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Cookie-Cutter versus Character: The Micro Structure of Small Business Lending by Large and Small Banks
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- Hakenes, Hendrik & Schnabel, Isabel, 2011.
"Bank size and risk-taking under Basel II,"
Journal of Banking & Finance, Elsevier, vol. 35(6), pages 1436-1449, June.
- Hendrik Hakenes & Isabel Schnabel, 2005. "Bank Size and Risk-Taking under Basel II," Discussion Paper Series of the Max Planck Institute for Research on Collective Goods 2005_6, Max Planck Institute for Research on Collective Goods.
- Hakenes, Hendrik & Schnabel, Isabel, 2005. "Bank Size and Risk-Taking under Basel II," Sonderforschungsbereich 504 Publications 05-07, Sonderforschungsbereich 504, Universität Mannheim;Sonderforschungsbereich 504, University of Mannheim.
- Hakenes, Hendrik & Schnabel, Isabel, 2005. "Bank size and risk-taking under Basel II," Papers 05-07, Sonderforschungsbreich 504.
- Hakenes, Hendrik & Schnabel, Isabel, 2006. "Bank Size and Risk-Taking under Basel II," Discussion Paper Series of SFB/TR 15 Governance and the Efficiency of Economic Systems 88, Free University of Berlin, Humboldt University of Berlin, University of Bonn, University of Mannheim, University of Munich.
- Inderst, Roman & Mueller, Holger M., 2007.
"A lender-based theory of collateral,"
Journal of Financial Economics, Elsevier, vol. 84(3), pages 826-859, June.
- Inderst, Roman & Mueller, Holger M., 2006. "A lender-based theory of collateral," IMFS Working Paper Series 6, Goethe University Frankfurt, Institute for Monetary and Financial Stability (IMFS).
- Inderst, Roman & Mueller, Holger, 2006. "A Lender-Based Theory of Collateral," CEPR Discussion Papers 5695, C.E.P.R. Discussion Papers.
- Ben R. Craig & Joseph G. Haubrich, 2013.
"Gross Loan Flows,"
Journal of Money, Credit and Banking, Blackwell Publishing, vol. 45(2‐3), pages 401-421, March.
- Ben R. Craig & Joseph G. Haubrich, 2013. "Gross Loan Flows," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 45(2-3), pages 401-421, March.
- Ben R. Craig & Joseph G. Haubrich, 2000. "Gross loan flows," Working Papers (Old Series) 0014, Federal Reserve Bank of Cleveland.
- Ben R. Craig & Joseph G. Haubrich, 2006. "Gross loan flows," Working Papers (Old Series) 0604, Federal Reserve Bank of Cleveland.
- Herve Alexandre & Aymen Smondel, 2012. "Substitution or complementarity between Information "soft" and information "hard": why and which effect on bank profitability?," Post-Print halshs-00538326, HAL.
- Takáts, Elöd, 2004. "Banking consolidation and small business lending," Working Paper Series 407, European Central Bank.
- Allen Berger, 2006.
"Potential Competitive Effects of Basel II on Banks in SME Credit Markets in the United States,"
Journal of Financial Services Research, Springer;Western Finance Association, vol. 29(1), pages 5-36, February.
- Allen N. Berger, 2004. "Potential competitive effects of Basel II on banks in SME credit markets in the United States," Finance and Economics Discussion Series 2004-12, Board of Governors of the Federal Reserve System (U.S.).
- Allen N. Berger & Seth D. Bonime & Lawrence G. Goldberg & Lawrence J. White, 1999.
"The dynamics of market entry: the effects of mergers and acquisitions on do novo entry and small business lending in the banking industry,"
Finance and Economics Discussion Series
1999-41, Board of Governors of the Federal Reserve System (U.S.).
- Allen N. Berger & Seth D. Bonime & Lawrence G. Goldberg & Lawrence J. White, 2000. "The Dynamics of Market Entry: The Effects of Mergers and Acquisitions on De Novo Entry and Small Business Lending in the Banking Industry," Center for Financial Institutions Working Papers 00-12, Wharton School Center for Financial Institutions, University of Pennsylvania.
- Allen Berger & Iftekhar Hasan & Leora Klapper, 2004.
"Further Evidence on the Link between Finance and Growth: An International Analysis of Community Banking and Economic Performance,"
Journal of Financial Services Research, Springer;Western Finance Association, vol. 25(2), pages 169-202, April.
