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SG11201403523TA - Bankcard-system-based communication method achieving instantaneous settlement between merchant, consumer and distributor - Google Patents

Bankcard-system-based communication method achieving instantaneous settlement between merchant, consumer and distributor

Info

Publication number
SG11201403523TA
SG11201403523TA SG11201403523TA SG11201403523TA SG11201403523TA SG 11201403523T A SG11201403523T A SG 11201403523TA SG 11201403523T A SG11201403523T A SG 11201403523TA SG 11201403523T A SG11201403523T A SG 11201403523TA SG 11201403523T A SG11201403523T A SG 11201403523TA
Authority
SG
Singapore
Prior art keywords
bankcard
merchant
distributor
consumer
communication method
Prior art date
Application number
SG11201403523TA
Inventor
Fang Ling
Original Assignee
Fang Ling
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Fang Ling filed Critical Fang Ling
Publication of SG11201403523TA publication Critical patent/SG11201403523TA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0238—Discounts or incentives, e.g. coupons or rebates at point-of-sale [POS]

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Game Theory and Decision Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
SG11201403523TA 2011-12-23 2011-12-30 Bankcard-system-based communication method achieving instantaneous settlement between merchant, consumer and distributor SG11201403523TA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201110437860.8A CN102521742B (en) 2011-12-23 2011-12-23 Communication method for realizing instant settlement of trade company, consumer and distributor based on bankcard system
PCT/CN2011/085069 WO2013091265A1 (en) 2011-12-23 2011-12-30 Bankcard-system-based communication method achieving instantaneous settlement between merchant, consumer and distributor

Publications (1)

Publication Number Publication Date
SG11201403523TA true SG11201403523TA (en) 2014-10-30

Family

ID=46292651

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201403523TA SG11201403523TA (en) 2011-12-23 2011-12-30 Bankcard-system-based communication method achieving instantaneous settlement between merchant, consumer and distributor

Country Status (7)

Country Link
US (1) US20140214521A1 (en)
CN (1) CN102521742B (en)
CA (1) CA2860006C (en)
GB (1) GB2511464A (en)
HK (1) HK1201621A1 (en)
SG (1) SG11201403523TA (en)
WO (1) WO2013091265A1 (en)

Families Citing this family (19)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103825867A (en) * 2012-11-19 2014-05-28 中国银联股份有限公司 System, device and method for processing combined-type security information interaction
CN103279876A (en) * 2013-04-22 2013-09-04 上海掌富网络技术有限公司 Method and device for processing information of payment terminal
CN104021628B (en) * 2014-06-23 2017-04-05 中国民生银行股份有限公司 Data processing method and device
CN104200376A (en) * 2014-08-22 2014-12-10 深圳市淘淘谷信息技术有限公司 Method for achieving purpose of enabling consumer to enjoy merchant member benefits by swiping bank card based on bank card system
US9947008B1 (en) * 2014-10-22 2018-04-17 Urayoan Camacho Diaz Enhanced certificate authority
CN104408618A (en) * 2014-11-12 2015-03-11 中国建设银行股份有限公司 Bank card TP (Transaction Processing) method, device and system
CN104700263B (en) * 2015-02-12 2018-01-12 深圳市淘淘谷信息技术有限公司 A kind of means of communication of the on-line selling speedy clearance based on assignment loading
AU2016298089A1 (en) * 2015-07-27 2018-02-08 Mastercard International Incorporated Systems and methods for tracking data using user provided data tags
US10430786B1 (en) * 2015-10-21 2019-10-01 Urayoan Camacho Enhanced certificate authority
CN107025544A (en) * 2016-01-29 2017-08-08 上海新卡说信息技术有限公司 One kind transaction score-clearing system and transaction sorting processing method
CN107274199A (en) * 2016-04-07 2017-10-20 阿里巴巴集团控股有限公司 A kind of method for processing business, apparatus and system for electronic ticket
CN108876451A (en) * 2018-06-13 2018-11-23 成都亿团兑科技有限公司 A kind of spending amount is exchanged into the system and method that integral reuses
CN109615468A (en) * 2018-12-03 2019-04-12 大汉电子商务有限公司 A kind of receipts payment administrative system and method
CN110197392A (en) * 2019-04-16 2019-09-03 深圳壹账通智能科技有限公司 Equity data transfer device, device, electronic equipment and storage medium
CN111275543B (en) * 2020-01-17 2023-06-23 北京字节跳动网络技术有限公司 Information processing method, device, server and storage medium
CN112036863A (en) * 2020-07-31 2020-12-04 长沙市到家悠享网络科技有限公司 Payment amount processing method and device, electronic equipment and storage medium
CN112561674B (en) * 2020-12-08 2024-06-14 中国航空结算有限责任公司 Passenger income settlement method and device, storage medium and electronic equipment
CN112579572B (en) * 2020-12-18 2022-12-13 建信金融科技有限责任公司 Associated account maintenance method and device and electronic equipment
CN115333876A (en) * 2022-07-22 2022-11-11 广州三晶电气股份有限公司 Application program interface API gateway charging method, device and storage medium

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8538801B2 (en) * 1999-02-19 2013-09-17 Exxonmobile Research & Engineering Company System and method for processing financial transactions
CN1971640B (en) * 2005-11-21 2011-08-03 中国银联股份有限公司 Method and system to realize automatically discount when using the bank card to consume
US20070168282A1 (en) * 2006-01-13 2007-07-19 Advanced Payment Products, Llc Systems and/or methods for simplifying payment systems, and payment instruments implementing the same
CN101114358A (en) * 2007-08-30 2008-01-30 徐世元 Group-buy settlement payments system and method with communicating technology
CN101216920A (en) * 2008-01-11 2008-07-09 侯万春 A system and method for the bankcard users to get instant special offers while making bankcard consumption

Also Published As

Publication number Publication date
WO2013091265A1 (en) 2013-06-27
GB2511464A (en) 2014-09-03
CN102521742A (en) 2012-06-27
GB201411059D0 (en) 2014-08-06
CA2860006A1 (en) 2013-06-27
HK1201621A1 (en) 2015-09-04
CA2860006C (en) 2016-10-18
US20140214521A1 (en) 2014-07-31
CN102521742B (en) 2015-06-10

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