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CN112581118A - Vehicle passing fee deduction method and device - Google Patents

Vehicle passing fee deduction method and device Download PDF

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Publication number
CN112581118A
CN112581118A CN202011476104.1A CN202011476104A CN112581118A CN 112581118 A CN112581118 A CN 112581118A CN 202011476104 A CN202011476104 A CN 202011476104A CN 112581118 A CN112581118 A CN 112581118A
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China
Prior art keywords
fee
deduction
type
vehicle
expense
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CN202011476104.1A
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Chinese (zh)
Inventor
刘远星
林超
李树一
王志利
万国军
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China Construction Bank Corp
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China Construction Bank Corp
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Priority to CN202011476104.1A priority Critical patent/CN112581118A/en
Publication of CN112581118A publication Critical patent/CN112581118A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223Realising banking transactions through M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • G06Q20/145Payments according to the detected use or quantity
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/06Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)

Abstract

The invention discloses a vehicle passing fee deduction method and a device, wherein the method comprises the following steps: analyzing vehicle passing cost information sent by a highway bureau and determining various vehicle passing cost types; according to each expense type of vehicle passing, determining a fee deduction mode of each expense type based on fee deduction configuration parameters of each expense type, wherein the fee deduction mode comprises the following steps: deducting fees from an account corresponding to the vehicle or paying by a bank, wherein the deduction configuration parameters of each fee type are determined according to the demand information of the bank; according to the method and the system, fee deduction is carried out according to fee deduction modes of various fee types, and fee deduction results are returned to a highway bureau.

Description

Vehicle passing fee deduction method and device
Technical Field
The invention relates to the technical field of data processing, in particular to a vehicle passing fee deduction method and device.
Background
In a fee deduction program of an ETC electronic toll collection system of a bank, after receiving vehicle passing fee information sent by a highway bureau, the bank carries out file analysis, the passing fee information meeting requirements is sent to a bank host computer in detail, the bank host computer carries out payment backing, and after the payment backing is successful, the bank returns a money deduction result to the highway bureau.
Under normal conditions, a bank only needs to pay the vehicle toll, but the vehicle toll information sent by the highway bureau not only comprises the vehicle toll, but also comprises extra service fees, guarantee fees and the like, and the existing fee deduction program needs to pay all the fees in the vehicle toll information sent by the highway bureau, so that the bank pays the fees of the service fees, the guarantee fees and the like additionally, the flexibility is poor, and greater payment pressure is caused to part of banks.
In view of the above problems, no effective solution has been proposed.
Disclosure of Invention
The embodiment of the invention provides a vehicle passing fee deduction method, which is used for improving the flexibility of vehicle passing fee deduction and relieving the paying pressure of a bank, and comprises the following steps:
analyzing vehicle passing cost information sent by a highway bureau and determining various vehicle passing cost types;
according to each expense type of vehicle passing, determining a fee deduction mode of each expense type based on fee deduction configuration parameters of each expense type, wherein the fee deduction mode comprises the following steps: deducting fees from an account corresponding to the vehicle or paying by a bank, wherein the deduction configuration parameters of each fee type are determined according to the demand information of the bank;
and deducting fees according to fee deduction modes of various fee types, and returning fee deduction results to the public road bureau.
The embodiment of the invention provides a vehicle passing fee deduction device, which is used for improving the flexibility of vehicle passing fee deduction and relieving the paying pressure of a bank, and comprises the following components:
the fee type determining module is used for analyzing vehicle passing fee information sent by a highway bureau and determining various fee types of vehicle passing;
the first fee deduction mode determining module is used for determining fee deduction modes of each fee type according to each fee type of vehicle passing and based on fee deduction configuration parameters of each fee type, wherein the fee deduction modes comprise: deducting fees from an account corresponding to the vehicle or paying by a bank, wherein the deduction configuration parameters of each fee type are determined according to the demand information of the bank;
and the fee deduction module is used for deducting fees according to fee deduction modes of various fee types and returning fee deduction results to the highway bureau.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the vehicle toll deduction method is realized when the processor executes the computer program.
