KR101320399B1 - An resource and integrated limit management system - Google Patents

Abstract

PURPOSE: A system for managing resources and limitation is provided to manage the limitation of an open market, thereby offering an illegal payment prevention function and a limitation management function. CONSTITUTION: A system comprises an operation manager server, an application server, an interface server, and a database server. A client requests available money through a web browser in order to search and purchase a product by connecting an open market by using a client terminal. A limitation management unit of an integrated limitation management system (900) transmits the remaining limitation to the client terminal through the interface server and supports the payment according to the purchase of the corresponding product. [Reference numerals] (900) Integrated limitation management system (RCM); (AA) Phone bill payment; (BB) Customer limit management; (CC) Google DCB; (DD) Olleh market; (EE) Purchase request; (FF) Purchasable amount of money (residuary limit) request; (GG) Transmit residuary limit; (HH) Interlock customer information; (II) SDP integrated profile; (JJ) Limit policy management mean; (KK) Set limit per service and customer state; (LL) Exemption target information management (product/calling rate/customer...; (MM) Policy rate management; (NN) Cheating-payment management; (OO) Interface server; (PP) Provide KHUB limit OPEN API service; (QQ) Limit management mean; (RR) Limit payment/deduction/accumulation management; (SS) Limit cancel amount management; (TT) Limit control management; (UU) Cheating-payment management per payment pattern; (VV) Provide statistic information

Description

Resource management and limit management system

The present invention not only prevents risk management and fraud abuse of the enterprise through limit management of the open market in the limit management means in the integrated limit management system, but also manages future wired and wireless customers and product-based resources. The integrated limit management system can provide information on the management of the cumulative limit for each customer as an Open API, as well as provide web UI functions for limit setting, limit policy and rule base management, and interworking with related systems. The limit policy management means in the integrated limit management system can manage the limit policy related to the use of the information service fee of all services made by wired / wireless phone bill payment, and the limit amount for each content purchased by the individual in the limit management means is determined by service site, It can be integrated by customer and provided to customer terminal through interface server. It is a technology for resource management and limit management system that provides various exception policy functions for individual, integrated limit policy and customer satisfaction of service provision system, and also provides illegal settlement prevention and limit management function in limit management means.

The development of information and communication technology has transformed much of our lives into a convenient environment, and with the development of modern society, the convergence of information and communication technology and finance is being conducted in various fields.

Among them, a credit card (or check card) provides the convenience of using a credit amount or paying a large amount based on the amount deposited in a payment account, even without carrying a lot of cash.

However, in the case of such a credit card (or check card), if you want to use the payment service online, it is difficult to memorize and use many numbers such as card number / validity.

On the other hand, when the card information, the parent mobile phone number information, the child mobile phone number information and the utilization amount information of the child is received, and stores it in a storage medium, when the payment approval request information based on the child mobile phone number is received, the child mobile phone number After confirming the card information stored in the storage medium in connection with the processing of the payment approval based on the confirmed card information.

However, it is not possible to provide information on management of cumulative limit of each customer by using Open API, but also provide web UI function for limit setting, limit policy and rule base management, and interworking with related systems. There is no system that can integrate the limit amount of each purchased content by service site and customer and provide it to the customer terminal through the interface server.

Therefore, limit management in the limit management system within the integrated limit management system not only prevents risk management and fraud abuse, but also manages wired / wireless customers and product-based resources in the future. The management system can provide information on the management of the cumulative limit for each customer through the Open API, as well as provide web UI functions for limit setting, limit policy and rule base management, and interworking with related systems. There is an urgent need to develop a resource management and limit management system that can manage limit policies related to the use of information service fees for all services that are wired and wireless phone bill payments.

KR 10-2009-0028320 ((April 2, 2009)

Therefore, the present invention has been conceived to solve the above problems, not only to prevent risk management and fraud abuse of the enterprise through limit management of the open market in the limit management means in the integrated limit management system, but also in the future wired and wireless Its purpose is to provide a resource management and limit management system that can manage customers and product-based resources.

