CN111340639A - Settlement data processing method and device - Google Patents
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- CN111340639A CN111340639A CN202010229225.XA CN202010229225A CN111340639A CN 111340639 A CN111340639 A CN 111340639A CN 202010229225 A CN202010229225 A CN 202010229225A CN 111340639 A CN111340639 A CN 111340639A
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Abstract
The invention provides a settlement data processing method and device, wherein the method comprises the following steps: receiving an identification of a user; acquiring a pre-configured settlement data processing model corresponding to the user identifier; the settlement data processing model comprises a settlement factor combination and a hierarchical relation among settlement factors; matching the settlement documents according to the settlement factor combination to obtain the documents to be settled of the user; and processing settlement data according to the hierarchical relation among the settlement factors and the state of the bill to be settled. According to the technical scheme, different settlement processing schemes do not need to be developed for different users, the corresponding settlement data processing model configured in advance is obtained according to the identification of the user, and then settlement data is processed according to the model, so that the labor cost is reduced, and the settlement data processing efficiency is improved.
Description
Technical Field
The present invention relates to the field of data processing technologies, and in particular, to a method and an apparatus for processing settlement data.
Background
At present, settlement of commission fees (also called commissions, service fees) is important because, for example, in the insurance field, the insurance company has little cooperation with users such as insurance agents, insurance brokers and agents. In the past, a set of commission fee processing scheme is independently developed for the different brokers according to the commission fee settlement requirements of the different brokers, so that the development period is long, the personnel work is redundant, the labor cost is high, and the processing efficiency of settlement data is low.
In view of the above problems, no effective solution has been proposed.
Disclosure of Invention
The embodiment of the invention provides a settlement data processing method, which is used for reducing the labor cost and improving the settlement data processing efficiency and comprises the following steps:
receiving an identification of a user;
acquiring a pre-configured settlement data processing model corresponding to the identifier; the settlement data processing model comprises a settlement factor combination and a hierarchical relation between settlement factors;
according to the settlement factor combination, matching a settlement document to obtain the document to be settled of the user;
and processing settlement data according to the hierarchical relation among the settlement factors and the state of the bill to be settled.
The embodiment of the invention also provides a settlement data processing device, which is used for reducing the labor cost and improving the processing efficiency of settlement data, and comprises the following components:
a receiving unit, configured to receive an identifier of a user;
the acquisition unit is used for acquiring a pre-configured settlement data processing model corresponding to the identifier; the settlement data processing model comprises a settlement factor combination and a hierarchical relation between settlement factors;
the matching unit is used for matching the settlement documents according to the settlement factor combination to obtain the documents to be settled of the users;
and the processing unit is used for processing settlement data according to the hierarchical relationship among the settlement factors and the state of the bill to be settled.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor realizes the settlement data processing method when executing the computer program.
An embodiment of the present invention further provides a computer-readable storage medium, in which a computer program for executing the above settlement data processing method is stored.
Compared with the technical scheme that different settlement processing schemes need to be developed for different users in the prior art, which causes high labor cost and low settlement data processing efficiency, the technical scheme provided by the embodiment of the invention comprises the following steps: firstly, receiving an identification of a user; secondly, acquiring a pre-configured settlement data processing model corresponding to the user identifier; the settlement data processing model comprises a settlement factor combination and a hierarchical relation between settlement factors; then, according to the settlement factor combination, matching the settlement document to obtain the document to be settled of the user; and finally, processing settlement data according to the hierarchical relation among the settlement factors and the state of the bill to be settled, thereby realizing that: the settlement data processing method and the settlement data processing system have the advantages that different settlement processing schemes do not need to be developed for different users, the corresponding pre-configured settlement data processing model is obtained according to the identification of the user, and then settlement data are processed according to the model, so that the labor cost is reduced, and the settlement data processing efficiency is improved.
