JPS6260671A - Automatic teller machine - Google Patents

Abstract

PURPOSE:To enable accurate discrimination of whether or not a passbook newly inserted during recording is a new one, by reading recording columns provided on a page opened when a passbook is inserted and a magnetic stripe. CONSTITUTION:Recording columns 20a, 20b, 20c and the like are provided on a page of a passbook in this order from the top side of the page. A magnetic stripe 21 is provided at a bottom part of an outside back cover, and when the passbook is in use, an ID number (M1), a bank number (M2), an office number (M3) and an accound number (M4) or the like are recorded in the magnetic stripe 21. When the passbook is used up, the old passbook is discharged through a passbook-inserting port 5. The old passbook is drawn out, a new passbook is inserted through the port 5, and it is discriminated by reading by a passbook printer whether or not information is recorded in recording columns 20a-20c on the double-spread pages of the pass book and whether or not data are written in the magnetic stripe 21. When no information is printed in the recording columns and no data are written in the stripe 21, the passbook is discriminated as a new passbook, then continued printing of transactions on the double-spread pages and writing of data in the magnetic stripe 21 are performed, followed by discharging the new passbook.

Description

Detailed Description of the Invention (a) Technical field The present invention relates to an automatic transaction processing device having a passbook entry function, and in particular, all the entry columns of the passbook that are being printed have already been printed (
The present invention relates to an automatic transaction processing device that ejects a passbook when the passbook has expired and continues printing on a new passbook inserted.

(b) Summary of the Invention The automatic transaction processing device according to the present invention discharges the passbook in which the transaction details are printed when the passbook is finished,
Subsequently, the automatic transaction processing device that continues printing on the new passbook that is inserted reads the entry field and magnetic stripe of the inserted passbook and finds that nothing is printed in the entry field and nothing is recorded on the magnetic stripe. By providing a means to determine that a passbook is a new passbook when a new passbook is not inserted, it is possible to prevent erroneous printing on the passbook when a different passbook is inserted when a request is made to insert a new passbook. It is something.

(C) Prior art and its drawbacks Automatic transaction processing devices that can accept passbooks do not allow the contents of previous transactions that have not yet been entered in the passbook to be recorded when the passbook is entered or at the time of a transaction in which the passbook is inserted. It is equipped with a passbook entry function to print. By the way, if there are a large number of transactions that have not been entered, the passbook may end in the middle of entry.In this case, a typical automated transaction processing device will call a staff member, and also display the completed passbook (old passbook). ) and request the insertion of a newly issued passbook (new passbook) for that account. When the clerk goes to the automatic transaction processing device and inserts the new passbook, the remaining unfilled transaction details are continued to be printed, the new passbook is ejected, and the operation ends.

When the new passbook is inserted, in order to determine whether or not the inserted passbook is a new passbook, a conventional automatic transaction processing device opens the inserted passbook and reads the pages of the inserted passbook, printing nothing. If there is no such thing, it is determined that it is a new passbook and the remaining unfilled transaction details are continuously printed.

By the way, while the automatic transaction processing device is on standby for inserting a new passbook, other customers may mistakenly insert their passbook by mistake, thinking that the automatic transaction processing device is on standby waiting for a customer. In this case, if the page is a page that is still being filled in, the automatic transaction processing device will determine that the passbook is incorrect and will eject the passbook, but if the passbook is inserted after opening a blank page, the automatic transaction processing device will mistakenly assumed that it was a new passbook and filled in the remaining unentered transaction details.This kind of malfunction has often occurred in the past, and the transaction details would be entered in other customers' passbooks. , which could cause serious problems with the credibility of transactions.

(d1 Purpose of the Invention In view of the above-mentioned drawbacks, an object of the present invention is to provide an automatic transaction processing device that can accurately determine whether or not a new passbook inserted during entry into a passbook is a new passbook.

(e1 Structure and Effect of the Invention) This invention, when a passbook is inserted after ejecting the old passbook, reads the entry field and magnetic stripe of the page that was open when the passbook was inserted, and prints in the entry field. The present invention is characterized in that a new passbook determining means is provided for determining that the inserted passbook is a new passbook when the inserted passbook is not inserted and no data is written on the magnetic stripe, and continues printing the transaction details. .

According to the present invention, configured as described above,
Only if there is no printing in the entry column on the opened page of the inserted passbook or if no data is recorded on the magnetic stripe, the passbook is determined to be a new passbook and unfilled transaction details are recorded. Perform continuous printing. In other words, if there is printing in the entry field of the inserted passbook, or if data such as an account number or PIN number is recorded on the magnetic stripe, this means that the passbook is still being used. It can be determined that it is a passbook. As a result, even if an incorrect passbook such as another customer's passbook is inserted during standby for inserting a new passbook, the automatic transaction processing will no longer be mistaken for the new passbook and continue printing the transaction details. When filling in a passbook using a device, it is possible to prevent the trouble of entering transaction details in another customer's passbook, which has the advantage of securing the trust of banks, etc.FF
Embodiment FIG. 2 shows an automatic deposit dispensing device (A) which is an embodiment of this invention.
TM) is an external view. A CRTI, a bill ejection port 3, and a coin deposit/withdrawal port 6 are installed on the horizontal panel operated by the customer. A transparent sheet-like touch panel switch 2 is attached on the CRTI. A card insertion slot 4° and a bankbook insertion slot 5 are installed on the vertical panel. A display prompting a predetermined operation at each stage of the transaction is displayed on the CRTI, and a key corresponding to the operation is displayed on the same <CRTI.

