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WO2018205904A1 - 车辆定损方法、定损客户端及计算机可读介质 - Google Patents

车辆定损方法、定损客户端及计算机可读介质 Download PDF

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Publication number
WO2018205904A1
WO2018205904A1 PCT/CN2018/085885 CN2018085885W WO2018205904A1 WO 2018205904 A1 WO2018205904 A1 WO 2018205904A1 CN 2018085885 W CN2018085885 W CN 2018085885W WO 2018205904 A1 WO2018205904 A1 WO 2018205904A1
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WO
WIPO (PCT)
Prior art keywords
information
vehicle
preset
damaged
vin
Prior art date
Application number
PCT/CN2018/085885
Other languages
English (en)
French (fr)
Chinese (zh)
Inventor
周凯
张荣兵
荆治家
廖明锐
金振东
闫世英
Original Assignee
周凯
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 周凯 filed Critical 周凯
Priority to JP2019562348A priority Critical patent/JP6831481B2/ja
Publication of WO2018205904A1 publication Critical patent/WO2018205904A1/zh

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Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/01—Protocols
    • H04L67/12—Protocols specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C5/00—Registering or indicating the working of vehicles
    • G07C5/008—Registering or indicating the working of vehicles communicating information to a remotely located station
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C5/00—Registering or indicating the working of vehicles
    • G07C5/08—Registering or indicating performance data other than driving, working, idle, or waiting time, with or without registering driving, working, idle or waiting time
    • G07C5/0816—Indicating performance data, e.g. occurrence of a malfunction

Definitions

  • the present application relates to the field of vehicle loss detection technology, and in particular, to a vehicle loss determination method, a fixed loss client, and a computer readable medium.
  • the present application provides a vehicle loss-receiving method, a fixed-loss client, and a computer-readable medium, so as to establish a uniform loss assessment standard by the parties to the cooperation, and at the same time realize a convenient and scene-adapted vehicle damage valuation.
  • the embodiment of the present application provides a method for determining a vehicle loss, and the method includes:
  • the fixed loss evaluation information is calculated according to the damaged position part information and the processing manner.
  • the receiving the user input information further includes:
  • the vehicle identification code VIN input by the user is received.
  • the determining the matched damaged location part information and the processing manner according to the input information specifically includes:
  • the part information matching the VIN is determined from the whole parts as the damaged position part information and the corresponding processing manner.
  • the determining the matched damaged location part information and the processing manner according to the input information further includes:
  • the part information matching the VIN is determined from the whole parts as the damaged position part information and the corresponding processing manner.
  • the method further includes:
  • a schematic diagram of the vehicle corresponding to the vehicle type is displayed.
  • the vehicle in the vehicle schematic is divided into a plurality of preset solid areas, each of which contains at least one part.
  • the vehicle schematic includes a top view of the vehicle and a side view of the vehicle.
  • each preset solid area includes small cubes represented by a plurality of parts according to a coordinate system of the parts, and each preset solid area includes at least one part.
  • the determining the information of the damaged location part and the processing manner according to the input information specifically include:
  • the damaged position part information and the processing manner matched with the input information are calculated according to the user's selection operation.
  • the schematic view of the vehicle is a top view of the vehicle. If the number of the preset stereoscopic areas covered by the manually labeled range is more than one, the displaying the damaged location candidate information includes:
  • the part information in each corresponding preset solid area is sequentially arranged according to the size of the manually labeled area and the overlapping area of each preset stereoscopic area occupying the total area of the preset three-dimensional area.
  • the vehicle schematic is a side view of the vehicle
  • the preset number of stereoscopic regions in the side view of the vehicle is a predetermined number
  • the predetermined number of preset stereoscopic regions are sequentially arranged from bottom to top.
  • the determining the part information in the preset stereoscopic region as the damaged location candidate information includes:
  • the determined part information in each of the preset stereoscopic regions is determined as the damaged position candidate information.
  • the calculating the damage valuation information according to the damaged location part information and the processing manner specifically includes:
  • the maintenance cost is calculated based on the VIN, the damaged location part information, and the processing method.
