JP4548017B2 - Automatic transaction equipment - Google Patents

Description

  The present invention relates to an automatic transaction apparatus that has a plurality of cassettes for storing money, withdraws and withdraws money from the cassette at the time of withdrawal, and stores the deposited money in the cassette at the time of withdrawal. The present invention relates to an automatic transaction apparatus that is installed and in which a cash forwarder replenishes / collects cash in the apparatus.

  Conventionally, in an automatic transaction apparatus used in a financial institution or the like, it is normally operated with a plurality of denominations of banknotes, and a plurality of cassettes for storing these denominations are provided. Usually, a specific denomination is assigned to each cassette. In addition, although a spare cassette is provided depending on the apparatus, a denomination that is considered to be frequently used by a user is usually assigned to such a spare cassette. In any case, a denomination was fixedly assigned to each cassette.

On the other hand, recently, the number of holidays used by automated transaction equipment has increased to increase the number of holidays for financial institutions and customer service, and attempts have been made to change the denominations stored in cassettes during holidays and during weekdays. It is. In particular, a large amount of cash tends to be withdrawn on holidays, and in order to cope with this, a large amount of specific denominations are stored during holiday operations. As an example of disclosing such an automatic transaction apparatus, Japanese Patent No. 2834946 is cited.
Japanese Patent No. 2834946

  However, in the conventional apparatus, when a denomination set by the user as being frequently used is stored in a spare cassette, even if the handling amount of this denomination increases, the replenishment / collection cycle by the forwarder can be shortened. I can cope with it. However, for other denominations, if the handling amount increases rapidly due to special events or the end of the year, there may be cases where it cannot be handled. In this case, eventually, the replenishment / collection cycle by the forwarder has to be shortened, which increases the payment to the forwarder and increases the cost.

In order to solve the above-described problems, the present invention has a plurality of storage units for storing money, and when dispensing, the money is drawn out from the storage unit and withdrawn, the deposited money is stored in the storage unit. In an automatic transaction apparatus that is stored and replenished with money by a forwarding agent, a counting means for counting the amount of money handled within a predetermined period by denomination, and a comparison for comparing the amount handled by the counting means with a predetermined value And selecting a denomination with the largest handling amount, determining whether or not the selected denomination uses one storage unit, and determining that it is one, Comparing the handling amount of the denomination with the predetermined value by the comparison means, and when the handling amount is larger than the predetermined value, empty the storage unit used in the denomination other than this denomination, Replenishment of denominations where the handling amount is greater than the predetermined value It is characterized in that the notification to.

Even if there is a sudden increase in payments for money of a specific denomination, the number of storage units that store the money of that specific denomination can be increased, so it is possible to respond without reducing the replenishment / collection cycle by the forwarder Can do.

  Hereinafter, embodiments for carrying out the present invention will be described with reference to the drawings. FIG. 1 is a block diagram showing a configuration of an automatic transaction apparatus according to an embodiment. In FIG. 1, the automatic transaction apparatus 1 includes a main control unit 2, a screen display / operation unit 3, a banknote deposit / withdrawal port unit 4, a denomination cassette control unit 5, a clock unit 6, a storage unit 7, a mechanical control conveyance unit 8 and a recognition. Part 9. The main control unit 2 controls the entire operation of the automatic transaction apparatus 1. The screen display / operation unit 3 displays guidance and a selection screen for the customer, and performs a customer input operation using a touch panel or the like. The banknote deposit / withdrawal port 4 is a part where a customer inserts a banknote when depositing or a banknote is dispensed when dispensing. The denomination cassette control unit 5 performs control management of a deposit / withdrawal cassette and a deposit cassette described later.

