JP4819496B2 - Electronic money system and service providing server - Google Patents

Description

  The present invention relates to an electronic money system and a service providing server. Specifically, the present invention relates to an electronic money system suitable for handling electronic money and a service providing server.

2. Description of the Related Art Conventionally, there has been a case where an electronic money area is secured in a storage unit by performing user registration of an electronic money service (for example, Patent Document 1).
JP 2004-272560 A (see, for example, paragraphs 0059 to 0062)

  However, according to the technique disclosed in Patent Document 1, consideration is not taken into consideration for payment for securing an area for electronic money. For this reason, there is a fee for unsettled area construction that occurs by repeating construction of areas without charging electronic money. As a result, there has been a problem that damage is caused to an electronic money service providing organization.

  The present invention has been conceived in view of such circumstances, and an object thereof is to provide an electronic money system and a service providing server capable of reducing damage caused to an electronic money service providing organization. .

Specific examples of means for solving the problems and their effects

(1) A mobile terminal (for example, the mobile phone 100) on which a storage medium (for example, the storage unit 192) that can be used by a plurality of service providing organizations, and a service provided by each service providing organization to the storage medium Service providing area management for performing billing management for each service providing organization in order to perform processing for constructing and deleting the service providing area in accordance with the service provisioning area and to charge for the service providing area. An electronic money service providing organization (e.g., electronic money game use) that provides an electronic money service as a provided service that is a service providing organization registered with a service providing area management organization that operates a server (for example, a remote issuing server 400) A service providing server (for example, an electronic manager) provided by a service provider -Management server 200, settlement server 280) and transaction processing (for example, pachinko gaming machine 700 or slot machine) using electronic money information (for example, electronic money such as value) stored in the storage medium. A ticket issuing process for issuing a prepaid card 371 having prepaid data having a predetermined gaming value to be made available at the ticket vending machine 300; Transaction processing means for executing a ball lending process for paying out game balls suitable for the game and a ball lending process for paying out game balls suitable for the value subtracted from the values stored in the storage unit 192 (for example, FIG. 35, FIG. 38 and FIG. 39). A money system 10),
The portable terminal is
Registration request information (for example, registration request information including model information, empty mail, portable terminal information, etc.) for requesting registration (for example, initial registration) for receiving the electronic money service is provided to the service providing server. Registration request information output means (for example, mobile phone 100, web processing by a web browser function, steps S102, S104, S106, S108) that is output for transmission to
The service providing server includes:
Processing procedure for enjoying the electronic money service on condition that the registration request information transmitted from the registration request information output means is received (for example, in the case of YES in steps S203, S207, S210, and S214) A specific program output means (for example, step S232) for outputting a specific program (for example, the electronic money application 111) indicating that the specific request is transmitted to the mobile terminal of the registration request information transmission source,
Provision of a service for storing the electronic money information on condition that the registration request information transmitted from the registration request information output means is received (for example, in the case of YES in steps S203, S207, S210, and S214) Region construction information (for example, region securing information) for constructing an electronic money service providing region (for example, a storage region for electronic money game use service), which is a storage region, in the storage medium of the portable terminal. Area construction information output means (for example, step S236) for outputting to transmit to
The mobile terminal further includes:
Specific program storage means for storing the specific program transmitted from the specific program output means (for example, data processing unit 110, storage unit 120);
In accordance with the processing procedure indicated by the specific program stored in the specific program storage means on condition that the area construction information transmitted from the area construction information output means has been received (for example, YES in step S122) The construction request output means (for example, step S123) for outputting the construction request (for example, the area securing process start request) for the electronic money service provision area indicated by the area construction information to be transmitted to the service provision area management server. )When,
Condition that the electronic money service providing area is constructed in the storage medium by the service providing area management server in response to the construction request output by the construction request output means (for example, in the case of YES in step S126) In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, charge request information (for example, charge request information) for requesting charging of the electronic money information is transmitted to the service providing server. Charge request information output means for output (for example, step S133);
In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, a plurality of types of charge amount options (for example, desired purchase amount options on the purchase amount selection screen in FIG. 28B) are displayed (for example, Step S139), a charge amount receiving means (for example, Step S141) for receiving designation of a charge amount desired by the user (for example, a purchase desired amount) from among the options;
In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, charge amount information (for example, first account transfer request information) indicating the charge amount received by the charge amount receiving means is provided for providing the service. Charge amount information output means for outputting to the server (for example, step S142),
The service providing server further includes:
Accumulated amount management means (for example, step S2706) for managing the accumulated amount (for example, the accumulated amount of the day) of electronic money information charged in each mobile terminal within a predetermined period (for example, the same day);
A cumulative amount managed by the cumulative amount management means and a predetermined upper limit (for example, a daily purchase limit (30000 yen)) for the request source mobile terminal that is the mobile terminal that is the charge request information transmission source Charge permission determination means (for example, step S253) for determining whether to permit charging of electronic money information based on
Electronic money of the charge amount indicated by the charge amount information transmitted from the charge amount information output means on condition that the charge permission determination means determines that the charge is permitted (for example, YES in step S253). Electronic money information output means (for example, step S277) that outputs information (for example, value issuance information) for transmission to the requesting mobile terminal,
The mobile terminal further includes:
The electronic money information stored in the electronic money service providing area is stored as the electronic money information transmitted from the electronic money information output means according to the processing procedure indicated by the specific program stored in the specific program storage means. Electronic money information processing execution means (for example, steps S154 to S158) for executing a process for adding to (for example, a value issuance process);
Electronic money information subtracting means (for example, non-electronic money information subtracting means for subtracting the amount of electronic money information used when the transaction processing is executed by the transaction processing means from the electronic money information stored in the electronic money service providing area. A control unit 191) of the contact type IC chip 190,
The service providing server further includes:
The charge request information has been transmitted from the charge request information output means (for example, in the case of YES in step S241), the area construction information output means has output the area construction information to the request source portable terminal. First charge request determination means (for example, step S258) for determining whether or not it is the first time,
The electronic money information output means includes
When it is determined that the initial charge request determination means is not the first time (for example, NO in step S258), the electronic money information of the charge amount indicated by the charge amount information transmitted from the charge amount information output means Processing for settlement for settlement of charge consideration related to charge (for example, charge fee calculated in step S260) (for example, processing for settlement of compensation for purchase of value to financial institution, value to institution providing credit card) The electronic money information is output on the condition that the process is completed (for example, in the case of YES in step S269), in which the result of obtaining credit is obtained in the determination of whether credit is acceptable or not for settlement of the consideration for the purchase of
When it is determined by the initial charge request determination means that it is the first time (for example, in the case of YES in step S258), the charge consideration and the area construction information output by the area construction information output means correspond to the area construction information. The total amount (for example, the total amount of the initial registration fee and the charge fee calculated in step S259) of the region construction consideration (for example, the initial registration fee calculated in step S259) related to the construction of the electronic money service providing region The electronic money information is output on condition that payment processing for payment is completed (for example, YES in step S269),
The service providing server further includes:
The number of times of construction of the area for providing electronic money service corresponding to the area construction information output by the area construction information output means (for example, the count value of an uncharged deletion counter) is set to at least the settlement processing for the area construction consideration. Construction number management means (for example, steps S235 and S2703) for managing the finished mobile terminal;
When the registration request information transmitted from the registration request information output means is received, the number of times of construction of the portable terminal of the registration request information transmission source managed by the construction number management means is a predetermined number of times (for example, 3 times) (for example, in the case of YES in step S216) Area construction information output prohibiting means for prohibiting the area construction information output means from outputting the area construction information to the portable terminal (For example, since the mobile terminal information is not registered in step S218 and it is determined that the mobile terminal information is not temporarily registered in step S233, the area securing information is not transmitted in step S236).
Selection amount information (for example, balance) indicating the plurality of types of charge amount choices on condition that the charge request information transmitted from the charge request information output means has been received (for example, YES in step S241). Display amount list information included in the information) and a selection amount information output means (for example, step S256) for outputting the request amount to transmit to the requesting mobile terminal.
The charge amount reception means displays a plurality of types of charge amount options indicated by the selection amount information transmitted from the selection amount information output means (for example, step S139) .
The service providing server further includes:
Charge acceptance information (for example, takeover) indicating that the charge request information has been accepted on condition that the charge request information transmitted from the charge request information output means has been received (for example, in the case of YES in step S241). Charge reception information output means (for example, step S268) for outputting the screen information) to transmit to the request source mobile terminal of the charge request information transmission source,
The mobile terminal further includes:
On the condition that the charge acceptance information transmitted from the charge acceptance information output means has been received (for example, in the case of YES in step S117), a settlement process for settlement of the consideration relating to the charge of the electronic money information is performed. Payment processing request information output means (for example, information related to payment for value purchase) to be output for transmission to a server (for example, financial institution server 500) of the payment processing organization. Step S119)
In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, the service is provided with an electronic money information transmission request (for example, value issuance request information) for requesting transmission of electronic money information for which the payment processing has been completed Electronic money information transmission request output means (for example, step S152) for outputting to the server for use,
The service providing server further includes:
Identification information (for example, value purchase recording, writing, etc.) for identifying whether or not the electronic money information has been transmitted to the portable terminal that has completed the settlement processing and corresponds to the electronic money information Electronic money purchase recording means (for example, mobile terminal information, mobile ID, member ID, etc.) in association with identification information (for example, mobile terminal information, mobile ID, member ID, etc.) for enabling the mobile terminal to be distinguished from other mobile terminals. Value purchase record in the issuance information DB),
The specifying for specifying that the electronic money information has not been transmitted to the requesting mobile terminal on condition that the processing for payment in the server of the processing processor for payment ends (for example, YES in step S269) Information specifying means (for example, step S2704) for storing information in the electronic money purchase recording means in association with the identification information of the requesting mobile terminal,
The electronic money information output means transmits the electronic money information transmission on condition that the electronic money information transmission request transmitted from the electronic money information transmission request output means is received (for example, YES in step S271). The electronic money information (for example, corresponding to the specifying information for specifying that the electronic money information has not been transmitted and stored in the electronic money purchase recording means in association with the identification information of the requesting mobile terminal (for example, , Value issuance information) for output to the mobile terminal that is the electronic money information transmission request source (for example, step S277),
The service providing server further includes:
The electronic money information output means sends the electronic money information on the condition that the electronic money information is transmitted to the portable terminal that is the request source of the electronic money information (for example, the value issuing information is transmitted in step S277). The storage state of the information for identification corresponding to the electronic money information stored in the money purchase recording means is updated to the transmitted state (for example, “1” is stored as written information). Transmitted state update means (for example, step S276),
On the condition that the charge request information has been transmitted from the charge request information output means (for example, in the case of YES in step S241), the stored state has not been updated to the transmitted state by the transmitted state update means. Registration determination means (for example, step S244) for determining whether or not identification information is stored in the electronic money purchase recording means in association with the identification information of the requesting mobile terminal;
The charge determination information output means is determined by the registration determination means that the identifying information whose storage state has not been updated to the transmitted state by the transmitted state update means is stored in the electronic money purchase recording means. (For example, in the case of YES in step S244), the charge acceptance information is not output (for example, since the process proceeds to step S245, the takeover screen information is not transmitted in step S268).

  According to such a configuration, the service providing server can change the electronic money information based on the accumulated amount of electronic money information charged within a predetermined period managed for the request source mobile terminal and a predetermined upper limit amount. It is determined whether or not charging of money information is permitted, and electronic money information is transmitted to the requesting mobile terminal on the condition that it is determined that charging is permitted. For this reason, since it is determined whether or not charging is permitted based on the accumulated amount and the upper limit amount within a predetermined period, it is possible to limit the charge amount of the electronic money information within the predetermined period. As a result, since excessive use of electronic money information that repeats charging and transaction processing within a predetermined period can be prevented, excessive consumption by the user can be further prevented.

  Further, when the charge request information is transmitted from the mobile terminal for the first time after the area construction information is output to the request source mobile terminal, the service providing server adds the charge consideration and the area construction consideration. Electronic money information is output on the condition that payment processing for payment of the amount ends. That is, when electronic money information is charged for the first time, settlement processing for settlement of area construction consideration is performed together with the charge consideration.

  On the other hand, the service providing server prohibits the output of the area construction information on condition that the number of times of construction corresponding to the registration request information from the mobile terminal has reached a predetermined number. As a result, the construction request for the electronic money service provision area is not transmitted to the service provision area management server of the service provision area management organization, so that the area provision fee is not charged by the service provision area management server.

  For this reason, while being able to reduce the user's operational burden for settlement of area construction consideration, the processing for settlement that occurs by repeatedly constructing the area for providing electronic money service without charging electronic money information It is possible to reduce the unfinished area construction consideration, that is, to reduce damage caused to the electronic money service providing organization.

In addition, the mobile terminal receives and displays a plurality of types of charge amount options from the service providing server. For this reason, it is possible to select the charge amount as an option instead of directly inputting the charge amount, and the case where the charge amount option is changed due to, for example, a change in the upper limit amount in the service providing server. However, since it is not necessary to change the specific program, the user can be made to efficiently select an appropriate charge amount.
In addition, according to such a configuration, the service providing server receives the charge request information from the mobile terminal, but has registered the identification information that has not been updated to the transmitted state. Since the charge acceptance information is not output to the requesting portable terminal, it is possible to prevent the payment request information from being transmitted to the server of the payment processing organization. For this reason, in spite of the presence of electronic money information that can be added to the mobile terminal in the server, due to a user error or the like, a further payment request is made and the electronic money information is purchased redundantly. Can be prevented.

(2) The service providing server further includes:
When the selection amount information is output by the selection amount information output means, a charge indicating a chargeable amount (for example, a purchaseable amount calculated in step S255) that is an amount obtained by subtracting the cumulative amount from the upper limit amount Chargeable amount information output means (for example, step S256) for outputting possible amount information (for example, purchaseable amount information included in balance information) to transmit to the mobile terminal;
The charge amount accepting means designates a charge amount equal to or less than the chargeable amount indicated by the chargeable amount information transmitted from the chargeable amount information output means among a plurality of types of charge amounts indicated by the selected amount information. It is displayed in a mode indicating that it is possible (for example, in the purchase price selection screen in FIG. 28B, a radio button having an amount exceeding the purchase price is displayed but cannot be selected).

  According to such a configuration, the user can be made aware that it is possible to specify a charge amount option equal to or less than the chargeable amount obtained by subtracting the accumulated amount from the upper limit amount among a plurality of types of charge amounts. As a result, it is possible to prevent the user from performing a useless operation that causes the user to select an option that cannot be purchased.

(3) A mobile terminal (for example, the mobile phone 100) on which a storage medium (for example, the storage unit 192) that can be used by a plurality of service providing organizations, and a service provided by each service providing organization to the storage medium Service providing area management for performing billing management for each service providing organization in order to perform processing for constructing and deleting the service providing area in accordance with the service provisioning area and to charge for the service providing area. An electronic money service providing organization (e.g., electronic money game use) that provides an electronic money service as a provided service that is a service providing organization registered with a service providing area management organization that operates a server (for example, a remote issuing server 400) A service providing server (for example, an electronic manager) provided by a service provider -Management server 200, settlement server 280) and transaction processing (for example, pachinko gaming machine 700 or slot machine) using electronic money information (for example, electronic money such as value) stored in the storage medium. A ticket issuing process for issuing a prepaid card 371 having prepaid data having a predetermined gaming value to be made available at the ticket vending machine 300; Transaction processing means for executing a ball lending process for paying out game balls suitable for the game and a ball lending process for paying out game balls suitable for the value subtracted from the values stored in the storage unit 192 (for example, FIG. 35, FIG. 38 and FIG. 39). A money system 10),
The portable terminal is
Registration request information (for example, registration request information including model information, empty mail, portable terminal information, etc.) for requesting registration (for example, initial registration) for receiving the electronic money service is provided to the service providing server. Registration request information output means (for example, mobile phone 100, web processing by a web browser function, steps S102, S104, S106, S108) that is output for transmission to
The service providing server includes:
Processing procedure for enjoying the electronic money service on condition that the registration request information transmitted from the registration request information output means is received (for example, in the case of YES in steps S203, S207, S210, and S214) A specific program output means (for example, step S232) for outputting a specific program (for example, the electronic money application 111) indicating that the specific request is transmitted to the mobile terminal of the registration request information transmission source,
Provision of a service for storing the electronic money information on condition that the registration request information transmitted from the registration request information output means is received (for example, in the case of YES in steps S203, S207, S210, and S214) Region construction information (for example, region securing information) for constructing an electronic money service providing region (for example, a storage region for electronic money game use service), which is a storage region, in the storage medium of the portable terminal. Area construction information output means (for example, step S236) for outputting to transmit to
The mobile terminal further includes:
Specific program storage means for storing the specific program transmitted from the specific program output means (for example, data processing unit 110, storage unit 120);
In accordance with the processing procedure indicated by the specific program stored in the specific program storage means on condition that the area construction information transmitted from the area construction information output means has been received (for example, YES in step S122) The construction request output means (for example, step S123) for outputting the construction request (for example, the area securing process start request) for the electronic money service provision area indicated by the area construction information to be transmitted to the service provision area management server. )When,
Condition that the electronic money service providing area is constructed in the storage medium by the service providing area management server in response to the construction request output by the construction request output means (for example, in the case of YES in step S126) In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, charge request information (for example, charge request information) for requesting charging of the electronic money information is transmitted to the service providing server. Charge request information output means for output (for example, step S133);
In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, a plurality of types of charge amount options (for example, desired purchase amount options on the purchase amount selection screen in FIG. 28B) are displayed (for example, Step S139), a charge amount receiving means (for example, Step S141) for receiving designation of a charge amount desired by the user (for example, a purchase desired amount) from among the options;
In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, charge amount information (for example, first account transfer request information) indicating the charge amount received by the charge amount receiving means is provided for providing the service. Charge amount information output means for outputting to the server (for example, step S142),
The service providing server further includes:
The remaining amount (for example, value balance) of electronic money information stored in the electronic money service providing area of the requesting portable terminal that is the portable terminal that is the transmission source of the charge request information, and stored in the electronic money service providing area Charge allowance determining means for determining whether or not to allow charging of electronic money information based on the upper limit amount of electronic money information that can be held (for example, a portable holding limit amount (30000 yen)) (for example, step S251). When,
Electronic money of the charge amount indicated by the charge amount information transmitted from the charge amount information output means on condition that the charge permission determination means determines that the charge is permitted (for example, YES in step S251). Electronic money information output means (for example, step S277) that outputs information (for example, value issuance information) for transmission to the requesting mobile terminal,
The mobile terminal further includes:
The electronic money information stored in the electronic money service providing area is stored as the electronic money information transmitted from the electronic money information output means according to the processing procedure indicated by the specific program stored in the specific program storage means. Electronic money information processing execution means (for example, steps S154 to S158) for executing a process for adding to (for example, a value issuance process);
Electronic money information subtracting means (for example, non-electronic money information subtracting means for subtracting the amount of electronic money information used when the transaction processing is executed by the transaction processing means from the electronic money information stored in the electronic money service providing area. A control unit 191) of the contact type IC chip 190,
The service providing server further includes:
The charge request information has been transmitted from the charge request information output means (for example, in the case of YES in step S241), the area construction information output means has output the area construction information to the request source portable terminal. First charge request determination means (for example, step S258) for determining whether or not it is the first time,
The electronic money information output means includes
When it is determined that the initial charge request determination means is not the first time (for example, NO in step S258), the electronic money information of the charge amount indicated by the charge amount information transmitted from the charge amount information output means Processing for settlement for settlement of charge consideration related to charge (for example, charge fee calculated in step S260) (for example, processing for settlement of compensation for purchase of value to financial institution, value to institution providing credit card) The electronic money information is output on the condition that the process is completed (for example, in the case of YES in step S269), in which the result of obtaining credit is obtained in the determination of whether credit is acceptable or not for settlement of the consideration for the purchase of
When it is determined by the initial charge request determination means that it is the first time (for example, in the case of YES in step S258), the charge consideration and the area construction information output by the area construction information output means correspond to the area construction information. The total amount (for example, the total amount of the initial registration fee and the charge fee calculated in step S259) of the region construction consideration (for example, the initial registration fee calculated in step S259) related to the construction of the electronic money service providing region The electronic money information is output on condition that payment processing for payment is completed (for example, YES in step S269),
The service providing server further includes:
The number of times of construction of the area for providing electronic money service corresponding to the area construction information output by the area construction information output means (for example, the count value of an uncharged deletion counter) is set to at least the settlement processing for the area construction consideration. Construction number management means (for example, steps S235 and S2703) for managing the finished mobile terminal;
When the registration request information transmitted from the registration request information output means is received, the number of times of construction of the portable terminal of the registration request information transmission source managed by the construction number management means is a predetermined number of times (for example, 3 times) (for example, in the case of YES in step S216) Area construction information output prohibiting means for prohibiting the area construction information output means from outputting the area construction information to the portable terminal (For example, since the mobile terminal information is not registered in step S218 and it is determined that the mobile terminal information is not temporarily registered in step S233, the area securing information is not transmitted in step S236).
Selection amount information (for example, balance) indicating the plurality of types of charge amount choices on condition that the charge request information transmitted from the charge request information output means has been received (for example, YES in step S241). Display amount list information included in the information) and a selection amount information output means (for example, step S256) for outputting the request amount to transmit to the requesting mobile terminal.
The charge amount reception means displays a plurality of types of charge amount options indicated by the selection amount information transmitted from the selection amount information output means (for example, step S139) .
The service providing server further includes:
Charge acceptance information (for example, takeover) indicating that the charge request information has been accepted on condition that the charge request information transmitted from the charge request information output means has been received (for example, in the case of YES in step S241). Charge reception information output means (for example, step S268) for outputting the screen information) to transmit to the request source mobile terminal of the charge request information transmission source,
The mobile terminal further includes:
On the condition that the charge acceptance information transmitted from the charge acceptance information output means has been received (for example, in the case of YES in step S117), a settlement process for settlement of the consideration relating to the charge of the electronic money information is performed. Payment processing request information output means (for example, information related to payment for value purchase) to be output for transmission to a server (for example, financial institution server 500) of the payment processing organization. Step S119)
In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, the service is provided with an electronic money information transmission request (for example, value issuance request information) for requesting transmission of electronic money information for which the payment processing has been completed Electronic money information transmission request output means (for example, step S152) for outputting to the server for use,
The service providing server further includes:
Identification information (for example, value purchase recording, writing, etc.) for identifying whether or not the electronic money information has been transmitted to the portable terminal that has completed the settlement processing and corresponds to the electronic money information Electronic money purchase recording means (for example, mobile terminal information, mobile ID, member ID, etc.) in association with identification information (for example, mobile terminal information, mobile ID, member ID, etc.) for enabling the mobile terminal to be distinguished from other mobile terminals. Value purchase record in the issuance information DB),
The specifying for specifying that the electronic money information has not been transmitted to the requesting mobile terminal on condition that the processing for payment in the server of the processing processor for payment ends (for example, YES in step S269) Information specifying means (for example, step S2704) for storing information in the electronic money purchase recording means in association with the identification information of the requesting mobile terminal,
The electronic money information output means transmits the electronic money information transmission on condition that the electronic money information transmission request transmitted from the electronic money information transmission request output means is received (for example, YES in step S271). The electronic money information (for example, corresponding to the specifying information for specifying that the electronic money information has not been transmitted and stored in the electronic money purchase recording means in association with the identification information of the requesting mobile terminal (for example, , Value issuance information) for output to the mobile terminal that is the electronic money information transmission request source (for example, step S277),
The service providing server further includes:
The electronic money information output means sends the electronic money information on the condition that the electronic money information is transmitted to the portable terminal that is the request source of the electronic money information (for example, the value issuing information is transmitted in step S277). The storage state of the information for identification corresponding to the electronic money information stored in the money purchase recording means is updated to the transmitted state (for example, “1” is stored as written information). Transmitted state update means (for example, step S276),
On the condition that the charge request information has been transmitted from the charge request information output means (for example, in the case of YES in step S241), the stored state has not been updated to the transmitted state by the transmitted state update means. Registration determination means (for example, step S244) for determining whether or not identification information is stored in the electronic money purchase recording means in association with the identification information of the requesting mobile terminal;
The charge determination information output means is determined by the registration determination means that the identifying information whose storage state has not been updated to the transmitted state by the transmitted state update means is stored in the electronic money purchase recording means. (For example, in the case of YES in step S244), the charge acceptance information is not output (for example, since the process proceeds to step S245, the takeover screen information is not transmitted in step S268).

