KR102682769B1 - IoT-based facility safety insurance service provision system - Google Patents

Abstract

The present invention relates to an IoT-based facility safety insurance service provision system and method, which includes an IoT meter 110 that measures safety-related physical quantities of a facility 10, and a measured value (Vp) received from the IoT meter 110. A safety management server 120 that determines the safety status of the facility 10 on a basic basis and transmits the determined safety status information of the facility to the user terminal 150, and a safety management server 120 that determines the safety status of the facility 10 from the safety management server 120. It is configured to include a user terminal 150 that receives status information, and when the safety management physical quantity of the facility 10 exceeds the safety management reference value (Vc), the user terminal 150 receives information from the safety management server 120. If damage occurs to the facility (10) subject to safety management monitoring without receiving risk status information that the measured value (Vp) of the safety-related physical quantity of the facility (10) exceeds the safety management standard value (Vc), the user It is characterized in that insurance money is paid to the financial account of the user of the terminal 150, and according to this, if damage occurs due to a failure in the facility safety management monitoring system installed to prepare for the risk of facilities during civil engineering work, insurance money can be paid. This has the advantage of ensuring the reliability of city services.

Description

IoT-based facility safety insurance service provision system {IoT-based facility safety insurance service provision system}

The present invention relates to an insurance service system related to the safety of facilities. In particular, when there is a failure in the IoT instrument that measures safety-related physical quantities installed in the facility or there is a failure in the system that monitors the safety of the facility, the dangerous situation of the facility cannot be notified. This relates to an IoT-based facility safety insurance service provision system suitable for paying insurance benefits to facility owners or managers.

In general, there are cases where measuring instruments are installed in buildings or facilities near a construction site where excavation is being carried out in case damage occurs to the building or facility due to the excavation work.

In other words, measuring instruments that measure safety-related physical quantities (displacement, vibration, slope, degree of crack, water level, etc.) are installed in buildings or facilities near the excavation construction site, and the safety-related physical quantities measured by these measuring instruments are checked and the excavation work is carried out. We are preparing for risks to buildings and facilities that may arise due to this.

Installation of such measuring instruments is not limited to buildings, but measuring instruments are installed at construction sites such as roads, tunnels, and underground passages in various facilities or facilities during civil engineering construction to prevent risks to cut areas or surrounding facilities due to civil engineering construction, thereby ensuring safety. Safety is ensured by measuring changes in related physical quantities and predicting risks to facilities and facilities around civil engineering works based on these measured values.

In addition, the degree of risk of the facility is determined by comparison with the standard value based on the measured values from measuring instruments installed in buildings, facilities, and facilities (hereinafter collectively referred to as facilities) located around civil engineering construction sites such as excavation work. We carry out safety management for surrounding facilities during civil engineering construction.

However, when safety management of the facility is performed by installing measuring instruments in surrounding facilities during civil engineering construction such as excavation work, proper safety management of the facility is not performed due to malfunction of the measuring instrument or communication failure between the server and the measuring instrument, etc. If this is not done, damage to the facility may occur, and when damage to the facility occurs, appropriate preparedness measures are needed for the manager or owner of the facility.

Document 1: Publication of Patent No. 10-2011-0096722 (Publication date: August 31, 2011) Document 2: Registered Patent Publication No. 10-2165157 (Publication date: October 13, 2020)

The present invention was created to solve the problems of the prior art as described above, and the purpose of the IoT-based facility safety insurance service provision system according to the present invention is to:

First, in the monitoring system for facility risk using IoT measuring devices, even if the facility is in a risk state (risk preliminary state or risk entry state) that may cause risk to the facility due to excavation work, etc., notification alerts for appropriate risks are provided. If damage occurs to the facility without receiving the insurance, insurance money is paid as compensation, and the owner (or facility manager) of the facility receives paid monitoring services regarding facility safety by installing IoT measuring devices in the facility for a fee. From the company's perspective, it allows users to sign up for a paid monitoring service regarding facility safety with peace of mind, thereby increasing the reliability of the paid monitoring service regarding facility safety.

Second, the sustainability of the insurance service according to the present invention is maintained by guaranteeing the effectiveness of the insurance service by allowing insurance payments to be made only in cases where the facility is determined to be a risk factor, and thus the owner or manager of the facility It allows to promote the interests between the operator and the operator of the safety management server that provides insurance services, and also promotes the activation of paid monitoring services related to facility safety.

Third, distinguish whether the signal received from the IoT measuring device is a measurement value related to normal safety-related physical quantity or signal noise (noise). If the received signal is a noise signal, a signal value greater than the safety management standard value is received. It allows these noise signals to pass, thereby increasing the measurement reliability of IoT instruments.

Fourth, by dividing the risk status information about the facility into two stages and transmitting it, the user (owner, etc.) of the facility can know the level of the facility's risk status in more detail.

Fifth, the user terminal that receives the risk status information can conveniently and very quickly request a facility safety inspection from a facility inspection company, so that the facility owner can quickly and conveniently receive follow-up safety inspections and facility repairs. And

Sixth, even if no direct damage occurred to the facility, the safety management server is assessed for sanctions in cases where notification alerts for appropriate risks are not received, thereby strengthening the responsibility for ensuring notification services for the safety management server and user terminals. The goal is to provide an IoT-based facility safety insurance service provision system suitable for ensuring the reliability of the overall service system by improving reliability of the entire service system for users.

The present invention's IoT-based facility safety insurance service provision system to achieve the above purpose is installed in a facility subject to safety management monitoring, measures safety-related physical quantities of the facility, and uses the measured values for safety management. An IoT meter is transmitted to a server, and measured values are received from the IoT meter, the measured values received from the IoT meter are matched to the ID of the facility and stored in the storage, and the safety status of the facility is determined based on the received measured values. It is configured to include a safety management server that determines and transmits the determined safety status information of the facility to a user terminal, and a user terminal that receives the safety status information of the facility from the safety management server, and the safety management physical quantity of the facility is safe. If the management standard value is exceeded, damage occurs to the facility subject to safety management monitoring while the user terminal does not receive risk status information from the safety management server that the measured value of the safety-related physical quantity of the facility exceeds the safety management standard value. In this case, the insurance money is paid to the financial account of the user of the user terminal.

