JP5086504B2 - IC card insurance card system using mobile phone - Google Patents

Description

[0001]
BACKGROUND OF THE INVENTION
The present invention relates to a system in which insurance card information of a health insurance card and a care insurance card using an IC card can be stored in a mobile phone owned by an insured and used as a substitute for the insurance card. .
[0002]
[Prior art]
When you visit a medical institution such as a hospital or clinic, present your health insurance card issued by an insurer such as your insurance association or local government to the medical institution, and depending on the type of insurance, The patient's self-payment is determined. Similarly, when receiving a care service, a care insurance card is presented.
[0003]
Each medical institution or nursing care service institution records and manages insurance card information such as the type of insurance and insurance number, and the contents of medical services and nursing care services for the insured, and to each insurer, We handle paperwork such as receipts that claim the insurer's share of compensation.
[0004]
Conventionally, insurance cards with insurance card information printed on paper have been used, but in medical institutions, etc., in order to digitize the work of manually copying or visually checking insurance card information In recent years, it has been studied to use an insurance card with an IC card of a nationwide standard. For example, Japanese Patent Application Laid-Open No. 11-250140 proposes a system using an IC card insurance card.
[0005]
The system disclosed in the above publication makes it easy and quick to check whether the insurance card is not expired by checking the insurance card presented by the insured with a server installed in the organization that manages the insurance card information. Therefore, it has a great effect not only in improving office efficiency but also in crime prevention.
[0006]
[Problems to be solved by the invention]
However, even if the insurance card is converted to an IC card, as with conventional paper insurance cards, if you forget your insurance card when you go to a medical institution, or if you do not carry your insurance card, you may have an accident or sudden illness. Insurance was not applied when visiting medical institutions.
[0007]
In addition, for patients who are elderly or the like who do not have an identification card, not only the medical history and drug history of the patient have to be diagnosed but also identification of the patient's identity may be difficult.
[0008]
Also, if you always carry your insurance card, you could lose it and your personal information could be leaked by someone else reading your insurance card information.
[0009]
[Means for Solving the Problems]
Therefore, the present invention provides an IC card that uses an IC card, a mobile phone that includes an IC card reader, a storage device, and a monitor, and an IC card that is installed in a medical institution or the like and can read and write information in the insurance card. An IC card insurance card system comprising a drive and a control device for the IC card drive, and reading the IC card provided on the mobile phone owned by the insured person with the insurance card information recorded on the insurance card A communication device provided in a medical institution, etc., which is read by a storage unit and stored in the storage device, the mobile phone has an insurance card function, and the insurance card information is integrated and managed in a server installed in a management institution By connecting to the server via the communication network from the mobile phone, various information on medical, medicine, and nursing care in the server It was capable of transmitting and receiving der Rukoto with a letter or voice.
[0010]
By storing the contents of the insurance card in his / her mobile phone, the insured can receive insurance treatment even if he / she visits a medical institution when he / she does not carry the insurance card.
[0011]
If the insurance card information can be transmitted from the mobile phone to the control device of the IC card drive, the medical institution is the same as the case where the insurance card is presented to the insured who presented the insurance card information by the mobile phone. You can carry out office procedures.
[0012]
In addition, the insurance card has at least one function of a health insurance card or a long-term care insurance card. In particular, if both insurance card information is stored in a mobile phone, the range of use is expanded.
[0013]
Furthermore, it is possible to send and receive information from a communication device provided in a medical institution or a mobile phone owned by an insured person via a communication network to a management institution server that manages insurance card information, so that a medical institution, etc. Then, you can quickly inquire whether the insurance card has expired, or you can enter the medical records and simplify the administrative procedure required for the receipt. The insured can quickly invalidate his / her insurance card by sending his / her prescribed information to the server when he / she refers to his / her insurance card information using a mobile phone or loses his / her insurance card. Can be set to
[0014]
In addition, when reading and writing the insurance card information recorded on the server, an authentication means such as an electronic key is required to prevent others from leaking or falsifying the insurance card information in the server.
