TW201337778A - Device, system and method for contactless safety information interaction - Google Patents

Abstract

The invention discloses a device, a system and a method for contactless safety information interaction. The system for contactless safety information interaction comprises a terminal and contactless IC (integrated circuit) card programmable read-write equipment, wherein the terminal is used for setting parameter configuration in the contactless IC card programmable read-write equipment and launching information interaction between the server and the contactless IC card programmable read-write equipment, and the contactless IC card programmable read-write equipment is used for communicating with a contactless IC card and the terminal on the basis of preset parameter configuration so as to finish safety information interaction. By the aid of the device, the system and the method for contactless safety information interaction, support and selection to multiple applications are realized on the contactless IC card programmable read-write equipment, and online-based applications can be executed.

Description

Apparatus, system and method for contactless security information interaction

The present invention relates to a device, system and method for security information interaction, and more particularly to a device, system and method for contactless security information interaction.

At present, with the increasing use of contactless IC cards and the increasing variety of services in different fields, devices and systems for non-contact security information (ie, information requiring high security, such as passwords) are interactive. And methods are becoming more and more important.

In the existing non-contact security information interaction system, the non-contact IC card reading and writing device is divided into a non-programmable read/write device and a programmable read/write device (also referred to as a "smart read/write device"). The non-programmable read/write device itself does not have the service processing capability, and only serves to transfer information between the terminal and the card. To complete a transaction, the terminal needs to exchange a plurality of instructions with the card by means of the read/write device. Since the read/write device and the terminal use the serial port to communicate, the speed is slow, so the entire transaction speed is affected. The programmable read/write device itself has the business processing capability, and the existing programmable read/write device is mainly used for processing offline transactions. When the offline transaction is accepted, after the terminal issues an instruction to the reading and writing device, all the business logics are integrated in the reading and writing device, and only the reading and writing device and the card interaction information are needed in the transaction, and the reading and writing device feeds back the transaction result to the terminal. The entire transaction read and write device can only perform a two-way interaction with the terminal. But with the development of the business, the same on the programmable read-write device Handle the needs of offline and online business. For online business, the read/write device itself also needs logical processing capability to improve transaction processing speed, and its own business process requires the read/write device to interact with the terminal multiple times.

The existing non-contact IC card programmable read/write device (for example, an IC card reader/writer) supports only one type of service application (for example, only supports fast debit and credit (qPBOC) non-contact payment), that is, the non-contact IC card is programmable. The read/write device can only configure a set of application parameters corresponding to the service application, and the non-contact IC card programmable read/write device only supports the terminal (for example, the financial terminal) during the security information interaction process. An information interaction.

Therefore, the existing non-contact security information interaction system and method have the following problems: (1) unable to implement parameter configuration based on multiple applications on the non-contact IC card programmable read/write device; (2) The contactless security information interaction system and method does not support online-based applications that need to interact with the server (for example, online services using contactless debit and credit payment methods), that is, the terminal cannot return the online processed result. A non-contact IC card programmable read/write device.

Therefore, as the types of services in different fields become more and more abundant, there is a need to provide a non-contact security information interaction that supports multiple applications, especially online applications (such as support for contactless loan payment methods). The system and method, especially for non-contact IC card programmable read/write devices that support multiple applications, especially for online applications.

In order to solve the defects of the above prior art solutions, the present invention proposes an apparatus, system and method for contactless security information interaction.

The object of the present invention is achieved by the following technical solutions: a system for contactless security information interaction, the system for contactless security information interaction includes: a terminal, the terminal is used to set non-contact The parameter configuration of the IC card programmable read/write device, and initiates information interaction with the server and the non-contact IC card programmable read/write device; the non-contact IC card programmable read/write device, the non-contact The IC card programmable read/write device is configured to communicate with the contactless IC card and the terminal based on a predetermined parameter configuration to complete security information interaction.

In the solution disclosed above, preferably, the parameter configuration corresponds to at least two applications.

In the solution disclosed above, preferably, one of the at least two applications is an online based application.

In the solution disclosed above, preferably, the non-contact IC card programmable read/write device is capable of performing more than one information interaction with the terminal.

In the solution disclosed above, preferably, the non-contact IC card programmable read/write device and the terminal use a process flow identification number to identify the non-contact IC card programmable read/write device and the The various information processing sub-processes executed in the terminal.

In the solution disclosed above, preferably, the non-contact IC The card programmable read/write device and the terminal complete the business logic determination associated with the at least one application and the information interaction between each other based on the processing flow identification number.

Preferably, the terminal further includes: a parameter setting module, wherein the parameter setting module is configured to send a parameter setting instruction to the non-contact IC card programmable read/write device, Setting a parameter configuration in the non-contact IC card programmable read/write device; a service execution module, wherein the service execution module is configured to send to the server and the non-contact IC card programmable read/write device A news interaction request to execute a business process corresponding to the at least one application.

In the solution disclosed above, preferably, the service execution module is further configured to use the candidate application list selection from the contactless IC card programmable read/write device when there is more than one application. And transmitting an application identifier corresponding to the application back to the non-contact IC card programmable read/write device.

In the solution disclosed above, preferably, the service execution module is further configured to perform online processing when the used application is an online based application, and transmit the online processing result to the contactless IC card. Programmable read and write device.

In the solution disclosed above, the non-contact IC card programmable read/write device further includes: a parameter configuration module, wherein the parameter configuration module is configured to parse the received parameter setting instruction, And completing the parameter configuration based on the analysis result And a business processing module, configured to parse the received information interaction request, and execute a business process corresponding to the at least one application based on the parsing result.

