JP5729444B2 - Automatic transaction equipment - Google Patents

Description

  The present invention relates to an automatic transaction apparatus.

  Recently, automatic transaction apparatuses represented by ATM (Automated Teller Machine) of financial institutions are installed in various places such as banks, station premises, and convenience stores. The customer can perform transactions such as deposit, withdrawal and balance inquiry by performing various operations on the display screen displayed on the automatic transaction apparatus.

  Such an automatic transaction apparatus has a receipt discharge port for discharging a receipt on which transaction information is printed, and a card insertion / discharge port for inserting and discharging a magnetic card. In many cases, the receipt discharge port and the card insertion port are provided adjacent to each other so that the customer can receive the card and the receipt discharged from the automatic transaction apparatus in one behavior, as disclosed in, for example, Patent Document 1.

JP 7-21469 A

  However, when the receipt discharge port and the card insertion discharge port are adjacent to each other, it is assumed that the customer mistakenly tries to insert the magnetic card into the receipt discharge port. For this reason, it is conceivable to provide a shutter that opens the receipt ejection path only when the receipt is ejected, but an actuator for opening and closing the shutter is required, so the apparatus becomes larger and the workability deteriorates due to an increase in the number of parts, In addition, there is a problem that the cost increases.

  In addition, it is conceivable to adopt a structure in which the angle of the conveyance path in the vicinity of the receipt discharge port is set up vertically from the horizontal without providing a shutter. According to this structure, it is difficult for the magnetic card to enter from the receipt outlet, but it does not completely prevent erroneous insertion of the magnetic card.

  Accordingly, the present invention has been made in view of the above problems, and an object of the present invention is to provide a new and improved automatic transaction that can more reliably prevent erroneous insertion of a card-like medium. To provide an apparatus.

In order to solve the above problems, according to an aspect of the present invention, the card insertion port and a discharge port for discharging the paper-like medium, it is inserted from the front Symbol outlet card-like medium card media is inserted There located within the transport path of the paper-like medium to abut, and a horizontal direction of the contact member disposed in one location of the center of the conveying path, forming the conveyance path of the paper-like medium An automatic transaction apparatus is provided in which the paper-like medium is conveyed in a discharge direction between any one of the upper and lower guide surfaces and the contact member.

The distance between any one of the upper and lower guide surfaces forming the transport path of the paper-like medium and the contact member may be less than the thickness of the card-like medium.

  A paper-like medium discharge unit having the discharge port may be included, and the paper-like medium discharge unit may include a shutter biased in a direction to cover the discharge port.

  The automatic transaction apparatus controls the conveyance of the medium so that the medium is discharged when the medium is detected by the sensor that detects the medium in the conveyance path and the sensor when the paper-like medium is not conveyed. And a control unit.

  The automatic transaction apparatus may further include a display unit, and the control unit may cause the display unit to display a guidance screen that guides a correct operation when the medium is detected by the sensor.

  As described above, according to the present invention, it is possible to more reliably prevent erroneous insertion of a card-like medium.

It is explanatory drawing which showed the structure of the automatic transaction system by embodiment of this invention. It is explanatory drawing which showed the structure of the automatic transaction apparatus by the comparative example of this invention. It is explanatory drawing which showed the structure by 1st Embodiment. It is a front view of the card insertion discharge port and receipt discharge port by a 1st embodiment. It is explanatory drawing which showed the structure by 2nd Embodiment. It is explanatory drawing which showed the A-A 'cross section of FIG. It is explanatory drawing which showed the structure by 3rd Embodiment. It is a front view of the card insertion discharge port and receipt discharge port by 3rd Embodiment. It is explanatory drawing which showed discharge | emission of the receipt by 3rd Embodiment. It is explanatory drawing which showed the modification of the shape of a receipt discharge port. It is explanatory drawing which showed the modification of the shape of a receipt discharge port. It is explanatory drawing which showed the structure by 4th Embodiment. It is a front view of the card insertion outlet and receipt outlet by a 4th embodiment. It is explanatory drawing which showed the structure by 5th Embodiment. It is explanatory drawing which showed the structure by 6th Embodiment. It is explanatory drawing which showed the specific example of the guidance screen to a customer. It is explanatory drawing which showed the structure by 8th Embodiment.

  Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings. In addition, in this specification and drawing, about the component which has the substantially same function structure, duplication description is abbreviate | omitted by attaching | subjecting the same code | symbol.