In order to achieve the above object, the present invention's IoT-based facility safety insurance service providing method involves transmitting a measurement cycle setting signal from a safety management server to an IoT instrument, and the IoT instrument responds to the measurement cycle setting signal received from the safety management server. A step of storing the measurement cycle to be followed in the internal memory, a step of measuring the safety-related physical quantity of the facility by an IoT instrument and transmitting it to the safety management server, and measuring the safety-related physical quantity during a time within the normal measurement cycle set by the safety management server. A step of determining whether a value is received, and if the measured value is received within the normal measurement cycle, the measured value received by the safety management server is compared with the safety management reference value already stored in the storage of the safety management server, and within the normal measurement cycle If no measured value is received during the time, the safety management server transmits a forced measurement command to the IoT instrument. If the measured value is not received from the IoT instrument even after sending the forced measurement command, the safety management server sends a forced measurement command to the IoT instrument. Determining that the measuring device is a "measurement failure" and storing the determined measurement failure information in a storage unit by matching it with the facility and the IoT measuring instrument installed in the facility; and measuring values measured at a normal measurement cycle through the comparison are stored in the storage unit. If it is determined to be greater than the previously stored safety management standard value, determining that it is in a "facility dangerous state" and storing information (facility dangerous state information) determined by the safety management server to be a "facility dangerous state" in the storage; A step of the safety management server transmitting the facility risk status information to the user terminal, a step of determining whether the transmission of the facility risk status information transmitted by the safety management server to the user terminal was successful, and a step of determining whether the facility risk status information transmitted to the user terminal was successful. If the transmission of information is not successful, the safety management server determines that it is a "transmission error," and if the safety management server determines that it is a transmission error, it is transmitted by matching the facility ID to the storage of the safety management server. A step of saving as a failure, a step of the user terminal transmitting “facility damage occurrence information” indicating that damage related to safety management physical quantity has occurred to the insurance company server, a step of the insurance company server receiving the facility damage occurrence information, and a step of the user terminal A step in which the insurance company server, which has received facility damage occurrence information, searches the storage of the safety management server, and the insurance company server searches the storage of the safety management server to match the facility ID included in the facility damage occurrence information, resulting in measurement failure or transmission. In the step of determining whether failure information is stored, and when the insurance company server determines that there is a measurement failure or transmission failure by matching the facility ID included in the facility damage information, the insurance company server and the safety management server provide a notification service. A step of determining that the notification service was not provided, and the insurance company server that determined that the notification service was not provided is transmitting insurance payment information indicating that "the damaged facility is subject to insurance payment" to the safety management server and the user terminal. , It is characterized by comprising the step of paying insurance money from the insurance company server to the financial account of the user of the user terminal.

The IoT-based facility safety insurance service provision system of the present invention having the above configuration has the following effects.

First, in the monitoring system for facility risk using IoT measuring devices, even if the facility is in a risk state (risk preliminary state or risk entry state) that may cause risk to the facility due to excavation work, etc., notification alerts for appropriate risks are provided. If damage occurs to the facility without receiving the insurance, insurance money is paid as compensation, and the owner (or facility manager) of the facility receives paid monitoring services regarding facility safety by installing IoT measuring devices in the facility for a fee. From the company's perspective, it has the effect of being able to sign up for a paid monitoring service regarding facility safety with peace of mind, and as a result, it has the effect of increasing the reliability of the paid monitoring service regarding facility safety.

Second, it has the effect of ensuring the effectiveness of the insurance service and maintaining the sustainability of the insurance service according to the present invention by allowing insurance payments to be made only in cases where the facility is determined to be a risk factor, and as a result, the sustainability of the insurance service according to the present invention can be maintained. It has the effect of promoting the interests between the owner or manager and the operator of the safety management server that provides insurance services, and also has the effect of promoting the activation of paid monitoring services regarding facility safety.

Third, distinguish whether the signal received from the IoT measuring device is a measurement value related to normal safety-related physical quantity or signal noise (noise). If the received signal is a noise signal, a signal value greater than the safety management standard value is received. There is an effect of being able to pass these noise signals, and as a result, there is an effect of increasing the measurement-related reliability of IoT instruments.

Fourth, by transmitting the risk status information about the facility in two stages, there is an effect of allowing the user (owner, etc.) of the facility to know the level of the facility's risk status in more detail.

Fifth, the user terminal that has received the risk status information has the effect of being able to conveniently and very quickly request a facility safety inspection from a facility inspection company. As a result, the facility owner can quickly and conveniently carry out follow-up safety inspections and facility repairs. There are benefits you can receive.

Sixth, even if no direct damage occurred to the facility, the safety management server is assessed for sanctions in cases where notification alerts for appropriate risks are not received, thereby strengthening the responsibility for ensuring notification services for the safety management server and user terminals. It has the effect of ensuring the reliability of the overall service system by improving the reliability of the entire service system for users.

Figure 1 is a block diagram of an IoT-based facility safety insurance service provision system according to an embodiment of the present invention.
Figure 2 is an example of a target where the IoT measuring device 110 is installed in the IoT-based facility safety insurance service provision system according to an embodiment of the present invention.
Figure 2 (a) is an example diagram in which the IoT meter 110 is installed in the building 11,
Figure 2 (b) is an example diagram in which the IoT instrument 110 is installed on the bridge 12,
Figure 2 (c) is an example diagram in which the IoT measuring device 110 is installed on the cut paper 13.
Figure 3 is a flowchart of a method for providing IoT-based facility safety insurance service according to an embodiment of the present invention.
Figure 4 is another flowchart of an IoT-based facility safety insurance service provision method according to an embodiment of the present invention.
Figure 5 is another flowchart of a method of providing IoT-based facility safety insurance service according to an embodiment of the present invention.
Figure 6 is another flowchart of a method of providing IoT-based facility safety insurance service according to an embodiment of the present invention.
Figure 7 is an example of UI (151a, 151b, 151c, 151d) displayed on the display unit (touch screen) of the user terminal 150 in the IoT-based facility safety insurance service system according to an embodiment of the present invention. .

Next, a preferred embodiment of the present invention's IoT-based facility safety insurance service provision system and method will be described in detail with reference to the attached drawings.

The IoT-based facility safety insurance service provision system according to an embodiment of the present invention includes an IoT measuring device 110, a safety management server 120, and a user terminal 150.

The IoT measuring device 110 is installed in the facility 10 that is subject to safety management monitoring, measures safety-related physical quantities of the facility 10, and sends the measured measured values to the safety management server 120 as data values. This is the transmission configuration.

When the IoT measuring device 110 transmits measured value data (hereinafter simply referred to as measured value and has the same meaning for other information and data) to the safety management server 120, the ID of the facility where the IoT measuring device 110 is installed Send along with the ID of the instrument.

The IoT measuring device 110 is equipped with a communication module (not shown) for communicating with the safety management server 120 through the Internet or mobile communication network.

The safety management server 120 continuously performs data communication with the IoT measuring device 110 and monitors the operating status (idle, event occurrence, failure, power off, etc.) of the IoT measuring device 110. , receives the facility ID and the ID and measurement value of the IoT instrument from the IoT instrument 110, and matches the measurement value (Vp) received from the IoT instrument 110 to the ID of the facility 10 to store the storage unit 121. The safety state (safe state or dangerous state) of the facility 10 is determined based on the received measured value (Vp), and the determined safety state information (safe state information or dangerous state information) of the facility is stored in It is a communication terminal device that transmits information to the user terminal 150, which is the terminal of the user (owner or manager) of the facility 10 subject to the safety condition determination.

