KR20120032606A - Stock investment system enabling participattion of stock investment clients and method thereof - Google Patents

Abstract

The present invention relates to a securities investment system and a method thereof, wherein a securities investment client can provide a securities company with its own portfolio and investment technique, and the securities company can verify and evaluate the stock portfolio and investment technique developed by the customer. The present invention relates to a customer participation securities investment system that provides incentives to customers according to their contributions, and a method thereof.

Description

Securities Investment Customer Participation Securities Investment System and its Method {STOCK INVESTMENT SYSTEM ENABLING PARTICIPATTION OF STOCK INVESTMENT CLIENTS AND METHOD THEREOF}

The present invention relates to a securities investment system and a method thereof, and more specifically, can provide securities companies with stocks or portfolios (hereinafter referred to as 'item portfolios') and investment techniques developed or discovered by securities investment customers. Securities firms relate to customer-investable securities investment systems and methods that verify and evaluate the portfolio and investment techniques developed by customers and provide incentives to customers based on their contributions.

Thanks to the development of information technology and the spread of computers and the Internet, cyber stock trading, which uses the Internet to trade online, has started to surge since 1999. In 2000, after explosive growth, the type of investors by 2009 shows that the ratio of transaction value using the home trading system (HTS) is close to 79.45%.

HTS transactions are expected to increase in the future as the convenience and personal investors can easily access the information. Therefore, each securities company provides various information such as recommendation items through its cyber trading website to meet the needs of investors. We meet.

However, due to the flood and complexity of information in recent years, there is a limit for a securities company to properly respond to the needs of customers, and there is a problem in that it is impossible for a securities company to meet all the various needs of rapidly changing investors.

In addition, Korea's securities industry is still far from the existing growth pattern, and the price-competitive competition in the form of a consignment-oriented profit structure has heated up, and HTS transaction fees have dropped to almost zero levels. The company's new profit model development is urgently needed.

The present invention is to solve the above problems, and from the cyber securities investment, the securities company to unilaterally provide information and services to the customer to switch to an interactive service that can be selected and processed by the customer themselves, furthermore the customer investment It aims to provide a securities investment system and method for developing information and services that can be developed as a collaborator of the company.

In order to achieve the above object, the present invention can provide a stock portfolio and investment technique developed by a securities investment customer to a securities company, and the securities company verifies, evaluates and evaluates the stock portfolio and investment technique developed by the customer according to the degree of contribution. To provide customers with a securities investment system that provides incentives and methods.

According to the securities investment system and method of the present invention, by introducing a DIY service to securities investment, the customer can participate in various portfolios and investment techniques, thereby achieving the effect of self-development and evolution.

1 is a block diagram illustrating a securities investment system according to a preferred embodiment of the present invention.
2 is a block diagram illustrating the stock investment server 20 in more detail.
3 is a flowchart illustrating a process in which a plurality of individual investors determine a final portfolio and trading technique desired by a customer from a stock portfolio and trading technique for each investment model provided by a securities company.
FIG. 4 is a flowchart illustrating a process of registering a final item portfolio and a trading technique of a customer stored in FIG. 3 in a DIY trading technique store of a securities company.
5 is a flowchart illustrating a process of using an automatic trading system using a stock portfolio and trading techniques.

1 is a block diagram illustrating a securities investment system according to a preferred embodiment of the present invention.

Referring to FIG. 1, a personal terminal (for example, a personal computer, a laptop, a PDA, a smartphone, etc.) 10 owned by a plurality of individual investors is connected to a stock investment server 20 through a network, and shares The investment server 20 is connected to the securities computerization system 30 which enables the integrated sharing of data on stocks traded through a number of financial and securities companies.

A network to which each personal terminal 10 and the stock investment server 20 are connected may correspond to a local area network (LAN), a virtual private network (VPN), a financial network, a wired / wireless internet network, or the like.