Another object of the present invention is to provide information on the management of the cumulative amount of each limit in the integrated limit management system as an Open API, as well as web UI function for limit setting, limit policy and rule base management, and interworking with related systems. To provide a resource management and limit management system that can provide.

Another object of the present invention is to provide a resource management and limit management system capable of managing a limit policy relating to the use of information service fees of all services made of wired and wireless phone bill payment in the limit policy management means in the integrated limit management system.

Another object of the present invention is to provide a resource management and limit management system that can be provided to the customer terminal through the interface server by integrating the limit amount for each content purchased by the individual in the limit management means for each service site and customer.

Another object of the present invention is to provide a variety of exception policy functions for individual, integrated limit policy and customer satisfaction of the service providing system in the limit policy management means, as well as resources that can provide the ability to prevent fraud payment and limit management in the limit management means. To provide a management and limit management system.

Resource management and limit management system according to an embodiment of the present invention for achieving the above object is a system monitoring unit having a function to perform the monitoring of the web service and the system, the authority having the function to manage the authority of the operation administrator An operation manager server comprising a management unit and a performance history management unit having a function of managing a history performed by the operation manager, wherein the operation manager server has a function of monitoring a web service and a system and managing an authority of the authority management and execution history; It is linked with the operation manager server and DB server, set by phone number, set by customer grade, set by non-payment, set by payment criteria, black list set, set by claim, set by service limit, fraud detection criteria A limit setting management unit having a function of managing contents related to setting, a limit policy management unit having a function of managing contents related to limit policy priority, exclusion product information management, purchase type management, and application of customer status limits, and rule base items It includes a rule base management unit having a function of managing contents related to management and rule base limit policy, the limit policy means having a function of setting the usage of the customer, managing the limit policy and managing the rule base, and checking the phone number. It has a function to manage contents related to customer grade check, non-payment standard check, payment standard check, blacklist check, and check by claim. The limit information management unit has functions to manage the contents related to the limit check unit, limit payment management, limit adjustment management, limit accumulation management, and fraud detection management, and manages statistics for daily, monthly and type, and pattern analysis of negative settlement patterns. An application server including a statistical information unit having a function, comprising a limit management means having a function of checking a limit of a customer, managing limit information, and managing statistical information according to a usage form; It is linked with the operation manager server and the application server, through the system (KHUB) for converting and linking the customer's limit-related information in a way that suits the limit management system so that each request can be sent and processed in the application server, The customer information is called through the interface system (SDP) API, and if the customer information is changed, the function of receiving the customer related information through the data interlocking system (SILK) and storing it in the limit management system (RCM) DB for the history management. An interface server having; A DB server interworking with the application server and storing limit policy, limit management and statistics related information; .

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In the present invention, the interface server receives each request message through a system (KHUB) for converting and linking the customer's limit-related information in a manner suitable for the limit management system, the limit inquiry, limit deduction, limit in the application server A system (KHUB) API interworking unit for converting and interlocking in a manner suitable for a limit management system having a function of canceling a deduction, adjusting a limit for each customer, and checking a limit detail; An interworking interface system (SDP) API calling unit having a function of calling customer information through an interworking interface system (SDP) API linked with an integrated profile when there is no customer information in the limit management system (RCM) DB; Data interlocking system having the function of storing subscription customer information, non-payment information, product information, and customer status information through limit linkage system (RCM) DB through SILK for history management. SILK) linkage; .

In the present invention, the DB server includes limit policy information, limit management information, blacklist information, customer information, statistical information, history management contents, common code information, and history management information. It is characterized by including the stored.

As described above, the inventors' resource management and limit management system has the following effects.

First, the present invention not only prevents risk management and fraud abuse of the enterprise through limit management of open market in limit control means in the integrated limit management system, but also manages future wired / wireless customers and product-based resources. have.

Second, the present invention provides information on the management of the cumulative limit of each customer in the integrated limit management system as an Open API, as well as web UI functions for limit setting, limit policy and rule base management, and interworking with related systems. Can provide.

