JP6738886B2 - Point processing system, method and program - Google Patents

Description

The present invention relates to a point processing system, method, and program that support a point service that issues points in association with the provision of products and the like.

As a means of sales promotion and customer acquisition/enclosure, points (coupons, etc.) that can be used for exchanging products, etc., in an actual store or a virtual store, accompanying the provision of products or services (hereinafter referred to as “products”) Point services that issue mileage, trading stamps, etc.) are widespread.

In recent years, one user often uses a plurality of point services, and in such a case, point management by the user tends to be complicated. In addition, there has been a request to exchange points between point services.

Therefore, there is known a website (aggregation site) that uses account aggregation in order to improve the service for users who use a plurality of point services. In such an aggregation site, a user creates an integrated account and registers login information for each of a plurality of point services to be used in advance. Thereby, the user can refer to the content of the points acquired in the plurality of point services that he/she uses only by logging in to the integrated account with the common login information. In such an aggregation site, for example, one that enables point exchange between point services is also known (for example, see Patent Document 1).

FIG. 6 shows an example of the display screen of the user terminal when logging in to the aggregation site that realizes the point exchange service with the common login information. The user registers in advance an ID and a password, which are login information for each point service of the A service, B service, C service, and X service used by the user, in association with the integrated account of the aggregation site. I am doing it.

In the screen shown in FIG. 6A, the user performs login to the integrated account in order to exchange points between the point services. FIG. 6(B) shows an example of the screen after login, and shows how many points among the points acquired among the point services of the A service, the B service, and the C service as X points. It is for inputting whether to redeem points for services.

In the case of point exchange using the aggregation site, the user information related to each point service is automatically acquired by using the login information for each point service registered in advance by the user in association with the integrated account ( Scraping). Therefore, on the screen of FIG. 6(B), the user can exchange points of an arbitrary point service for points of the X service without inputting the ID and password that are the login information for each point service each time. You can apply.

As described above, the aggregation site provides more convenient service to the user, but the aggregation site also brings benefits to the business side. In general, a point service provider can grasp the customer's purchase status, etc. associated with the point grant, and use the grasped purchase status for, for example, ordering a product or product development/planning. be able to. By using the aggregation site that realizes the point management as described above, the point service provider can, for example, check the purchase status of such users from a plurality of point service providers that are affiliated operators. It can be collected together.

JP 2006-235951 A

However, the information collected using the aggregation site that realizes such point management is, for example, information from a business operator related to the point service, which is a partner business, and is a product purchased with point award. Limited to information about etc. For this reason, for example, it is not possible to acquire information about businesses that are not affiliated with each other or information about businesses that do not implement the point program. Furthermore, information about users who do not use the aggregation site in the first place cannot be acquired. As described above, the range of information that can be collected by using the aggregation site that realizes point management is limited.

The present invention has been made in view of the above circumstances, and an object of the present invention is to collect a wide range of information about a user and to give the user motivation to provide information. To provide a system, a method and a program.

In order to solve the above problems, a first aspect of a point processing system and method according to the present invention obtains login information for logging in at least a first service and a second service of a predetermined user. A login information acquisition unit, a purchase-related information acquisition unit that acquires purchase-related information about the predetermined user from the database related to the first service based on the acquired login information, and the acquired purchase-related information A bonus point calculation unit for calculating bonus points that can be used in the second service based on the information, and for giving the calculated bonus points to the predetermined user for the second service. And an output unit for outputting the information of 1.

In a second aspect of the point processing system according to the present invention, the acquired login information includes common login information for the predetermined user to log in to the first and second services, and the purchase related information. The acquisition unit acquires the purchase related information regarding the predetermined user from the database related to the first service based on the acquired common login information.

In a third aspect of the point processing system according to the present invention, the acquired login information includes individual login information for the predetermined user to individually log in to the first and second services, and the purchase The related information acquisition unit is configured to acquire the purchase related information regarding the predetermined user from the database related to the first service based on the acquired individual login information.

In a fourth aspect of the point processing system according to the present invention, the bonus point calculation unit maintains points acquired by the predetermined user in the first service, which are stored in a database related to the first service. As it is, the points usable in the second service are calculated.

A fifth aspect of the point processing system according to the present invention is the bonus point calculation unit, in the case where the second service includes a plurality of point services that perform point giving processing based on different point giving rules. Selecting a point service with the largest bonus point grant amount from the plurality of point services based on the point grant rules of the plurality of point services, and obtaining the point grant rule of the selected point service and the acquisition. The bonus points that can be used in the selected point service are calculated based on the purchased purchase related information.

A sixth aspect of the point processing system according to the present invention is, when the second service includes a plurality of point services, the bonus point calculation unit causes the predetermined user to use the plurality of point services at a frequency of use. The point service with the highest frequency of use is selected from the plurality of point services based on the above, and the selected point service is selected based on the point giving rule of the selected point service and the acquired purchase related information. The bonus service that can be used in the point service is calculated.

A seventh aspect of the point processing system according to the present invention is that at least one of the type of information, the degree of detail of information, the amount of information, and the amount of money included in the acquired purchase-related information by the bonus point calculation unit. The bonus points are calculated according to one element and a point-giving rate preset corresponding to the element.