The user terminal 150 is a user terminal of the owner of the facility 10 or the manager of the facility 10, and is configured to receive safety status information of the facility 10 from the safety management server 120.

The user terminal 150 may be comprised of, for example, a smartphone, a tablet computer, or a personal computer (PC).

In the IoT-based insurance service provision system according to an embodiment of the present invention, when a change occurs in the safety-related physical quantity of the facility 10 and the safety management physical quantity of the facility 10 exceeds the safety management reference value (Vc) That is, while the safety information of the facility 10 is in a dangerous state (danger preliminary state or dangerous entry state), the user terminal 150 detects the safety of the facility 10 from the safety management server 120. In the event that hazardous status information (i.e., hazardous preliminary status information or hazardous entry status information) indicating that the measured value (Vp) of the relevant physical quantity exceeds the safety management standard value (Vc) has not been received, i.e., notification of facility hazardous status information If the service is not received and damage occurs to the facility 10 subject to safety management monitoring, the financial account (bank account, It is characterized by the payment of insurance money to (including securities accounts and insurance accounts).

According to this configuration, in the monitoring system for facility risk utilizing IoT measuring devices, even in the case of a facility risk state (risk preliminary state or risk entry state) where risk may occur in the facility 10 due to excavation work, etc., appropriate If damage occurs to a facility without receiving a risk warning, insurance money is paid as compensation. The owner of the facility is receiving a paid monitoring service regarding the safety of the facility by installing an IoT measuring instrument at a cost. From the manager's perspective, he or she can sign up for a paid monitoring service regarding facility safety with peace of mind, thereby increasing the reliability of the paid monitoring service regarding facility safety.

In the IoT-based insurance service provision system according to an embodiment of the present invention, the IoT measuring device 110 includes a building inclinometer, a crack measuring meter, a vibration meter, a load meter, an earth pressure meter, an early warning system, an underground water level meter, an underground inclinometer, and a strength meter. It is characterized by being composed of at least one of a hydraulic pressure gauge and a strain rate gauge.

In addition, the safety-related physical quantities are physical quantities measured by the IoT measuring device 110, such as slope, crack displacement, vibration displacement, load, earth pressure, stress, pore water pressure, groundwater level, elastic wave passage speed, ultrasonic wave passage speed, and electricity. It includes at least one of resistivity value and radar transmission speed.

In the IoT-based insurance service provision system according to an embodiment of the present invention, the facilities include all civil engineering-related facilities such as buildings, earth retaining facilities during excavation construction, retaining wall structures, bridges, and tunnels. .

Meanwhile, the facility 10 where the IoT measuring instrument is installed includes both completed facilities and facilities under construction or under construction.

And of course, the facility 10 where the IoT measuring instrument is installed includes not only national facilities and public facilities, but also private facilities.

The storage unit 121 provided in the safety management server 120 includes facility basic information (including facility ID (e.g., 000001, 00002), name, address, and phone number of the facility user), and information installed in the facility. The ID and name of the IoT measuring device 110 and the type (name) of the safety-related physical quantity measured by the IoT measuring device 110 are stored.

In addition, the normal measurement cycle (Td) and the shortened measurement cycle (Tm) are stored in the storage unit 121 provided in the safety management server 120, and the safety-related physical quantities of the IoT measuring device 110 installed in the facility are stored in the storage unit 121. Measured by matching the management standard value (Vc), the safety status information (facility risk status information and facility safety status information) matched in one-to-one correspondence with the facility 10, and the IoT measuring device 110 installed in the facility 10. Transmission failure information is stored by matching the failure information with the facility 10.

In the IoT-based insurance service provision system according to an embodiment of the present invention, the insurance company server 160, which is operated by the insurance company and pays insurance money to the financial account of the user of the user terminal 150, is further included and configured. , the safety management server 120 transmits a normal measurement cycle setting signal to the IoT measuring device 110, and the IoT measuring device 110 transmits a normal measuring cycle setting signal received from the safety management server 120. According to the set signal, the normal measurement cycle (Td) is stored in the internal memory, and safety-related physical quantities are measured according to the set normal measurement cycle (Td) and transmitted to the safety management server 120, and the safety management server 120 , it is determined whether the measured value is received during the time within the set normal measurement period (Td), and if the measured value is not received during the set normal measurement period (Td), a forced measurement command is transmitted to the IoT instrument 110, When the safety management server 120 fails to receive a measurement value from the IoT measuring device 110 after transmitting the forced measurement command, it determines that there is a “measurement failure” of the IoT measuring device 110 and stores the storage unit 121. It is matched to the facility 10 and the IoT measuring device 110 installed in the facility 10 to store the determined measurement failure information, and the user terminal 150 detects damage related to safety management physical quantities to the facility 10. “Facility damage occurrence information” (facility damage occurrence event) indicating that damage has occurred is transmitted to the insurance company server 160, and the insurance company server 160 receives “facility damage information” indicating that damage has occurred to the facility from the user terminal 150. When “occurrence information” is received, the storage unit 121 of the safety management server 120 is searched to extract measurement failure information of the IoT measuring device 110 installed in the facility, and if it is determined that there is a measurement failure, notification service is not provided. The insurance company server 160, which determines that the notification service is not provided, transmits insurance payment target information for the facility to the safety management server 120 and the user terminal 150, and provides information on the user's financial information of the user terminal 150. It is characterized by paying insurance money to accounts (including bank accounts, securities accounts, and insurance accounts).

In this embodiment, a failure of the IoT instrument 110 is given as an example of not receiving a notification service. That is, this includes cases where the IoT measuring device 110 fails to measure safety-related physical quantities of the facility 10 or when there is a communication failure between the IoT measuring device 110 and the safety management server 120.

An insurance contract regarding safety management of facilities is concluded between an insurance company, which is the operator of the insurance company server 160, and a safety manager, a user of the safety management server 120.

Conclusion of an insurance contract can be performed, for example, by transmitting an electronic document of the insurance contract from the insurance company server 160 to the safety management server 120, and the safety management server 120 receiving the electronic document electronically signing the document.

The safety management server 120 may be configured as one of a server computer, a laptop computer, a tablet computer, and a PC.

And depending on the embodiment, the safety management server 120 may be configured with the smartphone 130 of the safety manager who is the operator of the safety management server 120. In this case, the electronic document of the insurance contract is transmitted from the insurance company server 160 to the smartphone 130 of the operator of the safety management server 120, and the smartphone of the operator of the safety management server 120 who received the electronic document ( 130) can be performed by electronically signing.

In the IoT-based insurance service provision system according to an embodiment of the present invention, the insurance company server 160, which is operated by an insurance company and pays insurance money to the financial account of the user of the user terminal 150, is further included. It is characterized by

The safety management server 120 compares the measured values (Vp, Vm) received from the IoT measuring device 110 with the safety management reference values (Vc) previously stored in the storage unit 121, and the measured values (Vp, If it is determined that the received measured values (Vp, Vm) are greater than the previously stored safety management standard value (Vc) by comparing Vm) and the safety management standard value (Vc), it is determined that the "facility is in a dangerous state" and the storage unit 121 ) is characterized by storing the facility dangerous state determination information by matching it to the corresponding facility 10.

