KR20090131521A - Used car transaction management system and method - Google Patents

Abstract

The present invention relates to a used car transaction management system and method thereof.

In the used car transaction management system according to the present invention, when the telematics equipped with the user authentication means and the telematics is connected to the communication, the related information of the vehicle is inquired and user authentication is performed using the user authentication information of the user authentication means. It includes a telematics information center that updates vehicle maintenance information and vehicle accident information and calculates used car prices using the updated information.

The present invention has the effect of increasing the convenience of the user by improving the reliability of the used car transaction of the vehicle and simplify and automate the used car transaction procedure.

Description

A used car transaction management system and method

The present invention relates to a used car transaction management system and a method thereof, and more particularly, by installing a user authentication means in telematics and performing user authentication through a user authentication means, using a vehicle information updated and reasonable and reliable used car price. The present invention relates to a used car transaction management system and method for simplifying and automating used car transaction procedures.

In general, used car trading is used car sales information through a used car trading company that specializes in used cars, and used car trading is made under the agreement of the seller who wants to sell the used car and the buyer who wants to buy the used car at an appropriate price. .

However, when trading through direct contact between the seller and the buyer, the vehicle information such as accident information and maintenance information about the vehicle is often deceived, so the reliability of each other is low and difficult to trade, and used car dealers to increase the mutual trust between the seller and the buyer. In many cases, even through a used car trading company, there is a problem in that both the seller and the buyer have low satisfaction due to the fact that the accident history of the vehicle is hidden or a lot of fees are required.

In addition, even if a used car transaction is carried, a copy of the resident registration, insurance registration information, car registration, seal certificate, seal stamp, automobile tax payment certificate (office), transfer certificate, etc., for the transfer of the name of the vehicle, etc. Therefore, the procedure was very complicated, such as having to visit the vehicle registry directly.

SUMMARY OF THE INVENTION The present invention has been made to solve the above problems, and an object of the present invention is to provide a vehicle telematics (SIM) subscriber identity module (SIM), a universal subscriber identity module (USIM) and a Removable User Identity Module (R-UIM). It is possible to carry out authentication by installing user authentication means such as) to calculate reasonable and reliable used car prices and to simplify and automate the used car transaction process.

Used car transaction management system according to the present invention for achieving the above object is a telematics equipped with a user authentication means, and when the communication is connected with the telematics, inquiries related information of the vehicle and the user authentication information of the user authentication means It performs a user authentication, and includes a telematics information center for updating the vehicle maintenance information and vehicle accident information to calculate the used car price using the updated information.

The telematics information center may perform user authentication using a wired / wireless communication unit that performs wired / wireless communication with the telematics and the associated organization, user authentication information received from the user authentication means, and information stored in advance for performing authentication. Receiving and updating the vehicle diagnostic information from the telematics, and receiving and updating the vehicle maintenance information from the vehicle repair shop, receiving and updating the vehicle accident information from the insurer, the vehicle diagnostic information, the vehicle And a controller configured to calculate a selling price of the vehicle using maintenance information and vehicle related information including the vehicle accident information, and a storage unit which stores the vehicle related information.

The vehicle related information further includes vehicle number, year, transmission, mileage, color, displacement and vehicle option information.

In addition, when the telematics information center is requested to transfer the name of the vehicle from the telematics, the telematics information center requests vehicle insurance subscription information from the insurance company, notifies the telematics that the subscriber is not insured, and registers the vehicle if the insurance is insured. Request transfer of vehicle name to establishment and receive and save the result.

In addition, the control unit checks whether the parts replacement or maintenance time of the vehicle has arrived, notifies the telematics when the parts replacement or maintenance time has arrived, and receives a result of performing the replacement or maintenance from the vehicle repair shop. Update

In addition, the user authentication means of the user's mobile terminal can be attached to the telematics.