  • the calculating the maintenance cost according to the VIN, the damaged position component information, and the processing manner specifically includes:
  • the damaged position part information and the processing method the maintenance cost is calculated by an automatic adjustment algorithm
  • the automatic adjustment algorithm is an algorithm for calculating a maintenance cost according to the VIN, a damaged location selected by a user, and a processing manner, and adjusting maintenance costs with association, overlap, and mutual exclusion.
  • the calculating the maintenance cost according to the VIN, the damaged position component information, and the processing manner specifically includes:
  • the damaged position parts information and the processing method combined with the maintenance manufacturer's calculation parameters and the individual adjustment factor calculation parameters, the maintenance cost is calculated.
  • the method further includes:
  • the two-dimensional code is pushed to the user to cause the user to scan the two-dimensional code to acquire and edit the fixed-value estimate information and status.
  • the application also provides a vehicle loss detection client, comprising:
  • a receiving unit configured to receive input information of the user, where the input information is information of a damaged location of the vehicle;
  • a first processing unit configured to determine the matched damaged location part information and the processing manner according to the input information
  • the second processing unit is configured to calculate the fixed loss evaluation information according to the damaged position part information and the processing manner.
  • the method further comprises:
  • the receiving unit is further configured to receive a vehicle identification code VIN input by a user.
  • the input information is a text message
  • the first processing unit is specifically configured to translate the text message into a part standard name; select all parts matching the standard name of the part according to a preset part association relationship; determine and obtain from the whole part
  • the part information of VIN matching is used as the information of the parts in the damaged position and the corresponding processing methods.
  • the input information is a voice message
  • the first processing unit is further configured to convert the voice message into a text message.
  • the method further comprises:
  • the first processing unit is further configured to determine a vehicle type of the damaged vehicle according to the VIN;
  • the vehicle schematic display unit is configured to display a schematic diagram of the vehicle corresponding to the vehicle type.
  • the vehicle in the vehicle schematic is divided into a plurality of preset solid areas, each of which contains at least one part.
  • the vehicle schematic includes a top view of the vehicle and a side view of the vehicle.
  • the input information is manually marked by the user on the vehicle schematic
  • the first processing unit is configured to determine a preset stereoscopic area covered by the manually labeled range; and specifically configured to determine part information in the preset stereoscopic area as damaged location candidate information;
  • the candidate information display unit is further configured to display the damaged location candidate information and the processing mode candidate information matching the damaged location candidate information for the user to select;
  • the second processing unit is configured to calculate damaged location part information and a processing manner that match the input information according to the user's selection operation.
  • the vehicle schematic is a top view of the vehicle, if more than one preset stereoscopic area is covered in the manually marked range,
  • the first processing unit is specifically configured to determine a range of sizes of the preset stereoscopic regions occupied by the manual labeling
  • the information display unit is configured to sequentially display the part information in each corresponding preset stereo area according to the size of the manually labeled area and the overlapping area of each preset stereo area occupying the total area of the preset three-dimensional area.
  • the vehicle schematic is a side view of the vehicle
  • the preset number of stereoscopic regions in the side view of the vehicle is a predetermined number
  • the predetermined number of preset stereoscopic regions are sequentially arranged from bottom to top.
  • the number of preset stereoscopic regions covered by the manually labeled range is more than one,
  • the first processing unit is specifically configured to determine a preset stereoscopic area covered by the manual labeling; and specifically configured to determine the part information in each determined preset stereoscopic area as the damaged location candidate information.
  • the second processing unit is specifically configured to calculate a maintenance cost based on the VIN, the damaged position component information, and the processing manner.
  • the second processing unit is specifically configured to calculate a maintenance cost by using an automatic adjustment algorithm according to the VIN, the damaged position component information, and the processing manner;
  • the automatic adjustment algorithm is an algorithm for calculating a maintenance cost according to the VIN, a damaged location selected by a user, and a processing manner, and adjusting maintenance costs with association, overlap, and mutual exclusion.