In addition, when the safety management server 120 transmits the facility risk status determination information to the user terminal 150 but the transmission is not successful, it determines that it is a “transmission error” and the storage unit of the safety management server 120 The determined transmission failure information is stored in (121) by matching it to the corresponding facility (10).

The user terminal 150 transmits “facility damage information” (facility damage occurrence event) indicating that damage related to safety management physical quantities has occurred in the facility 10 to the insurance company server 160.

When the insurance company server 160 receives “facility damage information” indicating that damage has occurred to the facility from the user terminal 150, it searches the storage unit 121 of the safety management server 120 and records the corresponding facility. The transmission failure information stored by matching the ID in (10) is extracted, and if it is determined that there is a transmission failure, it is determined that the notification service is not provided.

At this time, the insurance company server 160, which has determined that the notification service is not provided, transmits insurance payment target information for the facility to the safety management server 120 and the user terminal 150, and the user's financial account (bank) of the user terminal 150 It is characterized by paying insurance money through accounts, securities accounts, and insurance accounts).

In the case of this embodiment, as an example of a case where the user terminal 150 does not receive facility safety status information (risk preliminary state, dangerous state) from the safety management server 120, the safety management server 120 and the user terminal ( 150) This is a case where a communication failure occurs between two devices.

In the IoT-based insurance service provision system according to an embodiment of the present invention, the safety management server 120 provides a measurement value (Vp) measured with a normal measurement cycle (Td) received from the IoT measuring device 110. and the safety management reference value (Vc) previously stored in the storage unit 121, and the measured value (Vp) measured with the normal measurement cycle (Td) received by comparison of the safety management reference value (Vc) ( If it is determined that Vp) is greater than the previously stored safety management standard value (Vc), it is not immediately determined as a "facility dangerous state", but N times (N = 1) with a shortened measurement cycle (Tm) shorter than the normal measurement cycle (Td). natural number or more) transmits a measurement command, and then the IoT instrument 110, which receives the shortened measurement cycle (Tm) signal, measures the measured value (Vm) N times according to the shortened measurement cycle (Tm) (measured with the shortened measurement cycle) When one measured value (Vm)] is transmitted, the measured value (Vm) measured with the shortened measurement cycle (Tm) received from the IoT instrument 110 is compared with the safety management reference value (Vc), and the shortened measurement cycle ( If it is determined that the current measured value (Vm) measured by Tm) is greater than the safety management standard value (Vc), it is determined that the facility is in a dangerous state, and the determined facility dangerous state information is stored in the storage unit 121. It is characterized by matching and storing the ID.

According to this, if the signal received from the IoT measuring device 110 is not a measured value related to a normal safety-related physical quantity, but is signal noise (noise), there are cases where a signal value larger than the safety management standard value is received due to this noise, According to the above configuration, unnecessary noise signals can be passed, and thus the reliability of safety management can be further improved.

A “facility dangerous state” is determined only when all measured values (Vm) are greater than the safety management standard value (Vc) through the compulsory measurement by compulsory command N times additionally. For example, N is 3, and the “facility dangerous state” is determined only when three additional measurements are made and the measured values (Vm) are all greater than the safety management standard value (Vc).

Here, preferably N is 1 or more and 100 or less, more preferably N is 1 or more and 10 or less, and even more preferably N is 2 or more and 10 or less.

In the IoT-based facility safety insurance service provision system according to an embodiment of the present invention, when the safety management server 120 determines that the facility is in a dangerous state, the measured value (Vp) received from the IoT instrument 110 , Vm) and the safety management standard value (Vc), the dangerous state of the facility is determined by dividing it into a dangerous preliminary state and a dangerous entry state, and the dangerous preliminary state information and the dangerous entry state information are sent to the user terminal 150. Characterized by transmission.

According to this, by dividing the risk levels into two stages and transmitting them, information is provided so that facility users (owners, etc.) can know the level of the facility's risk status in more detail.

Meanwhile, when the safety management server 120 determines that the measurement value (Vp) received by comparing the measurement value (Vp) and the safety management reference value (Vc) is less than or equal to the previously stored safety management reference value (Vc), the safety management server 120 determines that the “facility “Safe state” is determined, and this facility safety state determination information is stored in the storage unit 121 (S351).

Then, the safety management server 120 transmits the facility safety status determination information stored in the storage unit 121 to the user terminal 150 (S355).

The storage unit 121 of the safety management server 120 stores the reporting cycle (report date and reporting time) for transmitting the facility safety status determination information to the user terminal 150, and thus the safety management server 120 stores the information. The reporting cycle information stored in the unit 121 is read, and facility safety status determination information is transmitted to the user terminal at a preset reporting cycle (for example, the reporting cycle is daily, the reporting time is 12:00 daily) (S353, S355).

And, as shown in FIG. 5, in the IoT-based facility safety insurance service provision system according to an embodiment of the present invention, the user terminal 150 receives information about the dangerous state of the facility from the safety management server 120. When information (dangerous state alarm information) (dangerous preliminary state or dangerous entry state) is received, the reception response confirmation UI (User Interface) 151a is displayed (this can be implemented by executing an application program, as described below) The same applies to display functions and UI).

At this time, when the received response is input through the received response confirmation UI (151a), the user terminal 150 displays a facility inspection notification UI (151b), and a facility inspection request is made in the displayed facility inspection notification UI (151b). When selected, the user terminal 150 displays a facility inspection provider selection UI (151c) equipped with a facility inspection provider automatic selection key (151c') and a facility inspection provider direct selection key (151c"), and selects a facility inspection provider. When the facility inspection company direct selection key (151c") is selected in the UI (151c), the user terminal 150 displays a plurality of facility inspection company list UI (151d), and inspects the plurality of facilities displayed on the user terminal 150. When one facility inspection provider is selected in the provider list UI (151d), the user terminal 150 transmits facility safety inspection request information to the terminal (not shown) of the selected facility inspection provider.

According to this, the user terminal 150, which has received the dangerous state information, can conveniently and quickly request a facility safety inspection to a facility inspection company, so that safety inspection and repair can be performed quickly and conveniently.

On the other hand, the user terminal 150, after displaying the facility inspection company selection UI 151c on the user terminal 150, when the facility inspection company automatic selection key 151c' is selected in the facility inspection company selection UI 151c, , Characterized by transmitting facility safety inspection request information to the facility inspection contractor's terminal previously stored in the storage unit 121 as a default value.

The safety inspection request process in the user terminal 150 as described above may be performed by executing an application program provided by the safety management server 120.