The technical scheme provided by the embodiment of the invention can be used for settlement data processing in the insurance field.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 is a flow chart illustrating a method for processing settlement data according to an embodiment of the present invention;
FIG. 2 is a schematic flow chart of a pre-configured settlement data processing model according to an embodiment of the present invention;
FIG. 3 is a schematic diagram of a settlement data processing model in an embodiment of the invention;
FIG. 4 is a flow chart illustrating a method for processing settlement data according to another embodiment of the present invention;
fig. 5 is a schematic structural diagram of a settlement data processing apparatus according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The inventors have found a technical problem: the existing settlement data processing, such as the calculation of the commission fees, also depends on the commission fee calculation rules, but because there are many cooperation channels and the commission fee calculation rules (settlement processing schemes) are different, at present, most of the general rules can only be satisfied, and for the personalized requirements, the individual development is needed, and with the increase of cooperation channels (agents and users), the personalized requirements are continuously increased, which leads to the increase of the development amount, and meanwhile, the redundancy of functions and codes exists, which is not beneficial to the later maintenance, and the efficiency of settlement data processing is also low.
The invention provides a settlement data processing scheme, which can be applied to the settlement data processing in the insurance field, wherein the scheme is a set of important settlement factors for generating commission fees summarized by an insurance company after cooperating with a plurality of agent companies, each factor can be freely combined to configure commission fee rules (settlement data processing models), and developers are not required to intervene in the processes of adding agent companies and updating the existing commission fees, so that the waste of manpower is reduced. Specifically, in the process of calculating the commission charge in the insurance field, the formulation of the commission charge rule (configuration of the settlement data processing model) plays an important role, and the configuration process is the configuration, updating and generating process of the settlement data processing model derived based on different commission charge rules (settlement data processing schemes) of different users (agents). The processing scheme of the settlement data will be described in detail below.
Fig. 1 is a schematic flow chart of a settlement data processing method according to an embodiment of the present invention, and as shown in fig. 1, the method includes the following steps:
step 101: receiving an identification of a user;
step 102: acquiring a pre-configured settlement data processing model corresponding to the identifier; the settlement data processing model comprises a settlement factor combination and a hierarchical relation between settlement factors;
step 103: according to the settlement factor combination, matching a settlement document to obtain the document to be settled of the user;
step 104: and processing settlement data according to the hierarchical relation among the settlement factors and the state of the bill to be settled.
Compared with the technical scheme that different settlement processing schemes need to be developed for different users in the prior art, which causes high labor cost and low settlement data processing efficiency, the settlement data processing method provided by the embodiment of the invention realizes that: the settlement data processing method and the settlement data processing system have the advantages that different settlement processing schemes do not need to be developed for different users, the corresponding pre-configured settlement data processing model is obtained according to the identification of the user, and then settlement data are processed according to the model, so that the labor cost is reduced, and the settlement data processing efficiency is improved.
The following describes in detail the individual steps involved in the embodiments of the present invention.
First, a step of configuring settlement data processing models for different users in advance is described.
In one embodiment, the settlement data processing model may be preconfigured as follows:
setting an identifier for a user;
obtaining each settlement factor corresponding to the user according to a settlement data processing scheme of the user;
according to the service scene, carrying out hierarchy distribution processing on each settlement factor to obtain the hierarchy relation among the settlement factors;
according to the hierarchical relation among the settlement factors, combining each settlement factor into a factor model library for matching to obtain a settlement data processing model corresponding to the settlement factor combination; the factor model library is pre-stored with a plurality of settlement factor combinations and corresponding settlement data processing models;
and binding the matched settlement data processing model with the identifier to obtain a pre-configured settlement data processing model corresponding to the identifier.
In particular implementation, as shown in fig. 2, the configuration process may include:
1. the new user, for example, the partner company a, and the corresponding commission rules (settlement data processing scheme, which may be in the contract or agreement of the insurance company with the user) are detailed in table 1 below.
TABLE 1
2. An identifier is assigned to a new user (channel), such as a proxy company or an insurance broker, and the identifier may be a unique number, such as 0001, but the identifier may also be a company name, a broker name, or the like.
3. And (3) disassembling each settlement factor from the newly added commission rule (settlement data processing scheme), namely obtaining each settlement factor corresponding to the user according to the settlement data processing scheme of the user, and performing hierarchical distribution on each settlement factor.
