zoos/aquariums/pools/bathing facilities/parks/gardens/scenic spots), and cultural facilities. (halls/theaters/cinemas/art galleries/museums), sports facilities (playgrounds/baseball fields/tennis courts/gymnasiums/stadiums/indoor pools), accommodation facilities (hotels/inns), public transportation (railroads/ bus/taxi/ship/airline route), railway station, airport, port (boarding area), parking lot, etc.

Note that the electronic coupon ticket may be an admission ticket to a predetermined facility or an event venue, or may be a usage ticket for receiving a predetermined service. Further, the electronic coupon ticket may be one for selecting a desired item from among a plurality of target products, such as a coffee ticket at a coffee shop.

Further, the payment server 100 may acquire various information regarding the user U. For example, the payment server 100 acquires information regarding user U's attributes such as user U's gender, age, and area of residence. The payment server 100 stores and manages identification information indicating the user U (user ID, etc.) as well as information regarding attributes of the user U.

Further, the payment server 100 may acquire various kinds of history information (log data) indicating the actions of the user U from the terminal device 10 of the user U or from various servers based on the user ID, etc. . For example, the payment server 100 acquires a location history that is a history of the location, date and time of the user U from the terminal device 10. The payment server 100 also acquires a search history, which is a history of search queries input by the user U, from a search server (search engine). The payment server 100 also acquires a viewing history, which is a history of content viewed by the user U, from the content server. The payment server 100 also acquires a purchase history, which is a history of product purchases by the user U, from the electronic commerce server and the payment server. Further, the payment server 100 may acquire the listing history and the sales history, which are the listing history of the user U on the marketplace, from the electronic commerce server or the payment server. The payment server 100 also acquires a posting history, which is a history of postings by the user U, from a posting server or SNS server that provides a word-of-mouth posting service.

Note that the payment server 100 may recommend the purchase of an electronic coupon ticket suitable for the user U based on the user U's attribute information and the above-mentioned various history information. For example, the payment server 100 analyzes the preferences and purchasing trends of the user U from the above various historical information, estimates an electronic ticket suitable for the user U, and provides a link to the purchase screen for the electronic ticket. etc. may be pushed or displayed on the terminal device 10 of the user U. Alternatively, the payment server 100 may use machine learning to create an electronic ticket estimation model (trained model) that outputs an estimation result of an electronic ticket suitable for user U when user U's attribute information is input. good. Then, the payment server 100 inputs the attribute information of the user U into the electronic ticket estimation model, and uses a link etc. to the purchase screen of the electronic ticket based on the output estimating result of the electronic ticket. A push notification may be sent or displayed on the terminal device 10 of person U.

[1-1. Regarding payment using the terminal device 10]
Here, prior to information processing according to the embodiment, an example of payment (electronic payment) using the terminal device 10 will be described. In the following explanation, user U uses a two-dimensional code (QR code (registered trademark)) placed at store A that indicates store identification information to identify store A. Although an example of payment using the device 10 will be described, the embodiment is not limited thereto. An example of a payment described below can be applied to a case where any user uses any terminal device 10 to make a payment at any store. Further, the store identification information may be not only a QR code (registered trademark) but also a barcode, a predetermined mark, a number, etc.

For example, when user U makes a payment for the use or purchase of payment objects (transaction objects) such as various products and services at store A, user U uses the payment application installed on the terminal device 10 ( Launch the payment app). Then, the user U photographs the store identification information installed at the store A via the payment application. In such a case, the terminal device 10 displays a screen for inputting the price to be paid, and accepts input of the payment amount from the user U or the clerk at the store A. Then, the terminal device 10 receives user identification information for identifying user U, store identification information (or information indicated by the store identification information, that is, information indicating store A (for example, store ID)), and the payment amount. Payment information indicating this is sent to the payment server 100.

In such a case, the payment server 100 transfers the amount of electronic money indicated by the payment amount from the account of the user U indicated by the user identification information to the account of the store A indicated by the store identification information. The payment server 100 then sends a notification to the terminal device 10 that the payment has been completed. In such a case, the terminal device 10 notifies that the payment has been made using electronic money by displaying a screen or outputting a predetermined sound indicating that the payment has been completed.

Note that payment using the terminal device 10 is not limited to the above-described processing. For example, the payment using the terminal device 10 may be made using a store terminal installed at the store A. For example, the terminal device 10 displays user identification information for identifying the user U on the screen. In such a case, the store terminal installed in store A reads the user identification information displayed on the terminal device 10 and identifies the user identification information (or the information indicated by the user identification information, that is, the user U). payment information (for example, user ID)), the payment amount, and information identifying store A is transmitted to payment server 100. In such a case, the payment server 100 transfers the amount of electronic money indicated by the payment amount from the account of user U indicated by the user identification information to the account of store A, and transfers the amount of electronic money indicated by the payment amount to the store terminal or terminal device of store A. 10, that the payment has been completed may be notified by outputting a screen or a predetermined sound indicating that the payment has been completed.

In addition, the payment using the terminal device 10 is not limited to the process of transferring electronic money from the account to which the user U has charged electronic money in advance to the store A's account, but also uses a credit card registered in advance by the user U. Payment may be made using In such a case, for example, the terminal device 10 may transfer the electronic money of the payment amount to the store A's account and request the payment amount from the operating company of the user U's credit card.

Note that the payment means and payment services described above are not limited to those for providing consideration for purchasing products or providing services (settlement of debts). For example, as described above, the payment means or payment service may have a function related to remittance between accounts owned by multiple users. That is, the payment means and payment service described above may be any service that controls the transmission and reception of electronic money between the accounts of arbitrary owners linked to the owner of electronic money, such as users and stores. In other words, the payment means and payment services according to the embodiments include various controls for realizing electronic money exchange (not only various inter-account remittance controls via electronic money, but also control regarding exchanges between electronic money accounts and bank accounts). Transaction methods and transaction services that carry out various types of debt processing such as control, processing related to splits and bonus payments, and various other controls related to the exchange of assets including electronic money) may be provided in any format. Good too. Further, the various controls realized by such transaction means and transaction services may include both payment-related control and remittance-related control, or only one of them may be included. That is, the term "transaction" is a concept that includes not only "settlement" related to electronic money, but also "remittance" of electronic money and various other types of processing. That is, the management device 100 may be an information processing device that implements a transaction means that controls the exchange of electronic money between arbitrary owners.

[1-2. About information processing according to embodiment]
As shown in FIG. 1, when a user U purchases an electronic ticket for a desired transaction object (product, service) from a desired store at the ticket corner in the payment application, the payment server 100 An electronic coupon ticket that can be used is issued (step S1). At this time, the user U purchases an electronic coupon ticket by payment using the terminal device 10 (electronic payment). In FIG. 1, a commodity will be explained as an example of a transaction object.

Subsequently, the terminal device 10 notifies the user U of information regarding the electronic coupon ticket held in order to prevent forgetting to use the coupon ticket (step S2).

For example, the terminal device 10 cooperates with the payment server 100, and when the expiration date of the electronic ticket is approaching, the terminal device 10 sends a push notification of the electronic ticket and the expiration date at a predetermined timing, such as two weeks before the expiration date. or display. Furthermore, based on the user U's location information, the terminal device 10 provides a push notification or displays electronic coupon tickets that can be used at stores near the user U's location or stores within the travel range. At this time, if the user U is within a predetermined range (for example, within a radius of 500 meters, etc.) from a store where the electronic coupon ticket can be used, the terminal device 10 sends a push notification of the electronic coupon ticket that can be used at the store. Or it may be displayed. Further, when the user U enters a store where electronic coupons can be used, the terminal device 10 provides a push notification or displays the electronic coupons that can be used at the store.

Subsequently, the user U visits a store A where the electronic ticket can be used and purchases a product for which the electronic ticket is available at the store A (step S3). At this time, the user U can also purchase products other than the products covered by the electronic coupon ticket. In this embodiment, it is sufficient that the products purchased by the user U include at least one product that is eligible for the electronic coupon ticket.

Subsequently, the user U starts the payment application and performs payment (electronic payment) using the terminal device 10 (step S4). Note that, when the user U uses the terminal device 10 to make a payment (electronic payment), the terminal device 10 may push notification or display electronic coupons that can be used for the payment. For example, the terminal device 10 may push notification or display electronic coupons that can be used at the store when the payment application is started in the store or when the "pay" button of the payment application is pressed. .

Subsequently, the payment server 100 applies the electronic coupon ticket to the target product of the electronic coupon ticket when performing payment processing for the product purchased by the user U (step S5). The application of electronic coupon tickets will be detailed below.

[1-3. Regarding application of electronic coupon tickets]
The electronic coupon application process executed by the payment server 100 will be described below with reference to FIG. 2. FIG. 2 is an explanatory diagram showing an overview of application of the electronic coupon ticket according to the embodiment.

First, in response to an operation from the user U, the terminal device 10 starts a payment application pre-installed on its own device, and displays a screen for the user U to purchase an electronic coupon ticket in the electronic payment service. (Step S11). Subsequently, the terminal device 10 receives an operation for purchasing an electronic coupon ticket from the user U (step S12). For example, the terminal device 10 accepts an electronic ticket purchase operation on the screen displayed in step S11, and transmits information indicating the electronic ticket on which the purchase operation was performed to the payment server 100.

Here, an example of a screen displayed by the terminal device 10 in the above-described embodiment will be explained using FIG. 3. FIG. 3 is a diagram showing an example of a screen of a user terminal according to the embodiment.

As shown in FIG. 3, the terminal device 10 displays a screen C11 as an initial display screen when starting the payment application. For example, the terminal device 10 displays a screen C11 including a button B11 for instructing the display of electronic coupon tickets that can be provided to the user U. When the user U presses the button B11, the terminal device 10 changes the screen C11 to the screen C12.

The terminal device 10 displays a screen C12 including an area AR11 that displays a list (ticket corner) of electronic coupons that the user U can purchase based on purchase conditions set for the electronic coupons. When an area corresponding to any of the electronic coupon tickets is selected, the terminal device 10 transitions the screen C12 to a screen C13 for performing a purchasing operation for the electronic coupon ticket corresponding to the area.

The terminal device 10 displays a screen C13 that includes an area AR12 that displays information regarding the electronic ticket selected on the screen C12, and a button B12 for purchasing the electronic ticket. For example, the terminal device 10 displays information such as stores where electronic coupons can be used, images of products to which electronic coupons are applicable, names of the products, and the number of electronic coupons in area AR12. Further, when the button B12 is pressed, the terminal device 10 transmits information indicating the electronic ticket corresponding to the information displayed in the area AR12 (for example, identification information for identifying the electronic ticket (ticket ID)) to the payment server. Send to 100.

Returning to FIG. 2, the explanation will be continued. Subsequently, the payment server 100 receives information (ticket ID) indicating the electronic coupon ticket for which the purchase operation has been performed from the terminal device 10 (step S13). Subsequently, the payment server 100 links and manages the user U and the electronic coupon ticket (step S14). For example, the payment server 100 manages the user ID of the user U and the coupon ID received from the terminal device 10 in a linked manner.

Here, in the example of FIG. 2, the user U wishes to make the above-mentioned payment to the store A by having the business terminal 200 read the user identification information (user ID). shall be. In this case, the business terminal 200 reads the product ID of each product purchased by the user U and the user ID of the user U displayed on the terminal device 10 (step S15). For example, the business terminal 200 reads a barcode (product ID) attached to a product using a barcode reader or the like at the time of checkout, and a user ID displayed on the terminal device 10.

Subsequently, the payment server 100 receives payment information regarding the payment made by the user U to the store A from the business terminal 200 (step S16). For example, the payment server 100 stores the store ID of store A, the product ID read by the business terminal 200 in step S15, the total price of each product linked to the product ID (payment amount), and the user U's Payment information including user ID etc. is received from the business terminal 200.