In the solution disclosed above, preferably, the parameter configuration module further includes: a parameter deletion unit, wherein the parameter deletion unit is configured to indicate that the operation type is a deletion operation when the parsing result for the parameter setting instruction is Determining the mode of the deletion operation, and completing the deletion operation based on the determination result; the parameter addition unit, configured to: when the analysis result indicating the operation type is an increase operation for the parameter setting instruction The result of the parsing completes the add operation.

In the solution disclosed above, preferably, the parameter deleting unit is further configured to delete an application identifier of the same application type when the mode of the deleting operation is a homogeneous mode.

In the solution disclosed above, preferably, the parameter deletion unit is further configured to delete a single application identifier when the mode of the deletion operation is a single mode.

In the solution disclosed above, preferably, the parameter adding unit is further configured to determine whether there are other subsequent parameters based on the parsing result for the parameter setting instruction, and if there are other subsequent parameters, add Said other subsequent parameters.

In the solution disclosed above, preferably, the parameter adding unit is further configured to determine the result of the parsing based on the parameter setting instruction Whether there are other parameters customized by the device manufacturer, and if there are other parameters customized by the device manufacturer, add other parameters customized by the device manufacturer.

In the solution disclosed above, preferably, the service execution module further includes: a pre-processing unit, configured to determine, according to an analysis result of the received information interaction request, whether there is more than An application, and if there is more than one application, the pre-processing unit transmits back the candidate application list to the terminal; a service processing unit, the service processing unit is configured to base on the application from the terminal The application identifier corresponding to the application used to execute the corresponding business process and determine the application type information, and transmit the application type information to the terminal.

In the solution disclosed above, preferably, the service processing unit is further configured to: when the application type information indicates that the used application is an offline application, perform an offline business process, and transmit the execution result back to the terminal.

In the solution disclosed above, preferably, the service processing unit is further configured to: when the application type information indicates that the application used is an online based application, perform online service based on online processing results from the terminal The process and transmitting the execution result back to the terminal.

In the solution disclosed above, preferably, at least one of the process flow identification numbers is associated with a type of the at least one application.

The object of the invention can also be achieved by the following technical solutions: A terminal for contactless security information interaction, the terminal further comprising: a parameter setting module, wherein the parameter setting module is configured to send a parameter setting instruction to the non-contact IC card programmable read/write device to set a parameter configuration in the non-contact IC card programmable read/write device; a service execution module, wherein the service execution module is configured to send a information interaction request to the server and the non-contact IC card programmable read/write device And executing a business process corresponding to the at least one application.

In the solution disclosed above, preferably, the service execution module is further configured to use the candidate application list selection from the contactless IC card programmable read/write device when there is more than one application. And transmitting an application identifier corresponding to the application back to the non-contact IC card programmable read/write device.

In the solution disclosed above, preferably, the service execution module is further configured to perform online processing when the used application is an online based application, and transmit the online processing result to the contactless IC card. Programmable read and write device.

The object of the present invention can also be achieved by the following technical solutions: a non-contact IC card programmable read/write device, wherein the non-contact IC card programmable read/write device further comprises: a parameter configuration module, The parameter configuration module is configured to parse the received parameter setting instruction, and complete setting of the parameter configuration based on the parsing result; the service processing module is configured to parse the received information interaction request, and based on the parsing result and Scheduled parameter configuration execution and At least one application corresponds to the business process.

In the solution disclosed above, preferably, the parameter configuration module further includes: a parameter deletion unit, wherein the parameter deletion unit is configured to indicate that the operation type is a deletion operation when the parsing result for the parameter setting instruction is Determining the mode of the deletion operation, and completing the deletion operation based on the determination result; the parameter addition unit, configured to: when the analysis result indicating the operation type is an increase operation for the parameter setting instruction The result of the parsing completes the add operation.

In the solution disclosed above, preferably, the parameter deleting unit is further configured to delete an application identifier of the same application type when the mode of the deleting operation is a homogeneous mode.

In the solution disclosed above, preferably, the parameter deletion unit is further configured to delete a single application identifier when the mode of the deletion operation is a single mode.

In the solution disclosed above, preferably, the parameter adding unit is further configured to determine whether there are other subsequent parameters based on the parsing result for the parameter setting instruction, and if there are other subsequent parameters, add Said other subsequent parameters.

In the solution disclosed above, preferably, the parameter adding unit is further configured to determine, according to the parsing result for the parameter setting instruction, whether there are other parameters customized by the device manufacturer, and if the device manufacturer exists Additional parameters that are customized, then add other parameters customized by the device manufacturer.

In the solution disclosed above, preferably, the service execution module further includes: a pre-processing unit, configured to determine, according to an analysis result of the received information interaction request, whether there is more than An application, and if there is more than one application, the pre-processing unit transmits back the candidate application list to the terminal; a service processing unit, the service processing unit is configured to base on the application from the terminal The application identifier corresponding to the application used to execute the corresponding business process and determine the application type information, and transmit the application type information to the terminal.

In the solution disclosed above, preferably, the service processing unit is further configured to: when the application type information indicates that the used application is an offline application, perform an offline business process, and transmit the execution result back to the terminal.

In the solution disclosed above, preferably, the service processing unit is further configured to: when the application type information indicates that the application used is an online based application, perform online service based on online processing results from the terminal The process and transmitting the execution result back to the terminal.

