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WO2000005667A3 - Automated document cashing system - Google Patents

Automated document cashing system Download PDF

Info

Publication number
WO2000005667A3
WO2000005667A3 PCT/US1999/015446 US9915446W WO0005667A3 WO 2000005667 A3 WO2000005667 A3 WO 2000005667A3 US 9915446 W US9915446 W US 9915446W WO 0005667 A3 WO0005667 A3 WO 0005667A3
Authority
WO
WIPO (PCT)
Prior art keywords
validating
user
amount
document
monetary transaction
Prior art date
Application number
PCT/US1999/015446
Other languages
French (fr)
Other versions
WO2000005667A2 (en
Inventor
Robin Haley Gustin
Troy W Livingston
Namsoo Park
Nabil Shekoory
Original Assignee
Capital Security Systems Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Capital Security Systems Inc filed Critical Capital Security Systems Inc
Priority to AU48678/99A priority Critical patent/AU762137B2/en
Priority to EP99932355A priority patent/EP1095350A4/en
Priority to CA2337028A priority patent/CA2337028C/en
Publication of WO2000005667A2 publication Critical patent/WO2000005667A2/en
Publication of WO2000005667A3 publication Critical patent/WO2000005667A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

An automated document cashing system is provided with an automated machine that cashes monetary transaction documents such as checks, money orders, and that makes deposit entries into the bank account of the user after validation of the user and monetary transaction document, without the aid of a bank teller. Validation of the document involves validating the presence of a signature; validating (1134) the amount of the monetary transaction including a manual entry of the amount by the user; validating character amount recognition (1130) against the legal amount recognition (1144); and validating the banking system parameters and rules for the customer and/or the transaction.
PCT/US1999/015446 1998-07-10 1999-07-08 Automated document cashing system WO2000005667A2 (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
AU48678/99A AU762137B2 (en) 1998-07-10 1999-07-08 Automated document cashing system
EP99932355A EP1095350A4 (en) 1998-07-10 1999-07-08 Automated document cashing system
CA2337028A CA2337028C (en) 1998-07-10 1999-07-08 Automated document cashing system

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US11391398A 1998-07-10 1998-07-10
US09/113,913 1998-07-10

Publications (2)

Publication Number Publication Date
WO2000005667A2 WO2000005667A2 (en) 2000-02-03
WO2000005667A3 true WO2000005667A3 (en) 2000-04-27

Family

ID=22352276

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US1999/015446 WO2000005667A2 (en) 1998-07-10 1999-07-08 Automated document cashing system

Country Status (4)

Country Link
EP (1) EP1095350A4 (en)
AU (1) AU762137B2 (en)
CA (1) CA2337028C (en)
WO (1) WO2000005667A2 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8899476B2 (en) 1997-05-30 2014-12-02 Capital Security Systems, Inc. Automated document cashing system

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6119106A (en) 1997-11-26 2000-09-12 Mersky; Randy Method and apparatus for facilitating customer payments to creditors from a remote site
US8261975B2 (en) 2001-03-07 2012-09-11 Diebold, Incorporated Automated banking machine that operates responsive to data bearing records
US7296003B2 (en) 2001-08-17 2007-11-13 Globex Financial Services, Inc. Method and apparatus for facilitating manual payments for transactions conducted over a network
US20060080198A1 (en) * 2004-09-28 2006-04-13 Doyle Brian J Cash transaction system
DE202009001095U1 (en) 2009-01-26 2010-03-11 Igv Institut Für Getreideverarbeitung Gmbh Encapsulated agents in bioactive matrix
US8768038B1 (en) 2012-06-19 2014-07-01 Wells Fargo Bank, N.A. System and method for mobile check deposit
US10846667B1 (en) * 2013-10-01 2020-11-24 Wells Fargo Bank, N.A. System and method for mobile check deposit with restricted endorsement
CN106599570A (en) * 2016-12-12 2017-04-26 嘉兴太美医疗科技有限公司 Informed consent checking method
CN110288483B (en) * 2019-05-22 2024-07-02 平安证券股份有限公司 Account opening method, account opening device, account opening equipment and computer readable storage medium

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3648020A (en) * 1969-04-26 1972-03-07 Omron Tateisi Electronics Co Automatic deposit-receiving and cash-dispensing system
US4023013A (en) * 1975-12-29 1977-05-10 Diebold, Incorporated On-line verification system for identification card or the like
US4134537A (en) * 1977-04-25 1979-01-16 Transaction Technology, Inc. Transaction terminal
US4617457A (en) * 1983-12-19 1986-10-14 Ncr Corporation Teller-assisted, customer-operated ATM document cashing system
US4729128A (en) * 1985-06-10 1988-03-01 Grimes Marvin G Personal identification card system
US5233547A (en) * 1991-11-12 1993-08-03 Ncr Corporation Electronic checking account apparatus and method having a digitizer to receive information as a check is being written

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5592377A (en) * 1993-12-18 1997-01-07 Lipkin; Edward B. Check cashing system
US5679938A (en) * 1994-12-02 1997-10-21 Telecheck International, Inc. Methods and systems for interactive check authorizations
WO1998007119A2 (en) * 1996-08-09 1998-02-19 Unisys Corporation Method and transaction machine for managing payments by means of financial documents
JP2002502531A (en) * 1997-05-30 2002-01-22 キャピタル セキュリティー システムズ インコーポレイション Automatic document caching system

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3648020A (en) * 1969-04-26 1972-03-07 Omron Tateisi Electronics Co Automatic deposit-receiving and cash-dispensing system
US4023013A (en) * 1975-12-29 1977-05-10 Diebold, Incorporated On-line verification system for identification card or the like
US4134537A (en) * 1977-04-25 1979-01-16 Transaction Technology, Inc. Transaction terminal
US4617457A (en) * 1983-12-19 1986-10-14 Ncr Corporation Teller-assisted, customer-operated ATM document cashing system
US4729128A (en) * 1985-06-10 1988-03-01 Grimes Marvin G Personal identification card system
US5233547A (en) * 1991-11-12 1993-08-03 Ncr Corporation Electronic checking account apparatus and method having a digitizer to receive information as a check is being written

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of EP1095350A4 *

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8899476B2 (en) 1997-05-30 2014-12-02 Capital Security Systems, Inc. Automated document cashing system

Also Published As

Publication number Publication date
EP1095350A4 (en) 2004-12-08
EP1095350A2 (en) 2001-05-02
AU762137B2 (en) 2003-06-19
AU4867899A (en) 2000-02-14
WO2000005667A2 (en) 2000-02-03
CA2337028A1 (en) 2000-02-03
CA2337028C (en) 2012-09-18

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