The embodiment of the invention also provides a computer readable storage medium, and the computer readable storage medium stores a computer program for executing the vehicle toll deduction method.
The embodiment of the invention comprises the following steps: analyzing vehicle passing cost information sent by a highway bureau and determining various vehicle passing cost types; according to each expense type of vehicle passing, determining a fee deduction mode of each expense type based on fee deduction configuration parameters of each expense type, wherein the fee deduction mode comprises the following steps: deducting fees from an account corresponding to the vehicle or paying by a bank, wherein the deduction configuration parameters of each fee type are determined according to the demand information of the bank; according to the method and the system, fee deduction is carried out according to fee deduction modes of various fee types, and fee deduction results are returned to a highway bureau.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
FIG. 1 is a schematic diagram of a vehicle toll deduction method flow in an embodiment of the invention;
FIG. 2 is a schematic diagram of a validity check flow in an embodiment of the present invention;
FIG. 3 is a schematic diagram illustrating a detailed process flow of step 102 in FIG. 1;
FIG. 4 is a schematic diagram of another flow chart of a vehicle toll deduction method according to an embodiment of the present invention;
FIG. 5 is a schematic diagram of the structure of a vehicle toll collection device according to an embodiment of the present invention;
FIG. 6 is a schematic diagram of another structure of a vehicle toll collection device according to an embodiment of the present invention;
FIG. 7 is a diagram illustrating an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
As will be appreciated by one skilled in the art, embodiments of the present invention may be embodied as a system, apparatus, method or computer program product. Accordingly, the present disclosure may be embodied in the form of: entirely hardware, entirely software (including firmware, resident software, micro-code, etc.), or a combination of hardware and software.
In order to solve the technical problems that the existing ETC fee deduction program needs all fees in vehicle passing fee information sent by a bank payment bureau, so that the bank additionally pays service fees, guarantee fees and the like, has poor flexibility and causes large payment pressure on partial lines, the embodiment of the invention provides a vehicle passing fee deduction method, which is used for improving the flexibility of vehicle passing fee deduction and relieving the payment pressure of the bank, and FIG. 1 is a schematic diagram of a vehicle passing fee deduction method flow in the embodiment of the invention, and as shown in FIG. 1, the method comprises the following steps:
step 101: analyzing vehicle passing cost information sent by a highway bureau and determining various vehicle passing cost types;
step 102: according to each expense type of vehicle passing, determining a fee deduction mode of each expense type based on fee deduction configuration parameters of each expense type, wherein the fee deduction mode comprises the following steps: deducting fees from an account corresponding to the vehicle or paying by a bank, wherein the deduction configuration parameters of each fee type are determined according to the demand information of the bank;
step 103: and deducting fees according to fee deduction modes of various fee types, and returning fee deduction results to the public road bureau.
As shown in fig. 1, an embodiment of the present invention is implemented by: analyzing vehicle passing cost information sent by a highway bureau and determining various vehicle passing cost types; according to each expense type of vehicle passing, determining a fee deduction mode of each expense type based on fee deduction configuration parameters of each expense type, wherein the fee deduction mode comprises the following steps: deducting fees from an account corresponding to the vehicle or paying by a bank, wherein the deduction configuration parameters of each fee type are determined according to the demand information of the bank; according to the method and the system, fee deduction is carried out according to fee deduction modes of various fee types, and fee deduction results are returned to a highway bureau.
Fig. 2 is a schematic diagram of a validity checking process in an embodiment of the present invention, as shown in fig. 2, in an embodiment, after analyzing the vehicle toll information sent by the highway bureau in step 101, the method may further include:
step 201: performing ETC contract verification and blacklist verification on a user to which the vehicle belongs;
step 202: after the verification passes, a plurality of fee types of vehicle passing are determined.
