EP2096850A1 - Reload manager for stored value cards - Google Patents

Abstract

The method involves associating a value zone (14) with a value code (111) using a geographical position parameter (112), by a central unit (30). The zone, value units (113) and an identification number (102) are transmitted to a reloading unit (40) for loading and reloading a dedicated storage unit (101), via a communication channel. A sum of money corresponding to the value zone and the value units is credited in the storage unit via another communication channel, using the identification number, by the reloading unit. A switching device (10) is activated based on the credited sum of money. An independent claim is also included for a system for loading and reloading a dedicated storage unit of a switching device.

Description

The present invention relates to a method and system for loading or reloading dedicated storage units used in switching devices with a credit for a monetary amount value, wherein a reloading unit transmits the credit over a network to the memory unit associated with an identification number of a user. With a communication device, a central unit is selected to receive at least one value code of a prepaid prepaid card and the identification number of the storage unit to be reloaded or reloaded. In particular, the invention relates to a method and a system in which each prepaid card is permanently assigned to an object located at predetermined geographical location parameters.

State of the art

Generally known is the loading or reloading of prepaid deposits on storage units, such as smart cards (such as smart cards or SIM cards) but also other memory modules. In the published patent application EP 827 119 A1 For example, a method for charging or reloading a smart card having a monetary amount is described. Such value cards with value codes can be purchased in the prior art at various retail outlets, such as kiosks or other outlets. Value codes without prepaid cards or prepaid cards with value codes can also be obtained from Automated Teller Machines (ATM), such as ATMs or Point of Sales (POS) terminals, which make the booking via a bank account of the user, credit cards or prepaid cards (eg smart cards) , Prepaid cards have several advantages, such as their ease of use, which allows complete automation of loading and reloading. Also known in the art are switching device and signal ringing for selectively enabling or activating devices or other technical means in various forms. Frequently, however, the Feischalten is bound to dynamic and kompleye conditions and criteria, such as the differentiated signal generation for specific activations by the switching devices, which make an individual adaptation within the system inevitable. Particularly in the automation of the switching devices, complex systems often have limits and are human intervention still necessary. For many types of switching and activation devices, human interaction in most areas of industry, technology and science is still a prerequisite for differentiated signal generation and their selective transmission, as soon as the complexity of the devices involved, acquired measurement parameters or processes and interactions to be controlled with the environment a certain extent exceeded. In particular, in the control, monitoring and monitoring of dynamic and / or non-linear processes, automation was eliminated from the state of the art. Often it is the non-linearity which deprives conventional devices of the ground for automation. Many technical implementations of different types of early-warning devices, image and / or pattern recognition devices (pattern recognition), in particular with analog measurement data or with necessary self-organization of the device, are still not solved satisfactorily in many cases in the prior art. Most natural processes are at least partially nonlinear and tend to exponentially deviate outside of a narrow linear equilibrium range. An efficient and reliably functioning early warning signal generation and automated signal generation to remedy malfunctions can therefore be vital for many of these technical devices. This ranges from complex technical devices such as airplanes, robots, manufacturing lines, etc., each with many thousands of sensors and measurement signals, to monitoring and control systems based on uncontrollable environmental influences, such as meteorological (storms, hurricanes, floods), geological (earthquakes), economic (stock market) influences. The prior art solves this task, if any, only poorly, with the expenditure of great human labor and without ever having achieved the necessary automation.

Technical task

It is an object of this invention to propose a new method and system for charging or recharging dedicated storage units used in switching devices with a monetary value credit, the switching device being activatable if the storage unit to be loaded or unloaded comprises corresponding values. In particular, geographically fixed object should be detected by means of the system according to the invention. The system and The method is intended to allow full automation and be straightforward and easy to handle for both the user and the service provider. Likewise, events for signal generation should be detected topographically dynamically based on measurement data and allow automatic activation of the device by means of appropriate signal generation.

According to the present invention, these objects are achieved in particular by the elements of the independent claims. Further advantageous embodiments are also evident from the dependent claims and the description.

