KR20180003064A - System and method for payment - Google Patents

Abstract

The present invention relates to a system and a method for a simple payment system for hospital medical expenses or pharmacy preparation expenses.
The settlement system according to the present invention includes a settlement processing server for transmitting a settlement request signal for a medical treatment fee and an OCS server for transmitting prescription data upon completion of settlement of medical expenses, And transmits a payment request signal or prescription data to the portable terminal.

Description

{SYSTEM AND METHOD FOR PAYMENT}

The present invention relates to a payment system for a hospital or pharmacy preparation fee and a method thereof.

Due to the division of medicine, the hospital made a prescription according to the result of the medical treatment, and the pharmacy was manufacturing the medicine according to the prescription.

The patient receives a prescription from a doctor, receives the prescription, visits the pharmacy with this prescription and presents the prescription to the pharmacist.

Despite the recent diversification of payment methods such as an app card, there is an inconvenience that the payment method of the hospital treatment fee and the pharmacy dispensing fee according to the prior art should be paid to the direct receipt window or use the unmanned receiver for receipt.

In addition, the paper prescription has security problems related to storage, leakage and disposal at all times, and it is inconvenient to visit a storage desk or use an unmanned prescription issuer to receive a prescription, .

SUMMARY OF THE INVENTION The present invention has been proposed in order to solve the above-mentioned problems, and it is an object of the present invention to facilitate management of payment for medical expenses or preparation costs and management of electronic prescriptions by integrating prescription data, transaction TID (Transaction ID) and prescription ID A system and method are provided.

The settlement system according to the present invention includes a settlement processing server for transmitting a settlement request signal for a medical treatment fee and an OCS server for transmitting prescription data upon completion of settlement of medical expenses, And transmits a payment request signal or prescription data to the portable terminal.

The settlement processing server according to the present invention includes a settlement request receiving unit for receiving a settlement request for a medical care or a preparation cost, a settlement request transmitting unit for transmitting a settlement request to the portable terminal according to a settlement request, A prescription data request unit for requesting data transmission, and a prescription tag management unit for transmitting a prescription reuse prohibition tag when settlement of the preparation cost is completed.

The payment method according to the present invention includes the steps of receiving a payment request for a medical fee, receiving selection information and authentication information for a means for performing settlement in response to a payment request, receiving a prescription for a payment result for the medical expenses, Displaying the prescription, requesting the prescription, receiving the payment request for the prescription fee, and receiving the prescription reuse prohibition tag as a result of the payment completion for the preparation fee to inactivate the prescription display.

The billing system and the method according to the present invention are advantageous in that payment can be conveniently performed for a hospital fee or a pharmacy prepaid fee using a portable terminal even without visiting the reception counter.

When the payment is completed, the portable terminal (or the portable terminal for which the prescription data issuance is permitted) when the payment is completed, the prescriber or the prescription reuse prevention tag It is possible to easily carry out the compliance management of the prescription.

The effects of the present invention are not limited to those mentioned above, and other effects not mentioned can be clearly understood by those skilled in the art from the following description.

1 is a block diagram illustrating a payment system according to an embodiment of the present invention.
FIG. 2A and FIG. 2B are flowcharts illustrating a method of simple payment and preparation charge according to an embodiment of the present invention.
FIG. 3 is a sequence diagram illustrating a settlement method according to an exemplary embodiment of the present invention.
FIG. 4 is a diagram illustrating an easy payment settlement agreement application, a grandmother terminal screen, a payer portable terminal screen, and a QR prescription presentation process according to an embodiment of the present invention.
FIG. 5 is a view illustrating an example of a pharmacy POS terminal screen, a bill payment processor portable terminal screen, and a patient portable terminal screen to which a QR prescription re-use prevention tag is applied according to an embodiment of the present invention.
FIG. 6 is a flowchart illustrating a procedure for a simple payment of a medical fee according to a reception in an unmanned receiver (kiosk, KIOSK) according to another embodiment of the present invention.
FIG. 7 is a sequence diagram illustrating a payment method according to acceptance in an unmanned drawer according to another embodiment of the present invention.
FIG. 8 is a diagram illustrating an unattended handset screen, a payer handset screen, and a QR prescription presentation process according to the reception of the unmanned receiver according to another embodiment of the present invention.
9 is a sequence diagram illustrating a process through an online pharmacy according to another embodiment of the present invention.

