KR100805767B1 - Method and system for management of persnal information using the cellularlphone - Google Patents

Abstract

A method and a system for managing personal information with a mobile terminal are provided to perform a login and authentication process without inputting the personal information at a webpage by constructing a PIM(Personal Information Management)-bank server, which manages the personal information of an Internet user, and using a mobile terminal application linked with the PIM-bank. A user terminal(10) includes a monitor to buy an article by connecting to an EC(Electronic Commerce) webpage. A provider server(30) sells the articles to the user through the user terminal. The PIM-bank server(100) transceives information with the provider server through the Internet(1), and stores the personal information of the user and the application downloaded to the mobile terminal(20). The mobile terminal receives the application and a short message from the PIM-bank server through the mobile network(2). Authentication is performed in the mobile terminal by the application downloaded in the mobile terminal and an authentication result is informed to the provider server through the PIM-bank server when a mobile number is inputted to the PIM-bank server.

Description

Personal information management system using mobile phone and its method {METHOD AND SYSTEM FOR MANAGEMENT OF PERSNAL INFORMATION USING THE CELLULARLPHONE}

1 is an overall configuration diagram of a personal information management system using a mobile phone of the present invention,

2 is a data flow diagram for performing a web-based authentication request service according to a first embodiment of a method for managing personal information using a mobile phone of the present invention;

3 is a flow chart for performing the web authentication authentication service of FIG.

4 is a data flow diagram for performing a mobile phone based authentication request service according to a second embodiment of a method for managing personal information using a mobile phone of the present invention;

5 is a flow chart for performing the mobile phone authentication service of FIG.

6 is a data flow diagram for performing user information transmission according to a third embodiment of a method for managing personal information using a mobile phone of the present invention;

7 is a flow chart for transmitting user information of FIG. 6.

* Description of the main parts of the drawings *

10: user terminal 20: user mobile phone

30: operator server 100: PIM-BANK server

The present invention relates to a personal information management method using a mobile phone, and more particularly, an individual using a mobile phone to be authenticated by a mobile phone possessed by a user when authenticating for access or payment when accessing an Internet site or performing an e-commerce transaction. The information management method.

With the spread of computers and the rapid development of Internet technology, the Internet population is growing exponentially. Nowadays, the Internet has been used as information communication channels such as product and service information and advertisement through simple information exchange function. Purchasing activities can be made worldwide without restriction of place and place, and the infrastructure of e-commerce is being formed due to reduction of distribution stage and reduction of sales manpower.

As such, the security of the authentication method is essential in a transaction requiring access to an Internet site or an electronic commerce, and the conventional technology grants a public key and a private key for authentication when a user accesses the Internet through a computer. Or, users authenticate using a password and security card, which are randomly set by users.

However, all the procedures for such authentication can only be achieved through the connected Internet line, and since it is practically impossible to install high security safety measures on every line to which the public accesses, authentication through such a general access network The procedure is basically exposed to the risk of hacking.

In other words, if authentication is required while using the Internet in a public PC environment, users tend to avoid using it due to anxiety about malicious codes such as worms such as keyboard scan or snipping.

In addition, when a user purchases an item through e-commerce or uses an internet service, payment or authentication is required, and a waste of time and manpower is required when the user fills out his or her information. And deterioration of perceptions of online services may occur.

An object of the present invention for solving the above problems, through the construction of a PIM-Bank server that manages personal information of Internet users and the application of a mobile phone in conjunction with the PIM-Bank, such as ID / PASSWORD on a web page The present invention relates to a personal information management system using a mobile phone that performs a login operation and an authentication operation without a personal information description.

In addition, an object of the present invention relates to a personal information management method using a mobile phone to operate the application downloaded to the mobile phone in conjunction with the PIM-Bank server for the mobile phone to act on the mobile phone.

