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KR960704413A - 변화하는 바 코드 패턴을 갖는 인증기 카드(Authenticator card with changing bar code pattern) - Google Patents

변화하는 바 코드 패턴을 갖는 인증기 카드(Authenticator card with changing bar code pattern)

Info

Publication number
KR960704413A
KR960704413A KR1019960700862A KR19960700862A KR960704413A KR 960704413 A KR960704413 A KR 960704413A KR 1019960700862 A KR1019960700862 A KR 1019960700862A KR 19960700862 A KR19960700862 A KR 19960700862A KR 960704413 A KR960704413 A KR 960704413A
Authority
KR
South Korea
Prior art keywords
code
bar code
user
card
time
Prior art date
Application number
KR1019960700862A
Other languages
English (en)
Inventor
에드윈 맥네어 브루스
Original Assignee
비, 에이취, 프리드만
에이티 앤드 티 코포레이션
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 비, 에이취, 프리드만, 에이티 앤드 티 코포레이션 filed Critical 비, 에이취, 프리드만
Publication of KR960704413A publication Critical patent/KR960704413A/ko

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04K—SECRET COMMUNICATION; JAMMING OF COMMUNICATION
    • H04K1/00—Secret communication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/06009—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
    • G06K19/06018—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking one-dimensional coding
    • G06K19/06028—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking one-dimensional coding using bar codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12—Card verification
    • G07F7/122—Online card verification

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Signal Processing (AREA)
  • Credit Cards Or The Like (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

인증기 카드가 계좌 번호 및 임의적으로 PIN 및/또는 만료인을 나타내는 동적으로 변화하는 바 코드 패턴을 보이기 위한 액정 디스플레이를 포함한다. 상기 카드는 소정의 알고리즘에 따라 주기적으로 바 코드를 변화시키는 회로를 포함한다. 사업상 거래에 관련하여 사용자의 신원을 확인하기 위해서 상기 카드가 사용자에 의해 판매자에게 건네지면 통상적인 바 코드 리더에 의해 상기 바 코드가 스캐닝된다. 상기 코드는 전자적 형태로 변환되며 인증되기 위해 확인 프로세서로 전송된다. 인증이 이루어지는 동안, 수신도니 신호로부터의 정보를 확인하기 위해 해당 알고리즘이 사용되어, 카드의 유효성을 결정하기 위한 데이타베이스 질의를 인에이블 시킨다. 유리하게도, 상기 카드는 낮은 비용으로 대량 생산될 수 있으며 쉽게 이용할 수 있는 바 코드 스캐너는 인증을 위해 카드가 제공되었을 때 단순한 인터페이스를 제공한다.
(선택도면 : 제1도)

Description

변환하는 바 코드 패턴을 갖는 인증기 카드(Authenticator card with changing bar code pattern)
본 내용은 요부공개 건이므로 전문내용을 수록하지 않았음
제1도는 본 발명에 따라서 액정 디스플레이를 가진 인증기 카드의 외부적 배치를 도시,
제2도는 제1도의 인증기 카드 안에 있는 회로의 블럭도,
제3도는 POS 단말기에서의 거래와 관련하여 본 발명의 인증기 카드를 사용하는 시스템의 블럭도.

Claims (9)