BRIEF DESCRIPTION OF THE DRAWINGS The above and other objects, advantages and features of the present invention and methods of achieving them will be apparent from the following detailed description of embodiments thereof taken in conjunction with the accompanying drawings.

The present invention may, however, be embodied in many different forms and should not be construed as being limited to the exemplary embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, And advantages of the present invention are defined by the description of the claims.

It is to be understood that the terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention. In the present specification, the singular form includes plural forms unless otherwise specified in the specification. &Quot; comprises "and / or" comprising ", as used herein, unless the recited component, step, operation, and / Or added.

1 is a block diagram illustrating a payment system according to an embodiment of the present invention.

The embodiment proposed in the present invention can be roughly divided into the first embodiment in which the medical treatment payment and the electronic prescription issuance are performed after the medical treatment acceptance is made at the hospital medical affairs reception counter and the electronic prescription processing after the medical fee payment request is made in the unmanned receiver (kiosk, KIOSK) In the second embodiment.

In order to facilitate the understanding of the person skilled in the art, in each embodiment, an aspect in which a process from the electronic prescription issuance process to the pharmacy prepara- tion payment process and the prescription reuse prohibition process is performed successively is described as an example thereof, and a payment request for the medical expenses or preparation expenses and It is also possible that the subsequent procedure according to the present invention is carried out as an independent procedure separated according to the items requested to be paid.

Hereinafter, the first embodiment will be described in detail with reference to FIGS. 1 to 4. FIG.

The prospective terminal (100) is a terminal device for the amateur processing used by hospital staff members, and when accepting the appointment at the appointment acceptance counter, it handles acceptance of the corresponding appointment. At this time, .

In the following description, the OCS server 400 transmits a settlement request signal to the payment processing server 500 after the medical record is input. In the first embodiment, the OCS server 400 transmits a settlement request signal to the payment processing server 500. However, In this case, when the patient visits the storage desk, the hospital employee pushes the payment request as shown in FIG. 4 (b) through the grandmother's terminal 100 is also applicable.

As shown in (a) of FIG. 4, the doctor-at-home terminal 100 receives a filling-in and signature from the patient who visited the hospital in the application for use and information providing consent regarding the use of the simple settlement service at the time of receiving the medical treatment, The mobile terminal number of the payer or the identification number matched to the portable terminal is received and the payer is specified (S110).

The medical care terminal 200 is a terminal device for recording a medical care record and a prescription, which is a result of medical treatment by a doctor of a hospital, and the inputted prescription is transmitted to the OCS server 400 (S120).

The medical law stipulates the electronic document (electronic medical record) in which the electronic signature of the doctor is registered by the electronic signature method. The data transmitted from the medical examination terminal 200 to the OCS server 400 includes the electronic signature Is attached.

OCS (Order Communication System) is a hospital prescription delivery system. It is a computerized hospital information system for accurate and prompt communication and information transmission between physicians, nurses, and medical care departments centering on patients in hospitals.

The OCS server 400 is configured to perform medical care, medical care support, and administrative processing functions. The OCS server 400 handles patient information management, medical care and medical care support, patient accounting (housekeeping) service, and housekeeping administration service.

The OCS server 400 receiving the prescription from the care terminal 200 generates prescription data and stores the prescription data in the prescription data DB 410. The OCS server 400 stores a payment TID (Transaction ID) and a prescription unique code (PID, Prescription ID) to each other (S130).

At this time, the payment TID is not limited to being generated by the OCS server 400 as shown, but it is also possible that the payment processing server 500 generates the payment TID.

When the OCS server 400 generates a payment TID, the OCS server 400 transmits the payment TID thus generated to the payment processing server 500 to request payment for the payment (S140).

The settlement processing server 500 requests settlement of payment (step S151) to the mobile terminal 610 of the person (the patient or the third party) designated as the payment person in charge according to the payment of the payment of the payment of the payment received from the OCS server (S151) 4 (b), since the settlement person does not have to visit the reception counter of the hospital for the purpose of storing, the convenience of the settlement can be improved There is an increasing effect.