In one embodiment, the plurality of fee types for vehicle passage include: one or any combination of vehicle toll, service fee and guarantee fee.
In specific implementation, in step 101, the highway bureau and the bank need to perform ETC fee settlement, first, the highway bureau sends a vehicle passing fee file with a certain settlement period to the bank, then, the bank analyzes the vehicle passing fee file to obtain vehicle passing fee details, then, validity verification is performed on the vehicle passing fee details, including ETC contract verification and blacklist verification, if the verification does not pass, the corresponding fee settlement is refused to be processed, if the verification passes, different fee scenes can be determined according to the vehicle passing fee details, and then, multiple fee types are determined, specifically, the multiple fee types of vehicle passing can include: one or any combination of vehicle toll, service fee and deposit, wherein the vehicle toll belongs to the payment to be paid by the bank, the service fee and the deposit belong to the additional fee, and the service fee can comprise: ETC service fees, municipal service fees, etc., the types of fees that the vehicle passes may also include expansion fees, such as: refueling fees, parking fees, etc.
Fig. 3 is a schematic diagram illustrating a detailed process of step 102 in fig. 1, and as shown in fig. 3, in an embodiment, in step 102, determining a deduction mode for each fee type according to each fee type of vehicle passing based on preset deduction configuration parameters for each fee type may include:
step 301: for each expense type of vehicle passing, when the deduction configuration parameter of the expense type is equal to a first preset value, determining that the deduction mode of the expense type is payment at a bank pad;
step 302: and when the fee deduction configuration parameter of the fee type is equal to a second preset value, determining the fee deduction mode of the fee type as the fee deduction from the account corresponding to the vehicle.
In specific implementation, for additional fees such as service fees, security fees, expansion fees and the like, a bank can select different fee deduction modes such as bank payment or fee deduction from an account corresponding to a vehicle based on actual conditions, in step 102, fee deduction configuration parameters of each fee type are required to be preset based on the requirement information of the bank, and for each fee type, switch parameters can be set: "on" means a bank payment and "off" means a deduction from the account corresponding to the vehicle, for example: for a certain branch, the deduction configuration parameter of the vehicle toll is set as "on", the deduction configuration parameter of the service fee is set as "off", and the deduction configuration parameter of each fee type can also be set by other modes, and the invention is not limited to this.
After each charge type in the detailed vehicle passing charges sent by the highway bureau is determined, the switch parameter corresponding to the charge type can be directly read, and then the fee deduction mode of each charge type is determined based on the switch parameter, so that different fee deduction modes can be selected based on the bank requirement information during fee deduction, the flexibility of vehicle passing fee deduction is improved, and the payment pressure of the bank is relieved.
Fig. 4 is a schematic diagram of another flow of the vehicle toll deduction method in the embodiment of the present invention, as shown in fig. 4, in an embodiment, after determining the deduction mode of each fee type, the method may further include:
step 401: for a plurality of pieces of expense data corresponding to each expense type, determining a fee deduction mode of each piece of expense data based on fee deduction configuration parameters of each piece of expense data;
in step 103, deducting fees according to fee deduction modes of multiple fee types, and returning a fee deduction result to the highway bureau, which may include:
step 402: and deducting fees according to the fee deduction modes of the multiple fee types and the fee deduction modes of the multiple pieces of fee data corresponding to each fee type, and returning fee deduction results to the road bureau.
In specific implementation, because each charge type can correspond to multiple pieces of charge data, a deduction configuration parameter of each piece of charge data can be preset based on the demand information of the bank, one database table can be generated by all the charge data corresponding to each type, for each piece of charge data in the database table, a switch parameter can be set, where "on" represents a bank payment, and "off" represents a deduction from an account corresponding to a vehicle, for example: for a plurality of pieces of fee data corresponding to the service fee type, the fee deduction configuration parameter of a part of the fee data may be set to "on", the fee deduction configuration parameter of the remaining part of the fee data may be set to "off", and the like, and the fee deduction configuration parameter of each piece of fee data may also be set in other manners, which is not limited in the present invention.