  According to such a configuration, the service providing server is configured to generate the electronic money based on the remaining amount of electronic money information stored in the request source mobile terminal and the upper limit amount of electronic money information that can be stored in the request source mobile terminal. It is determined whether or not charging of money information is permitted, and electronic money information is transmitted to the requesting mobile terminal on the condition that it is determined that charging is permitted. For this reason, since it is determined whether charging is permitted based on the remaining amount and the upper limit amount of electronic money information stored in the mobile terminal, the remaining amount of electronic money information stored in the mobile terminal is limited. be able to. As a result, it is possible to prevent an act of charging a large amount of electronic money information to the portable terminal and consuming it at once, that is, excessive consumption by the user.

  Further, when the charge request information is transmitted from the mobile terminal for the first time after the area construction information is output to the request source mobile terminal, the service providing server adds the charge consideration and the area construction consideration. Electronic money information is output on the condition that payment processing for payment of the amount ends. That is, when electronic money information is charged for the first time, settlement processing for settlement of area construction consideration is performed together with the charge consideration.

  On the other hand, the service providing server prohibits the output of the area construction information on condition that the number of times of construction corresponding to the registration request information from the mobile terminal has reached a predetermined number. As a result, the construction request for the electronic money service provision area is not transmitted to the service provision area management server of the service provision area management organization, so that the area provision fee is not charged by the service provision area management server.

  For this reason, while being able to reduce the user's operational burden for settlement of area construction consideration, the processing for settlement that occurs by repeatedly constructing the area for providing electronic money service without charging electronic money information It is possible to reduce the unfinished area construction consideration, that is, to reduce damage caused to the electronic money service providing organization.

In addition, the mobile terminal receives and displays a plurality of types of charge amount options from the service providing server. For this reason, it is possible to select the charge amount as an option instead of directly inputting the charge amount, and the case where the charge amount option is changed due to, for example, a change in the upper limit amount in the service providing server. However, since it is not necessary to change the specific program, the user can be made to efficiently select an appropriate charge amount.
In addition, according to such a configuration, the service providing server receives the charge request information from the mobile terminal, but has registered the identification information that has not been updated to the transmitted state. Since the charge acceptance information is not output to the requesting portable terminal, it is possible to prevent the payment request information from being transmitted to the server of the payment processing organization. For this reason, in spite of the presence of electronic money information that can be added to the mobile terminal in the server, due to a user error or the like, a further payment request is made and the electronic money information is purchased redundantly. Can be prevented.

(4) The service providing server further includes:
When the selection amount information is output by the selection amount information output means, the chargeable amount indicating the chargeable amount (for example, the purchaseable amount calculated in step S255) that is the amount obtained by subtracting the remaining amount from the upper limit amount is possible. Chargeable amount information output means (for example, step S256) for outputting amount information (for example, purchaseable amount information included in balance information) to be transmitted to the mobile terminal;
The charge amount accepting means designates a charge amount equal to or less than the chargeable amount indicated by the chargeable amount information transmitted from the chargeable amount information output means among a plurality of types of charge amounts indicated by the selected amount information. It is displayed in a mode indicating that it is possible (for example, in the purchase price selection screen in FIG. 28B, a radio button having an amount exceeding the purchase price is displayed but cannot be selected).

  According to such a configuration, the user can be made aware that it is possible to specify a charge amount option equal to or less than a chargeable amount obtained by subtracting the remaining amount from the upper limit amount among a plurality of types of charge amounts. As a result, it is possible to prevent the user from performing unnecessary operations.

(5) The portable terminal further includes:
Payment processing institution information for specifying a payment processing institution (for example, financial institution inquiry information, financial institution designation information) to be used by a user for a payment processing for payment of a charge related to the charge of the electronic money information. A mobile terminal side payment processing institution information output means (for example, steps S110 and S112) for outputting to the service providing server;
The service providing server further includes:
On the condition that the payment processing organization information transmitted from the mobile terminal side payment processing organization information output means is received (for example, in the case of YES in steps S221 and S223), the payment processing organization information is the identification information for the settlement processing institution information transmission source mobile terminal can be identified with another mobile terminal (e.g., mobile terminal information, mobile ID, member ID, etc.) for the server-side settlement in association with Processing engine information storage means (for example, steps S224 and S234);
Payment processing stored in the server-side payment processing organization information storage means on condition that the charge request information transmitted from the charge request information output means is received (for example, in the case of YES in step S241) A settlement processing organization information search means (for example, step S246) for searching for settlement processing organization information stored in association with identification information for identifying the requesting mobile terminal from the organization information;
Communication that designates a settlement processing institution server (for example, financial institution server 500) identified from the settlement processing institution information retrieved by the settlement processing institution information retrieval means as a communication destination for performing the settlement processing. Communication destination designation information output means (for example, step S268) for outputting destination designation information (for example, takeover screen information including URL) for transmission to the request source mobile terminal;
The mobile terminal further includes:
Payment processing request information requesting the payment processing to the server of the payment processing organization designated by the communication destination designation information transmitted from the communication destination designation information output means (for example, payment for value purchase) Information for payment) is output to transmit (for example, step S119).

  According to such a configuration, the service providing server receives the charge request information from the portable terminal, and thereby, from the stored payment processing agency information, the payment processing agency information corresponding to the identification information of the portable terminal. And communication destination designation information based on the searched processing processing organization information is transmitted to the portable terminal. Then, the mobile terminal can perform settlement processing by transmitting settlement processing request information to the server of the settlement processing organization designated by the communication destination designation information. For this reason, it is not necessary to designate a payment processing institution to be used for the payment processing every time a charge is requested, so that it is possible to reduce the trouble of charging electronic money information.

(6) The mobile terminal further includes:
A settlement processing organization change accepting unit (for example, step S140a in FIG. 11) for executing processing for accepting a change in the settlement processing organization used for the settlement processing from the user;
Payment processing organization change request information (for example, financial institution change inquiry information) for requesting a change from the payment processing organization received by the payment processing organization change receiving means to a payment processing organization used for the payment processing. ) For outputting to the service providing server for payment processing organization change request information output means (for example, step S140b),
The service providing server further includes:
The server-side settlement process on condition that the settlement processing organization change request information transmitted from the settlement processing organization change request information output means is received (for example, when financial institution change inquiry information is received). In the institution information storage means, the settlement processing organization information stored in association with the identification information of the mobile terminal of the settlement processing organization change request information transmission source is changed according to the settlement processing organization change request information. Server-side payment processing institution update means (for example, see steps S221 to S224) for updating to the processing institution information for payment for specifying the institution (for example, the state where the changed financial institution server is used for payment). .

  According to such a configuration, it is possible to change the settlement processing institution used for the settlement processing, and thus it is possible to improve user convenience.

(7) The mobile terminal further includes:
In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, a processing organization designation processing means for settlement (for example, executing processing for accepting designation of a settlement processing organization used for the settlement processing from the user) 47, the financial institution registration process of FIG.
Payment terminal processing processor information storage means (eg, step S126e, storage unit 120) for storing payment processing organization information for specifying the payment processing organization that has been designated by the payment processing organization designation processing means. When,
On condition that the charge request information output means outputs the charge request information according to the processing procedure indicated by the specific program stored in the specific program storage means (for example, the charge request information is transmitted in step S133). Requesting the settlement processing from the settlement processing institution server (for example, financial institution server 500) identified from the settlement processing institution information stored in the mobile terminal side settlement processing institution information storage means. Payment processing request information output means (for example, step S149) for outputting payment processing request information (for example, information related to payment for value purchase) is provided.

  According to such a configuration, the mobile terminal transmits the settlement processing request information to the server of the settlement processing institution identified from the settlement processing institution information stored in the portable terminal side settlement processing institution information storage means. Payment processing can be performed. For this reason, it is not necessary to designate a payment processing institution to be used for the payment processing every time a charge is requested, so that it is possible to reduce the trouble of charging electronic money information.

(8) The mobile terminal further includes:
In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, a payment processing institution change accepting means (for example, a process for accepting a change of a payment processing institution used for the payment processing from the user) (for example, 49, step S140a) of FIG.
In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, the payment processing institution information stored in the mobile terminal side payment processing institution information storage means is used for the payment processing. Update to the processing organization information for settlement for identifying the processing organization for payment accepted by the processing organization change accepting means for processing as a processing organization (for example, a state where the changed financial institution server is used for settlement). It further includes a mobile terminal side processing processor update means (for example, step S140c).

  According to such a configuration, it is possible to change the settlement processing institution used for the settlement processing, and thus it is possible to improve user convenience.

(9) The mobile terminal further includes:
Payment processing request information (for example, information related to payment for the purchase of value) for requesting a payment processing for payment for the electronic money information is processed. Payment processing request information output means (for example, step S119) that is output for transmission to
In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, the service is provided with an electronic money information transmission request (for example, value issuance request information) for requesting transmission of electronic money information for which the payment processing has been completed Electronic money information transmission request output means (for example, step S152) for outputting to the server for use,
The electronic money information output means transmits the electronic money information transmitted from the electronic money information transmission request output means when the payment processing in the server of the payment processing institution ends (for example, YES in step S269). In order to transmit the electronic money information (for example, value issuance information) to the portable terminal that is the source of the electronic money information transmission request, on condition that a money information transmission request has been received (for example, YES in step S271) Output (for example, step S277),
The service providing server further includes:
An operation for outputting the electronic money information transmission request by the electronic money information transmission request output means on condition that the payment processing in the server of the payment processing institution ends (for example, YES in step S269) ( For example, e-mail output means for outputting e-mail (for example, e-mail) with link information to be clicked (for example, takeover information, link information) attached to the requesting mobile terminal (for example, step) S2709).

  According to such a configuration, the service providing server transmits an e-mail attached with the link information when the payment processing in the server of the payment processing organization is completed. And when a portable terminal receives an electronic mail, it can transmit an electronic money information transmission request to the server for service provision by operating link information. For this reason, the user can recognize that the addition of electronic money information is enabled by receiving the electronic mail. In addition, it is possible to reduce an operation burden for adding electronic money information.

(1 0 ) The service providing server further includes:
Settlement for settlement of the zone construction consideration managed by the construction number management means on condition that the settlement processing for settlement of the zone construction consideration is completed (for example, in the case of YES in step S269) Construction number subtraction means (for example, step S2703) for subtracting the number of constructions of the portable terminal for which the processing is completed is provided.

  According to such a configuration, the number of times of construction is subtracted on condition that the settlement processing for settlement of the area construction consideration has been performed. Therefore, when the initial registration is unavoidably repeated several times, the settlement processing for settlement of the area construction consideration is completed at the first charge after construction of the area for providing the electronic money service. However, it is possible to prevent the inconvenience that the number of times of construction exceeds a predetermined number and it becomes impossible to construct the area for providing electronic money services.

(1 1 ) The construction number managing means manages information indicating whether or not the processing for settlement for settlement of the area construction consideration is completed as the construction number,
The area construction information output prohibiting means indicates that the processing for settlement of the area construction consideration of the mobile terminal that is the transmission source of the registration request information has not been completed by the information managed by the construction number management means. As a condition, the area construction information output means prohibits the output of the area construction information to the portable terminal.

  According to such a configuration, by managing the information indicating whether or not the settlement of the area construction consideration has been completed, it is possible to repeatedly construct the area for providing the electronic money service without charging the electronic money information. It is possible to reduce the area construction consideration for which the processing for settlement that has not yet been completed.