In particular, these objects are achieved by the invention in that for loading or reloading of dedicated storage units used in switching devices with a balance for a monetary value, a reload unit transfers the balance via a network to the storage unit assigned to an identification number of a user, wherein with a communication device Central unit is selected and by means of the communication device at least one value code of a prepaid value card and the identification number of the storage unit to be loaded or nachzuladenden that cellular measuring devices capture measurement parameters in a variety of topographic cells and transmitted to the central unit, if predefined thresholds of the measurement parameters in a topographical Cell are exceeded, the central unit based on the transmitted measurement parameters generates value zones and each cell uniquely zukor a value zone dnet that the central unit for the transmitted value code by means of a database geographic location parameters, value units and identification number determined, and by means of the geographical location parameters the value code assigns a value zone that the central unit associated value zone, value units and identification number via a first communication channel to the reload unit to Aufauf or reloading the storage unit, and that the reloading unit credits a monetary value corresponding to the value zone and the value units of the storage unit via a second communication channel by means of the identification number, wherein the switching device is activated based on the reloaded monetary amount value of the storage unit. As identification of the storage unit or of the user, any uniquely assignable identification, in particular, for example, of an MSISDN (Mobile Subscriber ISDN), ie the number, and / or an IMSI (International Mobile Subscriber Identification) are used. The memory units may be all possible types of memory modules, in particular, for example, chip cards, such as SIM cards (Subscriber Identification Module) or smart cards act. In one embodiment, the communication device used may be the switching device into which the storage unit to be loaded or unloaded is inserted or integrated. For example, the geographic location parameters may include at least latitude and longitude data. The memory unit can be remotely connected via a contact interface with the switching device, for example. The storage unit can also be integrated, for example, as a fixed component in the switching device. An advantage of the invention is, inter alia, that for the mutual recognition of value cards with value codes no special contractual agreements between the individual user and operator are necessary. On the contrary, a single contractual agreement with a central processing unit according to the invention or the operator or operator thereof is sufficient for an operator or service provider. The central unit itself does not need any special agreements with the various users, but it suffices to have for each candidate a unique identification and as a variant embodiment the proof of an effective physical object of the user at the location of the location parameter. This can be regulated via the usual service provider or even subscriber contracts. The automation of the system benefits from it on most different levels, since every human interaction for the operation of the system becomes unnecessary. Another advantage is that the service provider does not need to worry about where and by what kind the user is. The prepaid cards with the corresponding value code for loading or reloading the storage unit can be purchased anywhere without personal assessment of the user. Likewise, the user does not need to worry about which reload unit the value code is associated with. For the value codes of any service provider, it must always have only identification and localizable location parameters in order to load or reload its memory unit. There are no user-specific hidden or obvious peculiarities to note. Also, the user can buy as many prepaid cards as he or she wishes, completely independent of the object in a cell, without being limited by the object or the value of the object in the credit.

In an embodiment variant, the value zone is generated based on the measurement parameters and a topographical grid consisting of the topographic cells with measuring devices, the physical properties of the event resulting in the structure of the value zone within the grid. The measurement parameters can be transmitted dynamically to the measuring devices, whereby the value zone within the grid is adapted dynamically. Instead of a value zone, e.g. several value zones with different effects are generated. One of the advantages of this embodiment variant is that the system dynamically couples to the events and adapts itself without any interaction and operates correspondingly automatically.

In one embodiment variant, the switching device generates alarm and / or emergency signals based on the activation and the identification number and transmits them to selected devices. This embodiment variant has, inter alia, the advantage that the system can be used for the fully automated and / or user-specific correction of malfunctions, e.g. can serve the object locatable by means of local parameters. This was not possible in the prior art so far.

In another embodiment variant, the cells of the measuring devices are arranged in relation to all possible geographical location parameters of the value codes. One of the advantages of this embodiment variant is that the service provider can offer the system independently of the specified location parameters. A review of the user in this regard is unnecessary. In addition, the invention has the advantage that the movement can be detected geographically or topographically non-static events by means of the measurement parameters and correlated accordingly for the prepaid cards.

In a further embodiment, the central unit determines the value zones only for cells in which the threshold values are exceeded. This embodiment variant has the advantage, inter alia, that the efficiency of the system is increased, which may be particularly important in the case of large-area coverage systems, for example with regard to the reaction rate of the system.

In one embodiment variant, the central unit filters the transmitted measurement parameters for correlated events in different cells, with a corresponding filter module comprising at least temporal and / or topographical correlation parameters. The invention has as u.a. the advantage that the movement geographic or topographical non-static events can be detected by the measurement parameters and correlated accordingly for the prepaid cards.

In yet another embodiment variant, the central unit writes the monetary amount value well on a transfer account of the reloading unit. The central unit may e.g. determine the reload unit of the user based on the value code by means of the database. As a variant embodiment, e.g. the central unit also determines the reload unit based on an identification number input by the user of the storage unit by means of the database. The identification number may e.g. the identification number of the storage unit or a reload unit-specific identification number. This variant has u.a. the advantage that the central unit can be realized as a fully independent network unit. Again, this was not possible in the prior art.