  The clock unit 6 informs the main control unit 2 when the operation of the apparatus is started and when the operation is stopped. The storage unit 7 stores the number of deposited banknotes in the deposit transaction and the number of dispensed banknotes in the withdrawal transaction for each denomination. The mechanical control conveyance unit 8 is a conveyance unit that conveys banknotes between the banknote deposit / withdrawal port unit 4, the recognition unit 9, the deposit / withdrawal cassette, and the deposit cassette. The recognizing unit 9 recognizes the authenticity, correctness, front / back, double feed, etc. of the banknote or counts the number of sheets.

The automatic transaction apparatus 1 is provided with four deposit / withdrawal cassettes 10a to 10d and one deposit / deposit cassette 11. These deposit / withdrawal cassettes 10a to 10d are used for withdrawal and at the time of deposit. The deposit cassette 11 is used for depositing.
The automatic transaction apparatus 1 is connected to the center terminal 12 of the forwarder via an interface. The center terminal 12 is provided with a center side control unit 13, a display unit 14 and an input unit 15.

  Next, the operation of the present embodiment will be described. FIG. 2 is a flowchart showing the operation of the embodiment. As a banknote storage mode in the operation of the automatic transaction apparatus 1, 10,000 yen banknotes are stored in the deposit / withdrawal cassettes 10a and 10b, thousand yen banknotes are stored in the deposit / withdrawal cassette 10c, and 5,000 yen is stored in the deposit / withdrawal cassette 10d. Assume that banknotes are stored. In addition, it is assumed that a 2000-yen banknote is stored in the deposit cassette 11.

  When the automatic transaction apparatus 1 is powered on (step 1), the main control unit 2 confirms whether a cassette switching flag, which will be described later, is on (step 2). If the cassette switching flag is on, it indicates that the handling amount of a certain denomination is very large by the previous day and that there is currently one cassette storing the banknote of that denomination. Proceed to 11.

  When the cassette switching flag is off, normal operation is started. In operation, the customer selects a desired transaction from the transaction types displayed on the screen display / operation unit 3. When the customer selects the deposit transaction, the deposited bill inserted by the customer into the bill deposit / withdrawal port 4 is transported to the recognition unit 9 by the mechanical control transport unit 8, and the recognition unit 9 determines the denomination of the bill, authenticity discrimination, etc. The recognition result is notified to the main control unit 2. The main control unit 2 instructs the mechanical control transport unit 8 to transport the deposited banknotes to any deposit / withdrawal cassette or deposit cassette 11 according to the recognition result, or to return to the banknote deposit / withdrawal port 4. At the same time, the denomination cassette controller 5 is instructed to store the deposited banknote. When the deposited banknote is stored in any deposit / withdrawal cassette or deposit cassette 11, the denomination cassette control unit 5 notifies the main control unit 2 of the banknote storage completion. When the main control unit 2 receives the notification of the recognition result, the main control unit 2 adds the number of deposits to the storage unit 7 and stores it.

  When the customer selects a withdrawal transaction, when the customer inputs and designates the withdrawal amount on the screen display / operation unit 3, the main control unit 2 controls the denomination cassette so that the designated amount of banknotes is fed out from the deposit / withdrawal cassette. Instruct part 5. As a result, the bills fed out from the deposit / withdrawal cassette are conveyed to the recognition unit 9 by the mechanical control conveyance unit 8 and further conveyed from the recognition unit 9 to the bill deposit / withdrawal port unit 4. At this time, the recognition unit 9 determines the denomination of the banknote and notifies the main control unit 2 of the result. The main control unit 2 subtracts and stores the number of withdrawals in the storage unit 7 for each denomination (step 3).

  During the operation as described above, every time a deposit transaction or withdrawal transaction is performed, the number of the dealt is stored in the storage unit 7 for each denomination, and the storage unit 7 has a current excess of withdrawal for each denomination. The number of sheets (the number of withdrawals exceeding the number of deposits, but not including the number of banknotes returned in the deposit transaction) is stored.