(1 2 ) A mobile terminal (for example, the mobile phone 100) on which a storage medium (for example, the storage unit 192) that can be used by a plurality of service providing organizations is provided, and each service providing organization provides the storage medium A service providing area that performs processing for constructing and deleting a service providing area according to a service, and performs charge management for each service providing organization in order to charge a fee according to the construction of the service providing area An electronic money service providing organization (e.g., electronic money game) that provides an electronic money service as a provided service that is a service providing organization registered with a service providing area management organization that operates a management server (e.g., remote issue server 400). Service providing server (for example, electronic Transaction management (for example, pachinko gaming machine 700 or slot machine) using electronic money information (for example, electronic money such as value) stored in the storage medium. A ticket issuing process for issuing a prepaid card 371 having prepaid data having a predetermined gaming value to be made available at the ticket vending machine 300; Transaction processing means for executing a ball lending process for paying out game balls suitable for the game and a ball lending process for paying out game balls suitable for the value subtracted from the values stored in the storage unit 192 (for example, FIG. 35, FIG. 38 and FIG. 39) A the service providing server in the electronic money system 10),
Registration request information (for example, registration request information including model information, empty mail, portable terminal information, etc.) for requesting registration (for example, initial registration) for receiving the electronic money service is received from the portable terminal. The registration request for the specific program (for example, the electronic money application 111) indicating the processing procedure for enjoying the electronic money service on the condition that it has been performed (for example, in the case of YES in steps S203, S207, S210, S214) Specific program output means (for example, step S232) that outputs the information to be transmitted to the portable terminal of the information transmission source
In a service providing area for storing the electronic money information on condition that the registration request information transmitted from the portable terminal is received (for example, YES in steps S203, S207, S210, and S214). Transmits area construction information (for example, area reservation information) for constructing a certain area for providing electronic money service (for example, storage area for electronic money game use service) to the storage medium of the portable terminal. Area construction information output means (for example, step S236) to output for
Accumulated amount management means (for example, step S2706) for managing the accumulated amount (for example, the accumulated amount of the day) of electronic money information charged in each mobile terminal within a predetermined period (for example, the same day);
On the condition that the area construction information output by the area construction information output means has been received (for example, in the case of YES in step S122), the construction request for the area for providing the electronic money service indicated by the area construction information (for example, , An area securing process start request) is transmitted to the service providing area management server, and the electronic money service providing area is constructed in the storage medium by the service providing area management server in response to the construction request ( For example, a request to be a portable terminal that is a transmission source of charge request information (for example, charge request information) for requesting charging of the electronic money information transmitted from the portable terminal under the condition of YES in step S126. Cumulative managed by the cumulative amount management means for the former mobile terminal And charge permission determining means for determining whether to permit charging of electronic money information based on a predetermined upper limit (for example, daily purchase limit (30000 yen)) (for example, step S253). When,
Plural items displayed on the portable terminal in accordance with the processing procedure indicated by the specific program output to the portable terminal on condition that the charge permission determining means determines that charging is permitted (for example, YES in step S253) Information indicating the charge amount desired by the user (for example, the desired purchase amount) received from the selection of the types of charge amount (for example, the desired purchase amount option on the purchase amount selection screen in FIG. 28B). In order to transmit electronic money information (for example, value issuance information) of the amount of charge indicated by the charged amount information (for example, first account transfer request information) transmitted from the mobile terminal to the requesting mobile terminal Electronic money information output means for outputting (for example, step S277);
Initial charge request for determining whether or not the charge request information has been transmitted from the mobile terminal is the first time after the area construction information is output to the requesting mobile terminal by the area construction information output means Determination means (for example, step S258),
The electronic money information output means includes
When it is determined by the initial charge request determination means that it is not the first time (for example, in the case of NO in step S258), the charge relating to the charge of the electronic money information of the charge amount indicated by the charge amount information transmitted from the mobile terminal The electronic money information is output on condition that the settlement process for settlement of the consideration (for example, the charge fee calculated in step S260) is completed (for example, YES in step S269),
When it is determined by the initial charge request determination means that it is the first time (for example, in the case of YES in step S258), the charge consideration and the area construction information output by the area construction information output means correspond to the area construction information. End of settlement processing for settlement of the total amount (for example, the total amount of the initial registration fee and charge fee calculated in step S259) related to the construction of the area for providing electronic money service (for example, step The electronic money information is output on condition that the answer is YES in S269.
The number of times of construction of the area for providing electronic money service corresponding to the area construction information output by the area construction information output means (for example, the count value of an uncharged deletion counter) is set to at least the settlement processing for the area construction consideration. Construction number management means (for example, step S235, step S2703) for managing the terminated mobile terminal;
When the registration request information transmitted from the portable terminal is received, the number of times of construction of the portable terminal that is the registration request information transmission source managed by the construction number management means is a predetermined number (for example, three times). ) Has been reached (for example, in the case of YES in step S216), area construction information output prohibiting means (for example, prohibiting output of the area construction information to the mobile terminal by the area construction information output means) In step S218, the mobile terminal information is not registered, and it is determined that the mobile terminal information is not temporarily registered in step S233. Therefore, the area securing information is not transmitted in step S236).
Information indicating options for the plurality of types of charge amounts on condition that the charge request information transmitted from the request source mobile terminal has been received (for example, in the case of YES in step S241), the request source mobile terminal Selection amount information output means (for example, display amount list information included in balance information) to be displayed on the terminal (for example, step S139) to be output for transmission to the requesting mobile terminal (for example, Step S256) ,
Receiving charge request information for requesting charging of the electronic money information transmitted from the portable terminal in accordance with the processing procedure indicated by the specific program output to the portable terminal (for example, YES in step S241) Charge acceptance information output that is output as a condition to transmit charge acceptance information (for example, takeover screen information) indicating that the charge request information has been accepted to the request source portable terminal that is the portable terminal that is the transmission source of the charge request information Means (eg, step S268);
Settlement processing for settlement of charges related to the charge of the electronic money information (for example, processing for performing settlement of payment for purchase of value to a financial institution, settlement of consideration for purchase of value to a credit card provider) In a server (for example, financial institution server 500) of a settlement processing institution (for example, financial institution, credit card providing institution, etc.) for which a credit approval result is obtained in the determination of whether credit is acceptable or not. Whether or not the processing has been completed (for example, in the case of YES in step S269) , corresponding to the electronic money information and whether or not the electronic money information has been transmitted to the portable terminal that has finished the settlement processing Specific information (for example, value purchase record, written information) Electronic money purchase recording means (for example, value purchase record in the issue information DB) for storing in association with identification information (for example, mobile terminal information, mobile ID, member ID, etc.) for enabling identification of the ID with other mobile terminals When,
Termination of the processing for settlement in the server of the processing organization for settlement (for example, financial institution server 500) for which the processing for settlement for the payment for the charge related to the electronic money information is requested (for example, YES in step S269) The electronic money purchase record in association with the identification information of the requesting mobile terminal, the specifying information specifying that the electronic money information has not been transmitted to the requesting mobile terminal Specific information registration means (for example, step S2704) to be stored in the means;
The electronic money information output means outputs an electronic money information transmission request for requesting transmission of electronic money information for which the payment processing has been completed, transmitted from the portable terminal according to a processing procedure indicated by the specific program output to the portable terminal. The electronic money stored in the electronic money purchase recording means in association with the identification information of the mobile terminal that is the electronic money information transmission request source on condition that it has been received (for example, YES in step S271) The electronic money information (for example, value issue information) corresponding to the specifying information that specifies that the money information has not been transmitted is output for transmission to the portable terminal that is the electronic money information transmission request source (for example, step S277),
Further, on condition that the electronic money information output means transmits the electronic money information to the portable terminal that is the request source of the electronic money information (for example, the value issue information is transmitted in step S277). A transmitted state in which the storage state of the information for identification corresponding to the electronic money information stored in the electronic money purchase recording means has been transmitted (for example, a state in which “1” is stored as written information) Transmitted state updating means for updating to (for example, step S276);
On the condition that the charge request information has been received (for example, in the case of YES in step S241), the specifying information whose storage state has not been updated to the transmitted state by the transmitted state update means is the request source portable terminal Registration determination means (for example, step S244) for determining whether or not the electronic money purchase recording means is stored in association with the identification information.
The charge determination information output means is determined by the registration determination means that the identifying information whose storage state has not been updated to the transmitted state by the transmitted state update means is stored in the electronic money purchase recording means. (For example, in the case of YES in step S244), the charge acceptance information is not output (for example, since the process proceeds to step S245, the takeover screen information is not transmitted in step S268).

  According to such a configuration, the service providing server can change the electronic money information based on the accumulated amount of electronic money information charged within a predetermined period managed for the request source mobile terminal and a predetermined upper limit amount. It is determined whether or not charging of money information is permitted, and electronic money information is transmitted to the requesting mobile terminal on the condition that it is determined that charging is permitted. For this reason, since it is determined whether or not charging is permitted based on the accumulated amount and the upper limit amount within a predetermined period, it is possible to limit the charge amount of the electronic money information within the predetermined period. As a result, since excessive use of electronic money information that repeats charging and transaction processing within a predetermined period can be prevented, excessive consumption by the user can be further prevented.

  Further, when the charge request information is transmitted from the mobile terminal for the first time after the area construction information is output to the request source mobile terminal, the service providing server adds the charge consideration and the area construction consideration. Electronic money information is output on the condition that payment processing for payment of the amount ends. That is, when electronic money information is charged for the first time, settlement processing for settlement of area construction consideration is performed together with the charge consideration.

  On the other hand, the output of the area construction information is prohibited on the condition that the number of constructions corresponding to the registration request information from the portable terminal has reached a predetermined number. As a result, the construction request for the electronic money service provision area is not transmitted to the service provision area management server of the service provision area management organization, so that the charge management of the area construction consideration is not performed by the service provision area management server.

  For this reason, while being able to reduce the user's operational burden for settlement of area construction consideration, the processing for settlement that occurs by repeatedly constructing the area for providing electronic money service without charging electronic money information It is possible to reduce the unfinished area construction consideration, that is, to reduce damage caused to the electronic money service providing organization.

In addition, the service providing server delivers and displays a plurality of types of charge amount options on the mobile terminal. For this reason, it is possible to select the charge amount as an option instead of directly inputting the charge amount, and the case where the charge amount option is changed due to, for example, a change in the upper limit amount in the service providing server. However, since it is not necessary to change the specific program, the user can be made to efficiently select an appropriate charge amount.
In addition, according to such a configuration, the service providing server receives the charge request information from the mobile terminal, but has registered the identification information that has not been updated to the transmitted state. Since the charge acceptance information is not output to the requesting portable terminal, it is possible to prevent the payment request information from being transmitted to the server of the payment processing organization. For this reason, in spite of the presence of electronic money information that can be added to the mobile terminal in the server, due to a user error or the like, a further payment request is made and the electronic money information is purchased redundantly. Can be prevented.

(1 3 ) A portable terminal (for example, the mobile phone 100) on which a storage medium (for example, the storage unit 192) that can be used by a plurality of service providing organizations is provided, and each service providing organization provides the storage medium A service providing area that performs processing for constructing and deleting a service providing area according to a service, and performs charge management for each service providing organization in order to charge a fee according to the construction of the service providing area An electronic money service providing organization (e.g., electronic money game) that provides an electronic money service as a provided service that is a service providing organization registered with a service providing area management organization that operates a management server (e.g., remote issue server 400). Service providing server (for example, electronic Transaction management (for example, pachinko gaming machine 700 or slot machine) using electronic money information (for example, electronic money such as value) stored in the storage medium. A ticket issuing process for issuing a prepaid card 371 having prepaid data having a predetermined gaming value to be made available at the ticket vending machine 300; Transaction processing means for executing a ball lending process for paying out game balls suitable for the game and a ball lending process for paying out game balls suitable for the value subtracted from the values stored in the storage unit 192 (for example, FIG. 35, FIG. 38 and FIG. 39) A the service providing server in the electronic money system 10),
Registration request information (for example, registration request information including model information, empty mail, portable terminal information, etc.) for requesting registration (for example, initial registration) for receiving the electronic money service is received from the portable terminal. The registration request for the specific program (for example, the electronic money application 111) indicating the processing procedure for enjoying the electronic money service on the condition that it has been performed (for example, in the case of YES in steps S203, S207, S210, S214) Specific program output means (for example, step S232) that outputs the information to be transmitted to the portable terminal of the information transmission source
In a service providing area for storing the electronic money information on condition that the registration request information transmitted from the portable terminal is received (for example, YES in steps S203, S207, S210, and S214). Transmits area construction information (for example, area reservation information) for constructing a certain area for providing electronic money service (for example, storage area for electronic money game use service) to the storage medium of the portable terminal. Area construction information output means (for example, step S236) to output for
On the condition that the area construction information output by the area construction information output means has been received (for example, in the case of YES in step S122), the construction request for the area for providing the electronic money service indicated by the area construction information (for example, , An area securing process start request) is transmitted to the service providing area management server, and the electronic money service providing area is constructed in the storage medium by the service providing area management server in response to the construction request ( For example, a request to be a portable terminal that is a transmission source of charge request information (for example, charge request information) for requesting charging of the electronic money information transmitted from the portable terminal under the condition of YES in step S126. The remaining amount of electronic money information stored in the original mobile device (for example, Whether or not to allow charging of electronic money information based on the maximum amount of electronic money information that can be stored in the electronic money service providing area (for example, a portable holding limit (30000 yen)) Charge permission determination means (for example, step S251) for determining whether or not
Plural items displayed on the portable terminal in accordance with the processing procedure indicated by the specific program output to the portable terminal on condition that the charge permission determining means determines that charging is permitted (for example, YES in step S251). Information indicating the charge amount desired by the user (for example, the desired purchase amount) received from the selection of the types of charge amount (for example, the desired purchase amount option on the purchase amount selection screen in FIG. 28B). In order to transmit electronic money information (for example, value issuance information) of the amount of charge indicated by the charged amount information (for example, first account transfer request information) transmitted from the mobile terminal to the requesting mobile terminal Electronic money information output means for outputting (for example, step S277);
Initial charge request for determining whether or not the charge request information has been transmitted from the mobile terminal is the first time after the area construction information is output to the requesting mobile terminal by the area construction information output means Determination means (for example, step S258),
The electronic money information output means includes
When it is determined by the initial charge request determination means that it is not the first time (for example, in the case of NO in step S258), the charge relating to the charge of the electronic money information of the charge amount indicated by the charge amount information transmitted from the mobile terminal Payment processing for settlement of consideration (for example, charge fee calculated in step S260) (for example, processing for settlement of compensation for purchase of value for financial institution, purchase of value for credit card provider) The electronic money information is output on the condition that the process is completed (for example, in the case of YES in step S269) in which the result of credit approval is obtained in the determination of whether credit is permitted or not for settlement of consideration.
When it is determined by the initial charge request determination means that it is the first time (for example, in the case of YES in step S258), the charge consideration and the area construction information output by the area construction information output means correspond to the area construction information. End of settlement processing for settlement of the total amount (for example, the total amount of the initial registration fee and charge fee calculated in step S259) related to the construction of the area for providing electronic money service (for example, step The electronic money information is output on condition that the answer is YES in S269.
The number of times of construction of the area for providing electronic money service corresponding to the area construction information output by the area construction information output means (for example, the count value of an uncharged deletion counter) is set to at least the settlement processing for the area construction consideration. Construction number management means (for example, step S235, step S2703) for managing the terminated mobile terminal;
When the registration request information transmitted from the portable terminal is received, the number of times of construction of the portable terminal that is the registration request information transmission source managed by the construction number management means is a predetermined number (for example, three times). ) Has been reached (for example, in the case of YES in step S216), area construction information output prohibiting means (for example, prohibiting output of the area construction information to the mobile terminal by the area construction information output means) In step S218, the mobile terminal information is not registered, and it is determined that the mobile terminal information is not temporarily registered in step S233. Therefore, the area securing information is not transmitted in step S236).
Information indicating options for the plurality of types of charge amounts on condition that the charge request information transmitted from the request source mobile terminal has been received (for example, in the case of YES in step S241), the request source mobile terminal Selection amount information output means (for example, display amount list information included in balance information) to be displayed on the terminal (for example, step S139) to be output for transmission to the requesting mobile terminal (for example, Step S256) ,
Receiving charge request information for requesting charging of the electronic money information transmitted from the portable terminal in accordance with the processing procedure indicated by the specific program output to the portable terminal (for example, YES in step S241) Charge acceptance information output that is output as a condition to transmit charge acceptance information (for example, takeover screen information) indicating that the charge request information has been accepted to the request source portable terminal that is the portable terminal that is the transmission source of the charge request information Means (eg, step S268);
Settlement processing for settlement of charges related to the charge of the electronic money information (for example, processing for performing settlement of payment for purchase of value to a financial institution, settlement of consideration for purchase of value to a credit card provider) In a server (for example, financial institution server 500) of a settlement processing institution (for example, financial institution, credit card providing institution, etc.) for which a credit approval result is obtained in the determination of whether credit is acceptable or not. Whether or not the processing has been completed (for example, in the case of YES in step S269) , corresponding to the electronic money information and whether or not the electronic money information has been transmitted to the portable terminal that has finished the settlement processing Specific information (for example, value purchase record, written information) Electronic money purchase recording means (for example, value purchase record in the issue information DB) for storing in association with identification information (for example, mobile terminal information, mobile ID, member ID, etc.) for enabling identification of the ID with other mobile terminals When,
Termination of the processing for settlement in the server of the processing organization for settlement (for example, financial institution server 500) for which the processing for settlement for the payment for the charge related to the electronic money information is requested (for example, YES in step S269) The electronic money purchase record in association with the identification information of the requesting mobile terminal, the specifying information specifying that the electronic money information has not been transmitted to the requesting mobile terminal Specific information registration means (for example, step S2704) to be stored in the means;
The electronic money information output means outputs an electronic money information transmission request for requesting transmission of electronic money information for which the payment processing has been completed, transmitted from the portable terminal according to a processing procedure indicated by the specific program output to the portable terminal. The electronic money stored in the electronic money purchase recording means in association with the identification information of the mobile terminal that is the electronic money information transmission request source on condition that it has been received (for example, YES in step S271) The electronic money information (for example, value issue information) corresponding to the specifying information that specifies that the money information has not been transmitted is output for transmission to the portable terminal that is the electronic money information transmission request source (for example, step S277),
Further, on condition that the electronic money information output means transmits the electronic money information to the portable terminal that is the request source of the electronic money information (for example, the value issue information is transmitted in step S277). A transmitted state in which the storage state of the information for identification corresponding to the electronic money information stored in the electronic money purchase recording means has been transmitted (for example, a state in which “1” is stored as written information) Transmitted state updating means for updating to (for example, step S276);
On the condition that the charge request information has been received (for example, in the case of YES in step S241), the specifying information whose storage state has not been updated to the transmitted state by the transmitted state update means is the request source portable terminal Registration determination means (for example, step S244) for determining whether or not the electronic money purchase recording means is stored in association with the identification information.
The charge determination information output means is determined by the registration determination means that the identifying information whose storage state has not been updated to the transmitted state by the transmitted state update means is stored in the electronic money purchase recording means. (For example, in the case of YES in step S244), the charge acceptance information is not output (for example, since the process proceeds to step S245, the takeover screen information is not transmitted in step S268).

  According to such a configuration, the service providing server is configured to generate the electronic money based on the remaining amount of electronic money information stored in the request source mobile terminal and the upper limit amount of electronic money information that can be stored in the request source mobile terminal. It is determined whether or not charging of money information is permitted, and electronic money information is transmitted to the requesting mobile terminal on the condition that it is determined that charging is permitted. For this reason, since it is determined whether charging is permitted based on the remaining amount and the upper limit amount of electronic money information stored in the mobile terminal, the remaining amount of electronic money information stored in the mobile terminal is limited. be able to. As a result, it is possible to prevent an act of charging a large amount of electronic money information to the portable terminal and consuming it at once, that is, excessive consumption by the user.

  Further, when the charge request information is transmitted from the mobile terminal for the first time after the area construction information is output to the request source mobile terminal, the service providing server adds the charge consideration and the area construction consideration. Electronic money information is output on the condition that payment processing for payment of the amount ends. That is, when electronic money information is charged for the first time, settlement processing for settlement of area construction consideration is performed together with the charge consideration.

  On the other hand, the output of the area construction information is prohibited on the condition that the number of constructions corresponding to the registration request information from the portable terminal has reached a predetermined number. As a result, the construction request for the electronic money service provision area is not transmitted to the service provision area management server of the service provision area management organization, so that the charge management of the area construction consideration is not performed by the service provision area management server.

  For this reason, while being able to reduce the user's operational burden for settlement of area construction consideration, the processing for settlement that occurs by repeatedly constructing the area for providing electronic money service without charging electronic money information It is possible to reduce the unfinished area construction consideration, that is, to reduce damage caused to the electronic money service providing organization.

In addition, the service providing server delivers and displays a plurality of types of charge amount options on the mobile terminal. For this reason, it is possible to select the charge amount as an option instead of directly inputting the charge amount, and the case where the charge amount option is changed due to, for example, a change in the upper limit amount in the service providing server. However, since it is not necessary to change the specific program, the user can be made to efficiently select an appropriate charge amount.
In addition, according to such a configuration, the service providing server receives the charge request information from the mobile terminal, but has registered the identification information that has not been updated to the transmitted state. Since the charge acceptance information is not output to the requesting portable terminal, it is possible to prevent the payment request information from being transmitted to the server of the payment processing organization. For this reason, in spite of the presence of electronic money information that can be added to the mobile terminal in the server, due to a user error or the like, a further payment request is made and the electronic money information is purchased redundantly. Can be prevented.

[First Embodiment]
The best mode for carrying out the present invention will be described below in detail with reference to the drawings. In the following best mode, a pachinko gaming machine is shown as an example of a gaming machine, but the present invention is not limited to this, and for example, other gaming machines such as a coin gaming machine and a slot machine. Also good.

(Description of each component of the electronic money system 10)
FIG. 1 is a block diagram showing an example of the configuration of an electronic money system 10 according to the present invention. Referring to FIG. 1, an electronic money system 10 includes a mobile phone 100, an electronic money management server 200, a payment server 280, a remote issue server 400, a financial institution server 500, and devices installed in the game hall 30. Including.

  The equipment installed in the game hall 30 includes a ticket vending machine 300, a card unit 600, a pachinko gaming machine 700, and a store server 800. The card unit 600 is provided corresponding to the pachinko gaming machine 700.

  The cellular phone 100 includes an electronic money application 111 and a non-contact IC (Integrated Circuit) chip 190 as main components in the present embodiment.

  The electronic money management server 200 has, as main components in the present embodiment, an initial registration AP (Application Program) 211, a value purchase AP 212, a value issuance AP 213, a balance management AP 214, a value deposit AP 215, A value return AP 216, a user information DB (DataBase) 221, and an issue information DB 222 are provided.

  The electronic money system 10 uses the value, which is a specific type of electronic money charged in the user's mobile phone 100, to enable the pachinko game in the pachinko gaming machine 700 installed in the game hall 30. This is a system that provides a money game use service.