  • the second processing unit is specifically configured to calculate a maintenance cost according to the VIN, the damaged position component information, and the processing mode, and the maintenance manufacturer calculation parameter and the personalized adjustment factor calculation parameter.
  • the method further comprises:
  • the second processing unit is further configured to generate a fixed loss estimate according to the fixed loss valuation information
  • the third processing unit is configured to generate a two-dimensional code corresponding to the fixed loss estimate; and is further configured to push the two-dimensional code to the user.
  • the present application also provides a computer readable medium having processor-executable non-volatile program code, wherein the program code causes the processor to perform the vehicle loss method described above.
  • the matching damaged location part information and the processing manner are determined, so that the user can conveniently and accurately determine the specific damaged information of the faulty vehicle on the mobile terminal.
  • the standardized information can be transferred between different departments and different organizations in the same organization, reducing the communication cost and improving the efficiency of the fixed loss claims; and calculating the fixed loss valuation information according to the damaged location part information and the processing method, thereby reducing the information.
  • Human input and output which reduces labor costs, improves efficiency, reduces the cumbersome workload of human input, and avoids the erroneous problems that may result from human input.
  • FIG. 1 is a schematic flow chart of a method for determining a vehicle loss provided by the present application
  • FIG. 2 is a simplified schematic view of a vehicle of a three-door four-door vehicle provided by the present application
  • FIG. 3 is a simplified schematic view of a side view of a three-door four-door vehicle provided by the present application.
  • FIG. 4 is a simplified schematic view of a vehicle of a three-door four-door vehicle provided in a specific embodiment of the present application;
  • FIG. 5 is a simplified schematic view of a side view of a three-door four-door vehicle provided in a specific embodiment of the present application;
  • FIG. 6 is a schematic structural diagram of a vehicle loss detecting client provided by the present application.
  • the application provides a method for determining the damage of a vehicle. As shown in FIG. 1 , the method for determining the damage of the vehicle includes the following steps:
  • Step 101 Receive input information of a user.
  • the input information is information of a damaged location of the vehicle.
  • the vehicle may be any type of vehicle, which is not specifically limited in this embodiment.
  • the vehicle identification code VIN (Vehicle Identification Number) input by the user is received.
  • the vehicle identification code VIN is a set of seventeen English numbers that are configured as a unique set of numbers on the car that can identify the manufacturer, engine, chassis serial number and other performance of the car.
  • the method further includes:
  • a schematic diagram of the vehicle corresponding to the vehicle type is displayed.
  • the vehicle schematic diagram is obtained according to the VIN information, and the component information corresponding to each preset stereoscopic region of the vehicle may be pre-adjusted according to the VIN information.
  • the vehicle type three types of three-door, two-door five-door, SUV, MPV, three-door, two-door, and the like
  • a schematic diagram of the corresponding type of vehicle is invoked; wherein the vehicle schematic includes the vehicle Top view and side view of the vehicle, see Figures 2 and 3.
  • the type of the vehicle three types of three-door, two-door five-door, SUV, MPV, three-door, two-door, and the like
  • the vehicle three types of three-door, two-door five-door, SUV, MPV, three-door, two-door, and the like
  • the preset stereoscopic region can be understood as several stereoscopic regions in which the vehicle is divided into a spatial angle in advance on the vehicle schematic, wherein when the vehicle schematic is a vehicle top view, the stereoscopic manner can be preset in a manner Area; when the vehicle schematic is a side view of the vehicle, the stereo area can also be preset in another way.
  • FIG. 2 which is a top view of the vehicle
  • the vehicle in the vehicle top view, the vehicle is assumed to be a cube consisting of three dimensions: a horizontal (left to right) longitudinal (from the front bumper to the rear bumper) and a three-dimensional height.
  • the vehicle is then formed into a box of more than 300 small cubes, each part of the vehicle is located in a small square; that is, each part can be described by three-dimensional coordinates, and for each coordinate You can find the corresponding part name.
  • This coordinate system is able to digitize the physical location of the part, making it possible to quickly and batchly identify damaged parts and intelligent part recommendations based on computer intelligence algorithms.