Third, the present invention can manage the limit policy related to the use of the information service fee of all services made of wired and wireless phone bill payment in the limit policy management means in the integrated limit management system.

Fourth, the present invention can be provided to the customer terminal through the interface server by integrating the limit amount for each content purchased by the individual in the limit management means for each service site and customer.

Fifth, the present invention can provide various exception policy functions for individual, integrated limit policies and customer satisfaction of the service providing system in the limit policy management means, and also provide illegal payment prevention and limit management functions in the limit management means.

1 is a diagram illustrating a configuration of a resource management and limit management system according to an embodiment of the present invention.
2 is a view showing a flow according to the configuration of the resource management and limit management system according to an embodiment of the present invention.

Looking at the preferred embodiment of the present invention together with the accompanying drawings as follows, when it is determined that the detailed description of the known art or configuration related to the present invention may unnecessarily obscure the subject matter of the present invention The description will be omitted, and the following terms are terms defined in consideration of functions in the present invention, which may vary according to intentions or customs of users or operators, and the definitions thereof describe the resource management and limit management systems of the present invention. It should be made based on the contents throughout the specification.

Hereinafter, a resource management and limit management system according to an exemplary embodiment of the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram illustrating a configuration of a resource management and limit management system according to an embodiment of the present invention, and FIG. 2 is a flowchart illustrating a configuration of a resource management and limit management system according to an embodiment of the present invention. The figure shown.

As shown in Figure 1, the inventors resource management and limit management system and the operation manager server (100) having a function of managing the management and execution history of the authority of the monitoring and operation administrator of the web service and system; It is linked with the operation manager server and DB server, the limit policy means having the function of setting the usage limit of the customer, managing the limit policy and managing the rule base, check the limit of the customer, manage the limit information, An application server 200 configured as a limit management means having a function of managing statistical information according to the method; It is linked with the operation manager server and the application server, through the system (KHUB) for converting and linking the customer's limit-related information in a way that suits the limit management system so that each request can be sent and processed in the application server, The customer information is called through the interface system (SDP) API, and if the customer information is changed, the function of receiving the customer related information through the data interlocking system (SILK) and storing it in the limit management system (RCM) DB for the history management. An interface server 300 having; A DB server 400 interworking with the application server and storing limit policy, limit management and statistics related information; It is provided.
The function of each technical means constituting the present inventors resource management and limit management system is as follows.

After the customer charges in the billing system 700 to access the open market from the customer terminal 800 and receives the customer's limit management related information, the business terminal 500 or the counselor terminal 600 uses the limit management system. The limit management-related information is to be transmitted to the customer terminal 800.

The operation manager server 100 has a function of monitoring the web service and system and the operation manager to manage the authority management and execution history. Here, the operation manager server 100 includes a system monitoring unit 110 having a function of performing a web service and a system monitoring; An authority manager 120 having a function of managing an authority by an operation manager; It includes a performance history management unit 130 having a function of managing the history performed by the operation manager.

The application server 200 is linked with the operation manager server 100 and DB server 400, the limit policy means 210 having a function of setting the usage of the customer, manage the limit policy and manage the rule base And a limit management means 220 having a function of checking a limit of a customer, managing limit information, and managing statistical information according to a usage form.

The limit policy means 210 in the application server 200 is set by phone number, set by customer grade, set by non-payment, set by payment standard, set by black list, set by claim, set by limit of service, set by Fraud detection standard. A limit setting management unit 211 having a function of managing contents related to the service; A limit policy management unit 212 having a function of managing limit policy priority, exclusion product information management, purchase type management, and application of customer status limits; And a rule base manager 213 having a function of managing rule base item management and contents related to rule base limit policy.

Here, in the function of the limit setting management unit 211, the setting for each phone number is to set the limit amount, period, unit, application date and time for each mobile number, the setting for each customer rating is to set the customer by classifying The setting of the non-payment criteria is to set a limit amount, period, unit, and application date according to whether the customer has not paid, and the setting for each payment criterion is a limit amount, duration, unit for each mobile phone number according to the delinquency and payment of the high angle. , The application date and time, and the black list setting is to set the limit amount, period, unit, and application date and time for receiving the black list, and the setting for each claim item sets the limit amount, period, unit, and application date and time for each claim. The limit setting for each service is to set a limit amount, a period, a unit, an application date and time for each service market, and the Fraud detec tion criteria setting is to set criteria such as amount, unit, number of times for registration of fraudulent payer.