- Berger, Allen N & Hasan, Iftekhar & Klapper, Leora F., 2003. "Further evidence on the link between finance and growth : an international analysis of community banking and economic performance," Policy Research Working Paper Series 3105, The World Bank.
- Allen N. Berger & Iftekhar Hasan & Leora F. Klapper, 2004. "Further evidence on the link between finance and growth: An international analysis of community banking and economic performance," Finance 0404017, University Library of Munich, Germany.
- Allen N. Berger & Iftekhar Hasan & Leora Klapper, 2003. "Further evidence on the link between finance and growth: an international analysis of community banking and economic performance," Finance and Economics Discussion Series 2003-47, Board of Governors of the Federal Reserve System (U.S.).
- Berger, Allen N. & Hasan, Iftekhar & Klapper, Leora F., 2004. "Further evidence on the link between finance and growth: an international analysis of community banking and economic performance," Bank of Finland Research Discussion Papers 8/2004, Bank of Finland.
- Allen N. Berger & Iftekhar Hasan & Leora F. Klapper, 2004. "Further evidence on the link between finance and growth: An international analysis of community banking and economic performance," Finance 0404016, University Library of Munich, Germany.
- Berger, Allen N. & Klapper, Leora F. & Martinez Peria, Maria Soledad & Zaidi, Rida, 2008.
"Bank ownership type and banking relationships,"
Journal of Financial Intermediation, Elsevier, vol. 17(1), pages 37-62, January.
- Berger, Allen N. & Klapper,Leora & Martinez Peria,Maria Soledad & Zaidi, Rida & Berger, Allen N. & Klapper, Leora F. & Martinez Peria,Maria Soledad & Zaidi, Rida, 2006. "Bank ownership type and banking relationships," Policy Research Working Paper Series 3862, The World Bank.
- Fabio Panetta & Fabiano Schivardi & Matthew Shum, 2009.
"Do Mergers Improve Information? Evidence from the Loan Market,"
Journal of Money, Credit and Banking, Blackwell Publishing, vol. 41(4), pages 673-709, June.
- Fabio Panetta & Fabiano Schivardi & Matthew Shum, 2009. "Do Mergers Improve Information? Evidence from the Loan Market," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 41(4), pages 673-709, June.
- Fabio Panetta & Fabiano Schivardi & Matthew Shum, 2004. "Do mergers improve information? evidence from the loan market," Proceedings 942, Federal Reserve Bank of Chicago.
- Fabio Panetta & Fabiano Schivardi & Matthew Shum, 2004. "Do mergers improve information? Evidence from the loan market," Temi di discussione (Economic working papers) 521, Bank of Italy, Economic Research and International Relations Area.
- Panetta, Fabio & Schivardi, Fabiano & Shum, Matthew, 2005. "Do Mergers Improve Information? Evidence from the Loan Market," CEPR Discussion Papers 4961, C.E.P.R. Discussion Papers.
- Allen N. Berger & Gregory F. Udell, 2002.
"Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure,"
Economic Journal, Royal Economic Society, vol. 112(477), pages 32-53, February.
- Allen N. Berger & Gregory F. Udell, 2001. "Small business credit availability and relationship lending: the importance of bank organizational structure," Finance and Economics Discussion Series 2001-36, Board of Governors of the Federal Reserve System (U.S.).
- Berger, Allen N. & DeYoung, Robert, 2006.
"Technological Progress and the Geographic Expansion of the Banking Industry,"
Journal of Money, Credit and Banking, Blackwell Publishing, vol. 38(6), pages 1483-1513, September.
- Allen N. Berger & Robert DeYoung, 2002. "Technological progress and the geographic expansion of the banking industry," Finance and Economics Discussion Series 2002-31, Board of Governors of the Federal Reserve System (U.S.).
- Allen N. Berger & Robert DeYoung, 2002. "Technological progress and the geographic expansion of the banking industry," Working Paper Series WP-02-07, Federal Reserve Bank of Chicago.
- Allen N. Berger & Robert DeYoung, 2002. "Technological progress and the geographic expansion of the banking industry," Proceedings 817, Federal Reserve Bank of Chicago.
- Roman Inderst & Holger M. Mueller, 2006.