An eighth aspect of the point processing system according to the present invention is to associate with information representing a source of the user or the purchase related information, generate information representing the calculated bonus point grant history, and save the information in a storage medium. In response to an acquisition request from the grant history storage unit and the terminal used by the user or the provider of the purchase-related information, the information representing the corresponding bonus point grant history stored in the storage medium is read and output. An addition history information output unit is further provided.

According to the first aspect of the present invention, the purchase-related information regarding the predetermined user related to the first service is acquired based on the login information set in association with the predetermined user. Then, the bonus points that can be used in the second service are calculated based on the acquired purchase-related information, and the information for giving the calculated bonus points to the predetermined user is output to the second service. It

Here, the first service includes, for example, a service used by a user to settle a product or the like, a service for selling a product to the user, and a service for providing a service to the user. In addition to the service that also serves as the point service, the first service includes a service that does not also serve as the point service. Therefore, the purchase-related information is not limited to the information about the product purchased with the point award, but the information managed by the service unrelated to the point award can be acquired.

For example, it is generally difficult to directly access the banking system of the financial institution and acquire the payment information in order to acquire the payment information of the user who uses the financial institution. However, such payment information can also be easily acquired as the purchase-related information by accessing the database of the financial institution using the login information described above.

Further, according to the acquisition of the purchase related information, bonus points are given to the user who has provided the purchase related information. Therefore, the user can be motivated to provide the purchase-related information, and it can be expected that the number of acquisitions of the purchase-related information will increase.

According to the second aspect of the present invention, common login information for a predetermined user to log in to the first service and the second service is acquired, and the first service is acquired based on the acquired common login information. Purchasing-related information relating to the predetermined user is acquired. For example, in an integrated account that is logged in using common login information, individual login information for each of a plurality of services is registered in advance in association with the common login information, and further, in order to specify the acquisition mode of purchase-related information. Course is set. The course includes, for example, a service name serving as an information acquisition destination, a type of acquisition information, and information indicating acquisition timing. Therefore, by using the common login information as a key, it is possible to simultaneously obtain the purchase related information regarding the user from a plurality of services in which the individual login information is associated with the common login information. In addition, each purchase-related information can be acquired in the acquisition form designated by the set course.

According to the third aspect of the present invention, individual login information for a predetermined user to individually log in to the first service and the second service is acquired, and the first individual login information is acquired based on the acquired individual login information. Purchase-related information about the predetermined user is acquired from the service or the second service. Therefore, by using the individual login information as a key, it is possible to acquire the purchase related information relating to the arbitrary service of the predetermined user.

According to the fourth aspect of the present invention, the bonus points usable in the second service are given to the predetermined user while the points acquired by the predetermined user in the first service are maintained. , The second service is instructed. Thus, when the first service is a service that also serves as a point service, the predetermined user has already acquired the first service even if bonus points are given to the predetermined user. Points are maintained. That is, when the acquisition process of the purchase related information is executed, the point exchange process is not executed, and the point addition process is executed for the service designated as the point addition destination. Therefore, a clearer motivation can be given when the purchase-related information is provided.

According to the fifth aspect of the present invention, when there are a plurality of point services with different point awarding rules as a service to which the bonus points are given, the bonus point award amount or the award rate is selected from the plurality of point services. Is selected, and bonus points usable in this point service are calculated. Therefore, the user can obtain the most points as compensation for the provision of his/her purchase-related information.

According to the sixth aspect of the present invention, when there are a plurality of point services as the service to which the bonus points are given, the point service most frequently used by the user is selected from the plurality of point services, Bonus points that can be used in this point service are calculated. Therefore, it is possible to give bonus points to the point service that the user uses most often.

According to the seventh aspect of the present invention, according to at least one of the type of information, the degree of detail of information, the amount of information, and the amount of money included in the purchase-related information acquired from the service of the information acquisition source. , Bonus points are calculated. That is, bonus points commensurate with the type, amount, quality, and value of the acquired purchase-related information are calculated. Therefore, when acquiring the purchase-related information of the user, the business operator who receives the purchase-related information is required to give bonus points corresponding to the type, quantity, quality, and value of the information. On the other hand, for a user who is an information provider, if information of high type, quantity, quality, and value is provided, it is possible to obtain bonus points corresponding to the information.

According to the eighth aspect of the present invention, based on the saved bonus point giving history information, for example, what kind of bonus points have been acquired by the user in return for providing the past purchase related information. It becomes possible to confirm. In addition, the purchaser of the purchase-related information can check, for example, what kind of bonus points are given to the user and how many points are given to the user in return for the acquisition of the purchase-related information.

That is, according to the present invention, it is possible to provide a point processing system, a method and a program capable of collecting a wide range of information about a user and giving the user a motivation to provide the information.

1 is an overhead view of a system according to a first embodiment of the present invention. 1 is a configuration diagram of a wireless network system according to a first embodiment of the present invention. FIG. 3 is a block diagram showing a functional configuration of a point processing device in the wireless network system shown in FIG. 2. FIG. 4 is a flowchart showing an example of point processing executed by the control unit shown in FIG. 3. The figure which shows an example of the display screen for selectively pre-registering the service managed by an integrated account in an aggregation site. The figure which shows an example of the display screen of the aggregation site which manages several point services.