  • the number of small cube groups is not limited to 300, and may be other numbers, and the specific value may be determined according to the type of the vehicle. Specifically, the magnitude of the numerical value may be determined according to at least one of the following: a manufacturer of the vehicle (A manufacturer or B manufacturer), a model to which the vehicle belongs (SUV in the A manufacturer), a vehicle body length, and the like.
  • this parameter needs to be a parameter that can distinguish between various types of vehicles.
  • each preset solid area includes small cubes represented by several parts according to the coordinate system of the parts, and each preset three-dimensional The area contains at least one part.
  • the part information represented by each small cube in the preset three-dimensional area is loaded to ensure that the part information applicable to the VIN is presented in the user's fixed loss process, and is included in the calculation of the fixed loss estimate. .
  • the part information query method is specifically: firstly, a part standard name library and a part common name language library are established, wherein a standard name of each part is stored in the part standard name library, and a common name of each part is stored in the common name of the part.
  • a standard name of each part is stored in the part standard name library
  • a common name of each part is stored in the common name of the part.
  • the “front bumper skin” is often used to call it “bumper”.
  • the “front bumper skin” is the name of the part standard name library
  • the “bumper” is the name in the common name library.
  • the part standard name library can be matched with the corresponding parts in each brand to establish a unique stable matching relationship; when the user inputs any name of a part (such as "pre-insurance" When the bar is commonly used as a "bumper", the part name entered by the user is translated into the part standard name according to the common name of the part, and the corresponding part set is identified by the matching relationship, wherein the part set at this time It includes the front bumper skin of each model of each manufacturer; finally, according to the factory configuration of the parts corresponding to the VIN information, the only part that fits the VIN is determined in the parts collection, and the part number and the sales reference price are output.
  • the corresponding repair method is available for selection.
  • the maintenance method of each part can be updated according to the maintenance experience, and the sales reference price of each part can be updated according to the change of the market price.
  • the update method includes manual update and automatic update.
  • the market price of each part can be automatically obtained, and when it is determined that the difference between the original price and the market price is greater than a certain threshold, the original price of the part can be updated according to the market price.
  • the price after the update can be manually entered by the user.
  • the number of preset stereoscopic regions is set to a predetermined number.
  • the number of preset stereoscopic regions is four.
  • Fig. 3 it is a side view of the vehicle. As can be seen from Fig. 3, it is divided by four lines (g, f, e and d), and a portion between each two lines is a preset three-dimensional area.
  • the bottom line ie, d in FIG.
  • 3) and the lower part of the line are a preset three-dimensional area, which are respectively the carpet position line in the car (ie, d), the seat inside the car, and a seat cushion position line (ie, f), an in-vehicle combination meter position line (ie, e), and a roof position line (ie, g); and the divided four preset stereoscopic regions are sequentially arranged from bottom to top .
  • the number of preset stereoscopic regions is not limited to 4, and may be selected as 3 or 5, etc., and is not specifically limited in this embodiment. .
  • the number of preset stereoscopic regions can also be determined according to at least one of the following parameters: the manufacturer of the vehicle (A manufacturer or B manufacturer), the model to which the vehicle belongs (SUV in the manufacturer A), the body of the vehicle Length and so on.
  • Step 102 Determine matching part information and processing manner of the damaged position according to the input information.
  • Determining, according to the input information, the matched damaged position component information and the processing manner specifically including:
  • the part information matching the VIN is determined from the whole parts as the damaged position part information and the corresponding processing manner.
  • the method further includes:
  • the process in this step is as follows.
  • the user input information is “Give me a bumper”.
  • the “bumper” is translated into the part standard name “front bumper bar”, and the “pre-bumper” is selected.
  • “Bumper” matches all parts of each brand and model; according to the VIN input by the user, the "front bumper skin” matching the VIN is found, and the "front bumper skin” matching the VIN is determined and replaced.
  • the treatment of the bumper skin is the damaged part part information and the corresponding processing method.
