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SG11201403670WA - Electronic check-based payment system and methods for issuing, transferring, paying and verifying electronic checks - Google Patents

Electronic check-based payment system and methods for issuing, transferring, paying and verifying electronic checks

Info

Publication number
SG11201403670WA
SG11201403670WA SG11201403670WA SG11201403670WA SG11201403670WA SG 11201403670W A SG11201403670W A SG 11201403670WA SG 11201403670W A SG11201403670W A SG 11201403670WA SG 11201403670W A SG11201403670W A SG 11201403670WA SG 11201403670W A SG11201403670W A SG 11201403670WA
Authority
SG
Singapore
Prior art keywords
electronic
issuing
paying
transferring
methods
Prior art date
Application number
SG11201403670WA
Inventor
Ilya Vladimirovich Kligman
Original Assignee
My Partners And Global Stars Invest Mp&Gsi Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by My Partners And Global Stars Invest Mp&Gsi Ltd filed Critical My Partners And Global Stars Invest Mp&Gsi Ltd
Publication of SG11201403670WA publication Critical patent/SG11201403670WA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G06Q20/0425—Payment circuits characterized in that the payment protocol involves at least one cheque the cheque being electronic only
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG11201403670WA 2011-12-30 2012-12-28 Electronic check-based payment system and methods for issuing, transferring, paying and verifying electronic checks SG11201403670WA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
RU2011154492/08A RU2011154492A (en) 2011-12-30 2011-12-30 SYSTEM OF PAYMENT OF ELECTRONIC CHECKS AND METHODS OF ISSUE, TRANSFER OF PAYMENT AND VERIFICATION OF ELECTRONIC CHECKS
PCT/RU2012/001137 WO2013100824A2 (en) 2011-12-30 2012-12-28 Electronic cheque-based payment system and methods for issuing, transferring, paying and verifying electronic cheques

Publications (1)

Publication Number Publication Date
SG11201403670WA true SG11201403670WA (en) 2014-11-27

Family

ID=48698770

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201403670WA SG11201403670WA (en) 2011-12-30 2012-12-28 Electronic check-based payment system and methods for issuing, transferring, paying and verifying electronic checks

Country Status (31)

Country Link
US (2) US10134015B2 (en)
EP (2) EP3570243A1 (en)
JP (1) JP6242809B2 (en)
KR (1) KR101858652B1 (en)
CN (1) CN104081425B (en)
AP (1) AP2014007812A0 (en)
AU (3) AU2012363411A1 (en)
BR (1) BR112014016093A2 (en)
CA (2) CA2861764C (en)
CL (1) CL2014001761A1 (en)
CO (1) CO7101197A2 (en)
CR (1) CR20140366A (en)
CU (1) CU20140076A7 (en)
DO (1) DOP2014000151A (en)
EA (1) EA201491295A1 (en)
GE (1) GEP201706641B (en)
GT (1) GT201400134A (en)
HK (1) HK1201968A1 (en)
IL (1) IL233436B (en)
MA (1) MA35870B1 (en)
MD (1) MD20140077A2 (en)
MX (1) MX2014007864A (en)
MY (1) MY185230A (en)
NI (1) NI201400071A (en)
PE (1) PE20142135A1 (en)
PH (1) PH12014501519A1 (en)
RU (1) RU2011154492A (en)
SG (1) SG11201403670WA (en)
TN (1) TN2014000285A1 (en)
UA (1) UA119528C2 (en)
WO (1) WO2013100824A2 (en)

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CN110458538B (en) * 2019-07-31 2021-09-24 创新先进技术有限公司 State machine maintenance method and device based on block chain, electronic equipment and storage medium
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Also Published As

Publication number Publication date
EA201491295A1 (en) 2014-11-28
BR112014016093A2 (en) 2017-06-13
US20190073643A1 (en) 2019-03-07
GEP201706641B (en) 2017-03-27
PH12014501519A1 (en) 2014-10-08
NI201400071A (en) 2015-12-10
CN104081425B (en) 2018-04-24
AP2014007812A0 (en) 2014-07-31
MX2014007864A (en) 2015-04-16
GT201400134A (en) 2015-03-05
CL2014001761A1 (en) 2015-03-06
KR20140130673A (en) 2014-11-11
EP3570243A1 (en) 2019-11-20
CA2861764C (en) 2018-11-27
MA35870B1 (en) 2014-12-01
KR101858652B1 (en) 2018-05-17
AU2012363411A1 (en) 2014-07-24
JP2015515032A (en) 2015-05-21
TN2014000285A1 (en) 2015-09-30
DOP2014000151A (en) 2014-10-15
HK1201968A1 (en) 2015-09-11
AU2017264991A1 (en) 2017-12-07
US20150073986A1 (en) 2015-03-12
EP2800049A2 (en) 2014-11-05
RU2011154492A (en) 2013-07-27
US10134015B2 (en) 2018-11-20
UA119528C2 (en) 2019-07-10
MY185230A (en) 2021-04-30
AU2019280039A1 (en) 2020-01-16
CA3023328A1 (en) 2013-07-04
CA2861764A1 (en) 2013-07-04
PE20142135A1 (en) 2015-01-08
WO2013100824A2 (en) 2013-07-04
MD20140077A2 (en) 2015-01-31
CU20140076A7 (en) 2014-10-02
WO2013100824A3 (en) 2013-11-07
IL233436B (en) 2018-02-28
CR20140366A (en) 2015-01-16
IL233436A0 (en) 2014-08-31
CO7101197A2 (en) 2014-10-31
CN104081425A (en) 2014-10-01
JP6242809B2 (en) 2017-12-13
EP2800049A4 (en) 2015-07-01

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