KR100504088B1 - system for managing accounts through network and method thereof - Google Patents

Abstract

The present invention relates to an integrated account management system and method through a network.

The present invention relates to an integrated account management system connected to a plurality of clients and service systems through a network, comprising: a database storing a plurality of user information including respective authentication numbers and account numbers for a plurality of service systems for each user; When a request for the user's account information is input from the client, the authentication number stored in the database is provided to each service system to request authentication), and when authentication is performed, the client manages information corresponding to the user's account from the service system. It includes a processing server provided by.

According to the present invention, a user who is subscribed to a plurality of sites on a network can manage information about his or her account from multiple sites without accessing and logging into individual sites.

Description

System for managing accounts through network and method

The present invention relates to a system and a method for integrated management of access to multiple sites on a network, and more specifically, to users of various information and functions provided from a site, even if network users, such as the Internet, do not individually access a specific site. To a system and method for mediating for use by the public.

Recently, with the development of network technology, various information of the world can be shared through a huge connection network called the Internet, and accordingly, sites providing various services through the Internet are increasing.

In general, the types of services provided through the Internet include information transmission services, search services, information services, and interactive services. Among these services, information services provide hypertext information in a window format. Application services are mainly used. In an information service, a text string is linked to a separate text, file, image, video clip, voice, etc., and when the user clicks on each text string, the text, file, image, etc., which represents more detailed information, is displayed on the user's computer. To provide.

In order to use the various information provided through the Internet as described above, the user accesses the site of the Internet service provider providing the information and provides his / her ID (hereinafter referred to as ID) and password registered therein for authentication process. Must go through. However, when a user joins a number of sites as a member, since the ID and password registered in each site are different, it is inconvenient to input the ID and password in order to access the contents and use the contents.

In addition, if the user does not remember various IDs and passwords, the user cannot access the site and thus cannot receive the desired service.

As a result, Internet users waste time in order to access a plurality of sites, and Internet service providers are unable to provide a service that a user wants quickly, resulting in a problem that the number of times users access the site is low.

In addition, since Internet service providers have limitations in providing services when a user connects through a login process, passive marketing is required to wait for users to connect, rather than active marketing to users. It won't work.

In addition, when the Internet shopping mall service provider wants to pay the price after the user purchases the product, by using the integrated account management function of the present invention to provide as one of the means of payment, payment by using the card or payment gateway Compared to the means, there is no cost to pay a fee, which can be a cost advantage.

Therefore, the technical problem to be achieved by the present invention is to solve the conventional problems, so that the network users can use a variety of information provided from the site without having to access a specific site individually.

In addition, the technical problem to be achieved by the present invention is to provide the user to manage and use the information of the user from a plurality of sites in real time without having to access a specific site individually.

According to an aspect of the present invention, an integrated account management system through a network is an integrated account management system connected to wired / wireless terminals and a service system of a plurality of clients through a network. A database storing a plurality of user information including respective authentication numbers and account numbers for the service system; When a request for account information of a user is input from a client, an authentication number stored in the database is provided to each service system to request authentication, and when authentication is performed, information corresponding to the user's account is managed from the corresponding service system. Collection and function execution-for example, inquiry, transfer, loan application, sending mail, etc.) to the processing server that provides the wired and wireless terminal of the client.

Here, the processing server is a multi-task processing unit consisting of a plurality of work units for connecting to each service system to manage the information of the account; In response to the user's request for account information, the multi-task processing unit selects a waiting unit for command management of the account information requested by the user, and includes an account integration management unit for providing the client with account information management results provided from the multi-task processing unit.

At this time, the account integration management unit may command information management for all accounts registered by the user to a plurality of waiting work units, respectively, so that the information management for all accounts registered by the user can be performed at the same time. In particular, the multi-task processing unit accesses the service system, extracts account information from the source data of the web page including the account information, and provides the account information to the account integration management unit, thereby improving information management speed and stability.

In addition, the processing server may further include a system change management unit that checks and manages a state change of each work unit.

An integrated account management terminal according to another aspect of the present invention, an account integration management terminal connected to a plurality of service systems through a network, the input unit for inputting a user's account information request; A memory storing a plurality of user information including respective authentication numbers and account numbers for a plurality of service systems for each user; A processor for requesting authentication by providing an authentication number stored in the memory to each service system when a request for user account information is input, and managing information corresponding to the user's account in the corresponding service system according to the authentication; And an output unit for outputting information provided from the service system.

