JPH11250136A - Method and device for adjustment through the use of ic card - Google Patents

Abstract

PROBLEM TO BE SOLVED: To simplify accounts transferring processing by utilizing historical information stored in an IC card for cost adjusting processing so as to reduce voucher issuing work. SOLUTION: The IC card 200 is inserted into a card reader/writer 310. At this time a controller 350 requests the input of individual confirming information through a display device 320 to obtain individual confirming information inputted to an input device 330. The controller 350 inspects the obtained individual confirming information and the individual confirming information stored in an individual confirming information storing part 230. When both of the confirming information are coincident as the result of inspection, the historical information stored in the IC card 200 is obtained to prepare a sentence expressing the behavior of the individual from historical information and information for interpreting its meaning. At this time, the controller 350 inspects whether a Japanese sentence being the result of plotting is completed one or not. When it is a completed Japanese sentence as the result of inspection, an account title conversion table 370 is referred to select the accounts title of the cost.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a method and system for collecting expense settlement information using an IC card that does not depend on a specific application, and a method and system for utilizing the information. ,
The present invention relates to a payment method and a system used for a combination of an IC card and a payment totaling device.

[0002]

2. Description of the Related Art In an expense reimbursement process in a company, the expense information generated is recorded in a notebook, and information for a certain period is transcribed to a slip to make a reimbursement request. And
The collected slips are registered in a database by OCR conversion. Then, depending on internal regulations, it is necessary to obtain a receipt and submit it at the same time as the settlement request. Also, the spread of personal computers in offices has enabled the claimant himself to register expense information.

For example, in the household management support system of Japanese Patent Application Laid-Open No. Hei 9-106422, filed by Hitachi, Ltd., household account information such as deposit / withdrawal history information at a financial institution account and product purchase history information at a store or at a service counter are provided. Household management information generated outside is directly taken into household management software using an IC card to provide a household management support method.

[0004]

However, such a conventional procedure has the following problems.

[0005] That is, since the generated expense information is transferred to a slip via a notebook or personal memory, entry omissions and mistakes often occur. And since those workloads are large, it leads to billing delay. Further, since the OCR input of the slip is performed in a batch process, there is a time lag until the database is registered. In other words, the budget management work will be hindered. In addition, since the account transfer of expense information is left to the person to some extent,
If the person does not have accounting knowledge, this can lead to a transfer error.

On the other hand, in a household management support method using an IC card, history information is stored in the IC card in a fixed format. Therefore, standardization of social infrastructure standards at financial institutions, stores, service counters, and the like is essential.

[0007] One object of the present invention is to provide a method and apparatus for collecting history information with an IC card without being bound by the standards of social infrastructure.

It is another object of the present invention to provide a method and an apparatus for authoring history information collected by an IC card and performing an expense settlement process in the form of Japanese sentences.

[0009]

SUMMARY OF THE INVENTION The present invention provides a transaction apparatus (automatic ticket gate, register,
Phone, etc.) and an IC that does not depend on a specific application
Regarding a settlement method and a system using an IC card comprising a card and a settlement totalization device for setting up expense information, the transaction device stores history information in the IC card, and the expense collection device stores the IC card. The expense settlement process is performed by creating a Japanese sentence based on history information, an item meaning management table for interpreting the meaning of the history information accumulated by the meaning management device, and information input by the operator. is there.

[0010]

DESCRIPTION OF THE PREFERRED EMBODIMENTS One embodiment of the present invention will be described below in detail.

FIG. 1 is a flowchart showing one embodiment of the present invention. FIG. 2 is a block diagram showing an apparatus configuration for realizing the present invention. FIG.
It is an image figure showing the specification of C card.

In FIG. 2, reference numeral 100 denotes a transaction device;
A card reader / writer 0 reads and writes data from and to an IC chip attached to the inserted IC card 200. Reference numeral 120 denotes a control device, and the IC card 20
It is responsible for taking out, writing, checking, and controlling the operation of data with respect to 0, and controls the operation of the transaction device 100 according to a program stored therein. 130 is a storage device, which stores a transaction history acquisition program, which acquires history information by the operator via the transaction device 100, and stores the information in I
It plays a role of storing in the C card 200.

Reference numeral 200 denotes an IC card, and reference numeral 210 denotes a control device built in the IC chip, which takes out data from the transaction device 100, controls recording, inspection, and control thereof, and is stored in the IC chip. Controlled according to the program. Reference numerals 220 and 230 denote storage devices in the IC chip, which store a transaction history management table and personal identification information.