"Informed Lending and Security Design,"
Journal of Finance, American Finance Association, vol. 61(5), pages 2137-2162, October.
- Inderst, Roman & Mueller, Holger, 2005. "Informed Lending and Security Design," CEPR Discussion Papers 5185, C.E.P.R. Discussion Papers.
- repec:zbw:bofrdp:2004_008 is not listed on IDEAS
- Allen N. Berger & Astrid A. Dick & Lawrence G. Goldberg & Lawrence White, 2005.
"The Effects of Competition from Large, Multimarket Firms on the Performance of Small, Single-Market Firms: Evidence from the Banking Industry,"
Working Papers
05-02, New York University, Leonard N. Stern School of Business, Department of Economics.
- Allen N. Berger & Astrid A. Dick & Lawrence G. Goldberg & Lawrence J. White, 2005. "The effects of competition from large, multimarket firms on the performance of small, single-market firms: evidence from the banking industry," Finance and Economics Discussion Series 2005-15, Board of Governors of the Federal Reserve System (U.S.).
- Deborah M. Markley, 2001. "Financing the new rural economy," Proceedings – Rural and Agricultural Conferences, Federal Reserve Bank of Kansas City, issue Sep, pages 69-80.
- Jayaratne, Jith & Wolken, John, 1999. "How important are small banks to small business lending?: New evidence from a survey of small firms," Journal of Banking & Finance, Elsevier, vol. 23(2-4), pages 427-458, February.
- Allen N. Berger & Richard J. Rosen & Gregory F. Udell, 2001.
"The effect of market size structure on competition: the case of small business lending,"
Finance and Economics Discussion Series
2001-63, Board of Governors of the Federal Reserve System (U.S.).
- Allen N. Berger & Richard J. Rosen & Gregory F. Udell, 2001. "The effect of market size structure on competition: the case of small business lending," Working Paper Series WP-01-10, Federal Reserve Bank of Chicago.
- Eslyn Jean-Baptiste, 2005. "Information Monopoly and Commitment in Intermediary-Firm Relationships," Journal of Financial Services Research, Springer;Western Finance Association, vol. 27(1), pages 5-26, February.
- Stefano Usai & Marco Vannini, 2005.
"Banking structure and regional economic growth: lessons from Italy,"
The Annals of Regional Science, Springer;Western Regional Science Association, vol. 39(4), pages 691-714, December.
- S. Usai & M. Vannini, 2004. "Banking structure and Regional Economic Growth: lessons from Italy," Working Paper CRENoS 200417, Centre for North South Economic Research, University of Cagliari and Sassari, Sardinia.
- Allen Berger & Iftekhar Hasan & Leora Klapper, 2004.
"Further Evidence on the Link between Finance and Growth: An International Analysis of Community Banking and Economic Performance,"
Journal of Financial Services Research, Springer;Western Finance Association, vol. 25(2), pages 169-202, April.
- Allen N. Berger & Iftekhar Hasan & Leora Klapper, 2003. "Further evidence on the link between finance and growth: an international analysis of community banking and economic performance," Finance and Economics Discussion Series 2003-47, Board of Governors of the Federal Reserve System (U.S.).
- Berger, Allen N. & Hasan, Iftekhar & Klapper, Leora F., 2004. "Further evidence on the link between finance and growth : an international analysis of community banking and economic performance," Research Discussion Papers 8/2004, Bank of Finland.
- Allen N. Berger & Iftekhar Hasan & Leora F. Klapper, 2004. "Further evidence on the link between finance and growth: An international analysis of community banking and economic performance," Finance 0404017, University Library of Munich, Germany.
- Allen N. Berger & Iftekhar Hasan & Leora F. Klapper, 2004. "Further evidence on the link between finance and growth: An international analysis of community banking and economic performance," Finance 0404016, University Library of Munich, Germany.
- Berger, Allen N & Hasan, Iftekhar & Klapper, Leora F., 2003. "Further evidence on the link between finance and growth : an international analysis of community banking and economic performance," Policy Research Working Paper Series 3105, The World Bank.
- Ozgur Emre Ergungor, 2010.
"Bank Branch Presence and Access to Credit in Low- to Moderate-Income Neighborhoods,"
Journal of Money, Credit and Banking, Blackwell Publishing, vol. 42(7), pages 1321-1349, October.