<1. Basic configuration of automatic transaction apparatus and automatic transaction system>
The present invention can be implemented in various forms as will be described in detail in “3-1. First Embodiment” to “3-8. Eighth Embodiment” as an example. Moreover, the automatic transaction apparatus (1) by each embodiment is as follows.
A. A card insertion slot (card insertion outlet 4) into which a card-like medium (magnetic card 12) is inserted;
B. A paper medium discharge unit (receipt discharge units 31 to 35) having a discharge port (receipt discharge port 40) for discharging the paper medium;
C. A conveyance path for guiding the conveyance of the paper-like medium and the discharge of the paper-like medium from the discharge port by a lower guide surface and an upper guide surface;
With
D. In at least one position in the transport direction of the transport path, the interval in the thickness direction of the paper-like medium is less than the thickness of the card-like medium.

  In the following, first, a basic configuration of an automatic transaction apparatus and an automatic transaction system including the automatic transaction apparatus that are common in the respective embodiments will be described with reference to FIG.

  FIG. 1 is an explanatory diagram showing a configuration of an automatic transaction system according to an embodiment of the present invention. As shown in FIG. 1, the automatic transaction system according to the embodiment of the present invention includes a plurality of automatic transaction apparatuses 1, a dedicated network 62, and a financial institution host 70.

  The automatic transaction apparatus 1 is a customer operation type terminal that executes money transactions based on operations by customers of financial institutions. The automatic transaction apparatus 1 is installed in various facilities such as a financial institution sales store, a convenience store, a station premises, a hotel, a hospital, an amusement park, a restaurant, and an office building.

  The automatic transaction apparatus 1 also includes a card insertion / discharge port 4, a receipt discharge port 40, an operation display unit 54, a passbook insertion port 56, and a customer service port 58. The operation display unit 54 includes a function as a display unit that displays an operation guidance screen by a customer and a customer operation unit that detects a customer operation. The function as the display unit is realized by, for example, a CRT (Cathode Ray Tube) display device, a liquid crystal display (LCD) device, or an OLED (Organic Light Emitting Diode) device. Moreover, the function as a customer operation part is implement | achieved by the touch panel, for example. 1 shows an example in which the functions of the display unit and the customer operation unit are integrally configured in the automatic transaction apparatus 1, the functions of the display unit and the customer operation unit may be configured separately. .

  The passbook insertion port 56 inserts and discharges the customer's passbook. Further, the customer service port 58 has a function as a banknote deposit port by a customer and a banknote withdrawal port to the customer.

  The card insertion / discharge port 4 is an opening for inserting and discharging a customer's magnetic card. The receipt discharge port 40 is an opening for discharging a receipt on which transaction information is printed. Since the card insertion / discharge port 4 and the receipt discharge port 40 are provided adjacent to each other in the vertical direction as shown in FIG. 1, the customer discharges from the magnetic card / receipt discharge port 40 discharged from the card insertion / discharge port 4. Receipts can be received in a single action.

  The dedicated network 62 is a network of a financial institution, and is configured by, for example, an IP-VPN (Internet Protocol-Virtual Private Network). The financial institution host 70 can communicate with the automatic transaction apparatus 1 via the dedicated network 62.

  The financial institution host 70 controls various transactions by communicating with the automatic transaction apparatus 1 via the dedicated network 62. For example, the financial institution host 70 authenticates a customer who operates the automatic transaction apparatus 1 or executes a financial transaction (account transaction processing) such as payment or transfer instructed by the customer in the automatic transaction apparatus 1. . The financial institution host 70 also manages customer information (account ledger) such as account number, personal identification number, name, address, age, date of birth, telephone number, occupation, family structure, annual income, and deposit balance.

  The embodiment of the present invention relates to the automatic transaction apparatus 1 included in the above-described automatic transaction system, and particularly relates to the configuration around the receipt discharge port 40 in the automatic transaction apparatus 1. Therefore, after describing the structure around the receipt outlet 40 of the automatic transaction apparatus according to the comparative example of the present invention, each embodiment of the present invention will be described in detail.

<2. Automatic transaction device according to comparative example>
(Constitution)
FIG. 2 is an explanatory view showing a configuration of an automatic transaction apparatus according to a comparative example of the present invention. As shown in FIG. 2, the automatic transaction apparatus according to the comparative example includes a card reader / writer 2 and a receipt printer 90.