Next, the payment server 100 identifies an electronic ticket applicable to the user U based on the payment information (step S17). For example, the payment server 100 compares the electronic ticket information corresponding to the electronic ticket purchased by the user U with the payment information, so that the payment information of the electronic ticket purchased by the user U is verified. Specify the electronic coupon linked to the indicated product ID.

Subsequently, the payment server 100 executes payment processing based on the payment information, and makes payment using the identified electronic ticket (step S18). For example, the payment server 100 executes a process of transferring electronic money in an amount indicated by the payment amount from the account of the user U to the account of the store A. Then, the payment server 100 performs payment using the specified electronic ticket.

Subsequently, the payment server 100 notifies the user U that the electronic coupon ticket has been applied (step S19). For example, the payment server 100 causes the terminal device 10 to display a payment completion screen C1 indicating that the payment to the store A has been completed, and displays information indicating the electronic coupon applied on the payment completion screen C1, and the information indicating the electronic coupon applied. Information such as the payment amount after application will be notified.

As described above, the payment server 100 according to the embodiment identifies an electronic ticket that can be applied to a product for which a user is making a payment, and performs payment using the specified electronic ticket. Thereby, the payment server 100 according to the embodiment can automatically apply an applicable electronic ticket without the user performing an operation to select the electronic ticket to be used. That is, the payment server 100 according to the embodiment can improve convenience for users in payment.

(Payment-linked electronic ticket)
At this time, in steps S17 and S18, the payment server 100 acquires the affiliated store information together with the payment information, and automatically selects the electronic coupons that can be used for payment at the affiliated store among the electronic coupons held by the user U. May be applied. Further, the payment server 100 may utilize product data in cooperation with a member store's POS (Point of Sale System) to automatically apply coupons corresponding to the product data. Furthermore, in the case where the user U has purchased a plurality of products, it is sufficient that at least one of the plurality of purchased products is eligible for an electronic coupon ticket. That is, the electronic coupon ticket is automatically applied in conjunction with the payment for each store (for each member store) and/or for each product (for each product).

(Reading the installed coupon code)
Alternatively, in step S15, the user U uses the terminal device 10 to scan a two-dimensional code (QR code (registered trademark)) for in-store purchases using the scanning function attached to the electronic coupon application. An electronic coupon ticket may be used when a two-dimensional code for an electronic coupon ticket (code C for exclusive use of the coupon ticket in FIG. 1) provided at a cash register or the like is read. In addition, when the terminal device 10 reads the coupon-specific code C, the payment server 100 may delete the price of the product corresponding to the coupon from the total amount and transfer the money from the user's account to the store's account. .

(Presentation of coupon code by user)
In addition, in step S15, the user U displays a code C for the electronic coupon ticket, such as a barcode or a two-dimensional code, on the terminal device 10 and presents it to the clerk M of the store A. An electronic coupon ticket may be used when the card is read by a store terminal. In addition, when the store terminal reads the ticket-specific code C, the payment server 100 calculates the total amount by setting the price of the product corresponding to the ticket as "0", and transfers the price from the user's account to the store's account. You can also send money to.

That is, the electronic coupon ticket may be used only when the user U actively expresses his/her intention to use the electronic coupon ticket. Note that using the electronic coupon ticket means tearing the electronic coupon ticket apart.

Furthermore, the above-mentioned automatic application of the electronic coupon ticket and the use of the coupon ticket by the user (reading and presentation of the coupon-specific code) may be used together (they are compatible). For example, the payment server 100 automatically applies electronic coupon tickets if the setting is to automatically apply electronic coupon tickets, and if the setting is not to automatically apply electronic coupon tickets, the payment server 100 automatically applies electronic coupon tickets. An electronic coupon ticket may be applied in response to reading and presentation of a ticket-specific code. Alternatively, if the ticket-specific code is not read and presented in step S15, the electronic ticket may be automatically applied in conjunction with payment (electronic payment) using the terminal device 10. .

According to this embodiment, the electronic coupon ticket is managed within the payment application and is automatically applied when paying for the target product in conjunction with the payment method, so there is no need to perform any operation to use the coupon ticket. User convenience is improved because there is no need to omit to use the information. In addition, even when electronic tickets are applied in response to user operations, the system notifies users of the electronic tickets they hold at a predetermined timing to prevent them from forgetting to use their tickets. be able to.

[1-4. Regarding provision of information regarding electronic coupon tickets]
(1-4-1. Information provision example (part 1))
Hereinafter, with reference to the drawings, a process executed by the payment server 100 to provide a user with information regarding electronic coupon tickets will be described. Hereinafter, an overview (part 1) of the information provision process regarding the electronic coupon ticket according to the embodiment will be described using FIG. 4. FIG. 4 is an explanatory diagram showing an overview (part 1) of the process for providing information regarding the electronic coupon ticket according to the embodiment. Note that FIG. 4 shows how a user operates the terminal device 10 to photograph and read (scan) store identification information for identifying a store that provides payment objects (transaction objects) such as products and services. This figure shows an example of information processing when using a payment scheme for making payments.

As shown in FIG. 4, the terminal device 10 starts the payment application according to the operation of the user (for example, user U) (step S21). Further, the terminal device 10 reads store identification information from the code information captured via the payment application in accordance with a predetermined operation by the user (for example, user U) to pay the price (step S22). Then, the terminal device 10 transmits the user identification information and store identification information to the payment server 100 (step S23).

When the user who is the payment source performs a predetermined operation to make the payment, the payment server 100 determines whether or not the store to which the payment is to be made has an electronic coupon that can be used. An electronic ticket ownership determination is performed to determine whether the electronic ticket is owned (step S24). For example, the payment server 100 may receive user identification information transmitted from the terminal device 10 when a user performs a predetermined operation of photographing store identification information indicating the store to which the payment will be made using the terminal device 10. Based on the information and the store identification information, it is determined whether or not the store to which the payment is to be made has an electronic coupon ticket that can be used. Here, the information regarding the electronic ticket that the payment server 100 searches based on the electronic ticket ownership determination does not have to be the electronic ticket that corresponds to the product for which the price is to be paid, but rather the information about the electronic ticket that is searched by the payment server 100 based on the electronic ticket ownership determination. Any information on available electronic coupon tickets is sufficient.

If the payment server 100 determines that the user has an electronic ticket that can be used at the store where the payment is made, information regarding the electronic ticket is displayed on the screen for making payment. control so that For example, the payment server 100 transmits information regarding the electronic coupon ticket to the terminal device 10 (step S25), and displays the information regarding the electronic coupon ticket on the screen for making the payment displayed on the terminal device 10 by the payment application. is displayed. Information regarding the electronic coupon ticket may include information such as products that can be used for payment, information on the number of tickets remaining, information on the expiration date, and the like. Thereby, the payment server 100 can make the user recognize that he/she has the electronic coupon ticket when the user reads the store identification information and pays the price. As a result, the user can freely select whether or not to use the purchased electronic coupon ticket, thereby improving usability.

In addition, if the user who is the payment source has an electronic coupon ticket that can be used not only at the store where the payment is made but also at multiple stores other than the store, the payment server 100 Information regarding the electronic coupon ticket corresponding to each store may be displayed on the screen for making payment. For example, the payment server 100 assumes that the user who makes the payment has an electronic coupon that can be used at a nearby store located near (for example, within walking distance) the store to which the payment is made. If it is determined, in addition to the information regarding the electronic coupons that can be used at the store to which the payment is made, information regarding the electronic coupons that can be used at nearby stores is sent to the terminal device 10 so that the payment can be made. control so that it is displayed on the screen. In addition, if the payment server 100 determines that the store to which the payment is made does not have an electronic coupon ticket that can be used, but it does have an electronic coupon ticket that can be used at a nearby store, the payment server 100 Only information regarding available electronic coupon tickets may be transmitted to the terminal device 10.

When the terminal device 10 receives the information regarding the electronic ticket from the payment server 100, the terminal device 10 displays the information about the electronic ticket on the screen of the payment application displayed on the terminal device 10 (step S26). In FIG. 4, information M1-1 of an electronic ticket for iced coffee is displayed on a screen C21 for inputting the payment amount, which is one of the screens of the payment application, as an electronic ticket that can be used at the store where the user makes the payment. An example is shown. The information M1-1 includes information indicating the store to which payment is made, such as the store's logo, mark, and store name. The user can send a request to use the electronic coupon ticket to the payment server 100 by operating the button OB1-1 on which information M1-1 is displayed. Note that the payment server 100 may control the button OB1-1 not to be displayed on the screen C21 if the electronic coupon ticket is set to be automatically applied. As a result, if the product to be paid for is iced coffee, for example, the user can make payment using the electronic coupon ticket. For example, the payment application started on the terminal device 10 receives an operation from the user regarding the information M1 of the electronic ticket for iced coffee, and thereby receives information for using the electronic ticket for iced coffee (for example, a two-dimensional code, etc.). code information) may be displayed on the terminal device 10. In addition, in the information processing shown in Figure 4, if the user who is the payment source is set to automatically apply the electronic coupon ticket at the time of payment, the process to automatically apply the electronic coupon ticket is performed. The configuration may be such that the user can select not to do so. For example, when displaying electronic ticket information on the screen, a payment app may display an object (such as a button or icon) for sending a request to request that the electronic ticket not be automatically applied. good. FIG. 5 is a diagram showing an example of a screen display according to the embodiment. In FIG. 5, an example is shown in which information M1-2 of an electronic ticket for iced coffee is displayed on the screen C21 as an electronic ticket that the user can stop using at the store where the user pays. . For example, by operating button OB1-2 on which information M1-2 is displayed, the user sends a request to the payment server to not automatically apply the electronic coupon ticket before payment is made. Can be sent to 100. This allows the user to stop using the electronic ticket just before payment. In this case, when the payment server 100 receives a request from the user requesting that the electronic coupon ticket not be automatically applied at the time of payment, the payment server 100 will, in accordance with this request, request that the electronic coupon ticket not be automatically provided at the time of payment. Control. Note that the screen on which electronic ticket information is displayed may be any screen of the payment application displayed on the terminal device 10 in response to the user's operation, before the payment is completed by the user. It is not necessary to limit the display to the screen C21 for inputting the payment amount.

Further, if the payment server 100 determines that the user has an electronic coupon ticket that can be used at the store to which the payment is made, the payment server 100 determines whether the user It may also be determined whether the user has a benefit that can be used. Here, the benefits that can be used include, for example, information about coupons owned by the user, the use of electronic payment services for electronic stamp cards linked to the store to which payment is made, and the amount spent. It is envisaged that there will be benefits depending on the number of stamps given. In this case, the payment server 100 may provide the user with information regarding the benefits along with information on the electronic coupon ticket. Thereby, the payment server 100 can support the user to utilize the electronic coupon ticket as effectively as possible. In other words, the payment server 100 provides information about benefits to the user, so that, for example, when the user wants to pay using a coupon instead of using an electronic coupon ticket, It is possible to respond to requests from users, such as when they wish to pay for the price with benefits according to the number of items.

Further, the payment server 100 identifies a payment target such as a product or service for which a price is to be paid, and determines whether or not the specified payment target has an electronic coupon ticket that can be used at the store to which the payment is made. You may. For example, the payment server 100 acquires user identification information and store identification information from the terminal device 10, as well as information indicating products, services, etc. from the terminal device 10. Then, the payment server 100 refers to the ticket information linked to the user identification information and determines whether the store serving as the payment destination has an electronic ticket that can be used for the payment object. Thereby, the payment server 100 can provide the user with only information on electronic coupons corresponding to the product for which payment is to be made, as information on electronic coupons that can be used at the store to which payment is made.