In a further embodiment, only one value unit is assigned per value card and value code. This variant has u.a. the advantage that the prepaid cards e.g. in a kind of coupon system can be freely purchased by the user. On the basis of the number of prepaid cards, in the special case of repairing malfunctions by signal generation of the switching device, he can use the reloaded credit or the cover itself to meet his needs, such as objective criteria, e.g. Size or value of the object or subjective criteria e.g. personal security needs or existing own funds.

In a further embodiment, each prepaid card is assigned to an object located at the geographical location parameters. This embodiment variant has, inter alia, the advantage that the service provider of the system receives a certain security in relation to the user. Likewise, this can be used, for example, for country-specific requirements, in particular legal standards.

• Figur 1 zeigt ein Blockdiagramm, welches schematisch die Architektur einer Ausführungsvariante eines erfindungsgemässen System zum Auf- oder Nachladen von in Schaltvorrichtungen 10 verwendeten dedizierten Speichereinheiten 101 mit einem Guthaben 103 für einen Geldbetragswert. Eine Reloadeinheit 40 überträgt das Guthaben 103 über ein Netzwerk 50 auf die einer Identifikationsnummer 102 eines Benutzers zugeordneten Speichereinheit 101, wobei mit einem Kommunikationsgerät 12 eine Zentraleinheit 30 angewählt wird und mittels dem Kommunikationsgerät 12 mindestens ein Wertcode 111 einer vorausbezahlten Wertkarte 11 und die Identifikationsnummer 102 der auf- oder nachzuladenden Speichereinheit 101 übermittelt wird.
• Figur 1 illustriert eine Architektur, die zur Realisierung der Erfindung verwendet werden kann. In diesem Ausführungsbeispiel überträgt zum Auf- oder Nachladen von in Schaltvorrichtungen 10 verwendeten dedizierten Speichereinheiten 101 mit einem Guthaben 103 für einen Geldbetragswert eine Reloadeinheit 40 das Guthaben 103 über ein Netzwerk 50 auf die einer Identifikationsnummer 102 eines Benutzers zugeordneten Speichereinheit 101. Mit einem Kommunikationsgerät 12 wird eine Zentraleinheit 30 angewählt und mittels des Kommunikationsgeräts 12 mindestens ein Wertcode 111 einer vorausbezahlten Wertkarte 11 und die Identifikationsnummer 102 der auf- oder nachzuladenden Speichereinheit 101 übermittelt. Als Kommunikationsgerät 12 kann z.B. die Schaltvorrichtung 10 benutzt werden, in welche die auf- oder nachzuladende Speichereinheit 101 beispielsweise eingeführt und/oder integriert ist. Das Kommunikationsgerät 12 kann z.B. aber auch eine unabhängige Netzwerkeinheit sein. Als Kommunikationsgerät kann z.B. auch ein Mobilfunkgerät oder anderes mobiles oder fixes Netzgerät, in welches die auf- oder nachzuladende Speichereinheit 101 eingeführt ist, benutzt werden. Die Identifikation muss vom Benutzer nicht unbedingt eingegeben werden, sondern kann z.B. mit einem CLI-Modul (Calling Line Identification) mittels Anschlusserkennung der zugeordneten MSISDN oder anderen Verfahren automatisch entsprechend der Speichereinheit 101 erkannt werden. Für den Wertcode 1111 kann die Wertkarte 11 beispielsweise einen Bereich mit einem Feld 110 besitzen, welches einen Wertcode enthält. Der Wertcode und/oder die Identifikation können z.B. mittels Eingabeelemente des Kommunikationsgerätes 12 von einem Benutzer und/oder mit einem IVR-Modul (Interactive Voice Response) etc. eingegeben werden und der Zentraleinheit 30 übermittelt werden. Eine andere Möglichkeit ist, dass dem Benutzer SMS (Short Message Service) und/oder USSD (Unstructed Supplementary Service Data) Interface und/oder ein ATM-Modul (Asynchronous Transfer Mode) zur Übermittlung zur Verfügung gestellt werden. Insbesondere in Zusammenhang mit dem Auf- oder Nachladen von Speichereinheiten 101 in der Form von Chipkarten oder Kreditkarten kann die Übertragung über ein ATM-Modul geeignet sein. Die Speichereinheit 101 kann z.B. wiederentfernbar über eine kontaktbehaftete Schnittstelle mit der Schaltvorrichtung 10 verbunden sein. Die Speichereinheit 101 kann z.B. auch als fixer Bestandteil in die Schaltvorrichtung 10 integriert sein. Die Speichereinheit 101 kann jede Art von Speichermodulen umfassen, insbesondere Chipkarten wie z.B. um SIM-Karten (Subscriber Identification Module) oder Smart-Cards, wobei solchen Chipkarten als Identifikation z.B. auch eine Rufnummer zugeordnet sein kann.