  The mobile phone 100 includes a call function, a web page browsing function by a web browser, an e-mail function, an application software execution function, and a short-range communication function by a non-contact IC chip 190. In addition, if it is a device having a web page browsing function, an e-mail function, an application software execution function, and a short-range communication function using a non-contact type IC chip 190, a mobile information terminal having no call function instead of the mobile phone 100 Other portable terminals such as (Personal Digital Assistance, hereinafter referred to as “PDA”) may be used.

  In the present embodiment, by introducing the electronic money application 111, which is a program showing a processing procedure on the mobile phone 100 side for executing the electronic money game use service, to the mobile phone 100, as described later, The electronic money system 10 can use the mobile phone 100.

  The electronic money application 111 can communicate with the electronic money management server 200 and the financial institution server 500 via the mobile phone Internet network 910.

  The non-contact type IC chip 190 can communicate with the electronic money application 111 and an external chip reader / writer. The communication between the non-contact type IC chip 190 and the external chip reader / writer is such that the mobile phone 100 is held over the chip reader / writer so that the non-contact type IC chip 190 is close to a distance of several centimeters from the chip reader / writer. Is done by.

  Communication between the non-contact type IC chip 190 and an external chip reader / writer is performed by the non-contact type IC chip 190 or the chip reader / writer modulating a carrier wave that is an electromagnetic wave from the chip reader / writer. The non-contact type IC chip 190 is supplied with electric power from the external chip reader / writer side by electromagnetic induction by electromagnetic waves from the chip reader / writer.

  Therefore, even when power is not supplied from the mobile phone 100 side, the non-contact type IC chip 190 can be operated by bringing the non-contact type IC chip 190 close to the chip reader / writer.

  The electronic money management server 200 is portable by functions such as an initial registration AP 211, a value purchase AP 212, a value issue AP 213, a balance management AP 214, a value deposit AP 215, a value return AP 216, a user information DB 221, and an issue information DB 222. Various services in the electronic money game use service as described later are provided to the telephone 100 and the game hall 30.

  The settlement server 280 includes a billing information DB 281 and manages user settlement for the electronic money game use service.

  The remote issuing server 400 performs processing for constructing and deleting a service providing area in accordance with a service provided by each service providing organization in the storage unit 192 that can be used by a plurality of service providing organizations, It is operated by a service providing area management organization that performs billing management for each service providing organization in order to charge a fee according to the construction of the service providing region. The remote issuance server 400 manages securing of storage areas and writing of information from the electronic money management server 200 and the mobile phone 100 to the non-contact type IC chip 190. Specifically, in the present embodiment, the remote issuing server 400 provides an electronic money game use service provided by the operating organization of the electronic money management server 200 that is a service providing organization to the storage unit 192 of the non-contact type IC chip 190. Accordingly, processing for constructing and deleting a storage area for the electronic money game use service is performed, and billing management is performed in order to charge a fee corresponding to the construction of the storage area for the electronic money game use service. Here, the storage unit 192 of the non-contact type IC chip 190 is a storage medium that can be used by a plurality of service providing organizations, and is a storage medium mounted on the mobile phone 100.

  The financial institution server 500 is a server of a financial institution used by a user in order to pay a provider of the electronic money game use service when using the electronic money game use service.

  The electronic money management server 200, the remote issue server 400, and the financial institution server 500 can communicate with the mobile phone 100 via the mobile phone Internet network 910. The electronic money management server 200 can communicate with the settlement server 280 via a dedicated line. The settlement server 280 can communicate with the financial institution server 500 via a financial institution dedicated network 920 in which various storage institutions and financial institutions are closed-connected by a dedicated line.

  The ticket vending machine 300 receives cash and value from the user and issues a prepaid card 371 in which prepaid data having a predetermined game value enabling a game is recorded. As will be described later, the ticket vending machine 300 includes a chip reader / writer and can communicate with the non-contact type IC chip 190 of the mobile phone 100 as described above. That is, the ticket vending machine 300 performs a process of issuing a prepaid card 371 using the value stored in the mobile phone 100 as a transaction process.

  The card unit 600 is provided corresponding to the pachinko gaming machine 700. The card unit 600 accepts a prepaid card 371, cash and value from the player, and the value indicated by the prepaid data recorded on the prepaid card 371 in response to an operation of a ball rental button provided on the pachinko gaming machine 700. The value equivalent to a predetermined amount (for example, equivalent to 500 yen) is subtracted from the inside.

  The card unit 600 transmits to the pachinko gaming machine 700 a ball lending operation signal instructing to pay out a game ball corresponding to the subtracted value. The card unit 600 discharges the prepaid card 371 in response to an operation of a return button 632 provided on the pachinko gaming machine 700. The card unit 600 includes a chip reader / writer as will be described later, and can communicate with the non-contact type IC chip 190 of the mobile phone 100 as described above. That is, the card unit 600 performs a process of paying out a game ball from the pachinko gaming machine 700 using the value stored in the mobile phone 100 as a transaction process.

  The pachinko gaming machine 700 is a device that provides a pachinko game to a player who is a user. The pachinko gaming machine 700 receives a ball lending operation signal from the card unit 600 and pays out a game ball equivalent to a predetermined amount. Then, according to the operation of the launch handle provided in the pachinko gaming machine 700 by the player, the paid-out game balls are launched into the game area, whereby the pachinko game is performed.

  The store server 800 can communicate with the ticket vending machine 300 and the card unit 600 via a LAN (Local Area Network) in the game hall 30. The store server 800 can communicate with the electronic money management server 200 via a dedicated line or the like.

  The store server 800 obtains information such as transaction information associated with the sale of the prepaid card 371 in the ticket vending machine 300 and usage information associated with the use of the prepaid card 371 in the card unit 600 from the ticket vending machine 300 and the card unit 600. And receive that information.

  The store server 800 transmits, to the electronic money management server 200, information related to the use of value, which will be described later, among the stored information. The store server 800 receives information about fraud in the electronic money game use service from the electronic money management server 200.

  The store server 800 transmits the information received from the electronic money management server 200 to the ticket vending machine 300 or the card unit 600 as necessary.

  Payment server 280 may be configured to be included in electronic money management server 200. The configuration of the initial registration AP 211, value purchase AP 212, value issue AP 213, balance management AP 214, value deposit AP 215, value return AP 216, user information DB 221, and issue information DB 222 is respectively the electronic money management server 200. It may be included in a different computer. Further, for example, a server that exchanges information during web processing of the mobile phone 100 and a server that exchanges information during the processing of the electronic money application 111 of the mobile phone 100 may be configured by different computers.

  FIG. 2 is a block diagram showing an example of the configuration of the mobile phone 100 according to the present invention. Referring to FIG. 2, mobile phone 100 includes a data processing unit 110, a storage unit 120, a data input unit 130, a display unit 140, a voice input / output unit 150, a wireless communication unit 160, an antenna 161, and the like. And the non-contact type IC chip 190 described above.

  The non-contact type IC chip 190 includes a control unit 191, a storage unit 192, a non-contact communication unit 193, and an antenna 194.

  The storage unit 120 includes a semiconductor memory such as a nonvolatile memory such as a ROM (Read Only Memory) or a flash memory, or a volatile memory such as a RAM (Random Access Memory). The storage unit 120 stores programs and data for causing the data processing unit 110 to execute various functions of the mobile phone 100. In addition, the storage unit 120 stores in advance a mobile ID that is mobile terminal information for identifying the mobile phone 100. The storage unit 120 is an application program in various services using the non-contact type IC chip 190, and in this embodiment, processing means for receiving the electronic money service received from the electronic money management server 200 is shown. The electronic money application 111 as the specified program is stored.

  The data input unit 130 includes dial keys, cross operation keys, and other function keys for inputting numbers such as telephone numbers and various data, alphabets, and other characters. The data input unit 130 receives data input from the user and transfers the input data to the data processing unit 110.

  The display unit 140 includes a liquid crystal display (hereinafter referred to as “LCD”). In addition, the display part 140 may be comprised with other display apparatuses, such as an EL (ElectroLuminescence) display. Display unit 140 displays character data and image data received from data processing unit 110.

  The voice input / output unit 150 includes a microphone and a speaker. The voice input / output unit 150 converts the voice input from the outside into an electrical signal, delivers it to the data processing unit 110, converts the electrical signal from the data processing unit 110 into a voice, and outputs it to the outside.

  The wireless communication unit 160 delivers a signal received by the antenna 161 from another mobile phone or server to the data processing unit 110 and causes the antenna 161 to output a signal to be transmitted from the data processing unit 110 to the other mobile phone or server.

  The data processing unit 110 is configured by a microprocessor (Micro Processing Unit, hereinafter referred to as “MPU”). The data processing unit 110 can communicate with the control unit 191 of the non-contact type IC chip 190. The data processing unit 110 is input from the storage unit 120, the data input unit 130, the wireless communication unit 160, the voice input / output unit 150, or the control unit 191 of the non-contact type IC chip 190 according to the program stored in the storage unit 120. The processed data is processed and output to the storage unit 120, the display unit 140, the wireless communication unit 160, the voice input / output unit 150, or the control unit 191 of the non-contact type IC chip 190.

  The storage unit 192 of the non-contact type IC chip 190 stores data such as value used in various services using the non-contact type IC chip 190 and data such as service points, and data used in application programs.

  The non-contact communication unit 193 of the non-contact type IC chip 190 communicates with an external chip reader / writer via the antenna 194. In the present embodiment, the non-contact communication unit 193 communicates with the chip reader / writer 390 provided in the ticket vending machine 300 and the chip reader / writer 690 provided in the card unit 600. Further, as described above, the non-contact communication unit 193 receives power from the antenna 194 and supplies power to each part of the non-contact type IC chip 190 by electromagnetic induction by electromagnetic waves from an external chip reader / writer.

  The control unit 191 of the non-contact type IC chip 190 processes data input from the storage unit 192, the non-contact communication unit 193, or the data processing unit 110 according to the program stored in the storage unit 192, and stores the storage unit 192, the non-contact communication unit 193, or the data processing unit 110.

  In the present embodiment, mobile phone 100 may or may not include voice input / output unit 150.

  FIG. 3 is a block diagram showing an example of the configuration of the electronic money management server 200 according to the present invention. Referring to FIG. 3, electronic money management server 200 includes a data processing unit 210, a storage unit 220, a data input unit 230, a display unit 240, and a communication unit 260.

  The storage unit 220 includes a nonvolatile memory such as a ROM and a flash memory, a semiconductor memory such as a volatile memory such as a RAM, and an external storage device such as a hard disk. The storage unit 220 stores programs and data for causing the data processing unit 210 to execute various functions of the electronic money management server 200.

  In the present embodiment, an initial registration AP 211, a value purchase AP 212, a value issue AP 213, a balance management AP 214, a value deposit AP 215, and a value return AP 216 are stored in the storage unit 220. In addition, the above-described user information DB 221 and issue information DB 222 are also stored in the storage unit 220.

  The data input unit 230 includes input devices such as a keyboard and a mouse. The data input unit 230 receives data input from a user such as an administrator of the electronic money management server, and transfers the input data to the data processing unit 110.

  The display unit 240 is configured with an LCD. The display unit 240 may be configured by other display devices such as a CRT (Cathode Ray Tube) display or an EL (ElectroLuminescence) display. Display unit 240 displays character data and image data received from data processing unit 210.

  The communication unit 260 passes data received from the mobile phone 100 or other server via the mobile phone Internet network 910 or other network to the data processing unit 210, and the data processing unit 210 transmits the data to the mobile phone Internet network 910 or other Data to be transmitted to the mobile phone 100 or another server via the network is output.

  The data processing unit 210 is configured with an MPU. The data processing unit 210 processes the data input from the storage unit 220, the data input unit 230, or the communication unit 260 according to the program stored in the storage unit 220, and the storage unit 220, the display unit 240, or The data is output to the communication unit 260.

  The configuration of the settlement server 280, the remote issue server 400, the financial institution server 500, and the store server 800 is the same as the configuration of the electronic money management server 200 described with reference to FIG.

  FIG. 4 is a diagram for explaining the user information database 221 used when the electronic money management server 200 in the present embodiment provides an electronic money game use service.

  Referring to FIG. 4, in user information DB 221, in association with the member ID and the mobile terminal information, the e-mail address of mobile phone 100, the financial institution designation information, the count value of the uncharged deletion counter, is it for normal use? The type of mobile phone 100 that is used for testing, the daily purchase limit of mobile phone 100, and the on-port retention limit of mobile phone 100 are stored.

  The member ID is an ID for uniquely identifying a member of the electronic money game use service. The mobile terminal information is information for uniquely identifying the mobile phone 100. The electronic money address of the mobile phone 100 is an address used for an electronic mail that is uniquely set for the mobile phone 100.

  The financial institution designation information is a number uniquely given in advance to the financial institution. The uncharge deletion counter is a counter for counting, for each mobile terminal 100, the number of times the registration has been deleted without being charged once by the mobile phone 100 registered in the electronic money game use service.

  The test mobile phone is a mobile phone used for testing whether or not the electronic money game use service in the electronic money system 10 is properly provided. The normal mobile phone is a mobile phone used for a general user to enjoy an electronic money game use service.

  The daily purchase limit is the limit of the value that can be purchased per day. The mobile holding limit is a limit of value that can be charged to the mobile phone 100. Here, the daily purchase limit and portable retention limit can be set and changed in the electronic money management server 200. Specifically, the test mobile phone is more than the upper limit for the normal mobile phone. The upper limit for is set higher. In addition, in the electronic money management server 200, the options (display amount list: see FIGS. 28 and 29) when the user selects the charge amount of value are also for the normal mobile phone and the test mobile phone. The setting can be changed in accordance with the set upper limit amount, and the set option for the charge amount for the normal mobile phone and the option for the charge amount for the test mobile phone are managed.

  For this reason, the electronic money management server 200, based on the member ID or the mobile terminal information, corresponds to the member ID or the mobile terminal information, the e-mail address, the financial institution designation information, the count value of the uncharge deletion counter, the type, The daily purchase limit and the portable retention limit can be easily searched.

  In FIG. 4, for example, “1101” and “9999” are issued as member IDs to the mobile phone users “MN7RE” and “NO8SF” as mobile terminal information. Correspondingly, “mailto @ jp” and “testyo @ jp” are used as e-mail addresses, “2409329” and “351430” for specifying a specified bank's designated account as financial institution designation information, and an uncharged deletion counter, respectively. Count value of “2”, “0”, mobile phone type “normal”, “test”, daily purchase limit “30000” yen, “500000” yen, and mobile phone holding limit "30000" yen and "1000000" yen are recorded.

  FIG. 5 is a diagram for explaining the issue information database 222 used when the electronic money management server 200 according to the present embodiment provides an electronic money game use service.

  Referring to FIG. 5, in issue information DB 222, the value balance, purchase number, purchase price, fee, time stamp, value purchase record (uncharged value) of mobile phone 100 is associated with the above-described member ID and mobile terminal information. ), The number of value purchases, the accumulated amount on the day, the accumulated charge amount, and the transaction amount are stored.

  The value balance is the remaining value stored in the storage area for the electronic money game use service in the storage unit 192 of the contactless IC chip 190 of the mobile phone 100. The purchase number is a number for identifying purchase of each value. The purchase amount is a consideration for the value to be purchased. The fee is a fee for purchasing value to be paid by a member of the electronic money game use service to the provider of the electronic money game use service. The time stamp is information indicating the time when processing for purchasing value is performed. The value purchase record is a record of information related to purchase such as an uncharged value for each member ID. The number of value purchases is the number of times the member has purchased value since becoming a member. The accumulated amount on the day is the accumulated amount of the value purchased by the member on that day. The accumulated charge is the accumulated value that the member has purchased so far. The transaction amount is the amount that the user has traded using the value.

  Therefore, the electronic money management server 200, based on the member ID or the mobile terminal information, corresponds to the member ID or the mobile terminal information, the value balance, purchase number, purchase price, fee, time stamp, value purchase record, value It is possible to easily search for the number of purchases, the current day accumulated amount, the accumulated charge amount, and the transaction amount. The value purchase record includes the amount of value and written information indicating whether or not the value has been written.

  In FIG. 5, for example, in association with the member ID “1101” and the mobile terminal information “MN7RE”, the value balance is “11000” yen, the value purchase count is “28th”, the accumulated amount is “6000” yen, “24000” yen is stored as the accumulated amount, and “22000” yen is stored as the transaction amount.

  Further, “90010801” and “90005587” are stored as purchase numbers in association with the above-described member ID “1101” and portable terminal information “MN7RE”. In the present embodiment, every time value purchase is performed, a purchase number is stored in association with the member ID and the mobile terminal information.

  Corresponding to the purchase numbers “90010801” and “90005587”, the purchase amounts are “1000” yen and “5000” yen, the commissions are “200” yen and “200” yen, and the time stamps are “200504428153457”, “ "20050417071134", "1000" yen, "5000" yen as the amount of value, "0" indicating that the value has not been written as written information, and "1" indicating that the value has been written Is remembered. That is, the uncharged value is a value whose written information is “0”. As described above, the issue information DB 222 stores the purchase history corresponding to the purchase number.

  As above, the configuration including the user information DB 221 and the issue information DB 222 has been described as the database of the electronic money management server 200 in the present embodiment. However, the present invention is not limited to this, and a single database may be used. For example, it may be configured to store various information corresponding to the member ID or the mobile terminal information in association with the member ID and the mobile terminal information.

  As described above, the electronic money management server 200 associates each mobile phone 100 with the individually identifiable (mobile terminal) identification information (member ID, mobile terminal information) in the user information DB 221, and The financial institution designation information for specifying the financial institution used by the owner of 100 for the payment processing for the charge of the electronic money, and the storage area for the electronic money game use service in the storage unit 192 of the mobile phone 100 An uncharged deletion counter indicating the number of times the mobile phone 100 is constructed, a type indicating whether the mobile phone 100 is a normal mobile phone or a test mobile phone, and a daily purchase limit corresponding to the type of the mobile phone 100 In addition, the amount held on the mobile phone is stored and managed.

  Further, in the issue information DB 222, electronic money that can be charged to the mobile phone 100 in association with identification information (member ID, mobile terminal information) that can individually identify each mobile phone 100 (mobile terminal). And a value purchase record including written information indicating whether or not the electronic money has been written, and an accumulated amount of electronic money that is allowed to be charged on that day (predetermined period) It is remembered and managed.

  FIG. 6 is a block diagram showing an example of the configuration of the ticket vending machine 300 according to the present invention. Referring to FIG. 6, ticket vending machine 300 includes a data processing unit 310, a storage unit 320, an operation unit 330, a display unit 340, a communication unit 360, a card reader / writer 370, a money handling machine 380, A chip reader / writer 390.

  The chip reader / writer 390 includes a control unit 391, a storage unit 392, a non-contact communication unit 393, and an antenna 394.

  The storage unit 320 includes a nonvolatile memory such as a ROM or a flash memory and a semiconductor memory such as a volatile memory such as a RAM. The storage unit 320 stores programs and data for causing the data processing unit 310 to execute various functions of the ticket vending machine 300.

  The operation unit 330 includes an amount button for selecting the amount of the prepaid card to be purchased. The amount button is configured such that the lamp is turned on when selected. The operation unit 330 accepts an operation from the user and delivers a signal indicating the accepted operation to the data processing unit 310.

  The display unit 340 is configured with an LCD. The display unit 340 may be configured by other display devices such as an EL display. Display unit 340 displays character data and image data received from data processing unit 310.

  The communication unit 360 transfers the data received from the store server 800 via the LAN of the game hall 30 to the data processing unit 310 and transmits the data from the data processing unit 310 to the store server 800 via the LAN within the game hall 30. Output data.

  The card reader / writer 370 reads data from the prepaid card 371, delivers the read data to the data processing unit 310, records the data received from the data processing unit 310 on the prepaid card 371, and issues the prepaid card 371.