Although the patient himself or herself may become the payer of the medical expenses, it is also possible that the third person (the guardian, etc.) other than the patient performs the settlement. Therefore, in the detailed description of the present invention, In this case, the payer portable terminal 610 and the patient portable terminal 620 are the same terminal when the patient is the payer.

The designation of the payer is made upon receipt of the service application as described above, and it is also possible to change the designated payer.

The settlement TID is an identifier for transmitting prescription data to the portable terminal 620 of the patient himself / herself when the mobile simple settlement for the medical expenses is completed, and is an identifier for mobile simple settlement. The prescription unique code is generated and managed by the OCS server 400 Is the unique ID of the prescription.

In the present embodiment, the portable terminal that receives the prescription data is referred to as the patient's own portable terminal 620. However, according to the change of the system, It is also possible that the portable terminal that is permitted to issue the prescription data receives the prescription data.

Accordingly, the patient's portable terminal referred to in the present embodiment is a concept encompassing the portable terminal that is allowed to issue the prescription data in addition to the portable terminal registered in the name of the patient.

Upon receiving the request for payment of medical expenses, the payer's mobile terminal 610 confirms payment of the medical expenses (S152) by agreeing (touching "Yes") the guidance message emerged in the pop-up message as shown in (c) Selects payment means as shown in (d) of FIG. 4 through an application in which the payment module is loaded, and enters an authentication number (password, biometrics, etc.) to perform settlement.

In other words, the payer portable terminal 610 is provided with an app with a simple payment module installed therein, and a member registration for using the simple payment service and a credit card (check card) or a bank account must be registered in advance as payment means.

These easy payment services are available for all apps with the easy payment module, such as easy payment apps, affiliate apps, and hospital apps.

The payment processing server 500 receives payment execution information from the payer's portable terminal 610 and transmits the payment execution information to the financial institution server 700 to request payment approval for the payment of the fee (S153).

When the payment of the medical expenses is normally approved, the financial institution server 700 transmits the approval completion information to the payment processing server 500 (S154), and the payment processing server 500 transmits the payment details of the payment to the payer's portable terminal 610 (S155). The OCS server 400 notifies the OCS server 400 of the result of the normal medical treatment approval, and instructs the OCS server 400 to wait for or transmit a prescription (S156).

Since the electronic prescription should be issued at the request of the patient, when the user enters the application for use of the simple settlement service at the time of receiving the above-mentioned medical care service and the signature of the information providing consent is input, the 'consent to issue the electronic prescription If there is an agreement in advance, a transmission command signal for the prescription is transmitted as the payment of the medical fee is normally approved.

Alternatively, the OCS server 400 is placed in a waiting state for the prescription as the payment of the medical expenses is completed, and the patient's portable terminal 620 displays a "prescription receipt" button as shown in FIG. 4 (e) And the prescription is transmitted from the OCS server 400 to the patient's portable terminal 620 as the patient selects (clicks) it.

The OCS server 400 having received the normal payment result of the medical fee confirms the prescription data matched with the payment TID that has been settled (S157), and transmits the prescription data including the prescription specific code PID and the prescription detailed information to the patient portable terminal 620) (S160).

At this time, it is also possible that a prescription is transmitted to a portable terminal for which prescription data issuance is permitted in addition to the patient's portable terminal 620 according to the operated system.

In this case, the issuance of the prescription data, that is, the prescription, is performed at the request of the patient, and the process of transmitting the prescription data to the patient portable terminal 620 (S610) Or when a prescription receipt request is issued from the patient portable terminal 620 according to completion of the payment of the medical fee, the prescription data is transmitted in response to the request.

The prescription data is stored in the OCS server 400 or the prescription data DB 410 based on the prescription outside prescription prohibition principle under the medical law, and is matched and managed with the payment TID.

However, it is possible to store such prescription data in a server of an institution (enterprise) authorized by the medical law so that the prescription can be stored outside the hospital.

4 (a) and 4 (b) are diagrams showing an embodiment of the QR method. In the case where the payee is the same as the patient, if the payer (patient) portable terminal clicks on the prescription receipt as shown in Is expressed as shown in Fig. 4 (f).

In addition to the QR codes, the prescription data can be transmitted using a short-range wireless communication method such as NFC, beacon, and sound.