Here, the processing unit, a multi-task processing unit consisting of a plurality of work units for connecting to each service system to manage the information of the account; In response to the user's request for account information, the multi-task processing unit selects a waiting unit for command management of the account information requested by the user, and includes an account integration management unit for providing the account information management result provided from the multi-task processing unit to the output unit. .

According to another aspect of the present invention, an integrated account management method is connected to wired / wireless terminals and a service system of a plurality of clients through a network, and includes respective authentication numbers and account numbers for a plurality of service systems for each user. An account integrated management method of a system including a database in which a plurality of user information is stored. When an account information request of a user is input from a client, an authentication number for accessing a service system having an account requesting information is searched for from the database. step; Requesting authentication by providing the found authentication number to a corresponding service system; Managing information corresponding to a user's account by accessing the corresponding service system when the service system is authenticated; And providing the managed information to the wired / wireless terminal of the client.

Here, in the information management step, the user accesses the service systems of all the registered accounts at the same time and provides authentication numbers, respectively, to request authentication, and manages the corresponding account information of each service system for which authentication is completed, and then the managed user It is possible to provide the client with information of all accounts in.

In addition, the account integrated management method according to another aspect of the present invention, connected to a plurality of service systems via a network, a plurality of user information including each second authentication number, account number for a plurality of service systems for each user As an integrated account management method of the integrated account management terminal including a memory that is stored,

Providing an input window for authentication; Performing a user authentication process based on a first authentication number of a user input through the input window; If authentication is completed, finding a second authentication number from the memory for accessing a service system having an account requesting information; Requesting authentication by providing the found authentication number to a corresponding service system; Managing information corresponding to a user's account by accessing the corresponding service system when the service system is authenticated; And outputting the managed information to the user to confirm.

DETAILED DESCRIPTION Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram showing the structure of an account integration management system (hereinafter, referred to as an account integration management system) through a network according to a first embodiment of the present invention.

As shown in FIG. 1, the integrated account management system 10 according to the first embodiment of the present invention includes a plurality of clients (including wired and wireless networks such as the Internet, a wireless communication network, and a future network). 30 and a plurality of service systems 40.

Here, the service system 40 is a system of sites that provide a variety of information on the network, for example, a bank site for providing bank-related information, a card site for processing the card business such as credit card, and provide the information, It is a system such as a securities site that provides securities business and various securities information, an insurance site that provides insurance business and various insurance information, a web mail site that provides a web mail service, and a shopping mall site. All site systems can be included. Each service system provides a variety of information based on the account assigned to the user, where the "account" is a web, as well as accounts of financial assets, such as bank account numbers, card numbers, securities numbers, insurance numbers, for example. It includes an account assigned to the user such as an e-mail address, a shopping mall ID, and the like, and also includes an identification variable for providing all personalized information managed by matching the identification number (ID or password) of the user.

The client 30 is a user terminal (for example, a Microsoft Internet explorer or a navigator on Netscape) that wants to use information on a plurality of accounts provided by a plurality of service systems 40 scattered on a network. communication device such as a computer using a web browser, such as a (navigator), a mobile communication terminal, a PDA, a TV having an Internet connection function), and a specific site to receive and process account information requests from user terminals. It may be a server of.

Therefore, the account management system 10 according to the first embodiment of the present invention receives a request for account information directly from a user terminal, accesses the service system 40 and performs account information management, and then directly sends the result to the user terminal. It may be a system for providing, and also receives the account information request from the server of a specific site, access the service system 40 to perform account information management, and then provide the result to the server of the site to finally provide to the user terminal It may be a system to make it possible.

The integrated account management system 10 according to an exemplary embodiment of the present invention manages account information of users from the web server 11 and the service system 40 for access and exchange of information through the network 20. And a database server 13 storing a plurality of information for account integration management.

The web server 11 allows a plurality of clients 30 to access through the network 20 and converts various information provided through the processing server 12 to conform to a communication standard (for example, the HTTP protocol). Process and provide to a plurality of clients 30, or receives the information transmitted from the clients 30 through the network 20 to provide to the processing server 43, and with a web server or other system A database interworking device (CGI) for transmitting and receiving information may be included. The web server 11 may be an internet information server (IIS) of Microsoft Corporation.

