JP3923706B2 - Money handling apparatus and money handling system - Google Patents

Description

[0001]
BACKGROUND OF THE INVENTION
The present invention relates to a money processing apparatus built in, for example, an automatic deposit payment machine (ATM) or a money changer, and more specifically, allows the setting change whether to recycle the received money, thereby improving the operation performance. The present invention relates to a money handling apparatus and a transaction processing apparatus.
[0002]
[Prior art]
In general, this type of money handling equipment includes a recycling system that increases the operational efficiency of funds by recycling the deposited money for reuse as a withdrawal money, and a non-recycling type. The device exists. For example, as an example of a reflux type apparatus, as shown in Japanese Patent Laid-Open No. 64-19494, a coin processing machine that circulates deposited coins to a denomination storage unit for withdrawal and reuses them as withdrawal coins. It has been known.
[0003]
However, when the deposited money is reused as the withdrawal money and recycled, the efficiency of the funds is good. However, since currency money is mixed, customers who wish to have a sealed ticket (new ticket) in a currency exchange machine etc. I could not respond. Therefore, during the year-end and New Year period when demand for new tickets is high, non-recyclable equipment was forced to be used to meet the demand for these new tickets.
[0004]
[Problems to be solved by the invention]
Therefore, the present invention is configured so that the money stored can be selectively used for the operation mode of the recycling operation and the non-recycling operation in the operation of the money deposit / withdrawal transaction, and the operation mode according to the request of the current deposit / withdrawal transaction state An object is to provide a money handling apparatus and a money handling system that can be set.
[0005]
[Means for Solving the Problems]
According to the money handling apparatus of this invention, the money deposited at the time of deposit is identified by the identification unit, and the deposited money is stored or returned based on the identification result, and the dispensed money is fed one by one at the time of withdrawal. A money handling apparatus for withdrawing money, wherein when a deposit money storage section for storing the deposited money, a withdrawal money storage section for storing the withdrawal money, and the deposit money are identified and allowed to be deposited, And setting means for allowing and setting whether to store the money in the deposit / money storage unit or in the withdrawal / money storage unit according to the denomination, and in operation in the setting to store in the deposit / money storage unit In addition, there is further provided a control means for controlling to switch the setting of storing the deposit money in the withdrawal money storage section when the storage state of the withdrawal money storage section becomes a predetermined amount or less.
[0006]
As a result, depending on whether or not the deposited money is used as withdrawal money, the device can be selectively used for recycling and non-recycling operations. Can be specified. For this reason, the money stored in the money type can be properly used for the recycle type and the non-recycle type operation mode, and can be applied to the operation mode suitable for the current transaction usage state in which the transaction status varies depending on the money type.
[0007]
For example, when applied to a money changer, the operation of 000-yen bills with high demand for new tickets is set to non-recycled and the 000-yen bills of new tickets are withdrawn, and other denominations are set to recycle. Then, if the deposited banknote other than the 10,000-yen bill is turned for withdrawal, it becomes an operation form suitable for the use situation, and the operation efficiency of funds is improved. In addition to the 10,000-yen bill, all new denominations are set for non-recycling for new tickets during the year-end and New Year holidays when demand for new tickets is particularly high. The denomination can be set to recycle and the banknotes can be used effectively.
[0008]
In addition, depending on the degree of demand for a specific denomination , you can set recycling or non-recycling for each denomination, and if there is a change in the transaction status so far, set it to follow that change. It is possible to change to an operation suitable for the current transaction situation. In other words, during operation with the setting to store in the deposit money storage unit, when the storage state of the withdrawal money storage unit becomes a predetermined amount or less, the control is switched to the setting to store the deposit money in the withdrawal money storage unit. By this, it is possible to prevent the money for withdrawal in the withdrawal money storage unit from being depleted, and to continue operation without down or stopping the transaction.
[0009]
In addition, if the setting of recycle or non-recycle operation is permitted in the maintenance mode, the staff can arbitrarily designate recycle or non-recycle for each denomination.
[0010]
In addition, if a money processing system having such a setting function in a money processing apparatus and a back device connected via a communication means communicating with the device is used, money received from the money processing device or the back device is deposited. Whether the money is stored in the money storage unit or the money storage unit can be set by allowing the money type to be switched. For example, it is possible to set a recycling operation or a non-recycling operation for individual ATMs, money changers, etc. from a remote location in a financial store such as a bank, or switch to an operation suitable for the operation mode at that time. Furthermore, when the operation is changed, the current operation mode can be displayed on the monitor.