Reference numeral 300 denotes a settlement and tallying device connected to the network; 310, a card reader / writer;
Is a display, and the settlement tallying device 300 transmits information to the operator by visual means. 330
Is an input device, which is used by an operator as a means for inputting information to the settlement totaling device. 34
Reference numeral 0 denotes a communication device that communicates with the semantic management device 400 and the settlement management device 500 connected to the network. Reference numerals 360, 370, and 380 denote storage devices that store a settlement totalization program, an account conversion table, and a fixed information management table, respectively. This payment totaling program is executed by the application 32 described in FIG.
Is a processing program for authoring history information stored in the transaction history management table 220 of the IC card 200 and registering the history information in the settlement management device 500.

Reference numeral 400 denotes a semantic management device connected to the network, 410 denotes a communication device, 420 denotes a control device, and 430 denotes a storage device, which stores an item semantic management table.

Reference numeral 500 denotes a settlement management device connected to the network; 510, a communication device; 520, a control device; and 530, a storage device, which manage a settlement information management table.

FIG. 3 shows the specifications of the IC card 200 in FIG. Reference numeral 31 denotes an IC chip, and reference numeral 32 denotes various applications mounted on the IC chip, which manages history information acquired from the transaction apparatus 100 and manages history information unique to each application.
Since the IC chip 31 is not restricted by the specific application 32, the application 32 can be freely added or deleted. When the application 32 corresponding to the transaction device 100 is not stored in the IC chip 31, the transaction device 100 inputs the history information and the application 32 to the IC card 200.

FIG. 4 shows a transaction history management table 220 stored in the IC card 200, and manages the history information acquired by each application 32 in FIG.
Note that the management items of the history information are different for each application 32.

FIG. 5 shows an item meaning management table 430 stored in the meaning management device 400.
0 is a table for assigning meaning of history information in the transaction history management table 220.

The application name 51 is the name of software installed in the IC card for exchanging information and managing history information between the IC card 200 and the transaction device 100. The management item 52 is a name expressing the meaning of each data constituting the history information.

FIG. 6 shows an example of a screen of the display 320 connected to the settlement totaling device 300. In the expense settlement processing,
It is an example of a screen which requests an input of supplementary information by an operator.

The expense generation scene 61 is the IC card 200
4 is a Japanese sentence created based on the history information acquired from the transaction history management table 220 of FIG. If the Japanese sentence is not completed only with the history information, "?"
Requests input of supplementary information.

FIG. 7 shows an account item conversion table 370 stored in the settlement totaling device 300.
Based on the history information acquired from the transaction history management table 220 of 0 and the supplementary information input by the operator, the conditions for determining the account item are managed. This is a table for managing an account item corresponding to a word included in a situation of an expense occurrence scene which has been converted into a Japanese sentence.

The account 71 is a unit of accounting calculation, and is a socially standardized item name. The transfer condition 72 is a condition necessary for the account transfer, and indicates a word included in a sentence expressing the situation of the expense occurrence scene as the account transfer condition.

FIG. 8 shows a fixed information management table 380 stored in the settlement totaling device 300.
0 manages history information acquired from the transaction history management table 220 and supplementary information input by the operator. The information managed here is information to be output to the expense confirmation result list 92 in FIG.

FIG. 9 is an example of an output screen of the display 320 connected to the settlement totaling device 300, and illustrates a scene of an expense settlement result input by an operator in the expense settlement process. In other words, when the supplementary information is input by the operator, the Japanese sentence of the expense occurrence scene 91 is determined and registered in the expense determination result list 92 as the determination result.

FIG. 10 shows a settlement result information management table 530 stored in the settlement management device 500, which manages the decided expense settlement information. The information to be managed here does not always match the information displayed in FIG. That is, even if the information is not displayed on the screen of FIG. 9 but is required as management information, it is obtained from the transaction history management table 220.

Next, based on the flowchart of FIG.
The operation of each unit will be described.

First, the control device 1 in the transaction device 100
20 writes the history information on the service received by the operator in the facility where the transaction apparatus 100 is installed in the transaction history management table 220 of the IC card 200 inserted into the card reader / writer 110 (step 10).
10). In a settlement scene using an IC card 200 such as an automatic ticket gate, a bus fare settlement machine, a store register, or the like, the transaction device 100 writes history information related to settlement into the IC card 200. At this time, the transaction device 1
00 is stored in the transaction history acquisition program 130,
The history information to be delivered to the transaction history management table 220 of the IC card 200 is obtained. For example, when the operator passes through the automatic ticket gate, the application 32 of the automatic ticket gate shown in FIG. 3 acquires the items shown in FIG. 4 as the history information on the boarding operation, and the electronic money application 32 shown in FIG. The item shown in FIG. 4 is acquired as the settlement history information for. In this case, when two applications 32 acquire history information for one action, they are associated by “time”.