The database server 13 includes a user database 131, a site database 132, and a management information database 133.

The user database 131 stores information about users who can receive account information through the account integrated management system 10. For example, identification numbers (IDs and passwords) for logging in to the account management system are stored, and IDs and passwords for logging in to all sites the user subscribes to as members corresponding to the identification numbers, Site identification values (e.g., uniform resource locators) and account numbers (bank account numbers, securities account numbers, web mail addresses, etc.) registered for each site are matched and stored.

Specifically, for example, "A1" and "001" for the login of the housing bank site that the user deals with in response to the identification number "A" for the login to the integrated account management system, and the house bank account number and good morning. "A2" and "002" for the login of the securities site, and "A3" and "003" for the login of the Good Morning Stock account, "A3" and "003" for the login of the Samsung Card site, and "A4" for the login of the Samsung Life Insurance site. IDs and passwords such as "and" 004 ", insurance policy number," A5 "and" 004 "for login to hotmail site, and hotmail addresses," A6 "and" 006 "for login to Samsung Mall site May be matched with each other and stored. Hereinafter, for convenience of explanation, the identification number and password for logging in to the integrated account management system are referred to as "first authentication number", and the identification number and password for login of each site to which the user subscribes are referred to as "second authentication." Number ".

The site database 132 stores information about all service systems connected to the network 20, that is, all sites (banks, cards, securities, insurance, web mail, shopping malls, etc.). For example, corresponding to the URL of each site, various information representing the structure and features of the site, such as the site feature, the login page address of the site, and the user account information providing page address, are stored.

The management information database 133 stores account information for each user managed by the service system 40, and account information managed by each service system 40 may be selectively stored.

The processing server 12 which manages the information of the corresponding account from the service system 40 and provides it to the client 30 according to the request for the account information from the client 30 based on the information stored in the database server 13, respectively. Of each of the work units 1221 to 122n of the multi-task processing unit 122 and the multi-task processing unit 122 which are connected to the service system 40 and manage the information of the corresponding account. An account integration management unit 121 for controlling and managing operations, a change management unit 123 and an authentication processing unit 124 for checking and managing the state change of each of the work units 1221 to 122n are included.

The authentication processing unit 124 checks the user database 131 based on the first authentication number provided from the client 30 to determine whether the corresponding user is a user who can be provided with account integration management. Meanwhile, the authentication processing unit 124 may be included in the processing server 12, but is not limited thereto and may be included in the web server 11.

The account integration management unit 121 manages the work units 1221 to 122n of the multi-task processing unit 122 so that a user's request for account information is made in real time. Specifically, in response to a user's request for account information authenticated by the authentication processing unit 124, the multi-task processing unit 122 selects the waiting work unit 122n and instructs the management of the account information requested by the user. The information management result is provided to the client 30.

The multi-task processing unit 122 includes a plurality of work units 1221 to 122n for accessing the service system 40 and managing information of the account requested by the user, respectively, and the work units 1221 to 122n each include a user database ( 131 reads the second authentication number for accessing the service system 40 having the account requested by the user who has been authenticated, provides the service system 40 with the corresponding service system 40, and then provides the information of the corresponding account. Access to the page to extract the information requested by the user and provide to the account integration management unit 121. Each of the work units 1221 to 122n of the multi-task processing unit 122 reports whether the work is performed and whether the work is completed to the account integration management unit 121, so that the information management work of each of the work units 1221 to 122n is performed. Try to be multiple and real time.

The change management unit 123 checks a system change state such as increase, decrease, and upgrade of each of the work units 1221 to 122n of the multi-task processing unit 122.

The processing server 12 may receive a web document (HTML, ASP file, etc.) providing information provided from the systems 40 of the Internet service site by using a hypertext transfer protocol (HTTP). have.

In the present embodiment, each component of the processing server 43 is illustrated to operate in the processing server, but is not limited thereto and may be implemented as an independent server to process corresponding functions. In addition, the functions of the parts are separated for convenience of description, but are not necessarily limited to the above separated state.

Based on the system composed of such a structure will be described in the account integration management method according to an embodiment of the present invention.

