JP5416404B2 - Information processing apparatus, information processing method, and information processing program - Google Patents

Description

The present invention relates to an information processing apparatus, an information processing method, and an information processing program .

Some stores, such as restaurants, offer discount coupons on websites for attracting customers.
In this case, when a customer prints a discount ticket displayed on a website with a printer and brings it, the customer can make a settlement at a discounted fee.
In recent years, the use of electronic money has become widespread, and the value is used as a substitute for cash by increasing or decreasing the amount of money value called value stored in the IC chip.
There are the following documents as techniques relating to such electronic money.
JP 2003-141428 A

In this technology, electronic money is distributed by storing a value in a non-contact type IC card carried by a user and adding / subtracting the value.
When a customer receives a discount by paying with a value, the customer first gave the printed discount ticket to the store clerk, and after confirming the discount ticket, the store clerk reduced the value for the discounted amount from the IC chip. .

  The customer had to print a discount ticket and bring it to the store, and the procedure was complicated. In addition, the store side had to store and manage discount coupons brought by customers, which was troublesome.

  Accordingly, an object of the present invention is to easily realize a means for attracting customers such as a discount by using electronic money technology.

In order to achieve the above object, according to the present invention, in the invention according to claim 1, a payment terminal that stores the monetary value amount as electronic data and changes the stored monetary value amount using amount change information; An information processing apparatus used in an electronic money distribution system configured using an access terminal that is installed in a real store and accesses the payment terminal and inputs money amount change information, and installs the access terminal In response to a request from a real store, store registration means for registering store specifying information for specifying the real store, and campaign information received among users of the payment terminal before the access terminal accesses the payment terminal in response to a request from the user who has confirmed, and user identification information for identifying the user, which is notified together with the campaign information to the user, the And pre-registering means for registering the shop identifying information from the registered real shop by shop registration means for specifying a real shop specified by the user, the set, after the access terminal has accessed the payment terminal, The access terminal specifying information for specifying the access terminal or the store specifying information for specifying the actual store in which the access terminal is provided and the settlement terminal accessed by the access terminal are specified from the actual store in which the access terminal is installed. History information acquisition means for acquiring history information including a set with payment terminal specifying information, a set of users and real stores specified by the user specifying information registered by the pre-registration means and the store specifying information, respectively The user of the payment terminal identified using the history information acquired by the history information acquisition means, and The payment terminal so that the money value stored in the payment terminal is increased by a predetermined amount to be given to the user of the payment terminal when the set of the actual store in which the access terminal is installed matches And an output unit that outputs the predetermined amount in association with the payment terminal specifying information for specifying the information.
The invention according to claim 2 further comprises confirmation means for confirming whether or not a predetermined condition indicating a condition for giving a monetary value to the user is satisfied from the acquired history information. The condition is that the product designated by the user of the payment terminal is paid from the products sold at the registered real store with the monetary value stored in the payment terminal at the real store. The history information acquired by the history information acquisition means includes product specifying information for specifying a target product for settlement performed based on the monetary value, and the output means includes the predetermined condition by the confirmation means. The information processing apparatus according to claim 1, wherein the predetermined amount is output only when it is confirmed that the condition is satisfied.
According to a third aspect of the present invention, the predetermined condition is that a product further designated by the user of the payment terminal is selected from the products designated by the real store sold at the registered real store. A product registration means for registering the product specifying information for specifying the product specified by the registered real store for each real store under the condition that the payment is made with the monetary value stored in the payment terminal An information processing apparatus according to claim 2 is provided.
In the invention according to claim 4, when the history information acquisition means acquires history information including at least a set of the access terminal specifying information and the payment terminal specifying information, the access terminal specifying information for specifying the access terminal and the information An access terminal specified by access terminal specifying information included in the acquired history information with reference to a storage unit that stores and stores store specifying information for specifying an actual store in which the access terminal is installed The information processing apparatus according to claim 1, 2, or 3, further comprising store specifying means for specifying an actual store in which is installed.
In the invention according to claim 5, user identification information accepting means for accepting registration of user specifying information for identifying a user of the settlement terminal which is a mobile phone, and extraction condition registering means for accepting registration of an extraction condition for extracting a specific user Search means for searching for a user who satisfies the extraction condition registered by the extraction condition registration means from the user identification information received by the user identification information reception means, and a payment terminal which is the mobile phone of the searched user The store information presenting means for presenting specific store information to the campaign information is transmitted to a settlement terminal which is the retrieved user's mobile phone. The information processing apparatus according to any one of claims 1 to 4 is provided.
The invention according to claim 6 stores a monetary value amount as electronic data, changes the stored monetary value amount using monetary amount change information, and is installed in an actual store to access the settlement terminal. And an information processing method used by an information processing device used in an electronic money distribution system configured using the access terminal for inputting money amount change information, in response to a request from an actual store where the access terminal is installed A store registration step for registering store specifying information for specifying the actual store, and a request from a user who confirms the received campaign information among the users of the payment terminal before the access terminal accesses the payment terminal. depending on the user identification information for identifying the user, which is notified together with the campaign information to the user, the shop registers step The actual shop designated by the user from the registered real shop and the shop identification information that identifies the pre-registration step of registering a set of, after the access terminal has accessed the settlement terminal by, the access terminal Access terminal specifying information for specifying the access terminal or store specifying information for specifying the actual store where the access terminal is installed and a payment terminal specifying the payment terminal accessed by the access terminal A history information acquisition step for acquiring history information including a set of information, a set of a user and an actual store specified by the user specifying information and the store specifying information registered in the pre-registration step, and the history The payment terminal user specified using the history information acquired in the information acquisition step. The money store value stored in the payment terminal is increased by a predetermined amount to be given to the user of the payment terminal, if the set of the actual store in which the access terminal is installed matches There is provided an information processing method comprising an output step of outputting the predetermined amount in association with payment terminal specifying information for specifying a payment terminal.
The invention according to claim 7 stores a monetary value amount as electronic data, changes the stored monetary value amount using amount change information, and is installed in an actual store to access the settlement terminal. An information processing program used in an information processing device used in an electronic money distribution system configured using an access terminal for inputting money amount change information, and for a request from an actual store where the access terminal is installed Accordingly, from a store registration function for registering store specifying information for specifying the actual store and a user who confirms the received campaign information among the users of the payment terminal before the access terminal accesses the payment terminal. upon request, the user identification information for identifying the user, which is notified together with the campaign information to the user, the shop Noboru And pre-registration function of registering the shop identifying information from the registered real shop according to function to identify the actual shop specified by the user, the set, after the access terminal has accessed the settlement terminal, the access Access terminal specifying information for specifying the access terminal provided from the actual store where the terminal is installed, or store specifying information for specifying the actual store where the access terminal is installed, and a payment terminal for specifying the payment terminal accessed by the access terminal History information acquisition function for acquiring history information including a set with specific information, a set of a user and an actual store specified by the user specifying information and the store specifying information registered in the pre-registration function, The user and access of the payment terminal respectively identified using the history information acquired by the history information acquisition function. The payment terminal so that the amount of the monetary value stored in the payment terminal is increased by a predetermined amount to be given to the user of the payment terminal, An information processing program is provided which causes an information processing apparatus, which is a computer, to realize an output function for outputting the predetermined amount in association with payment terminal specifying information for specifying the payment terminal.

According to the present invention, a monetary value is given to a user without requiring additional actions in a store according to the result of matching the contents of pre- registration by the customer and customer history information provided from the store. . Therefore, according to the present invention, a means for attracting customers such as a discount can be easily realized.

It is a figure for demonstrating the outline | summary of this Embodiment. It is the figure which showed an example of the network structure of this Embodiment. It is a figure for demonstrating the structure of an electronic money card. It is a figure for demonstrating the structure of a mobile telephone. It is a figure for demonstrating the structure of an electronic money server. It is a figure for demonstrating the logical structure of a member store database. It is a figure for demonstrating the logical structure of another database. It is a flowchart for demonstrating the procedure registered into a campaign advertisement. It is a figure for demonstrating the screen displayed on a mobile telephone. It is a flowchart for demonstrating the procedure which returns value. It is a figure for demonstrating the screen displayed on a mobile telephone. FIG. 10 is a diagram illustrating an overall configuration of a first modification. It is the figure which showed an example of the external appearance of an introducer site. It is a figure for demonstrating the logical structure of a participation registration database. FIG. 10 is a diagram illustrating an overall configuration of a second modification.

