JPH1040452A - Automatic teller machine using member's card for dealing with merchandise - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a system in which cashing service is available with a member's card composed of one IC card together with the rental of merchandise or the like. SOLUTION: Concerning this shop system, the rental of a video cassette tape at a video rental machine 5, etc., is available by using a member's card 13 composed of the IC card issued by a member's card issue/money desposit machine 6. The member's card 13 stores the rental and return conditions of tape and the payment conditions of rental fee or the like. At an automatic cash lending machine 7, based on the stored contents on the member's card 13, transmission to a member is performed by a transmitting means 7b and a discriminating means 7c discriminates the permission/inhibition and upper limit, etc., of cashing. Based on this discriminated result, the cashing service for the member is performed. Since the transmission to each member can be exactly performed, based on this transmission, proper cashing is enabled.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a video cassette tape rental business, a magazine, a cigarette, and the like. The present invention relates to an automatic cash handling apparatus that can be used.

[0002]

2. Description of the Related Art In video rental shops and the like, users are registered as members and a membership card is issued to rent video cassette tapes, CDs, and the like.
As a membership card, like a cashing card,
Magnetic recording cards are commonly used.

In recent years, with the spread of IC memory cards, attempts have been made to use such IC memory cards, which have a significantly larger storage capacity than magnetic recording cards, as membership cards. Attempts have also been made to use IC memory cards as caching cards for using a caching service.

[0004]

Here, in the rental business of video cassette tapes and the like, it is possible to know the state of borrowing and returning video cassette tapes by each member. That is, it is possible to know whether or not one member always keeps the return date and time, whether or not the rental fee is delinquent, and the like. Such a history of lending and borrowing of each member can be directly evaluated as the credit of each member. Therefore, the credit evaluation of the member can be performed based on such a history, and it is possible to perform the automatic lending of cash or the like using this.

An object of the present invention is to use a member card composed of an IC memory card used for a video cassette tape rental business and an automatic product handling machine for selling products such as magazines and tobacco. Another object of the present invention is to propose an automatic cash handling apparatus capable of performing cashing and the like.

[0006]

In order to solve the above-mentioned problems, an automatic cash handling apparatus according to the present invention is a product capable of automatically performing operations such as sale and rental of a product such as a video cassette tape. It has a membership card composed of an IC memory card for using the automatic handling machine and an automatic cash handling machine capable of automatically performing cash handling operations such as lending and depositing cash using the membership card. The system is adopted.

[0007] The membership card is at least
The storage unit stores member information such as a member name, product handling history information on handling of products, and caching history information on cash borrowing and repayment. In addition, the automatic cash handling machine, a reading unit that reads the storage information of the member card, based on at least the product rental history information of the read storage information,
The configuration includes a crediting unit that gives credit to a member and a caching permission / refusal determination unit that determines whether or not to allow caching for the member based on the degree of credit.

Here, a typical automatic product handling machine to which the present invention can be applied includes an automatic rental machine for a recording medium such as a video cassette tape.

In the automatic cash handling apparatus of the present invention configured as described above, the credit check for the member can be performed based on the history of the purchase, lending and borrowing of the member's product stored in the member card. Therefore,
Unlike a conventional automatic teller machine (AMT), there is no need to provide credit to members at the headquarters at another location. Further, the credit by the conventional credit method is based on the status of the member at the time of giving the credit. Therefore, it does not reflect the state of the member at the time of actually performing the caching after the date and time has elapsed. On the other hand, according to the present invention, since credit is performed based on the member's past lending and borrowing status, it is possible to always perform credit reflecting the current state of the member in real time.

An automatic product handling machine to which the present invention can be applied includes an automatic rental machine for renting a recording medium such as a video cassette tape.

[0011]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS The present invention will be described below in detail with reference to the drawings.