  • the process of translating the "bumper" into the part standard name "front bumper skin” is described as follows: First, the user-entered part name is translated into the part standard name according to the common name of the part.
  • the input information is manually labeled by the user on the vehicle schematic, specifically:
  • Determining, according to the input information, the matched damaged position component information and the processing manner specifically including:
  • the damaged position part information and the processing manner matched with the input information are calculated according to the user's selection operation.
  • the vehicle schematic can be a vehicle top view (for normal collisions) and a vehicle side view (for water flooded vehicles).
  • the schematic view of the vehicle is a top view of the vehicle.
  • the display of the damaged location candidate information includes: :
  • the part information in each corresponding preset solid area is sequentially arranged according to the size of the manually labeled area and the overlapping area of each preset stereoscopic area occupying the total area of the preset three-dimensional area.
  • the vehicle top view includes a plurality of preset stereoscopic regions.
  • the preset stereoscopic regions covered by the circle mark are three preset stereo regions of a, b, and k, and the area marked by the circle and the covered a and b are determined.
  • k the preset three-dimensional area overlapping area occupies the total size of the preset three-dimensional area in the order of b>a>k, and sequentially displays the part information and corresponding processing manners in each preset three-dimensional area according to the size order for the user.
  • the part information in the preset three-dimensional area b and the corresponding processing manner may be displayed first, and then the part information and the corresponding processing manner in the stereo area a and the preset three-dimensional area k are preset. It is hidden.
  • the part information in the preset three-dimensional area a and the corresponding processing manner are displayed.
  • the part information and corresponding information in the preset three-dimensional area b and the preset three-dimensional area k are corresponding. The processing is hidden.
  • the vehicle schematic is a side view of the vehicle.
  • the part information in the preset stereo region is determined.
  • Information for the damaged location to be selected including:
  • the determined part information in each of the preset stereoscopic regions is determined as the damaged position candidate information.
  • the process in this step is exemplified as follows.
  • the vehicle side view includes four preset stereoscopic regions d, e, f, and g
  • the user input information is circled in the side view of the vehicle, according to The circle is marked to determine that the preset stereoscopic area covered by the circled label includes two preset stereoscopic regions d and preset stereoscopic regions e, and the preset stereoscopic regions d and the preset stereoscopic regions e are in two preset stereo regions.
  • the part information and the corresponding processing manner are respectively displayed for the user to select, that is, the part information in the preset three-dimensional area d and the corresponding processing manner and the part information in the preset three-dimensional area e and the corresponding processing manner are displayed.
  • the display of the part information and the corresponding processing manner in the two preset stereo regions may be any arrangement.
  • manual labeling can also be implemented in the vehicle schematic by a regular pattern.
  • a hovering box is displayed in the upper left corner (or upper right corner) of the vehicle schematic, which includes various regular graphics, such as rectangles, circles, squares, triangles, and the like. If the user clicks on the rectangle and the user clicks again at a certain position in the vehicle schematic, a rectangular box of adjustable size will appear, and the user can perform manual labeling by zooming in and out of the rectangular frame.
  • a brush is further included in the suspension frame, and the user can also mark the vehicle schematic by the brush, for example, as shown in FIG. 4 and FIG. 5, thereby implementing manual labeling.
  • delineated manual labeling method mentioned in the above two specific embodiments is only a preferred manual labeling method selected by the present application in order to explain the specific embodiment, but the manual labeling method is not limited thereto, and other Any manual labeling method is within the scope of protection of the present application.
  • Step 103 Calculate the loss assessment information according to the damaged location part information and the processing manner.
  • the calculating the damage valuation information according to the damaged location part information and the processing manner specifically includes:
  • the maintenance cost is calculated based on the VIN, the damaged location, and the processing method.
  • the maintenance cost includes the price of the parts at the damaged location and the maintenance cost corresponding to the handling method.
  • the non-user self-selection that is, the part of the system intelligent association and the part filtered by the system based on the overlap and mutual exclusion algorithm, will also present the presentation to the customer, so that the user can determine the selection according to all the details.