In the IoT-based facility safety insurance service provision system according to an embodiment of the present invention, the insurance company server 160 does not receive “facility damage information” indicating that damage has occurred to the facility from the user terminal 150. Even if not, the safety management server 120 operates at a search time (for example, 12:00 every day) set at a search cycle (search date and search time) preset and stored in the internal storage (or internal database) of the insurance company server 160. When the storage unit 121 of the safety management server 120 is searched and the facility hazardous state determination information is stored in the storage unit 121 of the safety management server 120 and the hazardous state determination information is read, the safety of the safety management server 120 By searching the storage unit 121 of the management server 120, it is determined whether there was a transmission failure, and when transmission failure information is read, the evaluation index of the corresponding safety management server 120 is deducted, and the deducted evaluation score is calculated. It is characterized in that it is transmitted to the user terminal 150 and the safety management server 120.

According to this, even if no damage has occurred to the facility, the responsibility for ensuring the notification service is strengthened for the safety management server 120 by performing an evaluation equivalent to a sanction on the safety management server in case it does not receive a notification alert about an appropriate risk. , reliability of the entire service system is provided to users of the user terminal, thereby ensuring the reliability of the service system as a whole.

The following describes an IoT device-based insurance service method according to an embodiment of the present invention having the above configuration.

An electronic insurance contract (electronic document of the insurance contract) is proactively transmitted from the insurance company server 160 to the safety management server 120, and the safety management server 120 performs electronic authentication on the received electronic insurance contract to manage safety. An insurance contract is concluded between the server 120 and the insurance company server 160 (S310).

In addition, a measurement cycle setting signal is proactively transmitted from the safety management server 120 to the IoT measuring device 110, and the IoT measuring device 110 determines the measurement cycle (Tp) according to the measuring cycle setting signal received from the safety management server 120. ) is stored in the internal memory (S312).

Now, safety-related physical quantities of the facility are measured by the IoT measuring device 110 and transmitted to the safety management server 120 (S314).

Then, a step (S316) is performed to determine whether the measured value of the safety-related physical quantity is received during the normal measurement period (Td) set by the safety management server 120.

In addition, when the measured value (Vp) is received within the normal measurement period (Td), the safety management server 120 stores the received measured value (Vp) and the safety information previously stored in the storage unit 121 of the safety management server 120. The management reference value (Vc) is compared (S318), and if the measurement value (Td) is not received during the time within the normal measurement cycle (Td), the safety management server 120 transmits a forced measurement command to the IoT measuring device 110. (S319), if the measurement value is not received from the IoT measuring device 110 even when the forced measurement command is transmitted (S321), the safety management server 120 refers to a “measurement failure” of the IoT measuring device 110. A decision is made (S323), and the determined measurement failure information is stored in the storage unit 121 by matching the facility 10 and the IoT measuring device 110 installed in the facility 10 (S343).

Even when the forced measurement command is transmitted, when a measured value is received from the IoT measuring device 110, the safety management server 120 stores the received measured value (Vp) and the storage unit 121 of the safety management server 120. The previously stored safety management reference value (Vc) is compared (S318), and when it is determined that the measured value (Vp) measured at the normal measurement cycle through the comparison is greater than the safety management reference value (Vc) previously stored in the storage unit 121 ( S320), it is determined that the “facility is in a dangerous state” (S332).

The safety management server 120 stores the information (facility dangerous state information) that the safety management server 120 determines is a “facility dangerous state” in the storage unit 121 (S336).

Then, the safety management server 120 transmits the facility risk status information to the user terminal 150 (S338).

And the safety management server 120 determines whether the facility risk status information transmitted to the user terminal 150 was successful (S340). Of course, this can be done by recording the communication log of the safety management server 120.

In addition, when the transmission of the facility risk status information transmitted to the user terminal 150 is not successful (S340), the safety management server 120 determines that it is a “transmission error” (S341), and the safety management server 120 If it is determined that there is a transmission failure (S341), it matches the ID of the facility 10 in the storage unit 121 of the safety management server 120 and stores it as a transmission failure (S343).

Meanwhile, in the IoT-based facility safety insurance service providing method according to an embodiment of the present invention, the user terminal 150 sends “facility damage occurrence information” indicating that damage related to safety management physical quantities has occurred to the insurance company server 160. A step of transmitting to (S410) and a step of receiving information about damage to the facility by the insurance company server 160 (S412) are performed.

The transmitted “facility damage occurrence information” (facility damage event information) includes the ID of the facility and information on the fact that damage occurred. In addition, depending on the embodiment, the transmitted “facility damage information” includes the facility ID, information on the fact of damage, the name of the facility, and the telephone number of the facility user.

Then, the insurance company server 160, which has received information on the occurrence of damage to the facility from the user terminal 150, searches the storage unit 121 of the safety management server 120 (S414), and the insurance company server 160 searches the storage unit 121 of the safety management server 120 ( By searching the storage unit 121 of 120), it is matched to the facility ID included in the facility damage occurrence information and whether measurement failure or transmission failure information is stored, that is, whether there was a measurement failure or transmission failure by matching the facility ID. A judgment step (S416) is performed.

When the insurance company server 160 determines that there is a measurement failure or transmission failure by matching the facility ID included in the facility damage information (S416), the insurance company server 160 notifies that the safety management server 120 has not provided a notification service. A decision is made that the service is not provided (S418).

The insurance company server 160, which has determined that the notification service is not provided, transmits insurance payment target information indicating that the damaged facility is eligible for insurance payment to the safety management server 120 and the user terminal 150 (S420).

Afterwards, insurance money is paid from the insurance company server 160 to the user's financial account of the user terminal 150 (S422).

Meanwhile, in the IoT-based facility safety insurance service providing method according to an embodiment of the present invention, comparison of the measured value (Vp) measured at a normal measurement cycle by the safety management server 120 and the safety management reference value (Vc) If (S318) determines that the measured value (Vp) measured with the normal measurement cycle is greater than the previously stored safety management reference value (Vc) (S320), the safety management server 120 shortens the normal measurement cycle (Td). A measurement command is issued N times (N = a natural number of 1 or more, preferably N is 1 or more and 100 or less, more preferably N is 1 or more and 10 or less, more preferably N is 2 or more and 10 or less) with a measurement cycle (Tm). In the transmitting step (S322), the IoT measuring device 110, which has received the measurement command N times with the shortened measurement cycle (Tm), measures the safety-related physical quantity N times with the shortened measurement cycle (Tm) and performs the N times measurements. A step of transmitting the measured value (Vm) to the safety management server 120 (S324), and the safety management server 120 receiving the shortened measurement cycle measured value (Vm) measured N times from the IoT instrument 110 is shortened. A step (S326) of comparing the measured value (Vm) measured with the shortened measurement cycle (Tm) and the safety management standard value (Vc), and the current measured value (Vm) measured with the shortened measurement cycle (Tm) is the safety management standard value. Only when it is determined (S328) that it is greater than (Vc), the step (S332) of determining that the “facility is in a dangerous state” is performed.