- O. Emre Ergungor, 2006. "Bank branch presence and access to credit in low-to-moderate income neighborhoods," Working Papers (Old Series) 0616, Federal Reserve Bank of Cleveland.
- W. Scott Frame & Michael Padhi & Lynn W. Woosley, 2001. "The effect of credit scoring on small business lending in low- and moderate-income areas," FRB Atlanta Working Paper 2001-6, Federal Reserve Bank of Atlanta.
- Collender, Robert N. & Shaffer, Sherrill, 2003.
"Local bank office ownership, deposit control, market structure, and economic growth,"
Journal of Banking & Finance, Elsevier, vol. 27(1), pages 27-57, January.
- Collender, Robert N. & Shaffer, Sherrill L., 2000. "Local Bank Office Ownership, Deposit Control, Market Structure, And Economic Growth," Technical Bulletins 33555, United States Department of Agriculture, Economic Research Service.
- Robert N. Collender, 2001. "Local bank office ownership, deposit control, market structure, and economic growth," Proceedings 739, Federal Reserve Bank of Chicago.
- Tumer-Alkan, G., 2008. "Essays on banking," Other publications TiSEM 8d5ec521-4702-4e75-bc79-a, Tilburg University, School of Economics and Management.
- William James Adams & Ben R. Craig & James B. Thompson, 2006. "Does Small Business Administration guaranteed lending improve economic performance in lowincome areas?," Proceedings: Community Affairs Dept. Conferences, Federal Reserve Bank of Kansas City, issue Jul, pages 55-85.
- Cosci Stefania & Meliciani Valentina, 2007. "The role of screening and cross-selling in bank-firm relationships," wp.comunite 0033, Department of Communication, University of Teramo.
- Ben R. Craig & William E. Jackson & James B. Thomson, 2006. "Small-firm credit markets, SBA-guaranteed lending, and economic performance in low-income areas," Working Papers (Old Series) 0601, Federal Reserve Bank of Cleveland.
- Kwangwoo Park & George Pennacchi, 2009.
"Harming Depositors and Helping Borrowers: The Disparate Impact of Bank Consolidation,"
The Review of Financial Studies, Society for Financial Studies, vol. 22(1), pages 1-40, January.
- Kwangwoo Park & George Pennacchi, 2004. "Harming depositors and helping borrowers: the disparate impact of bank consolidation," Proceedings 939, Federal Reserve Bank of Chicago.
- Kwangwoo Park & George Pennacchi, 2007. "Harming depositors and helping borrowers: the disparate impact of bank consolidation," Working Papers (Old Series) 0704, Federal Reserve Bank of Cleveland.
- Delgado, J. & Salas, V. & Saurina, J., 2007.
"Joint size and ownership specialization in bank lending,"
Journal of Banking & Finance, Elsevier, vol. 31(12), pages 3563-3583, December.
- Javier Delgado & Vicente Salas-Fumás & Jesús Saurina, 2006. "The joint size and ownership specialization in banks' lending," Working Papers 0606, Banco de España.
- DeYoung, Robert & Goldberg, Lawrence G. & White, Lawrence J., 1999.
"Youth, adolescence, and maturity of banks: Credit availability to small business in an era of banking consolidation,"
Journal of Banking & Finance, Elsevier, vol. 23(2-4), pages 463-492, February.
- Robert DeYoung & Lawrence G. Goldberg & Lawrence J. White, 1997. "Youth, Adolescence, and Maturity of Banks: Credit Availability to Small Business in an Era of Banking Consolidation," New York University, Leonard N. Stern School Finance Department Working Paper Seires 98-025, New York University, Leonard N. Stern School of Business-.
- Hester,D.D., 2002. "U.S. banking in the last fifty years : growth and adaptation," Working papers 19, Wisconsin Madison - Social Systems.
- Hans Degryse & Nancy Masschelein & Janet Mitchell, 2004.
"SMEs and Bank Lending Relationships: the Impact of Mergers,"
Working Paper Research
46, National Bank of Belgium.
- Mitchell, Janet & Degryse, Hans & Masschelein, Nancy, 2005. "SMEs and Bank Lending Relationships: The Impact of Mergers," CEPR Discussion Papers 5061, C.E.P.R. Discussion Papers.