In practical implementation, the hierarchy can be understood as a relationship between the accounting factor and the sub-factor, for example, the relationship between the risk class and the financing risk in table 1 above is the hierarchy, and then the financing risk is the accounting factor (settlement factor). The name, cost, starting time, ending time and the like of the cooperative product are all calculated into fee calculation factors, and the freely combined superior-inferior relation of the fee calculation factors is the hierarchical relation.
4. And disassembling settlement factors according to the levels, so that the user can freely customize the level relation according to the actual service scene.
In specific implementation, the hierarchical relationship can be customized according to concepts such as risk class, service type, payment mode, preferential policy, cost type, deduction service cost, time, commission charge calculation frequency and the like. Wherein: the risk classes may include: life insurance, vehicle insurance, non-vehicle insurance, etc.; the service types may include: first term, renewal, addition, fixed investment, renewal and the like; the payment method can include: monthly payment, annual payment, semi-annual payment, wharf payment and the like; the coupon policy may include: new customer preferences, old customer preferences, etc.; the commission fee types may include: rating, rating rate for quota; the offsetting service charges may include: removing the order, refunding, etc.; the time may include: calculating a start date-an end date of the commission charge; the frequency of commission calculation may include: day knot, week knot, month knot, half year knot, year knot; the payment method is mostly used for calculating the commission charge for the payment channel.
In specific implementation, the actual service scenario is as follows: the set of commission rules listed above can be considered a business scenario. The calculation fee model for this rule can be generated by table 1 above: firstly, the channel (user) name is distributed or matched with the channel code corresponding to the channel (user) name; the second is the combination of individual cost factors: as shown in fig. 3, the flow shown in fig. 3 is to combine the accounting factors in the rule, and as can be seen from this fig. 3, the lower accounting factor depends on the upper accounting factor in the concept of hierarchical relationship, for example, the business type is the first one or the upper one with the fee of 1.7%.
5. And matching factors in a factor model library, wherein a plurality of settlement factor combinations and corresponding settlement data processing models are stored in the factor model library in advance, and binding the settlement data processing model corresponding to the settlement factor combination of the user as a basic scheme model to the user, such as a newly added agent company.
Next, a step of performing settlement processing using the identifier previously configured for each different user and the corresponding settlement data processing model previously configured will be described.
As shown in fig. 4, the settlement process mainly includes:
1. first, the user's identification is received, which may be entered through an interface or received by clicking, and sent through the user's client.
2. Then, according to the identifier, the corresponding settlement data processing model (the settlement data processing model configured for the user identifier in advance in the above "one", i.e. the scheme model in fig. 4) is searched.
3. And obtaining the settlement factor combination corresponding to the user and the hierarchical relation between the settlement factors according to the settlement data processing model.
4. And matching the settlement documents according to the settlement factor combination to obtain the documents to be settled of the user (automatically searching and matching according to the entered settlement factor to obtain the insurance policy of the commission fees to be settled).
5. And judging whether the current commission charge is in the commission charge calculation range according to the set commission charge calculation frequency, judging whether the commission charge is generated within the preset time, and if the commission charge is generated, not generating.
In an embodiment, as shown in fig. 4, the processing of settlement data according to the hierarchical relationship between the settlement factors and the state of the document to be settled may include:
judging whether the settlement processing is needed according to the starting date and the ending date;
and when the settlement processing is determined to be needed at this time, processing the settlement data.
In one embodiment, as shown in fig. 4, when it is determined that the settlement processing is required this time, the processing of the settlement data may include:
when the settlement processing is determined to be needed, judging whether the settlement processing is performed within a preset time period;
when it is determined that the settlement processing is performed, the settlement data is processed.
In an embodiment, as shown in fig. 4, the method for processing settlement data may further include: when it is determined that the settlement processing is not necessary this time, the processing of the settlement data is ended.
In an embodiment, as shown in fig. 4, the method for processing settlement data may further include: when it is determined that the settlement processing has not been performed, the processing of the settlement data is ended.
