SG11202000616RA - System, method, and apparatus for providing a closed end credit account associated with a debit account - Google Patents
System, method, and apparatus for providing a closed end credit account associated with a debit accountInfo
- Publication number
- SG11202000616RA SG11202000616RA SG11202000616RA SG11202000616RA SG11202000616RA SG 11202000616R A SG11202000616R A SG 11202000616RA SG 11202000616R A SG11202000616R A SG 11202000616RA SG 11202000616R A SG11202000616R A SG 11202000616RA SG 11202000616R A SG11202000616R A SG 11202000616RA
- Authority
- SG
- Singapore
- Prior art keywords
- providing
- closed end
- end credit
- account
- debit
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/26—Debit schemes, e.g. "pay now"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Computer Security & Cryptography (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
PCT/US2017/047078 WO2019035821A1 (en) | 2017-08-16 | 2017-08-16 | System, method, and apparatus for providing a closed end credit account associated with a debit account |
Publications (1)
Publication Number | Publication Date |
---|---|
SG11202000616RA true SG11202000616RA (en) | 2020-02-27 |
Family
ID=65362988
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
SG11202000616RA SG11202000616RA (en) | 2017-08-16 | 2017-08-16 | System, method, and apparatus for providing a closed end credit account associated with a debit account |
Country Status (3)
Country | Link |
---|---|
US (1) | US20200364784A1 (en) |
SG (1) | SG11202000616RA (en) |
WO (1) | WO2019035821A1 (en) |
Families Citing this family (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US12136079B2 (en) | 2020-12-17 | 2024-11-05 | The Toronto-Dominion Bank | Real-time provisioning of targeted recommendations based on decomposed structured messaging data |
US12067606B2 (en) | 2020-12-17 | 2024-08-20 | The Toronto-Dominion Bank | Real-time provisioning of targeted, alternative product information based on structured messaging data |
WO2023154675A1 (en) * | 2022-02-09 | 2023-08-17 | Percents, Inc. | System and method for extending an intelligent line of credit for aggregating financial transactions |
Family Cites Families (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20050283436A1 (en) * | 2003-08-22 | 2005-12-22 | Greer Richard E | Point of sale purchase system |
US20070061255A1 (en) * | 2005-09-12 | 2007-03-15 | Epting Thomas W | Point of Sale Credit System |
WO2010033081A2 (en) * | 2008-09-22 | 2010-03-25 | Embeyond Pte Ltd | Secure server system for online transactions |
US8751316B1 (en) * | 2010-02-05 | 2014-06-10 | Intuit Inc. | Customer-controlled point-of-sale on a mobile device |
US20160189292A1 (en) * | 2014-12-31 | 2016-06-30 | Green Dot Corporation | Programmatic systems and methods for loan underwriting for prepaid accounts |
US20160358250A1 (en) * | 2015-06-03 | 2016-12-08 | Mastercard International Incorporated | Dynamic credit line management for payment accounts |
US10949918B2 (en) * | 2017-06-05 | 2021-03-16 | Mo Tecnologias, Llc | System and method for issuing a loan to a consumer determined to be creditworthy and generating a behavioral profile of that consumer |
US20190251542A1 (en) * | 2018-02-15 | 2019-08-15 | Mastercard International Incorporated | Method and system for instant credit issuance |
-
2017
- 2017-08-16 WO PCT/US2017/047078 patent/WO2019035821A1/en active Application Filing
- 2017-08-16 US US16/638,504 patent/US20200364784A1/en not_active Abandoned
- 2017-08-16 SG SG11202000616RA patent/SG11202000616RA/en unknown
Also Published As
Publication number | Publication date |
---|---|
WO2019035821A1 (en) | 2019-02-21 |
US20200364784A1 (en) | 2020-11-19 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
SG11202001318XA (en) | Graphical structure model-based method, apparatus, and device for credit risk control | |
SG11202001251RA (en) | Method, apparatus, and device for transaction risk control based on graphical structure model | |
SG11202010527UA (en) | Blockchain-based transaction method and apparatus, and remitter device | |
SG11202010512TA (en) | Blockchain-based transaction method and apparatus, and remitter device | |
EP3401861A4 (en) | Data interaction method and device, and offline credit payment method and device | |
EP3238151A4 (en) | A system, method and apparatus for reprogramming a transaction card | |
EP3284044A4 (en) | A system, method, and apparatus for a dynamic transaction card | |
SG11202011086SA (en) | Payment method, apparatus, and system | |
GB201615964D0 (en) | Bill payment system and method | |
SG11202002638SA (en) | Vending machine, vending machine system, and settlement method for vending machine system | |
SG10201500276VA (en) | Method and system for making a secure payment transaction | |
HK1245478A1 (en) | Cash distribution method, cash distribution apparatus and financial self-service device | |
ZA202000488B (en) | System and method for authenticating a transaction | |
EP3719728A4 (en) | Payment method, apparatus and device | |
SG11201706243WA (en) | Service implementation method, payment method and apparatus | |
SG10201607450XA (en) | An apparatus, system, server and methods for carrying out a transaction | |
EP3665633A4 (en) | Apparatus, system, and method for operating a digital transaction card | |
SG11202006068VA (en) | Fare payment method, apparatus, and device | |
SG10201912939YA (en) | System, method and device for processing a transaction | |
PL3471887T3 (en) | System, method and apparatus for upgrading a pulverizer | |
SG11202004293VA (en) | Payment method, apparatus, and device | |
GB201702795D0 (en) | Contactless interaction system, apparatus and method | |
SG10201402922PA (en) | A system for money remittance and method thereof | |
SG11202000616RA (en) | System, method, and apparatus for providing a closed end credit account associated with a debit account | |
EP3229190A4 (en) | Payment verification method, apparatus and system |