TWI851966B - Credit card information importing system - Google Patents

Abstract

A credit card information importing system is provided. The credit card information importing system includes a transceiver, a first workstation and a second workstation signally connected with each other. The first workstation includes a credit card transaction device having a card reader, a plurality of buttons and a display to execute a credit card transaction. The second workstation includes a memory, an information import device, and a credit card authorization device. The memory stores customer invoice information corresponding to the credit card. The information importing device receives the credit card transaction, determines whether to output the invoice information import inquiry according to whether the memory has the customer invoice information corresponding to the credit card transaction, and determines whether to output the customer invoice information according to the reply message of the store clerk to the invoice information import inquiry. The credit card authorization device authorizes card transactions.

Description

Credit card invoice information import system

The present invention relates to an information import system, and in particular to a credit card invoice information import system.

Currently, when using a credit card for consumption, if you need to ask the store to print a unified number on the invoice or register the invoice to the consumer's electronic invoice carrier, you need to specifically tell the store the unified number or show the vehicle barcode for scanning. On the one hand, errors may occur when telling the unified number, and on the other hand, taking out a mobile phone to open the vehicle barcode will delay the checkout queue time and cause trouble to the store. Therefore, it is necessary to propose improved technical means to solve the above problems.

The present invention provides a credit card invoice information importing system, which can directly import a unified number or register it into a consumer's electronic invoice carrier when using a credit card.

The credit card invoice information input system of the present invention includes a signal transceiver, a first workstation and a second workstation, and the signal transceiver, the first workstation and the second workstation are connected to each other by signals. The first workstation includes a credit card transaction device having a card reading device, a plurality of keys and a display device to perform a card swiping transaction. The card reading device is suitable for reading a credit card, the plurality of keys are suitable for receiving a variety of instruction messages input by a store clerk, and the display device is suitable for displaying a variety of transaction messages. The second workstation includes a memory device, an information input device and a credit card authorization device. The memory device stores customer invoice information corresponding to a credit card. The information input device receives the card transaction and determines whether to output the invoice information input query to the credit card transaction device based on whether the memory device has the customer invoice information corresponding to the credit card of the card transaction. Based on the clerk's reply message to the invoice information input query, it determines whether to output the customer invoice information to the credit card transaction device. The credit card authorization device authorizes the card transaction.

In one embodiment of the present invention, the card reading device may be a card slide, a card slot or a card sensor.

In an embodiment of the present invention, the plurality of keys mentioned above may be a physical keyboard or a touch keyboard.

In one embodiment of the present invention, when the registered customer of the credit card is a legal person, the customer invoice information is a unified number.

In one embodiment of the present invention, when the registered customer of the credit card is a natural person, the customer invoice information is the consumer's electronic invoice carrier.

In one embodiment of the present invention, when the memory device does not store the customer invoice information of the credit card corresponding to the card swipe transaction, the information import device does not output the invoice information import inquiry.

In one embodiment of the present invention, when the above-mentioned memory device stores the customer invoice information of the credit card corresponding to the card swiping transaction, the information import device outputs the invoice information import query.

In one embodiment of the present invention, when the clerk inputs the first preset key on multiple keys, the reply message is to agree to the import, and the information import device outputs the customer invoice information to the credit card transaction device.

In one embodiment of the present invention, the display device of the above-mentioned credit card transaction equipment displays the customer invoice information for confirmation by the clerk and the credit card holder.

In one embodiment of the present invention, when the clerk inputs the second default key on multiple keys, the reply message is to reject the import, and the information import device does not output the customer invoice information to the credit card transaction device.

In one embodiment of the present invention, the above-mentioned clerk can manually enter the unified number or scan the consumer's electronic invoice carrier.

In one embodiment of the present invention, the first workstation further includes a document output module for outputting a plurality of transaction documents.

In one embodiment of the present invention, the above-mentioned document output module is suitable for outputting unified invoices, transaction details and card swiping receipts.

In one embodiment of the present invention, when the memory device stores the customer invoice information of the credit card corresponding to the card swipe transaction and the reply message is to agree to import, the document output module does not output the unified invoice.

In one embodiment of the present invention, when the memory device does not store the customer invoice information corresponding to the credit card of the card swipe transaction, or the reply message is to refuse the import, the document output module outputs the unified invoice.