- Hans Degryse & Nancy Masschelein & Janet Mitchell, 2005. "SMEs and bank lending relationships: the impact of mergers," Proceedings 993, Federal Reserve Bank of Chicago.
- Berger, Allen N. & Klapper, Leora F. & Udell, Gregory F., 2001.
"The ability of banks to lend to informationally opaque small businesses,"
Journal of Banking & Finance, Elsevier, vol. 25(12), pages 2127-2167, December.
- Allen N. Berger & Leora Klapper & Gregory F. Udell, 2001. "The ability of banks to lend to informationally opaque small businesses," Finance and Economics Discussion Series 2001-34, Board of Governors of the Federal Reserve System (U.S.).
- Berger, Allen N. & Klapper, Leora F. & Udell, Gregory F., 2001. "The ability of banks to lend to informationally opaque small businesses," Policy Research Working Paper Series 2656, The World Bank.
- Allen N. Berger & Leora Klapper & Gregory F. Udell, 2001. "The ability of banks to lend to informationally opaque small businesses," Proceedings 709, Federal Reserve Bank of Chicago.
- George A. Kahn & William R. Keeton & Linda Schroeder & Stuart E. Weiner, 2003. "The role of community banks in the U.S. economy," Economic Review, Federal Reserve Bank of Kansas City, issue Q II, pages 15-43.
- de la Torre, Augusto & Martínez Pería, María Soledad & Schmukler, Sergio L., 2010.
"Bank involvement with SMEs: Beyond relationship lending,"
Journal of Banking & Finance, Elsevier, vol. 34(9), pages 2280-2293, September.
- de la Torre, Augusto & Soledad Martinez Peria, Maria & Schmukler , Sergio L., 2008. "Bank involvement with SMEs : beyond relationship lending," Policy Research Working Paper Series 4649, The World Bank.
- Rodrigo Alfaro & Carlos García & Alejandro Jara & Helmut Franken, 2005.
"The bank lending channel in Chile,"
BIS Papers chapters, in: Bank for International Settlements (ed.), Investigating the relationship between the financial and real economy, volume 22, pages 128-45,
Bank for International Settlements.
- Rodrigo Alfaro & Helmut Franken & Carlos García & Alejandro Jara, 2004. "The Bank Lending Channel in Chile," Central Banking, Analysis, and Economic Policies Book Series, in: Luis Antonio Ahumada & J. Rodrigo Fuentes & Norman Loayza (Series Editor) & Klaus Schmidt-Hebbel (Se (ed.),Banking Market Structure and Monetary Policy, edition 1, volume 7, chapter 4, pages 121-146, Central Bank of Chile.
- Allen N. Berger & Seth D. Bonime & Lawrence G. Goldberg & Lawrence J. White, 1999.
"The Dymanics of Market Entry: The Effects of Mergers and Acquisitions on De Novo Entry and Small Business Lending in the Banking Industry,"
Working Papers
99-13, New York University, Leonard N. Stern School of Business, Department of Economics.
- Allen N. Berger & Seth D. Bonime & Lawrence G. Goldberg & Lawrence J. White, 2000. "The Dynamics of Market Entry: The Effects of Mergers and Acquisitions on De Novo Entry and Small Business Lending in the Banking Industry," Center for Financial Institutions Working Papers 00-12, Wharton School Center for Financial Institutions, University of Pennsylvania.
- Berger, Allen N. & Demsetz, Rebecca S. & Strahan, Philip E., 1999.
"The consolidation of the financial services industry: Causes, consequences, and implications for the future,"
Journal of Banking & Finance, Elsevier, vol. 23(2-4), pages 135-194, February.
- Allen N. Berger & Rebecca Demsetz & Philip E. Strahan, 1998. "The consolidation of the financial services industry: causes, consequences, and implications for the future," Finance and Economics Discussion Series 1998-46, Board of Governors of the Federal Reserve System (U.S.).
- Allen N. Berger & Rebecca Demsetz & Philip E. Strahan, 1998. "The consolidation of the financial services industry: causes, consequences, and the implications for the future," Staff Reports 55, Federal Reserve Bank of New York.
- Jeremy Berkowitz & Michelle J. White, 2002. "Bankruptcy and Small Firms' Access to Credit," NBER Working Papers 9010, National Bureau of Economic Research, Inc.