[0015]
In addition, when medical examinations, medical records, medication histories, and nursing care histories are recorded on the server, medical institutions can refer to the insured's medical history without omission by reading the information in the server through the insurance card. Even when the insured visits a medical institution or department different from the conventional one, it is not necessary to reapply for a medical history or medical history, and a safe and sufficient medical service can be obtained. Moreover, cooperation between the care service organization and the medical institution can be performed smoothly.
[0016]
Furthermore, by providing various information related to medical care, drugs, and care stored in the server in text or voice to the insured's mobile phone, information necessary for the specific insured from the management organization or various service organizations Or the information desired by the insured can be received.
[0017]
DETAILED DESCRIPTION OF THE INVENTION
Embodiments of the present invention will be described with reference to the drawings.
[0018]
FIG. 1 shows an embodiment of the present invention.
[0019]
A server 11 is installed in the management organization 1 that comprehensively manages insurance card information, and can be connected to the server 11 from an external communication device via a predetermined communication network, for example, the Internet. In addition, as shown in FIG. 2, the server 11 includes health insurance card information, care insurance card information, invalid insurance card information, medical history information such as medical records and clinical test results, medication history, and allergic constitutions. Medical history information such as medical history information, medical information provided by medical institutions and insurance associations, drug information provided by pharmacies, etc., care service information provided by care service providers and local governments, etc. Each piece of information is stored, and each piece of information is controlled by the control device 12 and provided to the insured person 2, the medical institution 3, and the like via the Internet. The communication network is not limited to the Internet, but may be a dedicated communication network such as a LAN or a communication network unique to a mobile phone company.
[0020]
An IC card drive 31 that can read and write data on the insurance card 21 using an IC card is installed in a medical institution 3 such as a hospital or a clinic, a pharmacy, or a nursing care service organization. The IC card drive 31 includes a control device and a communication device. A personal computer 32 equipped with a monitor and an input device is connected, and the insurance card information read from the insurance card 21 is displayed on the monitor, or predetermined information is given to the insurance card 21 by an input device such as a keyboard or a mouse. Or enter. Further, the personal computer 32 can connect to the server 11 via the Internet and read / write information in the server 11.
[0021]
The insured person 2 is issued an insurance card 21 by an IC card from an insurer such as a local government or an insurance association. The insurance card 21 has identification information such as a card ID and a password as shown in FIG. Insured person's name and address, date of birth, blood type, photo and other personal information, insurance card information such as insurance type and insurance card symbol, medical examination, medical institution and department that received medical examination, medical examination information, medical treatment Medical history information such as records, drug history information such as allergic constitution and medication history, and access destination information for connecting to the server 11 managing these information are stored separately for each area. When the insured person 2 corresponds to the insured person of the long-term care insurance, the long-term concession care insurance card information and the long-term care history information of the insurance card 21 are also stored.
[0022]
The mobile phone 22 owned by the insured 2 has a built-in storage device that can be repeatedly read and written, and can read information on the insurance card 21 in a contact or non-contact manner. Is provided so that the contents of his / her insurance card 21 can be read and stored in a storage device built in the mobile phone 22 and displayed on a monitor.
[0023]
The mobile phone 22 can be connected to a predetermined communication network for connecting to the server 11 of the management organization 1, for example, the Internet. By connecting to the server 11 and transmitting identification information such as a password, You can browse your insurance card information, medical history, medical information, etc. stored in the server 11. In this case, all information related to the user may be viewable, or the management institution 1 may limit an area where the insured person 2 can freely browse.
[0024]
Hereinafter, examples of using the system of the present invention will be described.
[0025]
When the insurance card 21 is issued by the insurer with the IC card, the insured person 2 reads the insurance card information by the IC card reading unit of his mobile phone 22 and stores it in the storage device of the mobile phone 22.
[0026]
The insured person 2 usually presents the insurance card 21 when visiting the medical institution 3, but if he / she carries the insurance card 2 on a daily basis, he / she may lose it. In many cases, it is stored.