Hereinafter, embodiments according to the present invention will be described with reference to the drawings.
[First Embodiment]
In the first embodiment of the present invention, a technique for supporting a point service by using the technique of account aggregation and scraping described with reference to FIG. 6 will be described.

FIG. 1 is an overhead view of a system according to a first embodiment of the present invention. The A service, B service, and C service are services that the user uses in connection with the purchase of products and the like. The service may be, for example, a service used by a user to settle a product or the like such as a credit payment service, or a retailer such as a department store, a supermarket, a convenience store, or a virtual store may provide the user with a service. It may be a service of selling a product or a service of providing a service to a user such as a courier, a fitness club, a beauty salon, and a hospital. Note that such a service used by the user in connection with purchase may or may not also serve as a point service.

On the other hand, the X service is a service that also serves as a point service. Note that the point service is, for example, when a user who has registered as a member purchases a product or service, according to the purchase price, the number of visits to the store, etc. It is a service that gives points to customers and exchanges the accumulated points for goods or services when they come to the store next time or to use them as a price when purchasing goods or services. The management data of the points given or used is generally stored in a mobile terminal such as a point card or a smart phone, and is transmitted to the point management server from the cashier terminal of the store or the POS server to which the cashier terminal is connected to the member user. It is used for management of. Examples of point services include various types such as coupons, mileage, trading stamps, etc.

By the way, in the system according to the first embodiment, in order to improve the service to the users who use the plurality of services A, B, and C, a website that uses account aggregation (hereinafter referred to as an aggregation site) is provided. Has been. In the first embodiment, this aggregation site constitutes the point processing system according to the present invention.

The server that constitutes the aggregation site includes a login information database 100. Then, an integrated account is created for each user, and the individual login information corresponding to each of the plurality of services A, B, and C used by the user is associated with common login information for logging in to the integrated account, The login information database 100 is registered in advance. Thereby, the user can refer to the content of the points acquired by each of the plurality of services A, B, and C used by the user only by logging in to the integrated account using the common login information.

The server forming the aggregation site includes a purchase-related information acquisition unit 200 and a bonus point calculation unit 300.
The purchasing-related information acquisition unit 200 uses scraping to purchase the information about the user from the A-service database E1, the B-service database E2, and the C-service database E3 provided corresponding to the services A, B, and C used by the user. Get related information. The purchase-related information includes, for example, payment information. The payment information includes, for example, a date/time at which the user has made a payment, a store (including a virtual store), and an amount of money. Alternatively, the purchase-related information may include, for example, information indicating an order history of a product, information indicating a registration status of a product under consideration of purchase, and information indicating a registration status for receiving service provision.

The bonus point calculation unit 300 calculates, based on the acquired purchase-related information, a bonus point that can be used in an X service designated in advance as a point giving destination, and the calculated bonus point is the X service point account of the user. Send an instruction to be given to 400. The bonus points may be given as a consideration for the acquired purchase-related information, for example. Here, when the A service, the B service, and the C service have the point service, even if the bonus points are given to the X service point account 400, the user who has already acquired the point service also serves as the point service. It should be noted that the existing points are not changed.

The configuration and operation of the first embodiment of the point processing system according to the present invention will be described below.

(Configuration example)
FIG. 2 is a diagram showing an example of the configuration of the wireless network system according to the first embodiment of the present invention.

The communication system of the first embodiment is, for example, used by a plurality of user terminals 3 each used by a user, an X service system 2X that provides an X service that is a point service, and a user in connection with purchase of a product or the like. The A service system 2A for providing the A service to be operated and the point processing device 1 are connected to each other via a network NW using the Internet Protocol (IP).

Of these, the point processing device 1 realizes an aggregation site. The point processing device 1 acquires the purchase related information of the user related to the A service from the A service system 2A, and according to the acquisition of the purchase related information, bonus points usable in the X service are given to the point account of the user. Send instructions to be done. For example, the A service may be a service used by a user to settle a product or the like, such as a payment service provided by a financial institution, or a service for selling a product to the user or a service for the user. May be a service for providing. The service A may be a service that also serves as a point service.

The X service system 2X includes a management device 21X that executes processing functions for realizing the X service, and a user information database 22X that stores the points acquired by the user in the X service for each user.

The A service system 2A includes a management device 21A that executes a processing function for realizing the A service, and a user information database 22A that stores, for each user, purchase related information of the user related to the A service. The purchase-related information includes, for example, payment information. The payment information indicates, for example, the date/time at which the user has made a payment, the store (including the virtual store), the amount of money, and the like. Alternatively, the purchase-related information may include information indicating an order history of the product, information indicating a registration status of the product under purchase consideration, and information indicating a registration status for receiving the service. When the A service is a service that also serves as the point service, the user information database 22A also stores the points acquired by the user in the A service for each user.

FIG. 3 is a block diagram showing a functional configuration of the point processing device 1 which constitutes all or a main part of the point processing system according to the first embodiment.
The point processing device 1 according to the first embodiment includes a control unit 11, a storage unit 12, and a communication interface unit 13.

The communication interface unit 13 includes, for example, one or more wired or wireless communication interface units. The communication interface unit 13 receives the common login information transmitted from the user terminal 3, and inputs the received common login information to the control unit 11. Further, the communication interface unit 13 acquires the purchase related information of the user from the A service system 2A according to the instruction from the control unit 11, and inputs the acquired purchase related information to the control unit 11. Further, the communication interface unit 13 outputs a bonus point giving instruction to the X service system 2X according to an instruction from the control unit 11.