  The card reader / writer 2 has a card insertion / discharge port 4, feed rollers 5 to 10, and a magnetic reading unit 11. The magnetic reading unit 11 reads data on a magnetic card 12 that is a card-like medium. Data read by the magnetic reading unit 11 is transmitted to the control unit, and the control unit controls transactions based on this data.

  On the other hand, the receipt printer 90 includes a receipt roll 14 around which the continuous paper 13 is wound, a thermal head 15, a platen 16, a cutter knife 17, feed rollers 18 to 21, a shutter 24, an upper guide 25 (upper guide member), and a lower guide. 26 (lower guide member).

  The thermal head 15 prints predetermined transaction information on the continuous paper 13 conveyed on the platen 16. The cutter knife 17 cuts the portion of the continuous paper 13 on which the transaction information is printed into a receipt 22 that is a single sheet-like medium thinner than the magnetic card. The feed rollers 18 to 21 convey the receipt 22 toward the receipt discharge port 92.

  The shutter 24 is moved to a position for closing the conveyance path of the receipt 22 when the receipt 22 is discharged by an actuator such as a plunger magnet (not shown). The upper guide 25 and the lower guide 26 guide the receipt 22 to the receipt discharge unit 30 having the receipt discharge port 92. Note that the receipt discharge unit 30 is attached to the apparatus main body via a frame 38.

(Operation)
Next, the transaction operation of the automatic transaction apparatus according to the comparative example having the configuration described above will be described. When the customer inserts the magnetic card 12 from the card insertion / ejection port 4 and sandwiches the magnetic card 12 between the feed rollers 5 and 6, the feed rollers 5 to 10 are rotated to place the magnetic card 12 in the magnetic reading unit 11. Transport to. And the magnetic reading part 11 reads the data on the magnetic card | curd 12 which is a card-like medium. Data read by the magnetic reading unit 11 is transmitted to the control unit, and the control unit controls transactions based on this data.

  Further, the control unit prints transaction information on the continuous paper 13 by the thermal head 15. The continuous paper 13 is fed by a predetermined amount in the direction of the receipt discharge port 92 as the platen 16 rotates, and is cut as a receipt 22 by the cutter knife 17. The receipt 22 is conveyed toward the receipt discharge port 92 as the feed rollers 18 to 21 rotate.

  When the receipt 22 is conveyed to the receipt discharge unit 30, the shutter 24 is opened by an actuator (not shown). Since the shutter 24 opens only when the receipt 22 is discharged in this way, even if the customer accidentally inserts the magnetic card 12 from the receipt discharge port 92, the tip of the magnetic card 12 hits the shutter 24, and the magnetic card 12 Is not inserted into the receipt printer 90.

  The receipt 22 is guided by the upper guide 25 and the lower guide 26 and discharged from the receipt discharge port 92. The feed rollers 5 to 10 in the card reader / writer 2 are rotated in synchronization with the discharge of the receipt 22, and the magnetic card 12 is discharged from the card insertion / discharge port 4.

(Organization of issues)
As described above, since the automatic transaction apparatus according to the comparative example requires an actuator for opening and closing the shutter 24, there are problems that the apparatus becomes large, the workability deteriorates due to an increase in the number of parts, and the cost increases. .

  In addition, it is conceivable to adopt a structure in which the angle of the conveyance path in the vicinity of the receipt discharge port is set up vertically from the horizontal without providing a shutter. According to this structure, it is difficult for the magnetic card to enter from the receipt outlet, but it does not completely prevent erroneous insertion of the magnetic card.

  Accordingly, the automatic transaction apparatus according to the present embodiment has been created by focusing on the above circumstances. The automatic transaction apparatus according to the present embodiment can more reliably prevent erroneous insertion of a magnetic card. Hereinafter, each embodiment of the present invention will be described in detail.

<3. Detailed description of each embodiment>
[3-1. First Embodiment]
(Constitution)
FIG. 3 is an explanatory diagram showing a configuration according to the first embodiment. FIG. 4 is a front view of the card insertion outlet 4 and the receipt outlet 40-1 according to the first embodiment. As shown in FIG. 3, the automatic transaction apparatus 1 according to the first embodiment includes a card reader / writer 2 and a receipt printer 3-1. Since the configuration of the card reader / writer 2 is as described for the configuration of the automatic transaction apparatus according to the comparative example, a detailed description thereof is omitted here.