When transmitted to an online pharmacy, prescription data may be transmitted in a wireless manner.

For example, if a patient enters a hospital electronic medical certificate number or a medical insurance card number after receiving a medical treatment through the application, the user checks the prescription drug and buys the medicine online.

As another example, since all the simple payment apps (or affiliate applications) installed in the portable terminal 600 are personalized, it is possible to use the on-line medicines It is also possible to purchase.

When a patient purchases a prescription drug at an online pharmacy using a prescription received by a portable terminal of a patient (or a person authorized to receive the prescription data), the prescription data is transmitted to the online pharmacy and the patient portable terminal, Direct treatment between hospitals and online pharmacies by patient consent is also possible.

That is, although FIG. 9 shows an embodiment in which the portable terminal of the patient (or the person receiving the prescription data) transmits the prescription data to the online pharmacy server, the prescription data is directly transmitted from the OCS server of the hospital to the online pharmacy server Transmission is also possible.

According to the embodiment shown in FIG. 9, when the prescription drug is purchased at the online pharmacy after the payment of the medical expenses is completed and the prescription data is received in the patient portable terminal, the purchase processing screen (PC, mobile, etc.) (Such as patient identity, service agreement, portable terminal information, prescription information, medical insurance card number, medical hospital patient number, etc.) (which may be omitted as described above) The pharmacy server requests the patient portable terminal to transmit the prescription data, and the patient portable terminal transmits the prescription data to the online pharmacy server by the confirmation of the patient, and the online pharmacy server receives the prescription data from the patient portable terminal After checking the stock of medicines, the patient (the payer) requests payment of the preparation fee to the mobile terminal, prepares the payment and dispenses the prescription drug The prescription drug purchase procedure can be performed.

In another embodiment, in the case of a hospital contracted with the online pharmacy, the online pharmacy server receives the patient consent procedure and the patient's care number, and requests the prescription data to the hospital OCS server. And direct treatment between hospitals and online pharmacies is possible.

3, if the payment is different according to the patient and the settlement is normally approved according to the payment request inputted by the payer's mobile terminal 610, the patient portable terminal 620 transmits the pre- Or prescription data from the OCS server 400 in response to a prescription receipt request after the settlement normal approval.

The pharmacy POS terminal 810 reads the prescription data in the form of a QR code (step S162) and reads the prescription data in the form of a QR code (step S170) And sound are transmitted to the prescription data by various short-range wireless communication methods.

It is also possible that the prescription data presenting process (S162) is not limited to the near field wireless communication method but wirelessly transmitted from the patient portable terminal 620 or the OCS server 400 to the pharmacy system 800. [

In other words, the prescription data received by the patient portable terminal 620 after the payment of the hospital fee may be presented by the patient to the pharmacy. However, the prescription data may be transmitted from the patient portable terminal 620 to the online pharmacy, Upon selection, a transfer request for prescription data is made from the remote to the desired pharmacy wirelessly, and the prescription data is transmitted to the pharmacy selected through the prescription management server or the OCS server.

When the patient presents the prescription QR code using the patient portable terminal 620, the pharmacist recognizes the prescription QR code using the scanner as shown in (f) of FIG. 4, receives and confirms the prescription, And a screen capture prevention function is applied to a prescription displayed on the patient portable terminal 620 such as a prescription QR code to prescribe the prescription and prevent reuse of the screen by duplicating the screen.

In addition, the prescription displayed on the patient portable terminal 620 prevents the doctor's electronic signature from being seen and reused through photographing and printing.

These prescription QR codes include prescription TID, prescription content, prescription PID, prescription validity period, personal identification number (cell phone number and portable terminal matching identification number), prescription reuse prevention tag, and the like.

5 (a), the pharmacy POS terminal 810 can display the prescription details according to a prescription input result to support smooth dispensing. As shown in Fig. 5 (b) When payment has been completed, settlement is requested to the settlement processing server 500 and the payment processor portable terminal 610 according to manual input of the dispensing completion button of the pharmacy POS terminal 810 (S180, S191).

As another example, it is also possible that a settlement request is automatically sent from the pharmacy POS server 820 during prescription preparation (S180).