As described above, the insertion of the IC card 200 into the transaction apparatus 100 is repeated once and plural times by the operator.

At a certain timing, the IC card 200
Card Reader / Writer 31 in Settlement Aggregation Device 300
0 (step 1020). At this time, the control device 350 in the settlement totaling device 300
A request for input of personal identification information is made via the "0", and the personal identification information input to the input device 330 by the operator is obtained (step 1030). Then, the control device 350 in the settlement totaling device 300 transmits the acquired personal identification information
The personal identification information stored in the personal identification information storage unit 230 of the C card 200 is inspected (Step 1040).

As a result of the inspection, if the personal identification information matches, the control device 350 in the settlement totaling device 300
The non-input history information in the transaction history management table 220 of the C card 200 is read (Step 1050). The non-input history information is history information that has not been read by the settlement totaling device 300.

On the other hand, if the results of the check do not match, the control device 350 of the settlement totaling device 300 requests re-input of the personal identification information, and returns to step 1030. If this logic exceeds a certain number of times, access from the operator is rejected.

Next, the control device 35 of the settlement totaling device 300
0 checks whether the history information acquired from the IC card 200 has not been input (step 1060).

As a result of the inspection, if the input history information is not entered, the control device 350 in the settlement totaling device 300 communicates with the control device 420 in the meaning management device 400 and the item meaning management table 430 stored in the storage device. , The meaning of the history information is interpreted, and a Japanese sentence indicating the situation at the expense occurrence scene is displayed on the display 320 (step 1070). For example, in the history information acquired from the automatic ticket gate, (ride date, route name, section, fare, ...) = (8/16, J
P line, Tokyo to Shin-Osaka, 14000,...) Refers to the item meaning management table 430 shown in FIG. 5 to obtain (date, means, location, price,...) = (8/16, (JP line, Tokyo-Shin-Osaka, 14000, ...)
And the history information is plotted in the expense occurrence scene 61 of FIG.

At this time, the control device 350 in the settlement totaling device 300 checks whether the plotted Japanese sentence is completed (1090). The determination as to whether or not the sentence is a completed Japanese sentence is to check whether or not all the information constituting the sentence 61 in FIG. 6 is satisfied.

As a result of the inspection, if the sentence is a completed Japanese sentence, an account item of the expense is selected by referring to the account item conversion table 370 in the settlement totaling device 300 (11).
00). For example, assuming that "-", "accident handling", and "used" are input by the operator in the "partner", "purpose", and "action" fields at the expense generation site 61 in FIG. Is the account conversion table 3 in FIG.
Since (transfer, purpose, means) = (−, accident processing, JP line) of the transfer condition 72 in 70, “transportation expenses” of the account item 71 is selected. Then, as the account item is determined, the control device 350 of the settlement totaling device 300 adds information to the finalized information management table 380 shown in FIG.
It is displayed on the expense confirmation result list 92 in FIG. 9, and the process returns to step 1050 to plot the next non-input history information in the expense occurrence scene 91 in FIG. 9 (step 1110).

On the other hand, if the Japanese sentence is not completed as a result of the examination, a sentence correction warning prompting the operator to input information is displayed on the display 320 (step 1120).
The sentence correction warning notifies the operator of input of information that cannot be obtained from the history information. For example,
Since the items of “other party”, “purpose”, and “action” in the expense occurrence scene 61 shown in FIG. 6 cannot be obtained from the history information, a text correction warning of “?” Is displayed to display supplementary information from the operator. Prompt for input. As a result, the control device 350 in the settlement totaling device 300 acquires the supplementary information input by the operator, and returns to step 1090 (step 1130). For example, if corresponding information is input by the operator in response to the text correction warning "?" In FIG. 6, this information is acquired as correction information.

As described above, when the transaction history management table 220 of the IC card 200 runs out of unentered history information, the entered history information is deleted, and the control device 350 of the settlement totaling device 300 The settlement result, which is communicated with the device 520 and stored internally as temporary information, is stored in the settlement information management table 530 of the settlement management device 500, and the expense settlement process ends (step 1).
080). At this time, since the application such as the electronic money mounted on the IC card 200 manages its own history in the IC card 200 for security measures, the history is not updated for the application. The temporary information manages information displayed in the expense confirmation result list 92 in FIG. 9 and detailed information necessary for the settlement management. For example, the settlement information management table 530 shown in FIG. 10 manages not only "account items" but also "hours" which are not displayed in the expense confirmation result list in FIG.