In addition, the used car transaction management method according to the present invention, the first process of performing communication with the telematics of the vehicle, and query the vehicle-related information, and receives the authentication information from the user authentication means of the telematics to perform user authentication A second process and a third process of updating the vehicle maintenance information in association with the vehicle repair center and updating the vehicle accident information in association with the insurance company and the vehicle repair center when a vehicle accident occurs; and when the vehicle sales registration is requested from the user, A fourth process of calculating a price using vehicle-related information including vehicle-related information, vehicle maintenance information, and vehicle accident information, requesting a sales registration to a used car exchange, and receiving and storing a sale result from the used car exchange. .

In addition, the third process, the process 3-1 to check whether the replacement or maintenance time of the parts of the vehicle has arrived, and the third and second processes of notifying the telematics when the replacement or maintenance time of the parts arrives; And receiving a result of performing a replacement or maintenance from the vehicle repair shop and updating the received result.

In addition, the third process includes a process 3-1 for receiving and storing vehicle accident reception information from the insurance company, and a process 3-2 for receiving and storing vehicle maintenance information according to the vehicle accident from the vehicle repair shop; 3-3 process of notifying the vehicle maintenance information to the insurer to request insurance treatment, receiving and storing insurance treatment result from the insurance company, and 3-4 process of transmitting the insurance treatment result to the telematics. It includes.

The vehicle information may further include vehicle number, year, transmission, mileage, color, displacement and vehicle option information.

In addition, when receiving a vehicle name transfer request from the telematics, in association with the linkage agency for the transfer of the vehicle name, collecting information for the transfer of the vehicle name, requesting the transfer of the vehicle name to the vehicle registration office and receives and stores the result; Includes five more steps.

In the fifth process, when receiving a vehicle name transfer request from the telematics, the insurance company requests and receives insurance subscription information, and if the vehicle is not insured, informs the telematics of the non-subscription. Step 1 and Step 5-2 of requesting, receiving and storing certificate and tax information of the assignee and the assignee to the office or tax office when the vehicle is insured, and the insurance registration information to the vehicle registration establishment. 5-5 process of requesting the transfer of the vehicle name by transmitting the certificate and tax information of the assignee and the transferor, 5-5 process of receiving and storing the result of the transfer of the vehicle name from the vehicle registration establishment, and the vehicle A fifth step of transmitting the result of the transfer of the title to the telematics.

As described above, the present invention has the effect of improving the reliability of the used car transaction of the vehicle and simplifying and automating the used car transaction procedure to increase user convenience.

Hereinafter, a used car transaction management system and a method thereof according to the present invention will be described in detail with reference to FIGS. 1 to 6.

1 is a schematic configuration diagram of a used car transaction management system according to an embodiment of the present invention.

The used car transaction management system according to the present invention includes a telematics information center 200 for performing wired and wireless communication through a telematics 100 mounted on a vehicle, a telematics 100, and a high speed downlink packet access (HSDPA) network. . At this time, the telematics information center 200 communicates with the vehicle registration office 300, the insurance company 400, the government office or the tax office 500, the vehicle maintenance office 600 and the used car exchange 700 through the wired and wireless communication network. Here, the HSDPA network is a 3.5 generation mobile communication method capable of transmitting and receiving data at a much faster rate than a 3G mobile communication technology, W-CDMA or CDMA, through a high speed downlink packet access.

The telematics 100 provides a vehicle wireless Internet service combining a car and a wireless communication, and a user can remotely diagnose a vehicle through a wireless network, use various information such as traffic and living information, emergency rescue, and offices and friends. You can send and receive phone messages or voice emails, and download audiobooks. In particular, in the present invention, by allowing the telematics 100 to attach and detach the user authentication means such as the core, the core, and the R-UIM as shown in FIG. 2, the authentication information (certificate, etc.) can be stored through the user authentication means. In addition, the telematics 100 receives the diagnosis result from the electronic control unit (not shown) of the vehicle, displays the information for the user to check, and transmits the diagnosis result to the telematics information center 200.

To this end, the telematics 100 includes a wired / wireless communication unit 110, a control unit 120, a storage unit 130, a diagnosis management unit 140, an authentication unit 150, and a display unit 160.