Hereinafter, embodiments of the present invention will be described by way of examples. The examples of the embodiments are illustrated by the following enclosed figures:

• FIG. 1 1 is a block diagram schematically showing the architecture of an embodiment of a system according to the invention for charging or recharging dedicated memory units 101 used in switching devices 10 with a credit amount value 103. A reloading unit 40 transmits the credit 103 via a network 50 to the memory unit 101 assigned to an identification number 102, a central unit 30 being selected with a communication device 12 and at least one value code 111 of a prepaid prepaid card 11 and the identification number 102 of the or to be reloaded memory unit 101 is transmitted.
• FIG. 1 illustrates an architecture that may be used to implement the invention. In this embodiment, for loading or reloading of dedicated storage units 101 used in switching devices 10 with a credit amount amount 103, a reloading unit 40 transfers the credit balance 103 to the storage unit 101 associated with a user's identification number 102 through a network 50 a central unit 30 is selected and transmitted by means of the communication device 12 at least one value code 111 of a prepaid prepaid card 11 and the identification number 102 of the storage unit 101 to be reloaded or reloaded. As the communication device 12, for example, the switching device 10 may be used, in which the storage unit 101 to be loaded or unloaded, for example, is inserted and / or integrated. However, the communication device 12 may also be an independent network unit, for example. As a communication device, for example, a mobile device or other mobile or fixed network device, in which the up or nachzuladende storage unit 101 is introduced, are used. The identification does not necessarily have to be entered by the user, but can be automatically recognized, for example, with a CLI module (Calling Line Identification) by means of connection identification of the assigned MSISDN or other methods corresponding to the memory unit 101. For value code 1111, for example, prepaid card 11 may have an area with a field 110 containing a value code. The value code and / or the identification For example, by means of input elements of the communication device 12 by a user and / or with an IVR module (Interactive Voice Response), etc., can be entered and transmitted to the central unit 30. Another possibility is that the user SMS (Short Message Service) and / or USSD (Unstructured Supplementary Service Data) interface and / or an ATM module (Asynchronous Transfer Mode) are provided for transmission. Particularly in connection with the loading or reloading of memory units 101 in the form of chip cards or credit cards, the transmission via an ATM module may be suitable. The memory unit 101 can be remotely connected to the switching device 10 via a contact-type interface, for example. The storage unit 101 can also be integrated as a fixed component in the switching device 10, for example. The memory unit 101 may comprise any type of memory modules, in particular chip cards such as SIM cards (Subscriber Identification Module) or smart cards, such chip cards may be assigned as identification, for example, a phone number.

The central processing unit 30 may, for example, determine the reload unit 40 of the user based on the value code 13 by means of a database 13. The central unit 30 may, however, also determine the reload unit 40 by means of the database 13 based on an identification number input by the user of the memory unit 101. Other variants are also conceivable. Said database 13 comprises at least one list with the possible operators or their reload units 40 for possible value codes 111 entered. Furthermore, the central unit 30 transmits the value code 111 and the identification number 102 or a proxy identification number to the reload unit 40 via a first communication channel 51. By means of the identification number 102, the reload unit 40 writes a monetary amount value, which is assigned to the value code 111, to the central unit 30 well. The reload unit 40 can credit the monetary amount value for the transaction, for example, to a transfer account of the central unit 30, for example, at a financial institution. The identification number 102 or proxy identification number may correspond, for example, to an identification number authorized or subscribed to by a service provider of the central unit 30. In this way, no further contractual agreements between the central unit 30 and the users or operators of the reload unit 40 are necessary. However, it is also conceivable that the identification number 102 is recognized as such by the reload unit 40 in order, for example, to enable a simplified crediting of the monetary value to a transfer account. However, it is It is important to note that a proxy identification number is independent of the identification number 102 associated with the storage unit 101 to be loaded or unloaded. The proxy identification number is assigned to the central unit 30 and can be used for various reload processes of different memory cards 101 to be loaded or unloaded. As an alternative embodiment, the central processing unit 30 waits for confirmation of the respective reloading unit 40 that the value code 111 is valid and associated with a monetary value, and / or an acknowledgment of receipt of the monetary value on the transfer account, for example by the financial institution, before loading or unloading the storage unit as described below, caused by the Reloadeinheit 40 and / or releases. The prepaid (prepaid) prepaid card 11 can be used in addition to normal outlets, for example, at public transport operator terminals, publicly accessible telecommunications company terminals, Automated Teller Machines (ATM) such as ATMs or Point of Sales (POS) terminals / or to be purchased at designated public outlets such as kiosks, tobacco shops etc. However, it is also possible, for example, to obtain value codes 111 without a prepaid card 11 at automated dish machines or point of sale terminals which carry out the booking via a bank account of the user, credit cards or prepaid cards (eg smart cards), ie the payment can in the last case be done so that the user throws a sum of money in the AMT or POS and / or the user a sum of money is charged via a credit card and / or the user a sum of money on a chip card with stored, prepaid money (prepaid cards) is charged and / or the User a sum of money on a centrally stored account (eg a bank or postal account) is charged. For example, debiting a credit card may occur by the user inserting the credit card into the terminal and entering a Personal Identification Number (PIN) code for identification, or entering the name, credit card number, and possibly expiration date of the credit card, such as For example, it is customary when purchasing goods via the Internet.