An object of the present invention as described above, in the authentication method of the electronic commerce using a mobile phone, a user who accesses a web page of the operator authentication operation that adopts the PIM-Bank authentication method from the plurality of authentication methods provided in the web page Execution command step (S10); When the button provided on the web page is adopted to adopt the PIM-Bank authentication method by the authentication operation execution command step (S10), a pop-up window for inputting a user's mobile phone number is displayed. If the user's mobile phone input step (S11) to enter the user's mobile phone number in the input box of the pop-up window and the mobile phone number is transmitted to the PIM-Bank server 100 is matched with the mobile phone number stored in advance (S12) ), The PIM-Bank server 100 is a short message transmission step (S14) for transmitting an SMS to the mobile phone; and as the short message is transmitted to the mobile phone, The application is activated and the mobile phone password input step (S15) for inputting the mobile phone password; if the password is matched after the user enters the password (S16) the application performs its own authentication operation PIM-Bank Authentication information transmission step (S17) to be sent to the server 100 and the PIM-Bank server 100 notifies the operator server of the authentication information or personal information transmitted from the mobile phone, the operator server in the approval operation To complete the, is completed by the personal information management method using a mobile phone, characterized in that consisting of the approval completion step (S18).

Hereinafter, embodiments of a personal information management method using a mobile phone of the present invention will be described in detail with the accompanying drawings.

1 is an overall configuration diagram of a personal information management system using a mobile phone of the present invention, Figure 2 is a data flow diagram for performing a web-based authentication request service according to a first embodiment of the personal information management method using a mobile phone of the present invention 3 is a flowchart for performing a web authentication authentication service of FIG. 2.

4 is a data flow diagram for performing a mobile phone-based authentication request service according to a second embodiment of a method for managing personal information using a mobile phone of the present invention, and FIG. 5 is a flowchart for performing a mobile phone authentication service of FIG. .

6 is a data flow diagram for performing user information transmission according to the third embodiment of the method for managing personal information using a mobile phone of the present invention, and FIG. 7 is a flowchart for transmitting user information of FIG.

Personal information management system using a mobile phone of the present invention, as shown in Figure 1, the user terminal 10, the user mobile phone 20, the operator server 30, the associated business server 40 and the PIM-Bank server 100 Consists of

The user terminal 10 is a general PC equipped with a monitor, the user (customer using the Internet, etc.) is connected to a web server of the operator or PIM-BANK, such as authentication / payment through a web browser provided by the web server Do the work.

To this end, the user terminal 10 is connected to the PIM-Bank server 100 and the operator server 30 through the Internet network.

The operator server 30 is a server in which an operator performs an Internet business with various contents, and a user makes a purchase by accessing a web page of the operator server 30 through the user terminal 10. Do it.

The operator server 30 is connected to the associated business server 40, such as payment server, certificate server, delivery system server, public institution server through the Internet network, not only to complete the user's purchase work but also various contents To provide services in conjunction with. For example, in the case of a shopping mall for selling goods, in connection with a delivery after purchasing the goods through the payment of the shopping mall, if the shopping system server is connected, the delivery progress status and arrival notification service of the goods may be provided to the user.

The PIM-Bank server 100 is connected to the operator server 30, the linked business server 40 and the Internet network (1), and is connected to the user mobile phone 20 and the mobile communication network, the operator server 30 ) And the user mobile phone 20 serves as a transmission medium for authentication / payment and personal information.

The PIM-Bank server 100 stores personal information that a user inputs when registering as a member through the webpage of the PIM-Bank server 100.

The personal information corresponds to personal information such as name, address, date of birth, social security number, shipping information when purchasing goods, information related to services such as e-mail address, ID and password for login, and the like.

In addition, the personal information is information that can be modified at any time by the user accessing the web page of the PIM-Bank server 100.

In addition, the PIM-Bank server 100 registers a mobile phone-specific application, so that a PIM-Bank user can access the web page of the PIM-Bank server 100 at any time and download the application to his or her mobile phone.