And, in the IoT-based facility safety insurance service providing method according to an embodiment of the present invention, after performing the step (S332) of determining that the facility is in a dangerous state, measured values (Vp, Vm) [measured at a normal measurement cycle] A step (S334) of dividing the facility's dangerous state into a dangerous preliminary state and a dangerous entering state according to the difference between the value (Vp) and the measured value (Vm) measured with a shortened measurement cycle] and the safety management standard value (Vc) is determined (S334). After the safety management server 120 stores the facility risk status information in the storage unit 121 (S336), the measured value measured at a normal measurement cycle by the safety management server 120 is performed. If it is determined that the received measurement value (Vp) is below the previously stored safety management standard value (Vc) by comparing (Vp) and the safety management standard value (Vc) (S318), determining "facility safety" (S320) (S342) and the safety management server 120 further includes a step (S346) of transmitting the “facility safety” determination information to the user terminal 150 at a preset reporting date cycle (e.g., daily reporting). It is characterized by being

And, in the IoT-based facility safety insurance service providing method according to an embodiment of the present invention, after the safety management server 120 performs the step (S338) of transmitting the facility risk status information to the user terminal 150, The user terminal 150 includes a step (S510) of receiving risk status information (alarm information) (risk preliminary state or risk entry state) of the facility from the safety management server 120, and receiving information about the facility from the safety management server 120. The user terminal 150, which has received risk status information (alarm information) (risk preliminary state or risk entry state), displays the reception response confirmation UI 151a through a display unit (e.g., a touch screen of a smartphone) (this is the application program's (It is possible to implement by execution) step (S512), a step (S514) in which the user terminal 150 inputs the reception response by the reception response confirmation UI (151a) and executes the reception response, and the user terminal 150 ), the user terminal 150 displays a facility inspection notification UI (151b) through the display unit (S516), and a facility inspection request is selected in the displayed facility inspection notification UI (151b). In the step (S518) and when a facility inspection request is selected through the facility inspection notification UI (151b) (S518), the user terminal 150 uses the facility inspection company automatic selection key (151c') and the facility inspection company direct selection key. A step (S520) of displaying a facility inspection company selection UI (151c) equipped with (151c"), and the user terminal 150 using a facility inspection company selection key (151c") in the facility inspection company selection UI (151c). A step (S522) of determining which key signal is input among the facility inspector automatic selection key (151c'), and when the key signal of the facility inspector direct selection key (151c") is input (S522), the user A step (S524) in which the terminal 150 displays a plurality of facility inspection company list UI (151d), and one facility inspection company is selected from the plurality of facility inspection company list UI (151d) displayed on the user terminal 150. A step (S526) and, when one facility inspection company is selected, a step (S528) in which the user terminal 150 transmits facility safety inspection request information to the terminal (not shown) of the selected facility inspection company is further included and performed. It is characterized by being

And, in the IoT-based facility safety insurance service providing method according to an embodiment of the present invention, the user terminal 150 displays a facility inspection company selection UI (151c) on the user terminal 150 (S520). After is performed, when the facility inspector automatic selection key (151c') is selected in the facility inspection contractor selection UI (151c) (S522), the facility It is characterized in that a step (S528) of transmitting safety inspection request information is performed.

Meanwhile, in the IoT-based facility safety insurance service providing method according to an embodiment of the present invention, the insurance company server 160 accesses the storage unit 121 of the safety management server 120 (S610) and matches the facility. In the step of checking (reading) whether there is facility risk status determination information (S612) and confirming the facility risk status information by searching the storage of the safety management server 120 (S612), the insurance company server 160 A step of determining whether facility damage event information is transmitted from the user terminal 150 of the facility 10 (S614), and facility risk status information is stored in the storage unit 121 of the safety management server 120. When there is no transmission of facility damage event information from the user terminal 150 of the facility 10, the insurance company server 160 searches the storage unit 121 of the safety management server 120 to provide facility risk status information. Step (S616) of checking whether there was a transmission failure, and if there is a transmission failure for the facility risk status information by searching the storage unit 121 of the safety management server 120, the insurance company server 160 is a safety management server. It further includes a step of subtracting the evaluation index (S618) and a step (S620) of the insurance company server 160 transmitting the deducted evaluation score for the safety management server to the user terminal 150 and the safety management server 120. It is characterized by being carried out.

And, in the IoT-based facility safety insurance service providing method according to an embodiment of the present invention, the insurance company server 160 receives “facility damage information” indicating that damage has occurred to the facility from the user terminal 150. Even if it is not received, the storage unit 121 of the safety management server 120 is searched at a time (12:00 per day) set at a preset search cycle (search date and search time), and the safety management server 120 ), the storage unit 121 stores the facility dangerous state determination information, so that when the dangerous state judgment information is read, the storage of the safety management server 120 in the safety management server 120 even when there is no facility damage event. The search by the unit 121 detects whether there was a transmission failure, and when transmission failure information is read, the evaluation index of the corresponding safety management server 120 is deducted, and the deducted evaluation score is sent to the user terminal 150 and the user terminal 150. It is characterized in that it is transmitted to the safety management server 120.

In this way, preferred embodiments according to the present invention have been examined, and it is common knowledge in the relevant technical field that in addition to the embodiments described above, the present invention can be implemented in other specific forms without changing the technical idea or essential features. It is self-evident to those who have it. Therefore, the above-described embodiments should be understood as illustrative and not restrictive.

The scope of the present invention is indicated by the claims described below rather than the detailed description above, and all changes or modified forms derived from the meaning and scope of the claims and their equivalent concepts should be construed as being included in the scope of the present invention.

110: IoT measuring device 120: Safety management server
121: storage unit 130: safety manager terminal of safety management server
150: User terminal 151a: UI for confirmation of received response
151b: Facility inspection notification UI 151c: Facility inspection company selection UI
151c': Facility inspection company automatic selection key
151c": Direct selection key for facility inspection contractor
151d: Facility inspection company list UI
160: Insurance company server

Claims (7)

