KR20210099343A - Token wallet system in decentralized exchange environment for pursues social values and service method using the same - Google Patents

Abstract

Provided are a token wallet system in a decentralized exchange environment to pursue social values and a service providing method using the same. According to the present invention, a user terminal comprises: a communication unit connected to a blockchain network; and a processor executing, with respect to other user terminals connected to the blockchain network, a payment or remittance transaction within the value of a first token held in a token wallet or an exchange transaction of the first token into a second token, which is different type of virtual currency. Accordingly, through a wallet managing blockchain-based tokens or points, individuals can directly buy and sell the tokens or points and can perform transfer between different tokens or points, incentives are applied according to transaction results, and individuals can donate tokens or points easily and conveniently to create a social value (SV).

Description

A token wallet system in a decentralized exchange environment that pursues social values and a service provision method using the same {Token wallet system in decentralized exchange environment for pursues social values and service method using the same}

The present invention relates to a token wallet system and a service providing method using the same, and more particularly, to a token wallet system in a decentralized exchange environment pursuing social value and a service providing method using the same.

Recently, blockchain-based digital virtual currency has been used in online or offline transactions, and various types of virtual currency such as Bitcoin, Ethereum, and Ripple are used.

Unlike the existing fiat currency transactions, these virtual currency transactions are performed by a distributed database based on peer-to-peer network (P2P) for operation without central authority or banks. , transactions and transmission and reception are performed based on public key cryptography.

However, there are problems such as hacking and transmission interruption due to technical problems during virtual currency transactions.

In a decentralized exchange, as various types of virtual currencies are used, transactions between different coins are possible, so different coins, tokens, or points such as Bitcoin, Ethereum, and NEM can be exchanged and traded.

However, when exchanging coins, tokens, or points in such a decentralized exchange environment, the exchange rate is determined through a contract or agreement between the service subjects, and exchanges between coins, tokens, or points that have not been agreed upon or between the service entities are not allowed. .

And, from an individual's point of view, the value of coins, tokens, or points varies from person to person depending on the level they need. This causes significant restrictions and inconveniences when using or exhausting tokens or points. In addition, there is a problem that the lack of liquidity providers necessary for such exchange transactions hinders activation.

The present invention has been devised to solve the above problems, and an object of the present invention is to enable an individual to directly buy and sell tokens or points held by an individual through a wallet that manages a blockchain-based token or point, In a decentralized exchange environment where different tokens or points can be transferred, incentives are applied according to the performance of the transaction, and tokens or points can be easily and conveniently donated to create social value (SV). To provide a token wallet system and a service provision method using the same.

According to an embodiment of the present invention for achieving the above object, a user terminal includes: a communication unit to be connected to a block chain network; and for other user terminals connected to the block chain network, execute a payment or remittance transaction within the value of the first token held in the token wallet, or execute an exchange transaction of the first token into a second token, which is a different type of virtual currency Including a processor;

And, the processor requests payment or remittance within the value of the first token held in the token wallet, or requests to exchange the first token into a second token, which is a different type of virtual currency, or establishes a block chain network with another user terminal. Through the connection, it is possible to participate in payment, remittance, or currency exchange transactions requested by other user terminals.

In addition, when the first token is exchanged for the second token, the processor determines the exchange price of the first token and the second token to register the exchange transaction order, and when the registered exchange transaction order is selected, exchange transaction between user terminals path can be provided.

And the order book executed by the block chain network derives the optimal recommended route for payment, remittance or exchange transaction requested by the user terminal, provides it to the user terminal, and trades some of the tokens used for the transaction when the transaction is concluded may be collected as a fee.

In addition, the traded tokens are deducted from the total issued amount when used as a transaction fee, some of the deducted tokens are converted into reward coins, and the reward coins are users who satisfy the preset reward conditions among user terminals holding token wallets. It is paid to the terminal and can be used for payment, remittance, currency exchange, or transaction fee.

In addition, when the reward coin is paid to the user terminal, the validity period is set based on the credit rating information of the user terminal to be paid, and when the validity period arrives, the reward coin may be automatically donated.

In addition, the user terminal holding the reward coin determines the exchange rate of the reward coin held in its token wallet, and requests the registration of the exchange transaction order to the order book. information may be included.

And when remittance between user terminals, the order book is selected according to the token wallet balance, transaction performance, and reward coin holdings among user terminals that can participate in the remittance route, and an optimal recommended route including one or more selected user terminals is derived. can do.