The application includes the personal information that the user writes when subscribing to the PIM-Bank service so that the application is downloaded to the user's mobile phone.

The user mobile phone 20 is a mobile communication terminal capable of a general wireless Internet connection connected to the PIM-Bank server 100 through a mobile communication network, and downloads an application from the PIM-Bank server 100, SMS ( Short message service), information transmission from the PIM-Bank server 100, etc. are transmitted to the user mobile phone 20 via the mobile communication network 2, the authentication result of the user mobile phone 20 is PIM-Bank server To be transmitted to (100).

FIG. 2 is a flowchart illustrating data generated in a process of performing an authentication request on a web page of an operator through the personal information management system using the mobile phone of FIG. 1.

The authentication process is a process that is performed in the same way when the member login, member and non-member authentication, public certification work.

In other words, the information transmitted from the mobile phone to the PIM-Bank is different due to the authentication result, and the authentication request method, the operation method, and the data flow are the same.

As shown in Figure 2, the data for performing the authentication operation is transmitted through the user terminal 10, the operator server 30, PIM-Bank server 100, the user mobile phone (20).

In order for the user to register to receive the PIM-Bank service, the user accesses the web page of the PIM-Bank server 100 and performs his / her personal information input and application download.

When the personal information is input, the personal information is stored in the PIM-Bank server, and when the personal information is stored, the user is informed to download a mobile phone-specific application to the user's mobile phone. The personal information pre-stored in the PIM-Bank server 100 is transmitted to the mobile phone together with the application.

If the authentication request data is transmitted from the user terminal to the operator server by selecting PIM-Bank authentication among a plurality of authentication methods provided on the operator's web page after the membership registration, the authentication request data is transmitted to the PIM-Bank server. In response, an authentication page is provided through the monitor of the user terminal 10 in the PIM-Bank server.

In this state, when the mobile phone number of the user is entered through the authentication page, the mobile phone number information is transmitted to the PIM-Bank server 100, and a short message is transmitted to the corresponding mobile phone number via a mobile communication network. It is done.

The short message notifies that there is an authentication task to be performed on the web page and simultaneously drives the application downloaded to the mobile phone.

When the application is executed by pressing the confirmation button of the short message, an input window appears to input a user-specified password, and after authentication is performed in the user's mobile phone by inputting the correct password, the authentication information is PIM-Bank Is sent to the server 100.

Here, the authentication information, if the first request is an authentication request through membership registration, the result of the approval will be a result, if the first request is an authentication request for login, ID / PASSWORD information according to the PIM -Will be forwarded to Bank server 100.

In addition, if the first requested operation is an authentication request for non-member authentication, the corresponding social security number or shipping address will be delivered to the PIM-Bank server 100, and if the first request is an authentication request for accreditation, the accredited certification confirmation information will be provided. It will be delivered to the PIM-Bank server 100.

When the authentication information reaches the PIM-Bank server 100, the approval notification message is transmitted from the PIM-Bank server 100 to the operator server, and the authentication terminal confirms the received approval notification message in the user terminal to complete the authentication operation. do.

3 is a flowchart illustrating an authentication request process on a web page according to the first embodiment of FIG. 2.

As shown in FIG. 3, a user accessing a web page of an operator adopts a PIM-Bank authentication method among various authentication methods provided in the web page, thereby performing an authentication operation execution command step (S10).

When the button provided on the web page is clicked to adopt the PIM-Bank authentication method, a pop-up window for inputting the user's mobile number is displayed, and the user's mobile phone input step of inputting the user's mobile number in the input box of the pop-up window ( S11) is performed.

The mobile phone number is transmitted to the PIM-Bank server 100 and matched with the previously stored mobile phone number. At this time, when matching with the same stored mobile phone number (S12), the mobile phone number is sent to the step (S14). However, if it does not match with the same mobile phone number, it is regarded as not being subscribed to the PIM-Bank service and performs the PIM-Bank registration step (S13), in which a PIM-Bank registration webpage is provided to sign up for PIM-Bank. Done.