(1-4-2. Information provision example (part 2))
Hereinafter, an overview (part 2) of the information provision process regarding the electronic coupon ticket according to the embodiment will be described using FIG. 6. FIG. 6 is an explanatory diagram showing an overview (part 2) of the process for providing information regarding the electronic coupon ticket according to the embodiment. In addition, in FIG. 6, the user operates the terminal device 10 to display user identification information on the terminal device 10 indicating the user who is the payment source, and the user operates the terminal device 10 to display the user identification information indicating the user who is the payment source. This figure shows an example of information processing when using a payment scheme in which payment is made by photographing and reading (scanning) an image with a store terminal for payment processing. Note that this payment method differs from the information provision example (part 1) described above in that the payment server 100 cannot acquire store identification information before the payment is completed. The contents are different.

As shown in FIG. 6, the terminal device 10 starts the payment application according to the operation of the user (for example, user U) (step S31). Further, the terminal device 10 receives from the user an operation to display user identification information for making payment (step S32). Then, in conjunction with the reception of the user identification information display operation, the terminal device 10 acquires location information indicating the current location of the terminal device 10, and sends the acquired location information and user identification information to the payment server 100. (Step S33). Note that the location information indicating the current location of the terminal device 10 may be information for specifying the current location of the terminal device 10, and may be, for example, actual measured values such as longitude and latitude acquired at the terminal device 10. Alternatively, the information may be information indicating the location of a network device such as a wireless access point with which the terminal device 10 performed predetermined communication when accessing the wireless LAN.

When a user performs a predetermined operation to display user identification information on the terminal device 10, the payment server 100 identifies the store (hereinafter referred to as the "estimated store") where the payment is to be made based on location information indicating the current location of the terminal device transmitted from the terminal device 10, and performs an electronic multi-ticket ownership determination to determine whether the user has the electronic multi-ticket at the identified estimated store based on the user identification information transmitted from the terminal device 10 (step S34).

For example, upon receiving the location information and user identification information from the terminal device 10, the payment server 100 stores the current location of the terminal device 10 and each store that is a candidate for payment (for example, all member stores that have introduced an electronic payment service). The estimated store is identified by comparing the location of the store. To give an example of a method for identifying an estimated store, the payment server 100 calculates the distance between the current location of the terminal device 10 and the location of the store, and selects the location closest to the current location of the terminal device 10 based on the calculated distance. The store located at the location can be estimated as the store to which the payment will be made. Then, the payment server 100 determines whether or not the user has an electronic coupon ticket at the specified estimated store based on the user identification information.

Note that when specifying the estimated stores, the payment server 100 has difficulty narrowing down the estimated stores to one store if there are multiple stores located at a distance similar to the current location of the terminal device 10. . Therefore, the payment server 100 selects a plurality of stores located at a distance similar to the current location of the terminal device 10 as candidate stores to be estimated store candidates, and selects from among the selected candidate stores the number of electronic Estimated stores may be narrowed down based on the usage history of the ticket. For example, the payment server 100 refers to the usage history of the electronic coupon ticket by the user in the payment information linked to the user who is the payment source, and the location information when the electronic coupon ticket was used and the information received from the terminal device 10. The estimated stores may be narrowed down based on the similarity with the location information obtained. Note that, if sensing information other than location information can be acquired from the terminal device 10, the payment server 100 comprehensively considers the similarity of the other sensing information acquired from the terminal device 10, and determines the estimated store. You can also narrow down the results. In addition, when there are multiple estimated stores, the payment server 100 determines whether the user has an electronic coupon ticket that can be used at each of the multiple estimated stores, and determines whether the user has an electronic coupon ticket that can be used at each store. Ticket information may be sent to the terminal device 10, and information regarding the electronic coupons of each store may be displayed on the screen for making payment. Such processing is useful, for example, in locations such as shopping malls and food courts where a plurality of stores exist in a predetermined area.

When the payment server 100 determines that the user has an electronic ticket that can be used at the estimated store, the payment server 100 displays information regarding the electronic ticket on the screen for making payment. Control. For example, the payment server 100 transmits information regarding the electronic coupon ticket to the terminal device 10 (step S35), and displays the information regarding the electronic coupon ticket on the screen for making the payment displayed on the terminal device 10 by the payment application. is displayed. Thereby, the payment server 100 can make the user aware that he/she has the electronic coupon ticket when the user presents the user identification information to the payment destination store and makes payment. . As a result, the user can freely select whether or not to use the purchased electronic coupon ticket, thereby improving usability.

In the example shown in FIG. 6, the information transmitted from the payment server 100 to the terminal device 10 is information regarding electronic coupons that can be used at the estimated store. Therefore, the payment server 100 does not provide definitive information indicating the electronic coupons that can be used at the payment destination store, but rather serves as a reminder to the user to check the electronic coupons that have already been purchased at the time of payment. It may be provided as information with specific nuances.

When the terminal device 10 receives the information regarding the electronic coupon ticket from the payment server 100, the terminal device 10 displays the information about the electronic coupon ticket on the screen of the payment application displayed on the terminal device 10 (step S36). In FIG. 6, an example is shown in which information M2-1 for prompting confirmation of an electronic ticket for iced coffee that has been purchased is displayed on a screen C31 that displays user identification information, which is one of the screens of the payment application. has been done. By operating the button OB2-1 on which information M2-1 is displayed, the user can send a request to the payment server 100 to request confirmation of the purchased electronic coupon ticket. Note that the payment server 100 may control the button OB2-1 not to be displayed on the screen C31 if the electronic coupon ticket is set to be automatically applied. As a result, for example, if the product to be paid for is iced coffee, the user can check the information on the electronic ticket that has already been purchased, and if the user owns an electronic ticket that can be used at a physical store, It becomes possible to pay the price using the electronic ticket. Note that the screen on which electronic ticket information is displayed may be any screen of the payment application displayed on the terminal device 10 in response to the user's operation, before the payment is completed by the user. It is not necessary to limit the display to the screen C31 for inputting the payment amount. Also, in the information processing shown in Figure 6, as in the case shown in Figure 5 above, if the user who is the payment source is set to automatically apply an electronic coupon ticket at the time of payment. , the user may be able to select not to automatically apply the electronic coupon ticket. FIG. 7 is a diagram illustrating an example of a screen display according to the embodiment. In FIG. 7, an example is shown in which information M2-2 about an electronic ticket for iced coffee is displayed on the screen C31 as an electronic ticket that the user can stop using at the store where the user makes the payment. . For example, by operating button OB2-2 on which information M2-2 is displayed, the user sends a request to the payment server to request that the electronic coupon not be applied automatically before payment is made. Can be sent to 100. This allows the user to stop using the electronic ticket just before payment.

[2. Configuration example of information processing system]
Next, the configuration of the information processing system 1 including the payment server 100 according to the embodiment will be described using FIG. 8. FIG. 8 is a diagram illustrating a configuration example of the information processing system 1 according to the embodiment. As shown in FIG. 8, the information processing system 1 according to the embodiment includes a terminal device 10 and a payment server 100. These various devices are connected via a network N so that they can communicate by wire or wirelessly. The network N is, for example, a LAN (Local Area Network) or a WAN (Wide Area Network) such as the Internet.

Further, the number of each device included in the information processing system 1 shown in FIG. 8 is not limited to what is illustrated. For example, in FIG. 8, only one terminal device 10 is shown for simplification of illustration, but this is just an example and is not limited, and there may be two or more terminal devices.

The terminal device 10 is an information processing device used by the user U. For example, the terminal device 10 may be a smart device such as a smartphone or a tablet terminal, a feature phone, a PC (Personal Computer), a PDA (Personal Digital Assistant), a game console with a communication function, a car navigation system, a smart watch, or a head-mounted display. wearable devices, smart glasses, etc.

The terminal device 10 also supports wireless communication networks such as LTE (Long Term Evolution), 4G (4th Generation), and 5G (5th Generation), Bluetooth (registered trademark), and wireless LAN (Local The payment server 100 can be connected to the network N via short-range wireless communication such as a network (Area Network), and can communicate with the payment server 100.

Further, the terminal device 10 may be a store terminal of a member store, a terminal device used by a clerk (employee) of the member store, or the like. That is, a store terminal of a member store or a terminal device used by a clerk of the member store may be a device similar to the terminal device 10 described above.

The payment server 100 is, for example, a PC, a server device, a mainframe, a workstation, or the like. Note that the payment server 100 may be realized by cloud computing.

[3. Configuration example of terminal device]
Next, the configuration of the terminal device 10 will be explained using FIG. 9. FIG. 9 is a diagram showing a configuration example of the terminal device 10 according to the embodiment. As shown in FIG. 9, the terminal device 10 includes a communication section 11, a display section 12, an input section 13, a positioning section 14, a sensor section 20, a control section 30 (controller), and a storage section 40. Be prepared.

(Communication Department 11)
The communication unit 11 is connected to a network N (see FIG. 4) by wire or wirelessly, and transmits and receives information to and from the payment server 100 via the network N. For example, the communication unit 11 is realized by a NIC (Network Interface Card), an antenna, or the like.

(Display section 12)
The display unit 12 is a display device that displays various information such as position information. For example, the display unit 12 is a liquid crystal display (LCD) or an organic electro-luminescent display (EL display). Further, the display unit 12 is a touch panel type display, but is not limited to this.

(Input section 13)
The input unit 13 is an input device that receives various operations from the user U. Furthermore, the input unit 13 includes, for example, buttons for inputting characters, numbers, and the like. Further, when the display section 12 is a touch panel display, a part of the display section 12 functions as the input section 13. Note that the input unit 13 may be a microphone or the like that receives voice input from the user U. The microphone may be wireless.

(Positioning unit 14)
The positioning unit 14 receives a signal (radio wave) sent from a GPS (Global Positioning System) satellite, and based on the received signal, determines position information (for example, latitude and longitude). That is, the positioning unit 14 positions the terminal device 10 . Note that GPS is just one example of GNSS (Global Navigation Satellite System).

Further, the positioning unit 14 can measure the position using various methods other than GPS. For example, the positioning unit 14 may use various communication functions of the terminal device 10 to measure the position as an auxiliary positioning means for position correction and the like, as described below.

(Wi-Fi positioning)
For example, the positioning unit 14 positions the terminal device 10 using the Wi-Fi (registered trademark) communication function of the terminal device 10 or the communication network provided by each communication company. Specifically, the positioning unit 14 performs Wi-Fi communication, etc., and determines the position of the terminal device 10 by measuring the distance to nearby base stations and access points.

(Beacon positioning)
Further, the positioning unit 14 may use the Bluetooth (registered trademark) function of the terminal device 10 to measure the position. For example, the positioning unit 14 measures the position of the terminal device 10 by connecting to a beacon transmitter connected by a Bluetooth (registered trademark) function.

(geomagnetic positioning)
Furthermore, the positioning unit 14 positions the terminal device 10 based on the geomagnetic pattern of the structure measured in advance and the geomagnetic sensor included in the terminal device 10 .

(RFID positioning)
Further, for example, if the terminal device 10 has an RFID (Radio Frequency Identification) tag function equivalent to a contactless IC card used at station ticket gates, stores, etc., or has a function to read an RFID tag. In this case, the location where the terminal device 10 used the terminal device 10 is recorded together with the information that the payment was made. The positioning unit 14 may measure the position of the terminal device 10 by acquiring such information. Further, the position may be determined by an optical sensor, an infrared sensor, or the like provided in the terminal device 10.

The positioning unit 14 may position the terminal device 10 using one or a combination of the above-mentioned positioning means, if necessary.

(sensor section 20)
The sensor unit 20 includes various sensors mounted on or connected to the terminal device 10. Note that the connection may be a wired connection or a wireless connection. For example, the sensors may be a detection device other than the terminal device 10, such as a wearable device or a wireless device. In the example shown in FIG. 9, the sensor unit 20 includes an acceleration sensor 21, a gyro sensor 22, an atmospheric pressure sensor 23, an air temperature sensor 24, a sound sensor 25, an optical sensor 26, a magnetic sensor 27, and an image sensor ( camera) 28.