5 (c) shows a screen of the payment processor portable terminal 610 that has received the preparation payment request, and if the simple payment selection is made, The preparation bill payment confirmation is made according to the selection and authentication number (password, biometrics, etc.) input (S192).

The settlement processing server 500 transmits a preparation charge payment approval request to the financial institution server 700 in accordance with the payment settlement confirmation (S193). When the payment for the preparation charge is normally performed, the financial institution server 700 transmits an approval message To the payment processing server 500 (S194).

Then, the payment processing server 500 transmits the preparation payment details to the payer's mobile terminal 610 (S195), and the prescription protection tag (PPTAG) is displayed in the patient portable terminal 620, (S200).

The prescription reuse prevention tag is a tag that is managed so as to prevent the reuse of the issued electronic prescription after the preparation payment is completed through the simple settlement service.

5 (e) shows a screen of the patient portable terminal 620 to which the prescription re-use prevention tag is applied as the payment for the preparation fee is normally completed from the payer's portable terminal 610. [

The prescription QR code displayed in the app is deleted, and only the message "dispensed complete" is displayed, so that it is possible to prevent reuse of the prescription remotely.

Hereinafter, referring to FIGS. 6 to 8, a second embodiment in which an electronic prescription processing and a pharmacy dispensing fee settlement are performed after a payment request for payment of a medical fee is made in an unmanned receiver (kiosk, KIOSK) will be described in detail.

The unmanned receiver (kiosk, 300) is an unmanned processing device in which a patient who has completed a medical examination at a hospital can enter a payment request and a prescription issuance request.

When the patient is consulted, the prescription input to the consultation terminal 200 is transmitted to the OCS server 400 (S300).

The OCS server 400 generates prescription data, stores it in the prescription data DB 410, and generates a payment TID (Transaction ID) and a prescription unique code (PID) matching with the prescription data by matching each other (S310 ).

At this time, the payment TID may be generated in the payment processing server 500 as well as being generated in the OCS server 400 as described above.

Prescription data should be stored in the OCS server 400 or the prescription data DB 410 according to the principle of prohibition of out-of-hospital storage under the medical law, and it is also possible that the prescription data may be stored in an organization (enterprise) .

The payer (the patient or the third party) inputs the patient information in the unmanned receiver 300 installed in the hospital, selects the simple payment and designates the payer (S320) b).

That is, the unmanned receiver 300 displays the amount of money to be paid according to the received medical care card number or the resident registration number, and receives a simple payment selection for the medical care payment amount.

At this time, as the simple settlement is selected, the unmanned receiver 300 displays the agreement for the use of the simple settlement service and the information providing agreement as shown in FIG. 8 (c) (S320), as shown in FIG. 4D, the input of the payer's mobile phone number (or the identification number matched to the portable terminal).

As another embodiment, it is possible to omit the simple settlement service use application and the information provision agreement presentation step shown in (c) of FIG. 8 at the time of simple settlement using the unmanned receiver 300, Unlike simple settlement, the customer does not need a separate prior consent because the customer enters the mobile phone number of the person to settle on the screen of the unmanned receiver and requests payment.

The OCS server 400 transmits the payment TID to the payment processing server 500 to request payment for the payment fee (S330), and the payment processing server 500 transmits the payment TID to the payment processing server 500 A payment request is made to the portable terminal 610 of the designated person (patient or a third person) (S341), and the screen displayed on the payer's portable terminal 610 is as shown in FIG. 8 (e).

The payment processing server 500 receives payment execution information from the payer's mobile terminal 610 (S342) and transmits the payment execution information to the financial institution server 700 (S343).

When the payment of the medical expenses is normally approved, the financial institution server 700 transmits the approval completion information to the payment processing server 500 (S344), and the payment processing server 500 transmits the payment details of the payment to the payer's portable terminal 610 (S345), notifies the OCS server 400 of the normal approval result of the payment of the medical expenses, and instructs the OCS server 400 to wait for transmission or transfer (S346).

FIG. 8 (f) shows a screen displayed on the portable terminal according to the completion of the payment for the medical expenses normally. The OCS server 400 having received the normal payment result of the medical fee, receives the prescription data matching the payment TID (S347). The PID including prescription specific code and the prescription detailed information are encrypted and transmitted to the patient portable terminal 620 (S350).

