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KR20180084532A - 예약 구매 지원 처리시스템 및 그 방법 - Google Patents

예약 구매 지원 처리시스템 및 그 방법 Download PDF

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Publication number
KR20180084532A
KR20180084532A KR1020170008264A KR20170008264A KR20180084532A KR 20180084532 A KR20180084532 A KR 20180084532A KR 1020170008264 A KR1020170008264 A KR 1020170008264A KR 20170008264 A KR20170008264 A KR 20170008264A KR 20180084532 A KR20180084532 A KR 20180084532A
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South Korea
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company
consumption
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same
providing support
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KR1020170008264A
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KR101964669B1 (ko
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남기원
박길주
이주원
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남기원
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Priority to KR1020170008264A priority Critical patent/KR101964669B1/ko
Priority to US16/478,637 priority patent/US20200051055A1/en
Priority to PCT/KR2018/000741 priority patent/WO2018135835A1/ko
Priority to EP18741207.7A priority patent/EP3573007A4/en
Publication of KR20180084532A publication Critical patent/KR20180084532A/ko
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Publication of KR101964669B1 publication Critical patent/KR101964669B1/ko

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0613Third-party assisted
    • G06Q30/0619Neutral agent
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/24Credit schemes, i.e. "pay after"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
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    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/387Payment using discounts or coupons
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403Solvency checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0633Lists, e.g. purchase orders, compilation or processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • G06Q40/025
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    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/10Tax strategies

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  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
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  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Technology Law (AREA)
  • Computer Security & Cryptography (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

본 발명은 예약 구매 지원 처리시스템 및 그 방법에 관한 것으로, 미래에 불가피한 소비들에 대한 선구매 예약을 통해 현재 해당 업체와 무관한 소비에 사용할 수 있도록 업체의 지원금을 금융사를 매개하여 유저에게 미리 제공함으로써 소비를 활성화하고, 미래 고객을 미리 확보할 수 있게 되고, 금융사는 개인 신용도를 바탕으로 지원금을 제공하므로 리스크가 분산되는 것은 물론이고, 추가적인 업체의 신용평가 모델이 필요하지 않는 예약 구매 지원 처리시스템 및 그 방법을 제공함에 그 목적이 있다.
KR1020170008264A 2017-01-17 2017-01-17 예약 구매 지원 처리시스템 및 그 방법 KR101964669B1 (ko)

Priority Applications (4)

Application Number Priority Date Filing Date Title
KR1020170008264A KR101964669B1 (ko) 2017-01-17 2017-01-17 예약 구매 지원 처리시스템 및 그 방법
US16/478,637 US20200051055A1 (en) 2017-01-17 2018-01-16 Processing system and method for supporting advance purchase
PCT/KR2018/000741 WO2018135835A1 (ko) 2017-01-17 2018-01-16 예약구매 지원 처리시스템 및그 방법
EP18741207.7A EP3573007A4 (en) 2017-01-17 2018-01-16 METHOD AND SYSTEM FOR PROCESSING PURCHASE MANAGEMENT IN ADVANCE

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020170008264A KR101964669B1 (ko) 2017-01-17 2017-01-17 예약 구매 지원 처리시스템 및 그 방법

Publications (2)

Publication Number Publication Date
KR20180084532A true KR20180084532A (ko) 2018-07-25
KR101964669B1 KR101964669B1 (ko) 2019-04-02

Family

ID=62908206

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KR1020170008264A KR101964669B1 (ko) 2017-01-17 2017-01-17 예약 구매 지원 처리시스템 및 그 방법

Country Status (4)

Country Link
US (1) US20200051055A1 (ko)
EP (1) EP3573007A4 (ko)
KR (1) KR101964669B1 (ko)
WO (1) WO2018135835A1 (ko)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2024071495A1 (ko) * 2022-09-28 2024-04-04 쿠팡 주식회사 숙박 상품에 관한 예약을 처리하기 위한 방법 및 전자 장치

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11915218B2 (en) * 2019-12-09 2024-02-27 Mastercard International Incorporated Repayment application programming interface

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20030029214A (ko) * 2001-10-05 2003-04-14 주식회사 비즈모델라인 예약구매를 통한 마일리지 제공 방법 및 시스템
KR20040075156A (ko) * 2003-02-20 2004-08-27 주식회사 비즈모델라인 예약 결제 방법 및 시스템
KR20040080503A (ko) * 2003-03-12 2004-09-20 김계태 예약구매에 따른 보상 서비스 제어 방법
KR20110077426A (ko) * 2009-12-30 2011-07-07 공경용 후불 결제 및 대출을 제공하는 쇼핑몰 운영 시스템 및 쇼핑몰 운영 방법
KR20140010621A (ko) * 2012-07-16 2014-01-27 주식회사 나인플라바 사용자 지향적 적립 포인트 공유 시스템

Family Cites Families (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20150071073A (ko) 2013-12-17 2015-06-26 고승표 온라인 상에서 포인트 선구매를 통한 상품구매의 할인 및 그 방법

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20030029214A (ko) * 2001-10-05 2003-04-14 주식회사 비즈모델라인 예약구매를 통한 마일리지 제공 방법 및 시스템
KR20040075156A (ko) * 2003-02-20 2004-08-27 주식회사 비즈모델라인 예약 결제 방법 및 시스템
KR20040080503A (ko) * 2003-03-12 2004-09-20 김계태 예약구매에 따른 보상 서비스 제어 방법
KR20110077426A (ko) * 2009-12-30 2011-07-07 공경용 후불 결제 및 대출을 제공하는 쇼핑몰 운영 시스템 및 쇼핑몰 운영 방법
KR20140010621A (ko) * 2012-07-16 2014-01-27 주식회사 나인플라바 사용자 지향적 적립 포인트 공유 시스템

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2024071495A1 (ko) * 2022-09-28 2024-04-04 쿠팡 주식회사 숙박 상품에 관한 예약을 처리하기 위한 방법 및 전자 장치

Also Published As

Publication number Publication date
WO2018135835A1 (ko) 2018-07-26
EP3573007A1 (en) 2019-11-27
US20200051055A1 (en) 2020-02-13
EP3573007A4 (en) 2019-11-27
KR101964669B1 (ko) 2019-04-02

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