  When the daily work is notified from the clock unit 6 to the main control unit 2, the main control unit 2 performs an operation end process (step 4). At this time, the main control unit 2 reads the withdrawal excess number as the handling amount for each denomination stored in the storage unit 7 (step 5). Here, the main control unit 2 compares the read excess withdrawal number of each denomination with each other and selects the denomination having the largest withdrawal excess number (step 6). Then, the main control unit 2 determines how many deposit / withdrawal cassettes are currently used by the denomination having the largest number of withdrawals (step 7).

  In the present embodiment, 10,000 yen banknotes are stored in two deposit / withdrawal cassettes 10a and 10b, and thousand yen banknotes and 5,000 yen banknotes are stored in one deposit / withdrawal cassette 10c and 10d, respectively. When the denomination with the largest number of withdrawals is stored in two or more deposit / withdrawal cassettes, the automatic transaction apparatus 1 is turned off to end the business. If the denomination with the largest number of withdrawals is stored in one cassette, the process proceeds to step 8.

  In step 8, the main control unit 2 compares the maximum withdrawal excess number with a threshold value stored in the storage unit 7 in advance. In step 9, when the excessive number of withdrawals is less than the threshold, the power supply of the automatic transaction apparatus 1 is turned off and the business is terminated. If the excess number of withdrawals is equal to or greater than the threshold value, the switching flag for designating switching of the denomination information and the cassette is turned on (step 10). Thereafter, the power supply of the automatic transaction apparatus 1 is turned off to end the business.

  In step 2, when the switching flag is turned on, the main control unit 2 reads out the denomination having the largest number of withdrawals from the storage unit 7 (step 11), and sets a cassette for storing banknotes of this denomination to 1 The set value for increasing the number is changed (step 12). In the storage unit 7, the number of deposit / withdrawal cassettes used for each denomination is set. For example, when increasing the number of deposit / withdrawal cassettes used for thousand yen bills from one to two, Change the setting value of the number of use to 2. In this case, since the number of deposit / withdrawal cassettes used by 10,000 yen bills is reduced from two to one, the setting value is changed from two to one for 10,000 yen bills.

  Next, the main control unit 2 notifies the contents of the changed set value to the forwarder center terminal 12 via the interface (step 13). In the center terminal 12 that has received this notification, the center side control unit 13 causes the display unit 14 to display the contents of the set value together with the number of the registered device 1. Thereby, the forwarding agent side can know that the banknote of the denomination with the largest number of withdrawal excess in the automatic transaction apparatus 1 should be newly replenished to the deposit / withdrawal cassette. Thereby, the forwarding agent prepares banknotes to be replenished in the displayed number machine in advance.

  In the automatic transaction apparatus 1, the banknotes are moved in order to combine the banknotes of denominations that originally used two deposit / withdrawal cassettes into one cassette (step 14). This moving operation will be described with reference to FIGS. 3 and 4 are operation explanatory views showing the movement operation of the bill.

  In FIG. 3, the automatic transaction apparatus 1 is provided with a banknote depositing / withdrawing apparatus 20, and the banknote depositing / withdrawing apparatus 20 is provided with three depositing / withdrawing cassettes 10a, 10b, 10c. (The other deposit / withdrawal cassette 10d and deposit cassette 11 are not shown). The 10,000 yen bills 24 are stored in the deposit / withdrawal cassettes 10a and 10b, and the thousand yen bill 25 is stored in the deposit / withdrawal cassette 10c. . The deposit / withdrawal cassette 10a is a spare cassette. The movement of the banknote in step 14 is to move the banknote in the deposit / withdrawal cassette 10a, which is a reserve cassette, to the adjacent deposit / withdrawal cassette 10b.

  In this case, the 10,000 yen banknotes 24 are fed one by one from the deposit / withdrawal cassette 10a by the feeding unit 21a, conveyed to the right side in the drawing in the drawing, and sent to the recognition unit 9. The recognizing unit 9 discriminates the denomination, authenticity, correctness, etc., and the bill 24 determined to be undamaged by a genuine note of 10,000 yen passes through the recognizing unit 9 and is conveyed in the direction of the arrow, and the taking-in unit 23b is stored in the deposit / withdrawal cassette 10b. Note that the banknote determined as having a problem by the recognition unit 9 is transported to the reject box 26 and stored therein.