Explanation of symbols

1 Electronic Money Server 2 Electronic Money System 3 Member Store 4 Internet 5 Base Station 6 Electronic Money Card 7 Mobile Phone 8 Electronic Money Terminal 9 User Terminal 51 Member Site 53 Participation Registration Database 54 Transaction Database

(1) Outline of Embodiment In this embodiment, a store is notified to an electronic money user, and the user is guided to the store.
The outline of the present embodiment will be described with reference to FIG.
The electronic money card 6 incorporates an IC chip that stores an amount of money value called “value” as electronic data, and payment can be made by reducing the amount at the member store 3.
The mobile phone 7 incorporates an IC chip similar to the electronic money card 6 and can be settled by reducing this amount at the member store 3 as well.

The member store 3 is a store that is a member of the electronic money business, and can be settled with the electronic money card 6 or the mobile phone 7.
The electronic money system 2 is a system that manages the distribution of electronic money, and distributes the value among the electronic money card 6, the mobile phone 7, and the member store 3 in correspondence with cash. In addition, the electronic money system 2 provides various services to a user who has registered as a member in advance through the member site 51.

Next, the notification procedure will be described according to the numbers in parentheses in the figure. In this embodiment, it is assumed that campaign notification is performed as an example of notification.
(1) The member store 3 requests the electronic money system 2 to post a campaign notice such as “10% discount for customers coming to the store on May 20”. The electronic money system 2 accepts a request for a campaign advertisement and places it on the member site 51 so that the user can view it on the network.
In addition, the electronic money system 2 narrows down the users by using the user attributes such as the residence area, and e-mail that prompts the member site to be read, such as “There is a campaign for XX stores. (Hereinafter referred to as campaign notification email).
With this e-mail, a user who is interested in the campaign browses the member site 51.

(2) On the member site 51, the contents of the campaign are displayed, and the user's intention to participate can be confirmed, such as “Please click the join button below to participate in this campaign”. Yes.
(3) When the user applies for participation by clicking the participation button or the like, the electronic money system 2 registers this user in the participation registration database 53 as a campaign participant.
The user who registered for participation here becomes the target of the campaign. Also, even users who are not eligible for campaign notification email transmission may be able to participate in the campaign if they register for participation.

(4) After registering for participation, the user visits the member store 3 to receive a purchase of goods or provision of a service, and makes a payment with the value stored in the electronic money card 6 or the mobile phone 7.
(5) The member store 3 transmits, for example, transaction information when payment is made with the electronic money card 6 or the mobile phone 7 about once a day to the electronic money system 2 by batch processing. The electronic money system 2 receives this transaction information and stores it in the transaction database 54.
(6) The electronic money system 2 matches, for example, the data stored in the participation registration database 53 and the transaction database 54 about once a month. It is confirmed whether or not the settlement is made.

(7) When it is confirmed that the user has made the payment for the campaign with the value, the electronic money system 2 calculates the amount to be returned to the user from the contents of the campaign. For example, when the content of the campaign is a 10% discount on the settlement price, 10% of the amount settled by the user is calculated.
The electronic money system 2 notifies the user of the return by the campaign, and charges the electronic money card 6 or the mobile phone 7 with the calculated amount of value (to increase the value).
In this way, a service that charges a user free of charge is called a value gift.
The user can later charge the value of the discount amount with the value gift, and can obtain the same effect as purchasing a product or service at a discount price.

This embodiment can bring advantages to each of the user of the electronic money card 6 and the mobile phone 7, the operator of the electronic money system 2, and the member store 3.
First, with respect to the user, except for registering at the member site 51 and applying for participation in the campaign, the user can apply for the campaign by making a settlement as usual without any special procedures. Therefore, there is no need to print discount coupons and bring them to the store. Further, it is not necessary to present information regarding the campaign displayed on the screen on the mobile phone 7 to the store.
For the business operator of the electronic money system 2, the user confirms the campaign notification of the member store 3 by confirming that the user has settled at the member store 3 by matching the data in the participation registration database 53 and the transaction database 54. Therefore, the effectiveness of the campaign advertisement can be grasped quantitatively. Therefore, it is possible to receive a reward from the member store 3 based on the notification effect.
With regard to the member store 3, the electronic money system 2 can guide the user to the member store 3 to improve the number of customers and sales.
In this embodiment, it is a principle that the member store 3 bears the funds for the value gift, and the member store 3 pays a success fee to the business operator of the electronic money system 2 according to the effect of the campaign announcement. And

(2) Details of Embodiment FIG. 2 is a diagram illustrating an example of a network configuration according to the present embodiment.
The network configuration of the present embodiment includes a mobile phone 7, an electronic money system 2, the Internet 4, a base station 5, an electronic money card 6, a user terminal 9 constituted by a personal computer, member stores 3, 3,. Are configured as electronic money terminals 8, 8, 8,..., And function as an electronic money distribution system.

The mobile phone 7 includes a browser, has an Internet connection function, and has an IC chip for an electronic money card and an antenna for communicating with the electronic money terminal 8, and is close to the electronic money terminal 8. By performing wireless communication, it is possible to increase (charge) and decrease (settlement) the value stored in the IC chip.
In this embodiment, the IC chip is a non-contact type (a wireless access is accepted), but a contact type (a wireless access is accepted) may be used.
The mobile phone 7 can also communicate with the electronic money system 2 via the base station 5 and charge or settle a value via the Internet 4.
As described above, the mobile phone 7 can be charged and settled by the electronic money terminal 8 and can be charged and settled by the electronic money system 2 via the Internet 4.

Here, the value is a concept corresponding to money in the electronic money distribution system, and is money information representing the amount of money value as electronic data.
When the business of the electronic money system 2 issues value, it collects the currency of the corresponding amount from the user, and distributes it according to the payment amount to the member store 3 that has settled with the value, Correspondence between value and currency.

The electronic money card 6 includes an IC chip and an antenna for communicating with the electronic money terminal 8, and can be charged and settled in the same manner as the mobile phone 7. Electric power for driving the IC chip is supplied from the electronic money terminal 8 by radio.
Further, the electronic money card 6 can communicate with the electronic money system 2 via the user terminal 9, and can perform charging and settlement via the Internet 4 like the mobile phone 7.

The user terminal 9 has a function of connecting to the Internet 4 and a function of performing a short-distance wireless connection with the electronic money card 6 using a device called a reader / writer equipped with an antenna. The electronic money card 6 and the electronic money system 2 Can mediate communications.
The user terminal 9 includes a browser, can access various websites on the Internet 4, and can send and receive electronic mail.
As described above, the electronic money card 6 can be charged and settled by the electronic money terminal 8, and can be charged and settled by the electronic money system 2 via the Internet 4.

The electronic money system 2 includes a server device operated by an electronic money center operator.
The electronic money system 2 is connected to the electronic money terminals 8, 8, 8,... Via the communication line, collects information regarding the charge status and settlement status of value from these electronic money terminals 8 as transaction information, and records history information ( Log data).
Further, the electronic money system 2 transmits money amount change information to the mobile phone 7 and the electronic money card 6 via the Internet 4, and executes the money amount change information by these IC chips, thereby allowing the electronic money card 6 and the mobile phone to be executed. 7 can be charged and settled.

Furthermore, the electronic money system 2 has established a member site 51 so that the member site 51 can be viewed from a terminal device such as the mobile phone 7 or the user terminal 9.
The member site 51 prepares a screen for a terminal such as a personal computer and a screen for a mobile phone, and supports both.
Further, the electronic money system 2 can transmit an e-mail addressed to the e-mail address designated by the mobile phone 7 or the user.

The electronic money terminal 8 is an access terminal for accessing the electronic money card 6 and the mobile phone 7 and is installed in a member store or incorporated in an accounting device (cash register) of the member store 3. A reader / writer unit having an antenna for communicating with the money card 6 is provided.
The electronic money terminal 8 can transmit the money amount change information to the mobile phone 7 or the electronic money card 6 to perform charging or settlement.

In this way, charging and settlement of value is completed between the electronic money terminal 8 and the mobile phone 7 and between the electronic money terminal 8 and the electronic money card 6, and it is not necessary to access the electronic money system 2. Can be processed.
The electronic money terminal 8 stores transaction information in which processing contents with the mobile phone 7 and the electronic money card 6 are recorded. For example, the electronic money terminal 8 transmits the transaction information to the electronic money system 2 by batch processing about once a day.
This transaction information is analyzed by the electronic money system 2 and used to ensure consistency between the value and the currency, and is used to check whether or not the user has made a settlement corresponding to the campaign.