The wire / wireless communication unit 110 communicates with the telematics information center 200, an electronic control unit (not shown), and the like, and includes a Bluetooth module for short-range communication with a user's mobile terminal.

When the controller 120 receives the authentication information from the telematics information center 200, the controller 120 inquires the authentication information stored in the authenticator 150 and provides the information to the telematics information center 200.

The storage unit 130 stores vehicle diagnosis contents, communication contents with the telematics information center 200, schedule information, voice information, and the like.

The diagnosis management unit 140 may allow a user to check the diagnosis result received from the diagnosis logic of the electronic control unit (not shown) of the vehicle through the display unit 160 or transmit the diagnosis result to the telematics information center 200.

The authenticator 150 attaches and detaches a universal subscriber identity module (USIM), a SIM, a removable user identity module (R-UIM), and stores user authentication information such as subscriber information and certificates. In this case, the user authentication means such as the seam, the core and the R-UIM attached to the user's mobile terminal may be attached to or detached from the authentication unit 150. It is possible to transmit and receive user authentication information through short-range communication (such as Bluetooth) between the mobile terminal and the authentication unit 150. In addition, when the mobile terminal exists in the vehicle, the user authentication means and the telematics 100 mounted on the mobile terminal may be paired to transmit and receive user authentication information.

The display unit 160 displays the diagnosis result and the communication contents with the telematics information center 200 so that the user can check it.

As described above, the present invention enables user authentication by attaching and detaching user authentication means such as SIM, SIM, and R-UIM to the telematics, and may use the user authentication means of the mobile communication terminal by attaching and detaching the telematics.

Meanwhile, when the telematics information center 200 is connected to the telematics 100, the telematics information center 200 inquires relevant information (diagnosis information, vehicle number, year, transmission, mileage, color, displacement, vehicle option information, etc.) of the vehicle. In response to the user authentication information from the telematics 100, user authentication is performed.

To this end, the telematics information center 200 includes a wired / wireless communication unit 210, a storage unit 220, an authentication unit 230, and a control unit 240.

The wire / wireless communication unit 210 performs communication with the telematics 100, the vehicle registration office 300, the insurance company 400, the government office or the tax office 500, the vehicle maintenance office 600, and the used car exchange 700.

The storage unit 220 stores information collected from the telematics 100, the insurance company 400, the government office or the tax office 500, the vehicle repair shop 600, and the used car exchange 700 and information for user authentication.

The authentication unit 230 performs user authentication using the user authentication information received from the telematics 100 and the previously stored authentication information. At this time, the authentication method uses a PKI authentication method using a certificate.

The control unit 240 collects vehicle-related information from the telematics 100, collects insurance subscription information and vehicle accident information from the insurance company 400, and obtains certificates such as resident registration copies and corporate register copies from the government office or the tax office 500. Collect tax information, such as information and payment of automobile taxes, collect vehicle maintenance information from the vehicle repair shop 600, and collect used car registration and sales information from the used car exchange 700.

In addition, the control unit 240 calculates the selling price of the vehicle using the collected information, and upon receiving a request for the transfer of the vehicle name from the telematics 100, determines whether the vehicle is insured through the insurance information, and the vehicle is determined. If the insurance is not registered, the telematics 100 is notified of the non-insurance, and if the insurance is insured, the vehicle registration establishment 300 requests a vehicle name transfer.

In addition, the control unit 240 checks whether the replacement or maintenance time of the vehicle parts has arrived, and when the replacement or maintenance time of the parts arrives, it is notified to the telematics 100 so that the user can check, the vehicle workshop 600 Receive and update the results of any replacement or maintenance from

On the other hand, Figure 2 is an exemplary view of the appearance of the telematics 100 equipped with the user authentication means of FIG. As shown in FIG. 2, the upper end of the telematics 100 includes a liquid crystal 152 that allows a user to check communication contents and a diagnosis result, and a button 153 for receiving a command input from the user. The core 151 is detachably attached. In this case, the U-sim 151 may be used by attaching the U-sim of the mobile terminal of the user.