  The receipt printer 3-1 according to the first embodiment includes a receipt roll 14 around which a continuous sheet 13 is wound, a thermal head 15, a platen 16, a cutter knife 17, feed rollers 18 to 21, and an upper guide 25 (upper guide member). And a lower guide 26 (lower guide member). The receipt roll 14 is wound so that the printing surface is on the inside so that printing is not mistakenly caused by internal friction or heat.

  The thermal head 15 prints predetermined transaction information on the continuous paper 13 conveyed on the platen 16. The cutter knife 17 cuts the portion of the continuous paper 13 on which the transaction information is printed into a receipt 22 that is a single sheet-like medium thinner than the magnetic card. The feed rollers 18 to 21 convey the receipt 22 toward the receipt discharge port 40-1.

  The receipt discharge unit 31 is attached to the receipt printer 3-1 via the frame 38. The receipt discharge unit 31 includes an opening 39 on the apparatus main body side and a receipt discharge port 40-1. Further, the opening 39 on the apparatus main body side is wider than the receipt discharge port 40-1, and the conveyance path between the opening 39 on the apparatus main body side and the receipt discharge port 40-1 has a gradually narrowing shape.

  Further, as shown in FIG. 4, the upper line and the lower line of the receipt discharge port 40-1 according to the first embodiment are formed in a linear shape, and the interval G <b> 1 between the upper line and the lower line is The thickness is greater than or equal to the thickness of the magnetic card 12. The upper line of the receipt discharge port 40-1 is an end portion of the upper guide surface of the conveyance path, and the lower line of the receipt discharge port 40-1 is an end portion of the lower guide surface of the conveyance path.

(Operation)
In such a configuration, the receipt 22 is conveyed by the feed rollers 18 to 21 and guided to the receipt discharge unit 31 by the upper guide 25 and the lower guide 26. And the receipt 22 is sent to the receipt discharge port 40-1 from the opening 39 on the apparatus side of the receipt discharge section 31. Here, since the conveyance path between the apparatus-side opening 39 of the receipt discharge unit 31 and the receipt discharge port 40-1 is smoothly formed without a step or the like, the tip of the receipt 22 is wider than the thickness of the receipt 22. It is discharged from the receipt outlet 40-1 to the outside of the automatic transaction apparatus 1.

(effect)
As described above, according to the first embodiment, the receipt 22 is normally discharged to the outside of the automatic transaction apparatus 1 from the receipt discharge port 40-1 wider than the thickness of the receipt 22. On the other hand, since the height of the receipt outlet 40-1 is narrower than the thickness of the magnetic card 12, it is possible to prevent erroneous insertion of the magnetic card 12 into the receipt outlet 40-1.

[3-2. Second Embodiment]
(Constitution)
FIG. 5 is an explanatory diagram showing a configuration according to the second embodiment. FIG. 6 is an explanatory view showing the AA ′ cross section of FIG. 5. As shown in FIG. 5, the automatic transaction apparatus 1 according to the first embodiment includes a card reader / writer 2 and a receipt printer 3-2.

  A receipt printer 3-1 according to the second embodiment includes a receipt roll 14 around which a continuous sheet 13 is wound, a thermal head 15, a platen 16, a cutter knife 17, feed rollers 18 to 21, an upper guide 25, and a lower guide 27. Have. In addition, a receipt discharge unit 32 is attached to the receipt printer 3-2 via a frame 38. The receipt discharge unit 32 has a receipt discharge port 40-2.

  Here, the tip of the lower guide 27 is positioned in the conveyance path in the receipt discharge unit 32. As shown in FIGS. 5 and 6, the gap G3 between the tip of the lower guide 27 and the upper guide surface, which is the upper surface of the conveyance path of the receipt discharge portion 32, is equal to or greater than the thickness of the receipt 22, and the magnetic card Less than 12 thickness. Note that the tip of the lower guide 27 does not need to have the width of the conveyance path, and may be in a position where it abuts when the magnetic card 12 is inserted, for example, as shown in FIG. Further, the length from the receipt discharge port 40-2 to the tip of the lower guide 27 is the length in the insertion direction of the magnetic card 12 so that the magnetic card 12 hits the tip of the lower guide 27 before the magnetic card 12 is completely inserted. It is desirable to be within this range.

(Operation)
In such a configuration, the receipt 22 is conveyed by the feed rollers 18 to 21 and guided to the receipt discharge unit 32 by the upper guide 25 and the lower guide 26. Here, since the gap G3 between the tip of the lower guide 27 and the upper guide surface of the receipt discharge portion 32 is wider than the thickness of the receipt 22, the receipt 22 passes through the tip of the lower guide 27 and automatically passes through the receipt discharge port 40-2. It is discharged outside the transaction apparatus 1.