It is installed in the facility 10 that is the subject of safety management monitoring, measures the safety-related physical quantities of the facility 10, and combines the measured measured values with the ID of the facility where the IoT measuring device 110 is installed and the ID of the measuring device. An IoT instrument 110 transmitting to the management server 120,
Performs data communication with the IoT measuring device 110 on a regular basis, monitors the operating status of the IoT measuring device 110, including idle, event occurrence, failure, and power-off, and monitors the IoT measuring device 110. Receives the facility ID, the ID of the IoT measuring device, and the measured value (Vp) from the IoT measuring device 110, matches the measured value (Vp) received from the IoT measuring device 110 to the ID of the facility 10, and stores it in the storage unit 121, The safety state of the facility 10 is determined based on the received measured value (Vp), and the determined safety state information of the facility is sent to the user terminal 150, which is the terminal of the user of the facility 10 subject to the safety state determination. A safety management server 120 that transmits,
It is configured to include a user terminal 150 that receives safety status information of the facility 10 from the safety management server 120,
When the safety management physical quantity of the facility 10 exceeds the safety management standard value (Vc), the user terminal 150 receives the measured value (Vp) of the safety-related physical quantity of the facility 10 from the safety management server 120. If damage occurs to the facility 10 subject to safety management monitoring without receiving the risk status information indicating that the safety management standard value (Vc) has been exceeded, insurance money is paid to the financial account of the user of the user terminal 150. ,
The safety-related physical quantities include at least one of slope, crack displacement, vibration displacement, load, earth pressure, stress, pore water pressure, groundwater level, elastic wave passage speed, ultrasonic wave passage speed, electrical resistivity value, and radar transmission speed,
In the storage unit 121 provided in the safety management server 120,
Basic facility information including the facility ID, name, address, and phone number of the facility user, the ID and name of the IoT measuring device 110 installed in the facility, and the type of safety-related physical quantity measured by the IoT measuring device 110 are stored. It is done,
In the storage unit 121 provided in the safety management server 120, the normal measurement cycle (Td) and the shortened measurement cycle (Td) are stored, and the safety management of the safety-related physical quantities of the IoT measuring device 110 installed in the facility The reference value (Vc), the safety status information (facility risk status information and facility safety status information) matched in one-to-one correspondence with the facility 10, and the IoT measuring device 110 installed in the facility 10 are matched to cause measurement failure. Transmission failure information is stored by matching the information to the facility 10,
It is operated by an insurance company and further includes an insurance company server 160 that pays insurance money to the financial account of the user of the user terminal 150,
The safety management server 120 transmits a normal measurement cycle setting signal to the IoT measuring device 110,
The IoT measuring device 110 stores the normal measurement cycle (Td) in the internal memory according to the normal measurement cycle setting signal received from the safety management server 120, and stores safety-related physical quantities according to the set normal measurement cycle (Td). is measured and transmitted to the safety management server 120,
The safety management server 120 determines whether a measured value is received during the set normal measurement period (Td), and if the measured value is not received during the set normal measurement period (Td), sends a forced measurement command to the IoT instrument. Send to (110),
If the safety management server 120 does not receive a measurement value from the IoT measuring device 110 after transmitting the forced measurement command, it determines that there is a “measurement failure” of the IoT measuring device 110, and the storage unit 121 ) is matched to the facility 10 and the IoT measuring device 110 installed in the facility 10 and stores the determined measurement failure information,
When receiving “facility damage information” from the user terminal 150, the insurance company server 160 searches the storage unit 121 of the safety management server 120 to detect the IoT measuring device 110 installed in the facility. If there is measurement error information, it is determined that the notification service is not provided,
The insurance company server 160, which determined that the notification service was not provided,
Insurance payment target information for the facility is transmitted to the safety management server 120 and the user terminal 150, and the insurance payment is paid to the user's financial account of the user terminal 150,
The safety management server 120,
Compare the measured value (Vp) measured at the normal measurement cycle (Td) received from the IoT measuring device 110 with the safety management reference value (Vc) previously stored in the storage unit 121, and compare the measured value (Vp) with the safety management standard value (Vc). If the measured value (Vp) measured with the normal measurement cycle (Td) received through comparison of the management standard value (Vc) is determined to be greater than the previously stored safety management standard value (Vc), it is not immediately determined that the "facility is in a dangerous state". , transmitting a measurement command N times with a shortened measurement cycle (Tm) shorter than the normal measurement cycle (Td),
By comparing the measured value (Vm) measured with the shortened measurement cycle (Tm) received from the IoT instrument 110 and the safety management reference value (Vc), the current measured value (Vm) measured with the shortened measurement cycle (Tm) If it is determined to be greater than this safety management standard value (Vc), it is determined to be in a "facility dangerous state" and the determined facility dangerous state information is stored in the storage unit 121 by matching it with the ID of the facility 10,
When the user terminal 150 receives the dangerous state information of the facility from the safety management server 120, it displays a reception response confirmation UI (User Interface) 151a,
The user terminal 150 displays a facility inspection notification UI (151b) when a reception response is input through the reception response confirmation UI (151a),
When a facility inspection request is selected in the facility inspection notification UI (151b) displayed above, the user terminal 150 performs a facility inspection equipped with a facility inspection contractor automatic selection key (151c') and a facility inspection vendor direct selection key (151c"). Displays the vendor selection UI (151c),
When the facility inspector direct selection key (151c") is selected in the facility inspection provider selection UI (151c), the user terminal 150 displays a plurality of facility inspection provider list UI (151d),
When one facility inspection company is selected from the list of multiple facility inspection companies UI (151d) displayed on the user terminal 150, the user terminal 150 transmits facility safety inspection request information to the terminal of the selected facility inspection company,
The safety management server 120 determines that the "facility is in a dangerous state" only when all of the measured values (Vm) are greater than the safety management reference value (Vc) by forced measurement by the forced command N times additionally,
When the safety management server 120 determines that the facility is in a dangerous state, the facility is in a dangerous state according to the difference between the measured values (Vp, Vm) received from the IoT measuring device 110 and the safety management reference value (Vc). A detailed classification is made into a preliminary state and a dangerous entry state, and the dangerous preliminary state information and the dangerous entry state information are transmitted to the user terminal 150,
The insurance company server 160,
Even if “facility damage information” indicating that damage has occurred to the facility is not received from the user terminal 150, the safety management is performed at the search time set to the search cycle preset and stored in the internal storage of the insurance company server 160. Search the storage unit 121 of the server 120,
When facility dangerous state determination information is stored in the storage unit 121 of the safety management server 120 and the dangerous state determination information is read,
Detect whether there was a transmission failure by searching the storage unit 121 of the safety management server 120 of the safety management server 120,
When transmission failure information is read, the evaluation index of the corresponding safety management server 120 is deducted,
An IoT-based facility safety insurance service provision system characterized by transmitting the deducted evaluation score to the user terminal 150 and the safety management server 120.
It is installed in the facility 10 that is the subject of safety management monitoring, measures the safety-related physical quantities of the facility 10, and combines the measured measured values with the ID of the facility where the IoT measuring device 110 is installed and the ID of the measuring device. An IoT instrument 110 transmitting to the management server 120,