Note that each of the sensors 21 to 28 described above is merely an example and is not limited to the above. That is, the sensor section 20 may be configured to include a portion of each of the sensors 21 to 28, or may include other sensors such as a humidity sensor in addition to or instead of each of the sensors 21 to 28. .

The acceleration sensor 21 is, for example, a three-axis acceleration sensor, and detects the physical movement of the terminal device 10, such as the moving direction, speed, and acceleration of the terminal device 10. The gyro sensor 22 detects physical movements of the terminal device 10 such as tilt in three axes directions based on the angular velocity of the terminal device 10 and the like. The atmospheric pressure sensor 23 detects the atmospheric pressure around the terminal device 10, for example.

Since the terminal device 10 is equipped with the above-mentioned acceleration sensor 21, gyro sensor 22, atmospheric pressure sensor 23, etc., it is possible to implement technologies such as pedestrian autonomous navigation (PDR) using these sensors 21 to 23, etc. It becomes possible to measure the position of the terminal device 10 using the . This makes it possible to obtain indoor position information that is difficult to obtain using positioning systems such as GPS.

For example, a pedometer using the acceleration sensor 21 can calculate the number of steps, walking speed, and distance walked. Further, by using the gyro sensor 22, it is possible to know the direction of travel of the user U, the direction of the line of sight, and the inclination of the user's body. Further, from the atmospheric pressure detected by the atmospheric pressure sensor 23, it is also possible to know the altitude and the number of floors where the terminal device 10 of the user U is located.

The temperature sensor 24 detects, for example, the temperature around the terminal device 10. The sound sensor 25 detects, for example, sounds around the terminal device 10. The optical sensor 26 detects the illuminance around the terminal device 10 . The magnetic sensor 27 detects, for example, the earth's magnetism around the terminal device 10. The image sensor 28 captures an image of the surroundings of the terminal device 10.

The above-mentioned atmospheric pressure sensor 23, temperature sensor 24, sound sensor 25, optical sensor 26, and image sensor 28 each detect atmospheric pressure, temperature, sound, and illuminance, and capture images of the surroundings, so that the terminal device 10 It is possible to detect the surrounding environment and situation. Furthermore, it is possible to improve the accuracy of the location information of the terminal device 10 based on the environment and situation around the terminal device 10.

(Control unit 30)
The control unit 30 includes, for example, a microcomputer having a CPU (Central Processing Unit), a ROM (Read Only Memory), a RAM, an input/output port, etc., and various circuits. Further, the control unit 30 may be configured with hardware such as an integrated circuit such as an ASIC (Application Specific Integrated Circuit) or an FPGA (Field Programmable Gate Array). The control section 30 includes a transmitting section 31, a receiving section 32, and a processing section 33.

(Transmission unit 31)
The transmitting unit 31 receives, for example, various information input by the user U using the input unit 13, various information detected by the sensors 21 to 28 mounted on or connected to the terminal device 10, and information measured by the positioning unit 14. The location information of the terminal device 10 and the like can be transmitted to the payment server 100 via the communication unit 11.

(Receiving unit 32)
The receiving unit 32 can receive various information provided from the payment server 100 and requests for various information from the payment server 100 via the communication unit 11 .

(Processing unit 33)
The processing unit 33 controls the entire terminal device 10, including the display unit 12 and the like. For example, the processing unit 33 can output various information transmitted by the transmitting unit 31 and various information received from the payment server 100 by the receiving unit 32 to the display unit 12 for display.

(Storage unit 40)
The storage unit 40 is realized by, for example, a semiconductor memory element such as a RAM (Random Access Memory) or a flash memory, or a storage device such as an HDD (Hard Disk Drive), an SSD (Solid State Drive), or an optical disk. Ru. The storage unit 40 stores various programs, various data, and the like.

[4. Payment server configuration example]
Next, the configuration of the payment server 100 according to the embodiment will be described using FIG. 10. FIG. 10 is a diagram showing a configuration example of the payment server 100 according to the embodiment. As shown in FIG. 10, payment server 100 includes a communication section 110, a storage section 120, and a control section 130.

(Communication Department 110)
The communication unit 110 is realized by, for example, a NIC (Network Interface Card). Further, the communication unit 110 is connected to the network N (see FIG. 6) by wire or wirelessly.

(Storage unit 120)
The storage unit 120 is realized by, for example, a semiconductor memory element such as a RAM (Random Access Memory) or a flash memory, or a storage device such as a hard disk or an optical disk. As shown in FIG. 10, the storage unit 120 includes a user information database 121, a history information database 122, a coupon information database 123, and a payment information database 124.

(User information database 121)
The user information database 121 stores various information regarding the user U. For example, the user information database 121 stores various information such as user U's attributes. FIG. 11 is a diagram showing an example of the user information database 121. In the example shown in FIG. 11, the user information database 121 has items such as "user ID (identifier),""age,""gender,""home,""worklocation," and "interest."

“User ID” indicates identification information for identifying user U. Moreover, "age" indicates the age of the user U identified by the user ID. Note that the "age" may be a specific age of the user U identified by the user ID, such as 35 years old. Furthermore, “gender” indicates the gender of the user U identified by the user ID.

Moreover, "home" indicates the location information of the home of the user U identified by the user ID. In the example shown in FIG. 11, "home" is illustrated as an abstract code such as "LC11", but it may also be latitude/longitude information or the like. Furthermore, for example, "home" may be a region name or address.

Moreover, "work place" indicates the location information of the work place (school in the case of a student) of the user U identified by the user ID. In the example shown in FIG. 11, the "work location" is illustrated as an abstract code such as "LC12," but it may also be latitude and longitude information. Further, for example, the "work location" may be a region name or address.

Moreover, "interest" indicates the interest of the user U identified by the user ID. That is, "interest" indicates an object in which the user U identified by the user ID has a high interest. For example, "interest" may be a search query (keyword) that the user U inputs into a search engine. In the example shown in FIG. 11, one "interest" is shown for each user U, but there may be a plurality of "interests".

For example, in the example shown in FIG. 11, the age of the user U identified by the user ID "U1" is "20s", and the gender is "male". Further, for example, the user U identified by the user ID "U1" indicates that his home is "LC11". Further, for example, the user U identified by the user ID "U1" indicates that the work location is "LC12". Further, for example, the user U identified by the user ID "U1" indicates that he is interested in "sports."

Here, in the example shown in FIG. 11, abstract values such as "U1", "LC11", and "LC12" are used for illustration, but "U1", "LC11", and "LC12" have specific values. It is assumed that information such as character strings and numerical values is stored. Below, abstract values may be illustrated in diagrams related to other information as well.

Note that the user information database 121 is not limited to the above, and may store various information depending on the purpose. For example, the user information database 121 may store various information regarding the terminal device 10 of the user U. In addition, the user information database 121 includes information such as demographic (demographic attributes), psychographic (psychological attributes), geographic (geographical attributes), behavioral (behavioral attributes), etc. of user U. Information regarding attributes may also be stored. For example, the user information database 121 includes name, family composition, place of birth (locality), occupation, position, income, qualifications, type of residence (single-family house, condominium, etc.), presence or absence of a car, commuting/commuting time, commuting/commuting, etc. Memorizes information such as routes, commuter pass sections (stations, lines, etc.), frequently used stations (other than the stations closest to your home or work), lessons (location, time zone, etc.), hobbies, interests, lifestyle, etc. It's okay.

(History information database 122)
The history information database 122 stores various information related to history information (log data) indicating the actions of the user U. FIG. 12 is a diagram showing an example of the history information database 122. In the example shown in FIG. 12, the history information database 122 has items such as "user ID", "location history", "search history", "browsing history", "purchase history", and "posting history".

“User ID” indicates identification information for identifying user U. Further, “position history” indicates a position history that is a history of the user U's position and movement. Further, “search history” indicates a search history that is a history of search queries input by the user U. In addition, “browsing history” indicates a browsing history that is a history of contents that the user U has viewed. Further, “purchase history” indicates a purchase history that is a history of purchases by user U. Moreover, "posting history" indicates a posting history that is a history of postings by user U. Note that the "posting history" may include questions regarding user U's belongings.

For example, in the example shown in FIG. 12, user U identified by user ID "U1" moves as per "location history #1", searches as per "search history #1", and searches as per "view history #1". This indicates that the content was viewed according to "history #1", a predetermined product, etc. was purchased at a predetermined store etc. according to "purchase history #1", and the content was posted according to "posting history".

Here, in the example shown in FIG. 12, abstracts such as "U1", "location history #1", "search history #1", "browsing history #1", "purchase history #1" and "posting history #1" are used. Although the figures are shown using typical values, "U1", "location history #1", "search history #1", "browsing history #1", "purchase history #1" and "posting history #1" are It is assumed that information such as specific character strings and numerical values is stored.

Note that the history information database 122 is not limited to the above, and may store various information depending on the purpose. For example, the history information database 122 may store the user U's usage history of a predetermined service. Further, the history information database 122 may store the user U's visit history to a physical store, visit history to a facility, or the like. Further, the history information database 122 may store the payment history of user U's electronic payment.

(Ticket information database 123)
The ticket information database 123 stores various information regarding electronic tickets. FIG. 13 is a diagram showing an example of the coupon information database 123. In the example shown in FIG. 13, the ticket information database 123 includes "user ID,""storeID,""transaction target ID,""ticketID,""total number of tickets,""number of used tickets,"" It has items such as ``number of remaining tickets'' and ``expiration date.''

“User ID” indicates identification information for identifying the user U who purchased the electronic coupon ticket. Further, the "store ID" indicates identification information for identifying a member store (store) where the electronic coupon ticket can be used. Note that the store ID may be identification information for identifying a chain store. Further, the "transaction object ID" indicates identification information for identifying a transaction object such as a product or service that is an object of the electronic coupon ticket. Further, the “ticket ID” indicates identification information for identifying the electronic coupon held by the user U.

Further, the "total number" indicates the total number of electronic coupon tickets in an unused state (initial state). That is, the total number indicates the upper limit of the number of times the electronic ticket can be used. Moreover, the "used number of tickets" indicates the number of electronic coupon tickets that the user U has already used. Moreover, the "remaining number of tickets" indicates the remaining number of electronic coupon tickets held by the user U. That is, the remaining number of tickets indicates the number of electronic coupon tickets that can be used by the user U. The remaining number of sheets is obtained by subtracting the used number of sheets from the total number of sheets (remaining number of sheets = total number of sheets - number of used sheets). Moreover, the "expiration date" indicates the expiration date of the electronic coupon ticket held by the user U. For example, the expiration date is indicated by year, month, and day.

For example, in the example shown in FIG. 13, the user U identified by the user ID "U1" is identified by the transaction object ID "transaction object #A1" at the store identified by the store ID "store #A". This indicates that the user owns a coupon identified by the coupon ID "ticket #A1" that can be used for a transaction object. Additionally, out of the total number of 10 coupon tickets, 7 have already been used, and the remaining 3 can be used until the expiry date is 2021/1/21. Indicates that it is valid.

Here, in the example shown in FIG. 13, abstract values such as "U1", "store #A", "transaction object #A1", and "ticket #A1" are used for illustration, but "U1", " It is assumed that information such as specific character strings and numerical values is stored in "store #A", "transaction object #A1", and "ticket #A1".

Note that the ticket information database 123 is not limited to the above, and may store various information depending on the purpose. For example, the ticket information database 123 may store the usage history of the electronic ticket of the user U. The ticket information database 123 may also store information regarding electronic tickets that the user U has purchased so far (in the past) (for example, the purchase history of electronic tickets). The ticket information database 123 may also store information regarding benefits (bonuses, premiums, etc.) depending on the frequency of use, number of purchases, etc. of the electronic ticket by the user U. Further, the coupon information database 123 may store information indicating the location of the store (address, location information, etc.).