Each personal terminal 10 accesses the stock investment server 20 through a network, or downloads and executes a stock investment program (eg, a home trading system (HTS)) from the stock investment server 20, and executes stock investment. The stock investment screen is output according to the display information received from the server 20, and the input information of the individual investor is transmitted to the stock investment server 20.

Each individual investor may access the stock investment server 20 through the personal terminal 10 to buy or sell stocks, and each individual investor may sell or sell the stock through the stock investment program of the personal terminal 10. You can either buy or consign.

The security system 30 collects and manages stock information traded through various financial companies or securities companies in real time.

The stock investment server 20 collects stock data collected and managed by the securities computing system 30 in real time. Stock data can be market data (investor trading trends, basis, overseas index, program trading, exchange rate, interest rate, etc.), futures data (all stocks), option data (all stocks), stock index data (all stocks), etc. .

2 is a block diagram illustrating the stock investment server 20 in more detail.

Investment portfolios and trading techniques provided by securities companies are input to the main control unit 310 through the data input / output unit 300, stored in the database unit 320, and the personal terminal 10 may be connected to the HTS. When displayed on the personal terminal (10).

A plurality of individual investors can communicate with the communication control unit 330 of the stock investment server 20 through the personal terminal 10 and after the individual identification investment model provided by the securities company stored in the database unit 320 Select stock portfolios and trading techniques. Individual Investor Customers can select the stock portfolio and trading techniques of each investment model without any processing, or perform additional search and processing by adding the weight of each search item to the selected stock portfolio and trading technique. Stock portfolios and trading techniques can be saved. In this case, the main control unit 310 provides a search and processing function required for the personal terminal 10 through the communication control unit 330. In addition, the main control unit 310 may provide a yield and safety simulation function for the customer portfolio and trading techniques stored in the personal terminal 10.

The personal terminal 10 may store its stock portfolio and trading techniques on the database 320 through the communication controller 330, which may be displayed on a separate DIY trading technique store web page. The securities company may verify a stock portfolio and trading technique of an individual who is listed on the DIY trading technique store through the verification function unit 340. In addition, the stock investment server 20 includes an automatic trading function unit 350 capable of automatically trading a stock portfolio and a trading technique selected by an individual investor.

3 is a flowchart illustrating a process in which a plurality of individual investors determine a final portfolio and trading technique desired by a customer from a stock portfolio and trading technique for each investment model provided by a securities company.

In step (S100), a plurality of individual investors are connected to the stock investment server 20 via the network using the personal terminal 10, through the user authentication process by entering a customer ID and password, and additionally authorized authentication number Input may be requested.

In step (S200), the securities company provides the certified client with the item portfolio and trading technique data by investment model through the DIY page through the HTS of the securities company or the dedicated HTS homepage for DIY. Stock portfolios and trading techniques by investment model can be provided by the securities firm's own specialists or obtained from external analysts or securities brokers. Stock portfolios and trading techniques by investment model are improved according to the risk and stability of investment, by period, and investment purpose, so that individual investors can search them. For example, standard asset management investment models can be classified into long-term, short-term, intrinsic value, and growth.

More specifically, the standard asset management investment model can be classified by the following method. In other words, it can be classified into various primary types according to the purpose and nature of investment, investment period, investor's age, income group, and investment method (period or monthly funding ceremony). Can be classified in combination.

More specifically, taking a simple standard model as an example, based on stocks (100%) based on cash, the securities company primarily selects the company's recommendation or analytical stocks and classifies them into large, medium and small cap stocks. It is categorized and quantified by investment risk, ie risk, period, and growth, intrinsic value, and other (bio, LED, solar, etc.) themes.

In other words, capital stocks are divided into large caps (1-5), medium caps (1-5), and small caps (1-5). The risk is 50-100 based on safety, and large caps are based on capital or market cap. Subdivided among large stocks and the larger one is 5 (medium-sized and small stocks are the same).