The storage unit 12 uses, as a storage medium, a nonvolatile memory such as an HDD (Hard Disk Drive) or an SSD (Solid State Drive) that can be written and read at any time, and has a program storage area and a data storage area. doing. A login information storage unit 121, a purchase-related information storage unit 122, and a point conversion table storage unit 123 are provided in the data storage area.

The login information storage unit 121 stores, for each user, the contents of the integrated account logged in by the common login information. That is, the login information storage unit 121 stores the common login information and the individual login information corresponding to each of the plurality of services including the A service and the X service as the contents of the integrated account for each user for each common login information. The individual login information of the service is stored in a linked state. In addition, in the case where the user selectively registers the integrated and managed service in advance in My Page, the login information storage unit 121 is registered in My Page as the contents of the integrated account for each user. Remember the service. Furthermore, the login information storage unit 121 may store permission information indicating a user's permission to use his/her own information.

The purchase-related information storage unit 122 stores the purchase-related information acquired from the A service system 2A.

The point conversion table storage unit 123 stores a conversion coefficient for calculating a bonus point to be given to a point account related to the X service, based on the purchase related information according to the type of purchase related information. It is assumed that the respective conversion factors are input in advance by, for example, the operator of the point processing device 1 according to a prior arrangement with the X service.

The control unit 11 includes a CPU (Central Processing Unit), and in order to execute the processing function in the first embodiment, a login information acquisition unit 111, a purchase related information acquisition unit 112, a bonus point calculation unit 113, The point giving instruction unit 114 is provided. All the processing functions of these units are realized by causing the CPU to execute a program stored in the program storage area of the storage unit 12.

The login information acquisition unit 111 executes a process of acquiring common login information for logging in at least the A service and the X service of the user. The common login information acquisition process acquires the common login information input to the user terminal 3 via the communication interface unit 13 when the user logs in, for example. Alternatively, the process of acquiring the common login information is stored in the login information storage unit 121 of the storage unit 12 periodically, for example, on a predetermined day of every month, or whenever the user makes a payment for a product or the like. The common login information of the user may be read and acquired. In this case, the login information acquisition unit 111 refers to the content of the integrated account stored in the login information storage unit 121 of the storage unit 12, uses the acquired common login information as a key, and uses it in subsequent processing. , Individual login information of the user for logging in to the A service, and individual login information of the user for logging in to the X service.

The purchase-related information acquisition unit 112, based on the individual login information of the corresponding user for logging in to the A service identified by the login information acquisition unit 111, through the communication interface unit 13 of the A service system 2A. Access the user information database 22A. Then, the purchase-related information regarding the user is acquired from the user information database 22A, and the acquired purchase-related information is stored in the purchase-related information storage unit 122 of the storage unit 12.

The bonus point calculation unit 113 reads out the purchase-related information of the user stored by the purchase-related information acquisition unit 112 from the purchase-related information storage unit 122, and the X service system 2X operates based on the read purchase-related information. A process of calculating bonus points usable in the provided X service is executed.

At this time, the bonus point calculation unit 113 maintains the points acquired by the user in the A service, which are stored in the user information database 22A of the A service system 2A when the A service also serves as the point service. The calculation process of the bonus points usable in the X service is executed as it is.

That is, in the bonus point calculation unit 113, when the acquisition processing of the purchase related information is executed, the point exchange processing is not executed, and the point allocation processing is executed for the service designated as the point allocation destination. As a result, even if the bonus points are given to the user's point account based on the purchase-related information related to the A service, the points already acquired by the user in the A service are maintained as they are.

Further, when calculating the bonus points, the bonus point calculation unit 113 reads out the conversion coefficient corresponding to the purchase related information from the point conversion table storage unit 123 of the storage unit 12, and calculates the bonus points according to the conversion coefficient. For example, by calculating the product of the amount of money or the like indicated in the purchase-related information and the conversion factor, or by calculating the product of the information amount of the purchase-related information and the conversion factor, the bonus points To calculate.

The point giving instruction unit 114 executes a process of generating an instruction for giving the calculated bonus points to the point account of the user and transmitting the point giving instruction from the communication interface unit 13 to the X service system 2X. To do. In the transmission process, the individual login information of the corresponding user for logging in to the X service identified by the login information acquisition unit 111 is used.

(Operation example)
Next, an operation example of the point processing device 1 configured as above will be described.
FIG. 4 is a flowchart showing an example of the point processing executed by the control unit 11 shown in FIG. Further, prior to the point processing described with reference to FIG. 4, the common login information and the services desired to be integrated and managed are linked. FIG. 5 shows an example of a display screen of My Page in which the user selectively and beforehand registers the integrated and managed services.

The user stores the contents of his/her integrated account in the login information storage unit 121 in advance in association with the common login information. For example, the user associates the individual login information corresponding to each of a plurality of services used by the user, including the A service and the X service, as the content of the integrated account from the user terminal 3 of the user with the common login information. To register.

At this time, the point processing device 1 causes the user terminal 3 to display screen information for requesting the user's permission to use the purchase-related information. Then, when the user inputs the permission on this screen, the point processing device 1 stores the permission information in the contents of the integrated account. The point processing device 1 considers that the user has permitted the provision of the purchase-related information managed by the A service by registering the individual login information of the A service without displaying the screen information requesting the permission. May be.