- Loretta J. Mester, 1999. "Banking industry's consolidation: what's a small business to do?," Business Review, Federal Reserve Bank of Philadelphia, issue Jan, pages 3-16.
- Franklin Allen & James McAndrews & Philip Strahan, 2002.
"E-Finance: An Introduction,"
Journal of Financial Services Research, Springer;Western Finance Association, vol. 22(1), pages 5-27, August.
- Franklin Allen & James McAndrews & Philip Strahan, 2001. "E-Finance: An Introduction," Center for Financial Institutions Working Papers 01-36, Wharton School Center for Financial Institutions, University of Pennsylvania.
- Sandra E. Black & Philip E. Strahan, 2002. "Entrepreneurship and Bank Credit Availability," Journal of Finance, American Finance Association, vol. 57(6), pages 2807-2833, December.
- Paola Sapienza, 2002. "The Effects of Banking Mergers on Loan Contracts," Journal of Finance, American Finance Association, vol. 57(1), pages 329-367, February.
- O. Emre Ergungor, 2002. "Community banks as small business lenders: the tough road ahead," Working Papers (Old Series) 0203, Federal Reserve Bank of Cleveland.
- Hirofumi Uchida & Gregory F. Udell & Nobuyoshi Yamori, 2006. "Loan Officers and Relationship Lending," Discussion papers 06031, Research Institute of Economy, Trade and Industry (RIETI).
- Stefano Filomeni, 2024. "The impact of the Paycheck Protection Program on the risk-taking behaviour of US banks," Review of Quantitative Finance and Accounting, Springer, vol. 62(4), pages 1329-1353, May.
- Hirofumi Uchida & Gregory F. Udell & Nobuyoshi Yamori, 2006. "SME financing and the choice of lending technology," Discussion papers 06025, Research Institute of Economy, Trade and Industry (RIETI).
- Ben R. Craig & William E. Jackson & James B. Thomson, 2004. "On SBA-guaranteed lending and economic growth," Working Papers (Old Series) 0403, Federal Reserve Bank of Cleveland.
- Uchida, Hirofumi & Udell, Gregory F. & Watanabe, Wako, 2008.
"Bank size and lending relationships in Japan,"
Journal of the Japanese and International Economies, Elsevier, vol. 22(2), pages 242-267, June.
- Hirofumi Uchida & Gregory F. Udell & Wako Watanabe, 2008. "Bank Size and Lending Relationships in Japan," NBER Chapters, in: Organizational Innovation and Firm Performance, pages 242-267, National Bureau of Economic Research, Inc.
- Hirofumi Uchida & Gregory F. Udell & Wako Watanabe, 2006. "Bank Size and Lending Relationships in Japan," Discussion papers 06029, Research Institute of Economy, Trade and Industry (RIETI).
- Hirofumi Uchida & Gregory F.Udell & Wako Watanabe, 2007. "Bank Size and Lending Relationships in Japan," NBER Working Papers 13005, National Bureau of Economic Research, Inc.
- Shen, Yan & Shen, Minggao & Xu, Zhong & Bai, Ying, 2009. "Bank Size and Small- and Medium-sized Enterprise (SME) Lending: Evidence from China," World Development, Elsevier, vol. 37(4), pages 800-811, April.
- Jeremy C. Stein, 2000. "Information Production and Capital Allocation: Decentralized vs. Hierarchical Firms," NBER Working Papers 7705, National Bureau of Economic Research, Inc.
- Ben R. Craig & William E. Jackson & James B. Thomson, 2005. "SBA-loan guarantees and local economic growth," Working Papers (Old Series) 0503, Federal Reserve Bank of Cleveland.
- Ben R. Craig & William E. Jackson & James B. Thomson, 2006. "Small firm credit market discrimination, SBA-guaranteed lending, and local market economic performance," Working Papers (Old Series) 0613, Federal Reserve Bank of Cleveland.
- Jessica Holmes & Jonathan Isham & Ryan Petersen & Paul Sommers, 2005. "Does Relationship Lending Still Matter in the Consumer Banking Sector? Evidence from Two Financial Service Organizations in Vermont," Middlebury College Working Paper Series 0511, Middlebury College, Department of Economics.
- Jose Maria Liberti, 2004. "Initiative, Incentives and Soft Information. How Does Delegation Impact The Role of Bank Relationship Managers?," Finance 0404023, University Library of Munich, Germany.