FIG. 3A is a block diagram illustrating an example of a hardware configuration of the electronic money card 6.
The electronic money card 6 is. A CPU (Central Processing Unit) 21, a high frequency circuit 22, an antenna 26, a ROM (Read Only Memory) 23, a RAM (Random Access Memory) 24, an EEPROM (Electrically Erasable and Programmable ROM) 25, and the like.
These elements are formed on an IC chip embedded in the electronic money card 6. However, the antenna 26 is configured by an aerial line extending around an elliptical curve with the diagonal line of the electronic money card 6 as an axis in the vicinity of the outer edge of the electronic money card 6, and the end is connected to the IC chip. .

The CPU 21 is a central processing unit that performs information processing according to various programs stored in the ROM 23 and the EEPROM 25.
Further, the CPU 21 can perform short-range wireless communication with the electronic money terminal 8 via the antenna 26 and the high-frequency circuit 22.

The antenna 26 is an antenna for performing short-distance wireless communication with an antenna built in the reader / writer.
The antenna 26 generates electric power for driving the electronic money card 6 by radio waves from the reader / writer.

  The high frequency circuit 22 converts the high frequency transmitted from the reader / writer to the antenna 26 into a digital signal and outputs it to the CPU 21. Conversely, the high frequency circuit 22 converts the digital signal output from the CPU 21 into a high frequency and sends it out from the antenna 26 to the reader / writer. To do.

The RAM 24 is an occasional write / read memory that provides a working memory when the CPU 21 performs information processing.
The RAM 24 can hold the stored content while power is being supplied to the electronic money card 6, but the stored content is lost when the supply of power is stopped.
The ROM 23 is a read-only memory that stores basic programs, parameters, data, and the like for causing the electronic money card 6 to function.

An EEPROM (Electrically Erasable and Programmable ROM) 25 is a ROM capable of writing and erasing information. Information stored in the EEPROM 25 is maintained even when power is not supplied to the electronic money card 6.
Various programs and data are stored in the EEPROM 25.
Examples of the data include the current value balance, log data relating to past transactions, and an electronic money function unit ID that is unique ID information for the electronic money system 2 to identify the electronic money card 6.
As the program, for example, there is a value processing program for processing value. By executing this program, the CPU 21 exhibits a communication function with the electronic money terminal 8, a charge function based on money amount change information, and a settlement function.

FIG. 3B is a block diagram schematically showing a functional configuration of the electronic money card 6.
The value processing unit 28 is configured by the CPU 21 executing a value processing program.
The storage unit 29 is formed in the EEPROM 25 and stores a balance of value, an electronic money function unit ID, log data, and the like. The terminal communication unit 27 is formed by using the antenna 26 or the like, receives the money amount change from the reader / writer unit 8 a of the electronic money terminal 8 and inputs it to the value processing unit 28.
The value processing unit 28 increases (charges) or reduces (settens) the value balance stored in the storage unit 29 by the amount specified by the amount change information.
In addition to this, various commands such as a command for referring to the balance of value and a command for referring to the electronic money function unit ID are prepared, and the value processing unit 28 uses the information specified by these commands. Process.

Here, the amount change information will be described in more detail.
The amount change information includes an addition command and a subtraction command. The addition command and the subtraction command are accompanied by an amount as a parameter, and the value processing unit 28 increases or decreases the value by this amount.
For example, when the value balance stored in the storage unit 29 is 5000 yen and the settlement amount is 1000 yen, the electronic money terminal 8 generates a subtraction command for reducing 1000 yen and transmits it to the terminal communication unit 27. Then, the value processing unit 28 executes this subtraction command to update the value balance stored in the storage unit 29 to 5000 yen-1000 yen = 4000 yen.

It is also possible to configure the amount change information with an overwrite command.
In this case, the electronic money terminal 8 calculates the value balance after addition / subtraction, and overwrites the value balance in the storage unit 29 with this amount.
For example, consider a case where the value balance stored in the storage unit 29 is 5000 yen and the settlement amount is 1000 yen.
The electronic money terminal 8 reads the current value balance of 5000 yen from the electronic money card 6 and calculates a balance of 5000 yen-1000 yen = 4000 yen after settlement. Then, the electronic money terminal 8 generates an overwrite command for overwriting the value balance to 4000 yen and transmits it to the terminal communication unit 27. Then, the value processing unit 28 executes this overwrite command, and updates the balance of the value stored in the storage unit 29 to 4000 yen.

As described above, the case where the amount change information is configured with the addition / subtraction command and the case where the amount change information is configured with the overwrite command has been described, but it is also possible to combine them.
For example, an addition command can be used for charging, an overwrite command can be used for settlement, or an overwrite command can be used for charging, and a subtraction command can be used for settlement.

  As described above, the electronic money card 6 constitutes a computer having a communication function, an information processing function, a storage function, etc., stores the monetary value amount as electronic data (value), and uses the amount change information. It functions as a payment terminal that changes the monetary value stored.

FIG. 4 is a conceptual diagram showing an example of a functional configuration of the mobile phone 7.
The telephone function unit 10 has a call mode for making a call and an application mode for providing various application functions, and can be switched by a user operation. In the present embodiment, the mobile phone 7 is used in the application mode.
The telephone function unit 10 includes a CPU and a storage unit that stores various application programs, and can execute various application functions by executing these application programs on the CPU.

The electronic money application unit 15 is formed by executing an electronic money application program by the CPU of the telephone function unit 10.
The electronic money application unit 15 can access both the electronic money system 2 and the electronic money function unit 12, receives money amount change information from the electronic money system 2, and inputs the money amount change information to the electronic money function unit 12. The unit 12 can be charged and settled.

The electronic money application unit 15 displays the balance of the value stored in the electronic money function unit 12 on the display of the mobile phone 7 or an electronic money function that is ID information unique to the electronic money function unit 12 Various functions such as reading the part ID from the electronic money function part 12 and displaying it on the display or transmitting it to the electronic money system 2 can be exhibited.
As other applications that the telephone function unit 10 has, there are a browser for browsing the member site 51, an application for sending / receiving and displaying electronic mail, and the like.

The electronic money function unit 12 includes an IC chip and an antenna having the same configuration as that embedded in the electronic money card 6, and is connected to the electronic money application unit 15 through the interface 11.
Similar to the electronic money card 6, the electronic money function unit 12 has a terminal processing unit 16, a value processing unit 17, and a storage unit 18 by the CPU executing a value processing program stored in the EEPROM within the IC chip. Etc. are formed.

The value processing unit 17 can receive money amount information from the electronic money system 2 via the interface unit 11 in addition to receiving money amount change information from the electronic money terminal 8 via the terminal communication unit 16.
Then, the value processing unit 17 increases or decreases the value balance stored in the storage unit 18 in accordance with the amount change information.
The storage unit 18 stores an electronic money function unit ID, log data, and the like in addition to the value balance.

  As described above, the IC chip constituting the electronic money function unit 12 constitutes a computer having a communication function, an information processing function, a storage function, etc., and stores the monetary value as electronic data (value). , Functioning as a payment terminal for changing the amount of money stored using the amount change information.

FIG. 5 is a diagram illustrating an example of a hardware configuration of the electronic money server 1 included in the electronic money system 2.
The electronic money server 1 functions as an information processing apparatus that performs information processing for distributing electronic money.
Although the electronic money system 2 can be configured by combining a plurality of server devices, it is assumed here that the electronic money system 2 is configured by one electronic money server 1 for simplicity.
The electronic money server 1 is configured by connecting a CPU 31, a ROM 32, a RAM 35, a communication control unit 33, a storage unit 36, and the like through a bus line.

The CPU 31 performs various types of information processing according to a predetermined program. In the present embodiment, for example, the member site 51 is operated, or the participation registration database 53 and the transaction database 54 are matched to return a value gift to a user who uses the campaign. Specific processing contents will be described later with reference to flowcharts.
The ROM 32 is a read-only memory, and stores basic programs and parameters for operating the electronic money server 1.
The RAM 35 is a readable / writable memory, and provides a working memory for the CPU 31, loads and stores programs and data stored in the storage unit 36, and the like.
The communication control unit 33 is a control unit for communicating with the electronic money terminal 8 and communicating with the mobile phone 7 and the electronic money card 6 via the Internet 4.