[0011]
Here, the money handling apparatus includes various automatic transaction machines such as ATMs, currency exchange machines, ticket vending machines, and payment machines.
[0012]
DETAILED DESCRIPTION OF THE INVENTION
An embodiment of the present invention will be described below in detail with reference to the drawings.
[0013]
The drawing shows a change machine installed in various stores such as banks. In FIG. 1, the change machine 11 has a card insertion slot 12, a statement slip discharge slot 13, a speaker 14, a banknote insertion slot 15 on the upper front surface. A touch input / display (CRT) 16, a coin outlet 17, a wrapping coin outlet 18, a tray 19, etc. are provided to allow exchange of banknotes and coins.
[0014]
FIG. 2 shows a banknote processing device 21 configured internally in the money changer 11. The banknote processing device 21 is provided with a banknote transport group 23 for transporting banknotes on the upper side of the apparatus body 22, and stores banknotes on the lower side. The banknote storage group 24 is provided, and the upper and lower sides of the apparatus main body 22 are separated into a transport system and a storage system to simplify the internal structure.
[0015]
The banknote transport group 23 on the upper side has a deposit / withdrawal port 25 on the upper front side of the apparatus main body 22, and the bills inserted into the deposit / withdrawal port 25 are led to the identification unit 26 disposed at the upper intermediate position. After authenticating, authenticity, denomination, and number of sheets, the information is led to the temporary holding unit 27 and temporarily held. When it is determined that the taken banknote is defective, it is led to the return holding unit 28 and temporarily held, and then returned to the original deposit / withdrawal port 25. Then, the optimal storage timing for operation is selected from the temporary storage unit 27 and stored in the banknote storage group 24 on the lower side.
[0016]
On the other hand, the bill storage group 24 on the lower side includes five cassettes C1 to C5, which are a first to a fourth cassette C1 to C4 and a deposit / collection cassette C5, arranged in parallel in an upright direction. Of these, the first to fourth cassettes C1 to C4 are equipped with banknote stacking and payout functions, and store four denominations of 10,000, 5,000, 2,000, and 1,000 yen in denominations. The cassettes C1 to C4 are fed one by one for each denomination, checked by the identification unit 26, and then discharged to the deposit / withdrawal port 25.
[0017]
In addition, the deposit / collection cassette C5 is divided into a reject collection unit 29 and a deposit unit 30 and allowed to be divided and accommodated. The reject banknote is collected, and the banknote deposited at the time of exchange is stored in the depositing unit 30 at the lower part.
[0018]
FIG. 3 shows a control circuit block diagram of the banknote processing device. The CPU 31 controls each circuit device in accordance with a program stored in the ROM 32 and stores the control data in a readable manner by the RAM 33.
[0019]
The CPU 31 controls the banknote transport unit 35, the operation unit 36, the display unit 37, and the clerk panel 38 via the I / O interface 34. The banknote transport unit 35 drives the transport path by a control signal from the CPU 31, Based on this, while the banknotes conveyed are detected by the banknote detection sensor, the banknotes are distributed in a predetermined direction by the distribution plate disposed at the conveyance branch position and conveyed to the conveyance processing position.
[0020]
The operation unit 36 allows customer transaction data to be touch-inputted from the CRT 16, accepts a customer transaction use card from the card insertion slot 12, and accepts and accepts banknotes to be exchanged from the banknote entry / exit 15.
[0021]
The display unit 37 displays and guides input items and operation guides on the CRT 16, an attached display on the front side of the apparatus, and a staff panel described later.
[0022]
The above-described staff panel 38 is provided with input permitted for staff members, and performs input operation of arbitrary setting data for recycling operation and non-recycling operation in the maintenance mode.
[0023]
As the operation data stored in the RAM 33, the deposit transaction operating state deposited at the time of exchange, the number of stored deposit / collection cassettes C5, and the banknotes for the first to fourth cassettes C1 to C4 are shown. The presence / absence of a mixed operation flag is stored.