Safety 100 means 100% safe (actual 100 will not exist), and financial stability (debt ratio or cash flow, etc.) is quantified by securities companies.

We also quantify growth potential (1-10) and intrinsic value (1-10). Securities companies create and promulgate as objectivity standards as possible, and revise and update them through tests and feedback from time to time.

More specifically, for example, A model: safety (safety 70-90), long term (1-5 years), large growth type, temporary event (large 5, safety 80, large, growth 7) It can be categorized into two categories (large 4 safety 70, growth 8) and multi stocks (large 2, safety 60, period 2 years, growth line 8) and the weights (investment rate) are basically equal.

In step (S300), the customer can select the item portfolio and trading techniques provided by the securities company, or the customer can search the item by weighting the search item by yourself, and further processed and stored the retrieved items only by yourself Your investment portfolio and trading techniques. Customers can also store their own investment portfolios and trading techniques by weighting search items by themselves based on stock portfolios and trading techniques provided by the brokerage firm.

More specifically, the investor may select the A model illustrated above and use it for investment, or use the search tool provided by the company to make their own modified A-1 model for investment.

In other words, you can search for Large 3, Safety 90, Period 1, and Growth 9 to select a specific model from multiple stocks, or select multiple models in the same way. You can choose your sport and create your own complex model.

In step (S400), the customer can simulate the yield and safety for each period through the HTS homepage for DIY or HTS homepage provided by the securities firm for their own investment portfolio and trading techniques stored above.

In step S500, the customer may confirm and store the final stock portfolio and trading technique which are desirable in terms of profitability and safety from the simulation result.

If the simulation determines that the desired level is not reached in terms of profitability and safety, the customer repeats steps S300 to S500 again until a final stock portfolio and trading technique that is desirable in terms of profitability and safety is reached. can do. Customers can temporarily store stock portfolios and trading techniques for later simulation or research, and leave notes for future reference.

FIG. 4 is a flowchart illustrating a process of registering a final item portfolio and a trading technique of a customer stored in FIG. 3 in a DIY trading technique store of a securities company.

The DIY Trading Techniques Store is a securities firm's dedicated site where customers can raise and profit from the portfolio and trading techniques they choose, process and simulate, just like the App Stores that sell and trade applications on Apple's iPhones. Say.

In step S110, the customer may register the item portfolio and trading techniques developed by the customer in the DIY trading technique store of the securities company.

In step S210, the securities company may develop a system for verifying the stock portfolio and trading techniques of registered customers, and may disclose only the stock portfolio and trading techniques that have passed the verification. In this case, the securities company may notify that the securities company does not have any responsibility in relation to investment because of the item portfolio and trading technique that have passed the verification.

The securities company's verification system can simulate for a period of time by the manager of the securities company.

In step S310, the securities company contracts with the customer by notifying the customer that the verification has passed, and by notifying the contract terms including incentive provision or the distribution of a portion of the revenue generated from the verification passed customer portfolio and trading techniques. Can be fastened. The contract may include general securities investor customers' participation to external experts by providing certain incentives at once or hiring as an employee at a securities company, depending on the extent to which they utilize the validated and open stock portfolio and trading techniques. And the distribution of a portion of the revenue from commissions for users of automated trading services on verification-passed customer portfolios and trading techniques.

In step S410, the securities company may provide the customer portfolio and trading techniques of the customer who has completed the contract to the customers who have applied for the service.

5 is a flowchart illustrating a process of using an automatic trading system using a stock portfolio and trading techniques.

In step S120, an automatic trading system is provided for the stock portfolio and trading technique provided by the securities company or the stock portfolio and trading technique of the customer who passed the verification.

In step S220, the customer who has agreed to use the automatic trading system selects the desired item portfolio and trading technique and executes it. The use of the Automated Trading System may include an Auto Delegation Agreement for the selected Stock Portfolio and Trading Techniques. Customers who wish to use the Automated Trading System shall pay a securities company a separate fee for using the Automated Trading Service.