Cellular measuring devices 20 acquire measurement parameters 201 in a multiplicity of topographic cells 210/211/212 and transmit them to the central unit 30 if predefined threshold values of the measurement parameters 201 in a topographic cell 210/211/212 are exceeded. The central unit 30 generates based on the transmitted measurement parameter 201 value zones 14 and assigns each cell 210/211/212 uniquely a value zone 14. Based on the measurement parameters 201 and a topographical grid 21 consisting of the topographic cells 210/211/212 with measuring devices 20, the value zone 14 can be generated. The physical properties of the event result in the structure of the value zone 14 within the grid 21. The measurement parameters 201 can be transmitted dynamically from the measuring devices 20 to the central unit 30, wherein the value zone 14 within the grid 21 is also adapted dynamically. Instead of a value zone 14, for example, several value zones 14 with different effects can be generated by the system. Among other things, this has the advantage that the system dynamically couples to the events and adapts itself without any interaction and acts accordingly automated. The value zone 14 within the grid 21 is based, as mentioned, on the physical structure of the event detected by the measuring devices 20. In the case of punctiform effects, the value zone 14 also has the form of a dot or a circle, for example in the case of malfunctions due to a local fire or other local events. In earthquakes, the value zone 14 or the value zones 14 should consist of concentric circles around the epicenter. In cyclones, the value zone 14 is given a linear extension along the track of the cyclone within grid 21 and cells 210/211/212. In the case of floods, eg the topographical shore line is likely to have a say in the structure of the value zone. The examples are arbitrarily expandable and are not limited by the structure of the inventive method. On the contrary, the dynamic adjustment of the value zone 14 allows to automatically detect the events in the differentiated signal generation by means of the switching device. The central unit 30 determines for the transmitted value code 111 by means of a database 13 geographic location parameters 112, value units 113 and identification number 102 and assigns to the value code 111 a value zone 14 by means of the geographical location parameters 112. The geographical location parameters 112 may, for example, comprise at least latitude and longitude data, in particular, for example, of a predefined object. The cells 210/211/212 of the measuring devices 20 can be arranged, for example, comprehensively in relation to all possible geographical location parameters 112 of the value codes 111. The central unit 30 can determine the value zones 14 only for cells 210/211/212, for example, in which the threshold values are exceeded. The central unit 30 can, for example, filter the transmitted measurement parameters 201 by means of a filter module 301 to correlated events in different cells 210/211/212, wherein the filter module 301 includes at least temporal and / or topographic correlation parameters. The central processing unit 30 transmits the assigned value zone 14, value units 113 and identification number 102 to the reload unit 40 via a first communication channel 51 for loading or reloading the storage unit 101. The reloading unit 40 transfers a monetary value corresponding to the value zone 14 and the value units 113 to the storage unit 101 a second communication channel 52 by means of the identification number 102, wherein the switching device 10 is activated based on the reloaded monetary amount value of the storage unit 101. The communication channels 50/51/52 between the central unit 30 and the reload unit 40 can be, for example, a telecommunications network, for example a landline network, such as a Local Area Network (LAN) or WAN (Wide Area Network), the public switched telephone network (PSTN) Network and / or ISDN (Integrated Services Digital Network), the Internet or another communication network, in particular a mobile radio network In particular, the central unit 30 may be connected to the reload unit 40 via the telecommunications network 50 and / or a direct data transmission network 51/52 Communication between the central unit and the reload unit 40 can be effected, for example, via a TCP / IP interface and / or CORPA interface, an ATM module, an SMS and / or USSD gateway by means of special short messages, for example SMS (Short Message Services). , USSD (Unstructured Supplementary Services Data) messages or other techniques such as MExE (Mobile Execution Environment), ü Using protocols such as GPRS (Generalized Packet Radio Service), WAP (Wireless Application Protocol) or via a traffic channel. The data transfer between the central unit 30 and the reload unit 40 is initiated and carried out, for example, via software modules or hardware-implemented transfer modules of the central unit 30 and the reload units 40.