Hereinafter, a vehicle maintenance information management method using telematics equipped with a user authentication means according to an embodiment of the present invention will be described with reference to FIG. 3.

First, when the vehicle is started, the telematics 100 installed in the vehicle starts communication connection with the telematics information center 200 (S101), and the telematics information center 200 is connected with the telematics 100 when it is connected. The relevant information of the vehicle stored in the storage unit 220 is inquired (S102) and the authentication information is requested to the telematics 100 (S103).

Thus, the telematics 100 transmits the user authentication information of the authenticator 150 to the telematics information center 200 (S104), and the telematics information center 200 performs user authentication using the received user authentication information. (S105). At this time, the user authentication is preferably to be authenticated by the PKI authentication method. That is, authentication is performed by exchanging a certificate stored in the authentication unit 150 of the telematics 100 and a certificate stored in the telematics information center 200.

Thereafter, the telematics information center 200 checks whether the replacement or maintenance time of the parts of the vehicle has arrived (S106), and if there are any parts that have arrived or replaced, the telematics 100 notifies the user of the confirmation. (S107).

Accordingly, the vehicle repair shop 600 receives the vehicle from the user to replace or maintain the corresponding parts (S108), and notify the telematics information center 200 of the result of the replacement or maintenance (S109).

Accordingly, the telematics information center 200 stores the replacement or maintenance result (S110) and transmits the result to the telematics 100 (S111).

Hereinafter, a vehicle accident management method using telematics equipped with a user authentication means according to an exemplary embodiment of the present invention will be described in detail.

First, when the vehicle is started, the telematics 100 installed in the vehicle starts communication connection with the telematics information center 200 (S201), and the telematics information center 200 is connected with the telematics 100 when it is connected. The relevant information of the vehicle stored in the storage unit 220 is inquired (S202), and the telematics 100 requests authentication information (S203).

Accordingly, the telematics 100 transmits user authentication information of the authenticator 150 to the telematics information center 200 (S204), and the telematics information center 200 performs user authentication using the received user authentication information. (S205).

Thereafter, when the vehicle accident is received by the insurance company 400 (S206), the insurance company 400 notifies the vehicle accident information to the telematics information center 200 (S207), and the telematics information center 200 receives the vehicle accident information. Save (S208). At this time, the vehicle accident information includes information such as accident date, accident details, vehicle damage information, range and cost to be expected replacement or maintenance.

Subsequently, after the vehicle repair center 600 receives the accident vehicle and maintains the vehicle (S209), the vehicle repair center 600 notifies the vehicle maintenance information to the telematics information center 200 (S210), and the telematics information center 200 provides the vehicle maintenance information. After storing (S211), the vehicle maintenance information is transmitted to the insurance company (400) (S212). At this time, the vehicle maintenance information includes information such as a maintenance date, maintenance cost, replacement parts information, repair shop information.

Accordingly, the insurance company 400 processes the insurance (S213), and notifies the telematics information center 200 of the insurance processing result (S214). Thus, the telematics information center 200 stores the insurance processing result (S215) and transmits it to the telematics 100 so that the user can check the insurance processing result (S216).

Hereinafter, referring to FIG. 5, a used car transaction management and managing method using telematics equipped with a user authentication means according to an embodiment of the present invention will be described.

The telematics information center 200 performs user authentication as in steps S101 to S105 (S301 to S305), and receives a used car sales registration request from the telematics 100 (S306) to calculate a price of the vehicle using the vehicle information. (S307). In this case, the vehicle information includes vehicle accident information, vehicle maintenance information, vehicle option information, vehicle number, year, transmission, driving distance, color, displacement, and the like.

Thereafter, the telematics information center 200 requests the used car sale registration while transmitting the vehicle price information to the used car exchange 700 (S308). Accordingly, the used car exchange 700 performs a vehicle sale registration (S309) and notifies the telematics information center 200 that it has been registered for sale (S310). Accordingly, the telematics information center 200 stores the sales registration result (S311).

