TERMS & CONDITIONS

A- Terms of Use

Your access and use of SELA's ("SELA", "our", or "we") website www.sela.sa ("Website") are subject to the following terms of use ("Terms"), Sela's Privacy Policy, and Disclaimer, and the laws of the Kingdom of Saudi Arabia. Your consent and approval to these Terms are deemed effective upon your first use of this Website. Sela, at its sole discretion, may amend these Terms with immediate effect and your consent and approval to such amendments are deemed upon your continuous use of the Website.

Use of the Website:

The contents of this Website are available for general information only, and Sela does not represent nor warrant the accuracy, reliability, or completeness of the information provided.

By using this Website, you agree and undertake not to:

1. use the Website in any way to send spam, phishing, or unsolicited emails. 2. use the website in a way that causes or may cause violation to the specific rights of Sela Company and/or any third party. 3. use the Website in claims to offer investment, banking, or financial services, or any other services, or in requesting monetary deposits or financial and/or personal information, or any fraudulent activity; 4. use the Website, by post or publish or otherwise, in a defamatory, obscene, infringing, or disparaging way; 5. upload files containing viruses or corrupt data, attack this Website in any way, including using malicious or harmful technology, or using software to interfere with the proper operation of the Website; 6. misuse the Website to engage in activities that are illegal or unlawful in the Kingdom of Saudi Arabia; 7. attempt to get unauthorized access to the Website, servers, or any connected databases, portals, or devices; 8. create a link to this Website in any way suggesting or claiming SELA's association, endorsement, or approval.

Any breach of these Terms, misuse or abuse of any content or material on the Website, or unauthorized access to the Website is strictly prohibited and may result in claims for damages and/or criminal offenses as per the applicable laws and regulations in the Kingdom of Saudi Arabia.

Intellectual Property Rights:

All intellectual property, including but not limited to, copyright in and to the content, trademarks, logos, trade names, design, layout, overall appearance, graphics, and other proprietary information provided on, or via, this Website (whether in text, images, or other materials), are owned by, or have been licensed to, or have permission to use by Sela and cannot be used without Sela’s prior written approval.

Termination of Use:

The user of this website acknowledges that Sela Company has the full right and based on its sole discretion to stop, terminate or ban the right of the user to access its website without any prior notice or justification, including terms of use, or any other act that is considered by Sela Company illegal or harmful to it or others.

Applicable Law:

These Terms, including the Privacy Policy and the Disclaimer, and your use of this Website are governed by the laws of the Kingdom of Saudi Arabia, and any non-contractual or contractual dispute or claim is subject to the exclusive jurisdiction of the courts in the Kingdom of Saudi Arabia.