On the other hand, in the method of providing a token wallet service according to another embodiment of the present invention, the first user terminal requests payment or remittance within the value of the first token held in the token wallet, or uses the first token in another type. a request step of requesting to be exchanged for a second token, which is a virtual currency of a transaction step in which the order book executed by the block chain network performs a transaction between the first user terminal and the second user terminal that is the requested transaction; and a collection step in which the order book collects a transaction fee when the transaction is concluded, wherein the transaction step determines the exchange price of the first token and the second token, registers the exchange transaction order, and registers the exchange transaction order The third user terminal selected by the order book provides a transaction path between the first user terminal and the second user terminal.

As described above, according to the embodiments of the present invention, an individual can directly buy and sell tokens or points held by a wallet that manages blockchain-based tokens or points, and transfer between different tokens or points This is possible, and incentives are applied according to the performance of the transaction, and tokens or points can be donated easily and conveniently to create social value (SV).

1 is a diagram provided for the description of a token wallet system in a decentralized exchange environment pursuing social values according to an embodiment of the present invention;
2 is a view provided for explaining a method of deriving an optimal recommended path when there are a plurality of third user terminals providing a transaction path;
3 is a view illustrating the state of the order book screen,
4 is a view provided for the explanation of the configuration of the user terminal, and
5 is a flowchart provided to explain a method for providing a token wallet service in a decentralized exchange environment pursuing social values according to an embodiment of the present invention.

Hereinafter, the present invention will be described in more detail with reference to the drawings.

1 is a diagram provided to explain a token wallet system (hereinafter, collectively referred to as a 'token wallet system') in a decentralized exchange environment pursuing social values according to an embodiment of the present invention.

The token wallet system according to this embodiment enables individuals to directly buy and sell tokens or points held by a wallet that manages blockchain-based tokens or points, and enables transfer between different tokens or points, Incentives are applied according to the performance of the transaction, and tokens or points can be donated easily and conveniently to create social value (SV).

To this end, the present token wallet system includes a blockchain network 100 , a first user terminal 200 , a second user terminal 300 , a third user terminal 400 , and a social value management server 500 . can

The blockchain network 100 may connect user terminals corresponding to nodes so that payment, remittance or exchange transactions between the user terminals are executed.

In addition, the block chain network 100 may execute an order book 110 that collects a transaction fee when payment, remittance or exchange between user terminals is performed.

The order book 110 may relay a transaction between user terminals and collect a transaction fee. The order book 110 is a module that manages an electronic list that records all transactions (payment, remittance, or exchange, etc.) for virtual currency of the block chain and performs the function of a transaction book, in the form of software on the block chain network 100 can be implemented as

Specifically, the order book 110 derives an optimal recommended path for payment, remittance, or currency exchange transaction requested by the first user terminal 200, provides it to the first user terminal 200, and provides it to the first user terminal 200 when the transaction is concluded. Some of the tokens or points used may be collected as transaction fees.

Here, when the traded token or point is used as a transaction fee, it is deducted from the total issuance amount, and the token or point collected as the transaction fee may be donated.

In addition, some of the deducted tokens or points can be converted into reward coins.

In this case, the reward coin is paid to a user terminal that satisfies a preset reward condition among user terminals holding a token wallet, and is used as a payment, remittance, currency exchange, or transaction fee, or when using a shared infrastructure such as an electric bicycle, a fee payment method can be used as

The first user terminal 200 means a sender terminal among user terminals connected to the block chain network 100 .

Specifically, the first user terminal 200 may request payment or remittance within the value of the first token held in the token wallet.

Also, the first user terminal 200 may request to exchange the first token into a second token that is a different type of virtual currency.

The second user terminal 300 refers to a receiver terminal among user terminals connected to the block chain network 100 .

Specifically, the second user terminal 300 is the target of the payment, remittance, or exchange transaction requested by the first user terminal 200 .

The third user terminal 400 means a liquidity provider terminal among user terminals connected to the block chain network 100 .

Specifically, the third user terminal 400 determines the exchange price of the first token and the second token in order to adjust the exchange price of the first token and the second token when the first token is exchanged for the second token Thus, it is possible to register a currency exchange transaction order, and when the registered currency exchange transaction order is selected, a currency exchange transaction path between user terminals may be provided.

Here, the liquidity provider decides the exchange rate of its tokens or points, and when an order is placed, the request is registered in the order book 110 of the block chain internal ledger, and participates in providing the route of the exchange transaction. It refers to users who play a role in increasing the liquidity of tokens or points traded through

That is, the exchange rate of a specific token or point is determined comprehensively by the exchange rate individually determined by all user terminals that trade a specific token or point. As the number of liquidity providers increases, the stability of the exchange rate increases. When the transaction path is provided (participated), a reward coin is paid to induce the third user terminal 400 to participate in the path provision.