Through this, the user performs the first step of storing personal identification information, shipping address, social security number, mobile number, etc. in the input box of the PIM-Bank webpage, and the second step of downloading the mobile phone-specific application to his mobile phone. You will complete the subscription.

When the user joins the PIM-Bank, the process returns to the step of performing the authentication operation again (S10), and the mobile phone number is inputted by incorrectly entering the PIM-Bank authentication button.

If it is confirmed that the PIM-Bank member by entering the mobile phone number (matching the same mobile phone number in the PIM-Bank server 100), the SMS performs a short message sending step (S14) is transmitted to the mobile phone.

As the short message is transmitted to the mobile phone, the mobile phone authentication operation is notified. When the user clicks the OK button on the short message, the application of the mobile phone is activated and an input window for entering the mobile phone password is displayed. The mobile phone password input step S15 is performed.

After the user enters the password and the password is matched (S16) the application performs its own authentication operation and transmits the result (authentication information) to the PIM-Bank server 100 authentication information transmission step (S17). Will be performed.

The PIM-Bank server 100 notifies the operator server of authentication information or user information (resident registration number, ID / PASSWORD, delivery address) transmitted from the mobile phone, and the operator server performs the approval operation due to the approval notification. By performing the approval completion step (S18) that can be confirmed by the user terminal is to complete all the work for the first embodiment of the personal information management method using the mobile phone of the present invention.

Figure 4 shows a data flow diagram according to a second embodiment of the personal information management method using a mobile phone of the present invention, characterized in that the authentication operation by the authentication request from the mobile phone is performed in the second embodiment.

As shown in Figure 4, the data for performing the authentication operation is transmitted through the user terminal 10, the operator server 30, PIM-Bank server 100, the user mobile phone (20).

In order for the user to register to receive the PIM-Bank service, the user accesses the web page of the PIM-Bank server 100 and performs his / her personal information input and application download.

First, when the personal information is input, the personal information is stored in the PIM-Bank server, and when the personal information is stored, the user is directed to download a mobile phone-specific application to the user's mobile phone. The mobile phone is downloaded to the mobile phone, wherein the personal information previously stored in the PIM-Bank server 100 is transmitted to the mobile phone along with the application.

Thereafter, the application downloaded to the mobile phone is operated to input a password, and then, after selecting any one of the corresponding sites to be authenticated displayed on the screen of the mobile phone, the mobile phone work is completed.

Due to the operation of the application, the authentication information data is transmitted to the PIM-Bank server 100 together with the address information of the selected site.

Then, when accessing the PIM-Bank server 100 via the user terminal to enter the phone number of the mobile phone, the authentication information sent to the PIM-Bank server 100 is sent to the address of the site to acknowledge notification You will be notified and the user will access the site and confirm the approval.

5 shows a flowchart according to the second embodiment.

First, a user performs a PIM-Bank subscription step (S20) of accessing a PIM-Bank member webpage in order to join a PIM-Bank.

Through this, the user performs the first step of storing personal identification information, shipping address, social security number, mobile number, etc. in the input box of the PIM-Bank webpage, and the second step of downloading the mobile phone-specific application to his mobile phone. You will complete the subscription.

Subsequently, when an input window for inputting a mobile phone password is displayed by operating an application of the mobile phone, the user performs a mobile phone password input step (S21) in which the user inputs a password.

After the user enters a password, if the user goes through the operator site selection step (S22) of selecting a site to be authenticated from the operator site provided on the application screen, the application of the mobile phone performs its own authentication operation (Authentication information and corresponding site address) is transmitted to the PIM-Bank server 100.