After each charge type in the traffic charge details sent by the highway bureau is determined, the switch parameter corresponding to the charge type and the switch parameters of a plurality of charge data corresponding to the charge type can be directly read, so that each charge type and the charge deduction mode of each charge data are determined, and the flexibility of vehicle traffic deduction is further improved.
In step 103, the vehicle passage expense details are uploaded to a bank host, the bank host carries out corresponding fee deduction based on the vehicle passage expense details, fee deduction modes of multiple expense types and fee deduction modes of multiple expense data corresponding to each expense type, and after the fee deduction is successful, money with successful fee deduction is transferred to a highway bureau, and a fee deduction result is returned to the highway bureau.
It should be noted that while the operations of the method of the present invention are depicted in the drawings in a particular order, this does not require or imply that the operations must be performed in this particular order, or that all of the illustrated operations must be performed, to achieve desirable results. Additionally or alternatively, certain steps may be omitted, multiple steps combined into one step execution, and/or one step broken down into multiple step executions.
Based on the same inventive concept, the embodiment of the invention also provides a vehicle toll deduction device, such as the following embodiments. Because the principle of solving the problem of the vehicle toll deducting device is similar to that of the vehicle toll deducting method, the implementation of the device can refer to the implementation of the method, and repeated parts are not described again. As used hereinafter, the term "unit" or "module" may be a combination of software and/or hardware that implements a predetermined function. Although the means described in the embodiments below are preferably implemented in software, an implementation in hardware, or a combination of software and hardware is also possible and contemplated.
The embodiment of the invention provides a vehicle passing fee deduction device, which is used for improving the flexibility of vehicle passing fee deduction and relieving the paying pressure of a bank, and fig. 5 is a schematic diagram of the structure of the vehicle passing fee deduction device in the embodiment of the invention, and as shown in fig. 5, the device comprises:
the fee type determining module 01 is used for analyzing vehicle passing fee information sent by a highway bureau and determining various fee types of vehicle passing;
the first fee deduction mode determining module 02 is used for determining fee deduction modes of each fee type according to each fee type of vehicle passing and based on fee deduction configuration parameters of each fee type, wherein the fee deduction modes comprise: deducting fees from an account corresponding to the vehicle or paying by a bank, wherein the deduction configuration parameters of each fee type are determined according to the demand information of the bank;
and the fee deduction module 03 is used for deducting fees according to fee deduction modes of various fee types and returning fee deduction results to the public road bureau.
Fig. 6 is a schematic view of another structure of a vehicle toll collection device according to an embodiment of the present invention, and as shown in fig. 6, the device further includes: a second deduction mode determining module 04, configured to:
after the fee deduction mode of each fee type is determined, for a plurality of pieces of fee data corresponding to each fee type, determining the fee deduction mode of each piece of fee data based on the fee deduction configuration parameters of each piece of fee data;
the deduction module 03, further configured to:
and deducting fees according to the fee deduction modes of the multiple fee types and the fee deduction modes of the multiple pieces of fee data corresponding to each fee type, and returning fee deduction results to the road bureau.
In one embodiment, the first deduction mode determining module 02 is specifically configured to:
for each expense type of vehicle passing, when the deduction configuration parameter of the expense type is equal to a first preset value, determining the deduction mode of the expense type as deduction from an account corresponding to the vehicle;
and when the deduction configuration parameter of the expense type is equal to a second preset value, determining that the deduction mode of the expense type is payment at the bank.
As shown in fig. 6, in one embodiment, the apparatus further comprises: a verification module 05 for:
after vehicle passing expense information sent by a highway bureau is analyzed, ETC contract verification and blacklist verification are carried out on a user to which a vehicle belongs;
after the verification passes, a plurality of fee types of vehicle passing are determined.