  1. 카드 소지자의 신원을 인증하기 위한 인증기 카드(authenticator card)에 있어서, 의사랜덤하고 시변하는 코드를 발생시키는 수단과, 상기 코드 발생 수단에 응답하여 상기 시변 코드를 바 코드로 변환시키는 수단과, 상기 바 코드를 LCD 디스플레이상에 디스플레이시키는 수단을 포함하는 것을 특징으로 하는 인증기 카드.
  2. 제1항에 있어서, 상기 코드 발생 수단은 시가(time of day)의 함수로서 상기 시변 코드를 발생하도록 제공되는 것을 특징으로 하는 인증기 카드.
  3. 제1항에 있어서, 상기 코드 발생 수단은 상기 시각과 암호화키(encryption key)의 결합 함수로서 상기 시변 코드를 발생하도록 제공되는 것을 특징으로 하는 인증기 카드.
  4. 제1항에 있어서, 상기 바 코드는 일련의 일반적으로 평행한 가변 폭의 스트라이프(stripe) 들과, 그와 대조되는 배경에 디스플레이 되는 간격(separation)들인 것을 특징으로 하는 인증기 카드.
  5. 사용자의 신원을 인증하기 위한 시스템에 있어서, 의사랜덤 코드에 따라서 변화하는 동적으로 변경되는 바코드를 디스플레이하도록 제공된 인증기 카드와, 상기 인증기 카드가 상기 사용자에 의해 사용되는 시점에 상기 바 코드를 스캐닝하는 수단과, 상기 인증기 카드에 대한 독특한 사용자 ID를 얻기 위해 상기 스캐닝된 바 코드로부터 유도되는 정보와 상기 의사랜덤 코드에 따라 발생된 정보를 프로세서에 인가시키는 수단과, 상기 사용자의 신원을 인증하기 위해 상기 독특한 사용자 ID를 저장된 정보와 비교하는 수단을 포함하는 것을 특징으로 하는 신원 인증 시스템.
  6. 제5항에 있어서, 상기 디스플레이는 LCD 디스플레이를 포함하는 것을 특징으로 하는 신원 인증시스템.
  7. 제5항에 있어서, 상기 인증기 카드는 동적으로 변화하는 바 코드를 발생하는 수단을 포함하며, 상기 수단은 의사랜덤한 시변 코드를 발생시키는 수단과, 상기 코드 발생 수단에 응답하여 사익 시변 코드를 바코드로 변환시키는 수단을 포함하는 것을 특징으로 하는 신원인증 시스템.
  8. 인증기 카드 소지를 통해 사용자의 신원을 인증하는 방법에 있어서, 의사랜덤한 시변 코드를 발생하는 단계와, 상기 시변 코들르 바 코드로 변환시키는 단계와, 상기 카드에 포함되는 LCD 디스플레이상에 상기 바코드를 디스플레이하는 단계를 포함하는 것을 특징으로 하는 사용자 신원 인증 방법.
  9. 사용자의 신원을 인증하는 방법에 있어서, 상기 사용자의 인증기 카드상의 의사랜덤 코드에 따라 변화하는, 동적으로 변경되는 바 코드를 디스플레이하는 단계와, 상기 인증기 카드가 상기 사용자에 의해 사용되는 시점에 상기 바 코드를 스캐닝하는 단계와, 상기 인증기 카드를 위한 독특한 사용자 ID를 얻기 위해, 상기 스캐닝된 바 코드로부터 유도된 정보와 상기 의사랜덤 코드에 따라 발생된 정보를 프로세서에 인가하는 단계와, 상기 사용자의 신원을 인증하기 위해 상기 독특한 사용자 ID를 저장된 정보와 비교하는 단계를 포함하는 것을 특징으로 하는 사용자 신원 인증 방법.
    ※ 참고사항 : 최초출원 내용에 의하여 공개하는 것임.
KR1019960700862A 1993-08-26 1994-08-01 변화하는 바 코드 패턴을 갖는 인증기 카드(Authenticator card with changing bar code pattern) KR960704413A (ko)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US112165 1993-08-26
US08/112,165 US5450491A (en) 1993-08-26 1993-08-26 Authenticator card and system
PCT/US1994/008709 WO1995006371A1 (en) 1993-08-26 1994-08-01 Authenticator card with changing bar code pattern

Publications (1)

Publication Number Publication Date
KR960704413A true KR960704413A (ko) 1996-08-31

Family

ID=22342439

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1019960700862A KR960704413A (ko) 1993-08-26 1994-08-01 변화하는 바 코드 패턴을 갖는 인증기 카드(Authenticator card with changing bar code pattern)

Country Status (8)

Country Link
US (1) US5450491A (ko)
EP (1) EP0715789A4 (ko)
JP (1) JPH09502038A (ko)
KR (1) KR960704413A (ko)
AU (1) AU7479094A (ko)
BR (1) BR9407319A (ko)
CA (1) CA2169827C (ko)
WO (1) WO1995006371A1 (ko)

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CA2169827A1 (en) 1995-03-02
US5450491A (en) 1995-09-12
EP0715789A1 (en) 1996-06-12
CA2169827C (en) 1997-02-04
EP0715789A4 (en) 1997-02-05
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BR9407319A (pt) 1996-04-16
AU7479094A (en) 1995-03-21

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