[0027]
On the other hand, in recent years, many people own mobile phones, and such people always carry mobile phones when they go out. Accordingly, the insured person 2 carries the mobile phone 22 storing the insurance card information, so that the mobile phone 22 can be insured even if an accident or sudden illness occurs when the insurance card 21 is not carried. It can be used as a substitute for the certificate card 21.
[0028]
FIG. 4 shows a procedure of paperwork in the medical institution 3 when the insured person 2 presents and receives a mobile phone 22 instead of the insurance card 21, and the mobile phone 22 is presented at the reception of the medical institution 3. First, the insurance card information is read from the mobile phone 22 via the interface into the personal computer 32 installed in the medical institution 3 by wire or wireless. Next, the personal computer 32 of the medical institution 3 is connected to the server 11 of the management institution 1 to check the insurance card information to check whether the insurance card 21 of the insured person 2 has expired. If the health insurance card 21 is valid, the insured person 2 can receive the medical examination as it is, but if the insurance card 21 is invalid, the medical examination card 21 is examined after confirming the identity of the person by other means. In addition, if the insured person 2 is undergoing a first medical examination or is receiving medical examinations at another medical institution at the same time, the medical history, drug history, etc. are confirmed, and safe and appropriate medical services are efficiently provided to the insured person 2. Make it possible.
[0029]
The consultation history of the insured person 2 is transmitted from the personal computer 32 of the medical institution 3 to the server 11 and recorded in the server 11. Then, as shown in FIG. 5, when the insured person 2 presents the health insurance card 21 at a later date and receives a medical examination, if there is uninput information to the health insurance card 21 in the server 11, that information Is recorded on the insurance card 21 of the insured person 2 through the IC card drive 31.
[0030]
In addition, the medical institution 3 or the pharmacy sends medical information and medication information for each insured person 2 to the server 11 in order to charge the insurer for insurance payments such as medical fees. Is transmitted to each insurer, the paperwork required for the reception can be efficiently performed.
[0031]
On the other hand, the insured person 2 uses the mobile phone 22 to connect to the server 11 of the management institution 1 and can browse his / her medical history information and the like in the server 11 as necessary. An area where the person 2 can input information may be provided. Furthermore, when the insurance card 21 is lost, predetermined information can be transmitted from the mobile phone 22 to the server 11 so that the own insurance card 21 cannot be used.
[0032]
In addition, when the insured person 2 has lost the insurance card 21 and presented the mobile phone 22, the server 11 indicates that the insurance card 21 is invalid and is stored in the mobile phone 22. Since the insurance card information includes a photograph of the insured person 2, the person can be identified by reading the photograph image.
[0033]
Further, when connecting to the server 11 using the mobile phone 22 and reading out his / her medical history information and the like, an authentication means such as an electronic key is always required, and the authentication means is registered in the server 11 in advance. As an authentication means, in addition to a method of inputting an identification symbol and a password, for example, a recognition pattern obtained by digitizing a physical feature such as a fingerprint or a voiceprint is registered in advance, and the identification pattern is verified by the person himself / herself. There is a method of confirming that there is, and by using these authentication means alone or in combination, the authentication means is made strict to prevent leakage of insurance card information to others.
[0034]
In addition, when reading the insurance card information stored in the storage device in the mobile phone 22, using an authentication means such as a password can prevent the insurance card information from leaking when the mobile phone 22 is lost. it can. However, when the owner of the mobile phone 22 is, for example, a care recipient, the care insurance card information may be withdrawn by anyone without using authentication means.
[0035]
In addition, the server 11 includes, for example, medical departments and facilities of contracted medical institutions nationwide, medical hours, guidance on absences, medical information such as knowledge about illness, drug information such as precautions regarding drugs, nursing service Information is stored, and these various types of information are provided as services to the insured person 2. As in the case of inquiring about his / her medical history information, the insured person 2 can connect to the server 11 by the mobile phone 22 and browse while searching for necessary information.
[0036]
Furthermore, when the renewal time of the insurance card 21 is approaching, the server 11 sends renewal guidance with text information etc. to the mobile phone 22 via the communication network, or the medical institution 3 is informed of the time of examination, medication, etc. A service such as transmission from the server 11 to the mobile phone 22 of the insured person 2 can also be performed.