  As shown in FIG. 4, the banknote 24 is conveyed to the deposit / withdrawal cassette 10b until the 10,000 yen banknote 24 in the deposit / withdrawal cassette 10a runs out. When the deposit / withdrawal cassette 10a becomes empty, the process proceeds to step 3 to return to the normal operation state. Here, when the 10,000 yen banknote 24 in the deposit / withdrawal cassette 10a cannot be stored in the deposit / withdrawal cassette 10b, the portion that cannot be stored is stored in the replenishment / collection cassette 27.

  The empty deposit / withdrawal cassette 10a can be exchanged, and when it is replenished, the deposit / withdrawal cassette in which the banknotes with the largest number of withdrawals are stored by the forwarding agent, in this embodiment, thousand yen bills are stored. To be exchanged. As a result, the banknote of the denomination having the largest number of withdrawals is operated in a state where it is stored in the two deposit / withdrawal cassettes 10a and 10c, and the operation according to the usage frequency for each denomination becomes possible.

  As described above, according to the present embodiment, due to the excess of the number of withdrawals with respect to the number of deposited banknotes in operation, the deposit / withdrawal cassette is flexibly increased for the denominations with a large excess amount. It is possible to cope with the amount of decrease in the number of banknotes stored, and it is possible to prevent the operation from being stopped due to running out of banknotes and the increase in the number of replenishment and collection of banknotes by the forwarder. As a result, the automatic transaction apparatus 1 can be efficiently operated.

In the above embodiment, when the withdrawal amount of a certain denomination is very large on the previous day and there is one deposit / withdrawal cassette for storing banknotes of that denomination, at the start of operation on that day The deposit / withdrawal cassette that stores the banknote of that denomination is increased by one. However, as a criterion for changing the deposit / withdrawal cassette, the amount of withdrawal exceeding the threshold of a certain denomination continues for a certain number of days. In this case, the deposit / withdrawal cassette used for the denomination may be increased.
Moreover, in the said embodiment, although demonstrated using the banknote as an example in the case of a coin, when there is much withdrawal amount of a specific denomination, the storage part which stores the denomination is increased similarly. Can be.

It is a block diagram which shows the structure of the automatic transaction apparatus of embodiment. It is a flowchart which shows operation | movement of embodiment. It is operation | movement explanatory drawing which shows the movement operation | movement of a banknote. It is operation | movement explanatory drawing which shows the movement operation | movement of a banknote.

Explanation of symbols

DESCRIPTION OF SYMBOLS 1 Automatic transaction apparatus 2 Main control part 7 Memory | storage parts 10a, 10b, 10c, 10d Deposit / withdrawal cassette 12 Center terminal

Claims (2)

An automatic storage system that has a plurality of storage units for storing money, withdraws and withdraws money from the storage unit at the time of withdrawal, stores the deposited money in the storage unit at the time of deposit, and is replenished by a forwarder In transaction equipment,
Counting means for counting the amount of money handled within a predetermined period by denomination;
Comparing means for comparing the handling amount counted by the counting means with a predetermined value,
The denomination with the largest handling amount is selected, it is determined whether the selected denomination uses one storage unit, and when it is determined that there is one, the comparing means determines the denomination. The amount handled of the seed is compared with the predetermined value, and when the amount handled is larger than the predetermined value, the storage unit used in the denomination other than the denomination is emptied, and the amount handled is An automatic transaction apparatus that notifies the forwarder of replenishment of denominations greater than a predetermined value.   The automatic transaction apparatus according to claim 1, wherein the handling amount is an excess amount of the number of withdrawals with respect to the number of withdrawals within the predetermined period.

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