In the solution disclosed above, preferably, at least one of the process flow identification numbers is associated with a type of the at least one application.

The object of the present invention can also be achieved by the following technical solutions: a method for contactless security information interaction, the method for contactless security information interaction includes the following steps: (A1) terminal setting non-contact type IC card programmable read/write device Parameter configuration; (A2) the terminal initiates information interaction with the server and the non-contact IC card programmable read/write device; (A3) the non-contact IC card programmable read/write device is based on a predetermined parameter configuration Communicate with the contactless IC card and the terminal to complete the security information interaction.

In the solution disclosed above, preferably, the parameter configuration corresponds to at least two applications.

In the solution disclosed above, preferably, one of the at least two applications is an online based application.

In the solution disclosed above, preferably, the non-contact IC card programmable read/write device is capable of performing more than one information interaction with the terminal.

In the solution disclosed above, preferably, the non-contact IC card programmable read/write device and the terminal use a process flow identification number to identify the non-contact IC card programmable read/write device and the The various information processing sub-processes executed in the terminal.

In the solution disclosed above, preferably, the non-contact IC card programmable read/write device and the terminal complete the business logic judgment and the mutual association with the at least one application based on the processing flow identification number. The interaction between the information.

In the solution disclosed above, preferably, the step (A1) further includes: the terminal transmitting a parameter setting instruction to the non-contact IC card programmable read/write device to set the non-contact IC Card programmable Parameter configuration in the read/write device.

In the solution disclosed above, preferably, the step (A2) further comprises: the terminal sending an information interaction request to the server and the non-contact IC card programmable read/write device to perform The business process corresponding to the at least one application.

In the solution disclosed above, preferably, the step (A2) further comprises: selecting, based on candidate application list selection from the non-contact IC card programmable read/write device when there is more than one application And transmitting an application identifier corresponding to the application back to the non-contact IC card programmable read/write device.

In the solution disclosed above, preferably, the step (A2) further comprises: performing on-line processing when the used application is an online-based application, and transmitting the online processing result to the contactless IC card Programmable read and write device.

In the above-disclosed solution, preferably, the step (A3) further includes: (B1) the non-contact IC card programmable read/write device parses the received parameter setting instruction, and based on the analysis result (B2) The non-contact IC card programmable read/write device parses the received information interaction request, and executes a business process corresponding to the at least one application based on the analysis result.

In the solution disclosed above, preferably, the step (B1) further comprises: (C1) determining, when the analysis result indicating that the operation type is the deletion operation, the mode of the deletion operation, and completing the deletion operation based on the determination result; (C2) setting the instruction for the parameter The parsing result indicates that the operation type is an increase operation, and the addition operation is completed based on the parsing result.

In the solution disclosed above, preferably, the step (C1) further comprises: deleting an application identifier of the same application type when the mode of the deleting operation is a homogeneous mode.

In the solution disclosed above, preferably, the step (C1) further comprises: deleting a single application identifier when the mode of the deleting operation is a single mode.

In the solution disclosed above, preferably, the step (C2) further comprises: determining whether there are other subsequent parameters based on the parsing result for the parameter setting instruction, and if there are other subsequent parameters, Add the other subsequent parameters.

In the solution disclosed above, preferably, the step (C2) further comprises: determining whether there are other parameters customized by the device manufacturer based on the parsing result for the parameter setting instruction, and if there is device manufacturing Additional parameters customized by the device are added to other parameters customized by the device manufacturer.

In the solution disclosed above, preferably, the step (B2) further comprises: (D1) determining whether there is more than one application based on the parsing result of the received information interaction request, and if there is more One And transmitting, to the terminal, the candidate application list; (D2) executing a corresponding business process and determining application type information based on an application identifier corresponding to the used application from the terminal, and determining The application type information is transmitted to the terminal.

In the solution disclosed above, preferably, the step (D2) further comprises: performing an offline business process when the application type information indicates that the used application is an offline application, and transmitting the execution result back to the terminal .

In the solution disclosed above, preferably, the step (D2) further comprises: when the application type information indicates that the application used is an online based application, executing the online based on the online processing result from the terminal The business process and the execution result is transmitted back to the terminal.

In the solution disclosed above, preferably, at least one of the process flow identification numbers is associated with a type of the at least one application.

The device, system and method for contactless security information interaction disclosed by the invention have the following advantages: since a variable parameter configuration mode is adopted, the non-contact IC card programmable read/write device is realized. Multi-application parameter configuration; since the process flow identification number is used, it is possible to support and select multiple applications on the non-contact IC card programmable read/write device; since the non-contact IC card can be used by using the process flow identification number The programming read/write device can perform more than one interaction with the terminal, so that not only the offline application but also the online based application (for example, the input of the online PIN can be implemented) can be performed.

1 is a schematic block diagram of a system for contactless security information interaction, in accordance with an embodiment of the present invention. As shown in FIG. 1, the system for contactless security information interaction disclosed by the present invention includes a non-contact IC card programmable read/write device 1 and a terminal 2. The terminal 2 is configured to set a parameter configuration in the non-contact IC card programmable read/write device 1 and initiate information interaction with the server and the non-contact IC card programmable read/write device 1. The non-contact IC card programmable read/write device 1 is configured to communicate with the non-contact IC card and the terminal 2 based on a predetermined parameter configuration to complete security information interaction.

Preferably, in the system for contactless security information interaction disclosed in the present invention, the parameter configuration corresponds to at least one application.