[0024]
By the way, the CPU 31 has a setting function for setting whether to use a banknote deposited at the time of exchange as a banknote for withdrawal or not to be used as a banknote for withdrawal. By this setting function, the apparatus is recycled. Can be used separately for operation and non-recycling operation, especially 10,000 yen, 5,000 yen, 2,000 yen, 1,000 yen, and select and specify the operation type to be recycled according to money type or non-recycling operation be able to. For this reason, it is possible to set the operation mode suitable for the current transaction use state where the transaction status varies depending on the denomination and changes.
[0025]
For example, as shown in FIG. 4, the clerk can operate the clerk panel 38 to set the recycle operation according to the denomination or the non-recycle operation. Normally, the operation of 10,000 yen bills with high demand for new tickets is set to non-recycled operation, and the withdrawal of 10,000 yen bills for new tickets is made, and other denominations are set to recycled operation for 10,000 yen bills. If the other banknotes are turned for withdrawal, the operation form is suitable for the use situation, and the operation efficiency of funds is improved. In addition to the 10,000 yen bill, all new denominations are set for non-recycling operation of new tickets during the year-end and New Year holidays when demand for new tickets is particularly high, and demand for new tickets is low at other times. All denominations can be set to recycle operation, and all the banknotes in circulation can be used effectively.
[0026]
The operation settings for these denominations are not fixed, and if there is a change in the transaction status, change the settings for recycle operation and non-recycle operation so that the change follows the change. Switch to.
[0027]
For example, the setting can be changed to conditional recycling operation. This conditional recycling operation is performed without down or discontinuing handling when the deposit / collection cassette C5 is full / near full or the first to fourth cassettes C1 to C4 for withdrawal are in the end / near end state. The operation is switched to operation and the operation is continued. In addition, even if recycling is set, if the cassettes C1 to C4 for withdrawal are full, it is the limit of replenishment of recycling, and the subsequent deposited banknotes are stored in the deposit / collection cassette C5.
[0028]
Further, the CPU 31 allows the setting of the complete ticket (new ticket) mode for each denomination, and when the new ticket mode is set to the recycling operation, the circulation bills are automatically mixed in the dispensing cassettes C1 to C4. New ticket mode is canceled. When a new ticket is withdrawn with the new ticket mode set, a display screen for issuing a “new ticket” is displayed on the screen of the CRT 16 to inform the customer.
[0029]
The processing operation in the case of setting the operation mode of the bill processing apparatus 21 configured as described above will be described with reference to the flowchart of FIG.
Now, in order for the clerk to set the banknote operation mode, the maintenance mode recycle setting item is called on the clerk panel 38 (step n1),
In response to this call, the CPU 31 displays a selection screen for recycle operation and non-recycle operation for each denomination on the staff panel 38 as shown in FIG. 4 (step n2).
[0030]
In response to this selection screen, the clerk specifies whether to use recyclable operation or non-recycle operation (step n3).
When the operation for setting the operation mode for money type is completed, the CPU 31 stores the set contents in the RAM 33, and the recycle setting operation by the staff is completed (step n4).
[0031]
On the other hand, when the CPU 31 accepts the designation of the new ticket mode of the denomination by the attendant (step n5),
The CPU 31 stores a new ticket or a circulation ticket for each denomination in the RAM 33 (step n6).
A display screen for issuing a “new ticket” is guided to the screen of the CRT 16 (step n7).
[0032]
Next, the exchange processing operation of the banknote processing apparatus 21 will be described with reference to the flowchart of FIG. 6 and the conveyance route diagrams of FIGS.
Now, when a deposit banknote for exchange is inserted into the deposit / withdrawal port 25, the CPU 31 guides the banknotes received at the deposit / withdrawal port 25 to the identification unit 26 one by one as shown in FIG. After identifying the denomination and number of sheets, the paper is transported to the temporary holding unit 27 and temporarily held. If the banknote taken at this time is poorly identified, it is led to the return holding unit 28 and temporarily held, and then the original deposit and withdrawal Return to mouth 25 (step n11).
[0033]
Subsequently, the CPU 31 receives the exchange setting data of the customer via the CRT 16 (step n12),
If it is determined that money can be exchanged, banknotes designated for exchange are fed one by one from the denomination cassettes C1 to C4 and discharged to the deposit / withdrawal port 25 (steps n13 to n14).
[0034]
After the exchange amount requested by the customer is released, as shown in FIG. 8, the optimal storage timing in operation is selected from the temporary holding unit 27 and stored in the deposit / collection cassette C5 at the bottom to complete the exchange transaction. (Step n15).