  The money handling machine 380 accepts cash of coins and banknotes, and delivers data indicating the amount of accepted cash to the data processing unit 310. Further, the money handling machine 380 returns the amount of cash indicated by the data received from the data processing unit 310 to the outside.

  The data processing unit 310 is configured with an MPU. The data processing unit 310 can communicate with the control unit 391 of the chip reader / writer 390. The data processing unit 310 is input from the control unit 391 of the storage unit 320, the operation unit 330, the communication unit 360, the card reader / writer 370, the money processor 380, or the chip reader / writer 390 according to the program stored in the storage unit 320. The processed data is processed and output to the storage unit 320, the display unit 340, the communication unit 360, the card reader / writer 370, the money handling machine 380, or the control unit 391 of the chip reader / writer 390.

  The storage unit 392 of the chip reader / writer 390 stores application programs for exchanging with the non-contact type IC chip 190 in various services using the non-contact type IC chip 190, and data used in those application programs.

  The non-contact communication unit 393 of the chip reader / writer 390 communicates with the non-contact type IC chip 190 of the mobile phone 100 via the antenna 394. Further, as described above, the non-contact communication unit 393 supplies electric power to the non-contact type IC chip 190 via the antenna 394 by electromagnetic induction by an electromagnetic wave that is a carrier wave from the non-contact communication unit 393.

  The control unit 391 of the chip reader / writer 390 processes the data input from the storage unit 392, the non-contact communication unit 393, or the data processing unit 310 according to the program stored in the storage unit 392, and stores the storage unit 392, The data is output to the non-contact communication unit 393 or the data processing unit 310.

  FIG. 7 is a block diagram showing an example of the configuration of the card unit 600 according to the present invention. Referring to FIG. 7, a card unit 600 includes a data processing unit 610, a storage unit 620, a display unit 640, a communication unit 660, a card reader / writer 670, a money handling machine 680, and a chip reader / writer 690. including. Further, as operation units for inputting signals to the card unit 600, there are a ball lending button 631 and a return button 632 provided in the pachinko gaming machine 700.

  The chip reader / writer 690 includes a control unit 691, a storage unit 692, a non-contact communication unit 693, and an antenna 694.

  The storage unit 620 includes a nonvolatile memory such as a ROM or a flash memory and a semiconductor memory such as a volatile memory such as a RAM. The storage unit 620 stores programs and data for causing the data processing unit 610 to execute various functions of the card unit 600.

  The ball lending button 631 outputs a ball lending operation signal requesting lending of game balls to the data processing unit 610 when pressed by the player. The return button 632 outputs a return operation signal for requesting the return of the prepaid card 371 to the data processing unit 610 when pressed by the player.

  Display unit 640 includes an LCD. The display unit 640 may be configured by other display devices such as an EL display. Display unit 640 displays character data and image data received from data processing unit 610.

  The communication unit 660 transfers data received from the store server 800 via the LAN of the game hall 30 to the data processing unit 610 and transmits the data from the data processing unit 610 to the store server 800 via the LAN within the game hall 30. Output data.

  The card reader / writer 670 reads data from the prepaid card 371, transfers the read data to the data processing unit 610, and records the data received from the data processing unit 610 on the prepaid card 371. Further, the card reader / writer 670 discharges the prepaid card 371 to the outside in response to a return operation signal received from the return button 632 via the data processing unit 610.

  The money handling machine 680 accepts coins and banknote cash, and delivers data indicating the amount of accepted cash to the data processing unit 610. The money handling machine 680 returns the amount of cash indicated by the data received from the data processing unit 610 to the outside.

  The data processing unit 610 is configured with an MPU. The data processing unit 610 can communicate with the control unit 691 of the chip reader / writer 690. The data processing unit 610 includes a storage unit 620, a ball lending button 631, a return button 632, a communication unit 660, a card reader / writer 670, a money processor 680, or a chip reader / writer 690 according to the program stored in the storage unit 620. Data input from the control unit 691 is processed and output to the storage unit 620, the display unit 640, the communication unit 660, the card reader / writer 670, the money processor 680, or the control unit 691 of the chip reader / writer 690.

  The storage unit 692 of the chip reader / writer 690 stores application programs for exchanging with the non-contact type IC chip 190 in various services using the non-contact type IC chip 190 and data used in those application programs.

  The control unit 691 of the chip reader / writer 690 processes data input from the storage unit 692, the non-contact communication unit 693, or the data processing unit 610 according to the program stored in the storage unit 692, and stores the storage unit 692, The data is output to the non-contact communication unit 693 or the data processing unit 610.

(Description of initial registration of mobile phone 100 to electronic money system 10)
FIG. 20 is a first display screen diagram displayed on display unit 140 of mobile phone 100 when the mobile phone is initially registered in the electronic money system in the present embodiment. FIG. 20A is a screen of a web page that is first displayed on the display unit 140 of the mobile phone 100 when the web browser function is executed in the mobile phone 100.

  The screen of FIG. 20A is a “menu” screen. On the screen of FIG. 20A, “My Menu”, “Weekly Guide”, “Menu List”, “Tokuto Menu”, “Area”, and “Easy Search” are displayed as links to other web pages. Here, the “menu list” is highlighted as a selection candidate. Selection candidates can be switched with the cross operation key.

  In addition, as a common display in the screens after FIG. By operating the left, middle, and right function keys of the data input unit 130, the functions of “return”, “select”, and “menu” can be executed.

  When the “return” function is executed, the screen of the previous web page is displayed. When the “select” function is executed, the screen of the web page linked to the selection candidate highlighted by the operation of the cross operation key is displayed. When the “menu” function is executed, the “menu” screen described with reference to FIG.

  When the “menu list” link is selected on the screen of FIG. 20A, the screen of FIG. 20B is displayed.

  The screen of FIG. 20B is a “menu list” screen. On the screen of FIG. 20B, “weather / news / information”, “mobile banking”, “hobby”, and other links are displayed as links to other web pages. Here, the “hobby” link is highlighted as a selection candidate.

  When the “hobby” link is selected on the screen of FIG. 20B, the screen of FIG. 20C is displayed.

  On the screen of FIG. 20C, “Pachinko / pachislot”, “electronic money”, “→ all 23 sites”, and other links are displayed as links to other web pages. Here, the link of “electronic money” is highlighted as a selection candidate.

  When the “→ all 23 sites” link is selected on the screen of FIG. 20C, links to other sites are further displayed. When the “electronic money” link is selected on the screen of FIG. 20C, the mobile phone 100 transmits to the electronic money management server 200 that the “electronic money” link has been accessed.

  FIG. 8 is a flowchart showing the flow of processing of the initial registration application program 211 executed by the electronic money management server 200 in the present embodiment. With reference to FIG. 8, first, in step S201, the data processing unit 210 of the electronic money management server 200 accesses the URL (Uniform Resource Locator) of “electronic money” on the screen of FIG. Determine whether.

  If it is determined that access has been made (YES in step S201), in step S202, the data processing unit 210 transmits a top page screen for registration to the electronic money game use service to the mobile phone 100. In the present embodiment, “send screen” means to send data for displaying a screen. If it is determined that there is no access (NO in step S201), and after step S202, the data processing unit 210 proceeds to step S203.

  Proceeding to FIG. 20, the screen of FIG. 20 (d) is a top page screen for registration of the mobile phone 100 to the electronic money game use service. In the screen of FIG. 20 (d), in addition to the text of guidance for registration in the electronic money game use service, as a link to another web page, there is a link to the web page of the outline of the electronic money game use service. "What is electronic money?", "My menu registration" which is a link for registering a favorite web page in a user-specific menu, and "What's New!" Which is a link to a web page of an electronic money game use service update history. ”,“ Click here for new member registration! ”, Which is a link to the new member registration web page for the electronic money game use service, and other links are displayed. Here, “Register new member here!” Is highlighted as a selection candidate.

  FIG. 9 is a flowchart showing the flow of web processing executed by the web browser function of mobile phone 100 in the present embodiment. FIG. 9A is a flowchart showing the flow of web processing at the time of initial registration in the web processing. Referring to FIG. 9A, first, in step S101, the data processing unit 110 of the mobile phone 100 has selected the link “Register new member here!” On the screen of FIG. To determine whether a registration request has been made. If it is determined that there is a registration request (YES in step S101), in step S102, the data processing unit 110 transmits registration request information including model information of the mobile phone 100 to the electronic money management server 200.

  Returning to FIG. 8, in step S <b> 203, the data processing unit 210 determines whether registration request information including model information has been transmitted from the mobile phone 100. If it is determined that the registration request information has not been transmitted (NO in step S203), the data processing unit 210 advances the process to be executed to step S207. On the other hand, if it is determined that the registration request information has been transmitted (YES in step S203), in step S204, the data processing unit 210 receives the model information included in the transmitted registration request information in the electronic money system 10. It is determined whether or not the corresponding model is indicated.

  When it is determined that the mobile phone 100 is a model compatible with the electronic money system (YES in step S204), the data processing unit 210 transmits a mail transmission screen to the mobile phone 100 in step S205. Thereafter, the data processing unit 210 advances the process to be executed to step S207. On the other hand, when it is determined that the mobile phone 100 is not a model compatible with the electronic money system (NO in step S204), the data processing unit 210 transmits an incompatible model notification screen to the mobile phone 100 in step S206. Thereafter, the data processing unit 210 returns the process to be executed to step S201.

  FIG. 21 is a second display screen diagram displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 in the present embodiment. FIG. 21A is a non-compatible model notification screen transmitted to the mobile phone 100 in step S206.

  On the screen of FIG. 21 (a), a text stating that the mobile phone 100 is not a compatible model of the electronic money system 10, a “mobile model compatible with electronic money” that is a link to a list of models compatible with electronic money, and FIG. "Go to the top of this site", which is a link to the top page of this site shown in).

  FIG. 21B is a mail transmission screen transmitted to the mobile phone 100 in step S205. In the screen of FIG. 21 (b), notes on registration for the electronic money game use service, “click here! (To empty mail transmission screen)” which is a link for displaying the mail transmission screen, and “To the top of this site” which is a link to the top page of this site shown in FIG. 20D is displayed. When the “Click here! (To empty mail transmission screen)” link is selected on the screen of FIG. 21B, the electronic mail function of the mobile phone 100 is activated, and the mail transmission screen of FIG. Is displayed.

  At the destination of the mail transmission screen in FIG. 21 (c), the mail transmission screen is displayed in a state where an electronic mail address for registration with the electronic money game use service has already been input. Also, nothing is entered in the title and text of the mail transmission screen.

  Returning to FIG. 9A, in step S103, the data processing unit 110 determines whether or not a mail transmission operation on the mail transmission screen in FIG. 21C has been performed by the user. If it is determined that a mail transmission operation has been performed (YES in step S103), in step S104, the data processing unit 110 transmits the mail on the mail transmission screen in FIG. 21C to the electronic money management server 200. That is, an empty mail is transmitted.

  Returning to FIG. 8, in step S <b> 207, the data processing unit 210 determines whether a blank mail is received from the user's mobile phone 100. By receiving the empty mail, the data processing unit 210 can know the electronic mail address of the user's mobile phone 100.

  If it is determined that an empty mail has been received (YES in step S207), in step S208, the data processing unit 210 sends an e-mail describing a registration URL for continuing the registration procedure to the user's mobile phone 100. Send to an email address. Thereafter, the data processing unit 210 advances the process to be executed to step S210. On the other hand, if it is determined that the e-mail address has not been received (NO in step S207), data processing unit 210 advances the process to be executed to step S210.

  FIG. 22 is a third display screen diagram displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 according to the present embodiment.

  FIG. 22A is a screen for informing the number of new messages in the electronic mail function of the mobile phone 100. Here, the display of “mail unread 001” indicates that there is one unread mail among newly arrived electronic mails.

  When “mail unread 001” is selected on the screen of FIG. 22A, the contents of the new mail sent from the electronic money management server 200 to the mobile phone 100 in step S208 as shown in FIG. 22B. Is displayed.

  In the e-mail of FIG. 22 (b), a text indicating that the registration URL to the web page for continuing the registration procedure is selected and the registration procedure to the electronic money game use service is continued, and the registration URL is described. Link is displayed.

  Returning to FIG. 9A, in step S105, the data processing unit 110 determines whether or not the link of the registration URL is selected on the screen of FIG. 22B. If it is determined that the link of the registration URL has been selected (YES in step S105), in step S106, the data processing unit 110 accesses the registration URL and transmits the model information of the mobile phone 100 to the electronic money management server 200. To do.

  Returning to FIG. 8, in step S <b> 210, the data processing unit 210 determines whether the registration URL is accessed from the mobile phone 100 and the model information of the mobile phone 100 is received. When the registration URL is accessed and model information is received (YES in step S210), in step S211, the data processing unit 210 determines whether the transmitted model information indicates a model corresponding to the electronic money system 10. Determine whether.

  Proceeding to FIG. 22, FIG. 22 (c) is an incompatible model notification screen transmitted to the mobile phone 100 in step S213. Since the screen of FIG. 22C is the same as the screen of FIG. 21A, description thereof will not be repeated.

  FIG. 22D is a usage agreement screen transmitted to the mobile phone 100 in step S212. In the screen of FIG. 22 (d), a note on registration to the electronic money game use service, “Read service agreement (required)” which is a link to the web page of the service agreement, and agree to the service agreement. “Consent and register”, which is a link for proceeding with the registration procedure, is displayed. Here, “Agree and register” is highlighted as a selection candidate.

  Returning to FIG. 9A, in step S107, the data processing unit 110 determines whether or not the link “Agree and register” is selected by the user on the screen of FIG. If it is determined that the “Agree and register” link has been selected (YES in step S107), in step S108, the data processing unit 110 identifies mobile terminal information (hereinafter referred to as mobile terminal information) for uniquely identifying the mobile phone 100. (Also referred to as “mobile ID”) to the electronic money management server 200.

  Returning to FIG. 8, in step S <b> 214, the data processing unit 210 determines whether mobile terminal information has been transmitted from the mobile phone 100. If it is determined that portable terminal information has not been transmitted (NO in step S214), data processing unit 210 advances the process to be executed to step S221.

  On the other hand, if it is determined that the mobile terminal information has been transmitted (YES in step S214), in step S215, the data processing unit 210 refers to the mobile terminal information and member ID in the user information DB 221 of FIG. Thus, it is determined whether or not the received mobile terminal information has been registered in the user information DB 221. If it is determined that there is a registration history of the received mobile terminal information (YES in step S215), in step S216, the data processing unit 210 displays the mobile terminal information and uncharged deletion counter in the user information DB 221 of FIG. By referring, it is determined whether or not the count value of the uncharge deletion counter corresponding to the mobile phone 100 indicated by the received mobile terminal information is 3 or more.

  If the count value of the uncharge deletion counter is 3 or more (YES in step S216), the data processing unit 210 transmits a registration count over screen to the mobile phone 100 in step S217. Thereafter, the data processing unit 210 returns the process to be executed to step S201. That is, in this case, the output of area securing information (see S236) for constructing a storage area for the electronic money game use service in the storage unit 192 of the mobile phone 100 is prohibited.

  FIG. 23 is a fourth display screen displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 in the present embodiment. FIG. 23A is a registration count over screen transmitted to the mobile phone 100 in step S217.

  In the screen of FIG. 23 (a), a text stating that the number of registrations exceeds the limit, and a link to the top page of this site shown in FIG. 20 (d) is “to the top of this site”. Is displayed.

  Returning to FIG. 8, when it is determined that there is no registration history of the received mobile terminal information (NO in step S215), or when the count value of the uncharge deletion counter is less than 3 (NO in step S216). In step S218, the data processing unit 210 registers the received mobile terminal information in the user information DB 221. Next, in step S219, the data processing unit 210 transmits a financial institution selection screen, which is the first screen of a web page for selecting a financial institution, to the mobile phone 100. Thereafter, the data processing unit 210 advances the process to be executed to step S221.

  Proceeding to FIG. 23, the screen of FIG. 23B is a mobile banking registration top screen transmitted to the mobile phone 100 in step S219. The screen of FIG. 23B is a text indicating a method of using value in the electronic money game use service, a text prompting registration to mobile banking, and a link for proceeding to mobile banking registration. “From here” and “Select if you want to skip mobile banking registration” are displayed as links for skipping registration to mobile banking.

  Returning to FIG. 9A, in step S109, the data processing unit 110 determines whether or not the financial institution inquiry link “From here” has been selected on the screen of FIG. 23B. It is determined whether or not any financial institution inquiry link is selected on the screen, or whether or not any financial institution inquiry link is selected on the screen of FIG.

  If it is determined that a financial institution inquiry link has been selected (YES in step S109), in step S110, the data processing unit 110 transmits financial institution inquiry information corresponding to each link to the electronic money management server 200.

  Returning to FIG. 8, in step S <b> 221, the data processing unit 210 determines whether financial institution inquiry information has been received from the mobile phone 100. If it is determined that the financial institution inquiry information has been received (YES in step S221), the data processing unit 210 transmits a screen corresponding to the financial institution inquiry information to the mobile phone 100 in step S222.

  Proceeding to FIG. 23, the screen of FIG. 23C is a first financial institution selection screen corresponding to the financial institution inquiry information transmitted by selecting the “from here” link on the screen of FIG. 23B. is there. In the screen of FIG. 23 (c), a text that prompts the user to select a mobile banking business type, a “city bank” that is a link for selecting a city bank, and a link that is used to select a local bank “ “Local Bank”, “Second Regional Bank” which is a link for selecting a second regional bank, “Labor Bank” which is a link for selecting a labor union, “Credit Bank” which is a link for selecting a credit union ”,“ Credit Union ”that is a link for selecting a credit union, and“ Other ”that is a link for selecting another financial institution. Here, a case will be described in which the “city bank” link is selected on the screen of FIG.

  The screen of FIG. 23D is a second financial institution selection screen corresponding to the financial institution inquiry information transmitted by selecting the “city bank” link on the screen of FIG. In the screen of FIG. 23 (d), a text prompting selection of mobile banking to be used, and links for selecting one of city banks, “Yamato Bank”, “Mitomo Bank”, “ “Diamond Bank” and “Riezon Bank” are displayed. Here, the case where the link “Yamato Bank” is selected on the screen of FIG.

  FIG. 24 is a fifth display screen diagram displayed on the display unit 140 of the mobile phone 100 when the mobile phone 100 is initially registered in the electronic money system 10 according to the present embodiment.

  The screen of FIG. 24A is a screen for confirming mobile banking corresponding to the financial institution inquiry information transmitted by selecting the “Yamato Bank” link on the screen of FIG. In the screen of FIG. 24 (a), the text confirming that Yamato Bank is registered as mobile banking to be used, “confirmation” which is a link for confirming registration and continuing the procedure, In addition, a link for returning to the previous screen in order to correct the selected mobile banking is displayed.

  Returning to FIG. 9A, in step S111, the data processing unit 110 determines whether or not a “confirm” link has been selected on the screen of FIG. If it is determined that the “confirm” link is selected (YES in step S111), in step S112, the data processing unit 110 sends the electronic money management server 200 the financial institution designation information indicating the selected mobile banking and the above-described information. Mobile device information sent. That is, the financial institution designation information for specifying the financial institution designated by the user as the settlement processing institution used for the settlement processing for the payment of the value related to the charge of the value is transmitted.

  Returning to FIG. 8, in step S <b> 223, the data processing unit 210 determines whether financial institution designation information has been received from the mobile phone 100. If it is determined that the financial institution designation information has not been received (NO in step S223), the data processing unit 210 advances the process to be executed to step S226.

  On the other hand, if it is determined that the financial institution designation information has been received (YES in step S223), the data processing unit 210 is the same as the mobile terminal information received together with the financial institution designation information in step S224 and is user information. Corresponding to the mobile terminal information provisionally registered in the DB 221, the received financial institution designation information is provisionally registered in the user information DB 221. Note that the financial institution server 500 may be inquired as to whether or not the designated account exists in the financial institution specified from the financial institution designation information.