6. The procedure fee is calculated based on the hierarchical relationship of the arranged procedure fee settlement factors and the state of the policy matching each other, and a fee list (settlement list) is generated.
In particular, the settlement list (commission list) can be as shown in table 2 below.
TABLE 2
In specific implementation, the states (policy states) of the documents to be settled mainly include: first term, renewal, withdrawal, refund, underwriting, renewal, add, and commit, also are the types of business mentioned in the rules.
7. The generated fee and the list are sent to the user (to the user end, the client), specifically, the generated fee and the list can be sent by WeChat, mail and the like. The user can check the accuracy of the fee according to the butt joint of the list and the channel, can initiate a payment instruction after no mistake, and the system automatically deposits the fee into an account preset by the channel and marks the commission fee as settled, namely:
in an embodiment, as shown in fig. 4, the method for processing settlement data may further include:
generating a settlement list;
providing the settlement manifest to the user;
and sending a settlement instruction after receiving a confirmation instruction of the user to the settlement list.
In specific implementation, the settlement list is generated and automatically pushed to the user, and the implementation mode of payment is automatically initiated, so that the efficiency of settlement data processing is improved.
In one embodiment, providing the statement to the user may include: sending a settlement list to a user side through a WeChat platform;
after receiving a confirmation instruction of the user to the settlement list, issuing a settlement instruction may include: and after receiving a confirmation instruction of the user to the settlement list, automatically printing the money corresponding to the settlement list into the designated account of the user.
In specific implementation, the detailed implementation mode of generating the settlement list, automatically pushing the settlement list to the user and automatically initiating payment is convenient for the user, and the settlement data processing efficiency is further improved.
Third, next, further preferred embodiments of the present invention are described.
In an embodiment, the above settlement data processing method may further include: updating the settlement data processing scheme of the user to obtain the updated settlement data processing scheme of the user;
obtaining each settlement factor corresponding to the user according to the settlement data processing scheme of the user may include: and obtaining each settlement factor corresponding to the user according to the updated settlement data processing scheme of the user.
In specific implementation, when the settlement data processing scheme of the user changes, the settlement factors corresponding to the user can be obtained according to the updated settlement data processing scheme of the user, the updated settlement data processing model suitable for the user can be obtained according to the updated settlement factors, and then settlement data processing is performed subsequently according to the updated settlement data processing model, so that the settlement factors can be flexibly adjusted in the subsequent process of using the settlement data processing model, the settlement data processing efficiency is further improved, and the labor cost is saved.
The settlement factors related to the embodiments of the present invention and the solution for processing settlement data by the settlement data processing model formed by the combination of the settlement factors and the hierarchical relationship are described below to facilitate understanding how the present invention is implemented.
1. Reading channel (user) name: and inquiring whether the channel exists in the system, if not, distributing a channel number, and if so, inquiring that the existing commission rule is updated.
2. Insurance products: the name of the collaborative product is read.
3. Risks: inquiring a product definition table according to the read product name, and inquiring the risk class corresponding to the secondary risk class, such as: car insurance, non-car insurance, individual insurance, group insurance, financing insurance and the like.
4. And (4) service type: the service type can be obtained according to the risk class, such as: life insurance: first stage, renewal, withdrawal of orders and refuge; non-vehicle insurance: underwriting, continuing, withdrawing orders and withdrawing insurance; financing: adding and fixed-throwing. Then there is a hierarchical relationship between the life risk and the type of business.