Performs data communication with the IoT measuring device 110 on a regular basis, monitors the operating status of the IoT measuring device 110, including idle, event occurrence, failure, and power-off, and monitors the IoT measuring device 110. Receives the facility ID, the ID of the IoT measuring device, and the measured value (Vp) from the IoT measuring device 110, matches the measured value (Vp) received from the IoT measuring device 110 to the ID of the facility 10, and stores it in the storage unit 121, The safety state of the facility 10 is determined based on the received measured value (Vp), and the determined safety state information of the facility is sent to the user terminal 150, which is the terminal of the user of the facility 10 subject to the safety state determination. A safety management server 120 that transmits,
It is configured to include a user terminal 150 that receives safety status information of the facility 10 from the safety management server 120,
When the safety management physical quantity of the facility 10 exceeds the safety management standard value (Vc), the user terminal 150 receives the measured value (Vp) of the safety-related physical quantity of the facility 10 from the safety management server 120. If damage occurs to the facility 10 subject to safety management monitoring without receiving the risk status information indicating that the safety management standard value (Vc) has been exceeded, insurance money is paid to the financial account of the user of the user terminal 150. ,
In the storage unit 121 provided in the safety management server 120,
Basic facility information including the facility ID, name, address, and phone number of the facility user, the ID and name of the IoT measuring device 110 installed in the facility, and the type of safety-related physical quantity measured by the IoT measuring device 110 are stored. It is done,
In the storage unit 121 provided in the safety management server 120, the normal measurement cycle (Td) and the shortened measurement cycle (Td) are stored, and the safety management of the safety-related physical quantities of the IoT measuring device 110 installed in the facility The reference value (Vc), the safety status information (facility risk status information and facility safety status information) matched in one-to-one correspondence with the facility 10, and the IoT measuring device 110 installed in the facility 10 are matched to cause measurement failure. Transmission failure information is stored by matching the information to the facility 10,
It is operated by an insurance company and further includes an insurance company server 160 that pays insurance money to the financial account of the user of the user terminal 150,
The safety management server 120,
Compare the measured value received from the IoT measuring device 110 with the safety management reference value (Vc) previously stored in the storage unit 121,
If it is determined that the received measured value is greater than the previously stored safety management standard value (Vc) by comparing the measured value and the safety management standard value (Vc), it is determined that the facility is in a dangerous state, and the determined facility dangerous state information is stored. Matched to the corresponding facility 10 and stored in the storage unit 121,
The safety management server 120 transmits the determined facility risk status information to the user terminal 150, but if the transmission is not successful, it determines that it is a “transmission error” and the storage unit of the safety management server 120 The determined transmission failure information is stored in (121) by matching it with the corresponding facility (10),
When the insurance company server 160 receives “facility damage occurrence information” from the user terminal 150, it searches the storage unit 121 of the safety management server 120, matches it to the corresponding facility 10, and stores it. If there is information about a transmission failure, it is determined that the notification service is not provided.
The insurance company server 160, which determined that the notification service was not provided,
Insurance payment target information for the facility is transmitted to the safety management server 120 and the user terminal 150, and the insurance payment is paid to the user's financial account of the user terminal 150,
The safety management server 120,
Compare the measured value (Vp) measured at the normal measurement cycle (Td) received from the IoT measuring device 110 with the safety management reference value (Vc) previously stored in the storage unit 121, and compare the measured value (Vp) with the safety management standard value (Vc). If the measured value (Vp) measured with the normal measurement cycle (Td) received through comparison of the management standard value (Vc) is determined to be greater than the previously stored safety management standard value (Vc), it is not immediately determined that the "facility is in a dangerous state". , transmitting a measurement command N times with a shortened measurement cycle (Tm) shorter than the normal measurement cycle (Td),
By comparing the measured value (Vm) measured with the shortened measurement cycle (Tm) received from the IoT instrument 110 and the safety management reference value (Vc), the current measured value (Vm) measured with the shortened measurement cycle (Tm) If it is determined to be greater than this safety management standard value (Vc), it is determined to be in a "facility dangerous state" and the determined facility dangerous state information is stored in the storage unit 121 by matching it with the ID of the facility 10,
When the user terminal 150 receives the dangerous state information of the facility from the safety management server 120, it displays a reception response confirmation UI (User Interface) 151a,
The user terminal 150 displays a facility inspection notification UI (151b) when a reception response is input through the reception response confirmation UI (151a),
When a facility inspection request is selected in the facility inspection notification UI (151b) displayed above, the user terminal 150 performs a facility inspection equipped with a facility inspection contractor automatic selection key (151c') and a facility inspection vendor direct selection key (151c"). Displays the vendor selection UI (151c),
When the facility inspector direct selection key (151c") is selected in the facility inspection provider selection UI (151c), the user terminal 150 displays a plurality of facility inspection provider list UI (151d),
When one facility inspection company is selected from the list of multiple facility inspection companies UI (151d) displayed on the user terminal 150, the user terminal 150 transmits facility safety inspection request information to the terminal of the selected facility inspection company,
The safety management server 120 determines that the "facility is in a dangerous state" only when all of the measured values (Vm) are greater than the safety management reference value (Vc) by forced measurement by the forced command N times additionally,
When the safety management server 120 determines that the facility is in a dangerous state, the facility is in a dangerous state according to the difference between the measured values (Vp, Vm) received from the IoT measuring device 110 and the safety management reference value (Vc). A decision is made by dividing into a preliminary state and a dangerous entry state in detail, and the dangerous preliminary state information and the dangerous entry state information are transmitted to the user terminal 150,
The insurance company server 160,
Even if “facility damage information” indicating that damage has occurred to the facility is not received from the user terminal 150, the safety management is performed at the search time set to the search cycle preset and stored in the internal storage of the insurance company server 160. Search the storage unit 121 of the server 120,
When facility dangerous state determination information is stored in the storage unit 121 of the safety management server 120 and the dangerous state determination information is read,
Detect whether there was a transmission failure by searching the storage unit 121 of the safety management server 120 of the safety management server 120,
When transmission failure information is read, the evaluation index of the corresponding safety management server 120 is deducted,
An IoT-based facility safety insurance service provision system characterized by transmitting the deducted evaluation score to the user terminal 150 and the safety management server 120.
In claim 1 or claim 2,
The safety management server 120,
If it is determined that the received measured value (Vp) is below the previously stored safety management standard value (Vc) by comparing the measured value (Vp) and the safety management standard value (Vc), it is determined that the "facility is in a safe state" and the safety of this facility is determined. An IoT-based facility safety insurance service provision system characterized by storing status determination information in the storage unit 121.
In claim 3,
The safety management server 120 transmits the facility safety status determination information stored in the storage unit 121 to the user terminal 150,
The storage unit 121 of the safety management server 120 stores a reporting cycle for transmitting facility safety status determination information to the user terminal 150,
The safety management server 120 reads the reporting cycle information stored in the storage unit 121 and transmits facility safety status determination information to the user terminal at a preset reporting cycle. An IoT-based facility safety insurance service providing system. .
In claim 1 or claim 2,
The user terminal 150,
After displaying the facility inspection service provider selection UI 151c on the user terminal 150, when the facility inspection service provider automatic selection key 151c' is selected in the facility inspection service provider selection UI 151c, the storage unit 121 is set to the default value. An IoT-based facility safety insurance service provision system characterized by transmitting facility safety inspection request information to the terminal of the facility inspector previously stored in the facility.
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