The account integration management system 10 first sets the overall system environment variables according to the operation of each server. The system environment variable includes the number of work units of the multi-task processor 122, the maximum work time of the work unit, and the like.

The processing server 12 creates a service socket for receiving a service request, prepares a thread pool, that is, a workload for running a multi-thread for multiprocessing, Perform detailed work processing associated with thread pool. When this operation is completed, the processing server 12 resides in a memory (not shown) in the account integration management system 10 and enters a service request standby state.

When the service request is input from the client 30 in such a waiting state, the operation for the request is performed as follows.

In this case, the account integrated management system 10 according to an embodiment of the present invention receives a request for account information directly from a user terminal connected to a network using a web browser or the like among the clients 30, and accesses the account information by accessing the service system 40. A case where the system performs the management and then directly provides the result to the user terminal will be described as an example.

2A and 2B sequentially illustrate the overall flow of the method for managing account integration according to an embodiment of the present invention, and in FIG. 3, the functions of each unit for managing the account integration are conceptually illustrated.

In the standby state in which the processing server 12 is operated as described above, the user can run a program (for example, a web browser, etc.) for network connection on his terminal and connect to the account integration management system 10. If a URL is entered, this URL information is converted and packetized by a hypertext transfer protocol (HTTP) in a web browser and then transmitted to the account integration management system 10 via the network 20.

Accordingly, the web server 41 of the account integration management system 10 transmits a web page corresponding to the URL information to the user terminal, and the transmitted web page is converted into a window state on a web browser and displayed (S100). At this time, the web server 11 provides a web page for user login, and this initial access screen is illustrated in FIG. 4.

When the user inputs the first authentication number (ID and password) for logging in to the account integrated management system 10 on the screen shown in FIG. 4, the authentication processing unit 124 of the processing server 12 enters the first authentication. The authentication process is performed according to whether the number is stored in the user database 131 (S120).

If the first authentication number input from the client 30 is not stored in the user database 131, the authentication processing unit 124 may not authenticate, for example, indicating that the login failure to the client 30 has failed. If the first authentication number entered is stored in the user database 131, the account integration management unit 121 notifies the authentication result, and the client 30 requests the information of the account to which the user subscribes. Notify that there is (S130).

When the account integration management unit 121 is notified of the authentication of the user who requested the account information from the authentication processing unit 124, the user database 131 is searched based on the first authentication number of the user to extract information of all sites registered by the user. The operation state of each of the work units 1221 to 122n of the multi-task processing unit 122 is checked to assign information management work to the site registered by the user to the waiting work unit 122n that is not currently performing work. (S140).

The account integration management unit 121 may access information (site URL, etc.) for accessing one of a plurality of sites subscribed to by the working unit 122n waiting for the user, and a second authentication number of the user for logging in the site. In order to provide information management command (S150). The work unit 122n that has been instructed to start work first connects to the service system 40 of the site based on the information (URL) of the site assigned from the account integration management unit 121, and then uses the second authentication number. Find and provide authentication request (S170).

At this time, the account integrated management unit 121 does not provide the site information and the user information (second authentication number), and the user unit 131 is based on the first authentication number of the user based on the user's first authentication number according to the operation start command. You can also find and use information and user information for accessing the site.

As such, when there is an authentication request from the work unit 122n, the service system 40 based on the data stored in the self-managed database, the second authentication provided from one work unit 122n of the account integration management system 10. Authentication is performed on the number (S180).

When the authentication process is performed as a legitimate user who can access the service system 40, the work unit 122n attempts to access a destination page that provides information corresponding to the purpose among the web pages of the corresponding site. For example, if the corresponding site is a bank site, an attempt is made to access a page providing information on a user's bank account number (S190).

When using the service, if you want to use the functions provided by the site such as bank transfer of the financial sector is a special situation using the user's certificate, etc. Technically, the technology of the present invention is applied equally, but the actual execution is performed by the client of the user. (Or a transfer function may be performed on the server.) The function s155 of the program loaded in the program is used. The function s155 of the program loaded on the client of the user includes the functions of s160 to s190 and s200 to 2210 among the functions of the server. Operation in this way is not only possible to use special functions, but also as a way of implementing a general account integration service.