(effect)
As described above, according to the second embodiment, the gap G3 between the tip of the lower guide 27 and the upper guide surface of the receipt discharge portion 32 is larger than the thickness of the receipt 22 and less than the thickness of the magnetic card 12. is there. For this reason, the receipt 22 passes between the front end of the lower guide 27 and the upper guide surface of the receipt discharge portion 32 and is normally discharged from the receipt discharge port 40-2 to the outside of the automatic transaction apparatus 1. On the other hand, even if the magnetic card 12 is to be inserted into the receipt discharge port 40-2, the magnetic card 12 abuts against the lower guide 27, so that the magnetic card 12 can be prevented from being erroneously inserted from the receipt discharge port 40-2.

[3-3. Third Embodiment]
(Constitution)
FIG. 7 is an explanatory diagram showing a configuration according to the third embodiment. FIG. 8 is a front view of the card insertion outlet 4 and the receipt outlet 40-3 according to the third embodiment. As shown in FIG. 7, the automatic transaction apparatus 1 according to the third embodiment includes a card reader / writer 2 and a receipt printer 3-3.

  A receipt printer 3-3 according to the third embodiment includes a receipt roll 14 around which a continuous sheet 13 is wound, a thermal head 15, a platen 16, a cutter knife 17, feed rollers 18 to 21, an upper guide 25, and a lower guide 27. Have. In addition, a receipt discharge unit 33 is attached to the receipt printer 3-3 via a frame 38. The receipt discharge unit 33 has a receipt discharge port 40-3.

  Here, as shown in FIG. 8, the upper line and the lower line of the receipt discharge port 40-3 according to the third embodiment are formed in a bent shape, more specifically, in a V shape. Further, the gap G4 between the lower end 40-3a of the upper line and the upper end 40-3b of the lower line is wider than the thickness of the receipt 22 and less than the thickness of the magnetic card 12. FIG. 8 shows an example in which the lower end 40-3a of the upper line is positioned above the upper end 40-3b of the lower line, but the lower end 40-3a of the upper line is You may be located under the upper end part 40-3b of a side line.

(Operation)
In such a configuration, the receipt 22 is conveyed by the feed rollers 18 to 21 and guided to the receipt discharge unit 33 by the upper guide 25 and the lower guide 26. The receipt 22 is normally discharged following the V-shape of the receipt discharge port 40-3.

(effect)
As described above, according to the third embodiment, the receipt 22 is normally discharged following the V-shape of the receipt discharge port 40-3. On the other hand, since the gap G4 between the lower end 40-3a of the upper line and the upper end 40-3b of the lower line is narrower than the thickness of the magnetic card 12, the magnetic card 12 is erroneously inserted into the receipt discharge port 40-3. Can be prevented.

  Furthermore, according to the third embodiment, since the receipt 22 can be discharged in a V shape, the rigidity of the receipt 22 at the time of discharge can be improved. This point will be described more specifically with reference to FIG.

  FIG. 9 is an explanatory view showing the discharge of the receipt 22 according to the third embodiment. As shown in the left diagram of FIG. 9, in the receipt discharge unit 30 according to the comparative example, the receipt 22 cut from the roll paper is curled at the time of discharge. For this reason, even if the receipt discharging unit 30 is disposed adjacent to the card insertion / exit port 4, it is difficult for the customer to receive the receipt 22 and the magnetic card 12 in one behavior.

  On the other hand, according to the third embodiment of the present invention, as described above, the rigidity of the receipt 22 is increased (that is, the stiffness is increased). Therefore, as shown in the right diagram of FIG. Curling is suppressed. As a result, the customer can easily receive the receipt 22 and the magnetic card 12 in one behavior.

(Supplement)
Although the example in which the receipt discharge port 40-3 is formed in a V shape has been described above, the receipt discharge port 40-3 may be formed in a V shape that is upside down. Furthermore, the V-shape has only been described as an example of a bent shape, and the shape of the receipt discharge port 40-3 is not limited to the V-shape. For example, the receipt discharge port 40-3 may be formed in a trapezoidal shape as shown in FIG. 10, or may be formed in an arc shape as shown in FIG.