The storage unit 36 is configured by using a large-capacity storage device such as a hard disk, and includes a program storage unit 38 that stores various programs, a data storage unit 39 that stores data, and the like.
The program storage unit 38 includes an OS that is a basic program for causing the electronic money server 1 to function, a registration program that operates the member site 51 and registers participation in a campaign, and an authentication program for authenticating a user. , A transaction processing program for charging and settlement by communicating with the electronic money card 6 and the mobile phone 7, matching the participation registration database 53 and the transaction database 54, and extracting the transaction targeted for the campaign and calculating the value gift value Stores a value gift processing program and other programs.

  In the data storage unit 39, a member database 55 storing information of users registered as members in the member site 51, a member store database 56 storing member store information, and a participation registration database 53 registering users participating in the campaign. In addition, a transaction database 54 storing transaction information with the mobile phone 7 and the electronic money card 6 is stored.

FIG. 6 is a diagram showing an example of a logical configuration of the member store database 56.
The member store database 56 is made up of “business owner”, “member store ID”, “member store name”, “terminal ID”, and other items (such as the zip code, address, and telephone number of the member store).
The name of the business operator (corporate name, natural person name, etc.) that operates the member store is stored in “business operator”. An operator may have a plurality of member stores or a single member store.
In the example in the figure, the operator “Outberger Co., Ltd.” operates multiple member stores such as Shibuya branch and Osaka branch as member stores, and the operator “Goro Yamada” As a single member store.
Although not shown, each business operator is provided with a business operator ID for identifying the business operator.

In the “member store ID”, ID information for identifying each member store is stored. The member store ID is used to identify the member store when managing various information about the member store.
The “member store name” stores the name of the member store.
The “terminal ID” stores the terminal ID of the electronic money terminal 8 installed in each member store.
The electronic money system 2 can specify the member store 3 by searching the transaction database 54 for the terminal ID in addition to specifying the member store 3 from the member store ID.

FIG. 7A is a diagram illustrating an example of a logical configuration of the member database 55.
The member database 55 stores user information such as “electronic money function unit ID”, “user name”, “user password”, “electronic mail address”, and “address”.
The “electronic money function unit ID” is ID information for identifying the IC chip of the electronic money card 6 or the mobile phone 7 owned by the user.
“User name” is the name of the user. In the figure, katakana names are shown, but in addition, names in kanji are also stored.
The “user password” is password information for the electronic money system 2 to authenticate the user.

In the present embodiment, an electronic money function unit ID, a user name or an e-mail address is used as a user ID, and the electronic money system 2 uses the electronic money function unit ID and the user name when the user logs in to the member site 51. Alternatively, the user is identified by searching for an e-mail address and searching these values in the member database 55. At this time, input of a password may be requested. Note that a user ID may be issued for each user, and the electronic money function unit IDs of the electronic money card 6 and the mobile phone 7 owned by the user may be centrally managed.
The “e-mail address” is an e-mail address of the user's mobile phone 7 or an e-mail address used by the user on the user terminal 9. It is also possible to register a plurality of e-mail addresses for one user.
Since the mobile phone 7 has an electronic mail address integrally linked, when the electronic money system 2 receives the electronic mail from the mobile phone 7, the electronic money system 2 searches the member database 55 for the electronic mail address and selects the user. Can be identified.
“Address” is the address of the user's residence. In addition, you can also register your work address. In addition, registering a zip code (since the zip code has a hierarchical structure) is advantageous when narrowing down the users to be campaigned.

  Other user information includes “gender”, “birth date”, “phone number”, and the like. It is also possible to register credit information such as “credit number”, “credit phone number”, “credit expiration date”, “credit security code”, etc. so that the user can purchase value from the credit card. .

Furthermore, issuer information can be stored in the member database 55.
In the electronic money distribution system, there can be one or more issuers of value called issuers. The issued value can be used in any electronic money terminal 8 regardless of the issuer.
In this way, when the issuer exists, the issuer issues the value, and the provider of the electronic money system 2 distributes the value.

FIG. 7B is a diagram illustrating an example of a logical configuration of the participation registration database 53.
The participation registration database 53 includes items such as “campaign ID”, “member store ID”, “campaign content”, “participant”, and “participation date / time”.
“Campaign ID” is ID information that identifies a campaign notification requested by the member store 3 to the electronic money system 2.
The “member store ID” is the member store ID of the member store 3 that hosts the campaign.

“Campaign contents” are specific contents of the campaign, such as discount contents (for example, 10% discount of the settlement price), campaign period (for example, visitors from May 1 to May 20), campaign application conditions. (For example, 10 or more visits, payment of 5000 yen or more, can be used any number of times during the period) and the like can be registered.
In addition, for example, “members in XX town of Chiyoda-ku” and “female in the 20s” can be registered as member extraction conditions for extracting the destination of the campaign notification mail from the members.
“Participant” is the electronic money function unit ID of the user who has registered to participate in the campaign from the member site 51.
“Participation date and time” is the date and time when the user registers for participation.
In the present embodiment, the electronic money function unit ID is used as the user ID, but it is also possible to use an electronic mail address as the user ID. Alternatively, the participation registration database 53 may be configured to store both the electronic money function unit ID and the electronic mail address.

FIG. 7C is a diagram illustrating an example of a logical configuration of the transaction database 54.
The transaction database 54 stores transaction information related to charges and payments made with the electronic money card 6 and the mobile phone 7.
These pieces of transaction information are information stored in the electronic money system 2 that has been transmitted from the electronic money terminal 8 by batch processing.
The transaction information functions as history information that records a history of access from the electronic money terminal 8 to a payment terminal such as the electronic money card 6 or the mobile phone 7.

The transaction information includes “electronic money function unit ID”, “charge”, “settlement”, and other items.
The electronic money function unit ID is read when the electronic money terminal 8 accesses the electronic money card 6 or the mobile phone 7.
Further, when communicating directly with the electronic money system 2 via the Internet 4, the electronic money system 2 reads from the electronic money card 6 or the mobile phone 7 by communication.

“Charge” records the member store ID of the member store 3 that charged, the terminal ID of the electronic money terminal 8, the date and time of charging (for example, can be specified in seconds), the amount of charged value, and the like. Yes.
Further, when the electronic money system 2 is directly charged via the Internet 4, the electronic money function unit ID is recorded in the electronic money system 2.
Similarly to “Charge”, “Payment” records the member store ID of the member store 3 that made the payment, the terminal ID of the electronic money terminal 8 (or the electronic money system 2), the date and time of payment, the amount of value settled, etc. Has been.

In this embodiment, since the member store ID is included in the transaction information, the member store 3 can be identified directly from the transaction information. However, the terminal ID and the member store ID are associated with each other in the member store database 56. Therefore, even if the transaction information does not include the member store ID, the member store 3 can be identified from the terminal ID.
If the product code of the product for which the user has settled is included in the transaction information and stored in the transaction database 54, the product purchased by the user can be specified, and the campaign for each product can be applied. It becomes possible.

Next, a procedure from when a user registers as a member until registration as a campaign advertisement will be described using the flowchart of FIG.
In this example, the mobile phone 7 is used, but it can be performed using the user terminal 9 or other terminal devices.
First, the user accesses the member site 51 from the mobile phone 7 and requests member registration (step 5).

This request can be made, for example, by inputting user information in an input field displayed on the user registration screen of the member site 51 and transmitting it to the electronic money system 2.
The electronic money function unit ID can be configured such that the electronic money application unit 15 (FIG. 4) reads from the electronic money function unit 12 and transmits the electronic money function unit 12 to the electronic money system 2, or the user manually operates the key of the mobile phone 7. It can also be configured to input with Further, the user can set a password.
The electronic money server 1 receives the user information from the mobile phone 7, stores it in the member database 55, and registers the user as a member of the member site 51 (step 10).

The member store 3 accesses the electronic money system 2 from a terminal that can be connected to the Internet 4, transmits information about the campaign, and requests campaign notification (step 15).
The electronic money system 2 operates a campaign notification registration website for the member store 3, and can input, for example, a discount amount, a campaign period, a campaign application condition, a member extraction condition, and other information. It is like that.

The electronic money system 2 issues a campaign ID for the contents of the campaign advertisement transmitted from the member store terminal, stores it in the participation registration database 53, and registers the campaign (step 20).
Further, the contents of the campaign advertisement can be transmitted to the electronic money company by fax or the like, and the person in charge of the electronic money company can manually input the contents.