In this case, the issuance of the prescription data, that is, the prescription, is performed at the request of the patient, and the process of transmitting the prescription data to the patient portable terminal 620 (S350) Or if a prescription receipt request is generated from the patient portable terminal 620 according to the completion of the payment of the medical expenses, the prescription data is transmitted corresponding to the request.

8 (g) illustrates a form in which a prescription is displayed in the form of a QR code. The manner in which a prescription is delivered from the patient portable terminal 620 to the pharmacy POS terminal 810 is not limited to the NFC, beacon, Sound, etc., and it is possible for the prescription data to be transmitted remotely in a wireless manner to the online pharmacy or to the pharmacy selected by the patient as described above.

In the online pharmacy, as described above, the prescription data is obtained when the patient inputs purchase information into the online pharmacy purchase window, and the online pharmacy server receives the prescription data from the patient portable terminal through the wireless data communication system or the online pharmacy server It is possible to transmit and receive by direct communication method between hospital OCS.

That is, when the patient presents the prescription QR code using the patient portable terminal 620 (S362), the pharmacist recognizes the prescription QR code using the scanner as shown in FIG. 8 (g) And confirms it (S370), and starts preparations accordingly.

At this time, a prescription displayed on the patient portable terminal 620 such as a prescription QR code is applied to prevent prescription due to screen duplication and prevention of reuse and screen capture prevention function to prevent reuse.

At this time, the prescription displayed on the patient portable terminal 620 prevents the electronic signature of the doctor from being displayed, thereby preventing re-use through photographing and printing.

These prescription QR codes include prescription TID, prescription content, prescription PID, prescription validity period, personal identification number (cell phone number and portable terminal matching identification number), prescription reuse prevention tag, and the like.

5 (a), the pharmacy POS terminal 810 can display the prescription details according to the results of the prescription input and support smooth preparation. As shown in (b) of FIG. 5, When the dispensing is completed, the dispenser portable terminal 610 is requested to settle the dispensing fee by manually inputting the dispensing completion button of the pharmacy POS terminal 810, or from the pharmacy POS server 820 It is also possible that the settlement request is automatically transmitted (S380).

5 (c), the screen of the payer portable terminal 610 receiving the preparation payment request is as shown in FIG. 5 (c). When the simple payment selection is made, The payment for settlement payment is confirmed through the selection and authentication number (password, biometrics, etc.) for the payment means as described above (S392).

The settlement processing server 500 transmits a preparation charge settlement approval request to the financial institution server 700 in accordance with the settlement payment confirmation (S393). When the settlement payment is normally performed, the financial institution server 700 transmits an approval message To the payment processing server 500 (S394).

Then, the payment processing server 500 transmits the preparation payment details to the payer's mobile terminal 610 (S395), and the prescription protection tag (PPTAG) is displayed in the patient portable terminal 620, (S400).

5 (e) shows a screen of the patient portable terminal 620 to which the prescription re-use prevention tag is applied as the payment for the preparation fee is normally completed from the payer's portable terminal 610. [

That is, since the prescription re-use prevention tag is applied to the patient portable terminal 620, the prescription QR code can not be displayed any more, so that it is possible to prevent re-use of prescription recklessly.

In the second embodiment in which the electronic prescription processing and the pharmacy dispensing fee settlement are performed after the payment of the medical fee payment is made in the unmanned receiver (kiosk, KIOSK) described above, unlike the case where the prescription is directly presented offline using the patient portable terminal, (Which can be wirelessly transmitted from the patient portable terminal or the hospital OCS server) to the pharmacy of the hospital or the pharmacy designated by the user, and the settlement request (S380) for the preparation fee is made in a push manner It is possible.

Hereinafter, a procedure through an online pharmacy will be described with reference to FIG. 9, according to another embodiment of the present invention.

The medical consultation terminal 200 is a terminal device for recording a medical record and a prescription, which is a result of consulting a doctor of a hospital, and the inputted prescription is transmitted to the OCS server 400 (S500).

The OCS server 400 receiving the prescription from the care terminal 200 generates prescription data and stores the prescription data in the prescription data DB 410. The OCS server 400 stores a payment TID (Transaction ID) and a prescription unique code (PID, Prescription (S510), the payment TID is not limited to being generated by the OCS server 400 as shown, but may be generated by the payment processing server 500 as well.