Next, as shown in FIG. 2B, when the access to the destination page is made, the work unit 122n performs a parsing operation to find a necessary character string (for example, a balance in the case of a bank account) on the page. (S200 to S210). More specifically, in general, when managing desired information from a site, a browser control method (for example, Microsoft's ActiveX controller, etc.) is used to display a web page in which the site is displayed in a browser-enabled state. Provides and manages the desired information on the web page. However, this slows down processing due to the memory capacity of the control itself, the increase in file size, and the conversion of HTML source to on-screen text within the browser control. Therefore, in the present invention, the browser control method is not used, and the work unit 122n receives only the source data corresponding to the target page from the service system 40 and extracts a character string corresponding to the desired information from the source data. As a result, the speed of information management is improved, and information management is more stable.

Next, if the required string is extracted, the job processing result is transferred to the account integration management unit 121 and notified that the assigned work is completed (S220).

As described above, when the work result is transmitted from the work unit 122n of the multi-task processing unit 122, the work result is stored in the management information database 133 or transferred to the requesting client 30 (S230).

For example, the account integration management unit 121 instructs each of the waiting units 122n to manage information on all accounts registered by the user who requested the information, and thereafter, manages the information managed from each of the units 1221 to 122n. After storing sequentially in the management information database 133, if information management for all accounts registered by the user is made, all the managed information is provided to the client 30 to be checked by the user (S240).

FIG. 5 shows an example of a screen on which a plurality of account information managed as described above is provided to a user. As shown in FIG. 5, even if the user does not have to individually access a plurality of registered bank sites, information such as the balance of the corresponding account is provided for each bank account number of all registered banks. At this time, if the user requests detailed information, such as transaction details, for a specific account, the account integration management unit 121 selects the waiting work unit 122n as described above and provides the corresponding account information. It commands the information management to the site so that the user can be provided with detailed information of the account from the corresponding site without the user accessing the site separately.

On the other hand, as in the embodiment described above, when the account integration management system 10 is authenticated for the user, as described above, all the user registered from the service system 40 of each site through a plurality of work units as described above The information about the account can be provided and delivered to the client 30. In addition, the account information (for example, information stored in the management information database managed according to a previous service request) is stored to the user who has been authenticated. As shown in FIG. 4, and only when the user selects a detail view button, a new information update button, or the like, the account integration manager instructs the waiting work unit to manage information to the corresponding site as described above. Thus, new information obtained later may be provided to the user.

In addition, when communicating with a service system of a financial related site such as a bank or a securities described above, the account integrated management system 10 according to the present invention has a processing for an encryption component applied to security practices in a financial related site. To do this, the multi-processing unit 122 receives and installs an encryption component module from a financial related service system (eg, 41, 42, 43, etc.), and then transmits and receives information with the service system through the encryption component. do. Specifically, the multi-processing working unit 122 obtains a point interface to the cryptographic component type library from the service system and exchanges information (such as a second authentication number) using functions provided by the corresponding cryptographic component of the service system. It exchanges information with financial services systems in the same way that it uses cryptographic components when using the Web on a client's computer.

Account integration management according to the embodiment of the present invention may be implemented by a separate system connected on the network 20, or may be implemented as a client module. That is, it is implemented in the form of an application program on the user terminal so that the user can immediately obtain the desired account information by running the application program without going through the process of accessing the network through a web browser.

6 illustrates the structure of the account integrated management system according to the second embodiment of the present invention implemented in the form of a client module.

As shown in FIG. 6, a user terminal including a central processing unit (CPU) 31, an input unit 32 such as a keyboard, an output unit 33 such as a monitor, and a memory 34, that is, a client 30, may be placed thereon. A processing unit, that is, the account integration management module 35, which includes the account integration management unit 351, the multi-task processing unit 352, the change management unit 353, and the authentication processing unit 354 as the first embodiment described, may be installed. have.

7A and 7B sequentially illustrate an account management process through a network according to a second embodiment of the present invention. As shown in FIG. 7A, when the account integration management module 35 is executed in a client, that is, a user terminal (which may be referred to as an account integration management terminal), the authentication processing unit 354 first authenticates as shown in FIG. 8. An identification number input window for processing is provided (S300). 8 illustrates an example of an authentication screen provided in the integrated account management system according to the second embodiment of the present invention.

