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BRPI0923595A2 - método para processar seguramente uma transação, sistema para processar uma transação, e, dispositivo de comunicações móveis - Google Patents

método para processar seguramente uma transação, sistema para processar uma transação, e, dispositivo de comunicações móveis

Info

Publication number
BRPI0923595A2
BRPI0923595A2 BRPI0923595A BRPI0923595A BRPI0923595A2 BR PI0923595 A2 BRPI0923595 A2 BR PI0923595A2 BR PI0923595 A BRPI0923595 A BR PI0923595A BR PI0923595 A BRPI0923595 A BR PI0923595A BR PI0923595 A2 BRPI0923595 A2 BR PI0923595A2
Authority
BR
Brazil
Prior art keywords
transaction
processing
mobile device
securely
securely processing
Prior art date
Application number
BRPI0923595A
Other languages
English (en)
Inventor
Dirk Marinus Bruynse
Schalk Johann Bezuidenhoudt
Original Assignee
Mtn Mobile Money Sa Pty Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mtn Mobile Money Sa Pty Ltd filed Critical Mtn Mobile Money Sa Pty Ltd
Publication of BRPI0923595A2 publication Critical patent/BRPI0923595A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)
BRPI0923595A 2008-12-23 2009-12-18 método para processar seguramente uma transação, sistema para processar uma transação, e, dispositivo de comunicações móveis BRPI0923595A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ZA200810835 2008-12-23
PCT/IB2009/055838 WO2010073199A1 (en) 2008-12-23 2009-12-18 Method of and system for securely processing a transaction

Publications (1)

Publication Number Publication Date
BRPI0923595A2 true BRPI0923595A2 (pt) 2016-01-26

Family

ID=42286953

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0923595A BRPI0923595A2 (pt) 2008-12-23 2009-12-18 método para processar seguramente uma transação, sistema para processar uma transação, e, dispositivo de comunicações móveis

Country Status (14)

Country Link
US (1) US20120116978A1 (pt)
EP (1) EP2377082A4 (pt)
JP (1) JP2013514556A (pt)
KR (1) KR20110105841A (pt)
CN (1) CN102265298A (pt)
AP (1) AP3995A (pt)
BR (1) BRPI0923595A2 (pt)
CO (1) CO6400165A2 (pt)
MX (1) MX2011006772A (pt)
RU (1) RU2536666C2 (pt)
SG (1) SG172317A1 (pt)
UA (1) UA106481C2 (pt)
WO (1) WO2010073199A1 (pt)
ZA (1) ZA200909042B (pt)

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US9846863B2 (en) * 2011-11-18 2017-12-19 Ncr Corporation Techniques for automating a retail transaction
EP2634736A1 (en) * 2012-02-29 2013-09-04 Accenture Global Services Limited Computer network, electronic transactions cloud and computer-implemented method for secure electronic transactions
JOP20200308A1 (ar) 2012-09-07 2017-06-16 Novartis Ag جزيئات إرتباط il-18
SG2012077830A (en) * 2012-10-18 2014-05-29 Chikka Pte Ltd Instant messaging system
AP2015008832A0 (en) * 2013-05-15 2015-10-31 Visa Int Service Ass Methods and systems for provisioning payment credentials
AU2014357343B2 (en) * 2013-12-02 2017-10-19 Mastercard International Incorporated Method and system for secure tranmission of remote notification service messages to mobile devices without secure elements
IL229832A (en) * 2013-12-05 2016-06-30 Google Inc Determine merchant identity for received merchant IDs
CN103957241A (zh) * 2014-04-16 2014-07-30 中国工商银行股份有限公司 一种基于报文数据的通信方法及装置
US20160027006A1 (en) * 2014-07-23 2016-01-28 Diebold Self-Service Systems, Division Of Diebold, Incorporated Encrypting pin receiver
CN109952751B (zh) * 2016-11-15 2020-11-17 华为技术有限公司 一种安全的处理器芯片及终端设备
US20190050590A1 (en) * 2017-08-14 2019-02-14 Bank Of America Corporation Ensuring Information Security by Utilizing Encryption of Data
CN111768304A (zh) 2018-08-06 2020-10-13 阿里巴巴集团控股有限公司 区块链交易方法及装置、电子设备
EP3545644B8 (en) 2018-11-27 2021-03-10 Advanced New Technologies Co., Ltd. System and method for information protection
US10700850B2 (en) 2018-11-27 2020-06-30 Alibaba Group Holding Limited System and method for information protection
EP3549082B1 (en) 2018-11-27 2020-08-26 Alibaba Group Holding Limited System and method for information protection
CA3040601C (en) 2018-11-27 2021-03-30 Alibaba Group Holding Limited System and method for information protection
RU2716740C1 (ru) 2018-11-27 2020-03-16 Алибаба Груп Холдинг Лимитед Система и способ защиты информации
CN110730963B (zh) 2018-11-27 2023-12-01 创新先进技术有限公司 用于信息保护的系统和方法
US20240338698A1 (en) * 2021-07-16 2024-10-10 Stripe, Inc. System and method for personal identification number entry in a commercial off the shelf communication device