[3-4. Fourth Embodiment]
(Constitution)
FIG. 12 is an explanatory diagram showing a configuration according to the fourth embodiment. FIG. 13 is a front view of the card insertion outlet 4 and the receipt outlet 40-4 according to the fourth embodiment. As shown in FIG. 12, the automatic transaction apparatus 1 according to the fourth embodiment includes a card reader / writer 2 and a receipt printer 3-4.

  A receipt printer 3-4 according to the fourth embodiment includes a receipt roll 14 around which a continuous sheet 13 is wound, a thermal head 15, a platen 16, a cutter knife 17, feed rollers 18 to 21, an upper guide 25, and a lower guide 26. Have. In addition, a receipt discharge unit 34 is attached to the receipt printer 3-4 via a frame 38. The receipt discharge unit 34 includes a receipt discharge port 40-4, a lower protruding member 41, and an upper protruding member 42.

  The lower protrusion member 41 is a rib-shaped protrusion provided on the lower guide surface of the receipt discharge port 40-4, and is a rib-shaped protrusion provided on the upper guide surface of the receipt discharge port 40-4. Although FIG. 13 shows an example in which three lower projecting members 41 and four upper projecting members 42 are provided, the number of projecting members is not particularly limited. Moreover, as shown in FIG. 13, the lower protrusion member 41 and the upper protrusion member 42 are arranged in a nested manner at different positions in the width direction.

  Further, the distance between the lower end portion 42 a of the upper protruding member 42 and the upper end portion 41 a of the lower protruding member 41 is wider than the thickness of the receipt 22 and less than the thickness of the magnetic card 12. Furthermore, the lower end portion 42 a of the upper protruding member 42 may be positioned below the upper end portion 41 a of the lower protruding member 41. That is, the lower protrusion member 41 and the upper protrusion member 42 may overlap in the thickness direction of the receipt 22.

(Operation)
In such a configuration, the receipt 22 is conveyed by the feed rollers 18 to 21 and guided to the receipt discharge unit 33 by the upper guide 25 and the lower guide 26. The receipt 22 is normally discharged in a wavy shape by the lower protrusion member 41 and the upper protrusion member 42 of the receipt discharge port 40-4.

(effect)
As described above, according to the fourth embodiment, the receipt 22 is normally discharged in a wavy shape from the receipt discharge port 40-3. On the other hand, the lower protruding member 41 and the upper protruding member 42 can prevent erroneous insertion of the magnetic card 12 into the receipt outlet 40-4.

  Further, according to the fourth embodiment, the lower protruding member 41 and the upper protruding member 42 are overlapped in the thickness direction of the receipt 22, so that not only the magnetic card 12 but also a medium thinner than the magnetic card 12 is obtained. It is possible to prevent insertion.

  Furthermore, according to the fourth embodiment, since the receipt 22 can be discharged in a wavy shape, the rigidity of the receipt 22 at the time of discharge can be improved as in the third embodiment. Therefore, according to the fourth embodiment, curling at the time of discharging the receipt 22 is suppressed, so that the customer can easily receive the receipt 22 and the magnetic card 12 in one behavior.

[3-5. Fifth Embodiment]
(Constitution)
FIG. 14 is an explanatory diagram showing a configuration according to the fifth embodiment. As shown in FIG. 14, the automatic transaction apparatus 1 according to the fourth embodiment includes a card reader / writer 2 and a receipt printer 3-5.

  A receipt printer 3-5 according to the fifth embodiment includes a receipt roll 14 around which a continuous sheet 13 is wound, a thermal head 15, a platen 16, a cutter knife 17, feed rollers 18 to 21, an upper guide 25, and a lower guide 26. Have. In addition, a receipt discharge unit 35 is attached to the receipt printer 3-5 via a frame 38. The receipt discharge unit 35 includes a discharge port shutter 47 in addition to the receipt discharge port 40-4, the lower projection member 41, and the upper projection member 42 described in the fourth embodiment.

  The discharge port shutter 47 is provided so as to be rotatable with the fulcrum 48 with respect to the receipt discharge port 40-4. The discharge port shutter 47 is biased in a direction to cover the receipt discharge port 40-4 by a biasing means such as a spring (not shown). The discharge port shutter 47 may have a size that covers the entire width of the receipt discharge port 40-4.

(Operation)
In such a configuration, the receipt 22 is conveyed by the feed rollers 18 to 21 and guided to the receipt discharge unit 33 by the upper guide 25 and the lower guide 26. And the receipt 22 is wave-shaped by the lower projection member 41 and the upper projection member 42 of the receipt discharge port 40-4, and the rigidity is increased. Accordingly, the receipt 22 is normally discharged from the receipt discharge port 40-4 while pushing the discharge port shutter 47 open.