The reload unit 40 charges the memory unit 101 of the switching device 10 via the telecommunication network 50. The telecommunications network 50 may include at least one mobile network, for example. The mobile radio network may be, for example, a GSM, a UMTS or another mobile radio network 50. The communication via the mobile radio network 50 takes place, for example, by means of special short messages, for example SMS (Short Message Services), USSD (Unstructured Supplementary Services Data) messages or other techniques such as MExE (Mobile Execution Environment), via protocols such as GPRS (Generalized Packet Radio Service ), WAP (Wireless Applicaton Protocol) or via a traffic channel. In a Embodiment variant, the central unit 30 comprises a conversion module, with which it converts the monetary amount value in the home currency of the user or operator of the reload unit 40 before transmitting the monetary amount value with the identification number 102 of the memory unit 101 to the reload unit 40. This means that all parts of the system can be implemented independently of network and country. The central unit 30 may determine the reload unit 40 based on the identification number 102, which is assigned to the storage unit 101 to be loaded or unloaded, by means of the database 13, for example. As an alternative embodiment, however, it is also possible for the reload unit 40 to be determined based on an identification number and / or code entered by the user of the memory unit 102 by means of the database 13, for example. This has already been mentioned above.

The central unit 30 may e.g. the cash amount value previously also credited to a transfer account of the reload unit 30, which enables a location-independent implementation of the central unit 30. The loading or reloading of the memory unit 101 is, as mentioned, characterized in that by transmitting information, which information comprises at least one value code 111 of a prepaid prepaid card 11 and an identification of the storage unit 101 to be loaded or unloaded with a communication device to a central processing unit 30 assigned to the user a balance in the central unit 30 and stored. The data transfer is e.g. initiated and executed via a software or hardware implemented transfer module of the communication device or the reload unit 40.

The switching device 10 may, for example based on the activation and the identification number 102 generate alarm and / or emergency signals and transmitted to selected devices. That is to say, by means of a sensor system of the measuring devices 20, eg topographically determinable events such as natural disasters, earthquakes, fires, floods etc. can be detected from the following malfunction in the localized object and by means of the switching device 10 dedicated activation signal data are generated for the malfunction or other emergency interventions and a corresponding, transmitted automated intervention and / or devices. By means of the intervention means or other devices can then eg the malfunction, without user interaction is necessary, be automatically remedied if the storage unit is reloaded accordingly. The Devices may include, for example, automated emergency intervention systems such as automatically triggered extinguishing systems, power interruption or emergency generator systems, operational control systems with automated control and / or alarm devices, signal conversion or relay systems for automated alarm or control control deployment, etc. The devices may be unidirectionally or bidirectionally connected to the object for automated emergency intervention in case of malfunction by means of a control and / or alarm device. The connection can be made via an air and / or land-based connection, in particular firmly connected and / or wireless. The measuring devices 20 and / or their sensors may include, for example, sensors for wind speed, heat / cold and / or fruitiness / water level measurement or other measurement parameters. The sensor system 20 may, for example, also include a location detection module, by means of which location detection module location coordinate parameters of the current location in the case of mobile objects are generated and transmitted to the central unit 30 and / or switching device 10 by means of the measuring device 20.

Per value card 11 and value code 11 only one value unit 113 is assigned. Thus, for example, the prepaid cards can be freely purchased by the user, for example in a kind of coupon system. On the basis of the number of prepaid cards, he can adjust the reloaded credit or coverage itself to his needs such as objective criteria such as size or value of the object or subjective criteria such as personal need for security or existing own funds in the special case remedy of operational disturbances by signal generation of the switching device. Each prepaid card 11 may for example be permanently assigned to an object located at the geographical location parameters 112. Thus, for example, the service provider of the system may receive some security with respect to the user. Likewise, this can be used, for example, for country-specific requirements, in particular legal standards.