(Payment information database 124)
The payment information database 124 stores various information regarding payments (electronic payments) using the terminal device 10. FIG. 14 is a diagram showing an example of the payment information database 124. In the example shown in FIG. 14, the payment information database 124 includes "user ID", "store ID", "transaction object ID", "unit price", "quantity", "coupon ticket ID", "number of tickets used", It has items such as "settlement amount".

“User ID” indicates identification information for identifying the user U who used the electronic ticket in payment using the terminal device 10 (electronic payment). Further, the "store ID" indicates identification information for identifying the member store (store) where the electronic coupon ticket was used in payment using the terminal device 10 (electronic payment). Note that the store ID may be identification information for identifying a chain store. In addition, the “transaction object ID” indicates identification information for identifying a transaction object such as a product or service that is an object of an electronic ticket in payment using the terminal device 10 (electronic payment). Further, the "unit price" indicates the unit price of the transaction object such as the product or service that is the object of the electronic coupon ticket. Further, the "quantity" indicates the quantity of the transaction object such as the product or service that is the object of the electronic coupon ticket. That is, the quantity indicates the number of products covered by the electronic ticket (number of purchases), the number of times the service is used, and the like.

Further, the "ticket ID" indicates identification information for identifying the electronic coupon used by the user U. Further, the “number of used tickets” indicates the number of electronic coupon tickets used in payment using the terminal device 10 (electronic payment). For example, if the remaining number of electronic coupon tickets is greater than the quantity of transaction objects to be settled, the number of used tickets will be the same as the quantity of transaction objects. Further, if the remaining number of electronic coupon tickets is less than the quantity of the transaction object to be settled, the number of used tickets is the entire remaining number of electronic coupon tickets. Furthermore, for the shortfall, the user may be able to choose between repurchasing an electronic coupon ticket or paying by regular electronic payment. Note that if the number of electronic coupon tickets that can be used in one transaction (settlement) for one transaction object is limited to one, the number of electronic coupon tickets that can be used is one. Moreover, the "settlement amount" indicates the payment amount after using the electronic coupon ticket. The price of transactions for which electronic coupon tickets can be used is free (0 yen) by using electronic coupon tickets. Note that if the user U purchases or uses a transaction object for which the electronic ticket is not held, the price of the transaction object remains as the payment amount.

For example, in the example shown in FIG. 14, the user U identified by the user ID "U1" is identified by the transaction object ID "transaction object #A1" at the store identified by the store ID "store #A". This indicates that the customer purchased only "1" quantity of the transaction object at a unit price of "100 yen." In addition, the above user U uses the number of coupons identified by the coupon ID “ticket #A1” of “1” for the above transaction object, and the payment amount is “0” yen. Indicates that

Here, in the example shown in FIG. 14, abstract values such as "U1", "store #A", "transaction object #A1", and "ticket #A1" are used for illustration, but "U1", " It is assumed that information such as specific character strings and numerical values is stored in "store #A", "transaction object #A1", and "ticket #A1".

Note that the payment information database 124 is not limited to the above, and may store various information depending on the purpose. For example, the payment information database 124 may store identification information for identifying payment means such as payment using the terminal device 10 (electronic payment) and payment providers.

Furthermore, the history information database 122, the coupon information database 123, and the payment information database 124 may be linked with the user information database 121, or may be integrated. For example, the user information database 121, the history information database 122, the ticket information database 123, and the payment information database 124 may be relational databases (RDBs).

(Benefit information database 125)
The benefit information database 125 stores information regarding benefits possessed by users. FIG. 15 is a diagram showing an example of the benefit information database 125. In the example shown in FIG. 15, the benefit information database 125 has multiple items such as "user ID", "store ID", "coupon information", and "stamp card information". These items included in the benefit information database 125 are associated with each other.

“User ID” indicates identification information for identifying the user U who used the electronic ticket in payment using the terminal device 10 (electronic payment). Further, the "store ID" indicates identification information for identifying the member store (store) where the electronic coupon ticket was used in payment using the terminal device 10 (electronic payment). Note that the store ID may be identification information for identifying a chain store (affiliated store).

"Coupon information" indicates information regarding coupons owned by the user. "Coupon information" stores, for example, information on coupons such as exchange coupons and discount coupons that return predetermined profits such as exchange for products and services or predetermined discounts to users. The information stored in the "coupon information" can be stored in a state that can be specified for each store and transaction object.

"Stamp card information" indicates information regarding an electronic stamp card linked to a store. The "stamp card information" stores information regarding benefits and the like according to the number of stamps given to the stamp card according to the use of the electronic payment service at the store to which the payment is made, the amount spent, and the like. Benefits depending on the number of stamp cards may include exchange for products or services, discounts, etc. The information stored in "stamp card information" can be stored in a state that can be specified for each store.

For example, in FIG. 15, the user U identified by the user ID "U1" has "coupon information #A1" and "stamp card information #A1" corresponding to the store identified by the store ID "store #A". It has been shown to have the following.

In addition, in FIG. 15, the information stored in the benefit information database 125 is expressed using abstract information such as "U1", "store #A", "coupon information #A1", and "stamp card information #A1". As an example, it is assumed that concrete information such as character strings and numerical values is actually stored instead of these abstract information.

Further, the privilege information database 125 may be linked with the user information database 121, or may be integrated with the user information database 121. Furthermore, the user information database 121, history information database 122, coupon information database 123, payment information database 124, and benefit information database 125 may be relational databases.

(Control unit 130)
Returning to FIG. 10, the explanation will be continued. The control unit 130 is a controller, and controls the payment server 100 using, for example, a CPU (Central Processing Unit), an MPU (Micro Processing Unit), an ASIC (Application Specific Integrated Circuit), or an FPGA (Field Programmable Gate Array). This is realized by executing various programs (corresponding to an example of an information processing program) stored in an internal storage device using a storage area such as a RAM as a work area. In the example shown in FIG. 10, the control unit 130 includes an acquisition unit 131, an issuance unit 132, a notification unit 133, a payment processing unit 134, a management unit 135, an estimation unit 136, a provision unit 137, and a determination unit. 138 and a display control section 139.

(Acquisition unit 131)
The acquisition unit 131 acquires various information regarding the user U via the communication unit 110. For example, the acquisition unit 131 acquires location information of the user U, attribute information of the user U, etc. based on information indicating the user U who uses the payment application (user ID, etc.). The acquisition unit 131 then registers it in the user information database 121 of the storage unit 120.

Further, the acquisition unit 131 acquires various types of history information (log data) indicating the behavior of the user U via the communication unit 110. The acquisition unit 131 then registers it in the history information database 122 of the storage unit 120.

Further, the acquisition unit 131 receives a purchase request (issuance request) for an electronic coupon ticket from the user U via the communication unit 110. For example, when the user U performs an operation to purchase an electronic coupon ticket for a desired transaction object (product, service) of a desired store A in the coupon corner in the payment application, the acquisition unit 131 acquires the electronic coupon ticket. will be accepted as a purchase request. That is, the acquisition unit 131 also functions as a reception unit that receives a purchase request (issuance request) for an electronic coupon ticket.

(Publishing Department 132)
The issuing unit 132 issues an electronic coupon ticket in response to an electronic coupon purchase request (issuance request) from the user U. For example, the issuing unit 132 issues an electronic coupon ticket to the user U at the coupon corner within the payment application. At this time, the issuing unit 132 issues an electronic coupon ticket that is linked to payment using the terminal device 10 (electronic payment). From another perspective, the issuing unit 132 issues an electronic coupon that can be used for payment (electronic payment) using the terminal device 10.

(Notification section 133)
The notification unit 133 notifies the user U of information regarding the electronic ticket held by the user U at a predetermined timing in order to prevent forgetting to use the ticket. That is, the notification unit 133 notifies the user of the existence of an electronic ticket in order to recommend the use of the electronic ticket.

For example, based on the user U's location information, the notification unit 133 notifies the terminal device 10 of electronic coupon tickets that can be used at stores near the user U's location or stores within the travel range. At this time, if the user U is within a predetermined range (for example, within a radius of 500 m) from a store where the electronic coupon ticket can be used, the notification unit 133 sends the electronic coupon ticket that can be used at the store to the terminal device. 10 may be notified. Further, when the user U enters a store where electronic coupon tickets can be used, the notification unit 133 notifies the terminal device 10 of the electronic coupon tickets that can be used at the store. Further, when the user U makes a payment (electronic payment) using the terminal device 10 at a store, the notification unit 133 may notify the terminal device 10 of the electronic coupon ticket that can be used for the payment.

Further, when the expiration date of the electronic coupon ticket is approaching, the notification unit 133 notifies the terminal device 10 of the electronic coupon ticket and the expiration date at a predetermined timing, such as two weeks before the expiration date. That is, the notification unit 133 also functions as a deadline notification unit that notifies the expiration date of the electronic coupon ticket.

(Payment processing unit 134)
The payment processing unit 134 performs payment processing when the user U uses the payment application to make a payment (electronic payment) using the terminal device 10. For example, the payment processing unit 134 performs payment processing by remitting electronic money from the user U's account to the member store's account in accordance with a payment request from the user U.

In the present embodiment, the payment processing unit 134 allows the user U to use the terminal device 10 using the payment application for the transaction object (product, service) that is the object of the electronic ticket at the store A where the electronic ticket can be used. When making a payment (electronic payment), the electronic coupon is applied to process the payment.

At this time, the payment processing unit 134 acquires store information at the time of payment using the terminal device 10, and automatically applies an available electronic ticket among the electronic tickets held by the user U. Further, when the products purchased by the user U include a target product for which an electronic coupon ticket can be used, the payment processing unit 134 automatically applies the electronic coupon ticket to the target product. For example, when the user U purchases multiple products and the multiple products include a target product for which an electronic coupon ticket can be used, the payment processing unit 134 may issue an electronic coupon ticket for the target product. Automatically apply tickets.

Alternatively, when the payment processing unit 134 and the terminal device 10 are used to make a payment (electronic payment), if the user U indicates the intention to use the electronic ticket, the electronic ticket is applied. Perform payment processing. For example, when making a payment using the terminal device 10, if the terminal device 10 reads a dedicated code for using an electronic coupon provided at a store, the payment processing unit 134 may issue an electronic coupon ticket. Apply and process payment. In addition, the payment processing unit 134 handles the electronic coupon when the store terminal reads the coupon dedicated code for using the electronic coupon displayed on the terminal device 10 at the time of payment using the terminal device 10. Apply the payment processing.

(Management Department 135)
The management unit 135 manages the electronic coupon ticket held by the user U. For example, the management unit 135 manages the electronic coupon ticket issued to the user U by the issuing unit 132. Furthermore, when the payment processing unit 134 performs payment processing, the management unit 135 determines whether an electronic coupon ticket is applied to the transaction object to be paid. That is, the management unit 135 interlocks and cooperates with the payment processing unit 134 to apply the electronic coupon ticket to the transaction object to be settled. Note that, in reality, the payment processing unit 134 may interlock and cooperate with the management unit 135 to apply the electronic coupon ticket to the transaction object to be settled. In addition, the management unit 135 manages the number of used electronic coupon tickets and the remaining number of electronic coupon coupons when an electronic coupon ticket is applied to a transaction object to be settled. The management unit 135 also manages the expiration date of the electronic coupon ticket.

(Estimation unit 136)
The estimating unit 136 estimates an electronic ticket suitable for the user U based on user U's attribute information and various history information. For example, the estimating unit 136 creates a ticket estimation model (trained model) that outputs information indicating an electronic ticket suitable for the user U when user U's attribute information and history information are input. Then, the estimation unit 136 inputs attribute information and various history information of the user U into the ticket estimation model, and estimates an electronic ticket suitable for the user U based on the output information.