In addition, in the function of the limit policy management unit 212, the limit policy priority exists in a number of limits, such as the basic limit, integration limit, adjustment limit, and the like to set the policy to be applied first with respect to the exclusion product information management Is to manage the product code for the product exempt (unlimited, non-permitted), and the purchase type management is to manage the payment type of purchase such as phone bill, micro payment, credit card, etc. And whether or not to apply customer status, such as payment criteria, to limits.

In addition, in the function of the rule base management unit 213, the rule base item management is currently a policy by cell number, service, and period, and the item can be adjusted in the future. The rule base limit policy is to manage whether the policy made by item management is applied, representative or not.

The limit management means 220 in the application server 200 is a limit check unit having a function of managing the contents related to the phone number check, customer grade check, non-payment criteria check, payment criteria check, blacklist check, each item check 221; A limit information management unit 222 having a function of managing contents related to limit payment management, limit adjustment management, limit accumulation management, and Fraud detection management; It includes a statistical information unit 223 having a function of managing the daily, monthly, type-specific statistics, and fraud pattern analysis statistics.

Here, in the function of the limit check unit 221, the phone number check is to check whether the mobile phone number of the requesting professional is a customer number of a specific company, the customer grade check is to check the rating of the customer of the requesting professional The non-payment criteria check is to check whether the requesting specialist is unpaid. The payment criteria check is to check whether the requesting specialist's payment number is a specific company's customer number and the corresponding mobile phone number. The check is to check whether the requesting expert's customer is registered in the blacklist, and the check for each claim is to check the charge of the requesting expert's customer and the item's claim.

In addition, in the function of the limit information management unit 222, the limit payment management is to make a payment by deducting the requested amount, the limit adjustment management is to adjust the limit amount if there is an adjustment history, the cumulative limit Management is to manage the cumulative amount within the same period, and the Fraud detection management is to register the payment pattern and register as a fraudulent payer if it corresponds to the fraudulent payer criteria.

In addition, in the function of the statistical information unit 223, the daily, monthly, type-specific statistics are to generate statistics for each service, period, payment criteria, the negative payment pattern analysis statistics to manage the statistics of the payer registered as a negative pattern It is.

The interface server 300 is interlocked with the operation manager server 100 and the application server 200, and can receive the full message request information through the KHUB to process the application in the application server, respectively, integrated profile (SDP) API calls customer information, and if customer information is changed, it has a function to store customer related information through SILK and store it in limit management system (RCM) DB for history management. Here, the interface server 300 receives the request information through each of the customer's limit-related information through the KHUB, the function to perform limit inquiry, limit deduction, limit deduction cancellation, limit adjustment for each customer, limit details in the application server KHUB API interlocking unit 310 having a; If there is no customer information in the RCM DB, SDP API call unit 320 having a function of calling the customer information through the SDP API linked to the integrated profile (SDP); It includes a SILK linkage unit 330 having a function of receiving subscription customer information, non-payment information, product information, and customer status information through the SILK for storing the information in the RCM DB when the customer information is changed.

The DB server 400 interoperates with the application server and stores limit policy, limit management, and statistics related information. Here, the DB server 400 stores limit policy information, limit management information, blacklist information, customer information, statistical information, history management contents, common code information, and HIST management information. .

The business terminal 500 transmits the limit management related information after the customer charges in the billing system 700 in order to receive the customer limit management related information by accessing the open market from the customer terminal 800.

The counselor terminal 600 transmits the limit management related information after the customer charges in the billing system 700 in order to receive the customer limit management related information by accessing the open market from the customer terminal 800.

The billing system 700 is to pay when the customer wants to receive the limit management-related information of the customer by accessing the open market from the customer terminal 800.