List of reference numbers

10

switching devices

101

storage unit

102

Identification Number

11

value card

110

Field with value code

111

value code

112

Geographical location parameters

113

value units

12

communication device

13

Database

14

value zone

20

Cellular measuring devices

201

measurement parameters

21

Grid

210

Topographic cell

211

Topographic cell

212

Topographic cell

30

central processing unit

301

filter module

40

Reload unit

50

telecommunications network

51/52

communication channel

Claims (25)

A method for loading or reloading dedicated memory units (101) used in switching devices (10) with a credit value (103) for a monetary amount, in which method a reload unit (40) transfers the credit (103) to one of a network (50) Identification number (102) of a user assigned memory unit (101), wherein with a communication device (12) a central unit (30) is selected and by means of the communication device (12) at least one value code (111) of a prepaid prepaid card (11) and the identification number ( 102) of the storage or recharging memory unit (101) is transmitted, characterized
in that cellular measuring devices (20) acquire measurement parameters (201) in a plurality of topographic cells (210/211/212) and transmit them to the central unit (30) if predefined threshold values of the measurement parameters (201) in a topographic cell (210/211 / 212), wherein the central unit (30) generates value zones (14) based on the transmitted measurement parameters (201) and assigns each cell (210/211/212) uniquely to a value zone (14),
in that the central unit (30) determines geographical location parameters (112), value units (113) and identification number (102) for the transmitted value code (111) by means of a database (13) and the value code (111) by means of the geographical location parameters (112) Allocates value zone (14),
that the central unit (30) transmits assigned value zone (14), value units (113) and identification number (102) via a first communication channel (51) to the reload unit (40) for loading or reloading the memory unit (101), and
that the reload unit (40) crediting a monetary amount value corresponding to the value zone (14) and the units of value (113) of the storage unit (101) via a second communication channel (52) by means of the identification number (102) wherein said switching device (10) based on the reloaded monetary value the memory unit (101) is activated. Method for charging or recharging dedicated memory units (101) used in switching devices (10) according to claim 1, characterized in that based on the measurement parameters (201) and one of the topographic cells (210/211/212) with measuring devices (20 ) existing topographic grid (21) the value zone (14) is generated, wherein the physical properties of the event, the structure of the value zone (14) within the grid (21) result. Method for loading or reloading dedicated memory units (101) used in switching devices (10) according to claim 2, characterized in that the measurement parameters (201) are transmitted dynamically to the measuring devices (20), the value zone (14) within the grid (21) is adjusted dynamically. Method for charging or recharging dedicated memory units (101) used in switching devices (10) according to one of Claims 1 to 3, characterized in that the communication device (12) used is the switching device (10) into which the charging or recharging Memory unit (101) is inserted and / or integrated. Method for charging or recharging dedicated memory units (101) used in switching devices (10) according to one of claims 1 to 4, characterized in that the switching device (10) based on the activation and the identification number (102) alarm and / or Generates emergency signals and transmits them to selected devices. A method of charging or recharging dedicated memory units (101) used in switching devices (10) according to any one of claims 1 to 5, characterized in that the cells (210/211/212) of the measuring devices (20) are all geographic Location parameters (112) of the value codes (111) are arranged area-wide. Method for charging or recharging dedicated memory units (101) used in switching devices (10) according to one of Claims 1 to 6,
characterized in that the central unit (30) determines the value zones (14) only for cells (210/211/212) in which the threshold values are exceeded. Method for loading or reloading dedicated memory units (101) used in switching devices (10) according to one of Claims 1 to 7, characterized in that the geographical location parameters (112) comprise at least latitude and longitude data. Method for charging or recharging dedicated memory units (101) used in switching devices (10) according to one of Claims 1 to 8, characterized in that the central unit (30) transmits the transmitted measurement parameters (201) to correlated events in different cells (210 / 211/212) filters, wherein a corresponding filter module (301) comprises at least temporal and / or topographical correlation parameters. Method for loading or reloading dedicated memory units (101) used in switching devices (10) according to one of Claims 1 to 9, characterized in that the central unit (30) credits the monetary value to a transfer account of the reloading unit (30). Method for loading or reloading dedicated memory units (101) used in switching devices (10) according to one of Claims 1 to 10, characterized in that the central unit (30) uses the user's reload unit (40) based on the value code (13) the database (13) determined. Method for charging or recharging dedicated memory units (101) used in switching devices (10) according to one of claims 1 to 11, characterized in that the central unit (30) the reload unit (40) based