When the OCS server 400 generates a payment TID, the OCS server 400 transmits the generated payment TID to the payment processing server 500 to request payment for the payment fee (S520), and the payment processing server 500 ) Requests payment to the portable terminal (the payer's portable terminal 610) of the person (the patient or the third person) designated as the payment person of the medical fee (S530).

When the medical payment payment confirmation (S540) is performed at the payment provider portable terminal 610 that received the medical payment payment request, the payment processing server 500 transmits an approval request for payment of the medical payment to the financial institution server 700. [

The payment processing server 700 transmits the payment details of the payment to the payer's mobile terminal 610 (S570), and transmits the approval result for the payment of the payment to the OCS To the server (400).

The OCS server 400 transmits the prescription data to the patient portable terminal 630 through TID matching confirmation (S590) (S600).

As another example, in the process of transferring prescription data, in the case of a hospital contracted with the online pharmacy in advance, the online pharmacy server 900 receives the patient consent procedure and the patient's care number, The OCS server 400 may provide the prescription data of the patient to the online pharmacy server 700 and directly process the data between the hospital and the online pharmacy.

At this time, the patient portable terminal includes the portable terminal of the patient or the person to whom the prescription data reception is authorized.

(Prescription confirmation, service agreement, portable terminal information, prescription information, medical insurance card number, medical care information, etc.) necessary for purchase are displayed on a purchase processing screen (PC, mobile etc. 630) provided by an online pharmacy through prescription confirmation (S610) The online pharmacy server 900 requests the patient portable terminal 620 to transmit the prescription data to the patient portable terminal 620. In this case, (S630).

The patient portable terminal 620 transmits the prescription data to the online pharmacy server 700 by the confirmation of the patient S640 and the online pharmacy server 700 receives the prescription data from the patient portable terminal 620 (S650), and then requests settlement payment to the payer's portable terminal (the portable terminal of the patient himself or a third party designated for settlement if the payer and the patient are the same) (S670).

Such dispensing request may be made automatically during dispensing, or may be transferred upon manual input after dispensing.

When the preparation payment payment confirmation is made in the payer's portable terminal 610 in step S680, the preparation payment approval approval request S690 is transmitted to the financial institution server 700 and the preparation payment approval step S700 and the preparation fee payment history Transmission (S710) is performed.

The payment processing server 500 transmits the preparation payment details to the payer wireless terminal 610 and transmits a prescription protection tag (PPTAG) to the patient portable terminal 620 that has transmitted the prescription (S720 ).

Upon completion of dispensing at the online pharmacy, delivery (S730) is performed accordingly, and the patient receives the medicines prepared through the receipt of medicine (S740).

The embodiments of the present invention have been described above. It will be understood by those skilled in the art that various changes in form and details may be made therein without departing from the spirit and scope of the invention as defined by the appended claims. Therefore, the disclosed embodiments should be considered in an illustrative rather than a restrictive sense. The scope of the present invention is defined by the appended claims rather than by the foregoing description, and all differences within the scope of equivalents thereof should be construed as being included in the present invention.

100: maternal terminal 200: medical terminal
300: kiosk 400: OCS server
410: Prescription data DB 500: Payment processing server
510: payment request receiving unit 520: payment request transmitting unit
530: Prescription data requesting unit 540: Prescribed tag management unit
600: Portable terminal 610: Portable terminal 610
620: Patient portable terminal 700: Financial institution server
800: Pharmacy system 810: Pharmacy POS terminal
820: Pharmacy POS server 900: Online pharmacy server

Claims (20)