FIG. 1 shows the overall configuration of a store system using a membership card composed of an IC memory card according to the present invention. Describing with reference to this figure, the store system 1 includes a store 2 in which a plurality of commodity vending machines and automatic rental machines are installed. That is, a liquor vending machine 3, a tobacco vending machine 4, and a video cassette tape automatic rental machine 5 are installed. In addition, a card issuing / depositing machine 6 is provided. Further, an automatic cash dispenser 7 capable of performing caching is provided.

A management computer 10 for centrally managing these is installed in the office 9 which is separated from the place where these are installed. The management computer 10
It is connected via a telephone line 11 to a host computer 12 at a remote headquarters.

As shown in FIG. 2, the card issuing / depositing machine 6
Comprises a card issuing means 6a for issuing a member card 13 composed of an IC memory card based on input information of a user, and a money processing means 6b for recording on the member card 13 the amount entered by the user as a deposit amount. I have. The money processing means 6b performs extra processing of the deposit amount to be recorded, based on the recorded contents such as the deposit amount of the member card 13 and the product purchase record. For example, premium money or the like corresponding to the deposit amount is increased to the actual deposit amount. Or,
Frequently used customers are given benefits such as cashback and extra deposit amount according to the frequency of use.

Further, the money processing means 6b is configured to be able to perform an operation of repaying a deposit amount in cash in accordance with a user's input instruction. Further, the card issuing means 6a of the card issuing / depositing machine 6 has a reader / writer 6c for recording information on the age of the user, the deposit amount, etc. on the issuing member card 13 or reading stored information of the member card. Equipped.

On the other hand, a product handling machine, for example, an automatic rental machine 5, has a storage shelf 5A for storing video cassette tapes as rental products, and an input capable of inputting the type and number of video cassette tapes desired by the user. Means 5a, a reader / writer 5b for reading stored contents of the member card 13 and writing information therein, and an input means 5
a transport / control means 5c for performing a rental operation of a video cassette tape based on the information of the video cassette tape to be rented and the recording information of the membership card 13 inputted through the a. And a calculating means 5d for subtracting the deposit amount recorded in No. 13. Further, the transport / control means 5c obtains the age of the user from the recorded contents of the inserted member card 13, and determines whether or not to rent an adult video or the like based on this.

Next, the automatic teller machine 7 is provided with the membership card 1
3, a reader / writer 7 for reading the information stored therein and writing necessary information.
a. The read storage contents are stored in the credit means 7b.
, Where credit is provided to the member. In the credit means 7b, at least,
Credit is given in consideration of the member's purchase status of the product, rental product loan / borrowing status, rental fee payment status, and the like. Therefore, the credit status of the member is constantly updated.

For example, if a member who has defended the return date and time of a rental item remains unreturned, the credit is updated to a lower value. Therefore, the credit of the member is performed in real time.

Based on the credit by the crediting means 7b, the determining means 7c determines whether or not to permit caching, the upper limit of the cashing amount, and the like. Based on the result of this determination, the cache dispenser 7d is driven to perform a caching operation. That is, it is determined based on the credit and the stored information of the member card whether or not to permit the member to lend the amount requested through the input unit 7e, and the cashing upper limit amount is determined. If a smaller amount is required, the amount is lent. If not, a message to that effect is displayed and the member is prompted to input again.

In the store system 1 configured as described above, the user enters the store 2 and inserts cash into the card issuing / depositing machine 6 and inputs personal information of the user. Thereby, the card issuing / depositing machine 6 creates the membership card 13 and issues it to the user. The member card 13 records the member information and the deposit amount.

The member inserts the issued membership card 13 into, for example, the video rental machine 5 and designates a video cassette tape to be borrowed via the input means 5a. In the video rental machine 5, the contents stored in the membership card 13 are read by the reader / writer 5b. If the member is a minor from the stored contents, the member refuses to lend a video cassette tape designated as an adult, displays an indication to that effect on a display screen provided in the input means 5a, etc., and displays a membership card. Discharge 13 and return to member.