In addition, the user selectively pre-registers, in My Page, a service to be integrated and managed from the services in which individual login information is registered in association with common login information for the integrated account as the content of the integrated account. You may do it.

In this case, the point processing device 1 first causes the user terminal 3 to display the login screen shown in FIG. Then, on this screen, when the user logs in by inputting the ID and password forming the common login information of the integrated account, the point processing device 1 performs user authentication based on the input ID and password. When the authenticity of the user is confirmed as a result of the authentication process, the point processing device 1 causes the user terminal 3 to display the My Page screen. FIG. 5B shows an example of the My Page screen.

Next, on the My Page screen, the user selects a service for which integrated management is desired from the displayed services by checking the check box. Then, when the user performs a selection end operation, information indicating the selection result is sent from the user terminal 3 to the point processing device 1 and stored in the login information storage unit 121.

After the registration of the integrated management target service, the point processing device 1 causes the user terminal 3 to display a screen for confirming the approval of the purchase related information of the service. Then, when the user inputs the consent on this screen, the information is sent from the user terminal 3 to the point processing device 1. The point processing device 1 stores this license information in the contents of the integrated account. In this case as well, the user may be considered to have consented to the provision of the purchase-related information of the service by selecting the service to be integrated managed (inputting a check in the check box) on the My Page screen. ..

The point processing device 1 purchases relevant information of the user relating to the service in which the individual login information is registered in association with the common login information of the integrated account, or selectively by the user as described with reference to FIG. It is possible to automatically acquire purchasing related information of users related to registered services by scraping and manage the information.

Next, the point processing shown in FIG. 4 will be described.
First, in step S1, the control unit 11 acquires common login information for logging in at least the A service and the X service of the user under the control of the login information acquisition unit 111. The acquisition process of the common login information may be, for example, a process of acquiring the common login information input in the user terminal 3 when the user logs in. Alternatively, the process of acquiring the common login information is performed, for example, on a predetermined day of every month on a regular basis, or every time the user makes a payment for a product, etc. The login information may be read and acquired.

The process of reading the common login information from the login information storage unit 121 is, for example, a course in which the user specifies the acquisition form of the purchase-related information set on the My Page screen after logging in to the integrated account, that is, the user purchase-related. It is executed according to the information that defines the type of service for which the provision of information is permitted, the timing of acquisition thereof, and the like.

When the common login information is acquired, the contents of the integrated account stored in the login information storage unit 121 are referenced, and the common login information is used as a key to be used by the user in the subsequent processing for the service A concerned. And the individual login information of the user to the X service are specified.

In step S2, the control unit 11 accesses the A service system 2A based on the individual login information for the A service stored in the login information storage unit 121 under the control of the purchase related information acquisition unit 112. Then, the purchase related information regarding the user is acquired from the user information database 22A of the A service system 2A, and the acquired purchase related information is stored in the purchase related information storage unit 122.

Note that the purchase-related information acquired in step S2 is not limited to the purchase-related information about the user of the A service system 2A, but also the above-mentioned purchase-related information related to other services that the user has previously registered by linking login information with the integrated account. Purchasing-related information about the user may be included. Alternatively, as described with reference to FIG. 5, when the user selectively registers services to be integrated and managed in My Page, the purchase related information acquired in step S2 includes My Page. Purchasing-related information regarding the user relating to the service registered in may be included.

When the payment information is acquired as the purchase-related information in step S2, the purchase-related information acquisition unit 112 may acquire only the payment information that has been settled after the previous acquisition timing, for example. Further, even when purchasing-related information other than the payment information is acquired in step S2, the purchasing-related information acquisition unit 112 may acquire only the purchasing-related information generated after the previous acquisition timing, for example.

In step S3, the control unit 11 reads the purchase related information stored in the purchase related information storage unit 122 under the control of the bonus point calculation unit 113, and based on the read purchase related information, the X service system 2X. Calculate the bonus points that can be used in the X service provided by. The bonus points are given, for example, as consideration for the purchase-related information. At this time, when the A service is a service that also serves as the point service, the calculation process is performed to maintain the points acquired by the user in the A service, which are stored in the user information database 22A of the A service system 2A. It is executed as it is.

The process of calculating the bonus points will be described by taking as an example the case where the payment information is acquired as the purchase-related information in step S2. As the payment information, for example, information about each product that the user has paid for in one purchase is managed as one record. One record includes the date and time when the user made a payment, the store name (including the virtual store), the amount of money, and the like. Note that the payment information may include, for example, the product name and point information of the paid product for each record.

The bonus point calculation process is executed, for example, based on the amount of money indicated by each record of the payment information. For example, the first conversion coefficient stored in the point conversion table storage unit 123 is read, and the sum of the products of the amounts indicated by the records and the read first conversion coefficient is calculated, Bonus points are calculated.

On the other hand, the bonus point calculation process may be executed based on the amount of payment information. For example, the second conversion coefficient stored in the point conversion table storage unit 123 is read, the product of the total number of records of the payment information and the read second conversion coefficient is calculated, and the bonus is calculated. Points are calculated.