After performing the authentication operation of the mobile phone application, the user is authenticated by operating the application in the mobile phone number input step (S24) through the PIM-Bank server connection step (S23) to access the web page of the PIM-Bank server When the phone number of the mobile phone is input, the authentication information stored in the PIM-Bank server is transmitted to the address of the corresponding site to perform an approval confirmation step (S25) in which the authentication operation at the corresponding site is approved.

Accordingly, the user accesses the site and confirms the approval, thereby completing the entire process of the second embodiment of the personal information management method using the mobile phone of the present invention.

6 and 7 illustrate a third embodiment of a method for managing personal information using a mobile phone according to the present invention, and illustrates a process of receiving notification of a delivery decision of a product in real time through a linked service provider and approving a purchase decision. Doing.

As shown in the flowchart in FIG. 6, when a user terminal accesses an operator server 30 (shopping mall) to purchase goods and inputs delivery information thereof, the delivery information is stored in the operator server 30 and simultaneously delivered. It will be stored on the server of the vendor's system.

The delivery information is transmitted to the operator server 30 as delivery receipt information such as a receipt number, invoice number, delivery date and time at the same time as the goods delivery by the shipper system server is delivered to the PIM-Bank server (100).

However, if the delivery company system and the PIM-Bank server 100 are already linked to each other, the delivery information may be directly transmitted to the PIM-Bank server 100.

The delivery reception information transmitted to the PIM-Bank server 100 is transmitted to the user mobile phone to enable the user to check the delivery reception information while operating the application of the mobile phone.

In addition, as the goods are shipped and received in the process of delivery, delivery progress information for each arrival and departure point and arrival and departure time is generated in the delivery system server, the delivery progress information is delivered to the PIM-Bank server 100 in real time Is transmitted to the user's mobile phone.

The transmitted delivery progress information can be immediately confirmed by driving an application of the user's mobile phone.

When the goods arrive at the delivery progress information, the user runs the application for the goods purchase decision of the operator server 30, accordingly, a purchase decision approval request message requesting the purchase decision approval from the purchased site It is transmitted to the PIM-Bank server 100.

At this time, the purchase decision approval request message is a message that is automatically generated by the application itself by selecting a button, such as a confirmation button or approval request in the goods arrival message coming to the last message in the delivery progress information. Therefore, direct access to the site for purchase decision approval is omitted.

The purchase decision approval request message is transmitted from the PIM-Bank server 100 to the operator server 30 to be regarded by the user as approving the purchase decision, and the user later confirms the confirmation of the purchase decision approval at the corresponding site. You can check it by connecting to.

As shown in FIG. 7, the user accesses a shopping mall of a business operator to purchase goods, and performs a shipping information input step S30 in which personal information and shipping information are input after determining an item to be purchased.

Accordingly, the delivery company sends the goods to the operator terminal while sending the goods and sending the delivery information at the same time to be transmitted to the PIM-Bank server (100).

At this time, if the PIM-Bank server and the delivery company system server are linked with each other, the delivery reception information may be directly transmitted to the PIM-Bank server 100 without passing through the operator server 30.

The PIM-Bank server 100 transmits the delivery information received in a short message format to the user's mobile phone, and the user receives the delivery information that confirms information such as the delivery time and the delivery time through an application running on his mobile phone. Information verification step (S31) is performed.

In addition, the delivery company system server that tracks the delivery process in progress and receives delivery progress information such as arrival and departure times and places in real time, transfers the delivery progress information to the operator terminal and transmits the delivery progress information to the PIM-Bank server 100. If the delivery company and the PIM-Bank server 100 are linked, the PIM-Bank server 100 immediately transmits the PIM-Bank server 100.

As the PIM-Bank server 100 transmits the transmitted delivery progress information to the user's mobile phone in the form of a short message, an application of the user's mobile phone is driven to confirm the delivery progress information (S32). Will be performed.

The user who confirms the goods arrival message, which is the last message of the delivery process confirmation step (S32), performs a purchase decision approval request step (S33) to determine the purchase of goods.