Next, the electronic money system 2 searches the member database 55 for members corresponding to the member extraction condition, and extracts the corresponding members (step 25).
As an extraction condition, for example, an electronic money function unit ID within a predetermined range, an issuer of an issuer or an electronic money card 6 (for example, an IC chip is incorporated in a membership card such as a convenience store, and the electronic money function is incorporated in the membership card. Convenience store, etc.), postal code, specific prefecture, municipality, prefecture, municipality to which member store 3 belongs, address within a predetermined distance from member store 3, user gender, date of birth There are users (a specific age, age, birthday, week or month to which the birthday belongs), a user who satisfies the past number of settlements and frequency at the member store 3, and the like. Also, a combination of conditions obtained by multiplying these conditions as matrix elements can be used.
Next, the electronic money system 2 creates a campaign notification mail, and the member who has extracted it sends it to the electronic mail address registered in the member database 55 (step 30).

The mobile phone 7 receives the campaign notification mail from the electronic money system 2 and displays it on the display of the mobile phone 7.
An example of the campaign notification mail displayed on the display is shown in FIG. As shown in this figure, in the campaign notification email, for example, the campaign content such as 10% of the settlement price is returned with value (in the figure, it is named as a value coupon to return with value gift), An empty mail transmission button 60 is displayed.
The empty mail transmission button 60 is a button for transmitting an electronic mail whose content is blank (hereinafter referred to as an empty mail) to the electronic money system 2. This is because the mobile phone 7 notifies the electronic money system 2 of the electronic mail address.
The same effect can also be obtained by clicking on the URL described in the email instead of sending an empty email, or by pressing a button expressing the intention to participate in the campaign. Will be described later.

Returning to FIG. 8, the user browses the campaign notification mail and, when participating in the campaign, clicks the blank mail transmission button 60 to send the blank mail to the electronic money system 2 (step 35).
When the electronic money system 2 receives a blank mail from the mobile phone 7, the electronic money system 2 searches the member database 55 for the electronic mail address of the mobile phone 7. Then, the electronic money function unit ID associated with the electronic mail address of the mobile phone 7 is specified.
Then, an e-mail for displaying the campaign participation registration screen is transmitted to the mobile phone 7 (step 40).
This e-mail is accompanied by a URL (Uniform Resource Locators) for accessing the member site 51, a campaign ID of the participating campaign, the electronic money function unit ID of the electronic money function unit 12, and the like.

The mobile phone 7 receives an e-mail from the electronic money system 2 and displays a campaign participation registration screen on the display.
An example of the campaign participation registration screen displayed on the display is shown in FIG. The campaign participation registration screen displays detailed contents of the campaign such as the campaign period and the discount amount.
As described above, when the electronic money system 2 accepts registration of a store (member store 3) where a user uses a campaign, the electronic money system 2 uses the store (member store 3) of the payment terminal (electronic money card 6, mobile phone 7). The use condition presenting means for presenting the use condition (campaign application condition such as period) is provided.

In addition, a URL 61 is displayed on the campaign registration screen together with the contents of the campaign.
The URL 61 is a URL for accessing the member site 51, and is accompanied by a campaign ID, an electronic money function unit ID, and the like as parameters.
When the user clicks on the URL 61, the mobile phone 7 accesses the member site 51, and an electronic money function unit ID is transmitted to the electronic money system 2.

Returning to FIG. 8, the user requests participation registration by clicking the URL 61 to access the member site 51 (step 45).
The electronic money system 2 receives access from the mobile phone 7 and obtains an electronic money function unit ID from the parameters attached to the URL 61.
Then, the electronic money system 2 performs participation registration of the user by adding the electronic money function unit ID to the campaign specified by the campaign ID in the participation registration database 53 (step 50).
As described above, the electronic money system 2 includes registration acceptance means for accepting registration of a store (member store 3) that uses a payment terminal (electronic money card 6, mobile phone 7).

When the participation registration for the campaign is completed, the electronic money system 2 displays a participation registration notification screen as shown in FIG.
On the participation registration notification screen, a message indicating that the user has been registered for participation in the campaign is displayed by displaying "Coupon is valid."
As described above, the user completes registration for participation in the campaign. After that, it is possible to receive the value returned by the value gift simply by going to the member store 3 and making the same payment as usual with the value of the electronic money card 6 or the mobile phone 7.
In this way, the user can register participation in the campaign simply by clicking the blank e-mail transmission button 60 and the registration screen URL 61, and can also benefit from the campaign without going through procedures such as printing discount coupons. Can receive.

Next, a modification of the above procedure will be described. In the above example, the empty mail is transmitted to the mobile phone 7 in step 30, but it is also possible to register for participation without transmitting the empty mail.
In this case, the electronic money system 2 omits steps 30 and 35 and transmits an electronic mail having a participation registration screen shown in FIG. 9B to the mobile phone 7 in step 40.
In this case, the URL 61 is a URL for accessing the member site 51 accompanied by a campaign ID or the like as a parameter.
In step 45, when the user clicks on the URL 61, the mobile phone 7 accesses the member site 51, acquires its e-mail address, and transmits it to the member site 51 together with the campaign ID.

This is because if the e-mail address is stored in a predetermined directory in the mobile phone 7, the mobile phone 7 acquires the e-mail address from the predetermined directory and transmits it to the electronic money system 2 when the member site 51 is accessed. Is.
If the electronic money function unit ID is stored in a predetermined directory, the electronic money function unit ID can be transmitted to the member site 51 when the URL 61 is pressed.
Further, instead of the URL 61, a button expressing the intention to participate in the campaign may be displayed, and the same effect may be obtained when the user presses this button.
According to this modification, the user can directly register for campaign participation from the campaign notification mail, and can save the trouble of sending an empty mail.

In the above example, the participation registration for the campaign is performed from the mobile phone 7. However, the registration is also performed in the same way when the participation registration is performed from the user terminal 9 (any other terminal that can access the member site 51). be able to.
When the user terminal 9 accesses the member site 51, a login screen is displayed. Here, the user logs in to the member site 51 through authentication using a user ID (such as an electronic money function unit ID) and a password. The electronic money system 2 identifies a user by a login process.

In the member site 51, a campaign participation screen is prepared, and a list of campaigns requested from the member store 3 is displayed.
In the campaign list, the contents of the campaign and a participation button are displayed, and the user requests participation registration by clicking the participation button of the campaign desired to participate.
A campaign ID is associated with this participation button, and the electronic money system 2 registers the user in the participation registration database 53 by storing the electronic money function unit ID of the user in the corresponding campaign.

Next, a procedure for returning a value using a value gift will be described using the flowchart of FIG.
In the following description, the mobile phone 7 is used. However, when participation registration is performed with the electronic money card 6, the electronic money card 6 is used.
First, after registering to participate in the campaign, the user goes to the member store 3 and performs the settlement targeted for the campaign with the value of the mobile phone 7 (step 100).

  The electronic money terminal 8 stores the history in the storage device as transaction information after making a payment with the mobile phone 7. The transaction information includes transaction date, transaction hour and minute, member store 3 member ID, electronic money terminal 8 terminal ID, electronic money function unit 12 electronic money function unit ID, and electronic money function unit 12 transaction. The serial number (stored in the storage unit 18 and read by the electronic money terminal 8 at the time of charge / settlement), transaction amount, transaction settlement or charge, transaction serial number of the electronic money terminal 8, and other information are included. .

When the person in charge of the member store 3 performs a closing operation, the electronic money terminal 8 transmits the transaction information stored in the storage device between the previous closing and the current closing to the electronic money system 2 by batch processing. (Step 105).
The electronic money system 2 receives transaction information from the electronic money terminal 8 and stores it in the transaction database 54.
Thus, the electronic money system 2 obtains history information (transaction information) from the access terminal (electronic money terminal 8) that the access terminal has accessed the payment terminal (electronic money card 6, mobile phone 7). Information acquisition means is provided.

Next, the electronic money system 2 performs matching processing between the participation registration database 53 and the transaction database 54 to extract a transaction to be campaigned, and totals the amount of money to be returned as a value gift for each user (step 115).
This matching process is performed at a preset date and time, for example. When returning value gifts at the end of the month, matching processing is performed after the end of each month.

In this matching process, first, users who participate in the campaign and have made transactions at the member store 3 are extracted (first stage).
Specifically, the electronic money system 2 refers to the participation registration database 53, and acquires the member store ID of the member store 3 that conducts the campaign, the campaign period, and the electronic money function unit ID of the user who has registered for participation. Then, transaction information corresponding to these pieces of information is extracted from the transaction database 54.
As described above, the electronic money system 2 includes store specifying means for specifying the member store 3 in which the electronic money terminal 8 is installed from the history information (transaction information) acquired from the electronic money terminal 8 by the member store ID. .