A payment processing server for transmitting a payment request signal for a medical fee; And
And an OCS server for transmitting the prescription data upon completion of payment for the medical expenses,
The payment processing server and the OCS server transmit the payment request signal and the prescription data to the payer or the portable terminal of the patient
Payment system.
The method according to claim 1,
The OCS server automatically transmits the prescription data when the payment completion confirmation for the medical care fee is made or transmits the prescription data in response to the receipt of the transmission command upon completion of the payment for the medical fee
Payment system.
The method according to claim 1,
The payment processing server transmits a payment request signal for the medical care fee to the portable terminal of the designated payer according to the payment request for payment of the medical care received from the OCS server
Payment system.
The method according to claim 1,
The OCS server, when receiving the prescription from the medical care terminal, generates the prescription data, the payment TID, and the prescription inherent code by mapping
Payment system.
The method according to claim 1,
The prescription data is transmitted from the OCS server or a prescription management server that is allowed to store prescription data to a pharmacy desired by an on-line pharmacy, a pharmacy or other patient selected from the portable terminal of the patient, upon completion of payment for the fee
Payment system.
The method according to claim 1,
The settlement processing server may include a pharmacy POS server for recognizing a prescription displayed in a portable terminal of a patient or a portable terminal for which prescription data issuance is permitted or requesting settlement of payment according to receipt of the prescription data, Receiving a settlement request for the preparation cost from an online pharmacy server, and transmitting a settlement request signal for the preparation cost to a portable terminal of a designated payer
Payment system.
The method according to claim 6,
The screen capture prevention function is applied to the prescription displayed on the portable terminal of the patient or the portable terminal permitted to issue the prescription data, and the doctor's electronic signature is not displayed on the displayed prescription
Payment system.
The method according to claim 6,
The pharmacy POS server automatically requests dispensing payment according to the reception of the prescription or requests dispensing payment according to a payment request input to the POS terminal of the pharmacy after completing dispensing, and the online pharmacy server stores the dispensing data Automatically or after completing dispensing, requesting the dispensing fee settlement according to manual input
Payment system.
The method according to claim 6,
The settlement processing server transmits a prescription reuse prohibition tag when payment for the preparation cost is completed
Payment system.
The method according to claim 1,
The OCS server requests settlement of the medical treatment fee to the settlement processing server according to the patient information and the settlement person information inputted through the unmanned receiver, and transmits the prescribed data to the POS server of the predetermined settlement pharmacy or the pharmacy designated by the user POS server, and the mobile terminal of the payer transmits a settlement request for settlement fee
Payment system.
A payment request receiving unit for receiving a payment request;
A payment request transmitter for transmitting a payment request to the mobile terminal according to the payment request; And
When the settlement of the medical expenses is completed, the prescription data request section
And the payment processing server.
12. The method of claim 11,
The payment request receiving unit receives a settlement request for a preparation cost automatically requested by the pharmacy POS server or a settlement request for a preparation cost according to a payment request input to the POS terminal of the pharmacy,
Payment processing server.
12. The method of claim 11,
The settlement request transmission unit transmits the settlement request to the portable terminal owned by the payer and the patient if the payer is the same as the payer and to the portable terminal of the payer when the payer is different from the patient
Payment processing server.
12. The method of claim 11,
The prescription data requesting unit requests the OCS server to transmit prescription data to any of the portable terminal of the patient, the portable terminal permitted to issue the prescription data, the pharmacy POS server, and the online pharmacy server
Payment processing server.
12. The method of claim 11,
And a prescription tag management unit for transmitting a prescription reuse prohibition tag when the payment for the preparation fee is completed
Payment processing server.
16. The method of claim 15,
The prescription tag management unit reflects the prescription reuse prohibition tag in the prescription data stored in the portable terminal of the patient or the portable terminal for which the prescription data issuance is permitted, so that the prescription based on the prescription data is no longer displayed
Payment processing server.
(a) receiving a payment request for a medical fee;
(b) receiving selection information and authentication information for the means for performing settlement according to the settlement request;
(c) receiving a prescription for a result of the settlement of the medical expenses;
(d) expressing or transmitting the prescription to request the preparation, and receiving a payment request for the preparation fee; And
(e) receiving a prescription reuse prohibition tag as a result of settlement of the preparation fee and deactivating the prescription display
Lt; / RTI >
18. The method of claim 17,
The prescription received in the step (c) is encrypted and stored
Payment method.
18. The method of claim 17,
In the step (d), the screen capture prevention function is applied to the prescription, and the displayed prescription is processed so that the electronic signature of the doctor is not seen
Payment method.
18. The method of claim 17,
In the step (d), the prescription includes prescription data, payment TID, prescription unique code, and personal identification number
Payment method.

Images