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Ипотека В Российской Федерации

Author

Listed:
  • Georgy Zadonsky

    (Институт экономической политики имени Е.Т.Гайдара)

Abstract
Объем предоставленных за 11 месяцев 2013 г. ипотечных жилищных кредитов превысил аналогичный показатель 2012 г. на 17,38% по количеству и на 29,51% в денежном выражении, достигнув 1175,0 млрд руб. Средневзвешенная ставка по ИЖК в рублях, выданным в течение месяца, снизилась с 12,9% за март 2013 г. до 11,9% за ноябрь 2013 г. Доля просроченной задолженности в остаточной задолженности по ИЖК за ноябрь 2013 г. уменьшилась по кредитам в рублях на 0,06 п.п. до 1,05%, а по кредитам в иностранной валюте – на 0,003 п.п. до 12,29%. Доля задолженности по ИЖК без просроченных платежей в общей сумме задолженности по ИЖК за ноябрь 2013 г. увеличилась на 0,59 п.п. и составила 95,89%. Доля задолженности по дефолтным кредитам (с просроченными платежами свыше 180 дней) в общей сумме задолженности по ИЖК снизилась на 0,06 п.п. до 1,91%.

Suggested Citation

  • Georgy Zadonsky, 2014. "Ипотека В Российской Федерации," Russian Economic Development (in Russian), Gaidar Institute for Economic Policy, issue 2, pages 33-35, Февраль.
    • Handle: RePEc:gai:ruserr:152
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    More about this item

    Keywords

    Ипотека;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • K11 - Law and Economics - - Basic Areas of Law - - - Property Law
    • L74 - Industrial Organization - - Industry Studies: Primary Products and Construction - - - Construction
    • L85 - Industrial Organization - - Industry Studies: Services - - - Real Estate Services
    • R14 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General Regional Economics - - - Land Use Patterns
    • R21 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis - - - Housing Demand
    • R31 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Real Estate Markets, Spatial Production Analysis, and Firm Location - - - Housing Supply and Markets
    • R52 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Regional Government Analysis - - - Land Use and Other Regulations

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