The values of the first and second conversion factors may be set as follows, for example. For example, different values may be set for the first and second conversion factors depending on the service of the provider of the payment information. Further, for example, in each record of the payment information, a record indicating the date and time at which the user has made a payment, the store (including the virtual store), the amount, and the like, as well as the product name of the paid product, etc. On the other hand, the values of the first and second conversion factors may be set high.

That is, the values of the first and second conversion factors may be set higher or lower depending on the amount of information about each record or the type of information included in each record. Furthermore, different values may be set for the first and second conversion factors depending on the period such as the year or month when payment is made for each record of the payment information. The first and second conversion factors and the method of calculating bonus points may be set to have another mode different from the above.

In the above description, the bonus point calculation process when the payment information is acquired as the purchase related information in step S2 has been described. However, as purchase-related information, other purchase-related information such as information indicating the order history of the product, information indicating the registration status of the product under consideration of purchase, and information indicating the registration status for receiving the service. Even when is acquired, the same processing as in the case of the payment information described above may be executed.

For example, the other purchase-related information also includes information about each product in each record. The information indicating the order history of the product includes, for each record, the date and time when the user placed an order, the product name, the price, the delivery place, and the like. Further, the information indicating the registration status of the product under purchase consideration includes, for example, the date/time registered by the user, the product name, and the price for each record. Finally, the information indicating the registration status for receiving the service provision includes, for example, for each record, the type of service, the frequency of receiving the service provision, the sex/age of the user, and the address of the user.

Also when calculating the bonus points based on these purchase-related information, as in the case of the payment information, it may be executed based on the amount of money of the product etc. indicated in the acquired purchase-related information, or It may be executed based on the information amount such as the total number of records of the acquired purchase related information. Further, the conversion coefficient as described above used in the calculation process may be set to a different value depending on the service from which the purchase related information is acquired, as in the case described above. It may be set according to the amount of information about each record or the type of information contained in each record, and further, different values may be set depending on the date/time information shown in the purchase related information. Good.

Finally, in step S4, the control unit 11 controls the X service system 2X so that the calculated bonus points are awarded to the user's point account under the control of the point giving instruction unit 114. Send instructions. In the transmission process, login information for the X service stored in the login information storage unit 121 is used, for example.

(effect)
As described in detail above, the following effects are achieved in the first embodiment of the present invention.
That is, in the point processing device 1, first, the common login information corresponding to the integrated account of the user is specified, and the individual login information corresponding to the A service is specified from the login information storage unit 121 by using the common login information as a key. Purchasing-related information related to the user is acquired from the user information database 22A of the A service system 2A based on the individual login information. Then, bonus points that can be used in the X service are calculated based on the acquired purchase related information, and an instruction to give the bonus points is transmitted to the X service system 2X.

Here, the A service includes, for example, a service used by a user to settle a product or the like, a service for selling a product to the user, and a service for providing a service to the user. Further, the service A includes not only a service that also serves as a point service but also a service that does not also serve as a point service. Therefore, according to the first embodiment, as the purchase-related information, not only the information about the product or the like purchased along with the point grant, but also the information unrelated to the point grant can be acquired. That is, it is possible to acquire a wide range of purchase-related information related to the consumption behavior of the user.

For example, it is generally difficult for a third party to directly access the banking system of the financial institution to obtain the payment information of the user who has used the financial institution. However, such payment information is also licensed by the user by accessing the database of the financial institution as the purchase-related information by using the individual login information of the plurality of services associated with the common login information described above. You can easily get it under. In addition, by giving bonus points to the point service used by the user as compensation for the acquisition of the purchase-related information, the user can be motivated to provide the purchase-related information.

If the A service, which is the information acquisition destination, is a service that also serves as a point service, even if bonus points are given to another X service, which is another point service, the user who has already acquired the A service can obtain the bonus points. Points will not be reduced and will be maintained. Therefore, the user does not suffer the disadvantage of providing the purchase-related information.

Furthermore, a course that specifies the acquisition mode of purchasing-related information is set in the integrated account that is logged in using the common login information. The course includes, for example, a service that is an information acquisition destination, a type of information that is an acquisition target, and information that specifies an acquisition timing. Therefore, by registering a plurality of information acquisition destination services in the course, it is possible to collectively acquire a predetermined type of purchase-related information regarding the same user from these plurality of services at a preset timing. ..

[Modification]
(1) In the first embodiment, the common login information of the user is acquired, and the individual login associated with the common login information in the integrated account is performed by logging in to the integrated account based on the common login information. Based on the information, the purchase related information related to the service from which the information is acquired is acquired. However, the acquisition unit of the purchase related information may be configured as follows.

That is, instead of the common login information, the first individual login information for the service holding the purchase related information and the second individual login information for the service holding the point account to which the bonus points are given are acquired. Then, the purchase related information is acquired based on the first individual login information, and the bonus points are calculated based on the acquired purchase related information. Finally, based on the second individual login information, the calculated bonus point awarding instruction is transmitted to the management device of the service that holds the point account of the award destination.

The acquisition processing of the first and second individual login information is, for example, to obtain the first and second individual login information input to the user terminal 3 by the user. When using such individual login information, it is possible to acquire a wide range of information such as purchase-related information relating to an arbitrary service. Further, bonus points can be given to the point account related to the service the user desires each time.