The customer terminal 800 is connected to the open market from the customer terminal 800, the customer charges in the billing system 700 and then receives the limit management-related information of the customer or the business terminal 500 and the counseling terminal 600 Through the customer's limit management related information is received.

2 is a view showing a flow according to the configuration of the resource management and limit management system according to an embodiment of the present invention.

As illustrated in FIG. 2, when a customer requests a purchase price through a web browser in order to search for a product and make a purchase by accessing an open market or the like from the customer terminal 800, the limit management of the integrated limit management system 900 is performed. After checking the limit in the means 220 is to transmit the remaining limit to the customer terminal 800 through the interface server 300 to allow payment according to the purchase of goods.

It will be apparent to those skilled in the art that various modifications and variations can be made in the present invention without departing from the spirit or scope of the invention. It is not.

As described above, the present inventors resource management and limit management system is widely applicable to the limit policy management, limit management and service providing field in the open market.

100: operation manager server 110: system monitoring unit
120: authority management unit 130: performance history management unit
200: application server 210: limit policy means
211: limit setting management unit 212: limit policy management unit
213: rule base management unit 220: limit management means
221: limit check unit 222: limit information management unit
223: Statistical Information Department 300: Interface Server
310: KHUB API interworking unit 320: SDP API calling unit
330: SILK link unit 400: DB server
500: business unit terminal 600: counselor terminal
700: billing system 800: user terminal
900: Integrated Limit Management System

Claims (6)

In resource management and limit management system,
It consists of a system monitoring unit having a function of performing web service and system monitoring, an authority management unit having a function of managing the authority of the operation manager, and a performance history management unit having a function of managing the history of the operation manager. An operation manager server having a function of managing a management and execution history of authority by a monitoring and operation manager of a web service and a system;
It is linked with the operation manager server and DB server, set by phone number, set by customer grade, set by non-payment, set by payment criteria, black list set, set by claim, set by service limit, fraud detection criteria A limit setting management unit having a function of managing contents related to setting, a limit policy management unit having a function of managing contents related to limit policy priority, exclusion product information management, purchase type management, and application of customer status limits, and rule base items It includes a rule base management unit having a function of managing contents related to management and rule base limit policy, the limit policy means having a function of setting the usage of the customer, managing the limit policy and managing the rule base, and checking the phone number. It has a function to manage contents related to customer grade check, non-payment standard check, payment standard check, blacklist check, and check by claim. The limit information management unit has functions to manage the contents related to the limit check unit, limit settlement management, limit adjustment management, limit accumulation management, and fraud detection management; An application server including a statistical information unit having a function, comprising a limit management means having a function of checking a limit of a customer, managing limit information, and managing statistical information according to a usage form;
It is linked with the operation manager server and the application server, through the system (KHUB) for converting and linking the customer's limit-related information in a way that suits the limit management system so that each request can be sent and processed in the application server, The customer information is called through the interface system (SDP) API, and if the customer information is changed, the function of receiving the customer related information through the data interlocking system (SILK) and storing it in the limit management system (RCM) DB for the history management. An interface server having;
A DB server interworking with the application server and storing limit policy, limit management and statistics related information; Resource management and limit management system comprising a. delete delete delete The method of claim 1,
The interface server converts the customer's limit-related information into a method suitable for the limit management system (KHUB), and receives the request message through each system. A system (KHUB) API interworking unit for converting and interworking in a manner suitable for a limit management system having a function of performing adjustment and limit detail inquiry; An interworking interface system (SDP) API calling unit having a function of calling customer information through an interworking interface system (SDP) API linked with an integrated profile when there is no customer information in the limit management system (RCM) DB; Data interlocking system having the function of storing subscription customer information, non-payment information, product information, and customer status information through limit linkage system (RCM) DB through SILK for history management. SILK) linkage; Resource management and limit management system comprising a. The method of claim 1,
The DB server includes limit policy information, limit management information, blacklist information, customer information, statistical information, history management contents, common code information, and history management information. Resource management and limit management system, characterized in that.

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