The social value management server 500, when the tokens or points collected by the order book 110 as a transaction fee are donated, manages the donated tokens or points, and donates to a social organization selected through agreement of the transaction verifier of the network You can carry out tasks to ensure that benefits are achieved through

FIG. 2 is a diagram provided to explain a method of deriving an optimal recommended path when there are a plurality of third user terminals 400 that provide a transaction path.

Referring to FIG. 2 , when a payment, remittance or currency exchange transaction between the first user terminal 200 and the second user terminal 300 is performed, it is necessary to go through a plurality of paths including a plurality of third user terminals 400 . will do

At this time, in order to solve the counterparty risk that may occur, the order book 110 according to the present embodiment derives an optimal recommended path for payment, remittance or exchange transaction requested by the first user terminal 200, It may be provided to the user terminal 200 .

Specifically, the order book 110 selects one or more user terminals according to the token wallet balance, transaction performance, and reward coin holding amount among user terminals that can participate in the payment, remittance, or exchange transaction path between user terminals. The included optimal recommended path can be derived.

For another example, the order book 110 provides a plurality of recommended routes satisfying a preset condition to the first user terminal 200 that accesses the order book 110 and requests a transaction, and When the user selects one of the provided recommended paths, the transaction may be executed through the selected recommended path.

To this end, the order book 110 is, as illustrated in FIG. 3 , in the first user terminal 200 connected to the order book 110 , the order book 110 including a plurality of recommended route providing areas 111a. ) screen 111 may be provided.

Meanwhile, the third user terminal 400 used as the optimal recommendation path may receive a reward coin from the order book 110 when the transaction is concluded.

When a reward coin is paid to a user terminal, an validity period is set based on credit rating information of the user terminal to be paid, and when the validity period arrives, the reward coin may be automatically donated.

In addition, the order book 110, evaluation by other users of the user of a specific user terminal (hereinafter referred to as 'user A') or user A's social contribution program completion time, volunteer activity time, and social value creation Based on information on social contribution activities, such as providing ideas for social media and sponsoring small groups, it is possible to decide whether to pay compensation coins.

Specifically, the order book 110, other users of the group to which user A belongs may determine whether to pay the reward coin through work evaluation of user A and the like.

In addition, in the order book 110, when user A registers proof information on social contribution program completion time and volunteer activity time through the user terminal, user A's social contribution program completion time according to preset reward coin payment conditions and reward coins corresponding to volunteer hours.

In addition, the order book 110 collects information on social contribution activities of all users, shares information on top users by item through each user terminal, induces social contribution activities of users, and It can provide reward for users and motivation for continuous social contribution activities.

4 is a diagram provided for explanation of the configuration of the user terminal.

Referring to FIG. 4 , the user terminal according to the present embodiment may include a communication unit 210 , a processor 220 , and a storage unit 230 .

The communication unit 210 is a communication module that allows the user terminal to be connected through the block chain network 100 to perform payment, remittance or currency exchange transactions with other user terminals, and the storage unit 230 is the processor 220 Programs and data necessary for operation can be stored.

The processor 220 is provided to process all matters of the user terminal.

Specifically, the processor 220 provides a role of a sender requesting payment, remittance, or currency exchange transaction, a role of a receiver subject to a transaction requested by the sender, or a transaction path between the sender and the receiver, and exchange quotes for different tokens or points It can operate to act as a liquidity provider coordinating the

Here, the configuration of the user terminal described with reference to FIG. 4 is equally applicable to the first user terminal 200 , the second user terminal 300 , and the third user terminal 400 .

5 is a flowchart provided to explain a method for providing a token wallet service in a decentralized exchange environment pursuing social values according to an embodiment of the present invention.

Referring to FIG. 5 , in a service providing method executed by a token wallet system in a decentralized exchange environment pursuing social value according to an embodiment of the present invention, the first user terminal 200 requests a transaction Step S510, a transaction step S520 in which a transaction is performed between the first user terminal 200 and the second user terminal 300, and relaying the transaction between the first user terminal 200 and the second user terminal 300 The order book 110 may include a collection step (S530) of collecting a transaction fee.

In the request step S510, the first user terminal 200 requests payment or remittance within the value of the first token held in the token wallet, or exchanges the first token into a second token, which is another type of virtual currency. can request

In the transaction step (S520), the third user terminal 400 determines the exchange price of the first token and the second token, registers the exchange transaction order, and the registered exchange transaction order is selected by the order book 110, It is possible to provide a currency exchange transaction path between the first user terminal 200 and the second user terminal 300 .