[0035]
Next, the storage processing operation of the exchanged bills will be described with reference to the flowchart of FIG. 9 and the conveyance route diagram of FIG.
When the deposited banknotes temporarily held in the temporary storage unit 27 are stored in the lower banknote storage group 24 after the completion of the exchange bills, the banknotes are paid out one by one from the temporary storage unit 27. The denomination is checked by being guided to the identification unit 26 (steps n21 to n22).
[0036]
At this time, it is determined whether the denomination of the identified banknote is a preset recycling denomination or a non-recycling denomination (step n23),
If it is determined that it is a recycled denomination, it will be reused as a withdrawal banknote (step n24).
The money is stored in one of the first to fourth cassettes C1 to C4 of the corresponding denomination (step n25). If it is determined as non-recycling, the money is not reused and is stored in the depositing section 30 of the deposit / collection cassette C5. . In this way, the funds are distributed and stored in the recycle denominations and the non-recycle denominations, and the efficient operation of funds suitable for the current use situation is achieved (step n26).
[0037]
FIG. 11 shows an example of a banknote processing system applied to a financial store such as a bank. In the financial store 111, first to nth ATM ATM groups 112 having an operation mode switching function and an operation mode switching function are provided. The BTR group 113 of the first to nth BTRs (exchange machines), which are connected to the remote device 114 outside the financial store via the communication network 115, are connected to each of the remote store 114 from the external remote device 114 in the financial store 111. The ATM and the BTR are configured to be able to set operation modes of recycling operation and non-recycling operation.
[0038]
If such a banknote processing system is used, each ATM1... BTR1... Itself or from a remote device 114 can be switched according to the denomination of whether banknotes are stored in a deposit / collection cassette or in the first to fourth cassettes. Can be set. In particular, when the operation mode is managed so that it can be switched automatically from a remote location, the operation mode can be efficiently managed by omitting the operation mode switching work by the staff at each financial store 111.
[0039]
Also, if you look at banks and other stores as a whole, ATMs set a thousand yen bill with a small transaction volume to non-recycled operation and use it as a new ticket withdrawal, and a change machine has a low transaction amount of 10,000 yen and 5,000 yen bills. By setting the recycle operation and making a new ticket withdrawal, the entire store can respond appropriately to the new ticket withdrawal that satisfies the customer's demand for new tickets.
[0040]
As described above, since it has a setting function to set whether to use the deposited banknote as a banknote for withdrawal or not to be used as a banknote for withdrawal, ATM or money changer You can specify whether to use recycling or non-recycling. For this reason, even if there is a change in the transaction status so far, it is possible to change the setting so as to follow the change and switch to an operation mode suitable for the current transaction status.
[0041]
In correspondence between this invention and the configuration of the above-described embodiment,
The money handling apparatus of this invention corresponds to the banknote handling apparatus 21 of the embodiment,
Similarly,
The money handling system corresponds to the banknote handling system,
Money corresponds to banknotes,
The storage unit corresponds to each cassette C1 to S5 of the banknote storage group 24,
The setting means corresponds to the staff panel 38,
The control means corresponds to the CPU 31,
The deposit money storage unit corresponds to the deposit / collection cassette C5,
The withdrawal money storage unit corresponds to the first to fourth cassettes C1 to C4,
The communication means corresponds to the communication network 115,
The rear device corresponds to the remote device 114, but the present invention can be applied based on the technical idea shown in the claims, and is not limited to the configuration of the above-described embodiment.
[0042]
The maintenance mode includes not only a mode in which maintenance personnel set various functions of the apparatus but also a mode in which a staff member (store side) sets.
[0043]
For example, in the above-described embodiment, the exchange of banknotes has been shown as an example. However, the present invention is not limited to this, and the same can be dealt with the exchange of coins. In this case, the same effect can be obtained.
[0044]
Furthermore, when switching the operation mode, it is possible to adopt a setting method in which all denominations are switched at once instead of switching between recycle operation and non-recycle operation for each denomination.
[0045]
【The invention's effect】
According to the present invention, it is possible to specify whether to perform recycle operation according to money type or non-recycle operation depending on whether or not the deposited money is used as a withdrawal money. For this reason, the money stored in the money type can be properly used for the recycle type and the non-recycle type operation mode, and the operation mode suitable for the current transaction usage state of money can be set.