Illustratively, in the system for contactless security information interaction disclosed by the present invention, the parameter configuration corresponds to at least two applications.

Illustratively, in the system for contactless security information interaction disclosed herein, one of the at least two applications is an online based application (eg, a contactless loan payment application).

Preferably, in the system for contactless security information interaction disclosed in the present invention, the non-contact IC card programmable read/write device 1 is capable of performing more than one information interaction with the terminal 2.

Preferably, in the system for contactless security information interaction disclosed in the present invention, the non-contact IC card programmable read/write device 1 and the terminal 2 use the process flow identification number to identify the location The non-contact IC card programmable read/write device 1 and various information materials executed in the terminal 2 Process the subprocess.

Preferably, in the system for contactless security information interaction disclosed in the present invention, the non-contact IC card programmable read/write device 1 and the terminal 2 are completed based on the process flow identification number. The business logic associated with the at least one application determines and interacts with each other.

As shown in FIG. 1 , in the system for contactless security information interaction disclosed in the present invention, the terminal 2 further includes a parameter setting module 5 and a service execution module 6. The parameter setting module 5 is configured to send a parameter setting instruction to the non-contact IC card programmable read/write device 1 to set a parameter configuration in the non-contact IC card programmable read/write device 1. The service execution module 6 is configured to send an information interaction request to the server and the non-contact IC card programmable read/write device 1 to execute a service flow corresponding to the at least one application.

Preferably, in the system for contactless security information interaction disclosed in the present invention, the service execution module 6 is further configured to be based on the non-contact IC card when there is more than one application. The candidate application list of the programmable read/write device 1 selects an application to be used, and transmits an application identifier corresponding to the application back to the non-contact IC card programmable read/write device 1.

Preferably, in the system for contactless security information interaction disclosed in the present invention, the service execution module 6 is further configured to perform online processing when the used application is an online based application, and The online processing result is transmitted to the non-contact IC card programmable read/write device 1.

Preferably, as shown in Figure 1, the present invention is disclosed for non-contact In the system for information security interaction, the non-contact IC card programmable read/write device 1 further includes a parameter configuration module 3 and a service processing module 4. The parameter configuration module 3 is configured to parse the received parameter setting instruction, and complete setting of the parameter configuration based on the analysis result. The service processing module 4 is configured to parse the received information interaction request, and execute a service flow corresponding to the at least one application based on the analysis result.

Preferably, as shown in FIG. 1 , in the system for contactless security information interaction disclosed in the present invention, the parameter configuration module 3 further includes a parameter deletion unit 7 and a parameter addition unit 8. The parameter deletion unit 7 is configured to determine a mode of the deletion operation when the analysis result indicating that the operation type is a deletion operation for the parameter setting instruction, and complete the deletion operation based on the determination result. The parameter adding unit 8 is configured to complete an adding operation (ie, adding a corresponding basic parameter) based on the parsing result when the parsing result for the parameter setting instruction indicates that the operation type is an increasing operation.

Illustratively, in the system for contactless security information interaction disclosed by the present invention, the parameter deleting unit 7 is further configured to: when the mode of the deleting operation is a homogeneous mode (ie, deleting the same type of application identifier) (AID)) Deletes the application ID (AID) of the same application type.

Illustratively, in the system for contactless security information interaction disclosed in the present invention, the parameter deletion unit 7 is further configured to: when the mode of the deletion operation is a single mode (ie, delete a single application identifier ( AID))) deletes a single application identifier (AID).

Illustratively, in the system for contactless security information interaction disclosed in the present disclosure, when the mode of the deletion operation is a homogeneous mode, the parameter deletion unit 7 deletes the corresponding manner by using an “application identifier”. Parameters.

Illustratively, in the system for contactless security information interaction disclosed in the present invention, when the mode of the deletion operation is a single mode, the parameter deletion unit 7 uses "application identification + AID length + AID The way of "data" deletes the corresponding parameters.

Preferably, as shown in FIG. 1, in the system for contactless security information interaction disclosed in the present invention, the parameter adding unit 8 is further configured to be based on the said setting command for the parameter The result of the analysis determines if there are other subsequent parameters (eg, contactless debit payment parameters), and if there are other subsequent parameters, the other subsequent parameters are added.

Preferably, as shown in FIG. 1, in the system for contactless security information interaction disclosed in the present invention, the parameter adding unit 8 is further configured to perform the parsing result based on the parameter setting instruction. It is determined whether there are other parameters customized by the device manufacturer (ie, the manufacturer), and if there are other parameters customized by the device manufacturer, other parameters customized by the device manufacturer are added.

Preferably, as shown in FIG. 1 , in the system for contactless security information interaction disclosed by the present invention, the service execution module 6 further includes a pre-processing unit 9 and a service processing unit 10. The pre-processing unit 9 is configured to perform an analysis based on the received information interaction request. It is determined whether there is more than one application, and if there is more than one application, the pre-processing unit 9 transmits back the candidate application list to the terminal 2. The service processing unit 10 is configured to execute a corresponding business process and determine application type information based on an application identifier corresponding to the used application from the terminal 2, and transmit the application type information to the terminal 2 .

Preferably, in the system for contactless security information interaction, the service processing unit 10 is further configured to perform offline service when the application type information indicates that the application used is an offline application. The process and transmitting the execution result (eg, transaction completion) back to the terminal 2.

Preferably, in the system for contactless security information interaction disclosed in the present disclosure, the service processing unit 10 is further configured to: when the application type information indicates that the application used is an online based application, The online business process is executed based on the online processing result from the terminal 2, and the execution result (for example, transaction completion) is transmitted back to the terminal 2.