In one embodiment, the plurality of fee types for vehicle passage include: one or any combination of vehicle toll, service fee and guarantee fee.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the vehicle toll deduction method is realized when the processor executes the computer program.
The embodiment of the invention also provides a computer readable storage medium, and the computer readable storage medium stores a computer program for executing the vehicle toll deduction method.
The following is a specific example to facilitate an understanding of how the invention may be practiced.
Fig. 7 is a schematic diagram of an embodiment of the present invention, as shown in fig. 7, including the following steps:
firstly, presetting a deduction configuration file based on the demand information of a bank, wherein the configuration file comprises: the fee deduction configuration parameters of each fee type and the fee deduction configuration parameters of a plurality of pieces of fee data of each fee type are the switch parameters: "on" represents a bank payment, and "off" represents a fee deduction from the account corresponding to the vehicle, and then the following steps are performed:
the first step is as follows: receiving a vehicle toll file sent by a highway bureau;
the second step is that: analyzing the vehicle passing fee file to obtain vehicle passing fee details;
the third step: and carrying out validity verification on the vehicle passage expense details, including ETC contract verification and blacklist verification, if the verification is not passed, ending the flow, and if the verification is passed, executing the fourth step:
the fourth step: determining different cost scenes according to the details of the vehicle passing cost, and determining various cost types;
the fifth step: reading a preset fee deduction configuration file, reading a switch parameter corresponding to each fee type and switch parameters of a plurality of pieces of fee data corresponding to the fee type for each fee type, and determining a fee deduction mode of each fee type and a fee deduction mode of each piece of fee data;
and a sixth step: uploading the vehicle passing expense details to a bank host, and carrying out corresponding mode fee deduction on by the bank host based on the vehicle passing expense details, fee deduction modes of multiple expense types and fee deduction modes of multiple expense data corresponding to each expense type;
the seventh step: and after the money deduction is successful, transferring the money successfully deducted to a highway bureau, and returning a fee deduction result to the highway bureau.
In summary, the embodiment of the present invention provides: analyzing vehicle passing cost information sent by a highway bureau and determining various vehicle passing cost types; according to each expense type of vehicle passing, determining a fee deduction mode of each expense type based on fee deduction configuration parameters of each expense type, wherein the fee deduction mode comprises the following steps: deducting fees from an account corresponding to the vehicle or paying by a bank, wherein the deduction configuration parameters of each fee type are determined according to the demand information of the bank; according to the method and the system, fee deduction is carried out according to fee deduction modes of various fee types, and fee deduction results are returned to a highway bureau.
In addition, for a plurality of pieces of expense data which can correspond to each expense type, the fee deduction configuration parameters of each piece of expense data can be configured and determined based on the requirement information of the bank, and the flexibility of vehicle passing fee deduction is further improved.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
Finally, it should be noted that: the above-mentioned embodiments are only specific embodiments of the present invention, which are used for illustrating the technical solutions of the present invention and not for limiting the same, and the protection scope of the present invention is not limited thereto, although the present invention is described in detail with reference to the foregoing embodiments, those skilled in the art should understand that: any person skilled in the art can modify or easily conceive the technical solutions described in the foregoing embodiments or equivalent substitutes for some technical features within the technical scope of the present disclosure; such modifications, changes or substitutions do not depart from the spirit and scope of the embodiments of the present invention, and they should be construed as being included therein. Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.

Claims (12)

1. A vehicle toll fee deduction method is characterized by comprising the following steps:
analyzing vehicle passing cost information sent by a highway bureau and determining various vehicle passing cost types;
according to each expense type of vehicle passing, determining a fee deduction mode of each expense type based on fee deduction configuration parameters of each expense type, wherein the fee deduction mode comprises the following steps: deducting fees from an account corresponding to the vehicle or paying by a bank, wherein the deduction configuration parameters of each fee type are determined according to the demand information of the bank;
and deducting fees according to fee deduction modes of various fee types, and returning fee deduction results to the public road bureau.