[0037]
As mentioned above, although the utilization example in the health insurance card of this invention was shown, this invention can be utilized similarly also as a care insurance card. In this case, if the nursing insurance card information is stored in the mobile phone 22 so that the elderly insured person 2 always carries the mobile phone 22, it can be used as an emergency contact means or the location of the insured person 2 can be determined. In addition to being able to detect, even insured person 2 who is inconvenient in conversation, information can be transmitted and received by text information, so the range of use is wide.
[0038]
【Effect of the invention】
According to the present invention, even when you do not carry your insurance card, you can receive services such as medical care and nursing care by presenting your mobile phone that stores your insurance card information, just as when you submitted your insurance card. Can do. Moreover, if the insurance card information is transmitted from the mobile phone to the control device of the IC card drive, the office procedure at the medical institution or the like will not be troublesome.
[0039]
If a photograph image of the insured person is stored as the insurance card information, the insured person can be confirmed easily and reliably, and illegal use of the insurance card or insurance card information can be prevented. Moreover, in a medical institution or the like, for example, even if a patient has difficulty in conversation, the patient can be confirmed with certainty.
[0040]
In addition, the system of the present invention can share both information between a medical institution and a care service provider, by using both functions of a health insurance card and a care insurance card, thereby expanding the scope of use.
[0041]
In addition, it is possible to connect to the server of the management organization from a communication device provided at the medical institution or a mobile phone owned by the insured person to check whether the insurance card has expired. Inquiries can be made quickly by entering medical records, simplifying the administrative procedures required for receipts, and insured people can invalidate their insurance card, for example when they lose their insurance card. You can send it to the server yourself.
[0042]
In addition, when reading and writing the insurance card information recorded on the server, it is possible to prevent others from reading or falsifying the insurance card information in the server by requiring an authentication means to confirm the person. .
[0043]
Furthermore, when medical records, medication histories, and care histories are stored in the server, for example, medical institutions can read various information related to the health status of the insured by simply reading the information in the server through the insurance card. Therefore, even when the insured visits a medical institution or department different from the conventional one, it is not necessary to reapply for a medical history or medical history, and a safe and sufficient medical service can be obtained.
[Brief description of the drawings]
FIG. 1 is a system configuration diagram showing an embodiment of the present invention.
FIG. 2 is a data configuration diagram showing the inside of the server of the present invention.
FIG. 3 is a data configuration diagram showing the inside of the insurance card according to the present invention.
FIG. 4 is a flowchart showing the flow of office work when presenting a mobile phone and taking a medical examination in the present invention.
FIG. 5 is a flowchart showing a flow of office work processing when presenting a health insurance card and receiving a medical examination in the present invention.
[Explanation of symbols]
1 management organization, 2 insured person, 3 medical institution, 11 server, 12 control device, 21 insurance card, 22 mobile phone, 31 IC card drive, 32 PC

Claims (2)

An insurance card with an IC card, an IC card reader, a mobile phone equipped with a repetitive memory device and a monitor, an IC card drive installed in a medical institution or the like and capable of reading and writing information in the insurance card, and An IC card insurance card system comprising a personal computer having a control device for the IC card drive, wherein the IC card provided on the mobile phone owned by the insured person with the insurance card information recorded on the insurance card be stored to the storage device is read by the reading unit, the portable phone in to have the insurance card function Rutotomoni, to the mobile phone management institutions from the installed PC in medical institutions the insurance card information read in the storage device of the the insurance card information is read into the installed server is integrated management, the personal computer, which is provided to medical institutions From the connected communication device and the mobile phone, by connecting to the server via a communication network, medical within the server, the agent, can transmit and receive der various information about the care with the character or voice is, the insurance IC card insurance card system using a mobile phone and said that you record the non-input information via the IC card drive of a personal computer that was installed in a medical institution in testimony card. 2. The IC card insurance card system using a mobile phone according to claim 1, wherein predetermined information can be transmitted from the mobile phone to the server .

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