Preferably, in the system for contactless security information interaction disclosed in the present invention, at least one of the process flow identification numbers is associated with a type of the at least one application.

As shown in FIG. 1 , the basic working principle of the system for contactless security information interaction disclosed in the present invention is as follows: the parameter setting module 5 sends the non-contact IC card programmable read/write device 1 Parameter setting instruction to set a parameter configuration in the non-contact IC card programmable read/write device 1; the parameter configuration module 3 parses the received parameter setting And executing the setting of the parameter configuration based on the analysis result; the service execution module 6 sends an information interaction request to the server and the non-contact IC card programmable read/write device 1 to execute The business process corresponding to the at least one application; the business processing module 4 parses the received information interaction request, and executes a business process corresponding to the at least one application based on the analysis result.

It can be seen from the above that in the system for contactless security information interaction disclosed in the present invention, multiple applications can be set in the non-contact IC card programmable read/write device 1 according to the needs of the service. Group parameters (for example, in the financial field, according to business requirements, parameters specific to the electronic cash application may be set in the non-contact IC card programmable read/write device, and parameters of the contactless loan and credit application may be set).

2 is a flow diagram of a method for contactless security information interaction, in accordance with an embodiment of the present invention. As shown in FIG. 2, the method for non-contact security information interaction disclosed in the present invention includes the following steps: (A1) setting a parameter configuration in a non-contact IC card programmable read/write device; (A2) The terminal initiates information interaction with the server and the non-contact IC card programmable read/write device; (A3) the non-contact IC card programmable read/write device is based on a predetermined parameter configuration and a contactless IC card and The terminal communicates to complete security information interaction.

As shown in FIG. 2, in the method for contactless security information interaction disclosed in the present invention, preferably, the parameter configuration corresponds to at least one application.

As shown in Figure 2, disclosed in the present invention for non-contact security In the method of information interaction, by way of example, the parameter configuration corresponds to at least two applications.

As shown in FIG. 2, in the method for contactless security information interaction disclosed by the present invention, exemplarily, one of the at least two applications is an online based application (for example, a contactless loan note) Payment application).

As shown in FIG. 2, in the method for non-contact security information interaction disclosed in the present invention, preferably, the non-contact IC card programmable read/write device can perform more than once with the terminal. Information interaction.

As shown in FIG. 2, in the method for non-contact security information interaction disclosed in the present invention, preferably, the non-contact IC card programmable read/write device and the terminal use a process flow identification number. The respective information material processing sub-flows executed in the non-contact IC card programmable read/write device and the terminal are identified.

As shown in FIG. 2, in the method for non-contact security information interaction disclosed in the present invention, preferably, the non-contact IC card programmable read/write device and the terminal are based on the processing flow. The identification number completes the business logic decisions associated with the at least one application and the information interactions with each other.

As shown in FIG. 2, in the method for non-contact security information interaction disclosed in the present invention, the step (A1) further includes: the terminal programming the read/write device to the non-contact IC card A parameter setting instruction is sent to set a parameter configuration in the non-contact IC card programmable read/write device.

As shown in Figure 2, disclosed in the present invention for non-contact security In the method of information interaction, the step (A2) further includes: the terminal sending an information interaction request to the server and the non-contact IC card programmable read/write device to perform execution with the at least one application Corresponding business process.

As shown in FIG. 2, in the method for contactless security information interaction disclosed in the present invention, preferably, the step (A2) further includes: when there is more than one application, based on the The candidate application list of the non-contact IC card programmable read/write device selects an application to be used, and transmits an application identifier corresponding to the application back to the non-contact IC card programmable read/write device.

As shown in FIG. 2, in the method for contactless security information interaction disclosed in the present invention, preferably, the step (A2) further includes: executing when the used application is an online based application. The processing is performed online, and the online processing result is transmitted to the non-contact IC card programmable read/write device.

As shown in FIG. 2, in the method for non-contact security information interaction disclosed in the present invention, preferably, the step (A3) further includes: (B1) the non-contact IC card programmable The read/write device parses the received parameter setting instruction, and completes the parameter configuration setting based on the analysis result; (B2) the non-contact IC card programmable read/write device parses the received information interaction request, And executing a business process corresponding to the at least one application based on the parsing result.

As shown in FIG. 2, in the method for contactless security information interaction disclosed in the present invention, preferably, the step (B1) further includes Comprising: (C1) determining, when the parsing result for the parameter setting instruction indicates that the operation type is a delete operation, the mode of the deleting operation, and completing the deleting operation based on the judgment result; (C2) setting an instruction for the parameter The parsing result indicates that the operation type is an adding operation based on the parsing result when the operation type is increased (that is, adding a corresponding basic parameter).

As shown in FIG. 2, in the method for contactless security information interaction disclosed in the present invention, exemplarily, the step (C1) further includes: when the mode of the deletion operation is a homogeneous mode (ie, The application identifier (AID) of the same application type is deleted when the same type of application identifier (AID) is deleted.

As shown in FIG. 2, in the method for contactless security information interaction disclosed in the present invention, exemplarily, the step (C1) further includes: when the mode of the deletion operation is a single mode (ie, Delete a single app identifier (AID) when deleting a single app identifier (AID)

As shown in FIG. 2, in the method for contactless security information interaction disclosed in the present invention, exemplarily, the step (C1) further includes: when the mode of the deletion operation is a homogeneous mode, Use the "App ID" method to delete the corresponding parameter.