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US6466780B1 (en) * 1997-09-03 2002-10-15 Interlok Technologies, Llc Method and apparatus for securing digital communications
US7357312B2 (en) * 1998-05-29 2008-04-15 Gangi Frank J System for associating identification and personal data for multiple magnetic stripe cards or other sources to facilitate a transaction and related methods
JP3708007B2 (ja) * 1999-11-22 2005-10-19 株式会社東芝 情報交換装置
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KR100641824B1 (ko) * 2001-04-25 2006-11-06 주식회사 하렉스인포텍 대칭키 보안 알고리즘을 이용한 금융정보 입력방법 및 그이동통신용 상거래 시스템
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JP3789923B2 (ja) * 2004-08-06 2006-06-28 シャープ株式会社 ユーザ認証システム、該システムの認証方法、ユーザ認証プログラム、および該プログラムを記録した記録媒体
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BRPI0613954A2 (pt) * 2005-07-15 2011-02-22 Revolution Money Inc sistema e método para emissão imediata de cartões transacionais
US7797545B2 (en) * 2005-09-29 2010-09-14 Research In Motion Limited System and method for registering entities for code signing services
WO2007044500A2 (en) * 2005-10-06 2007-04-19 C-Sam, Inc. Transactional services
US20070266131A1 (en) * 2006-05-12 2007-11-15 Simpera Inc. Obtaining and Using Primary Access Numbers Utilizing a Mobile Wireless Device
US20080149948A1 (en) * 2006-12-05 2008-06-26 Nano Terra Inc. Edge-Emitting Light-Emitting Diode Arrays and Methods of Making and Using the Same
US20080177668A1 (en) * 2007-01-24 2008-07-24 Bruno Delean Computerized person-to-person payment system and method without use of currency
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US9846866B2 (en) * 2007-02-22 2017-12-19 First Data Corporation Processing of financial transactions using debit networks
JP4708379B2 (ja) * 2007-03-28 2011-06-22 パナソニック株式会社 コンテンツ利用システム
JP2009043196A (ja) * 2007-08-10 2009-02-26 Icon:Kk 手続き代行サーバ装置、停止処理代行サーバ装置、停止処理代行方法及びプログラム

Also Published As

Publication number Publication date
ZA200909042B (en) 2011-05-25
CN102265298A (zh) 2011-11-30
EP2377082A4 (en) 2015-05-06
US20120116978A1 (en) 2012-05-10
JP2013514556A (ja) 2013-04-25
UA106481C2 (uk) 2014-09-10
EP2377082A1 (en) 2011-10-19
SG172317A1 (en) 2011-07-28
CO6400165A2 (es) 2012-03-15
KR20110105841A (ko) 2011-09-27
RU2011130191A (ru) 2013-01-27
WO2010073199A1 (en) 2010-07-01
AP2011005785A0 (en) 2011-08-31
MX2011006772A (es) 2011-08-03
RU2536666C2 (ru) 2014-12-27
AP3995A (en) 2017-01-11

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Legal Events

Date Code Title Description
B25D Requested change of name of applicant approved

Owner name: OLTIO (PTY) LTD. (ZA)

B25G Requested change of headquarter approved

Owner name: OLTIO (PTY) LTD. (ZA)

B06F Objections, documents and/or translations needed after an examination request according [chapter 6.6 patent gazette]
B25A Requested transfer of rights approved

Owner name: MASTERCARD SOUTHERN AFRICA (PTY) LTD (ZA)

B25A Requested transfer of rights approved

Owner name: MASTERCARD ASIA/PACIFIC PTE. LTD. (SG)

B06U Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette]
B11B Dismissal acc. art. 36, par 1 of ipl - no reply within 90 days to fullfil the necessary requirements