When the user inputs a first authentication number including an ID and a password through the input unit 32 in the input window as shown in FIG. 8, the authentication processing unit 354 performs an authentication process (S310 to S320), and then an account. As the integrated management module 35 is loaded into the memory 34 of the client 30, an initial setting process is performed, and detailed program settings are subsequently placed in the memory 34 and placed in a service standby state (S340). Here, the memory 34 includes all of RAM, ROM, auxiliary memory, and the like.

Next, when a service request generated by a request or a batch job for the user's account integration service is input, the account integration manager 351 extracts the list of accounts registered by the user, and the respective job units of the multi-task processing unit 353 ( 3531 to 353n), respectively, assigns information management operations to the site for the account registered by the user (S350 to S370).

Accordingly, each of the work units 3531 to 353n connects to the assigned site, that is, the service system 40 using the socket handler, and logs in by providing the second authentication number as in the first embodiment described above (S380). When the authentication is made, the target page of the service system 40 is accessed (S390 to S400), and as shown in FIG. 7B, necessary strings, that is, information is extracted and the result is provided to the account integration manager 351. (S420 to S430).

Accordingly, the account integration manager 351 displays the results of the operations of the plurality of work units 3531 to 353n, that is, the information of the account registered by the user on the screen through the output unit 33 so that the user can check them (S440).

Meanwhile, a screen for allowing the authenticated user to select information of a required account as shown in FIG. 9 may be provided to allow the user to inquire information about all accounts or specific accounts according to the selection. As shown in FIG. 9, the tab control 701 is provided for inquiry about all accounts or specific accounts registered by the authenticated user, and as described above for each account according to whether the user controls the tab control 701. The inquired account information is displayed in the form of a table 702. In addition, the detailed information is provided according to the user's operation of the details button 703, and when the bank account information is searched for more convenient use, an account transfer button 704 may be provided to facilitate the transfer of funds. .

In the second embodiment of the present invention, in order to omit the process of inputting login information for the account that the user wants to inquire every time, the information for each account may be registered in advance. 10 illustrates a screen in which a user registers an identification number for each account in the integrated account management system according to the second embodiment of the present invention. As shown in FIG. 10, the user selects the type of service provided by the button 801 for each account type, receives the ID and password for logging into the detailed account details of the selected service type, and stores the received ID and password in the memory 34. Let's do it.

Therefore, the account integration management module 35 may perform authentication and information management to the service system as described above based on the authentication number stored in the memory or the authentication number of each service system provided through the input unit 31. .

According to this embodiment, the user can be provided with various information about the accounts of all the sites registered by the user without access to the individual sites.

For example, in addition to announcements for all registered members, sites that provide email services on the Internet can receive information corresponding to e-mail addresses such as the number of newly arrived mail, whether a letter has been sent, and the number of letters returned. In addition, various shopping information corresponding to a user ID, such as whether or not the goods ordered by the user, a new product information of a product registered as an item of interest, a purchase point, etc., may be provided from the Internet shopping mall site. In addition, you can receive financial information such as your account balance, fund transfer information, utility billing information, stock quotes of interest, current stock prices, etc. from online financial and securities sites. You can be provided with educational information such as test scores and homework information. In addition, media information such as news of interest, age and hierarchy news can be provided from media sites such as broadcasts and newspapers on the Internet, and game information such as current level, total score, rank, and the like can be provided from online game sites. Can be. In addition, the user can receive community information such as whether a friend registered by the user is registered from the virtual community site, group information, chat room invitation, etc., and user schedule management information, meeting place and time reminder, anniversary management, etc., from the schedule management site on the Internet. The same schedule management information can be provided.

In addition, through the integrated account management system according to an embodiment of the present invention, all the customized information corresponding to the user's account information can be easily provided from all sites scattered on the network, without accessing the individual sites of the user.

On the other hand, in the case of providing such a plurality of user-specific information, it is possible to display the banner for the advertisement of the site together on the screen, thereby improving the recognition of the site naturally.

Although the present invention has been described with reference to the most practical and preferred embodiments, the present invention is not limited to the above disclosed embodiments, but also includes various modifications and equivalents within the scope of the following claims.

As described above, according to the present invention, a user who is subscribed to a plurality of sites on a network can receive information about his or her account from multiple sites through a single access and login process without accessing and logging into individual sites. It becomes possible.