2. The method of claim 1, wherein determining the deduction for each fee type further comprises:
for a plurality of pieces of expense data corresponding to each expense type, determining a fee deduction mode of each piece of expense data based on fee deduction configuration parameters of each piece of expense data;
according to the deduction mode of various fee types, deduction is carried out, and a deduction result is returned to a highway bureau, wherein the deduction result comprises the following steps:
and deducting fees according to the fee deduction modes of the multiple fee types and the fee deduction modes of the multiple pieces of fee data corresponding to each fee type, and returning fee deduction results to the road bureau.
3. The method of claim 1, wherein determining a deduction mode for each fee type based on a preset deduction configuration parameter for each fee type according to each fee type for vehicle passage comprises:
for each expense type of vehicle passing, when the deduction configuration parameter of the expense type is equal to a first preset value, determining the deduction mode of the expense type as deduction from an account corresponding to the vehicle;
and when the deduction configuration parameter of the expense type is equal to a second preset value, determining that the deduction mode of the expense type is payment at the bank.
4. The method of claim 1, further comprising, after resolving the vehicle toll information sent by the highway bureau:
performing ETC contract verification and blacklist verification on a user to which the vehicle belongs;
after the verification passes, a plurality of fee types of vehicle passing are determined.
5. The method of claim 1, wherein the plurality of fee types for vehicle passage include: one or any combination of vehicle toll, service fee and guarantee fee.
6. A vehicle toll collection device, comprising:
the fee type determining module is used for analyzing vehicle passing fee information sent by a highway bureau and determining various fee types of vehicle passing;
the first fee deduction mode determining module is used for determining fee deduction modes of each fee type according to each fee type of vehicle passing and based on fee deduction configuration parameters of each fee type, wherein the fee deduction modes comprise: deducting fees from an account corresponding to the vehicle or paying by a bank, wherein the deduction configuration parameters of each fee type are determined according to the demand information of the bank;
and the fee deduction module is used for deducting fees according to fee deduction modes of various fee types and returning fee deduction results to the highway bureau.
7. The apparatus of claim 6, further comprising: a second deduction mode determination module, configured to:
after the fee deduction mode of each fee type is determined, for a plurality of pieces of fee data corresponding to each fee type, determining the fee deduction mode of each piece of fee data based on the fee deduction configuration parameters of each piece of fee data;
a deduction module further for:
and deducting fees according to the fee deduction modes of the multiple fee types and the fee deduction modes of the multiple pieces of fee data corresponding to each fee type, and returning fee deduction results to the road bureau.
8. The apparatus of claim 6, wherein the first fee deduction mode determining module is specifically configured to:
for each expense type of vehicle passing, when the deduction configuration parameter of the expense type is equal to a first preset value, determining the deduction mode of the expense type as deduction from an account corresponding to the vehicle;
and when the deduction configuration parameter of the expense type is equal to a second preset value, determining that the deduction mode of the expense type is payment at the bank.
9. The apparatus of claim 6, further comprising: a verification module to:
after vehicle passing expense information sent by a highway bureau is analyzed, ETC contract verification and blacklist verification are carried out on a user to which a vehicle belongs;
after the verification passes, a plurality of fee types of vehicle passing are determined.
10. The apparatus of claim 6, wherein the plurality of fee types for vehicle passage include: one or any combination of vehicle toll, service fee and guarantee fee.
11. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any one of claims 1 to 5 when executing the computer program.
12. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing the method of any one of claims 1 to 5.
CN202011476104.1A 2020-12-15 2020-12-15 Vehicle passing fee deduction method and device Pending CN112581118A (en)

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CN113205613A (en) * 2021-04-30 2021-08-03 中国银行股份有限公司 ETC charging management method and device

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