In the purchase decision approval request step (S33), the application purchase item approval request information is generated according to the application itself by clicking the confirmation button or the purchase approval button of the goods arrival message. The PIM-Bank server In step 100, the PIM-Bank server 100 transmits the purchase decision approval request information to the operator server 30 so as to process the purchase decision of the shopping mall.

As described in detail above, the personal information management method using the mobile phone of the present invention uses an ID / PASSWORD on a web page through the construction of a PIM-Bank server that manages personal information of Internet users and an application of a mobile phone linked with the PIM-Bank. By performing login operation and authentication operation without personal information description, etc., it can have reliability of security and can solve the time-consuming and hassle caused by user's input of personal information.

In addition, the personal information management method using the mobile phone of the present invention is connected to the web page directly by performing the work on the web page by running the application downloaded to the mobile phone in conjunction with the PIM-Bank server, perform the operation directly Even if you do not have a mobile phone, you can easily perform the task, saving space and time.

In the above description, the technical idea of the method and system for managing personal information using the mobile phone of the present invention has been described together with the accompanying drawings, but this is by way of example and not by way of limitation. In addition, it is obvious that any person skilled in the art can make various modifications and imitations without departing from the scope of the technical idea of the present invention.

Claims (14)

In the electronic commerce authentication system using a mobile phone, A user terminal 10 including a monitor for accessing an electronic commerce web page and purchasing goods; Is connected to the user terminal 10 and the Internet network, and the operator is built to perform the Internet business with their business content, the operator server 30 for the user to purchase goods through the user terminal 10 and ; A PIM-Bank server 100 connected to the service provider server 30 and an internet network to transmit and receive information to and from the service provider server 30, and to store a user's personal information and register a mobile downloadable application; The mobile terminal is connected to the PIM-Bank server 100 through a mobile communication network, and an application and a short message from the PIM-Bank server 100 are transmitted to the user mobile phone 20 via the mobile communication network. It is comprised, When the mobile phone number is input to the PIM-Bank server 100, authentication is performed by the operation of the application downloaded to the user mobile phone 20, and the authentication result is transmitted to the PIM-Bank server 100 to the operator. Personal information management system using a mobile phone, characterized in that notified to the server (30). The method of claim 1, The personal information is a personal information management system using a mobile phone, characterized in that the personal information including name, address, date of birth, resident registration number, shipping information for purchase of goods, ID and password information for login. The method of claim 1, The personal information is information that can be modified by the user accessing the web page of the PIM-Bank server (100), and accordingly the personal information management system using a mobile phone, characterized in that to download the application back to the user's mobile phone. The method of claim 1, The operator server 30 is a personal information management system using a mobile phone, characterized in that connected to the associated business server 40 through the Internet network. The method of claim 4, wherein The linked business server 40 is a personal information management system using a mobile phone, characterized in that any one of the delivery company system server, government system system server In the electronic commerce authentication method using a mobile phone, An authentication task execution instruction step (S10) in which a user accessing a webpage of an operator adopts a PIM-Bank authentication scheme among a plurality of authentication schemes provided by the webpage; When the user clicks a button provided on the web page to adopt the PIM-Bank authentication method by the authentication operation execution command step (S10), a popup window for inputting a user's mobile number is displayed, and the user is displayed in an input box of the popup window. A user mobile phone input step (S11) of inputting a mobile phone number of the; When the mobile phone number is transmitted to the PIM-Bank server 100 and matched with the pre-stored mobile phone number (S12), the PIM-Bank server 100 sends a short message to transmit the SMS to the mobile phone (S14). )Wow; As the short message is transmitted to the mobile phone, an application of the mobile phone is activated to input a mobile phone password (S15); After the user enters the password and the password is matched (S16) and the authentication information transmission step (S17) to transmit the authentication information to the PIM-Bank server 100 itself performs the authentication operation; The PIM-Bank server 100 notifies the operator