As shown in FIG. 2, in the method for contactless security information interaction disclosed in the present invention, exemplarily, the step (C1) further includes: when the mode of the deletion operation is a single mode, Use the "App ID + AID Length + AID Data" method to delete the corresponding parameters.

As shown in FIG. 2, in the method for contactless security information interaction disclosed in the present invention, preferably, the step (C2) further includes Included: determining whether there are other subsequent parameters (eg, contactless debit payment parameters) based on the parsing result for the parameter setting instruction, and adding the other subsequent parameters if there are other subsequent parameters.

As shown in FIG. 2, in the method for contactless security information interaction disclosed in the present invention, preferably, the step (C2) further comprises: based on the parsing result of setting an instruction for the parameter. It is determined whether there are other parameters customized by the device manufacturer (ie, the manufacturer), and if there are other parameters customized by the device manufacturer, other parameters customized by the device manufacturer are added.

As shown in FIG. 2, in the method for contactless security information interaction disclosed in the present invention, preferably, the step (B2) further comprises: (D1) interacting based on the received information. The parsing result of the request determines whether there is more than one application, and if there is more than one application, transmitting the candidate application list back to the terminal; (D2) based on the application from the terminal and the used application Corresponding application identifiers execute corresponding business processes and determine application type information, and transmit the application type information to the terminal.

As shown in FIG. 2, in the method for contactless security information interaction disclosed in the present invention, preferably, the step (D2) further includes: when the application type information indicates that the used application is The offline business process is executed when the application is offline, and the execution result (for example, transaction completion) is transmitted back to the terminal.

As shown in Figure 2, disclosed in the present invention for non-contact security In the method of information interaction, preferably, the step (D2) further includes: when the application type information indicates that the application used is an online-based application, executing an online business process based on an online processing result from the terminal And transmitting the execution result (eg, transaction completion) back to the terminal.

As shown in FIG. 2, in the method for contactless security information interaction disclosed in the present invention, preferably, at least one of the process flow identification numbers is associated with a type of the at least one application.

It can be seen that, in the method for non-contact security information interaction disclosed in the present invention, multiple groups can be set for different applications in the non-contact IC card programmable read/write device according to the needs of the service. Parameters (for example, in the financial field, according to business requirements, parameters specific to the electronic cash application may be set in the non-contact IC card programmable read/write device, and parameters of the contactless loan application may be set).

Although the invention has been described in terms of the preferred embodiments described above, the implementations are not limited to the embodiments described above. It will be appreciated that various changes and modifications can be made in the present invention without departing from the spirit and scope of the invention.

1‧‧‧ Non-contact IC card programmable read/write device

2‧‧‧ Terminal

3‧‧‧Parameter Configuration Module

4‧‧‧Business Processing Module

5‧‧‧Parameter setting module

6‧‧‧Business Execution Module

7‧‧‧Parameter deletion unit

8‧‧‧Parameter addition unit

9‧‧‧Pretreatment unit

10‧‧‧Business Processing Unit

The technical features and advantages of the present invention will be better understood by those skilled in the art in view of the accompanying drawings in which: FIG. 1 is a non-contact IC card programmable read/write device and for non-contact according to an embodiment of the present invention. Schematic structural diagram of a system for information security interaction; 2 is a flow diagram of a method for contactless security information interaction, in accordance with an embodiment of the present invention.

1‧‧‧ Non-contact IC card programmable read/write device

2‧‧‧ Terminal

3‧‧‧Parameter Configuration Module

4‧‧‧Business Processing Module

5‧‧‧Parameter setting module

6‧‧‧Business Execution Module

7‧‧‧Parameter deletion unit

8‧‧‧Parameter addition unit

9‧‧‧Pretreatment unit

10‧‧‧Business Processing Unit

Claims (52)