Thereafter, when the vehicle is sold (S312), the used car exchange 700 notifies the vehicle sales result to the telematics information center 200 (S313), and the telematics information center 200 stores the vehicle sales result (S314). ).

Hereinafter, a method of transferring a vehicle name according to an exemplary embodiment of the present invention will be described with reference to FIG. 6.

First, when the vehicle is started, the telematics 100 installed in the vehicle starts communication connection with the telematics information center 200 (S401), and the telematics information center 200 communicates with the telematics 100 when the storage unit is connected. After retrieving the relevant information of the vehicle stored in the 220 (S402), the telematics 100 requests the authentication information (S403).

Accordingly, the telematics 100 transmits user authentication information of the authenticator 150 to the telematics information center 200 (S404), and the telematics information center 200 performs user authentication using the received user authentication information. (S405).

Thereafter, when the telematics information center 200 receives a vehicle name transfer request from the telematics 100 (S406), the telematics information center 200 requests insurance subscription information to the insurance company 400 (S407), and the insurance company 400 transmits the telematics information center ( The insurance information is forwarded to 200 (S408). Therefore, the telematics information center 200 determines whether the vehicle is insured using the insurance information received (S409), and notifies the telematics 100 that the insurance is not insured (S410). ).

On the other hand, when the vehicle is insured, the telematics information center 200 requests certificate and tax information, such as a resident registration copy, corporate register copy, seal certificate, tax invoice, etc. to the office or tax office 500 (S411). ), The office or the tax office 500 transmits the certificate and tax information to the telematics information center (200) (S412). Thus, the telematics information center 200 stores the certificate and tax information (S413). In this case, since the user authentication using the authentication unit 150 of the telematics 100 is performed in steps S403 to S405, the processes of steps S411 to S413 may be omitted. Here, the certificate information includes a seal certificate or a resident registration copy if the vehicle owner is an individual, and a seal certificate and a business fact certificate if the vehicle owner is a private business, and a corporate seal certificate and a corporate register if the vehicle owner is a corporation. Includes certified copy, corporate business registration certificate, etc.

 Accordingly, the telematics information center 200 transmits the certificate documents, tax information, insurance subscription information, vehicle information, etc. to the vehicle registration office 300 and requests the transfer of the vehicle name (S414).

Accordingly, the vehicle registration establishment 300 performs the transfer of the vehicle name (S415), and transmits the transfer result of the vehicle name to the telematics information center 200 (S416). Accordingly, the telematics information center 200 stores the transfer result of the vehicle name (S417), and transmits the transfer result of the vehicle name to the telematics 100 so that the user can confirm it (S418).

1 is a schematic configuration diagram of a used car transaction management system using telematics equipped with a user authentication means according to an embodiment of the present invention.

Figure 2 is an exemplary view of the telematics equipped with the user authentication means of FIG.

3 is a flow chart showing a vehicle maintenance information management method using telematics equipped with a user authentication means according to an embodiment of the present invention.

Figure 4 is a flow chart illustrating a vehicle accident management method using telematics equipped with a user authentication means according to an embodiment of the present invention.

Figure 5 is a flow chart illustrating a used car transaction management management method using telematics equipped with a user authentication means according to an embodiment of the present invention.

Figure 6 is a flow chart showing a vehicle name transfer method using telematics equipped with a user authentication means according to an embodiment of the present invention.

Explanation of symbols on the main parts of the drawings

100: Telematics 200: Telematics Information Center

300: vehicle registration office 400: insurance company

500: Town Office or Tax Office 600: Vehicle Repair Shop

110, 210: wired and wireless communication unit 120, 240: control unit

130, 220: storage 140: diagnostic management

150, 230: authentication unit 160: display unit

700: used car trading office 151: Simsim

152: liquid crystal 153: button

Claims (12)