For example, the estimation unit 136 creates a learned model that estimates an electronic ticket suitable for the user U by machine learning using RNN (Recurrent Neural Network), LSTM (Long short-term memory), or the like. Note that any type and format of the model can be employed. For example, the estimation unit 136 may employ SVM (Support Vector Machine) or DNN (Deep Neural Network) as a model. Here, the DNN may be a CNN (Convolutional Neural Network) or an RNN. Further, the model may be a model realized by combining a plurality of models, such as a model combining CNN and RNN.

Note that the RNN and LSTM may be neural networks based on an attention mechanism. Further, the estimation unit 136 may use a similar natural language processing model. Data mining and other machine learning algorithms may also be used. The estimation unit 136 can perform model learning using the various learning methods described above.

(Providing Department 137)
The providing unit 137 provides information regarding an electronic ticket suitable for the user U to the terminal device 10 of the user U via the communication unit 110. For example, the electronic coupon suitable for user U estimated by the estimation unit 136 is preferentially posted in the coupon corner in the payment application used by user U. Alternatively, the providing unit 137 provides the user U's terminal device 10 with a link to a purchase screen for an electronic coupon suitable for the user U estimated by the estimating unit 136 by push notification.

Note that the timing at which the providing unit 137 provides information regarding electronic coupons suitable for user U may be the timing when user U enters a store that handles transactions for which electronic coupons can be used. Alternatively, the timing may be the timing at which the user U has purchased a transaction object for which the electronic coupon ticket can be used a predetermined number of times. The predetermined number of times may be one time or multiple times.

Further, the providing unit 137 provides a list of electronic coupon tickets (ticket corner) that can be purchased by the user U within the payment application for payment (electronic payment) using the terminal device 10 of the user U. At the coupon corner, it is also possible to search for electronic coupon tickets based on keywords and conditions input by the user U. That is, the providing unit 137 provides an electronic ticket search function within an application (payment application) for payment (electronic payment) using the terminal device 10, and based on the result of the electronic ticket search by the user U. to provide information on electronic coupon tickets. The user U makes a purchase request for a desired electronic ticket based on the information regarding the electronic ticket obtained as a search result. Further, the providing unit 137 provides an electronic coupon application as an application (mini application) launched within the payment application.

(Determination unit 138)
When the user who is the payment source performs a predetermined operation to make the payment, the determination unit 138 determines whether the user has an electronic coupon that can be used at the store where the payment is made. Determine whether or not the For example, when the user performs a predetermined operation to read store identification information indicating the store to which the payment is made using a user terminal (for example, the terminal device 10), Based on the user identification information for identifying the user transmitted from the user terminal and the store identification information, it can be determined whether the user has an electronic coupon ticket. Specifically, the determination unit 138 refers to information associated with user identification information (user ID) and store identification information (store ID) in the coupon information database 123 (see FIG. 13). Accordingly, it is determined whether the user who is the payment source has an electronic coupon ticket that can be used at the store where the payment is to be made. Note that the determination unit 138 can obtain user identification information and store identification information through the communication unit 110.

In addition, the determining unit 138 also determines the usage information transmitted from the user terminal when a predetermined operation is performed to display user identification information for identifying the user on the user terminal used by the user. Based on the location information indicating the current location of the user terminal, the estimated store where the payment will be made is specified, and the user terminal transmits whether or not the user has an electronic coupon ticket at the identified estimated store. The determination can also be made based on the user identification information provided. The determination unit 138 can obtain location information and user identification information through the communication unit 110. Further, when there are a plurality of candidate stores as estimated stores, the determination unit 138 narrows down the estimated stores from among the candidate stores based on the usage history of the electronic coupon ticket by the user.

Further, when determining that the user who is the payment source has an electronic coupon ticket, the determination unit 138 determines whether or not the user has available benefits based on the user identification information. It is also possible to determine whether

Further, the determination unit 138 can also identify the object of payment (product, service, etc.) and determine whether or not the specified object has an electronic coupon ticket that can be used at the store to which the payment is made. .

(Display control unit 139)
When the determination unit 138 determines that the user who is the payment source has an electronic coupon ticket that can be used at the store where the payment is made, the display control unit 139 displays information regarding the electronic coupon ticket. Control so that it is displayed on the screen for making payment. For example, the display control unit 139 can display information regarding the electronic ticket on a screen for payment displayed on a user terminal (for example, the terminal device 10) by a payment application. Specifically, the display control unit 139 transmits information regarding the electronic ticket through the communication unit 110 to the user terminal used by the user who is the payment source.

In addition, when the determination unit 138 determines that the user who is the payment source has a benefit that can be used, the display control unit 139 displays benefit information together with information regarding the electronic coupon ticket. It can also be controlled so that Specifically, the display control unit 139 transmits information regarding the electronic coupon ticket and information regarding the benefit through the communication unit 110 to the user terminal used by the user who is the payment source.

[5. Processing procedure]
[5-1. Processing procedure (Part 1)]
Next, a processing procedure by the terminal device 10 and the payment server 100 according to the embodiment will be described using FIG. 16. FIG. 16 is a flowchart showing the processing procedure (Part 1) according to the embodiment. Note that the processing procedure shown below is repeatedly executed by the control unit 30 of the terminal device 10 and the control unit 130 of the payment server 100.

As shown in FIG. 16, the acquisition unit 131 of the payment server 100 acquires a purchase request (issuance request) for an electronic coupon ticket from the user U via the communication unit 110 (step S101).

Subsequently, the issuing unit 132 of the payment server 100 issues an electronic coupon ticket in response to a purchase request from the user U for an electronic coupon ticket (step S102). For example, the issuing unit 132 issues an electronic coupon ticket to the user U when the user purchases an electronic coupon ticket from the coupon corner in the payment application by payment using the terminal device 10 (electronic payment). do. At this time, the issuing unit 132 issues an electronic coupon ticket that is linked to payment using the terminal device 10 (electronic payment). From another perspective, the issuing unit 132 issues an electronic coupon that can be used for payment (electronic payment) using the terminal device 10. The management unit 135 of the payment server 100 manages the electronic coupon ticket held by the user U.

Subsequently, the notification unit 133 of the payment server 100 notifies the user U of information regarding the electronic ticket held by the user U in order to prevent forgetting to use the ticket (step S103). For example, based on the user U's location information, the notification unit 133 notifies the terminal device 10 of electronic coupons that can be used at stores near the user U's location or stores within the travel range. Furthermore, when the user U enters a store where electronic coupon tickets can be used, the notification unit 133 notifies the terminal device 10 of the electronic coupon tickets that can be used at the store. Note that when the user U makes a payment (electronic payment) using the terminal device 10 at a store, the notification unit 133 may notify the terminal device 10 of the electronic coupon ticket that can be used for the payment. Furthermore, when the expiration date of the electronic ticket is approaching, the notification unit 133 notifies the terminal device 10 of the electronic ticket and the expiration date at a predetermined timing, such as two weeks before the expiration date.

Subsequently, the user U visits a store where the electronic coupon can be used and purchases a product eligible for the electronic coupon at the store (step S104). Note that, in reality, this is not limited to the purchase of products, but may also be the use of services.

Subsequently, the payment processing unit 134 of the payment server 100 determines whether to automatically apply the electronic coupon ticket (step S105). For example, the payment processing unit 134 determines whether or not electronic coupon tickets are set to be automatically applied.

When automatically applying the electronic coupon ticket (step S105; Yes), the payment processing unit 134 of the payment server 100 automatically applies the electronic coupon ticket when performing payment processing for the product purchased by the user U (step S106). .

On the other hand, if the electronic ticket is not automatically applied (step S105; No), the payment processing unit 134 of the payment server 100 determines whether the user U has presented the electronic ticket at the store (step S107). ). For example, the payment processing unit 134 uses the terminal device 10 by the user U to scan a two-dimensional code (QR code (registered trademark)) for electronic payment using a scanning function attached to an electronic ticket application. It is determined whether the provided two-dimensional code for the electronic coupon ticket (code dedicated to the coupon ticket) has been read. Alternatively, the payment processing unit 134 allows the user U to display a coupon-specific code such as a barcode or two-dimensional code for electronic coupons on the terminal device 10 and present it to the store clerk, who then uses the store terminal to determine whether it has been read.

If the user U presents the electronic coupon ticket at the store (step S107; Yes), the payment processing unit 134 of the payment server 100 applies the electronic coupon ticket when performing payment processing for the product purchased by the user U. (Step S108).

Then, by applying the electronic ticket, the payment processing unit 134 of the payment server 100 makes the payment amount of the product to be paid free or discounted by the amount of the electronic ticket (step S109).

On the other hand, if the user U does not present the electronic ticket at the store (step S107; No), the payment processing unit 134 of the payment server 100 performs normal payment processing (step S110).

[5-2. Processing procedure (Part 2)]
Next, the processing procedure by the payment server 100 according to the embodiment will be described using FIG. 17. FIG. 17 is a flowchart showing the processing procedure (Part 2) according to the embodiment. The processing procedure shown in FIG. 17 is repeatedly executed by the control unit 130 of the payment server 100.

As shown in FIG. 17, upon acquiring the user identification information and the store identification information (step S201), the determination unit 151 determines whether the user who is the payment source can use the electronic information available at the store where the payment is to be made. It is determined whether the user has a coupon ticket (step S202).

If the determination unit 151 determines that the user who is the payment source has an electronic coupon ticket (step S202; Yes), the determination unit 151 determines that the user who is the payment source has an available benefit. It is determined whether there is one (step S203).

When the determination unit 151 determines that the user who is the payment source has a benefit that can be used (step S203; Yes), the display control unit 139 displays information regarding the benefit as well as information regarding the electronic coupon ticket. Control is performed to display the screen for payment (step S204), and the processing procedure shown in FIG. 17 ends.

On the other hand, when the determination unit 151 determines that the user who is the payment source does not have a benefit that can be used (step S203; No), the display control unit 139 determines that the information regarding the electronic coupon ticket is The processing procedure shown in FIG. 17 is then controlled to be displayed on the screen for performing (step S205).

Further, in the processing procedure of step S202 described above, if the determination unit 151 determines that the user who is the payment source does not have an electronic coupon ticket (step S202; No), the determination unit 151 performs the processing procedure shown in FIG. end.

[5-3. Processing procedure (part 3)]
Next, the processing procedure by the payment server 100 according to the embodiment will be described using FIG. 18. FIG. 18 is a flowchart showing the processing procedure (part 3) according to the embodiment. The processing procedure shown in FIG. 18 is repeatedly executed by the control unit 130 of the payment server 100.

As shown in FIG. 18, upon acquiring the location information of the terminal device 10 (step S301), the determination unit 151 compares the acquired location information with the location of each store that is a candidate for payment, and makes payment. The estimated store that is estimated to be the destination is specified (step S302).

The determining unit 151 determines whether or not the user who is the payment source has an electronic coupon ticket that can be used at the specified and estimated store (step S303).

If the determining unit 151 determines that the user who is the payment source has a usable electronic coupon ticket at the specified and estimated store (step S303; Yes), the user who is the payment source It is determined whether the person has a benefit that can be used (step S304).

When the determination unit 151 determines that the user who is the payment source has a benefit that can be used (step S304; Yes), the display control unit 139 displays information regarding the benefit as well as information regarding the electronic coupon ticket. Control is performed to display the screen for payment (step S305), and the processing procedure shown in FIG. 18 ends.

If the determination unit 151 determines that the user who is the payment source does not have a benefit that can be used (step S304; No), the display control unit 139 determines that the information regarding the electronic coupon ticket does not allow the user to make the payment. The processing procedure shown in FIG. 18 is then controlled to be displayed on the screen for (step S306).

In addition, in the processing procedure of step S303 described above, if the determination unit 151 determines that the user who is the payment source does not have a usable electronic coupon ticket at the specified and estimated store (step S303 ;No), the processing procedure shown in FIG. 18 ends.

[6. Modified example]
The terminal device 10 and payment server 100 described above may be implemented in various different forms other than the above embodiments. Therefore, a modification of the embodiment will be described below.