In the above embodiment, the IC card 200 is described as being inserted into the card reader / writers 110 and 310. However, the same function can be realized by using a non-contact IC card.

Further, in the above description, the settlement totaling device 3
00, all of the Japanese text templates displayed on the display 320 have been described in the same format. However, the text templates are dynamically changed according to the types of items obtained from the transaction history management table 220 of the IC card 200. It is also feasible to do so.

In the above description, the storage locations of the tables and information depend on the specific device, but it goes without saying that their configurations are variable.

[0043]

As described above, by utilizing the history information stored in the IC card for the expense settlement processing, the slip creation work can be reduced, and the situation of the expense occurrence scene can be described in Japanese sentences from the information. By expressing, simple account transfer processing becomes possible.

[Brief description of the drawings]

FIG. 1 is a flowchart showing one embodiment of a processing procedure of the present invention.

FIG. 2 is a block diagram of a device configuration according to the present invention.

FIG. 3 is an image diagram showing specifications of the IC card in FIG. 2;

FIG. 4 is a transaction history management table held by the IC card of FIG. 2;

FIG. 5 is an item meaning management table held by the meaning management device of FIG. 2;

FIG. 6 is an example of an input screen of an expense settlement process displayed on a display device of the settlement totalization device in FIG. 2;

FIG. 7 is an account item conversion table held by the settlement totaling device of FIG. 2;

FIG. 8 is a fixed information management table held by the settlement totalization device of FIG. 2;

FIG. 9 is an example of an output screen of an expense settlement process displayed on a display of the settlement totalization device in FIG. 2;

FIG. 10 is a payment information management table held by the payment management device of FIG. 2;

[Explanation of symbols]

100 transaction device, 110 card reader / writer, 120 control device, 13
0: Transaction history acquisition program, 200: IC card,
210: control device, 220: transaction history management table, 230: identity verification information storage unit, 300:
Payment accounting device, 310: card reader / writer, 320: display device, 330: input device, 340: communication device, 350 ...
Control device, 360 ... settlement totaling program, 370
... Account item conversion table, 380 ... Fixed information management table, 400 ... Semantic management device, 410 ... Communication device,
420: control device, 430: item meaning management table, 500: settlement management device, 510: communication device, 520: control device, 530: settlement information management table.

Claims (5)

[Claims] 1. An IC independent of a specific application
A card and a transaction device for giving and receiving service charges,
In an accounting method and system using an IC card comprising an accounting device for performing expense accounting, a transaction device stores history information associated with settlement in an IC card, and an expense accounting device acquires identity confirmation information input by an operator. Then, the information and the personal information stored in the IC card are inspected, and if the inspection results match, the history information stored in the IC card is obtained, and the history information and information for interpreting the meaning thereof are obtained. Create a sentence that expresses the person ’s behavior from
If the sentence is a completed sentence, the account item is determined from the words constituting the sentence, determined as settlement information, and if there is no next history information in the IC card, the history information in the IC card is updated. Payment method using an IC card. 2. In the settlement method using the IC card, if the inspection result does not match the identification information,
2. The settlement method using an IC card according to claim 1, wherein the operator is requested to re-enter personal identification information. 3. In the settlement method using the IC card, if the sentence is not completed, a sentence correction warning is displayed, the correction information input by the operator is obtained, and the sentence expressing the person's action is displayed. The settlement method using an IC card according to claim 1, wherein the settlement is performed again. 4. In the settlement method using the IC card, the contents of the history information stored in the IC card are inspected, an appropriate text template is selected from the history information, and the history information is applied to the template. 2. The method according to claim 1, wherein
Settlement method using the IC card described in 1. 5. An IC independent of a specific application.
A card and a transaction device for giving and receiving service charges,
In a settlement method and a system using an IC card, which comprises an account settlement device for expense settlement, the transaction device stores the history information associated with the settlement in the IC card, and the expense collection device uses the identity confirmation information input by the operator. Means for acquiring the information, and means for examining the information and the personal information stored in the IC card; means for acquiring the history information stored in the IC card if the examination results match;
A means for creating a sentence expressing the person's behavior from the history information and information for interpreting the meaning, a means for determining an account item from words constituting the sentence if the sentence is a completed sentence, Means for determining information and IC
A settlement method using an IC card having means for updating the history information in the IC card if the next history information does not exist on the card.