In this case, a portion of the tokens or points deducted from the transaction fee by the order book 110 as a reward (compensation coin) may be paid to the third user terminal 400 providing the transaction route according to the performance of the transaction.

In the collection step ( S530 ), when a transaction is concluded, some of the tokens or points used for the transaction may be collected as a transaction fee.

In addition, some of the deducted tokens or points are converted to reward coins, and the converted reward coins are paid to user terminals that satisfy the preset reward conditions among user terminals holding token wallets as described above, and are paid, remitted , as a currency exchange or transaction fee.

Through this, through a wallet that manages blockchain-based tokens or points, individuals can directly buy and sell tokens or points, transfer between different tokens or points, and social value (SV). For the creation of , you can donate tokens or points easily and conveniently.

On the other hand, it goes without saying that the technical idea of the present invention can also be applied to a computer-readable recording medium containing a computer program for performing the functions of the apparatus and method according to the present embodiment. In addition, the technical ideas according to various embodiments of the present invention may be implemented in the form of computer-readable codes recorded on a computer-readable recording medium. The computer-readable recording medium may be any data storage device readable by the computer and capable of storing data. For example, the computer-readable recording medium may be a ROM, RAM, CD-ROM, magnetic tape, floppy disk, optical disk, hard disk drive, or the like. In addition, the computer-readable code or program stored in the computer-readable recording medium may be transmitted through a network connected between computers.

In addition, although preferred embodiments of the present invention have been illustrated and described above, the present invention is not limited to the specific embodiments described above, and the technical field to which the present invention belongs without departing from the gist of the present invention as claimed in the claims Various modifications are possible by those of ordinary skill in the art, and these modifications should not be individually understood from the technical spirit or prospect of the present invention.

100: Blockchain Network
110: order book
200: first user terminal
210: communication department
220: processor
230: storage
300: second user terminal
400: third user terminal
500: social value management server

Claims (9)

a communication unit to be connected to the blockchain network; and
Targeting other user terminals connected to the block chain network, executing a payment or remittance transaction within the value of the first token held in the token wallet, or executing an exchange transaction of the first token into a second token, which is a different type of virtual currency A user terminal comprising a processor.
The method according to claim 1,
The processor is
Request payment or remittance within the value of the first token held in the token wallet, or request to exchange the first token into a second token, which is a different type of virtual currency, or connect with other user terminals through a blockchain network; A user terminal, characterized in that it participates in a payment, remittance or currency exchange transaction requested by another user terminal.
The method according to claim 1,
The processor is
When the first token is exchanged for the second token, the exchange price of the first token and the second token is determined, registered in the exchange transaction order, and when the registered exchange transaction order is selected, providing a currency exchange transaction path between user terminals Characterized by the user terminal.
The method according to claim 1,
The order book executed by the blockchain network,
Deriving the optimal recommended route for payment, remittance or currency exchange transactions requested by the user terminal and providing it to the user terminal,
When a transaction is concluded, some of the tokens used for the transaction are collected as a transaction fee.
5. The method according to claim 4,
The tokens traded are
When used as a transaction fee, it is deducted from the total issuance, and some of the deducted tokens are converted into reward coins.
The reward coin is
A user terminal, characterized in that it is paid to a user terminal that satisfies a preset compensation condition among user terminals having a token wallet, and is used as a payment, remittance, currency exchange or transaction fee.
6. The method of claim 5,
The reward coin is
When payment is made to the user terminal, an expiration date is set based on the credit rating information of the user terminal to be paid, and when the expiration date arrives, the user terminal is automatically donated.
7. The method of claim 6,
User terminals with reward coins,
Determine the exchange rate of the reward coin held in your token wallet and request the order book to register an exchange transaction order,
For registered currency exchange transaction orders,
A user terminal, characterized in that it includes information on the exchange rate and the validity period.
5. The method according to claim 4,
order book,
In the case of remittance between user terminals, it is characterized by deriving an optimal recommended path including one or more selected user terminals by selecting them according to the token wallet balance, transaction performance, and reward coin holdings among user terminals that can participate in the remittance route. user terminal.
a request step of requesting, by the first user terminal, payment or remittance within the value of the first token held in the token wallet, or requesting exchange of the first token into a second token, which is a different type of virtual currency;
a transaction step in which the order book executed by the block chain network performs a transaction between the first user terminal and the second user terminal that is the requested transaction; and
When the transaction is concluded, the order book, a collection step of collecting the transaction fee;
The transaction steps are:
The third user terminal determines the exchange price of the first token and the second token to register the exchange transaction order, and the registered exchange transaction order is selected by the order book, the transaction path between the first user terminal and the second user terminal A method of providing a token wallet service, characterized in that it provides.

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