(2) In addition, for example, only common login information is used to log in to a plurality of services from which purchase related information is acquired, and individual login to a service that holds a point account to which bonus points are granted. The login information may be used. In addition, individual login information is used to log in to multiple services from which purchase related information is acquired, and common login information is used to log in to the service that holds the point account to which bonus points are granted. You may do so.

(3) In the first embodiment, an example has been described in which the purchase-related information about the user is acquired from the service that is the information acquisition destination, but the acquired information is not limited to the purchase-related information. Information, information about events, tourist spots, etc., traffic congestion information on the road, and tweet information of the user regarding an arbitrary topic may be acquired. Further, when acquiring information from a plurality of services, not only the common type of information but also different types of information may be collectively acquired.

(4) In the first embodiment, as an example of selectively registering a service managed in an integrated account, among services in which individual login information is associated in advance with common login information of an integrated account, The case of selecting and registering the service for integrated management is shown. However, the present invention is not limited to this, and after selecting a service to be integrated managed, individual login information corresponding to the selected service may be registered in association with common login information of the integrated account.

(5) In the first embodiment described above, the case where the individual login information of each service used by the user, the user information regarding each service, and the scraping engine are managed in the aggregation server as the point processing device will be described as an example. did. However, the invention is not limited to this, the individual login information of each service, the user information related to each service, and the scraping engine may be managed in the user terminal, or may be managed separately in the aggregation server and the user terminal. You may do it.

For example, all of the above information and scraping engine may be stored in the user terminal, and similar services may be realized by software of the user terminal. That is, the point processing realized by the point processing device described in the first embodiment may be realized by an application in the user terminal. Alternatively, a similar service may be realized in a system in which the login information is managed by a user terminal and the user information and scraping engine for each service are managed by an aggregation server.

(6) In the first embodiment, a case has been described as an example where the point processing device configured by the aggregation server performs the acquisition process of the purchase-related information using the scraping engine. However, the present invention is not limited to this, and an application programming interface (API) provided by a server that operates each service that is an information acquisition destination may be used to acquire the information managed by each service by the point processing device. In general, there are APIs for authentication and APIs for providing data, and by using these APIs together, it is possible to perform user authentication and then obtain the information regarding the user by the point processing device.

Further, when each service provides information to the point processing device, the type of information provided and the quality of the information may be controlled by the API according to the user's permission information. For example, when providing payment information, only the payment date and time, payment item and amount are provided for each record, personal information such as user name is set to non-provided, and all information including user personal information is set. Can be controlled to be set as a provision target.

Similarly, when providing purchase-related information, the purchase date/time, product name, purchase location, and price are provided for each record, and the user's personal information is set to non-provided or all information including user's personal information is set. It is possible to perform control such that information is set as an object to be provided.

(7) As a bonus point calculation processing method, the point conversion coefficient may be changed according to the type and quality of the acquired information. For example, the upper limit value of the conversion coefficient is set for users who are permitted to provide all information including personal information, while the conversion coefficient is set lower than the upper limit value for users who do not provide personal information. Set to the value. In addition, the upper limit value of the conversion coefficient is set for users who have allowed payment information to be provided, while the conversion coefficient has been set lower than the above upper limit value for users who have been granted only purchase history information related to a specific product or service. Set to the value. This makes it possible to give appropriate bonus points after reflecting the user's permission.

(8) In the first embodiment, the point processing device 1 calculates bonus points and notifies the point service server of instruction information for giving the calculated points. However, the present invention is not limited to this, and the point processing device performs only the process of acquiring the purchase related information from the service server of the information acquisition destination, transmits the acquired purchase related information to the point service server, and the point service server receives the purchase related information. You may make it perform the process which calculates a bonus point according to information, and gives it to the point of the applicable user.

That is, all the processing functions of the point processing device do not necessarily have to be provided in the point processing device, and are distributed and arranged in the user terminal, the service server of the information acquisition destination, and the point service server that gives bonus points. It may be configured to be performed. That is, the present invention is not limited to the case of being realized by one device, but includes the case of being realized by a system including a plurality of devices.

(9) When there are a plurality of point services that are candidates for the bonus point grant destination, the point processing device manages the current point grant rate for the corresponding user of each point service. Then, the point service having the highest point award rate at the present time is selected, bonus points are calculated according to the point award rate of the selected point service server, and the instruction to give the calculated bonus points is given to the selected point. Send to service. In this case, the acquired information may be transmitted to the selected point service without calculating the bonus points. By doing so, when there are a plurality of point services used by the user, it is possible to give bonus points to the point account of the point service having the highest point giving rate at the moment.

(10) When there are a plurality of point services that are candidates for the bonus point grant destination, the point processing device manages the usage frequency of the user for each point service. Then, the point service that is most frequently used at the present time is selected, and the acquired information or the point giving instruction calculated based on the information is transmitted. By doing so, when there are a plurality of point services used by the user, it is possible to give bonus points to the point account of the point service that is most frequently used at the present moment.

In addition, as a method of selecting the point service to which the bonus points are given, a method of sequentially selecting all the point services in use or a method of selecting at random can be used.

