JPH0778216A - Automatic cash transaction processing system - Google Patents

Abstract

PURPOSE:To perform the input of transaction without being conscious of a transaction order by a customer when the customer performs a money receiving/ paying transaction and a transfer transaction successively for several times on the same account. CONSTITUTION:When the customer performs the money receiving/paying transaction and the transfer transaction, etc., successively for several times by using a medium such as a card or passbook. etc., owned by the customer, an automatic teller machine 1, after accepting all of the transactions to be performed successively, classifies inputted plural transactions based on the kind of transaction such as the money receiving transaction, the money paying transaction, and the transfer transaction and a transaction number, and re-arranges the order of a transaction telegram to be transmitted to a host system 10 so that a money paying system transaction can be processed on the transaction with the same account number by the host system 10 after a money receiving system transaction is performed. The host system 10 performs transaction processing based on the transaction telegram transmitted from the automatic teller machine 1, and transmits a transaction result to the automatic teller machine 1.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a continuous transaction system using an automated teller machine in a financial online system.

[0002]

2. Description of the Related Art A conventional apparatus is disclosed in [JP-A-61-16996].
4, gazette 62-63388, gazette 62-570.
No. 65, No. 60-132296, and No. 4-8.
No. 8556 gazette], when performing continuous transactions with an automated teller machine, the transaction telegram is transmitted to the host system in the order in which the customer inputs and operates.

[0003]

SUMMARY OF THE INVENTION In the above-mentioned prior art, when performing continuous transactions with an automated teller machine, the customer first makes a deposit-type transaction and then performs a withdrawal-type transaction. It was necessary to carry out continuous transactions while being aware of this, and there was a problem with continuous transactions for the same account.

An object of the present invention is to provide a continuous transaction system in an automatic teller machine which can solve this problem.

[0005]

In order to achieve the above object, the following may be done.

In a financial online system in which an automated teller machine and a host system for processing transaction data of the automated teller machine are connected to each other, a medium such as a card or passbook owned by a customer is used to carry out deposit / withdrawal transactions and When you make a series of transfer transactions, etc. consecutively, after accepting all the consecutive transactions entered by the automated teller machine, sort and sort the entered transactions by transaction type etc. This is solved by providing an automatic teller machine for transmitting to a host system and a host system for performing a transaction process based on the transaction information received from the automatic teller machine and transmitting the result to the automatic teller machine.

[0007]

According to the present invention, the automatic teller machine, after accepting all the inputs of a plurality of transactions carried out by the customer in succession, sorts the transactions according to the type of the transactions and rearranges the transaction order, and sends them to the host system. Work. The host system performs a transaction process based on the transaction information received from the automated teller machine and sends the transaction result to the automated teller machine.

As a result, when performing continuous transactions with the same account by the automatic teller machine, the input operation can be performed without being aware of the transaction order, so that the above-mentioned problems of the prior art can be solved.

[0009]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS FIG. 1 is an overall block diagram of an automatic cash transaction processing system according to an embodiment of the present invention. The automated teller machine 1
The transaction control mechanism 2, the communication mechanism 3, the transaction classification mechanism 4, the input mechanism 5, the deposit / withdrawal mechanism 6, the medium control mechanism 7, and the operation guidance screen control mechanism 8 are included in the transaction control mechanism 2.
The transaction classification mechanism 4, the input mechanism 5, the deposit / withdrawal mechanism 6, the medium control mechanism 7, and the operation guidance screen control mechanism 8 are connected.
The communication mechanism 2 is connected to the host system 10 via a line 9.

The operation will be described with reference to the continuous transaction flow chart of FIG.

The customer inserts the card into the automatic teller machine 1 (step S1) and operates the input mechanism 3 to input transaction information (step S2). Next, according to the operation guidance screen, it is selected whether or not to continue the transaction using the same card (step S3). When continuously inputting transactions using the same card, step S2 is repeated. Eject the card when not using the same cart (step S
4). According to the operation guidance screen, it is selected whether or not to continue the continuous transaction (step S5). When continuing the continuous transaction, the same processing is repeated from step S1. When the end of continuous transaction is selected, the automated teller machine 1 classifies a plurality of transactions that are continuously input by transaction type such as deposit transaction, withdrawal transaction, transfer transaction, transfer transaction, etc., and the same account number. In the transaction, the transaction order is rearranged so that the withdrawal transaction is processed by the host system 10 after the deposit transaction (step S6). The transaction telegram is transmitted to the host system 10 according to the transaction order rearranged in step 6 (step S7).

The host system 10 carries out a transaction process based on a telegram received from the automatic teller machine 1 (step S).
8) The transaction result is transmitted to the automated teller machine 1 (step S9).

When the automated teller machine 1 receives the transaction result from the host system, it performs an output process (step S
10) Next, it is determined whether or not there is a transaction message to be transmitted to the host system 10 next. If there is a transaction message, the processing from step S7 is repeated until there are no transactions accepted in continuous transactions (step S11). .

[0014]

According to the present invention, when a customer conducts deposit and withdrawal transactions, transfer transactions and the like a plurality of times in succession, the transaction order is rearranged by the automated teller machine, so that the customer does not have to be aware of the transaction order. This has the effect of making continuous transactions.

[Brief description of drawings]

FIG. 1 shows an overall configuration diagram of an automatic cash transaction processing system according to an embodiment of the present invention.

FIG. 2 shows a flowchart of a continuous transaction.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 ... Automatic cash transaction apparatus, 2 ... Transaction control mechanism, 3 ... Communication mechanism, 4 ... Transaction classification mechanism, 5 ... Input mechanism, 6 ... Deposit / withdrawal mechanism, 7 ... Medium control mechanism, 8 ... Operation guidance screen control mechanism, 9 … Line, 10… Host system.

Claims (1)

[Claims] 1. In a financial online system in which a center is provided with an automated teller machine and a host system for processing transaction data of the automated teller machine, using a medium such as a card or passbook owned by a customer When performing gold transactions and transfer transactions multiple times in succession, after accepting all the transactions that are continuously performed by the automated teller machine, the entered transactions are sorted and sorted by the type of transaction. An automated cash transaction processing system characterized by changing and transmitting to a host system.