WO2019083413A3 - Method and system for carrying out online electronic transactions relating to the provision of financial services - Google Patents
Method and system for carrying out online electronic transactions relating to the provision of financial services Download PDFInfo
- Publication number
- WO2019083413A3 WO2019083413A3 PCT/RU2018/000840 RU2018000840W WO2019083413A3 WO 2019083413 A3 WO2019083413 A3 WO 2019083413A3 RU 2018000840 W RU2018000840 W RU 2018000840W WO 2019083413 A3 WO2019083413 A3 WO 2019083413A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- investor
- bank
- interest rate
- deposit
- account
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Finance (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention relates to means for carrying out electronic trading and auctions. An automated online system and method for providing online financial services includes registering participants in a system by means of a processor, said participants being divided according to their status at least into the categories of banks and investors, authorizing said participants and providing access to an online trading platform in accordance with their status within the system, collecting and collating information about deposit offers from banks, including interest rates and terms of acceptance, wherein a counter-proposal is received from an investor, the financial cost of implementing the investor's offer is calculated according to their proposed interest rate and deposit amount, investor funds are deposited on the investor's bank card in favour of the trading platform, and the investor's interest rate offer and the bank's terms are compared with respect to the deposit amount and proposed interest rate of the investor, taking into account the interest rate proposal set by the bank with respect to the deposit. If the interest rate proposed by the investor is not greater than a maximum permissible bank rate with respect to the deposit, the investor's proposal is accepted and the funds deposited by the investor are transferred from the account of the trading platform to an account of the bank.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
RU2017137646A RU2017137646A (en) | 2017-10-27 | 2017-10-27 | THE METHOD OF IMPLEMENTATION OF ONLINE ELECTRONIC TRANSACTIONS FOR PROVIDING FINANCIAL SERVICES AND AUTOMATED ONLINE SYSTEM FOR ITS IMPLEMENTATION |
RU2017137646 | 2017-10-27 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2019083413A2 WO2019083413A2 (en) | 2019-05-02 |
WO2019083413A3 true WO2019083413A3 (en) | 2019-09-06 |
Family
ID=66247358
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/RU2018/000840 WO2019083413A2 (en) | 2017-10-27 | 2018-12-19 | Method for carrying out online electronic transactions relating to the provision of financial services and automated online system for the implementation of said method |
Country Status (2)
Country | Link |
---|---|
RU (1) | RU2017137646A (en) |
WO (1) | WO2019083413A2 (en) |
Families Citing this family (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN111292186B (en) * | 2020-01-17 | 2023-08-29 | 中国建设银行股份有限公司 | Data analysis method and data analysis device |
CN111275424A (en) * | 2020-01-21 | 2020-06-12 | 中科柏诚科技(北京)股份有限公司 | System for opening bank platform |
Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20030018558A1 (en) * | 1998-12-31 | 2003-01-23 | Heffner Reid R. | System, method and computer program product for online financial products trading |
EP1679668A2 (en) * | 1996-09-04 | 2006-07-12 | Intertrust Technologies Corp. | Trusted infrastructure support systems, methods and techniques for secure electronic commerce, electronic transactions, commerce process control and automation, distributed computing, and rights management |
US20120215673A1 (en) * | 2000-05-18 | 2012-08-23 | Bruce Usher | Electronic trading systems and methods |
RU2467501C2 (en) * | 2006-07-06 | 2012-11-20 | Файрторн Мобайл Инк. | Methods and systems for financial transactions in mobile communication environment |
RU2520410C2 (en) * | 2006-07-06 | 2014-06-27 | Квелкомм Инкорпорейтед | Methods and systems for financial transactions in mobile communication environment |
-
2017
- 2017-10-27 RU RU2017137646A patent/RU2017137646A/en unknown
-
2018
- 2018-12-19 WO PCT/RU2018/000840 patent/WO2019083413A2/en active Application Filing
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP1679668A2 (en) * | 1996-09-04 | 2006-07-12 | Intertrust Technologies Corp. | Trusted infrastructure support systems, methods and techniques for secure electronic commerce, electronic transactions, commerce process control and automation, distributed computing, and rights management |
US20030018558A1 (en) * | 1998-12-31 | 2003-01-23 | Heffner Reid R. | System, method and computer program product for online financial products trading |
US20120215673A1 (en) * | 2000-05-18 | 2012-08-23 | Bruce Usher | Electronic trading systems and methods |
RU2467501C2 (en) * | 2006-07-06 | 2012-11-20 | Файрторн Мобайл Инк. | Methods and systems for financial transactions in mobile communication environment |
RU2520410C2 (en) * | 2006-07-06 | 2014-06-27 | Квелкомм Инкорпорейтед | Methods and systems for financial transactions in mobile communication environment |
Also Published As
Publication number | Publication date |
---|---|
RU2017137646A3 (en) | 2020-02-28 |
WO2019083413A2 (en) | 2019-05-02 |
RU2017137646A (en) | 2019-04-29 |
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