  • the calculation of the maintenance cost includes three parts: the standard working hour system, the automatic adjustment algorithm and the adjustment coefficient.
  • the standard working hour project system includes:
  • A. Working time project system Calculate the standard time according to the common parts disassembly and assembly project, replacement project, sheet metal project, painting project and other projects of different vehicle countries and models.
  • the calculation parameters in the working hour project system can be determined by VIN, the damaged position and the processing method.
  • the calculating the maintenance cost according to the VIN, the damaged position component information, and the processing manner further includes:
  • the maintenance cost is calculated by an automatic adjustment algorithm.
  • the automatic adjustment algorithm is an algorithm for calculating a maintenance cost according to the VIN, a user-selected damaged position and a processing manner, and adjusting maintenance costs with association, overlap, and mutual exclusion. Of course, it can also be called a work item. Association, overlap, and mutual exclusion computing systems.
  • the bumper painting project must involve the disassembly and assembly of the bumper. Therefore, when the user selects the painting project, the bumper disassembly work time is automatically calculated, and the total maintenance time is included.
  • Overlapping For example, the front bumper detachment and the front bumper lower grille disassembly and assembly involve the action of bumper disassembly and installation, so the repeated project work time is eliminated when calculating the repair time.
  • the calculating the maintenance cost according to the VIN, the damaged position component information, and the processing manner further includes:
  • the damaged position parts information and the processing method combined with the maintenance manufacturer's calculation parameters and the individual adjustment factor calculation parameters, the maintenance cost is calculated.
  • the labor cost per hour of vehicle maintenance is affected by geographical, maintenance channels, brands and other factors, it is based on the hourly maintenance charges of the two types of automobile maintenance enterprises, 4S shop and general comprehensive maintenance factory, and the vehicle brand and vehicle.
  • the type of repair and the area in which the adjustment factor is the maintenance unit price calculation model.
  • the vehicle's fixed loss estimate is generated based on the acquired damaged location and processing method selected by the user, and the corresponding maintenance cost calculated.
  • Step 104 Generate a two-dimensional code corresponding to the fixed loss estimate and the fixed loss estimate and push the two-dimensional code.
  • the fixed loss estimate carries a unique fixed-loss estimate number consisting of a plurality of random numbers; the user can enter the fixed-loss estimate by scanning the two-dimensional code to view and modify the fixed-loss estimate.
  • the present application further provides a vehicle loss detecting client, as shown in FIG. 6, comprising:
  • the receiving unit 610 is configured to receive input information of the user, where the input information is information of a damaged location of the vehicle;
  • the first processing unit 620 is configured to determine the matched damaged location part information and the processing manner according to the input information
  • the second processing unit 630 is configured to calculate the fixed loss evaluation information according to the damaged position part information and the processing manner.
  • the receiving unit 610 is further configured to receive a vehicle identification code VIN input by a user.
  • the first processing unit 620 is specifically configured to translate the text message into a part standard name; select all parts that match the part standard name according to the preset part association relationship; and determine and obtain from the all parts
  • the part information matched by the VIN is used as the damaged position part information and the corresponding processing method.
  • the method further includes:
  • the first processing unit 620 is further configured to convert the voice message into a text message; translate the text message into a part standard name; and filter all parts matching the part standard name according to the preset part association relationship
  • the part information matching the VIN is determined from all the parts as the damaged position part information and the corresponding processing manner.
  • the vehicle model schematic display unit 640 is configured to determine a vehicle type of the damaged vehicle according to the VIN; and display a vehicle schematic corresponding to the vehicle type.
  • the vehicle in the vehicle schematic diagram is divided into a plurality of preset stereoscopic regions, each of which includes at least one component; the vehicle schematic diagram includes a vehicle top view and a vehicle side view.
  • the first processing unit 620 is specifically configured to determine a preset stereoscopic area covered by the manually labeled range; and determine part information in the preset stereoscopic area as damaged location candidate information;
  • the candidate information display unit 650 is configured to display the damaged location candidate information and the processing mode candidate information matching the damaged location candidate information for the user to select;
  • the second processing unit 630 is configured to calculate damaged location part information and a processing manner that match the input information according to the user's selection operation.