Based on the above, in order to allow customers to directly import the unified number on the invoice when using a credit card, or register the invoice to the consumer electronic invoice carrier, the present invention allows customers to fill in the unified number or the consumer electronic invoice carrier barcode in advance when opening an account, applying for a credit card, or logging into online banking at any time, and when consuming, ask whether to directly import the unified number on the invoice, or register the invoice to the consumer electronic invoice carrier. In this way, it is possible to completely avoid the situation where an error occurs in informing the unified number, or the time of opening the carrier barcode is delayed in the checkout queue, and it is also conducive to simplifying the transaction process and saving paper, so as to improve service satisfaction.

FIG. 1 is a schematic diagram showing a credit card invoice information import system according to an embodiment of the present invention.

1, in this embodiment, the credit card invoice information import system 100 includes a signal transceiver 110, a first workstation 120 and a second workstation 130. The signal transceiver 110, the first workstation 120 and the second workstation 130 are signal-connected to each other.

In this embodiment, the signal transceiver 110 transmits and receives signals in a wireless or wired manner. The signal transceiver 110 may also perform operations such as low noise amplification, impedance matching, mixing, up or down frequency conversion, filtering, amplification, and the like.

In this embodiment, the first workstation 120 includes a credit card transaction device 121 and a receipt output module 122. The credit card transaction device 121 has a card reader, a plurality of buttons, and a display device to perform a card swipe transaction. The card reader is suitable for reading a credit card, the plurality of buttons are suitable for receiving a variety of instruction messages input by a store clerk, and the display device is suitable for displaying a variety of transaction messages. The receipt output module 122 is used to output a plurality of transaction receipts. In this embodiment, the first workstation 120 is, for example, any merchant or other location that provides a card swipe payment service.

In this embodiment, the card reading device can be a card slide, a card slot or a card sensor, and the plurality of buttons can be a physical keyboard or a touch keyboard. For example, the credit card transaction device 121 and the receipt output module 122 can be composed of a card reader, a keyboard, a screen and a printer that are electrically connected to each other. In other embodiments, the credit card transaction device 121 and the receipt output module 122 can also be integrated into a card swiping machine, but the present invention is not limited thereto.

In this embodiment, the second workstation 130 includes a memory device 131, an information input device 132, and a credit card authorization device 133. The memory device 131 is, for example, any type of fixed or removable random access memory (RAM), read-only memory (ROM), flash memory, hard disk drive (HDD), solid state drive (SSD), or similar components or a combination of the above components. The memory device 131 stores customer invoice information corresponding to a credit card. The information input device 132 receives the card swipe transaction, and determines whether to output the invoice information input inquiry to the credit card transaction device 121 according to whether the memory device 131 has the customer invoice information corresponding to the credit card of the card swipe transaction, and determines whether to output the customer invoice information to the credit card transaction device 121 according to the clerk's reply message to the invoice information input inquiry. The credit card authorization device 133 authorizes the card swipe transaction. In this embodiment, the second workstation 130 is, for example, located at the location where the server is installed at the bank head office or bank branch.

In this embodiment, when the registered customer of the credit card is a legal person, the customer invoice information is a unified number. In other embodiments, the customer invoice information may further include the company name, the name of the person in charge and the company address of the registered customer, but the present invention is not limited thereto.

In this embodiment, when the registered customer of the credit card is a natural person, the customer invoice information is the consumer electronic invoice carrier. In other embodiments, the customer invoice information may further include the ID number and household registration address of the registered customer, but the present invention is not limited thereto.

In this embodiment, when the memory device 131 does not store the customer invoice information of the credit card corresponding to the card swiping transaction, the information import device 132 does not output the invoice information import inquiry; conversely, when the memory device 131 stores the customer invoice information of the credit card corresponding to the card swiping transaction, the information import device 132 outputs the invoice information import inquiry.

In this embodiment, when the clerk inputs the first preset key on the multiple keys, the reply message is to agree to the import, and the information import device 132 outputs the customer invoice information to the credit card transaction device 121. At this time, the display device of the credit card transaction device 121 displays the customer invoice information for confirmation by the clerk and the credit card holder.

In this embodiment, when the clerk inputs the second default key on the multiple buttons, the reply message is to reject the import, and the information import device 132 does not output the customer invoice information to the credit card transaction device 121, but the clerk can still manually input the unified number or scan the consumer's electronic invoice carrier according to the customer's needs.