Next, the electronic money system 2 narrows down the transaction information extracted in the first stage that satisfies the application conditions defined in the campaign contents (second stage).
For example, when the campaign content is to return value gifts to all members, all of the transaction information extracted in the first stage is to be returned.
In this case, the electronic money system 2 stores the store that has received registration by the registration receiving means (the registration function in the participation registration database 53) (the member store 3 that has been registered for participation) and the store that has been specified by the store specifying means (settled). When the member stores 3) match, it is provided with an amount change information transmitting means for transmitting amount change information for increasing the amount of money value to the payment terminal (electronic money card 6, mobile phone 7). ing.

In addition, when the campaign content is a settlement at the member store 3 a predetermined number of times during the campaign period, the electronic money system 2 calculates the number of settlements during the campaign period for each user from the transaction information, and the predetermined number of times The transaction information settled at the member store 3 is extracted.
In addition, when the campaign content requires that the amount of one settlement is equal to or greater than a predetermined amount, the campaign information is extracted from the transaction information where the amount of one settlement is equal to or greater than the predetermined amount.
Furthermore, when the campaign content is available many times during the campaign period, all transaction information during the campaign period is extracted.
In this way, the electronic money system 2 confirms from the acquired history information (transaction information) whether or not the presented use conditions (use conditions for the electronic money card 6 and the mobile phone 7 in the campaign) are satisfied. A confirmation means is provided.

Next, the electronic money system 2 calculates the amount of the value gift to be returned to the user using the transaction information and the campaign contents narrowed down in the second stage (third stage).
For example, when the campaign content is to return a predetermined percentage of the payment amount, the predetermined ratio of the payment amount is calculated, and the calculated value is set as the value gift amount.
Further, if the campaign content is to uniformly return a certain amount, this certain amount is set as the value gift amount.
As described above, the electronic money system 2 calculates the value gift value for each user participating in the campaign.

  After performing the matching process, the electronic money system 2 generates an e-mail (hereinafter referred to as a value gift notification e-mail) notifying the user who is eligible for the return of the value gift that he / she is eligible to receive the value gift. This is transmitted to the user's mobile phone 7 (step 120).

The mobile phone 7 receives the value gift notification mail from the electronic money system 2 and displays it on the display of the mobile phone 7.
An example of the value gift notification mail displayed on the display is shown in FIG. As shown in this figure, in the value gift notification mail, for example, a return amount (1000 yen in the figure) by the value gift of the current month, the details, and an empty mail transmission button 65 are displayed.
The empty mail transmission button 65 is a button for transmitting an empty mail to the electronic money system 2. Thereby, the mobile phone 7 notifies the electronic money system 2 of the electronic mail address. Alternatively, it is possible to obtain the same effect by clicking a URL described in the mail, or by pressing a button for generating a value addition request command, instead of sending an empty mail. It will be described later.
In addition, the e-mail address that is the destination of the empty mail is different from the e-mail address of the empty mail transmitted by the previous empty mail transmission button 60, so that the electronic money system 2 can receive the value gift. A blank email for receipt and a blank email for campaign registration are identified.

Returning to FIG. 10, when the user browses the value gift notification mail and receives the return of the value gift, the user clicks the empty mail transmission button 65 to transmit the empty mail or the value addition request command to the electronic money system 2 (step). 125).
When the electronic money system 2 receives a blank mail from the mobile phone 7, the electronic money system 2 searches the member database 55 for the email address of the mobile phone 7 and identifies the user.
Then, an e-mail for displaying a value gift screen for receiving a value gift is transmitted to the mobile phone 7 (step 130).
This e-mail includes a URL for accessing a website for performing a value gift operated by the electronic money system 2 (hereinafter referred to as a value gift receiving site), an electronic money function unit ID, a value gift amount, etc. May be attached as a parameter.

The mobile phone 7 displays a value gift screen on the display.
An example of the value gift screen displayed on the display is shown in FIG. On this screen, a URL 66 is displayed.
The URL 66 is a URL for accessing the value gift receiving site, and is accompanied by information for specifying the user (electronic money function unit ID of the mobile phone 7), the amount of the value gift, and the like as parameters.
When the user clicks on the URL 61, the mobile phone 7 accesses the value gift site, and information for specifying the user and the amount of the value gift are transmitted to the electronic money system 2 as parameters.

Returning to FIG. 10, when the user clicks on the URL 66, the mobile phone 7 accesses the value gift site and makes a charge request using the value gift.
Then, charge processing is performed between the mobile phone 7 and the electronic money system 2 as follows (step 135).
First, when receiving an access from the mobile phone 7, the electronic money system 2 recognizes the electronic money function unit ID and the value gift amount from the parameters attached to the URL 66.

Then, the electronic money system 2 generates amount change information for charging the amount of value gift and transmits it to the mobile phone 7.
The mobile phone 7 receives this amount change information and inputs it to the value processing unit 17. Using the amount change information, the value processing unit 17 charges the value balance stored in the storage unit 18 by increasing it by the amount of the value gift.

In the above example, the empty mail is transmitted in step 125, but it is also possible to charge the value gift amount directly from the value gift notification mail without transmitting the empty mail.
In this modification, the empty mail transmission button 65 shown in FIG. 11A is replaced with, for example, a URL similar to the URL 66 or an addition request button for generating a value addition request command.
When the user presses the URL or the addition request button, the mobile phone 7 accesses the electronic money system 2 and charge is performed in the same manner as in step 135.
In this modification, steps 125 and 130 can be omitted.

In the above example, the value gift is received by the mobile phone 7, but the value can also be received by the electronic money card 6 using the user terminal 9.
The procedure in this case is as follows.
When receiving the value gift notification mail, the user sets the electronic money card 6 in the user terminal 9 and accesses the member site 51 from the user terminal 9.
Then, the user inputs the electronic money function unit ID and password of the electronic money card 6, receives user authentication by the electronic money system 2, and logs in to the member site 51.
The electronic money function unit ID may be configured such that the user terminal 9 reads from the electronic money card 6 and transmits it to the member site 51. The electronic money system 2 specifies a user by user authentication.

In the member site 51, a link to a value gift receiving site is set, and the user selects this to access the value gift site.
When the user accesses the value gift receiving site, the electronic money system 2 displays the details of the value gift returned to the user on the screen.
When the user instructs charging with the value gift on the value site, the electronic money system 2 generates amount change information for increasing the amount of the value gift and transmits it to the electronic money card 6.
In the electronic money card 6, the value processing unit 28 uses the amount change information to increase the value amount stored in the storage unit 29 by an amount equivalent to the value gift.

Although the present embodiment has been described above, the following effects can be obtained.
(1) If a user registers in a campaign, the user can receive a profit return from the campaign simply by making a payment with a value at the target member store 3 as usual.
(2) The member store 3 requests the electronic money system 2 for a campaign notification, thereby guiding the user to the member store 3 and attracting customers.
(3) Since the user registers in the campaign in advance, it is possible to confirm that the user has visited the member store 3 by the campaign notification.
(4) By matching the participation registration database 53 and the transaction database 54, it is possible to quantitatively grasp the effect of the campaign notification. Therefore, the member store 3 can select the electronic money system 2 according to the customer acquisition results by the member site 51. Can be paid to other businesses.
(5) The campaign notification mail can be transmitted after narrowing down the users who can be expected to participate in the campaign according to the member extraction conditions.
(6) If the campaign is applied as many times as possible during the campaign period, the number of so-called repeaters can be increased and the sales of the member store 3 can be improved.

(Modification 1)
Next, Modification 1 according to the present embodiment will be described.
In recent years, a mechanism (so-called affiliate) has been widely used in which advertisements linked to business sites are placed on websites, and when customers purchase products via those websites, rewards are paid to website publishers. .
And on websites called blogs where individuals update their daily descriptions in a diary format, many affiliate advertisements are used.
In the first modification according to the present embodiment, when the campaign notification of the member store 3 is arranged on a third party website and the user makes a payment at the member store 3 via the third party website, the user and the web It will return value gifts to the site's founders.

FIG. 12 is a diagram illustrating an overall configuration of the first modification. The same components as those in the embodiment described above are denoted by the same reference numerals, and description of overlapping functions is simplified or omitted.
In the first modification, in addition to the member site 51 (not shown) in FIG. 1, an introducer site 70 operated by a third party is provided.
The introducer site 70 is a website operated by a person who is a third party for the business of the electronic money system 2 such as an individual or business.
The introducer site 70 uses a so-called e-mail magazine that distributes information like a magazine by e-mail, in addition to a website that can be viewed from the mobile phone 7 or the user terminal 9 such as a blog or a store on the network. May be.