  Next, in step S <b> 225, the data processing unit 210 transmits a promotion mail reception availability setting screen to the mobile phone 100. Thereafter, the data processing unit 210 advances the process to be executed to step S226.

  Proceeding to FIG. 24, FIG. 24B is a promotion mail reception availability setting screen transmitted to the mobile phone 100 in step S <b> 225. In the screen of FIG. 24 (b), a text confirming whether or not to receive a promotional mail that is a notification mail of the latest information etc. on electronic money, a radio button of “desired”, and “not desired” Radio button, “Send” which is a link for instructing transmission of a selection result by the radio button, and “Link to the top of this site” which is a link to the top page of this site shown in FIG. Is displayed.

  Returning to FIG. 9A, in step S113, the data processing unit 110 selects a radio button of “desired” or “not desired” on the screen of FIG. By selecting, it is determined whether or not the reception of the promotion mail is determined. In step S <b> 114, the data processing unit 110 transmits to the electronic money management server 200 promotion receipt permission / inhibition information indicating whether or not the promotion mail can be received.

  Returning to FIG. 8, in step S <b> 226, the data processing unit 210 determines whether or not the promotion receipt availability information has been received from the mobile phone 100. If it is determined that the promotion receipt permission / inhibition information has not been received (NO in step S226), data processing unit 210 advances the process to be executed to step S231. On the other hand, if it is determined that the promotion receipt information has been received (YES in step S226), in step S227, the data processing unit 210 issues a member ID, the member ID, the e-mail address received in step S207, The financial institution designation information and the promotion receipt availability information provisionally registered in step S224 are provisionally registered in association with the mobile terminal information of the mobile phone 100 that transmitted the promotion receipt availability information. If YES is determined in step S215, the already issued member ID may be provisionally registered without issuing a new member ID. Next, in step S 228, the data processing unit 210 transmits a screen for confirming the download of the electronic money application 111 to the mobile phone 100.

  Proceeding to FIG. 24, FIG. 24C is a screen for confirming the download transmitted to the mobile phone 100 in step S228. In the screen of FIG. 24C, a text on how to use the value, a text that prompts the download of the electronic money application 111, “download start” that is a link for instructing the start of download, and electronic A text indicating the size of the money application 111 is displayed.

  Returning to FIG. 9A, in step S115, the data processing unit 110 determines whether or not download of the electronic money application 111 is requested by selecting “start download” on the screen of FIG. 24C. Determine whether. If it is determined that “start download” is selected (YES in step S115), in step S116, the data processing unit 110 displays application download request information, which is information indicating that the electronic money application 111 is requested to be downloaded, in electronic money. It transmits to the management server 200.

  Returning to FIG. 8, in step S <b> 231, the data processing unit 210 determines whether application download request information is received from the mobile phone 100. If it is determined that the application download request information has been received (YES in step S231), the electronic money application 111 is transmitted to the mobile phone 100 in step S232.

  24, when reception of the electronic money application 111 is started by the mobile phone 100, the screen of FIG. 24 (c) is in the state shown in FIG. 24 (d). That is, a display indicating that the download is in progress is displayed on the screen of FIG.

  Returning to FIG. 9A, in step S116a, the data processing unit 110 determines whether or not the download of the electronic money application 111 is completed. That is, it is determined whether or not the electronic money application 111 is stored in the storage unit 120. If it is determined that the download has not ended (NO in step S116a), data processing unit 110 repeats the process in step S116a. On the other hand, if it is determined that the download is complete (YES in step S116a), the data processing unit 110 terminates the initial registration web process.

  As described above, in this embodiment, as registration request information for requesting registration for enjoying the electronic money game use service, registration request information in step S102, portable terminal information in step S108, and application download request in step S116 A plurality of information such as information is transmitted, but information transmitted to and received from the electronic money management server 200 at the time of initial registration is arbitrary, and at least registration request information for requesting registration may be transmitted once. .

  When the downloading of the electronic money application 111 is completed, the data processing unit 110 of the mobile phone 100 activates the electronic money application 111 stored in the storage unit 120.

  FIG. 25 is a sixth display screen view displayed on display unit 140 of mobile phone 100 when mobile phone 100 is initially registered in electronic money system 10 in the present embodiment. FIG. 25A is a screen displayed while the electronic money application 111 is activated. On the screen of FIG. 25A, a graph indicating the outline of the ratio of the processes that have elapsed among all the activation processes and characters of “electronic money application” that is the name of the application that is being activated are displayed.

  FIG. 10 is a flowchart showing a processing flow of the electronic money application 111 executed by the mobile phone 100 in the present embodiment. Referring to FIG. 10, when electronic money application 111 is activated, in step S120, data processing unit 110 determines whether or not it is the first activation after electronic money application 111 is downloaded. If it is determined that the activation is not the first time (NO in step S120), data processing unit 110 advances the process to be executed to step S180. On the other hand, if it is determined that the activation is the first time (YES in step S120), the data processing unit 110 transmits the mobile terminal information to the electronic money management server 200 in step S121.

  Returning to FIG. 8, in step S233, the data processing unit 210 of the electronic money management server 200 receives the mobile terminal information from the mobile phone 100, and determines whether or not the received mobile terminal information is provisionally registered. . If it is determined that the mobile terminal information has not been provisionally registered (NO in step S233), the data processing unit 210 returns the process to be executed to step S201.

  On the other hand, if it is determined that the mobile terminal information is provisionally registered (YES in step S233), the data processing unit 210, in step S234, temporarily registers the member ID and mail that are associated with the mobile terminal information. The address, the financial institution designation information, and the promotion receipt availability information are registered in the user information DB 221 in association with the mobile terminal information. In step S235, the data processing unit 210 adds 1 to the count value of the uncharged deletion counter corresponding to the registered mobile terminal 100. Note that the added uncharged deletion counter is retained in the user information DB 221 even when the member is withdrawn from the member.

  Next, in step S236, the data processing unit 210 obtains area securing information (area building information) that is information for securing (constructing) the storage area for the electronic money game use service in the storage unit 192 of the mobile phone 100. Transmit to mobile phone 100. Thereafter, the data processing unit 210 returns the process to be executed to step S201.

  Note that, as described in step S234, in the present embodiment, a case where the mobile phone 100 is mobile terminal information is described as an example of identification information for enabling the mobile phone 100 to be distinguished from other mobile phones. The identification information is not limited to the information, but may be information such as a member ID that can identify the mobile phone 100 from other mobile phones. For example, in step S234, financial institution designation information or the like is registered in association with the member ID, and thereafter the mobile phone is identified based on the member ID transmitted from the mobile phone, and the financial institution designation information or the like is read out. It may be. In this case, the member ID may be transmitted and stored on the mobile phone 100 side after the main registration in step S234.

  Proceeding to FIG. 10, the data processing unit 110 determines whether or not the area securing information is received from the electronic money management server 200 in step S122. If it is determined that the area securing information has not been received (NO in step S122), data processing unit 110 repeats step S122. On the other hand, if it is determined that the area allocation information has been received (YES in step S122), in step S123, the data processing unit 110 starts an area allocation process for securing a storage area for the electronic money game use service. The area allocation processing start request (request for constructing the storage area for the electronic money game use service indicated by the area allocation information) is transmitted to the remote issuing server 400.

  When the remote issuing server 400 receives the area securing process start request from the mobile phone 100, the storage unit for use in the electronic money game use service in the non-contact type IC chip 190 of the mobile phone 100 that has transmitted the area securing process start request. The storage area 192 is allocated, and area allocation execution information for storing the member ID in the allocated storage area is transmitted to the mobile phone 100 that has transmitted the area allocation process start request.

  Returning to FIG. 10, the data processing unit 110 of the mobile phone 100 determines whether or not the area securing execution information is received from the remote issuing server 400 in step S <b> 124. If it is determined that the area allocation execution information has not been received (NO in step S124), data processing unit 110 repeats step S124.

  On the other hand, if it is determined that the area allocation execution information has been received (YES in step S124), the data processing unit 110 executes the area allocation process indicated by the area allocation execution information from the remote issuing server 400 in step S125. To do. In the area securing process, a storage area for the electronic money game use service is secured in the storage unit 192 of the non-contact type IC chip 190, the member ID is transmitted to the remote issuing server 400, and the secured storage area in the storage unit 192 is stored. This is a process for storing a value equivalent to 0 yen.

  Next, in step S126, the data processing unit 110 receives the area reservation end information from the remote issuing server 400, and determines whether the area reservation process has ended. If it is determined that the area securing process has ended (YES in step S126), data processing unit 110 advances the process to be executed to step S192.

  In step S180, the data processing unit 110 determines whether the activation of the electronic money application 111 is activation from the non-contact type IC chip 190. From the non-contact type IC chip 390 of the ticket vending machine 300 in the ticketing process by the ticket vending machine 300 described later in FIG. 35, or from the non-contact type IC chip 690 of the card unit 600 in the ball lending process by the card unit 600 described later in FIG. When an application activation signal for activating the electronic money application 111 is transmitted to the non-contact IC chip 190 of the cellular phone 100, the cellular phone 100 activates the electronic money application 111 according to the application activation signal. The application activation signal will be described with reference to FIG. Further, the case where it is determined that the activation of the electronic money application 111 is the activation from the non-contact type IC chip 190 (in the case of YES in step S180) will be described with reference to FIG.

  On the other hand, when it is determined that the activation of the electronic money application 111 is not activation from the non-contact type IC chip 190 (NO in step S180), in step S191, the data processing unit 110 takes over as described in FIG. It is determined whether or not the activation is based on information. As will be described later, an e-mail with transfer information attached after purchase of value is transmitted to the mobile phone 100, the electronic money application 111 is activated by the transfer information, and the purchased value is charged to the mobile phone 100. . If it is determined that the activation is based on the takeover information (YES in step S191), the data processing unit 110 advances the process to be executed to step S150.

  On the other hand, if it is determined that the activation is not based on the takeover information (NO in step S191), the process to be executed is advanced to step S192.

  In step S192, the data processing unit 110 acquires the value balance from the storage area for the electronic money game use service in the storage unit 192 of the contactless IC chip 190, and displays an initial screen when the electronic money application 111 is started up. 140 is displayed.

  Proceeding to FIG. 25, FIG. 25B is an initial screen at start-up displayed in step S <b> 192. In the screen of FIG. 25B, the chip ID given from the time of manufacturing the non-contact type IC chip 190 is 00002000012398, and the value stored in the non-contact type IC chip 190 acquired in step S192. Balance of 0 yen, “value purchase (via mobile banking)” as a link for purchasing value, and “IC chip as a link for charging the purchased value to the non-contact IC chip 190” "Purchase value for purchase", "Value deposit" which is a link for depositing value to the server when the model is changed, and "Returned deposit value" which is a link for receiving the return of the value deposited to the server after the model change Is displayed.

(Description of value purchase in the electronic money system 10)
FIG. 26 is a first display screen diagram displayed on display unit 140 of mobile phone 100 when value is purchased with mobile phone 100 in electronic money system 10 in the present embodiment.

  FIG. 26A shows a software list screen that is first displayed on the display unit 140 of the mobile phone 100 when the application execution function is executed in the mobile phone 100. On the screen of FIG. 26A, “electronic money application” and “travel navigator” are displayed as links for executing application programs installed in the mobile phone 100. That is, it is shown that mobile phone 100 according to the present embodiment has electronic money application 111 and an application program named travel navigator installed therein.

  Returning to FIG. 10, when the link of “electronic money application” is selected on the screen of FIG. 26A and the electronic money application 111 is activated, it is not the first activation (in the case of NO in step S120), the IC chip. If the activation is not started from (in the case of NO in step S180) and the activation is not from the takeover information (in the case of NO in step S191), in step S192, the data processing unit 110 stores the storage unit 192 of the non-contact type IC chip 190. The value balance is acquired from the area for the electronic money game use service, and the initial screen when the electronic money application 111 is activated is displayed.

  Proceeding to FIG. 26, the screen of FIG. 26B is an initial screen at the time of startup displayed in step S192. Since the screen of FIG. 26B is the same as the screen of FIG. 25B described above, the overlapping description will not be repeated. However, the value balance stored in the non-contact type IC chip 190 is 0 yen on the screen of FIG. 25B, whereas it is 1000 yen on the screen of FIG. In the screen of FIG. 26B, the “value purchase (via mobile banking)” link is shaded and displayed as a selection candidate.

  Returning to FIG. 10, in step S193, the data processing unit 110 determines whether or not value purchase is selected. When the “value purchase (via mobile banking)” link is selected on the screen of FIG. 26B, the data processing unit 110 determines that value purchase has been selected (YES in step S193), and in step S130, Execute value purchase processing.

  FIG. 11 is a flowchart showing a flow of value purchase processing that is a subroutine of the electronic money application 111 executed by the mobile phone 100 in the present embodiment. Referring to FIG. 11, first, in step S <b> 133, the data processing unit 110 transmits charge request information including a member ID, portable terminal information, and a value balance to the electronic money management server 200.

  FIG. 12 is a flowchart showing the flow of processing of the value purchase application program 212 executed by the electronic money management server 200 in the present embodiment. Referring to FIG. 12, first, in step S <b> 241, data processing unit 210 determines whether or not charge request information has been received from mobile phone 100. If it is determined that the charge request information has not been received (NO in step S241), data processing unit 210 advances the process to be executed to step S257.

  On the other hand, if it is determined that the charge request information has been received (YES in step S241), the data processing unit 210 registers the member ID and mobile terminal information included in the charge request information in the user information DB 221 in step S242. It is determined whether or not the mobile phone 100 can be used in the electronic money game use service. If it is determined that it is not usable (NO in step S242), in step S243, the data processing unit 210 transmits an unusable screen to the mobile phone 100, and returns the process to be executed to step S241.

  Proceeding to FIG. 26, FIG. 26 (c) is an unusable screen transmitted in step S243. In the screen of FIG. 26C, a text that the mobile phone 100 is not registered in the electronic money management server 200 and a link “OK” that confirms that and terminates the electronic money application 111. Is displayed.

  Returning to FIG. 12, if it is determined that the data can be used (YES in step S242), the data processing unit 210 has been purchased but not charged in the mobile phone 100 in step S244. It is determined whether there is an uncharged value.

  Whether or not there is an uncharged value is set as “0” as written information in the issue information DB 222 described with reference to FIG. 5 corresponding to the member ID and mobile terminal information included in the charge request information received in step S241. The determination is made based on whether or not there is a stored value. In the present embodiment, when it is determined that there is a value in which “0” is stored as written information, the data processing unit 210 determines that there is an uncharged value.

  Note that the determination of whether there is an uncharged value is not limited to this. For example, the value charged and written in the mobile phone 100 may be deleted from the issue information DB 222. Whether or not there is an uncharged value may be determined based on whether or not an uncharged value is stored in the issue information DB 222.

  If it is determined that there is an uncharged value (YES in step S244), the data processing unit 210 transmits a charge induction screen to the mobile phone 100 in step S245, and executes processing to be described later in step S276 in FIG. Proceed to

  That is, the process proceeds to the value issuing process shown in FIG. 15 in order to issue the uncharged value without proceeding to step S256 described later, which is a step of transmitting balance information as charge acceptance information.

  Proceeding to FIG. 26, FIG. 26 (d) is a charge induction screen displayed in step S245. Since there is an uncharged value on the screen in FIG. 26 (d), a text that prompts charging is displayed. After this screen is displayed, the processing from step S276 of AP 213 at the time of value issuance in FIG. 15 to be described later is executed, and an uncharged value is charged to the mobile phone 100.

  Here, after the charge induction screen is displayed, the process automatically proceeds from step S276. However, the present invention is not limited to this, and after the confirmation operation from the user is performed on the charge induction screen, the process may proceed to step S276.

  On the other hand, if it is determined that there is no uncharged value (NO in step S244), data processing unit 210 advances the process to be executed to step S246.

  Next, in step S246, the data processing unit 210 retrieves the financial institution designation information corresponding to the mobile terminal information of the mobile phone 100 that has transmitted the charge request information received in step S241 from the user information DB 221 and reads it out. .

  In step S246a, the data processing unit 210 specifies whether the type of the mobile phone 100 indicated by the mobile terminal information included in the received charge request information is for test or normal use. Next, in step S247, the data processing unit 210 reads display amount list information corresponding to the specified type of the mobile phone 100.

  In the present embodiment, whether the mobile phone is for test or normal use is determined based on whether the mobile terminal information included in the charge request information is stored in the user information DB 221 for test use. It is done depending on whether it is stored for use. However, the present invention is not limited to this, and display amount list information stored in the user information DB 221 may be read for each mobile terminal information. Also, the type identification information indicating whether it is for test or normal use is received from the mobile phone 100, and the display stored in advance corresponding to each type according to the type indicated by the type identification information The amount list information may be read out.

  Display amount list information corresponding to the type is stored in advance in the storage unit 220 of the electronic money management server 200. The display amount list information is information indicating a list of value amounts that the user can select with the mobile phone 100. In the present embodiment, “1000 yen”, “5000 yen”, “ There is information indicating five amounts of “10000 yen”, “20000 yen”, and “30000 yen”, and “10000 yen”, “50000 yen”, “100,000 yen”, “300000 yen”, and “500000 yen” corresponding to the type of test. Information indicating the amount of money. The amount of value that can be selected is determined in advance by the provider of the electronic money game usage service based on the mobile retention limit and the daily purchase limit determined to prevent the user from getting into the game. .

  In step S250, the data processing unit 210 reads the portable retention limit and the daily purchase limit according to the type of the mobile phone 100 specified in step S246a.

  The portable holding limit amount and the daily purchase limit amount corresponding to the type are stored in advance in the storage unit 220 of the electronic money management server 200. Specifically, as described later with reference to FIG. 4, it is stored in association with the mobile terminal information. In the present embodiment, the mobile holding limit and the daily purchase limit are information indicating the amounts of “30000 yen” and “30000 yen” corresponding to the normal type, respectively. Corresponding to “1000000 yen” and “500000 yen”.

  In the present embodiment, the user information DB 221 stores the type of test or normal use, the portable retention limit, and the daily purchase limit in association with the terminal terminal information. For this reason, from the portable terminal information included in the charge request information received in step S241, the type for test or normal use, the portable retention limit, and the daily purchase limit can be specified at a time.

  However, the present invention is not limited to this, and the portable retention limit and the daily purchase limit are stored in the first database corresponding to the test and normal types, respectively, and are also associated with the portable terminal information for the test. Alternatively, information indicating the normal type may be stored in the second database. Thereby, first, the second database is referred to from the mobile terminal information included in the charge request information received in step S241, and it is specified whether the type of mobile phone is for test or normal use. In addition, the first database is referred to, and the portable holding limit and the daily purchase limit are specified from the specified type.

  Different types of mobile terminal information are used for testing and normal use, and each type of mobile terminal information is associated with the type of mobile terminal in the first database (for example, mobile terminal information in K-*** is for normal use) , T-*** portable terminal information is stored in the test), and the respective mobile holding limit and daily purchase limit are stored in the second database corresponding to the test and normal types. You may do it. Thereby, first, the first database is referred to from the mobile terminal information included in the charge request information received in step S241, the type of the mobile terminal is specified, and then the second database is referred to from the specified type. You may make it specify the carrying amount limit and the daily purchase limit amount.

  In addition, the portable holding limit and the daily purchase limit are stored in the first database corresponding to the test type and the normal type, respectively, and the portable terminal information of the test mobile phone is stored in the second database. The mobile terminal information of the normal mobile phone may be stored in the third database. Thereby, first, the type of the mobile terminal is specified depending on whether the mobile terminal information included in the charge request information received in step S241 is included in the second database or the third database. Referring to the database, the mobile holding limit and the daily purchase limit are specified from the specified type.