server of the authentication information or personal information transmitted from the mobile phone, and the operator server is configured to complete the approval operation, characterized in that configured in the approval completion step (S18). Personal information management using a mobile phone. The method of claim 6, If the mobile phone number is not transmitted to the PIM-Bank server 100 and does not match with the pre-stored mobile phone number (S12), the mobile phone number is regarded as not being subscribed to the PIM-Bank service and the PIM-Bank is registered to the PIM-Bank. Personal information management method using a mobile phone, characterized in that after performing the PIM-Bank member registration step (S13) that the membership webpage is provided to perform the authentication operation execution command step (S10) again. The method of claim 7, wherein The registration step (S13) is the first step of storing the personal information, shipping address, social security number, mobile phone number in the input field of the web page of the PIM-Bank; Personal information management method using a mobile phone, characterized in that to complete the membership registration by performing a two-step to download a mobile phone-specific application to their mobile phone. In the electronic commerce authentication method using a mobile phone, A PIM-Bank sign-up step (S20) in which the user accesses the PIM-Bank sign-up webpage to sign up for the PIM-Bank; A mobile phone password input step (S21) for operating a mobile phone application to input a mobile phone password; A corresponding operator site selection step (S22) of selecting a site to be authenticated by the user from among the operator sites provided on the application screen after the user inputs a password; PIM-Bank server access step (S23) for performing the authentication operation of the mobile phone application to access the PIM-Bank server 100, the authentication information and the corresponding site address is transmitted; A mobile phone number input step (S24) of inputting a mobile phone number in the web page of the PIM-Bank server 100; In step S25, the mobile phone number of the authentication information stored in the PIM-Bank server is matched with the input mobile phone number, and the authentication information is transmitted to the address of the corresponding site. Personal information management method using a mobile phone, characterized in that configured. The method of claim 9, The sign-up step (S20) is a first step of storing the personal information, shipping address, social security number, mobile phone number in the input field of the web page of the PIM-Bank; Personal information management method using a mobile phone, characterized in that to complete the membership registration by performing a two-step to download a mobile phone-specific application to their mobile phone. In e-commerce using mobile phones, A delivery address information input step (S30) for determining a product to be purchased by a user connected to a shopping mall of an operator to purchase goods, and then input personal information and delivery address information; As the delivery company sends the delivery receipt information generated at the same time as sending the goods to the PIM-Bank server 100, the PIM-Bank server 100 transmits the received delivery information to the user's mobile phone in a short message format And the user receives the delivery information confirmation step (S31) to confirm the delivery information via the application running on his mobile phone; As the delivery progress information tracked by the delivery company is transmitted to the PIM-Bank server 100, the PIM-Bank server 100 transmits the transmitted delivery progress information in a short message format to a user's mobile phone, and A delivery progress process checking step (S32) in which an application of the mobile phone is driven to check delivery progress information; The user confirming the delivery process confirmation step (S32) is a purchase decision approval request step (S33) for determining the purchase of goods; The purchase decision approval request step (S33) transmits the goods purchase approval request information generated by the application to the PIM-Bank server 100, the PIM-Bank server 100 transmits the purchase decision approval request information to the operator server ( 30), the personal information management method using a mobile phone, characterized in that to perform a purchase decision step (S34) for processing the approval of the purchase decision of the shopping mall. The method of claim 11, In the delivery information confirmation step (S31), the personal information management method using a mobile phone, characterized in that the delivery information received from the delivery company to deliver to the PIM-Bank server 100 to the operator terminal. The method of claim 10, In the delivery progress check step (S32), Personal information management method using a mobile phone, characterized in that for transmitting the delivery progress information generated by the delivery company to the operator terminal PIM-Bank server (100). The method of claim 10, Personal information management using a mobile phone, characterized in that the application generates the goods purchase approval request information by clicking any one of the confirmation button or the purchase approval button of the goods arrival message, the last message of the delivery process confirmation step (S32) Way.

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