Therefore, the user may be provided with his or her personalized information from a plurality of sites more conveniently, and may improve the user's access to each site. Therefore, the connection and transaction between the user and the site becomes more active.

1 is a diagram showing the structure of an account integration management system through a network according to a first embodiment of the present invention.

2A and 2B are flowcharts sequentially illustrating a process of managing account integration through a network according to a first embodiment of the present invention.

3 is a diagram functionally showing a process performed in each part of the integrated account management system according to the first embodiment of the present invention.

4 is an exemplary view of an initial access screen of an integrated account management system according to a first embodiment of the present invention.

5A and 5B are exemplary views illustrating a function of transferring funds by using a screen on which information processed in an integrated account management system according to a first embodiment of the present invention is provided to a user and a specific bank account.

6 is a diagram showing the structure of an integrated account management system through a network according to a second embodiment of the present invention.

7A and 7B are flowcharts sequentially illustrating a process of managing account integration through a network according to a second embodiment of the present invention.

8 is an exemplary view of the initial access screen of the integrated account management system according to a second embodiment of the present invention.

9 is an exemplary view showing a screen displayed when the account integration management system according to the second embodiment of the present invention is initially connected.

10 is an exemplary view showing a screen for a user to register an identification number for each account in the integrated account management system according to a second embodiment of the present invention.

11A, 11B, 11C, and 11D are exemplary views illustrating a screen for a user to pay for a product purchase in a shopping mall using an account integration management system according to a third embodiment of the present invention.

FIG. 12 is an exemplary view showing a screen of a user using the service using a mobile phone among wireless services using the account integrated management system according to the fourth embodiment of the present invention.

Claims (13)