When the video cassette tape is rented,
The rental fee is reduced from the deposit amount of the member card 13 by the calculating means 5d, and the obtained subtraction result is written as a deposit balance into the member card 13 via the reader / writer 5b. Thereafter, the member card 13 is returned to the member.

In the store system 1, sales information and merchandise stock information of vending machines and the like installed therein are managed by the management computer 10. Management computer 1
0 is connected to the host computer 12 installed in the head office as described above. Sales and rental information at each vending machine or rental machine at each store 2 is periodically transmitted to the host computer. Similarly, issue card /
The card issuance record in the deposit machine 6 is also transmitted.

Here, as described above, a caching service can also be received using the issued membership card 13. That is, if the member card 13 is inserted into the automatic teller machine 7 and the amount to be borrowed is inputted, cashing can be received. The credit in this cashing is determined in the automatic teller machine 7 in consideration of merchandise purchase, merchandise rental history, cashing and its repayment history, deposit balance, enrollment date, member age, etc. stored in the member card 13. It is done. When the cashing is performed, the information is also written on the membership card 13.
Information on caching is also periodically transmitted to the host computer 12.

When the user wants to stop using the store system 1, the member card 13 may be returned to the card issuing / depositing machine 6. When the member card 13 is returned, the money processing means 6b returns the balance of the deposit to the user in cash. Because of this, unlike general prepaid cards,
The initial payment is not wasted.

[0026]

As described above, if the automatic cash handling apparatus of the present invention is adopted, the member's purchase status of the product, rental / return status of the product, payment status of the use amount, etc. Credit can be given to members in real time. In addition, since caching can be performed based on this credit, appropriate caching corresponding to the current state of each member can be performed.

[Brief description of the drawings]

FIG. 1 is a schematic configuration diagram showing a store system to which the present invention is applied.

FIG. 2 is a schematic block diagram showing a configuration of each part in FIG.

[Explanation of symbols]

 1 Store system 2 Store 3, 4 Vending machine 5 Video rental machine 5A Tape shelf 6 Card issuing / depositing machine 6a Card issuing means 6b Money processing means 6c Reader / writer 7 Automatic cash lending machine 7a Reader / writer 7b Crediting means 7c Judging means 7d Dispenser 7e Input unit 10 Management computer 11 Telephone line 12 Host computer at head office 13 Membership card

[Procedure amendment]

[Submission date] August 21, 1996

[Procedure amendment 1]

[Document name to be amended] Drawing

[Correction target item name] All figures

[Correction method] Change

[Correction contents]

FIG.

FIG. 2

 ──────────────────────────────────────────────────続 き Continuing on the front page (72) Inventor Tsuguhiro Takayama 6532-5 Wada, Oji, Matsumoto-shi, Nagano Japan TMI Co., Ltd. (72) Masanori Ito 6532-5 Wada, Matsuda-shi, Matsumoto, Nagano Co., Ltd. Inside Japan TIMI

Claims (4)

[Claims] 1. Sale of goods such as video cassette tapes
A membership card consisting of an IC memory card for using an automatic product handling machine that can automatically perform operations such as rental, and automatic cash handling such as cash lending and depositing using this member card. The member card includes at least member information such as a member name, product handling history information on product handling, and cashing history on cash borrowing / repayment, etc. And a storage unit that stores information, the automatic cash handling machine, a reading unit that reads the storage information of the member card, based on at least the product rental history information of the read storage information, A crediting unit for crediting the member; and a caching permission / refusal determining unit for determining whether or not to permit the caching based on the degree of credit. Automatic cash handling device using a membership card for goods handling, characterized in that. 2. The automatic cash handling apparatus according to claim 1, wherein the automatic product handling machine is an automatic rental machine for a recording medium such as a video cassette tape. 3. A membership card comprising an IC memory card having the configuration according to claim 1 or 2. 4. An automatic cash handling machine having the configuration according to claim 1 or 2.