In step (S320), when the securities company has contracted with the customer for profit distribution according to the revenue contribution for the fee for using the automatic trading system with respect to the item portfolio and trading techniques of the customer who passed the verification, the revenue contribution to the fee is determined. The incentive can be calculated and paid to the customer.

Accordingly, the present invention allows the general customer to select and utilize the stock portfolio and trading techniques provided by the securities company and the trading techniques or trading techniques of the customers who have passed the verification, thereby expanding the profit base of the securities firm through a separate usage fee. It provides an effect that can be done.

Claims (7)

Network communication network;
Multiple personal terminals; And
A customer participation securities investment system including a stock investment server connected to a plurality of personal terminals through the network communication network and collecting stock information collected and managed in a securities computing system in real time,
The stock investment server provides the item portfolio and trading technique data for each investment model to a personal terminal, and retrieves and processes the stock portfolio and trading technique data and simulates the profitability and safety of the stock portfolio and trading technique data. The company can register the portfolio and trading techniques developed by the customer, provide verification of the registered portfolio and trading techniques, and provide the investment portfolio and trading techniques by the investment model provided by the securities company. If the customer applies for the portfolio and trading techniques, it provides the automatic trading function and decides to pay incentives to the customer according to the revenue contribution to the fees incurred when using the automatic trading system for the registered portfolio and trading techniques. Participating Securities investment system. The method of claim 1, wherein the stock investment server,
A data input / output unit;
A main control unit connected to the data input / output unit;
A communication control unit connected to the main control unit and controlling communication with a personal terminal and communication with a security computer system; And
And a database unit connected to the main control unit and storing a stock portfolio and trading technique data for each investment model provided by a securities company input through the data input / output unit.
The main control unit provides a personal terminal with a search and processing function for the item portfolio and trading technique data and a simulation function for the profitability and safety of the item portfolio and trading technique data.
The stock investment server,
A verification function unit for verifying profitability and safety of the item portfolio and trading techniques processed by the customer through a search and processing function and stored in a database; And
Includes an auto trading function that performs trading automatically when a customer applies for a stock portfolio and trading technique data provided by a client selected by a client, or a stock portfolio and trading technique stored in a database by the customer through a search and processing function. Securities investment system that enables customer participation. The method of claim 1, wherein the stock portfolio and trading techniques provided by the securities company are improved according to at least one of investment risk, stability, period, and investment purpose and are searchable by individual investors. system. The system of claim 3, wherein the investment portfolio provided by the securities company and the trading company are classified into at least one of a long-term, short-term, intrinsic value, and growth type. The system of claim 1, wherein the stock investment server provides a personal terminal with a DIY trading technique store web page for registering a stock portfolio and trading techniques developed by a customer. The method of claim 5, wherein the plurality of personal terminals select a stock portfolio and a trading technique registered in the DIY trading technique store, pay a predetermined fee, and apply for an automatic trading service based on the selected stock portfolio and trading technique. Securities investment system. As a securities investment method for customer participation using a securities investment system in which a plurality of personal terminals are connected to a stock investment server through the network communication network,
Connecting a plurality of individual investor customers to the stock investment server through personal authentication through a personal terminal;
The stock investment server provides the individual investment client with the item portfolio and trading techniques by investment model;
The customer selects the desired item portfolio and trading technique directly from the item portfolio and trading technique for each investment model, or uses the search function and processing function of the stock investment server to make his own investment portfolio and trading technique. Registering with the techniques store;
Verifying, in terms of profitability and stability, the stock portfolio and trading techniques stored by the stock investment server; And
When a large number of customers apply for automated trading on a portfolio of stocks and trading techniques that have passed verification, the securities company provides incentives to customers who have registered the portfolio of trading and trading techniques based on the revenue contribution. A method of investing in securities that can be engaged with customers, including the steps.

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