The touch panel switch 2 detects the press of the key.

FIG. 3 is a block diagram of the control section of the ATM. This control unit uses a master-slave system, and the master C
Each operation unit connected to PU10 is controlled by a slave CPU. The master CPU 10 has ROMI 1.
The RAMI 2 and the Freonbi disk control unit 19 are connected, and the communication control unit 13 . Customer service control section 14, card reader section 151, bill processing section 16. A coin processing section 17 and a passbook printing machine 18 are connected.

The customer service control unit 13 is connected to a display such as the CRT1 and an input device such as the touch panel switch 2. The banknote processing unit 16 and the coin processing unit 17 process deposits and withdrawals of banknotes and coins. The passbook printing machine 18 reads the entry field of the passbook and prints the transaction details in the first blank space, and also controls insertion and ejection of the passbook and reading/writing of magnetic stripe data formed on the back cover of the passbook.

FIG. 4 (A+, CB+ are diagrams showing the configuration of a passbook inserted into the ATM. η in the same figure) is a diagram showing a page on which entry fields are formed. Entry field 20a from the top of the page
, 20b, 20c, etc. are formed.

The same figure (81 is a diagram showing the back cover. A magnetic stripe 21 is formed at the bottom of the cover. When this passbook is in use, this magnetic stripe 21 includes a personal identification number (Ml),
Bank number (M2), branch number (M3) and account number (M
4) etc. are recorded.

FIG. 1 is a flowchart showing the operation of the control section of the ATM. If the bankbook is completed during the bankbook entry operation, this interrupt operation starts, and in step nl (hereinafter, step ni is simply referred to as ni), a staff member is called by lighting a lamp on the remote monitoring device, etc., and when the entry is completed. The old passbook is ejected from the passbook insertion slot 5 (n2). It stands by until a new passbook is inserted in n3, and when the old passbook is removed and a new passbook is inserted from the passbook insertion slot 5, whether or not there is printing in the entry column on the two-page spread of that passbook (n4 )
, it is determined whether data is written in the 1iff stripe (n5) by reading it with the passbook printing machine 18. If there is no printing in the entry column and no data is written on the magnetic stripe, it is determined that the passbook is a new passbook, and the process proceeds to n6, where the transaction details are printed continuously on the facing page (n
6) After writing the data shown in FIG. 4(B) on the 6m magnetic strip (n7), the new passbook is ejected (n8) and the operation is completed. If there is any printing in the entry field or writing of data on the magnetic stripe in the passbook inserted in n3, it is determined that the passbook is not a new passbook, and the passbook is ejected (n9) again. Return to n3 and wait for the new passbook to be inserted.

The passbook printing machine 18 and n4. n5. n6 corresponds to the new passbook determining means of the present invention.

In this way, with this ATM, if the passbook ends while you are filling in the passbook, and a new passbook is inserted in place of that passbook, there will be no printing in the entry field of that passbook, and no data will be recorded on the magnetic stripe. The inserted passbook is determined to be a new passbook only when the inserted passbook is not filled in, and the remaining unfilled transaction details are entered. This will not cause any malfunction. In addition, data such as the account number and PIN number for this account are written on the magnetic stripe of the new passbook that has been filled out, so from now on, this passbook can be inserted into an automatic transaction processing device and withdrawn. In addition to being able to perform transactions such as the following, the automatic transaction processing device determines that this passbook is the current passbook by reading the data on the magnetic stripe, so there is no chance of misidentifying it as a new passbook.

[Brief explanation of the drawing]

FIG. 1 is a flowchart 1 showing the operation of an ATM control unit according to an embodiment of the present invention, and FIG. 2 is an external view of the above-mentioned ATM.
Fig. 3 is a block diagram of the control section of the above-mentioned ATM, and Fig. 4 (A
), CB+ is a diagram showing the configuration of a passbook inserted into the ATM. 18-Passbook printing machine, 2-0-Passbook, 20a to 20C-Entry column, 21-Magnetic stripe.

Claims (1)

[Claims] (1) An automatic transaction processing device that has a passbook entry function that prints unfilled transaction details on an inserted passbook, and when the entry fields of the passbook become completely filled out during printing, the inserted passbook In an automatic transaction processing device that ejects the completed passbook and requests the insertion of a new passbook, and when the new passbook is inserted, the automatic transaction processing device continues printing the transaction details on this passbook, the passbook is inserted after the completed passbook is ejected. When this passbook was inserted, the entry field and magnetic stripe of the page that was open at the time of insertion were read, and the entry field was not printed and no data was written on the magnetic stripe when the passbook was inserted. An automatic transaction processing device comprising a new passbook determining means that determines that the passbook is a new passbook and continues printing the transaction details.