In the above embodiment, part or all of the processing executed by the payment server 100 may actually be executed by the terminal device 10. For example, the process may be completed stand-alone (by the terminal device 10 alone). In this case, it is assumed that the terminal device 10 is equipped with the functions of the payment server 100 in the above embodiment. Furthermore, in the embodiment described above, since the terminal device 10 cooperates with the payment server 100, it appears to the user U that the processing of the payment server 100 is also executed by the terminal device 10. That is, from another perspective, it can be said that the terminal device 10 includes the payment server 100.

Furthermore, in the above embodiment, when displaying a list of electronic coupon tickets held by user U, the terminal device 10 automatically displays the electronic coupon tickets held by user U according to the usage frequency. You may also sort (reorder) in descending order of highest expiration date or in descending order of expiration date. Alternatively, the terminal device 10 may sort (arrange) the electronic coupon tickets held by the user U according to the user's U operation.

In the above embodiment, when displaying the list of electronic coupon tickets held by the user U, the terminal device 10 displays the selected/specified electronic coupon tickets held by the user U from among the electronic coupon tickets held by the user U. Only electronic coupon tickets that meet predetermined conditions may be displayed.

Further, in the above embodiment, the terminal device 10 cooperates with the payment server 100, and when the remaining number of electronic coupon tickets held by the user U is decreasing (when the number is below a predetermined number), or When the expiration date is approaching (when the expiration date is less than a predetermined number of days), the user U may be asked whether or not to purchase the electronic coupon ticket additionally. Note that when the user U purchases an additional electronic coupon ticket, the terminal device 10 may display and manage the additional electronic coupon ticket separately from the previous electronic coupon ticket, or display and manage the additional electronic coupon ticket separately from the previous electronic coupon ticket. The expiration date may be displayed and added to the previous electronic coupon ticket.

[7. effect〕
As described above, the information processing device (terminal device 10 or payment server 100) according to the present application includes the determination section 138 and the display control section 139. When the user who is the payment source performs a predetermined operation to make the payment, the determination unit 138 determines whether the user has an electronic coupon that can be used at the store where the payment is made. Determine whether or not the If it is determined that the store from which the payment is made has an electronic ticket that can be used, the display control unit 139 causes information regarding the electronic ticket to be displayed on the screen for making the payment. to control.

For this reason, the information processing device according to the present application can make the user aware that he or she has an electronic coupon ticket when making payment. As a result, the user can freely select whether or not to use the purchased electronic coupon ticket, thereby improving usability.

In addition, the determination unit 138 determines whether the user receives information transmitted from the user terminal when a predetermined operation is performed to read store identification information indicating the store to which the payment is to be made using the user terminal used by the user. Based on the user identification information for identifying the user and the store identification information, it is determined whether the user has an electronic coupon ticket.

In this way, by each of the above-mentioned processes or a combination of the above processes, the information processing device according to the present application can implement a payment scheme in which payment is made by photographing and reading (scanning) store identification information. When using the electronic ticket, it is possible to make the user aware that the electronic ticket has already been purchased.

In addition, the determining unit 138 also determines the usage information transmitted from the user terminal when a predetermined operation is performed to display user identification information for identifying the user on the user terminal used by the user. Based on the information used to identify the current location of the user's terminal, the estimated store where the payment will be made is identified, and whether or not the user has an electronic ticket at the identified estimated store is determined. The determination is made based on the user identification information sent from the user terminal.

In addition, if it is determined that the user has an electronic coupon ticket at a plurality of estimated stores, the display control unit 139 displays information on electronic coupon tickets that can be used at the estimated store on the screen for each of the plurality of estimated stores. control what is displayed on the screen.

Further, when there are a plurality of candidate stores as estimated stores, the determination unit 138 narrows down the estimated stores from among the candidate stores based on the usage history of the electronic coupon ticket by the user.

In this way, by each of the above-mentioned processes or a combination of the above-mentioned processes, the information processing apparatus according to the present application causes the user terminal to display user identification information indicating the user who is the payment source, When using a payment scheme in which payment is made by taking a picture and reading (scanning) it with a store terminal used for payment processing at the store where the payment is made, the It is possible to make the user aware that he or she owns an electronic ticket.

Further, when determining that the user has an electronic coupon ticket, the determining unit 138 determines whether the user has a benefit that can be used based on the user identification information. When it is determined that the user has a privilege, the display control unit 139 controls so that information about the privilege is displayed together with information regarding the electronic coupon ticket.

In this way, by each of the above-mentioned processes or a combination of each process, the information processing apparatus according to the present application can support the user to utilize the electronic coupon ticket as effectively as possible. In other words, the information processing device according to the present application provides information regarding benefits to the user, so that, instead of using an electronic coupon ticket, the information processing device can be used, for example, when the user wants to pay for the price using a coupon, or when a coupon is attached to a stamp card. It is possible to respond to requests from users, such as when they wish to pay for a price with benefits according to the number of stamps collected.

Further, the determination unit 138 identifies the object of payment, and determines whether or not the identified object has an electronic coupon ticket that can be used at the store to which the payment is made.

In this way, by each of the above-mentioned processes or a combination of each process, the information processing device according to the present application becomes the object of payment as information on the electronic coupon ticket that can be used at the store to which the payment is to be made. Only information about electronic coupons corresponding to products etc. can be provided to users.

Furthermore, the information processing device according to the present application further includes a payment processing unit 134 that performs payment processing using the electronic coupon ticket in response to a request from a user.

In this way, by each of the above-mentioned processes or a combination of each process, the information processing device according to the present application allows the user to recognize that he/she has a purchased electronic ticket, and to It is possible to realize payment using a ticket.

In addition, in the information processing device according to the present application, when a predetermined operation for payment is performed by the user who is the payment source, the settings related to the electronic ticket corresponding to the user are changed to electronic at the time of payment. Determine whether the setting is to automatically apply the electronic coupon ticket, and if the setting is to automatically apply the electronic coupon ticket at the time of payment, the electronic coupon ticket will be automatically applied in response to the user's request. It has a control unit 130 that controls not to apply it.

Further, the control unit 130 controls so that an object for receiving a request from the user for controlling not to automatically provide the electronic coupon ticket is displayed on the screen for making the payment.

In this way, the information processing device according to the present application can reflect the user's intention in payment using an electronic coupon ticket, and can improve usability.

[8. Hardware configuration]
Further, the terminal device 10 and the payment server 100 according to the embodiments described above are realized by, for example, a computer 1000 having a configuration as shown in FIG. 19. The payment server 100 will be described below as an example. FIG. 19 is a diagram showing an example of a hardware configuration. The computer 1000 is connected to an output device 1010 and an input device 1020, and a calculation device 1030, a primary storage device 1040, a secondary storage device 1050, an output I/F (Interface) 1060, an input I/F 1070, and a network I/F 1080 are connected to a bus. 1090.

The arithmetic unit 1030 operates based on programs stored in the primary storage device 1040 and the secondary storage device 1050, programs read from the input device 1020, and performs various processes. The arithmetic device 1030 is realized by, for example, a CPU (Central Processing Unit), an MPU (Micro Processing Unit), an ASIC (Application Specific Integrated Circuit), an FPGA (Field Programmable Gate Array), or the like.

The primary storage device 1040 is a memory device such as a RAM (Random Access Memory) that temporarily stores data used by the calculation device 1030 for various calculations. Further, the secondary storage device 1050 is a storage device in which data used by the calculation device 1030 for various calculations and various databases are registered, and includes a ROM (Read Only Memory), an HDD (Hard Disk Drive), and an SSD (Solid Disk Drive). This is realized using flash memory, etc. The secondary storage device 1050 may be a built-in storage or an external storage. Further, the secondary storage device 1050 may be a removable storage medium such as a USB memory or an SD (Secure Digital) memory card. Further, the secondary storage device 1050 may be a cloud storage (online storage), a NAS (Network Attached Storage), a file server, or the like.

The output I/F 1060 is an interface for transmitting information to be output to the output device 1010 that outputs various information such as a display, a projector, and a printer. (Digital Visual Interface) and HDMI (registered trademark) (High Definition Multimedia Interface). Further, the input I/F 1070 is an interface for receiving information from various input devices 1020 such as a mouse, keyboard, keypad, button, scanner, etc., and is realized by, for example, a USB or the like.

Further, the output I/F 1060 and the input I/F 1070 may be wirelessly connected to the output device 1010 and the input device 1020, respectively. That is, output device 1010 and input device 1020 may be wireless devices.

Moreover, the output device 1010 and the input device 1020 may be integrated like a touch panel. In this case, the output I/F 1060 and the input I/F 1070 may also be integrated as an input/output I/F.

Note that the input device 1020 is, for example, an optical recording medium such as a CD (Compact Disc), a DVD (Digital Versatile Disc), or a PD (Phase change rewritable disk), a magneto-optical recording medium such as an MO (Magneto-Optical disk), or a tape. It may be a device that reads information from a medium, a magnetic recording medium, a semiconductor memory, or the like.

Network I/F 1080 receives data from other devices via network N and sends it to computing device 1030, and also sends data generated by computing device 1030 to other devices via network N.

Arithmetic device 1030 controls output device 1010 and input device 1020 via output I/F 1060 and input I/F 1070. For example, the arithmetic device 1030 loads a program from the input device 1020 or the secondary storage device 1050 onto the primary storage device 1040, and executes the loaded program.

For example, when the computer 1000 functions as the payment server 100, which is an example of the information processing device according to the present embodiment, the arithmetic device 1030 of the computer 1000 executes a program (for example, an information processing program) loaded on the primary storage device 1040. By executing the above, functions similar to those of the control unit 130 are realized. That is, the arithmetic device 1030 realizes the processing by the service providing device 100 according to the present embodiment in cooperation with a program (for example, an information processing program) loaded onto the primary storage device 1040. Note that the computing device 1030 may load a program obtained from another device via the network I/F 1080 onto the primary storage device 1040, and execute the loaded program. Furthermore, the arithmetic unit 1030 of the computer 1000 may cooperate with other devices via the network I/F 1080, and may call and use program functions, data, etc. from other programs of other devices.

[9. Other]
Although the present embodiment and some of the modified examples have been described in detail above based on the drawings, these are merely examples, and the present invention can be implemented in other forms that have been modified and improved in various ways based on the knowledge of those skilled in the art, including the aspects described in the disclosure of the invention. In other words, the invention disclosed in this application is not limited to the contents of the above-described embodiments. In addition, the above-described components include those that can be easily imagined by those skilled in the art, those that are substantially the same, and those that are within the so-called equivalent range. Furthermore, the above-described components can be combined as appropriate. Furthermore, various omissions, substitutions, or modifications of the components can be made within the scope of the above-described embodiments.

Further, among the processes described in the above embodiments, all or part of the processes described as being performed automatically can be performed manually, or the processes described as being performed manually can be performed manually. All or part of this can also be performed automatically using known methods. In addition, information including the processing procedures, specific names, and various data and parameters shown in the above documents and drawings may be changed arbitrarily, unless otherwise specified. For example, the various information shown in each figure is not limited to the illustrated information.

Furthermore, each component of each device shown in the drawings is functionally conceptual, and does not necessarily need to be physically configured as shown in the drawings. In other words, the specific form of distributing and integrating each device is not limited to what is shown in the diagram, and all or part of the devices can be functionally or physically distributed or integrated in arbitrary units depending on various loads and usage conditions. Can be integrated and configured.

The payment server 100 described above may be realized by a plurality of server computers, and depending on the function, it may be realized by calling an external platform using an API (Application Programming Interface) or network computing. can be changed flexibly.

Furthermore, the above-described embodiments and modifications can be combined as appropriate within a range that does not conflict with the processing contents.

Further, the "unit" described in the claims can be read as "means", "circuit", etc. For example, the control section can be read as a control means or a control circuit.