Although not shown, the electronic money system 2 includes an introducer database in which an operator of the introducer site 70 (hereinafter referred to as an introducer) is registered, and an introducer can be specified by an introducer ID.
The items registered in the introducer database are the same as the items registered in the participation registration database 53, and the electronic money function unit ID of the electronic money card 6 and the mobile phone 7 owned by the introducer and the e-mail address. Etc. are stored.
Thus, the introducer site 70 functions as a website associated with other payment terminals (introducer's electronic money card or mobile phone).

FIG. 13 shows an example of the appearance of the introducer site 70.
In this example, the introducer site 70 has a blog format, and the introducer spells out daily events.
In the introducer site 70, campaign announcements are appropriately arranged by the introducer.
This campaign notification has embedded connection information to the member site 51 and functions as store information in which connection information to a predetermined registration website is embedded.
The electronic money system 2 operates a website that supports the work of the introducer placing the campaign notice on the introducer site 70. The introducer registers an appropriate information from this website after registering in the introducer database. A campaign notice can be designated and placed on the own introducer site 70 easily.

In the example of the figure, the campaign notification 65 is arranged in the description on April 30 and the campaign notification 66 is arranged in the description on April 25.
When the user browses the introducer site 70 and selects the campaign notification 65 or the campaign notification 66, the campaign participation registration screen of the campaign on the member site 51 is automatically accessed.

Next, the procedure for performing the campaign advertisement in the first modification will be described according to the numbers shown in parentheses in FIG.
(1) The user accesses and browses the introducer site 70 from the mobile phone 7 (not shown, but other terminals such as the user terminal 9 may be used).
When the user selects a campaign advertisement on the introducer site 70 by clicking on it, the mobile phone 7 automatically accesses the member site 51.
Then, the campaign participation registration screen by the member site 51 is displayed on the display of the mobile phone 7, and the user performs participation registration for the campaign from this campaign participation registration screen.

As described above, the electronic money system 2 is configured such that when the store information is selected in the user terminal that presents store information (campaign advertisement) in which connection information to a predetermined registration website (member site 51) is embedded. And a registration website presenting means for accepting a connection from the user terminal by the connection information and presenting the registration website on the user terminal.
When the user accesses the member site 51, the introducer ID of the introducer site 70 is transmitted to the electronic money system 2, and the electronic money system 2 can identify the introducer through which the user accesses the member site 51. It is like that.

(2) When the user registers for participation in the campaign at the member site 51, the electronic money system 2 stores information about the user in the participation registration database 53, and also introduces the introducer site 70 that has established the introducer site 70. The introducer ID is stored in association with the user.
An example of the logical configuration of the participation registration database 53 is shown in FIG. As shown in the figure, in the participation registration database 53, an introducer ID is stored in association with a participating user in addition to the same items as those in the embodiment described above.

(3) Returning to FIG. 12, after registering participation, the user visits the member store 3, purchases a product, and makes a payment with the mobile phone 7 (the electronic money card 6 if the electronic money card 6 is registered). .
(4) Transaction information is transmitted from the member store 3 to the electronic money system 2, and the electronic money system 2 stores this in the transaction database 54.
(5) The electronic money system 2 matches the participation registration database 53 and the transaction database 54, and extracts transaction information that is a target of the campaign.
Next, the electronic money system 2 identifies a campaign target user from the extracted transaction information, and further identifies an introducer ID associated with the user.
Next, the electronic money system 2 calculates the amount of the value gift to be returned to the user and the introducer using the extracted transaction information.

(6) Next, the electronic money system 2 instructs the user to connect the mobile phone 7 (or the electronic money card 6 if registered with the electronic money card 6) to the value gift receiving site through a campaign notification mail or the like. The amount change information for increasing the amount of value gift is transmitted to the mobile phone 7.
The mobile phone 7 charges using this amount change information.
(7) On the other hand, the electronic money system 2 uses an e-mail or the like to instruct the introducer to connect to the value gift receiving site, and similarly, the value gift worth to the introducer's mobile phone or electronic money card. To charge.
The value gift value to be returned to the introducer is determined by a contract between the introducer and the business operator of the electronic money system 2.

  As described above, the electronic money system 2 includes the store that has received registration by the registration receiving unit (the registration function in the participation registration database 53) (the member store 3 that has been registered for participation) and the store that has been specified by the store specifying unit ( When the franchised stores 3) match, the amount change information for increasing the monetary value (value) is transmitted to the other settlement terminal (the introducer's electronic money card or mobile phone).

According to the first modification, the following effects can be obtained.
(1) Campaign announcements can be made widely using the introducer site 70.
(2) Since the campaign is widely announced, the member store 3 can further increase the ability to attract customers.
(3) The introducer can obtain a campaign notification success fee according to the user's usage record.

(Modification 2)
Next, Modification 2 according to the present embodiment will be described.
In restaurants and the like, customers are often obtained due to the reputation of so-called word-of-mouth.
Therefore, in Modification 2, one user (hereinafter referred to as an introducing user) introduces a member store 3 to another user (hereinafter referred to as an introduced user), and the introduced user performs a payment for a campaign at the member store 3. In the case of the customer, the value gift is provided to each of the introducing user and the introduced user.

FIG. 15 is a diagram illustrating an overall configuration of the second modification. The same components as those in the embodiment described above are denoted by the same reference numerals, and description of overlapping functions is simplified or omitted.
The mobile phone 7a is a mobile phone of an introducing user, and the mobile phone 7b is a mobile phone of an introduced user. Further, it is assumed that both the introducer and the introduced person are members of the member site 51.
These mobile phones have a function of capturing a two-dimensional code by a camera function, recognizing a URL included therein, and connecting to a website using the URL.

In the store site which is the website of the member site 51 and the member store 3, connection information for connecting to the campaign participation registration screen of the member store 51 of the member site 51 (for example, the campaign ID is a parameter in the URL of the member site 51) The two-dimensional code in which the data is attached is displayed. A similar two-dimensional code 73 is also printed on the advertising poster 72 of the member store 3.
These member site 51, store site 74, and poster 72 function as a two-dimensional code transmission medium, and the introduction user may acquire the two-dimensional code from any of them.
Thus, the two-dimensional code has embedded connection information to the member site 51 and functions as store information in which connection information to a predetermined registered website is embedded.
In this modification, a two-dimensional code is used, but the present invention is not limited to this, and a bar code or other information can be used.

The user introduction procedure using the two-dimensional code will be described below according to the numbers shown in parentheses in the figure.
(1) For example, when an introduction user visits a member store 3 and wants to introduce the member store 3 to a friend or the like, a two-dimensional code is photographed by the mobile phone 7a from any one of the member site 51, the store site 74, and the poster 72. The image data is stored.

(2) Next, the introducing user and the introduced person transmit the contents of the two-dimensional code and the electronic money function unit ID of the mobile phone 7a from the mobile phone 7a to the mobile phone 7b. This transmission is performed by, for example, an application provided in the mobile phones 7a and 7b.
Specifically, for example, the mobile phone 7a generates a two-dimensional code including the content of the photographed two-dimensional code and its own electronic money terminal ID from the photographed two-dimensional code and displays the two-dimensional code on the display. The telephone 7b can be transmitted by causing the camera function to take a picture.
Further, the URL of the member site 51, the campaign ID, and the introducer's electronic money function unit ID (the electronic money system 2 may specify the introducer's electronic money function unit ID by the introducer's login procedure). Can be generated and displayed on the member site 51, and this can be photographed by the camera function of the mobile phone 7a.

Alternatively, since the mobile phones 7a and 7b are both provided with the terminal communication unit 16 (FIG. 4), the mobile phone 7a and the mobile phone 7b are brought close to each other, and the two-dimensional code is transmitted by wireless communication between the mobile phones 7a and 7b. The contents and the electronic money function unit ID of the mobile phone 7a can be transmitted.
Further, when the introducer and the referee are physically separated from each other, the contents of the two-dimensional code and the electronic money function unit ID of the mobile phone 7a are transmitted from the mobile phone 7a to the mobile phone 7b via the Internet 4. May be. At this time, a message such as “This store was delicious.
In addition, any device can be used as long as it can transmit the contents of the two-dimensional code and the electronic money function unit ID of the mobile phone 7a from the mobile phone 7a to the mobile phone 7b.
Thus, the two-dimensional code transferred to the mobile phone 7b is transferred from the terminal (mobile phone 7a) associated with another payment terminal (the electronic money function unit 12 of the mobile phone 7a) to the user terminal (mobile phone 7b). Is functioning as being transferred to.