(11) When the point processing device receives the purchase-related information and gives points to the user as a consideration, the point processing device may generate the point addition history information and store it in the history database. The point giving history information is obtained by, for example, associating the acquisition date and time of the purchase related information, the identification name of the acquired purchase related information, and the type of points and the number of points with the user ID or the purchase related information provider ID. Become. When the point processing device receives the inquiry request for the point grant history information from the user terminal or the terminal of the person in charge of the supplier service, it retrieves the corresponding point grant history information from the history database and sends it to the requesting terminal. .. As a result, the user can confirm what kind of points and how many points have been received in return for the provision of past purchase related information. Further, the provider of the purchase-related information can confirm what kind of points and how many points are given to the user in return for the acquisition of the purchase-related information.

Besides, the types and configurations of the point processing device and the user terminal, and the information stored in the login information storage unit and the point conversion table storage unit are variously modified without departing from the scope of the present invention. It is possible.

In short, the present invention is not limited to the above-described embodiments as they are, and can be embodied by modifying the constituent elements within a range not departing from the gist of the invention in an implementation stage. Further, various inventions can be formed by appropriately combining a plurality of constituent elements disclosed in the above-described embodiments. For example, some components may be deleted from all the components shown in the embodiment. Furthermore, the constituent elements of different embodiments may be combined appropriately.

100... Login information database, 200... Purchase related information acquisition unit, 300... Bonus point calculation unit, 400... X service point account, E1... A service database, E2... B service database, E3... C service database, NW... Network, DESCRIPTION OF SYMBOLS 1... Point processing device, 11... Control unit, 111... Login information acquisition part, 112... Purchasing related information acquisition part, 113... Bonus point calculation part, 114... Point giving instruction part, 12... Storage unit, 121... Login information storage Part, 122... Purchasing related information storage unit, 123... Point conversion table storage unit, 13... Communication interface unit, 2X... X service system, 2A... A service system, 21X, 21A... Management device, 22X, 22A... User information database 3... User terminal.

Claims (11)

For logging in to one or more first services selectively registered by a predetermined user , including a service for selling goods or a service for providing services , and a second service designated as a point-giving destination . A login information acquisition unit that acquires login information,
A purchase-related information acquisition unit that acquires purchase-related information related to the predetermined user from the database related to the one or more first services based on the acquired login information.
A bonus point calculation unit that calculates bonus points that can be used in the second service based on the acquired purchase related information;
An output unit that outputs information for giving the calculated bonus points to the predetermined user for the second service. The second service includes a plurality of point services,
The bonus point calculation unit provides points for the selected point service to a point service selected from the plurality of point services based on the amount or rate of the points or the frequency of use by the predetermined user. Calculating bonus points usable in the selected point service based on a rule and the acquired purchase related information,
The point processing system according to claim 1. Login information the acquisition includes a common login information for the given user logs in to the one or more of the first service and the second service,
The purchase related information acquiring unit, based on the obtained common login information, from said database according to one or more of the first service, obtains the purchase-related information regarding the predetermined user, according to claim 1, wherein Item 2. The point processing system according to item 2 . Login information the acquisition includes individual login information for the predetermined user logs individually to the one or more first service and the second service,
The purchase related information acquiring unit, based on the obtained individual login information, from said database according to one or more of the first service, obtains the purchase-related information regarding the predetermined user, according to claim 1, wherein Item 2. The point processing system according to item 2 . The bonus point calculation unit, the one or stored in a plurality of databases according to the first services, while the one or more predetermined user in the first service is maintained points acquired, the second The point processing system according to any one of claims 1 to 4 , which calculates points that can be used in the service. When the second service includes a plurality of point services that perform point grant processing based on different point grant rules,
Point before Symbol bonus point calculation unit, the application amount or giving rate points from among the plurality of points service selects the highest point service based on each point giving rule of the plurality of points service, which is the selected Calculating bonus points that can be used in the selected point service, based on the point-giving rule of the service and the acquired purchase-related information.
The point processing system according to any one of claims 1 to 5 . When the second service includes a plurality of point services,
Before SL bonus point calculation unit, based on the frequency of use of said predetermined user for the plurality of points service selects the highest point service usage frequency from among the plurality of points service, of the selected points Service Calculating bonus points usable in the selected point service based on the point-giving rule and the acquired purchase-related information,
The point processing system according to any one of claims 1 to 5 . The bonus point calculation unit has at least one element selected from the type of information, the degree of detail of information, the amount of information, and the amount of money included in the acquired purchase-related information, and is preset in association with the element. Calculate the bonus points according to the point grant rate,
The point processing system according to any one of claims 1 to 6 . An award history storage unit that generates information indicating the award history of the calculated bonus points and stores it in a storage medium in association with the information indicating the user or the source of the purchase related information.
An award history information output unit for reading and outputting information representing the corresponding bonus point award history stored in the storage medium, in response to an acquisition request from a terminal used by the user or a provider of the purchase related information. , point processing system according to any one of claims 1 to 8, further comprising. A point processing method executed by an apparatus including a computer and a storage medium,
For logging in to one or more first services selectively registered by a predetermined user , including a service for selling goods or a service for providing services , and a second service designated as a point-giving destination . The process of obtaining login information,
A step of acquiring purchasing-related information about the predetermined user from the database relating to the one or more first services based on the acquired login information;
Calculating bonus points usable in the second service based on the acquired purchase related information;
Outputting the information for giving the calculated bonus points to the predetermined user with respect to the second service. Program for executing the processing of each processor included in the point processing system according to any one of claims 1 to 9.