  Further, the display amount list information, the portable holding limit amount, and the daily purchase limit amount are not limited to being stored corresponding to the two types of test and normal types, respectively, and there are three or more types. It may be stored corresponding to the type of mobile phone, or may be stored for each mobile phone. Further, the amount included in the displayed amount list information, the portable retention limit amount, and the daily purchase limit amount may be other amounts, and can be arbitrarily set.

  Next, in step S251, the data processing unit 210 adds, to the value balance charged in the mobile phone 100 included in the charge request information received in step S241, among the amounts indicated by the display amount list information read in step S247. Minimum purchase amount (the minimum amount that can be selected at the time of charge request. In this embodiment, this is the minimum amount in the display amount list shown in FIGS. 28B and 29, and the normal purchase amount shown in FIG. 28B) It is determined whether the sum of 1000 yen in the case of the display amount list of 10000 and 10000 yen in the case of the display amount list for the test is equal to or less than the portable holding limit amount read in step S250. That is, it is determined whether or not charging is permitted based on the value balance and the portable holding limit. If the amount obtained by adding the minimum purchase amount to the value balance is not less than or equal to the portable retention limit (NO in step S251), charging is not permitted and the data processing unit 210 purchases the portable retention limit in step S252. After the disabled screen is transmitted to the mobile phone 100, the process to be executed is returned to step S241.

  FIG. 27 is a second display screen diagram displayed on display unit 140 of mobile phone 100 when value is purchased with mobile phone 100 in electronic money system 10 according to the present embodiment. FIG. 27A shows a screen for purchasing a mobile holding limit amount that is transmitted to the mobile phone 100 in step S252. In the screen of FIG. 27 (a), the sum of the minimum purchase amount and the value balance exceeds the retention amount on the mobile phone. “OK”, which is a link for ending, is displayed.

  Returning to FIG. 12, on the other hand, when the sum obtained by adding the minimum purchase amount to the value balance is equal to or less than the portable holding limit amount (in the case of YES in step S251), in step S253, the data processing unit 210 issues the issue information DB 222. It is determined whether or not an amount obtained by adding the minimum purchase amount to the accumulated value on the day of the value purchased by the mobile phone 100 on that day stored in the table is equal to or less than the daily purchase limit amount. That is, it is determined whether or not charging is permitted based on the current day accumulated amount and the daily purchase limit amount. When the amount obtained by adding the minimum purchase amount to the accumulated amount on the day is not less than the daily purchase limit amount (in the case of NO in step S253), charging is not permitted, and in step S254, the data processing unit 210 determines the daily purchase limit amount. After the purchase impossible screen is transmitted to the mobile phone 100, the process to be executed is returned to step S241.

  Proceeding to FIG. 27, FIG. 27B is a daily purchase limit purchase prohibition screen transmitted to the mobile phone 100 in step S254. In the screen of FIG. 27 (b), since the sum of the minimum purchase amount and the accumulated amount on the day exceeds the daily purchase limit, a statement that the value cannot be purchased and the electronic money application 111 confirming that fact. “OK”, which is a link for ending the message, is displayed.

  Returning to FIG. 12, on the other hand, if the sum of the day's accumulated amount and the minimum purchase amount is equal to or less than the daily purchase limit amount (YES in step S253), in step S255, the data processing unit 210 determines that the value balance And the amount that can be purchased is calculated from the amount accumulated on the day. Specifically, the data processing unit 210 can purchase the lower amount of the amount obtained by subtracting the value balance from the portable holding limit amount and the amount obtained by subtracting the daily accumulated amount from the daily purchase limit amount. Calculate as

  In this embodiment, it is determined whether or not value can be purchased based on the value balance and the portable retention limit, the current day accumulated amount and the daily purchase limit, and the purchaseable amount is calculated. I tried to do it. However, the present invention is not limited to this, and it is determined whether or not value can be purchased based on the value balance and the mobile holding limit, or the accumulated amount on the day and the daily purchase limit, and the purchaseable amount is calculated. You may do it.

  Next, in step S256, the data processing unit 210 receives the electronic mail address stored in the user information DB 221 corresponding to the mobile terminal information included in the charge request information received in step S241, and the financial data read in step S246. Institution-designated information, display amount list information corresponding to the type of mobile phone in the mobile terminal information read in step S247, the mobile holding limit read in step S250, the daily purchase limit, and the purchase calculated in step S255 The possible amount information is transmitted to the mobile phone 100 as balance information (charge acceptance information indicating that the charge request information has been accepted).

  Returning to FIG. 11, in step S <b> 134, the data processing unit 110 determines whether or not the balance information is received from the electronic money management server 200. If it is determined that the balance information has been received (YES in step S134), in step S135, the data processing unit 110 determines whether the email address included in the received balance information is correct as the email address used to purchase value. An address confirmation screen for confirming whether or not is displayed on the display unit 140. Thereafter, the data processing unit 110 advances the process to be executed to step S136.

  Proceeding to FIG. 27, FIG. 27C shows an address confirmation screen displayed in step S135. In the screen of FIG. 27 (c), the text for explaining the method of charging the value, the e-mail address to be confirmed included in the balance information received in step S134, and the displayed e-mail address are electronically displayed. “Confirmation”, which is a link for inputting confirmation that the mobile phone 100 used for the money game use service is correct as the e-mail address, and the displayed e-mail address used for the electronic money game use service A link to be selected when it is different from the e-mail address of the mobile phone 100 is displayed as “→ If the above address is different from the mobile phone address, click here”.

  Returning to FIG. 11, in step S136, the data processing unit 110 determines whether or not the e-mail address has been confirmed by the user by selecting the “confirm” link on the screen of FIG. . If it is determined that the address has been confirmed (YES in step S136), the data processing unit 110 causes the display unit 140 to display a financial institution confirmation screen in step S137.

  FIG. 28 is a third display screen diagram displayed on display unit 140 of mobile phone 100 when value is purchased with mobile phone 100 in electronic money system 10 in the present embodiment.

  FIG. 28A is a financial institution confirmation screen displayed on the mobile phone 100 in step S137. The screen of FIG. 28A is a link for confirming the mobile banking to be used, the name of the financial institution for the mobile banking to be used, and the link for confirming the mobile banking to be used and continuing the procedure. "Confirmation" and a link for changing the financial institution "Please select here if you want to change the financial institution" are displayed. As for the name of the financial institution, the financial institution designation information included in the received balance information is uniquely determined in advance corresponding to the name of the financial institution. For this reason, the name of the financial institution can be specified by the mobile phone 100 by receiving the balance information.

  Returning to FIG. 11, in step S138, the data processing unit 110 determines whether or not the mobile banking financial institution to be used has been confirmed by the user by selecting the “confirm” link on the screen of FIG. Determine whether.

  If it is determined that the financial institution has not been confirmed (NO in step S138), in step S140a, the data processing unit 110 determines whether or not a financial institution change has been selected. If it is determined that the financial institution change is not selected (NO in step S140a), the data processing unit 110 returns the process to be executed to the process in step S138.

  On the other hand, if it is determined that the financial institution change has been selected (YES in step S140a), the data processing unit 110 transmits the financial institution change inquiry information to the electronic money management server 200 in step S140b, and the electronic money in step S140d. A financial institution change process for changing the financial institution designation information registered in the user information DB 221 of the management server 200 in association with the mobile terminal information to another financial institution designation information is performed, and the process to be executed is performed in step S138. Return to processing. In the financial institution change process, the financial institution designation information of the changed financial institution is transmitted. When the data processing unit 210 of the electronic money management server 200 receives the financial institution change inquiry information from the mobile phone 100, the screen corresponding to the financial institution change inquiry information (FIGS. 23C, 23D, and 24A). And the like) are transmitted to the mobile phone 100. When the data processing unit 210 of the electronic money management server 200 determines that the financial institution designation information (information for designating a financial institution that has received designation as a change destination) has been received from the mobile phone 100, the changed financial A process of registering the financial institution designation information of the institution in the user information DB 221 in correspondence with the mobile terminal information is performed.

  Note that the registration process only needs to update the changed financial institution server so that it can be used for payment. It may be a process of registering the financial institution designation information of the financial institution. Further, it may be a process of newly registering the financial institution designation information after the change as a financial institution used for settlement without deleting the financial institution designation information before the change. In this case, the financial institution designated before the change may be used to change the financial institution used for settlement again to the pre-change financial institution.

  If it is determined that the financial institution has been confirmed (YES in step S138), the data processing unit 110, in step S139, displays the display amount list information included in the balance information, the portable retention limit, the daily purchase limit, and A purchase price selection screen is displayed on the display unit 140 in accordance with the display price list and the purchase price indicated by the purchase price information.

  Proceeding to FIG. 28, FIG. 28B is a purchase price selection screen displayed on the normal mobile phone 100 in step S <b> 139. On the screen of FIG. 28 (b), there is a text prompting the user to select the amount of value he wants to purchase and charge, a text indicating the daily purchase limit, a text regarding the mobile limit, and the desired purchase price. A radio button that is paired with this option and “Send”, which is a link for instructing to send the desired purchase price of the selected value, are displayed.

  The choice of the desired purchase amount displayed on the purchase amount selection screen in FIG. 28 (b), the daily purchase limit amount, and the portable retention limit amount are respectively used by the mobile phone 100 for normal use by the electronic money management server 10. Display amount list information included in the balance information transmitted in response to the determination that the mobile phone is a mobile phone, a daily purchase limit, and a mobile retention limit, which are indicated by “1000 yen, 5000 yen”, respectively. , 10,000 yen, 20000 yen, 30000 yen, "30000 yen" and "30000 yen".

  Here, a radio button that is paired with an option of an amount exceeding the purchaseable amount indicated by the purchaseable amount information included in the balance information received in step S134 is displayed but cannot be selected. Also, the “Send” link cannot be selected unless one of the radio buttons that are paired with the choice of the desired purchase amount is selected. In the present embodiment, an example has been described in which a radio button that is paired with an option with an amount that exceeds the purchase amount is also described. It is possible to display only the radio buttons that make up, and not to display the radio buttons that make a pair with an option that exceeds the purchaseable amount. Moreover, you may make it not display the choice of the money amount exceeding a purchaseable money amount. That is, what is necessary is just to display in the display mode which can designate the choice of the charge amount below the amount which can be purchased.

  FIG. 29 is a fourth display screen diagram displayed on display unit 140 of mobile phone 100 when value is purchased with mobile phone 100 in electronic money system 10 according to the present embodiment. FIG. 29A is a purchase price selection screen displayed on the test mobile phone 100 in step S139. The screen of FIG. 29A differs from the screen of FIG. 28B in the choice of desired purchase amount, the daily purchase limit amount, and the portable retention limit amount.

  The choice of desired purchase amount displayed on the purchase amount selection screen in FIG. 29 (a), the daily purchase limit amount, and the portable retention limit amount are respectively tested by the mobile phone 100 by the electronic money management server 10. Display amount list information included in the balance information transmitted in response to the determination that the mobile phone is a mobile phone, a daily purchase limit, and a mobile holding limit, which are indicated by “10000 yen, 50000 yen”, respectively. , 100,000 yen, 300,000 yen, 500,000 yen, "500,000 yen" and "1000000 yen".

  Returning to FIG. 11, when one of the radio buttons that make a pair with the desired purchase price is selected on the screen of FIG. 28B or FIG. 29A, and the “Send” link is selected, In step S141, the data processing unit 110 of the mobile phone 100 determines whether or not the desired purchase amount has been selected by selecting the desired purchase amount radio button.

  If it is determined that the desired purchase amount has been selected (YES in step S141), in step S142, the data processing unit 110 includes first purchase request information including information indicating the desired purchase amount and the member ID received in step S142. Is transmitted to the electronic money management server 200.

  Proceeding to FIG. 12, in step S <b> 257, the data processing unit 210 determines whether or not the first account transfer request information has been received from the mobile phone 100. If it is determined that the first account transfer request information has not been received (NO in step S257), the data processing unit 210 advances the process to be executed to step S265.

  On the other hand, if it is determined that the first account transfer request information has been received (YES in step S257), in step S258, the data processing unit 210 counts the value purchases counted for each mobile phone 100 by the value purchase count counter. It is determined whether or not the number of times is zero. That is, it is determined whether or not the charge request is transmitted from the mobile phone 100 and YES is determined in step S241 after the area securing information is transmitted to the mobile phone 100 in step S236.

  If it is determined that the number of value purchases is zero (YES in step S258), the mobile phone 100 is the first purchase of value after being registered in the electronic money game use service, and therefore an initial registration fee is collected. There is a need. Therefore, in this case, in step S259, the data processing unit 210 calculates an initial registration fee and a charge fee.

  On the other hand, if it is determined that the number of value purchases is not zero (NO in step S258), the initial registration fee has already been collected, so the initial registration fee need not be collected. Therefore, in this case, in step S260, the data processing unit 210 calculates a charge fee.

  In this embodiment, the initial registration fee and the charge fee are calculated in steps S259 and S260, respectively. However, the present invention is not limited to this, and the initial registration fee and the charge fee are stored in the storage unit 220 in advance. In addition, the data may be read in steps S259 and S260, respectively.

  Next, in step S261, the data processing unit 210 issues a purchase number for distinguishing the current value purchase from other value purchases. In step S262, the data processing unit 210 indicates the first account transfer request information received in step S257. The total amount of the desired purchase amount and the fee calculated in step S259 or step S260 is calculated.

  Next, in step S263, the data processing unit 210 registers the total amount calculated in step S262, the purchase number issued in step S261, and the current time stamp in the issue information DB 222 in association with the member ID. To do. In step S264, the data processing unit 210 transmits to the mobile phone 100 total amount confirmation information for displaying a total amount confirmation screen for confirming the total amount to the user.

  Returning to FIG. 11, in step S <b> 143, the data processing unit 110 determines whether or not the total amount confirmation information is received from the electronic money management server 200. If it is determined that the total amount confirmation information has been received (YES in step S143), in step S144, the data processing unit 110 causes the display unit 140 to display a total amount confirmation screen based on the total amount confirmation information.

  Proceeding to FIG. 28, FIG. 28C shows a total amount confirmation screen displayed in step S144. In the screen of FIG. 28 (c), a text requesting confirmation of the total amount, “confirmation” which is a link for confirming the total amount and transmitting the second account transfer request information, and the previous one “Here.”, Which is a link for returning to the purchase price selection screen of FIG.

  Returning to FIG. 11, in step S145, the data processing unit 110 determines whether or not the total amount has been confirmed by the user by selecting the “confirm” link on the screen of FIG. If it is determined that the total amount has been confirmed (YES in step S145), a mobile banking confirmation screen is displayed (step S145a).

  Proceeding to FIG. 28, FIG. 28 (d) is a mobile banking confirmation screen displayed in step S145a. On the screen of FIG. 28 (d), a text indicating that the procedure is to be transferred to mobile banking, “confirmation” which is a link for inputting the confirmation to that effect, and an initial screen at the start of FIG. 26 (b) “Cancel procedure (return to app menu screen)”, which is a link for returning to, is displayed.

  Returning to FIG. 11, in step S145b, the data processing unit 110 determines whether or not the transition to mobile banking has been confirmed by the user by selecting the “confirm” link on the screen of FIG. To do. If it is determined that the transition to mobile banking has been confirmed (YES in step S145b), in step S146, the data processing unit 110 sends the second account transfer request information including information indicating the member ID to the electronic money management server 200. To complete the value purchase process. Thereafter, as described later, in response to the reception of the takeover screen information transmitted from the electronic money management server 200, the web processing at the time of takeover is executed.

  Proceeding to FIG. 12, in step S <b> 265, the data processing unit 210 determines whether or not the second account transfer request information has been received from the mobile phone 100. If it is determined that the second account transfer request information has not been received (NO in step S265), the data processing unit 210 advances the process to be executed to step S269.

  On the other hand, if it is determined that the second account transfer request information has been received (YES in step S265), in step S266, the data processing unit 210 compares the time stamp registered in step S263 with the current time. A stamp check is executed to determine whether there is an abnormality. For example, it is determined that there is an abnormality when the difference between the time stamp and the current time is greater than or equal to a specified time.

  If it is determined that there is an abnormality (YES in step S266), the data processing unit 210 transmits a time stamp check error screen to the mobile phone 100 in step S267.

  Proceeding to FIG. 28, FIG. 28 (e) shows a time stamp check error screen transmitted to the mobile phone 100 in step S267. The screen in FIG. 28 (e) returns to the initial screen at the time of activation in FIG. 26 (b), and a text that prompts the user to redo the procedure because a certain amount of time has passed since the purchase desired amount has been selected. “Cancel procedure (return to app menu screen)” is displayed.

  Returning to FIG. 12, on the other hand, if it is determined that there is no abnormality (NO in step S266), the data processing unit 210 transmits, to the mobile phone 100, takeover screen information for transitioning to mobile banking in step S268. To do. In the takeover screen information, at least the Internet banking system of the financial institution server of the financial institution identified from the financial institution information registered in association with the mobile terminal information of the mobile phone 100 retrieved and read in step S246 URL as communication destination designation information that can be accessed is included.

  FIG. 9B is a flowchart showing the flow of the web processing at the time of takeover among the web processing. The takeover web process is executed in response to the receipt of the takeover screen information transmitted in step S268. With reference to FIG. 9B, in step S117, the data processing unit 110 determines whether or not the takeover screen information is received from the electronic money management server 200. If it is determined that the takeover screen information has been received (YES in step S117), in step S118, the data processing unit 110 notifies the mobile banking of the transition to mobile banking based on the takeover screen information. A confirmation screen is displayed on the display unit 140, and in step S118a, mobile banking processing for executing settlement processing for value purchase in mobile banking is executed. In the mobile banking process, information related to payment for value purchase is transmitted to the financial institution server 500 according to the operation, and when the payment is completed, the web process at the time of takeover is completed. Specifically, access is made to the Internet banking system of the financial institution server indicated by the URL included in the takeover screen information, and it is received in step S143 by logging in to the mobile banking account registered in advance and performing the transfer process. The settlement request for the total amount specified from the total amount confirmation information is transmitted to the financial institution server. At this time, since the total amount specified from the total amount confirmation information received in step S143 is also transmitted to the financial institution server 500, the input operation after login is reduced. Here, since this mobile banking process uses a mobile banking system currently provided by each financial institution, detailed description thereof will be omitted.

  As described above, in the present embodiment, payment processing is completed at the time of transfer processing by mobile banking by using mobile banking by a financial institution as a payment processing for payment for a value charge. However, the settlement process is not limited to the process in which the settlement is completed at the time of the process as described above. For example, the credit card providing institution is requested to pay for the charge for the charge to the server of the credit card providing institution. The server may perform payment by credit, and actual payment may be performed at a later date.

  Returning to FIG. 1, when the payment for the value purchase is completed, the financial institution server 500 transmits an application message to the payment server 280 indicating that the payment for the value purchase is completed.

  The settlement server 280 registers the received application message in the billing information DB 281. Then, the settlement server 280 transmits a consumption breaking report corresponding to the received consumption message to the electronic money management server 200.

  Proceeding to FIG. 12, in step S <b> 269, the data processing unit 210 determines whether or not a breaking information has been received from the settlement server 280. If it is determined that the consumption bulletin has been received (YES in step S269), the data processing unit 210 executes a post value settlement process in step S270. The post-value consideration settlement process will be described with reference to FIG. On the other hand, when it is determined that the consumption breaking news has not been received (NO in step S269), or after step S270, the data processing unit 210 returns the process to be executed to step S241.

  FIG. 13 is a flowchart showing a flow of post value settlement processing that is a subroutine of the value purchase application program 212 executed by the electronic money management server 200 in the present embodiment.