(effect)
As described above, according to the fifth embodiment, since the receipt outlet 40-4 is covered with the outlet shutter 47, not only the magnetic card 12 but also any foreign matter is inserted into the receipt outlet 40-4. Can be prevented. Furthermore, according to the fifth embodiment, since the discharge port shutter 47 is pushed open by the rigidity of the receipt 22, an actuator for opening and closing the discharge port shutter 47 is unnecessary.

  In addition, although the example which combined the discharge port shutter 47 with the structure demonstrated in 4th Embodiment was demonstrated above, since the rigidity of the receipt 22 is improved also by 3rd Embodiment, it is mentioned above in 3rd Embodiment. It is also possible to apply the configuration of the outlet shutter 47 described above.

[3-6. Sixth Embodiment]
FIG. 15 is an explanatory diagram showing a configuration according to the sixth embodiment. As shown in FIG. 15, the automatic transaction apparatus 1 according to the sixth embodiment includes a card reader / writer 2, a receipt printer 3-6, a control unit 50, and an operation display unit 54.

  A receipt printer 3-6 according to the sixth embodiment includes a receipt roll 14, around which a continuous sheet 13 is wound, a thermal head 15, a platen 16, a cutter knife 17, feed rollers 18 to 21, an upper guide 25, a lower guide 27, and a sensor. 49. In addition, a receipt discharge unit 32 is attached to the receipt printer 3-6 via a frame 38. The receipt discharge unit 32 has a receipt discharge port 40-2.

  The sensor 49 is disposed between the feed rollers 18 and 19 and the feed rollers 20 and 21, and detects the presence or absence of a medium. The configuration of the receipt discharge unit 32 is as described in the second embodiment.

  The control unit 50 controls the overall operation of the automatic transaction apparatus 1. In particular, the control unit 50 according to the sixth embodiment is configured so that a foreign object (for example, a medium such as a point card thinner than the magnetic card 12) is inserted from the receipt discharge port 40-2. When the medium is detected by, the feed rollers 18 to 21 are rotated in the direction of discharging the medium. The control unit 50 stops the rotation of the feed rollers 18 to 21 after a predetermined time has elapsed after the sensor 49 no longer detects the medium, and ends the foreign matter discharge control.

  In addition, when the medium is detected by the sensor 49 except when the receipt 22 is being discharged, the control unit 50 displays a moving image (actual image, animation) or a still image (photo, illustration) that guides the correct operation to the customer. 54 may be displayed. For example, as illustrated in FIG. 16, the control unit 50 may cause the operation display unit 54 to display an attention message to the customer and a screen illustrating a correct card insertion slot.

  As described above, according to the sixth embodiment, even if a medium such as a point card thinner than the magnetic card 12 is erroneously inserted from the receipt discharge port 40-2, the sensor 49 erroneously inserts it. , And the feed rollers 18 to 21 are rotated in the direction of discharging the medium, whereby the medium can be discharged from the receipt discharge port 40-2. Note that the sixth embodiment described above can be applied not only to the second embodiment but also to the first embodiment, the third embodiment, or the fourth embodiment.

[3-7. Seventh Embodiment]
The automatic transaction apparatus 1 by 7th Embodiment is provided with the receipt printer 3-6 which has the sensor 49 similarly to 6th Embodiment.

  When the medium is detected by the sensor 49 except when the receipt 22 is ejected, the control unit 50 displays a moving image (actual image, animation) or a still image (photograph, illustration) that guides the correct operation on the operation display unit 54. Display. For example, as illustrated in FIG. 16, the control unit 50 may cause the operation display unit 54 to display an attention message to the customer and a screen illustrating a correct card insertion slot.

  According to the seventh embodiment, it is possible to prevent the medium from being erroneously inserted deeply. The seventh embodiment described above can be applied to any of the first to sixth embodiments.

[3-8. Eighth Embodiment]
(Constitution)
FIG. 17 is an explanatory diagram showing a configuration according to the eighth embodiment. As shown in FIG. 17, the automatic transaction apparatus 1 according to the eighth embodiment includes a card reader / writer 2 and a receipt printer 3-8.