on a user of the memory unit (101) entered identification number by means of the database (13). Method for charging or recharging dedicated memory units (101) used in switching devices (10) according to one of Claims 1 to 12, characterized in that the memory unit (101) is removably connected to the switching device (10) via a contact interface. Method for charging or recharging dedicated memory units (101) used in switching devices (10) according to one of Claims 1 to 13, characterized in that the memory unit (101) is integrated as a fixed component in the switching device (10). Method for loading or reloading dedicated memory units (101) used in switching devices (10) according to one of Claims 1 to 14, characterized in that only one value unit (113) is assigned per prepaid card (11) and value code (11). Method for loading or reloading dedicated memory units (101) used in switching devices (10) according to one of Claims 1 to 15, characterized in that each prepaid card (11) is assigned to an object located at the geographical location parameters (112). A system for loading or reloading dedicated memory units (101) used in switching devices (10) with a credit for a monetary amount, which system has at least one reload unit (40) connected to a central processing unit (30), and at least one switching device (10) Memory unit (101) associated with an identification number (102) of a user, the reloading unit (40) comprising means for uploading or reloading the memory unit (101) with the credit over a network (50) based on the identification number (102 ) of the user, characterized
in that the central unit (30) comprises cellular measuring devices (20) for detecting measurement parameters (201) in a plurality of topographic cells (210/211/212), which measuring devices (20) are unidirectionally or bidirectionally connected to the central unit (30) in which, by means of the central unit (30), if predefined threshold values of the measurement parameters (201) in a topographic cell (210/211/212) are exceeded, value zones (14) can be generated based on transmitted measurement parameters (201) and each cell (210 / 211/212) is clearly attributable to a value zone,
in that the central unit (30) comprises a database (13) with geographical location parameters (112), value units (113) and identification number (102), wherein each value code (111) has corresponding geographical location parameters (112), Value units (113) and identification number (102) is assigned and the value code (111) a value zone (14) can be assigned by means of the geographical location parameters (112),
in that the value zone (14), value units (113) and identification number (102) assigned by the central unit (30) can be transmitted via a first communication channel (51) to the reload unit (40) for loading or reloading the memory module,
in that the reload unit (40) can credit a monetary value corresponding to the value zone (14) and the value units (113) of the storage unit (101) via a second communication channel (52) by means of the identification number (102), wherein the switching device (30) is based on the reloaded one Amount of the memory unit (101) is activated. A system for charging or recharging dedicated storage units used in switching devices with a monetary value credit according to claim 17, characterized in that the communication device is the switching device (10) into which the chip card to be loaded or unloaded is inserted and / or integrated. System for charging or recharging dedicated memory units (101) used in switching devices (10) with a credit for a monetary value according to one of claims 17 or 18, characterized in that by means of the switching device (10) alarm and / or emergency signals based on the activation and the identification number (102) can be generated and transferred to corresponding devices. System for loading or reloading dedicated storage units (101) having a credit balance value used in switching devices (10) according to one of claims 17 to 19, characterized in that the cells (210/211/212) of the measuring devices (20) with respect to all possible geographical location parameters (112) of the value codes (111) are arranged area-wide. System for loading or reloading dedicated memory units (101) used in switching devices (10) with a credit for a monetary value according to one of claims 17 to 20, characterized in that by means of the central unit (30) the value zones (14) only for cells (210/211/212) are assigned, in which the thresholds are exceeded. System for loading or reloading dedicated memory units (101) used in switching devices (10) according to one of Claims 17 to 21, characterized in that the geographical location parameters (112) comprise at least latitude and longitude data. System for charging or recharging dedicated memory units (101) used in switching devices (10) according to one of Claims 17 to 22, characterized in that the central unit (30) correlates a filter module (301) for filtering the transmitted measurement parameters (201) Events in different cells (210/211/212) includes, wherein a corresponding filter module (301) comprises at least temporal and / or topographical correlation parameters. System for charging or recharging dedicated memory units (101) used in switching devices (10) according to one of Claims 17 to 23, characterized in that the memory unit (101) is removably connected to the switching device (10) via a contact interface. System for charging or recharging dedicated memory units (101) used in switching devices (10) according to one of Claims 17 to 24, characterized in that the memory unit (101) is integrated as a fixed component in the switching device (10).

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