5. Payment modes (monthly payment, annual payment, semi-annual payment and wharf transaction).
6. Preferential policies (new customer offers, old customer offers).
7. The type of commission charges (rating, rating for quota).
8. Reduce service fees (withdraw order, refund).
9. Time (commission calculation start date-end date).
10. Frequency of commission calculation (day knot, week knot, month knot, half year knot, year knot.).
11. Payment method (mostly for calculating commission charge for payment channel).
To sum up, the embodiment of the present invention provides: under the condition that the commission charge rule is complex and diverse, each settlement factor is abstracted, the hierarchical relation is defined according to the actual service scene, the establishment, the updating and the multiplexing of settlement data processing are realized, the settlement factors are extracted, layered and crossed for use, the visualized configuration of the commission charge rule (settlement data processing model) is realized, the commission charge is accurately calculated according to the configured settlement data processing model, and a commission charge list is generated, so that the settlement factors are automatically matched in the whole settlement processing life cycle, the commission charge is automatically calculated, the settlement data processing efficiency is improved, the operation and maintenance cost is saved, and the online period is shortened.
Based on the same inventive concept, the embodiment of the present invention further provides a device for processing settlement data, as described in the following embodiments. The principle of solving the problem of the settlement data processing device is similar to that of the settlement data processing method, so the implementation of the settlement data processing device can refer to the implementation of the settlement data processing method, and repeated details are not repeated. As used hereinafter, the term "unit" or "module" may be a combination of software and/or hardware that implements a predetermined function. Although the means described in the embodiments below are preferably implemented in software, an implementation in hardware, or a combination of software and hardware is also possible and contemplated.
Fig. 5 is a schematic structural diagram of a settlement data processing apparatus according to an embodiment of the present invention, and as shown in fig. 5, the apparatus includes:
a receiving unit 02 for receiving an identification of a user;
an obtaining unit 04, configured to obtain a pre-configured settlement data processing model corresponding to the identifier; the settlement data processing model comprises a settlement factor combination and a hierarchical relation between settlement factors;
the matching unit 06 is used for matching the settlement documents according to the settlement factor combination to obtain the documents to be settled of the user;
and the processing unit 08 is used for processing settlement data according to the hierarchical relationship among the settlement factors and the state of the bill to be settled.
In one embodiment, the device for processing settlement data may further include: a configuration unit, configured to pre-configure the settlement data processing model according to the following method:
setting an identifier for a user;
obtaining each settlement factor corresponding to the user according to a settlement data processing scheme of the user;
according to the service scene, carrying out hierarchy distribution processing on each settlement factor to obtain the hierarchy relation among the settlement factors;
according to the hierarchical relation among the settlement factors, combining each settlement factor into a factor model library for matching to obtain a settlement data processing model corresponding to the settlement factor combination; the factor model library is pre-stored with a plurality of settlement factor combinations and corresponding settlement data processing models;
and binding the matched settlement data processing model with the identifier to obtain a pre-configured settlement data processing model corresponding to the identifier.
In one embodiment, the device for processing settlement data may further include: the updating unit is used for updating the settlement data processing scheme of the user to obtain the updated settlement data processing scheme of the user;
obtaining each settlement factor corresponding to the user according to the settlement data processing scheme of the user may include: and obtaining each settlement factor corresponding to the user according to the updated settlement data processing scheme of the user.
In an embodiment, the processing unit may be specifically configured to:
judging whether the settlement processing is needed according to the starting date and the ending date;
and when the settlement processing is determined to be needed at this time, processing the settlement data.
In one embodiment, the device for processing settlement data may further include: and a first end processing unit for ending the processing of the settlement data when it is determined that the settlement processing is not required this time.
In an embodiment, when it is determined that the settlement processing is required this time, the processing of the settlement data may include:
when the settlement processing is determined to be needed, judging whether the settlement processing is performed within a preset time period;
when it is determined that the settlement processing is performed, the settlement data is processed.
In one embodiment, the device for processing settlement data may further include: a second end processing unit configured to end the processing of the settlement data when it is determined that the settlement processing is not performed.
In one embodiment, the device for processing settlement data may further include:
a generation unit configured to generate a settlement list;
a providing unit for providing the settlement list to the user;
and the settlement processing unit is used for sending a settlement instruction after receiving a confirmation instruction of the user to the settlement list.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor realizes the settlement data processing method when executing the computer program.
An embodiment of the present invention further provides a computer-readable storage medium, in which a computer program for executing the above settlement data processing method is stored.