A system for contactless security information interaction, the system for contactless security information interaction includes: a terminal for setting parameter configuration in a non-contact IC card programmable read/write device, and Initiating information interaction with the server and the non-contact IC card programmable read/write device; the non-contact IC card programmable read/write device, the non-contact IC card programmable read/write device for configuring and non-contacting based on predetermined parameters The IC card communicates with the terminal to complete the security information interaction. The system for contactless security information interaction according to claim 1, wherein the parameter configuration corresponds to at least two applications. A system for contactless security information interaction according to claim 2, wherein one of the at least two applications is an online based application. The system for contactless security information interaction according to claim 3, wherein the non-contact IC card programmable read/write device is capable of performing more than one information interaction with the terminal. The system for contactless security information interaction according to claim 4, wherein the non-contact IC card programmable read/write device and the terminal use the process flow identification number to identify the non-contact IC card. Programmable read/write device and various information processing sub-processes executed in the terminal. For contactless safety as described in item 5 of the scope of the patent application The system for sexual information interaction, wherein the non-contact IC card programmable read/write device and the terminal complete the business logic judgment and the information interaction between each other based on the processing flow identification number and the at least one application. The system for contactless security information interaction according to claim 6, wherein the terminal further comprises: a parameter setting module, wherein the parameter setting module is configured to be programmable to the non-contact IC card. The writing device sends a parameter setting instruction to set a parameter configuration in the non-contact IC card programmable read/write device; a service execution module, the service execution module is configured to be programmable to read and write to the server and the contactless IC card The device sends a information interaction request to execute a business process corresponding to the at least one application. The system for contactless security information interaction according to claim 7, wherein the service execution module is further configured to be programmable based on the non-contact IC card when there is more than one application. The candidate application list of the writing device selects the application to be used, and transmits the application identification corresponding to the application back to the non-contact IC card programmable reading and writing device. The system for contactless security information interaction according to claim 8 , wherein the service execution module is further configured to perform online processing when the used application is an online based application, and The processing result is transmitted to the non-contact IC card programmable read/write device. The system for non-contact security information interaction according to claim 9, wherein the non-contact IC card programmable read/write device further comprises: a parameter configuration module, the parameter configuration module is configured to parse the received parameter setting instruction, and complete setting of the parameter configuration based on the analysis result; the service processing module, the service processing module is configured to parse the received information Interacting the request and executing a business process corresponding to the at least one application based on the parsing result. The system for contactless security information interaction according to claim 10, wherein the parameter configuration module further comprises: a parameter deletion unit, wherein the parameter deletion unit is configured to set an instruction for the parameter The parsing result indicates that the operation type is a mode of determining the deletion operation when the deletion operation is performed, and the deletion operation is completed based on the determination result; the parameter addition unit is configured to indicate that the operation type is an increase operation when the parsing result of the instruction for the parameter is set The addition operation is completed based on the analysis result. The system for contactless security information interaction according to claim 11, wherein the parameter deletion unit is further configured to delete an application identifier of the same application type when the mode of the deletion operation is a homogeneous mode. The system for contactless security information interaction according to claim 12, wherein the parameter deletion unit is further configured to delete a single application identifier when the mode of the deletion operation is a single mode. The system for contactless security information interaction according to claim 13, wherein the parameter adding unit is further configured to determine whether the existence of the parameter is based on the parsing result of the parameter setting instruction. He follows the parameters and adds other subsequent parameters if there are other subsequent parameters. The system for contactless security information interaction according to claim 14, wherein the parameter adding unit is further configured to determine whether there is a device manufacturer customized according to the parsing result for the parameter setting instruction. Other parameters, and if there are other parameters customized by the device manufacturer, add other parameters customized by the device manufacturer. The system for contactless security information interaction according to claim 15, wherein the service execution module further comprises: a preprocessing unit, configured to perform interaction based on the received information The parsing result of the request determines whether there is more than one application, and if there is more than one application, the pre-processing unit transmits back the candidate application list to the terminal; a service processing unit, the service processing unit is configured to The application identifier of the terminal corresponding to the used application executes the corresponding business process and determines the application type information, and transmits the application type information to the terminal. The system for contactless security information interaction according to claim 16, wherein the service processing unit is further configured to perform an offline business process when the application type information indicates that the application used is an offline application, The execution result is transmitted back to the terminal. The system for contactless security information interaction according to claim 17, wherein the service processing unit is further used for When the application type information indicates that the application used is an online based application, the online business process is executed based on the online processing result from the terminal, and the execution result is transmitted back to the terminal. A system for contactless security information interaction according to claim 18, wherein at least one of the process flow identification numbers is associated with a type of the at least one application. A terminal for contactless security information interaction, the terminal further comprising: a parameter setting module, wherein the parameter setting module is configured to send a parameter setting instruction to the non-contact IC card programmable read/write device to set the non-contact Parameter configuration in the IC card programmable read/write device; a service execution module, the service execution module is configured to send a information interaction request to the server and the non-contact IC card programmable read/write device to execute with at least one application Corresponding business processes. The terminal for contactless security information interaction according to claim 20, wherein the service execution module is further configured to be programmable based on the non-contact IC card when there is more than one application. The candidate application list of the writing device selects the application to be used, and transmits the application identification corresponding to the application back to the non-contact IC card programmable reading and writing device. The terminal for contactless security information interaction according to claim 21, wherein the service execution module is further configured to perform online processing when the used application is an online based application, and The processing result is transmitted to the non-contact IC card programmable read/write device. The non-contact IC card programmable read/write device further includes: a parameter configuration module, wherein the parameter configuration module is configured to parse the received parameter setting instruction, and The setting of the parameter configuration is completed based on the analysis result; the service processing module is configured to parse the received information interaction request, and execute a business process corresponding to the at least one application based on the analysis result and the predetermined parameter configuration. The non-contact IC card programmable read/write device according to claim 23, wherein the parameter configuration module further comprises: a parameter deletion unit, wherein the parameter deletion unit is configured to set the instruction for the parameter The result indicates that the operation type is a mode of the deletion operation when the deletion operation is performed, and the deletion operation is completed based on the determination result; the parameter addition unit is configured to: when the analysis