(3) When the introduced user receives the two-dimensional code and the electronic money function unit ID of the mobile phone 7a from the mobile phone 7a to the mobile phone 7b, the introduced user connects the mobile phone 7b to the member site 51 using the two-dimensional code and the campaign. Register for participation.
At this time, the mobile phone 7b transmits the electronic money function part ID of the mobile phone 7a received from the mobile phone 7a to the member site 51 by the function of the application.
(4) Accordingly, the electronic money system 2 recognizes that the introduced user has participated and registered through the introduction of the introduction user, and stores the introduction user and the introduced user in association in the participation registration database 53.

(5) The introduced user visits the member store 3 and makes a payment with the value of the mobile phone 7b.
(6) The member store 3 transmits the transaction information to the electronic money system 2, and the electronic money system 2 stores this in the transaction database 54.
(7) The electronic money system 2 matches the participation registration database 53 and the transaction database 54, and extracts transaction information that is a target of the campaign.
Next, the electronic money system 2 specifies the introduced user to be campaigned from the extracted transaction information, and further specifies the electronic money function unit ID of the introducing user associated with the introduced user.
Next, the electronic money system 2 calculates the amount of value gifts to be returned to the introduced user and the introducing user using the extracted transaction information.

(8) Next, the electronic money system 2 instructs the introduction user to connect to the value gift receiving site through a campaign notification mail or the like, and charges the mobile phone 7b with the value for the value gift.
(9) Next, the electronic money system 2 instructs the introduced user to connect to the value gift site through a campaign notification mail or the like, and charges the mobile phone 7a with the value for the value gift.

  As described above, the electronic money system 2 includes the store that has received registration by the registration receiving unit (the registration function in the participation registration database 53) (the member store 3 that has been registered for participation) and the store that has been specified by the store specifying unit ( When the franchised stores 3) match, the amount change information for increasing the monetary value (value) is transmitted to the other settlement terminal (mobile phone 7a).

According to the second modification, the following effects can be obtained.
(1) A campaign advertisement can be transmitted from the introducing user to the introduced user, and when the introduced person makes a payment subject to the campaign, both the introducing person and the introduced person can receive a return by value gift. .
(2) Since the campaign advertisement is transmitted to the people, the member store 3 can further increase the ability to attract customers.

Claims (7)

A monetary value amount is stored as electronic data, a payment terminal that changes the stored monetary value amount using the amount change information, and is installed in an actual store, and accesses the payment terminal and inputs amount change information. An information processing device used in an electronic money distribution system configured using an access terminal,
In response to a request from an actual store where the access terminal is installed, store registration means for registering store specifying information for specifying the actual store;
In response to a request from a user who has confirmed the received campaign information among the users of the payment terminal before the access terminal accesses the payment terminal, user identification information for specifying the user, and the campaign to the user was announced along with the information, and pre-registration means for registering said shop shop identification information identifying a real shop designated by the user from the registered real store by registration means, a set,
After the access terminal accesses the payment terminal, the access terminal specifying information for specifying the access terminal or the store specifying information for specifying the actual store where the access terminal is installed is provided from the actual store where the access terminal is installed. And history information acquisition means for acquiring history information including a set of payment terminal specifying information for specifying the payment terminal accessed by the access terminal;
Settlement specified by the set of user and real store specified by the user specifying information and the store specifying information registered by the pre-registration means, and the history information acquired by the history information acquiring means, respectively. When the terminal user and the set of the actual store where the access terminal is installed match, the amount of money value stored in the payment terminal is increased by a predetermined amount to be given to the user of the payment terminal Output means for outputting the predetermined amount in association with the payment terminal specifying information for specifying the payment terminal;
An information processing apparatus comprising: Further comprising confirmation means for confirming whether or not a predetermined condition indicating a condition for giving a monetary value to the user is satisfied from the acquired history information,
The predetermined condition is that the product designated by the user of the payment terminal is paid from the products sold at the registered real store with the monetary value stored in the payment terminal at the real store. Condition,
The history information acquired by the history information acquisition means includes product specifying information for specifying a target product for settlement performed based on the monetary value,
The information processing apparatus according to claim 1, wherein the output unit outputs the predetermined amount only when the confirmation unit confirms that the predetermined condition is satisfied. The predetermined condition is that a product further specified by the user of the payment terminal is stored in the payment terminal at the real store from among the products specified by the real store sold at the registered real store. It is a condition to settle by the amount of money value,
The information processing apparatus according to claim 2, further comprising product registration means for registering product specifying information for specifying a product specified by the registered real store for each real store.   When the history information acquisition means acquires history information including at least a set of the access terminal specifying information and the payment terminal specifying information, the access terminal specifying information for specifying the access terminal and the access terminal are installed. A real store where an access terminal specified by the access terminal specifying information included in the acquired history information is installed with reference to a storage unit that stores the store specifying information for specifying the store in association with each other. The information processing apparatus according to claim 1, 2, or 3, further comprising a store specifying unit for specifying. User identification information accepting means for accepting registration of user specifying information for identifying a user of the settlement terminal which is a mobile phone;
An extraction condition registration means for accepting registration of an extraction condition for extracting a specific user;
Search means for searching for a user who satisfies the extraction condition registered by the extraction condition registration means from the user identification information received by the user identification information reception means;
Store information presenting means for presenting specific store information on a settlement terminal which is the retrieved user's mobile phone;
Equipped with,
The information processing apparatus according to any one of claims 1 to 4, wherein the campaign information is transmitted to a settlement terminal that is a mobile phone of the searched user . A monetary value amount is stored as electronic data, a payment terminal that changes the stored monetary value amount using the amount change information, and is installed in an actual store, and accesses the payment terminal and inputs amount change information. An information processing method performed by an information processing device used in an electronic money distribution system configured using an access terminal,
In response to a request from an actual store where the access terminal is installed, a store registration step of registering store specifying information for specifying the actual store;
In response to a request from a user who has confirmed the received campaign information among the users of the payment terminal before the access terminal accesses the payment terminal, user identification information for specifying the user, and the campaign to the user was announced along with the information, and pre-registration step of registering with the shop shop identification information identifying a real shop designated by the user from the registered real store by registration step, the set,
After the access terminal accesses the payment terminal, the access terminal specifying information for specifying the access terminal or the store specifying information for specifying the actual store where the access terminal is installed is provided from the actual store where the access terminal is installed. And history information acquisition step for acquiring history information including a set of payment terminal specifying information for specifying the payment terminal accessed by the access terminal;
Settlement specified by using the user specified information and the store specified information registered in the pre-registration step, and the set of users and real stores, respectively, and the history information acquired by the history information acquisition step. When the terminal user and the set of the actual store where the access terminal is installed match, the amount of money value stored in the payment terminal is increased by a predetermined amount to be given to the user of the payment terminal An output step of outputting the predetermined amount in association with the payment terminal specifying information for specifying the payment terminal;
An information processing method comprising: A monetary value amount is stored as electronic data, a payment terminal that changes the stored monetary value amount using the amount change information, and is installed in an actual store, and accesses the payment terminal and inputs amount change information. An information processing program used in an information processing device used in an electronic money distribution system configured using an access terminal,
In response to a request from an actual store where the access terminal is installed, a store registration function for registering store specifying information for specifying the actual store;
In response to a request from a user who has confirmed the received campaign information among the users of the payment terminal before the access terminal accesses the payment terminal, user identification information for specifying the user, and the campaign to the user was announced along with the information, and pre-registration function of registering the shop identification information, a set of identifying the actual shop designated by the user from the registered real shop by the shop registration function,
After the access terminal accesses the payment terminal, the access terminal specifying information for specifying the access terminal or the store specifying information for specifying the actual store where the access terminal is installed is provided from the actual store where the access terminal is installed. And history information acquisition function for acquiring history information including a set of payment terminal specifying information for specifying the payment terminal accessed by the access terminal,
Settlement of users and real stores specified by the user specifying information and the store specifying information registered in the pre-registration function, and settlement specified by using the history information acquired by the history information acquiring function, respectively. When the terminal user and the set of the actual store where the access terminal is installed match, the amount of money value stored in the payment terminal is increased by a predetermined amount to be given to the user of the payment terminal An output function for outputting the predetermined amount in association with the payment terminal specifying information for specifying the payment terminal;
An information processing program for causing an information processing apparatus, which is a computer, to realize the above.

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