Telematics equipped with user authentication means; When a communication connection with the telematics is made, the relevant information of the vehicle is inquired, the user is authenticated using the user authentication information of the user authentication means, the vehicle maintenance information and the vehicle accident information are updated, and the used car using the updated information. Used car transaction management system that includes a telematics clearinghouse for pricing. The method according to claim 1, wherein the telematics information center, A wired / wireless communication unit performing wired / wireless communication with the telematics and the associated institution; An authenticator configured to perform user authentication using user authentication information received from the user authentication means and information stored in advance to perform authentication; Receive and update vehicle diagnostic information from the telematics, receive and update the vehicle maintenance information from a vehicle repair shop, receive and update vehicle accident information from an insurance company, and update the vehicle diagnostic information, the vehicle maintenance information, and the vehicle accident information. A control unit for calculating a selling price of the vehicle using vehicle-related information including a vehicle; And Used car transaction management system comprising a storage unit for storing the vehicle-related information. The method according to claim 2, The vehicle-related information further includes a vehicle number, year, transmission, mileage, color, displacement and vehicle option information. The method according to claim 1, wherein the telematics information center, When the vehicle name is requested from the telematics, the insurance company requests the insurance information of the vehicle. If the insurance is not insured, the telematics is not registered. If the insurance is insured, the vehicle registration office is requested to transfer the vehicle name. Used car transaction management system that receives and stores the result. The method of claim 1, wherein the control unit Used car transaction management to check whether the replacement or maintenance time of the vehicle has arrived, notify the telematics when the replacement or maintenance time of the component has arrived, and receive and update the result of the replacement or maintenance from the vehicle repair shop. system. The method according to claim 1 or 4, The used car transaction management system, wherein the user authentication means of the user's mobile terminal is attached to the telematics. A first process of communicating with a telematics of the vehicle; A second step of inquiring vehicle related information, receiving authentication information from the user authentication means of the telematics, and performing user authentication; A third step of updating the vehicle maintenance information in association with a vehicle repair center and updating the vehicle accident information in association with an insurance company and the vehicle repair center when a vehicle accident occurs; And When a vehicle sales registration request is received from a user, a price is calculated using vehicle information including the vehicle related information, the vehicle maintenance information, and the vehicle accident information, and a sales registration request is made to a used car exchange, and the sale result is received from the used car exchange. A used car transaction management method comprising a fourth process of receiving and storing. The method of claim 7, wherein the third process, Step 3-1 of checking whether a part replacement or maintenance time of the vehicle has arrived; Step 3-2 of notifying the telematics when the part replacement or maintenance time arrives; And And a third step (2-2) of receiving and updating a result of performing a replacement or maintenance from the vehicle workshop. The method of claim 7, wherein the third process, Step 3-1 of receiving and storing vehicle accident reception information from the insurance company; Step 3-2 of receiving and storing vehicle maintenance information according to the vehicle accident from the vehicle workshop; Step 3-3 of notifying the vehicle maintenance information to the insurance company to request insurance processing, and receiving and storing the insurance processing result from the insurance company; And And a third to fourth process of transmitting the insurance processing result to the telematics. The method according to claim 7, The vehicle information may further include a vehicle number, year, transmission, driving distance, color, displacement and vehicle option information. The method according to claim 7, A fifth step of receiving the vehicle name transfer request from the telematics, collecting information for the transfer of the vehicle name in association with the associated agency for the transfer of the vehicle name, requesting the transfer of the vehicle name to the vehicle registration office, and receiving and storing the result; Used car transaction management method comprising more. The method of claim 11, wherein the fifth process, Step 5-1 of receiving the request for the transfer of the vehicle name from the telematics, requesting and receiving insurance subscription information from the insurance company, and notifying the telematics not of the subscription if the vehicle is not insured; A step 5-2 of requesting, receiving and storing certificate and tax information of the assignee and the assignee to the office or tax office when the vehicle is insured; A fifth step of transmitting the insurance registration information, certificate and tax information of the assignee and the assignee to the vehicle registration establishment and requesting the transfer of the vehicle name; Step 5-4 of receiving and storing a result of the transfer of the vehicle name from the vehicle registration establishment; And And a fifth step of transmitting the vehicle name transfer result to the telematics.

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