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SG11201705039QA - Transaction risk detection method and apparatus - Google Patents

Transaction risk detection method and apparatus

Info

Publication number
SG11201705039QA
SG11201705039QA SG11201705039QA SG11201705039QA SG11201705039QA SG 11201705039Q A SG11201705039Q A SG 11201705039QA SG 11201705039Q A SG11201705039Q A SG 11201705039QA SG 11201705039Q A SG11201705039Q A SG 11201705039QA SG 11201705039Q A SG11201705039Q A SG 11201705039QA
Authority
SG
Singapore
Prior art keywords
detection method
risk detection
transaction risk
transaction
risk
Prior art date
Application number
SG11201705039QA
Inventor
Lujia Chen
Liang Guo
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of SG11201705039QA publication Critical patent/SG11201705039QA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0609—Buyer or seller confidence or verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/316—User authentication by observing the pattern of computer usage, e.g. typical user behaviour
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/50—Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems
    • G06F21/55—Detecting local intrusion or implementing counter-measures
    • G06F21/552—Detecting local intrusion or implementing counter-measures involving long-term monitoring or reporting
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02—Services making use of location information
    • H04W4/023—Services making use of location information using mutual or relative location information between multiple location based services [LBS] targets or of distance thresholds
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F2221/00—Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/21—Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/2111—Location-sensitive, e.g. geographical location, GPS

Landscapes

  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Health & Medical Sciences (AREA)
  • Health & Medical Sciences (AREA)
  • Social Psychology (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Information Retrieval, Db Structures And Fs Structures Therefor (AREA)
  • Position Fixing By Use Of Radio Waves (AREA)
  • Telephonic Communication Services (AREA)
SG11201705039QA 2014-12-30 2015-12-22 Transaction risk detection method and apparatus SG11201705039QA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201410843822.6A CN105809502A (en) 2014-12-30 2014-12-30 Transaction risk detection method and apparatus
PCT/CN2015/098256 WO2016107463A1 (en) 2014-12-30 2015-12-22 Transaction risk detection method and device

Publications (1)

Publication Number Publication Date
SG11201705039QA true SG11201705039QA (en) 2017-07-28

Family

ID=56284241

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201705039QA SG11201705039QA (en) 2014-12-30 2015-12-22 Transaction risk detection method and apparatus

Country Status (9)

Country Link
US (1) US20170300919A1 (en)
EP (1) EP3242236B8 (en)
JP (1) JP6742320B2 (en)
KR (1) KR102205096B1 (en)
CN (1) CN105809502A (en)
ES (1) ES2848278T3 (en)
PL (1) PL3242236T3 (en)
SG (1) SG11201705039QA (en)
WO (1) WO2016107463A1 (en)

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CN108229963B (en) * 2016-12-12 2021-07-30 创新先进技术有限公司 Risk identification method and device for user operation behaviors
CN108235228B (en) * 2016-12-13 2020-09-01 阿里巴巴集团控股有限公司 Safety verification method and device
CN107395562A (en) * 2017-06-14 2017-11-24 广东网金控股股份有限公司 A kind of financial terminal security protection method and system based on clustering algorithm
CN107967530A (en) * 2017-06-22 2018-04-27 深圳市盈华讯方通信技术有限公司 Channel of disbursement based on data analysis elects method and its system
CN109272312B (en) * 2017-07-18 2021-07-13 中国银联股份有限公司 Method and device for real-time detection of transaction risk
CN107578238A (en) * 2017-08-08 2018-01-12 阿里巴巴集团控股有限公司 A kind of risk control method and equipment
CN107818506A (en) * 2017-09-30 2018-03-20 上海壹账通金融科技有限公司 Electronic installation, credit risk control method and storage medium
CN108021612B (en) * 2017-11-02 2020-11-27 招商银行股份有限公司 Transaction location measurement method, apparatus and computer-readable storage medium
CN109101989B (en) * 2018-06-29 2021-06-29 创新先进技术有限公司 Merchant classification model construction and merchant classification method, device and equipment
CN111292085B (en) * 2018-12-10 2023-06-30 北京嘀嘀无限科技发展有限公司 Method, device, equipment and computer readable storage medium for evaluating transaction risk
CN110046783B (en) * 2018-12-13 2023-04-28 创新先进技术有限公司 Method and device for identifying fraudulent account, electronic equipment and storage medium
KR102042442B1 (en) * 2019-03-21 2019-11-08 주식회사 닉컴퍼니 Regtech platform apparatus for digital compliance and risk management, method for risk management of financial transactions and computer program for the same
CN110033278B (en) * 2019-03-27 2023-06-23 创新先进技术有限公司 Risk identification method and risk identification device
CN110135856B (en) * 2019-05-16 2023-10-24 中国银联股份有限公司 Repeated transaction risk monitoring method, device and computer readable storage medium
CN110363515B (en) * 2019-06-05 2023-07-18 创新先进技术有限公司 Rights and interests card account information inquiry method, system, server and readable storage medium
CN110647675B (en) 2019-08-07 2022-05-27 北京百度网讯科技有限公司 Method and device for recognition of stop point and training of prediction model and storage medium
CN110677815A (en) * 2019-08-07 2020-01-10 北京百度网讯科技有限公司 Stay point identification method and device, computer equipment and storage medium
CN110689218A (en) * 2019-08-13 2020-01-14 平安科技（深圳）有限公司 Risk user identification method and device, computer equipment and storage medium
CN110533531B (en) * 2019-09-05 2022-03-29 中国工商银行股份有限公司 Method and device for identifying abnormal account, medium and electronic equipment
CN113935738B (en) * 2020-06-29 2024-04-19 腾讯科技（深圳）有限公司 Transaction data processing method, device, storage medium and equipment
CN112907257B (en) * 2021-04-26 2024-03-26 中国工商银行股份有限公司 Risk threshold determining method and device and electronic equipment
CN113521750B (en) * 2021-07-15 2023-10-24 珠海金山数字网络科技有限公司 Abnormal account detection model training method and abnormal account detection method
CN113888182B (en) * 2021-10-25 2024-08-20 支付宝(杭州)信息技术有限公司 Method, device and equipment for constructing risk detection strategy system
CN114627504B (en) * 2022-03-17 2023-01-10 盐城笃诚建设有限公司 Building engineering labor personnel management system and management method
CN118429099B (en) * 2024-05-23 2024-10-18 重庆瑞利斯科技有限公司 Associated transaction management system

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Also Published As

Publication number Publication date
EP3242236A1 (en) 2017-11-08
ES2848278T3 (en) 2021-08-06
EP3242236A4 (en) 2018-08-01
JP2018507464A (en) 2018-03-15
CN105809502A (en) 2016-07-27
WO2016107463A1 (en) 2016-07-07
KR102205096B1 (en) 2021-01-21
KR20170100535A (en) 2017-09-04
PL3242236T3 (en) 2021-05-31
US20170300919A1 (en) 2017-10-19
EP3242236B8 (en) 2020-12-02
JP6742320B2 (en) 2020-08-19
EP3242236B1 (en) 2020-10-14

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