  • the vehicle schematic diagram is a top view of the vehicle. If the number of preset stereoscopic areas covered by the manual circled labeling number is more than one,
  • the first processing unit 620 is specifically configured to determine a range of sizes of the preset stereoscopic regions occupied by the manual labeling
  • the vehicle type schematic display unit 640 is specifically configured to sequentially display the part information in each corresponding preset three-dimensional area according to the size of the manually labeled area and the overlapping area of each preset three-dimensional area occupying the total area of the preset three-dimensional area.
  • the vehicle schematic is a side view of the vehicle, and the preset number of stereoscopic regions in the side view of the vehicle is a predetermined number, and the predetermined number of preset stereoscopic regions are sequentially arranged from bottom to top.
  • the first processing unit 620 is specifically configured to determine a preset stereoscopic area covered by the manual labeling; and specifically configured to determine the part information in each determined preset stereoscopic area as the damaged location candidate information.
  • the second processing unit 630 is specifically configured to calculate a maintenance cost according to the VIN, the damaged location, and the processing manner.
  • the second processing unit 630 is further configured to calculate a maintenance cost by using an automatic adjustment algorithm according to the VIN, the damaged position component information, and the processing manner;
  • the automatic adjustment algorithm is an algorithm for calculating a maintenance cost according to the VIN, a damaged location selected by a user, and a processing manner, and adjusting maintenance costs with association, overlap, and mutual exclusion.
  • the second processing unit 630 is specifically configured to calculate a maintenance cost according to the VIN, the damaged position component information, and the processing mode, and the maintenance manufacturer calculation parameter and the personalized adjustment factor calculation parameter.
  • the second processing unit 630 is further configured to generate a fixed loss estimate according to the fixed loss valuation information
  • the third processing unit 660 is configured to generate a two-dimensional code corresponding to the fixed loss estimate; and is further configured to push the two-dimensional code to the user.
  • the technical solution provided by the above application not only fills the blank of the mobile fixed loss product in the market, but before the application, the fixed loss product can be searched and fixed in a precise, fast and batch manner. And use a maintenance cost calculation model that is widely recognized in the local market and fully considers the diversified needs of the market; and this solution enables the real vehicle to move the loss; let the automotive maintenance industry and the insurance industry communicate with the tools based on fair standards; And let the insurance company to minimize the differences caused by individual personnel, standardize the process; at the same time, it will bring significant synergy efficiency and labor cost savings to the industry.
  • each block of the block diagrams and/or block diagrams and/or flow diagrams and combinations of blocks in the block diagrams and/or block diagrams and/or flow diagrams can be implemented by computer program instructions. .
  • these computer program instructions can be implemented by a general purpose computer, a professional computer, or a processor of other programmable data processing methods, such that the processor is executed by a computer or other programmable data processing method. Apply for a disclosed block diagram and/or block diagram and/or flow diagram of a box or multiple boxes of specified schemes.
  • the modules of the device of the present application may be integrated into one or may be deployed separately.
  • the above modules can be combined into one module, or can be further split into multiple sub-modules.
  • modules in the apparatus in the embodiments may be distributed in the apparatus of the embodiment according to the description of the embodiments, or the corresponding changes may be located in one or more apparatuses different from the embodiment.
  • the modules of the above embodiments may be combined into one module, or may be further split into multiple sub-modules.
  • the vehicle loss determining method, the fixed loss client and the computer readable medium provided by the embodiments of the present application enable the user to conveniently and accurately determine the specific damaged information of the faulty vehicle on the mobile terminal, so that the standardized information can be in the same organization. Transfer between different departments and different organizations, reduce communication costs and improve the efficiency of fixed loss claims; then calculate the loss assessment information based on the damaged location parts information and the processing method, reducing manpower input and output, that is, reducing Labor costs increase efficiency, reduce the cumbersome workload of manpower input, and avoid the erroneous problems that can result from human input.

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