result for the parameter setting instruction indicates that the operation type is an increase operation The addition operation is completed based on the analysis result. The non-contact IC card programmable read/write device according to claim 24, wherein the parameter deletion unit is further configured to delete an application identifier of the same application type when the mode of the deletion operation is a homogeneous mode. The non-contact IC card programmable read/write device according to claim 25, wherein the parameter deletion unit is further configured to delete a single application identifier when the mode of the deletion operation is a single mode. The non-contact IC card programmable read/write device according to claim 26, wherein the parameter adding unit is further configured to be based on The parsing result for the parameter setting instruction determines whether there are other subsequent parameters, and if there are other subsequent parameters, the other subsequent parameters are added. The non-contact IC card programmable read/write device according to claim 27, wherein the parameter adding unit is further configured to determine, according to the parsing result for the parameter setting instruction, whether there is another device manufacturer-defined Parameters, and if there are other parameters customized by the device manufacturer, add additional parameters customized by the device manufacturer. The non-contact IC card programmable read/write device according to claim 28, wherein the service execution module further comprises: a preprocessing unit, configured to perform an interaction request based on the received information The result of the analysis determines whether there is more than one application, and if there is more than one application, the pre-processing unit transmits back the candidate application list to the terminal; a service processing unit, the service processing unit is configured to The application identifier of the terminal corresponding to the used application executes the corresponding business process and determines the application type information, and transmits the application type information to the terminal. The non-contact IC card programmable read/write device according to claim 29, wherein the service processing unit is further configured to perform an offline business process when the application type information indicates that the application used is an offline application, and The execution result is transmitted back to the terminal. The non-contact IC card programmable read/write device according to claim 30, wherein the service processing unit is further used for When the application type information indicates that the application used is an online-based application, the online business process is executed based on the online processing result from the terminal, and the execution result is transmitted back to the terminal. The non-contact IC card programmable read/write device according to claim 31, wherein at least one of the process flow identification numbers is associated with a type of the at least one application. A method for contactless security information interaction, the method for contactless security information interaction comprises the following steps: (A1) setting a parameter configuration in a non-contact IC card programmable read/write device; A2) the terminal initiates information interaction with the server and the non-contact IC card programmable read/write device; (A3) the non-contact IC card programmable read/write device is based on a predetermined parameter configuration and the contactless IC card and the terminal Communicate to complete security information interaction. The method for contactless security information interaction according to claim 33, wherein the parameter configuration corresponds to at least two applications. A method for contactless security information interaction according to claim 34, wherein one of the at least two applications is an online based application. The method for contactless security information interaction according to claim 35, wherein the non-contact IC card programmable read/write device is capable of performing more than one information interaction with the terminal. The method for contactless security information interaction according to claim 36, wherein the non-contact IC card programmable read/write device and the terminal use the process flow identification number to identify the non-contact IC card. Programmable read/write device and various information processing sub-processes executed in the terminal. The method for non-contact security information interaction according to claim 37, wherein the non-contact IC card programmable read/write device and the terminal complete the correlation with the at least one application based on the processing flow identification number. The business logic of the joint judges and interacts with each other. The method for non-contact security information interaction according to claim 38, wherein the step (A1) further comprises: the terminal sending a parameter setting instruction to the non-contact IC card programmable read/write device, To set the parameter configuration in the non-contact IC card programmable read/write device. The method for non-contact security information interaction according to claim 39, wherein the step (A2) further comprises: the terminal sending the server and the non-contact IC card programmable read/write device A news interaction request to execute a business process corresponding to the at least one application. The method for contactless security information interaction according to claim 40, wherein the step (A2) further comprises: programmable reading from the non-contact IC card when there is more than one application The candidate application list of the writing device selects the used application, and transmits the application identifier corresponding to the application back to the non-contact IC card programmable read Write device. The method for contactless security information interaction according to claim 41, wherein the step (A2) further comprises: performing online processing when the used application is an online based application, and The processing result is transmitted to the non-contact IC card programmable read/write device. The method for non-contact security information interaction according to claim 42, wherein the step (A3) further comprises: (B1) the non-contact IC card programmable read/write device parses the received Parameter setting instruction, and completing setting of the parameter configuration based on the analysis result; (B2) the non-contact IC card programmable read/write device parses the received information interaction request, and performs corresponding to the at least one application based on the analysis result Business Process. The method for contactless security information interaction according to claim 43, wherein the step (B1) further comprises: (C1) indicating that the operation type is deleted when the parsing result of setting the instruction for the parameter is The mode of the deletion operation is judged during operation, and the deletion operation is completed based on the determination result; (C2) when the analysis result for the parameter setting instruction indicates that the operation type is an increase operation, the addition operation is completed based on the analysis result. The method for contactless security information interaction according to claim 44, wherein the step (C1) further comprises: deleting the application identifier of the same application type when the mode of the deletion operation is a homogeneous mode. The method for contactless security information interaction according to claim 45, wherein the step (C1) further comprises: deleting a single application identifier when the mode of the deletion operation is a single mode. The method for non-contact security information interaction according to claim 46, wherein the step (C2) further comprises: determining whether there are other subsequent parameters based on the parsing result for the parameter setting instruction, And if there are other subsequent parameters, then the other subsequent parameters are added. The method for contactless security information interaction according to claim 47, wherein the step (C2) further comprises: determining whether the device manufacturer customizes based on the parsing result for the parameter setting instruction Additional parameters, and if there are other parameters customized by the device manufacturer, add additional parameters customized by the device manufacturer. The method for contactless security information interaction according to claim 48, wherein the step (B2) further comprises: (D1) determining whether the existence exists based on the parsing result of the received information interaction request. More than one application, and if there is more than one application, transmitting back the candidate application list to the terminal; (D2) executing the corresponding business process based on the application identification corresponding to the used application from the terminal And determining the application type information and transmitting the application type information to the terminal. The method for contactless security information interaction according to claim 49, wherein the step (D2) further comprises: performing execution when the application type information indicates that the used application is an offline application. Line business processes and pass the results back to the terminal. The method for contactless security information interaction according to claim 50, wherein the step (D2) further comprises: when the application type information indicates that the application used is an online based application, based on The online processing result from the terminal executes the online business process and transmits the execution result back to the terminal. The method for contactless security information interaction of claim 51, wherein at least one of the process flow identification numbers is associated with a type of the at least one application.