The technical scheme provided by the embodiment of the invention has the beneficial technical effects that: compared with the technical scheme that different settlement processing schemes need to be developed for different users in the prior art, which causes high labor cost and low settlement data processing efficiency, the technical scheme provided by the embodiment of the invention realizes that: the settlement data processing method and the settlement data processing system have the advantages that different settlement processing schemes do not need to be developed for different users, the corresponding pre-configured settlement data processing model is obtained according to the identification of the user, and then settlement data are processed according to the model, so that the labor cost is reduced, and the settlement data processing efficiency is improved.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above description is only a preferred embodiment of the present invention, and is not intended to limit the present invention, and various modifications and changes may be made to the embodiment of the present invention by those skilled in the art. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
Claims (10)
1. A method for processing settlement data, comprising:
receiving an identification of a user;
acquiring a pre-configured settlement data processing model corresponding to the identifier; the settlement data processing model comprises a settlement factor combination and a hierarchical relation between settlement factors;
according to the settlement factor combination, matching a settlement document to obtain the document to be settled of the user;
and processing settlement data according to the hierarchical relation among the settlement factors and the state of the bill to be settled.
2. The settlement data processing method according to claim 1, wherein the settlement data processing model is configured in advance as follows:
setting an identifier for a user;
obtaining each settlement factor corresponding to the user according to a settlement data processing scheme of the user;
according to the service scene, carrying out hierarchy distribution processing on each settlement factor to obtain the hierarchy relation among the settlement factors;
according to the hierarchical relation among the settlement factors, combining each settlement factor into a factor model library for matching to obtain a settlement data processing model corresponding to the settlement factor combination; the factor model library is pre-stored with a plurality of settlement factor combinations and corresponding settlement data processing models;
and binding the matched settlement data processing model with the identifier to obtain a pre-configured settlement data processing model corresponding to the identifier.
3. The settlement data processing method according to claim 2, further comprising: updating the settlement data processing scheme of the user to obtain the updated settlement data processing scheme of the user;
obtaining each settlement factor corresponding to the user according to the settlement data processing scheme of the user, wherein the steps comprise: and obtaining each settlement factor corresponding to the user according to the updated settlement data processing scheme of the user.
4. The settlement data processing method according to claim 1, wherein the processing of settlement data based on the hierarchical relationship between the settlement factors and the state of the document to be settled comprises:
judging whether the settlement processing is needed according to the starting date and the ending date;
and when the settlement processing is determined to be needed at this time, processing the settlement data.
5. The settlement data processing method according to claim 4, wherein the processing of the settlement data when it is determined that the settlement processing is required this time, includes:
when the settlement processing is determined to be needed, judging whether the settlement processing is performed within a preset time period;
when it is determined that the settlement processing is performed, the settlement data is processed.
6. The settlement data processing method according to claim 1, further comprising:
generating a settlement list;
providing the settlement manifest to the user;
and sending a settlement instruction after receiving a confirmation instruction of the user to the settlement list.
7. The settlement data processing method of claim 6, wherein providing the settlement list to the user comprises: sending a settlement list to a user side through a WeChat platform;
after receiving a confirmation instruction of the user to the settlement list, sending a settlement instruction, comprising: and after receiving a confirmation instruction of the user to the settlement list, automatically printing the money corresponding to the settlement list into the designated account of the user.
8. A settlement data processing apparatus, comprising:
a receiving unit, configured to receive an identifier of a user;
the acquisition unit is used for acquiring a pre-configured settlement data processing model corresponding to the identifier; the settlement data processing model comprises a settlement factor combination and a hierarchical relation between settlement factors;
the matching unit is used for matching the settlement documents according to the settlement factor combination to obtain the documents to be settled of the users;
and the processing unit is used for processing settlement data according to the hierarchical relationship among the settlement factors and the state of the bill to be settled.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any one of claims 1 to 6 when executing the computer program.
10. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing the method of any one of claims 1 to 6.
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| CN112286885A (en) * | 2020-10-28 | 2021-01-29 | 北京鼎立保险经纪有限责任公司 | Information processing method and device for intelligent policy management |
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