In the integrated account management system connected to the wired and wireless terminals of a plurality of clients and a plurality of service systems through a network, A web server for exchanging information with a client connected through the network; A database server that stores a plurality of user information including user authentication numbers and account numbers for the plurality of service systems, as well as information for login of a client accessing through the network; And When receiving the account information request from the client after the login to the client connected through the network is normally performed through the web server, the authentication number of the corresponding user stored in the database server is provided to each service system. To request authentication, and to manage the information corresponding to the user's account from the successful authentication service system to send to the wired / wireless terminal of the client through the web server and the network, the authentication processing unit, multi-task processing unit and account An integrated account management system through a network, comprising a processing server configured to include an integrated management unit. The method of claim 1, The processing server, An authentication processing unit which checks the database server based on information related to login provided from the client and authenticates whether the corresponding user is a normal user; A service system having a plurality of work units connected to the plurality of service systems through the network to manage information corresponding to the user's account, wherein the plurality of work units have accounts requested by the user authenticated by the authentication processing unit. The authentication number for accessing the server is read from the database server and provided to the corresponding service system to request authentication, and if authentication of the user in the corresponding service system is successful, multiple information for managing the account information of the corresponding service system is provided. Work processing unit; In response to the request of the account information of the user authenticated by the authentication processing unit, the multi-task processing unit selects a waiting unit to instruct management of the account information requested by the user, and the account information provided by the multi-task processing unit with the web server. An account integration manager for sending to the client through the network; And And a change management unit for checking and managing a state change of each of the work units and providing the result to the account integration management unit. The method of claim 2, The account integrated management unit instructs a plurality of work units waiting in the multi-task processing unit to manage information on all accounts registered by the user, so that information management on all accounts registered by the user can be simultaneously performed. Account integration management system through network. The method of claim 2, The multi-task processing unit connects to the service system through the network, extracts account information from source data of a web page including account information, and provides the extracted account information to the account integration manager. Account integrated management system through the network. delete In the wired and wireless terminal for the integrated management of accounts connected to a plurality of service systems via a network equipped with a predetermined account integrated management application CPU, An input unit to input a user's request for account information; A user including a second authentication number and an account number of the user for logging in to a site operated by the plurality of service systems as well as a first authentication number including an ID and a password of the user for using the account integrated management application; A memory in which information is stored; The first authentication is performed based on a predetermined authentication number entered through the input unit and the CPU, and when a request for account information is input through the input unit and the CPU after completion of the first authentication, the second authentication number of the user stored in the memory. To provide each service system to request the second authentication, and to manage information corresponding to the user's account from the service system for which the second authentication was successfully performed, including an authentication processing unit, a multi-task processing unit, and an account integration management unit. A processing unit configured; And And an output unit for outputting the information provided by the processing unit. The method of claim 6, The processing unit, An authentication processing unit for checking whether the user is a normal user by checking the memory based on a predetermined authentication number input through the input unit and the CPU; It is made up of a plurality of work units for accessing the plurality of service systems through the network to manage information corresponding to the user's account, the plurality of work units having an account requested by the user first authenticated by the authentication processing unit The second authentication number for accessing the service system is read from the memory and provided to the service system to request the second authentication, and if the second authentication for the user in the service system is successful, the service system is activated. A multi-task processing unit for managing information of the account; According to the request of the account information of the user who has been first authenticated by the authentication processing unit, the multi-task processing unit selects a waiting unit to command management of the account information requested by the user, and outputs the account information provided by the multi-task processing unit. An account integration management unit provided to the wealth unit; And And a change management unit for checking and managing a state change of each of the work units and providing the result to the account integration management unit. It is connected to wired / wireless terminals of a plurality of clients and a plurality of service systems through a network, and provides authentication information and account numbers for each of the plurality of service systems as well as information for login of a client accessing through the network. In the account integrated management method of a system having a database server and a processing server that stores a plurality of user information to include, Receiving an account information request from the client after the login for the client connected through the network is normally performed, the processing server receives the authentication number for access to a service system having an account for which the information is requested. A first step of finding at the database server; A second step of, if the authentication number is found by the first process, the processing server providing the found authentication number to the corresponding service system to request authentication; A third server for managing the information corresponding to all accounts of the user by accessing the processing system in which the processing server is successfully authenticated, as the processing server is notified to the processing server that the authentication in the corresponding service system is successfully completed. process; And And a fourth step of the processing server providing information of all accounts of the managed user to the client through the network. delete In the plurality of service systems as well as the CPU, the application for account integration management is mounted, the first authentication number including the input unit for inputting the user's account information request and the user's ID and password for using the application, A client having a memory storing user information including a user's second authentication number and account number for login to an operating site, a processing unit performing account integration management in association with the CPU, and an output unit performing information output. In the method of the wired and wireless terminal for the integrated management of the account is connected to a plurality of service systems via a network to perform the integrated management of the account, A first step of performing, by the processing unit, primary authentication based on the predetermined authentication number as a predetermined authentication number is input through the input unit; After the first authentication is successfully completed, if an account information request is input through the input unit, the processing unit searches for the second authentication number from the memory for access to a service system having an account requesting the information. ; A third step of, if the second authentication number is found, the processing unit providing the found second authentication number to a corresponding service system to request a second authentication; A fourth step of, when the processing unit receives the second authentication success information from the corresponding service system, accesses the corresponding service system to manage information corresponding to all accounts of the user; And And the processing unit has a fifth process of outputting the managed information through the output unit. delete In the plurality of service systems as well as the CPU, the application for account integration management is mounted, the first authentication number including the input unit for inputting the user's account information request and the user's ID and password for using the application, A client having a memory storing user information including a user's second authentication number and account number for login to an operating site, a processing unit performing account integration management in association with the CPU, and an output unit performing information output. In the method of the wireless communication terminal of the account connected to a plurality of service systems via the wireless Internet to perform the account integration management, A first step of the processing unit activating the application when the first authentication for the predetermined authentication number inputted through the input unit is successfully performed in the processing unit; A service system for performing an integrated management of the account corresponding to the user's request by the activated application, and having an account requesting the information by the processing unit as an account information request is input through the input unit after the first authentication is successfully completed. The second authentication number for access to the network is found from the memory, and if the second authentication number is found, the processing unit provides the found second authentication number to the corresponding service system through the wireless Internet to perform second authentication. Request, and when the processing unit receives second authentication success information from the corresponding service system through the wireless Internet, accesses the corresponding service system to collect and manage information corresponding to all accounts of the user, and the processing unit is Outputting managed information through the output unit; 2 courses; And And a third process of storing and managing the information of all the accounts of the user received in the wireless communication terminal in the memory. The method of claim 1, Account integration management system via a network, characterized in that the web server and the processing server is integrated.