  A receipt printer 3-8 according to the eighth embodiment includes a receipt roll 14 around which a continuous paper 13 is wound, a thermal head 15, a platen 16, a cutter knife 17, feed rollers 18 to 21, an upper guide 25, a lower guide 27, and A conveyance path 45 is provided. In addition, a receipt discharge unit 36 is attached to the receipt printer 3-8 via a frame 38. The receipt discharge unit 36 has a receipt discharge port 40-5.

  Here, the conveyance path 45 of the receipt printer 3-8 is formed in a bent shape. Further, the length from the receipt discharge port 40-5 to the bending point 45a of the conveyance path 45 is within the length in the insertion direction of the magnetic card 12.

(Operation)
In such a configuration, the receipt 22 is conveyed on the conveyance path 45 by the feed rollers 18 to 21 and guided to the receipt discharge unit 36. Here, the receipt 22, which is a paper-like medium, has high flexibility and can pass through the bending point 45a of the conveyance path 45. And a receipt is discharged | emitted from the receipt discharge port 40-5 of the receipt discharge part 36 to the exterior of the automatic transaction apparatus 1. FIG.

(effect)
As described above, according to the eighth embodiment, the receipt 22 passes through the bending point 45a and is normally discharged from the receipt discharge port 40-5 to the outside of the automatic transaction apparatus 1. On the other hand, when the magnetic card 12 is inserted into the receipt discharge port 40-5, the magnetic card 12 hits the bending point 45a of the conveyance path 45 and cannot pass through the bending point 45a of the conveyance path 45. It is possible to prevent erroneous insertion into the receipt discharge port 40-5.

<4. Conclusion>
As described above, according to the first to eighth embodiments of the present invention, erroneous insertion of the magnetic card 12 into the receipt discharge port 40 can be prevented more reliably.

  Although the preferred embodiments of the present invention have been described in detail with reference to the accompanying drawings, the present invention is not limited to such examples. It is obvious that a person having ordinary knowledge in the technical field to which the present invention pertains can come up with various changes or modifications within the scope of the technical idea described in the claims. Of course, it is understood that these also belong to the technical scope of the present invention. For example, the example in which the automatic transaction apparatus of the present invention is applied to ATM has been described above, but the present invention can also be applied to various automatic transaction apparatuses such as electronic money charging machines and ticket vending machines.

DESCRIPTION OF SYMBOLS 1 Automatic transaction apparatus 2 Card reader / writer 3-1 to 3-6 Receipt printer 4 Card insertion outlet 5-10, 18-21 Feed roller 11 Magnetic reading part 12 Magnetic card 13 Continuous paper 14 Receipt roll 15 Thermal head 16 Platen 17 Cutter knife 22 Receipt 25 Upper guide 26, 27 Lower guide 30-35 Receipt discharge portion 38 Frame 39 Opening portion 40, 40-1 to 40-6 Receipt discharge port 41 Lower protrusion member 42 Upper protrusion member 45 Transport path 47 Discharge port shutter 48 fulcrum 49 sensor 50 control unit 54 operation display unit 56 passbook insertion port 58 customer service port 62 dedicated network 70 financial institution host

Claims (5)

A card insertion slot into which a card-like medium is inserted;
A discharge port for discharging the paper-like medium;
An abutting member disposed in one central position in the horizontal direction of the conveying path, positioned in the conveying path of the paper-like medium so that the card-like medium inserted from the discharge port abuts;
With
The contact member is disposed so as to enter the inside of the transport path from the lower guide surface side of the transport path,
An automatic transaction apparatus , wherein the paper medium is transported in a discharge direction between a guide surface on the upper side of the transport path of the paper medium and the contact member . 2. The automatic transaction apparatus according to claim 1, wherein an interval between an upper guide surface forming the conveyance path of the paper-like medium and the contact member is less than a thickness of the card-like medium. A paper-like medium discharge unit having the discharge port;
The automatic transaction apparatus according to claim 1, wherein the paper-like medium discharge unit includes a shutter biased in a direction to cover the discharge port. The automatic transaction apparatus is
A sensor for detecting a medium in the conveyance path;
A control unit that controls conveyance of the medium so that the medium is discharged when the medium is detected by the sensor when the paper-like medium is not conveyed;
The automatic transaction apparatus according to any one of claims 1 to 3, further comprising: The automatic transaction apparatus is
A display unit;
The automatic transaction apparatus according to claim 4, wherein when the medium is detected by the sensor, the control unit causes the display unit to display a guidance screen that guides a correct operation.

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