In this embodiment, the document output module 122 is suitable for outputting unified invoices, transaction details, and card swipe receipts. When the storage device 131 stores the customer invoice information of the credit card corresponding to the card swipe transaction, and the reply message is to agree to import, because the unified invoice has been stored in the consumer electronic invoice carrier in the form of a cloud invoice, the document output module 122 is preset not to output the unified invoice; on the contrary, when the storage device 131 does not store the customer invoice information of the credit card corresponding to the card swipe transaction, or the reply message is to refuse to import, the document output module 122 is preset to output the unified invoice for the customer to keep.

In other embodiments, regardless of whether the customer chooses to import a unified number or scan the consumer electronic invoice carrier, the document output module 122 can output a unified invoice, transaction details, a card swiping receipt, or other transaction documents according to customer needs, but the present invention is not limited thereto.

In summary, the credit card invoice information importing system 100 proposed by the present invention allows customers to fill in the unified number or the consumer electronic invoice carrier barcode in advance when opening an account, applying for a credit card, or logging into online banking at any time, and when making a purchase, ask whether to directly import the unified number on the invoice or register the invoice to the consumer electronic invoice carrier. In this way, it is possible to completely avoid the situation where an error occurs in informing the unified number or opening the carrier barcode delays the checkout queue, and it is also conducive to simplifying the transaction process and saving paper, so as to improve service satisfaction.

100: Credit card invoice information input system 110: Signal transceiver 120: First workstation 121: Credit card transaction equipment 122: Document output module 130: Second workstation 131: Memory equipment 132: Information input equipment 133: Credit card authorization equipment

FIG. 1 is a schematic diagram showing a credit card invoice information import system according to an embodiment of the present invention.

100: Credit card invoice information import system

110: Signal transceiver

120: First workstation

121: Credit card transaction equipment

122: Document output module

130: Second workstation

131: Memory device

132: Information input equipment

133: Credit card authorization device

Claims (10)

A credit card invoice information import system includes: a signal transceiver; a first workstation, the signal is connected to the signal transceiver, the first workstation includes: a credit card transaction device, having a card reading device, a plurality of keys and a display device, wherein the card reading device is suitable for reading a credit card, the keys are suitable for receiving a variety of instruction messages input by a clerk, and the display device is suitable for displaying a variety of transaction messages , to perform a card swipe transaction; a second workstation, signal-connected to the signal transceiver, the second workstation comprising: a memory device, storing a customer invoice information corresponding to the credit card; an information input device, receiving the card swipe transaction, and judging whether to input an invoice information query output to the credit card transaction device according to whether the memory device has the customer invoice information of the credit card corresponding to the card swipe transaction , and according to a reply message of the clerk to the invoice information import inquiry, determine whether to output the customer invoice information to the credit card transaction device; and a credit card authorization device, authorizes the card swipe transaction, when the memory device does not store the customer invoice information of the credit card corresponding to the card swipe transaction, the information import device does not output the invoice information import inquiry, when the memory device stores the customer invoice information corresponding to the card swipe transaction When the clerk inputs the customer invoice information of the credit card in the credit card transaction, the information input device outputs the invoice information input inquiry, wherein when the clerk inputs a first preset key on the keys, the reply message is to refuse the input, the information input device does not output the customer invoice information to the credit card transaction device, and scans the consumer electronic invoice carrier to store the customer invoice information in the consumer electronic invoice carrier. A credit card invoice information import system as described in claim 1, wherein the card reading device can be a card slide, a card slot or a card sensor. A credit card invoice information import system as described in claim 1, wherein the buttons can be a physical keyboard or a touch keyboard. As described in claim 1, when a registered customer of the credit card is a natural person, the customer invoice information is the carrier of the consumer's electronic invoice. In the credit card invoice information import system as described in claim 1, when the clerk enters a second preset key on the keys, the reply message is to agree to the import, and the information import device outputs the customer invoice information to the credit card transaction device. In the credit card invoice information import system as described in claim 5, the display device of the credit card transaction device displays the customer invoice information for confirmation by the store clerk and a cardholder of the credit card. The credit card invoice information import system as described in claim 1, wherein the first workstation further includes: a receipt output module for outputting multiple transaction receipts. A credit card invoice information import system as described in claim 7, wherein the document output module is suitable for outputting a unified invoice, a transaction detail and a card swipe receipt. In the credit card invoice information import system as described in claim 8, when the memory device stores the customer invoice information of the credit card corresponding to the card swipe transaction, and the reply message is to agree to import, the document output module does not output the unified invoice. In the credit card invoice information import system as described in claim 8, when the memory device does not store the customer invoice information of the credit card corresponding to the card swipe transaction, or the reply message is to refuse the import, the document output module outputs the unified invoice.

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