[0046]
Furthermore, during operation with the setting to store in the deposit money storage unit, when the storage state of the withdrawal money storage unit becomes a predetermined amount or less, the control is switched to the setting to store the deposit money in the withdrawal money storage unit. By this, it is possible to prevent the money for withdrawal in the withdrawal money storage unit from being depleted, and to continue operation without down or stopping the transaction.
[Brief description of the drawings]
FIG. 1 is an external perspective view showing a money changer.
FIG. 2 is an internal configuration diagram of the banknote handling apparatus.
FIG. 3 is a control circuit block diagram of the banknote handling apparatus.
FIG. 4 is a display diagram showing a banknote recycling setting screen on the staff panel.
FIG. 5 is a flowchart showing banknote recycling setting operation by an attendant.
FIG. 6 is a flowchart showing an exchange processing operation of the banknote processing apparatus.
FIG. 7 is a transport path diagram showing a deposit operation of the banknote handling apparatus.
FIG. 8 is a transport path diagram showing the storing operation of the banknote handling apparatus.
FIG. 9 is a flowchart showing a storing operation of a deposited banknote according to recycling.
FIG. 10 is a transport route diagram illustrating a storing operation of the deposited banknotes according to recycling.
FIG. 11 is a schematic configuration diagram of a banknote processing system.
[Explanation of symbols]
DESCRIPTION OF SYMBOLS 11 ... Currency exchange machine 21 ... Banknote processing apparatus 26 ... Identification part C1-C4 ... 1st-4th cassette C5 ... Deposit / collection cassette 33 ... RAM
38 ... Staff panel 111 ... Financial store 112 ... ATM group 113 ... BTR group 114 ... Remote device 115 ... Communication network

Claims (4)

The deposit has been money identified by the identification unit at the time of deposit, even in this identification with housing or return the deposit money based on the result, the money handling apparatus for dispensing out Repetitive one by one dispensing money during dispensing,
A deposit money storage section for storing the received money;
A withdrawal money storage unit for storing the withdrawal money;
Setting means for allowing and setting whether to store the money in the deposit money storage unit or to store in the withdrawal money storage unit when identifying the deposit money and allowing the deposit; ,
During operation with the setting to store in the deposit money storage unit, when the storage state of the withdrawal money storage unit becomes a predetermined amount or less, switching control to the setting to store the deposit money in the withdrawal money storage unit A money handling apparatus , further comprising a control means for performing the operation. 2. The money handling apparatus according to claim 1, wherein the setting means permits setting in the maintenance mode. A money processing device for identifying money deposited at the time of depositing by the identification unit, storing or returning the deposited money based on the identification result, and paying out the withdrawal coins one by one at the time of withdrawal, and the money A money handling system comprising a rear device connected via a communication means for communicating with a processing device,
The rear device is
When the money handling apparatus identifies and accepts deposit money, it is set by allowing the money to be stored in the deposit money storage section or in the withdrawal money storage section by switching the money type. Comprising setting means,
The money handling apparatus includes:
A deposit money storage section for storing the received money;
A withdrawal money storage section for storing the withdrawal money,
During operation with the money handling device being set to be stored in the deposit money storage unit, when the storage state of the withdrawal money storage unit becomes a predetermined amount or less, the deposit money is stored in the withdrawal money storage unit. A money handling system further comprising control means for controlling to switch to the setting to be performed . A money processing device for identifying money deposited at the time of depositing by the identification unit, storing or returning the deposited money based on the identification result, and paying out the withdrawal coins one by one at the time of withdrawal, and the money A money handling system comprising a rear device connected via a communication means for communicating with a processing device,
The money handling apparatus includes:
A deposit money storage section for storing the received money;
A withdrawal money storage section for storing the withdrawal money,
The rear device is
When the money handling apparatus identifies and accepts deposit money, it is set by allowing the money to be stored in the deposit money storage section or in the withdrawal money storage section by switching the money type. Comprising setting means,
During operation with the money handling device being set to be stored in the deposit money storage unit, when the storage state of the withdrawal money storage unit becomes a predetermined amount or less, the deposit money is stored in the withdrawal money storage unit. A money handling system further comprising control means for controlling to switch to the setting to be performed .

Images