Further, the effects described in the embodiments of the present application are merely explanatory or illustrative, and are not limiting. In other words, the embodiments of the present application may have other effects that are obvious to those skilled in the art from the description of the embodiments, in addition to or in place of the above effects.

1 Information processing system 10 Terminal device 100 Payment server 110 Communication unit 120 Storage unit 121 User information database 122 History information database 123 Coupon information database 124 Payment information database 125 Benefit information database 130 Control unit 131 Acquisition unit 132 Issuance unit 133 Notification unit 134 Payment processing section 135 Management section 136 Estimation section 137 Providing section 138 Judgment section 139 Display control section

Claims (17)

If the user who is the payment source performs the prescribed operation to make the payment, whether the user has an electronic coupon ticket that can be used at the store where the payment is made. a determination unit that determines whether or not the
If it is determined that the store has an electronic ticket that can be used, the electronic ticket is not set to be automatically applied when paying the price. and a display control unit configured to control information such that information about the payment is displayed on the screen for making the payment,
The determination unit includes:
If it is determined that the user has the electronic coupon ticket, it is determined whether the user has a benefit that can be used based on user identification information for identifying the user;
The display control section includes:
An information processing device characterized in that, when it is determined that the user has the benefit, control is performed so that information on the benefit is displayed together with information regarding the electronic coupon ticket. The determination unit includes:
the user identification transmitted from the user terminal when the predetermined operation for reading store identification information indicating the store to be the payment destination using the user terminal used by the user is performed; The information processing device according to claim 1, wherein it is determined whether the user has the electronic coupon ticket based on the information and the store identification information. If the user who is the payment source performs the prescribed operation to make the payment, whether the user has an electronic coupon ticket that can be used at the store where the payment is made. a determination unit that determines whether or not the
and a display control unit configured to control, when it is determined that the store has an electronic ticket that can be used, information regarding the electronic ticket to be displayed on the screen for making the payment. death,
The determination unit includes:
If it is determined that the user has the electronic coupon ticket, it is determined whether the user has a benefit that can be used based on user identification information for identifying the user;
The display control section includes:
If it is determined that the user has the benefit, control is performed so that information on the benefit is displayed together with information regarding the electronic coupon;
The determination unit includes:
When a predetermined operation for displaying the user identification information on the user terminal used by the user is performed, information for identifying the current location of the user terminal transmitted from the user terminal; Based on the information, the estimated store that is estimated to be the payment destination is specified, and the usage information transmitted from the user terminal determines whether or not the user has the electronic coupon ticket at the specified estimated store. Judgment is made based on person identification information,
The display control section includes:
If it is determined that the user has the electronic coupon ticket at the estimated store, control is performed so that information about the electronic coupon ticket that can be used at the estimated store is displayed on the screen. information processing equipment. The display control section includes:
If it is determined that the user has the electronic coupon ticket at a plurality of the estimated stores, information on electronic coupon tickets that can be used at the estimated store is displayed on the screen for each of the plurality of estimated stores. The information processing device according to claim 3, wherein the information processing device is controlled so that The determination unit includes:
Information according to claim 3, characterized in that, when a plurality of candidate stores exist as the estimated store, the estimated store is narrowed down from the candidate stores based on the usage history of the electronic coupon ticket by the user. Processing equipment. If the user who is the payment source performs the prescribed operation to make the payment, whether the user has an electronic coupon ticket that can be used at the store where the payment is made. a determination unit that determines whether or not the
If it is determined that the store has an electronic ticket that can be used, the electronic ticket is not set to be automatically applied when paying the price. and a display control unit configured to control information such that information about the payment is displayed on the screen for making the payment,
The determination unit includes:
When the predetermined operation for reading the store identification information indicating the store to be the payment destination using the user terminal used by the user is performed, the user information transmitted from the user terminal is Determining whether the user has the electronic coupon based on user identification information for identification and the store identification information,
If it is determined that the user has the electronic coupon ticket, it is determined based on the user identification information whether the user has a benefit that can be used;
The display control section includes:
An information processing device characterized in that, when it is determined that the user has the benefit, control is performed so that information on the benefit is displayed together with information regarding the electronic coupon ticket. The determination unit includes:
The information processing device according to claim 1, wherein the information processing device specifies the object of payment, and determines whether or not the specified object has an electronic coupon ticket that can be used at the store to which the payment is made. . The information processing device according to any one of claims 1 to 7, further comprising a payment processing unit that performs payment processing using the electronic coupon ticket in response to a request from the user. An information processing method performed by a computer, the method comprising:
If the user who is the payment source performs the prescribed operation to make the payment, whether the user has an electronic coupon ticket that can be used at the store where the payment is made. a determination step of determining whether or not the
If it is determined that the store has an electronic ticket that can be used, the electronic ticket is not set to be automatically applied when paying the price. a display control step for controlling information on the payment screen to be displayed on the screen for making the payment;
The determination step includes:
If it is determined that the user has the electronic coupon ticket, it is determined whether the user has a benefit that can be used based on user identification information for identifying the user;
The display control step includes:
An information processing method characterized in that, when it is determined that the user has the benefit, control is performed so that information on the benefit is displayed together with information regarding the electronic coupon ticket. If the user who is the payment source performs the prescribed operation to make the payment, whether the user has an electronic coupon ticket that can be used at the store where the payment is made. a determination procedure for determining whether or not the
If it is determined that the store has an electronic ticket that can be used, the electronic ticket is not set to be automatically applied when paying the price. causing the computer to execute a display control procedure for controlling information on the payment screen to be displayed on the screen for making the payment;
The determination procedure is
If it is determined that the user has the electronic coupon ticket, it is determined whether the user has a benefit that can be used based on user identification information for identifying the user;
The display control procedure includes:
An information processing program characterized in that, when it is determined that the user has the benefit, control is performed so that information on the benefit is displayed together with information regarding the electronic coupon ticket. An information processing method performed by a computer, the method comprising:
If the user who is the payment source performs the prescribed operation to make the payment, whether the user has an electronic coupon ticket that can be used at the store where the payment is made. a determination step of determining whether or not the
If it is determined that the store has an electronic ticket that can be used, the electronic ticket is not set to be automatically applied when paying the price. a display control step for controlling information on the payment screen to be displayed on the screen for making the payment;
The determination step includes:
When the predetermined operation for reading the store identification information indicating the store to be the payment destination using the user terminal used by the user is performed, the user information transmitted from the user terminal is Determining whether the user has the electronic coupon based on user identification information for identification and the store identification information,
If it is determined that the user has the electronic coupon ticket, it is determined based on the user identification information whether the user has a benefit that can be used;
The display control step includes:
An information processing method characterized in that, when it is determined that the user has the benefit, control is performed so that information on the benefit is displayed together with information regarding the electronic coupon ticket. If the user who is the payment source performs the prescribed operation to make the payment, whether the user has an electronic coupon ticket that can be used at the store where the payment is made. a determination procedure for determining whether or not the
If it is determined that the store has an electronic ticket that can be used, the electronic ticket is not set to be automatically applied when paying the price. causing the computer to execute a display control procedure for controlling information about the price to be displayed on the screen for making the payment;
The determination procedure is
When the predetermined operation for reading the store identification information indicating the store to be the payment destination using the user terminal used by the user is performed, the user information transmitted from the user terminal is Determining whether the user has the electronic coupon based on user identification information for identification and the store identification information,
If it is determined that the user has the electronic coupon ticket, it is determined based on the user identification information whether the user has a benefit that can be used;
The display control procedure includes:
An information processing program characterized in that, when it is determined that the user has the benefit, control is performed so that information on the benefit is displayed together with information regarding the electronic coupon ticket. An information processing method performed by a computer, the method comprising:
If the user who is the payment source performs the prescribed operation to make the payment, whether the user has an electronic coupon ticket that can be used at the store where the payment is made. a determination step of determining whether or not the
If it is determined that the shop has an electronic ticket that can be used at the store, a display control step of controlling so that information regarding the electronic ticket is displayed on the screen for making the payment. ,
The determination step includes:
If it is determined that the user has the electronic coupon ticket, it is determined whether the user has a benefit that can be used based on user identification information for identifying the user;
The display control step includes:
If it is determined that the user has the benefit, control is performed so that information on the benefit is displayed together with information regarding the electronic coupon;
The determination step includes:
When a predetermined operation for displaying the user identification information on the user terminal used by the user is performed, information for identifying the current location of the user terminal transmitted from the user terminal; Based on the information, the estimated store that is estimated to be the payment destination is specified, and the usage information transmitted from the user terminal determines whether or not the user has the electronic coupon ticket at the specified estimated store. Judgment is made based on person identification information,
The display control step includes:
If it is determined that the user has the electronic coupon ticket at the estimated store, control is performed so that information on electronic coupon tickets that can be used at the estimated store is displayed on the screen. information processing method. If the user who is the payment source performs the prescribed operation to make the payment, whether the user has an electronic coupon ticket that can be used at the store where the payment is made. a determination procedure for determining whether or not the
a display control procedure for controlling such that information regarding the electronic ticket is displayed on the screen for making the payment if it is determined that the store has an electronic ticket that can be used; run it,
The determination procedure is
If it is determined that the user has the electronic coupon ticket, it is determined whether the user has a benefit that can be used based on user identification information for identifying the user;
The display control procedure includes:
If it is determined that the user has the benefit, control is performed so that information on the benefit is displayed together with information regarding the electronic coupon;
The determination procedure is
When a predetermined operation for displaying the user identification information on the user terminal used by the user is performed, information for identifying the current location of the user terminal transmitted from the user terminal; Based on the information, the estimated store that is estimated to be the payment destination is specified, and the usage information transmitted from the user terminal determines whether or not the user has the electronic coupon ticket at the specified estimated store. Judgment is made based on person identification information,
The display control procedure includes:
If it is determined that the user has the electronic coupon ticket at the estimated store, control is performed so that information about the electronic coupon ticket that can be used at the estimated store is displayed on the screen. Information processing program. If the user who is the payment source performs the prescribed operation to make the payment, whether the user has an electronic coupon ticket that can be used at the store where the payment is made. a determination unit that determines whether or not the
If it is determined that the store has an electronic ticket that can be used, the electronic ticket is not set to be automatically applied when paying the price. and a display control unit configured to control information such that information about the payment is displayed on the screen for making the payment,
The display control section includes:
If there is a product eligible for the electronic coupon among the plurality of products purchased by the user , the user selects whether or not to use all the electronic coupons available at the store. An information processing device characterized in that the information processing device performs control so that information for making the payment is displayed on the screen for making the payment. An information processing method performed by a computer, the method comprising:
If the user who is the payment source performs the prescribed operation to make the payment, whether the user has an electronic coupon ticket that can be used at the store where the payment is made. a determination step of determining whether or not the
If it is determined that the store has an electronic ticket that can be used, the electronic ticket is not set to be automatically applied when paying the price. a display control step for controlling information on the payment screen to be displayed on the screen for making the payment;
The display control step includes:
If there is a product eligible for the electronic coupon among the plurality of products purchased by the user , the user selects whether or not to use all the electronic coupons available at the store. 1. An information processing method characterized by controlling such that information for making a payment is displayed on a screen for making the payment. If the user who is the payment source performs the prescribed operation to make the payment, whether the user has an electronic coupon ticket that can be used at the store where the payment is made. a determination procedure for determining whether or not the
If it is determined that the store has an electronic ticket that can be used, the electronic ticket is not set to be automatically applied when paying the price. causing the computer to execute a display control procedure for controlling information about the price to be displayed on the screen for making the payment;
The display control procedure includes:
If there is a product eligible for the electronic coupon among the plurality of products purchased by the user , the user selects whether or not to use all the electronic coupons available at the store. An information processing program characterized in that the information processing program performs control so that information for making the payment is displayed on the screen for making the payment.

Images