  Referring to FIG. 13, first, in step S2700, data processing unit 210 of electronic money management server 200 registers the purchase number indicated in the consumption cancellation report received from settlement server 280 in step S269 in issue information DB 222. Determine whether or not. If it is determined that the purchase number is not registered (NO in step S2700), in step S2701, the data processing unit 210 performs error processing. For example, an alarm is generated so that the administrator of the electronic money management server 200 can check. Then, after the confirmation operation, the data processing unit 210 returns the process to be executed to the value purchase AP 212 which is a process of calling this process.

  On the other hand, if it is determined that the purchase number is registered (YES in step S2700), in step S2702, the data processing unit 210 determines that the purchase of the value indicated by the purchase number corresponds to the mobile phone corresponding to the purchase number. It is determined whether or not it is the first purchase at 100. Specifically, it is determined whether or not the count value of the value purchase number counter corresponding to the mobile phone 100 is zero.

  If it is determined that the purchase is the first time (YES in step S2702), the data processing unit 210 sets the count value of the uncharged deletion counter to 0 in step S2703. When it is determined that the purchase is the first time, the data processing unit 210 may subtract 1 from the count value of the uncharged deletion counter. Thereafter, the data processing unit 210 advances the process to be executed to step S2704. On the other hand, if it is determined that the purchase is not the first time (NO in step S2702), data processing unit 210 advances the process to be executed to step S2704.

  Next, in step S2704, the data processing unit 210 updates the value purchase record corresponding to the member ID corresponding to the purchase number. Here, a process for setting the uncharged value to be present is performed. Specifically, in the issue information DB 222, information for specifying the amount of value (for example, “1000” when the purchase amount is 1000 yen) and written that indicates that the amount is uncharged Information (for example, “0”) is associated and stored. Thereby, a value purchase record (identification information) for identifying the value corresponding to the charge request received by the determination in step S241 and the uncharged value that can be charged to the mobile phone 100 of the charge request source. Means for registering.

  Then, in step S2705, the data processing unit 210 adds 1 to the count value of the value purchase count counter, and in step S2706, adds the purchase amount to the current day sum corresponding to the mobile phone 100 to update the day sum. In step S2707, the purchase amount is added to the accumulated charge amount corresponding to the mobile phone 100, and the accumulated charge amount is updated and stored.

  Next, in step S2708, the data processing unit 210 transmits response information to the effect that the consumption breaking news received in step S2700 has been processed normally to the settlement server 280. In step S2709, the data processing unit 210 transmits the e-mail with the takeover information to the e-mail address of the member ID corresponding to the breaking news. Thereafter, the data processing unit 210 ends the process after value consideration settlement, and returns the process to be executed to the caller of this process. Link information is included as the takeover information. The link information in the present embodiment includes information for automatically starting an electronic money application 111 described later. When the electronic money application 111 is activated, it is activated from the takeover information (YES in step S191), so a value issue process described later with reference to FIG. 14 is executed.

(Description of value charging in the electronic money system 10)
FIG. 30 is a first display screen diagram displayed on the display unit 140 of the mobile phone 100 when the mobile phone 100 is charged with value in the electronic money system 10 according to the present embodiment.

  FIG. 30A is a screen showing the number of new messages in the electronic mail function of the mobile phone 100. Here, the display of “mail unread 001” indicates that there is one unread mail among newly arrived electronic mails.

  When “mail unread 001” is selected on the screen of FIG. 30A, the contents of the new mail transmitted from the electronic money management server 200 to the mobile phone 100 in step S2709 as shown in FIG. 30B. Is displayed.

  In the e-mail of FIG. 30 (b), “Click here” is a link indicating that the purchased value is registered in the electronic money management server 200 and the handover information for charging the purchased value. Start the app and charge the IC chip. ”Is displayed. When this link is selected on the screen of FIG. 30B, the electronic money application 111 is activated.

  Returning to FIG. 10, when the link as the takeover information is selected and the electronic money application 111 is activated, in step S191, the data processing unit 110 determines that the activation is from the takeover information and executes the process. Advances to step S150.

  Further, in step S194, the data processing unit 110 selects the value of “Charge purchase value to IC chip (update latest balance)” on the initial screen at the time of startup described with reference to FIG. It is determined whether or not the issue is selected. If value issuance is selected (YES in step S194), data processing unit 110 advances the process to be executed to step S150.

  In step S150, the data processing unit 110 executes value issue processing described later with reference to FIG.

  In this embodiment, when a link as takeover information attached to an e-mail is selected, the electronic money application 111 is automatically activated, and a value issuance process is executed in step S150. However, the present invention is not limited to this, and when a link is selected, the electronic money application 111 is automatically activated, and the initial startup screen described with reference to FIG. The value issue process may be executed by selecting the value. When the link is selected, the screen described with reference to FIG. 26A is displayed, the electronic money application 111 is activated by the user, and the value issuance processing is executed by selecting the value charge link. You may make it do.

  FIG. 14 is a flowchart showing a flow of value issue processing that is a subroutine of the electronic money application 111 executed by the mobile phone 100 in the present embodiment. Referring to FIG. 14, first, in step S152, the data processing unit 110 obtains value issuance request information, which is information for requesting charge of value and includes a member ID and mobile terminal information, from the electronic money management server 200. Send to.

  FIG. 15 is a flowchart showing the flow of processing of the value issuing application program 213 executed by the electronic money management server 200 in the present embodiment.

  Referring to FIG. 15, first, in step S <b> 271, the data processing unit 210 determines whether or not there is a value issue request by receiving value issue request information from the mobile phone 100. If it is determined that there is no value issue request (NO in step S271), the data processing unit 210 returns the process to be executed to step S271.

  On the other hand, if it is determined that there has been a value issuance request (YES in step S271), in step S272, the data processing unit 210 uses the member ID and mobile terminal information included in the value issuance request information received in step S271. It is determined whether or not the information registered in the person information DB 211 is usable. If it is determined that it is not usable (NO in step S272), the data processing unit 210 transmits an unusable screen to the mobile phone 100 in step S273. The unusable screen is the same screen as the screen described in FIG.

  On the other hand, if it is determined that it can be used (YES in step S272), in step S274, the data processing unit 210 stores the member ID and the uncharged value corresponding to the mobile terminal information in the issue information DB 222. Judge whether or not. If it is determined that there is no uncharged value (NO in step S274), the data processing unit 210 transmits an uncharged value no screen to the mobile phone 100 in step S275. In addition, although the case where the process of step S274 and step S275 is executed in the value issuing AP 213 has been described, the present invention is not limited to this, and the value issuing AP 213 may not execute the process of step S274 and step S275. Good.

  Proceeding to FIG. 30, FIG. 30C is an uncharged value no screen transmitted to the mobile phone 100 in step S <b> 275. In the screen of FIG. 30C, a text indicating that there is no unreceived value and “OK”, which is a link for confirming that and terminating the electronic money application 111, are displayed.

  Returning to FIG. 15, when it is determined that there is an uncharged value (YES in step S274), when it is determined that there is an uncharged value at the time of charge request (YES in step S244), and balance transfer described later If it is determined that there is an uncharged value at the time of the request (YES in step S2064), the data processing unit 210 has written the value purchase record of the uncharged value stored in the issue information DB 222 in step S276. In step S276a, it is determined whether or not an uncharged value purchase record is stored in the issue information DB 222. That is, it is determined whether or not a value purchase record that is not set to be written is stored in the issue information DB 222. Thereby, when a plurality of values whose written information is “0” are stored in the issuance information DB 222, value issuance information for collectively writing the plurality of values is transmitted to the mobile phone 100 and issued. Is done.

  If a value purchase record that is not set to be written is stored (YES in step S276a), the value purchase record is set to value written. On the other hand, if there is no value purchase record that is not set to be written (NO in step S276a), the data processing unit 210 has written in the mobile phone 100 from the remote issuing server 400 in step S276 in step S277. Value issuance information for writing the value of the amount specified from the value purchase record set in is transmitted to the mobile phone 100. The value issuance information includes at least information for specifying a writable value. Thereafter, the data processing unit 210 returns the process to be executed to step S271.

  As a result, on the condition that the value issue request has been received by the determination in step S271, the uncharged value specified from the value purchase record (specific information) corresponding to the member ID registered in the issue information DB 222 is A means for outputting to the mobile phone 100 of the value issue request source is configured. Note that the process of setting the value purchase record of the uncharged value to the value written in step S276 specifies the value amount in the value purchase record corresponding to the member ID registered in the issue information DB 222 of FIG. The written information registered in association with the information for updating is updated from “0” to “1”. The value issuance information includes at least information for specifying a writable value.

  In this embodiment, the value issuance information is transmitted in step S277, and the value purchase record is set to the value written in step S276, so that the registration state is updated to the transmitted state. . However, the present invention is not limited to this, and the registered state may be updated to the transmitted state by deleting the value purchase record.

  In the present embodiment, when a value purchase record that is not set to be written in step S276a is recorded, value issuance information for writing the uncharged value is transmitted to the mobile phone 100. I tried to do it. However, the present invention is not limited to this, and when a value purchase record that is not set to be written in step S276a is stored, it is determined whether or not the uncharged value is written and the mobile phone holding limit is exceeded. An uncharged amount limit determining means may be provided. Then, when the uncharged limit amount determination means determines that the portable retention limit is not exceeded, value issue information for reading the uncharged value is transmitted to the mobile phone 100. As a result, a plurality of uncharged values can be written within a range that does not exceed the carrying limit.

  Returning to FIG. 14, in step S <b> 153, the data processing unit 110 determines whether or not value issue information has been received from the electronic money management server 200. If it is determined that the value issuance information has been received (YES in step S153), in step S154, the data processing unit 110 stores the electronic money game use service storage area in the storage unit 192 of the non-contact type IC chip 190. Information for starting the writing process for storing the value specified from the value issuing information, and starting the writing process including the value issuing amount information indicating the amount of the value specified from the value issuing information and the mobile terminal information Request information is transmitted to the remote issuing server 400.

  Returning to FIG. 1, the remote issuing server 400 transmits value write execution information to the mobile phone 100 indicated by the mobile terminal information included in the write process start request information. The value write execution information is stored in the storage area for the electronic money game use service in the storage unit 192 of the contactless IC chip 190 of the mobile phone 100 in the amount indicated by the value issue amount information included in the write process start request information. This is information for storing value.

  Proceeding to FIG. 14, the data processing unit 110 determines whether or not the value writing execution information is received from the remote issuing server 400 in step S155. If it is determined that the value writing execution information has been received (YES in step S155), in step S156, the data processing unit 110 performs the writing process indicated by the value writing execution information received from the remote issuing server 400. Execute. The writing process is a process of writing the value indicated by the value writing execution information into the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190. When a value is stored in the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190 when the writing process is started, the value is newly written to the stored value. Processing for adding the value to be added is performed. That is, when the writing process is performed, the total value of the amount of value stored before writing and the amount of value to be newly written is written in the storage unit 192.

  The data processing unit 110 transmits a write request signal to the control unit 191 of the non-contact type IC chip 190, and the control unit 191 writes the value in the storage area for the electronic money game use service in the storage unit 192. May be included. In this case, a process of transmitting a write request signal from the data processing unit 110 to the control unit 191 corresponds to a process for adding value.

  Further, the remote issuing server 400 and the control unit 191 of the non-contact type IC chip 190 communicate with each other via the antenna 194, and the control unit 191 writes the value in the area for the electronic money game use service in the storage unit 192. There may be. In this case, the process of transmitting the write process start request information from the data processing unit 110 to the remote issuing server 400 in step S154 corresponds to a process for adding value.

  Next, in step S157, the data processing unit 110 receives the write end information from the remote issuing server 400, and determines whether the write process has ended. If it is determined that the writing process has ended (YES in step S157), the data processing unit 110, in step S158, from the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190. The value balance is acquired, and a value issue completion screen is displayed on the display unit 140.

  Proceeding to FIG. 30, the screen of FIG. 30 (d) is the value issuance completion screen displayed in step S158. In the screen of FIG. 30 (d), the same chip ID as the screen of FIG. 25 (b), a sentence indicating that the charging of the value is completed, the current charge amount is 1000 yen, and the value balance after charging is displayed. It is 11000 yen, and precautions when using value are displayed.

  In step S159a, the data processing unit 110 determines whether a confirmation operation has been performed on the value issue completion screen. If it is determined that a confirmation operation has been performed (YES in step S159a), in step S159b, the data processing unit 110 causes the display unit 140 to display the startup initial screen described with reference to FIG. Thereafter, the data processing unit 110 returns the process to be executed to the caller process of this process.

(Description of depositing value in the electronic money system 10)
FIG. 31 is a first display screen diagram displayed on the display unit of the mobile phone when depositing value from the mobile phone 100 to the electronic money management server 200 in the electronic money system 10 according to the present embodiment. The screen in FIG. 31A is an initial screen at the time of startup displayed in step S192 in FIG. Since the screen of FIG. 31A is the same as the screen of FIG. 26A described above, the overlapping description will not be repeated. However, on the screen of FIG. 31A, the “value deposit” link is shaded and displayed as a selection candidate.

  Returning to FIG. 10, in step S195, the data processing unit 110 determines whether or not value deposit is selected. When the “value deposit” link is selected on the screen of FIG. 31A, the data processing unit 110 determines that value deposit is selected (YES in step S195), and executes value deposit processing in step S160. To do.

  FIG. 16 is a flowchart showing a flow of value deposit processing that is a subroutine of the electronic money application 111 executed by the mobile phone 100 in the present embodiment. Referring to FIG. 16, first, in step S1601, the data processing unit 110 acquires a value balance from the storage unit 192 of the non-contact type IC chip 190.

  Next, in step S1602, the data processing unit 110 transmits balance transfer request information including value balance information indicating the value balance acquired in step S1601, member ID, and mobile terminal information to the electronic money management server 200.

  FIG. 17 is a flowchart showing the flow of processing of the value storage application program 215 executed by the electronic money management server 200 in the present embodiment. Referring to FIG. 17, first, in step S <b> 2061, data processing unit 210 determines whether or not balance transfer request information has been received from mobile phone 100. If it is determined that the balance transfer request information has not been received (NO in step S2061), data processing unit 210 advances the process to be executed to step S2161.

  On the other hand, if it is determined that the balance transfer request information has been received (YES in step S2061), the data processing unit 210 determines in step S2062 that the member ID and mobile terminal information included in the balance transfer request information are the user information DB 221. It is determined whether or not the mobile phone 100 can be used in the electronic money game use service. If it is determined that it is not usable (NO in step S2062), in step S2063, the data processing unit 210 transmits an unusable screen to the mobile phone 100, and advances the process to be executed to step S2161.

  Proceeding to FIG. 31, FIG. 31B is an unusable screen transmitted in step S <b> 2063. The screen shown in FIG. 31B is the same as the screen shown in FIG. 26C, and therefore, repeated description will not be repeated.

  Returning to FIG. 17, if it is determined that the data can be used (YES in step S2062), the data processing unit 210 has been purchased but not charged in the mobile phone 100 in step S2064. It is determined whether there is an uncharged value. Since the process of step S2064 is the same as the process of step S244 of FIG. 12, repeated description will not be repeated.

  If it is determined that there is an uncharged value (YES in step S2064), the data processing unit 210 transmits a charge guidance screen to the mobile phone 100 in step S2065 and executes the process to be executed in step S276 of FIG. 15 described above. In step S277, the value issuance information corresponding to the uncharged value is transmitted.

  Proceeding to FIG. 31, FIG. 31 (c) is a charge induction screen transmitted in step S2065. The screen in FIG. 31C is the same as the screen in FIG. 26D, and thus the repeated description will not be repeated. After this screen is displayed, the processing from step S276 of the above-mentioned value issuing AP 213 in FIG. 15 is executed, and the mobile phone 100 is charged with an uncharged value.

  On the other hand, if it is determined that there is no uncharged value (NO in step S2064), in step S2066, the data processing unit 210 includes portable terminal information included in the balance transfer request information received in step S2061. Is transmitted to the mobile phone 100 indicated by. The balance transfer response information includes the e-mail address stored in the user information DB 221 corresponding to the member ID and mobile terminal information included in the balance transfer request information received in step S2061, and processing start information. It is. The process start information is transmitted to the remote issuing server 400 to execute the area deletion process for deleting the storage area for the electronic money game use service reserved in the storage unit 192 of the non-contact type IC chip 190 of the mobile phone 100. Information.

  Returning to FIG. 16, in step S <b> 1603, the data processing unit 110 determines whether or not balance transfer response information has been received from the electronic money management server 200. If it is determined that the balance transfer response information has been received (YES in step S1603), the data processing unit 110 causes the display unit 140 to display an address confirmation screen in step S1604.

  FIG. 32 is a second display screen diagram displayed on the display unit 140 of the mobile phone 100 when depositing value from the mobile phone 100 to the electronic money management server 200 in the electronic money system 10 according to the present embodiment. FIG. 32A is an address confirmation screen displayed on the mobile phone 100 in step S1604. In the screen of FIG. 32A, an explanation regarding value storage, the e-mail address included in the balance transfer response information received in step S1603, and the mobile phone 100 used by the displayed e-mail address are displayed. Enter the link to change the email address if it is different from the email address “→ If the above address is different from the address of your mobile phone” and that the displayed email address is correct "Confirmation" is displayed as a link for

  Returning to FIG. 16, in step S <b> 1605, the data processing unit 110 determines whether or not confirmation is input by selecting the “confirmation” link. If it is determined that a confirmation input has been made (YES in step S1605), the data processing unit 110 causes the display unit 140 to display a password input screen in step S1606.

  Proceeding to FIG. 32, FIG. 32B is a password input screen displayed on the mobile phone 100 in step S1606. In the screen of FIG. 32 (b), a text prompting the user to input a password necessary for receiving the return of the deposited value, a password input field for inputting a password decided by the user, are entered. A password confirmation re-entry field for re-entering the password confirmation and a “confirm” which is a link for confirming and determining the entered password are displayed.

  Returning to FIG. 16, in step S <b> 1607, the data processing unit 110 determines whether or not confirmation has been input by selecting a “confirmation” link. If it is determined that a confirmation input has been received (YES in step S1607), the data processing unit 110 transmits an area deletion processing start request to the remote issuing server 400 in step S1611. The area deletion process start request includes parameters such as a process ID for executing the area deletion process created based on the process start information included in the balance transfer response information received in step S1603, and mobile terminal information. .

  Returning to FIG. 1, the remote issuing server 400 sets the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190 of the mobile phone 100 indicated by the mobile terminal information included in the area deletion start request. The area deletion execution information for deletion is transmitted to the mobile phone 100 indicated by the mobile terminal information.

  Proceeding to FIG. 16, the data processing unit 110 determines whether or not the region deletion execution information is received from the remote issuing server 400 in step S1612. If it is determined that the area deletion execution information has been received (YES in step S1612), in step S1613, the data processing unit 110 executes the area deletion process indicated by the area deletion execution information received from the remote issuing server 400. . The area deletion process is a process for deleting the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190 indicated by the area deletion execution information.

  The data processing unit 110 transmits an area deletion request signal to the control unit 191 of the non-contact type IC chip 190 so that the control unit 191 deletes the storage area for the electronic money game use service in the storage unit 192. It may be.

  Next, in step S <b> 1614, the data processing unit 110 determines whether or not the region deletion processing has ended by receiving the region deletion end information from the remote issuing server 400. If it is determined that the area deletion process has been completed (YES in step S1614), the data processing unit 110 notifies in step S1615 that the deletion of the storage area for the electronic money game use service has been completed. Then, a transfer completion notification including the password and portable terminal information input in step S1607 is transmitted to the electronic money management server 200.

  Proceeding to FIG. 17, in step S2161, the data processing unit 210 determines whether or not a migration completion notification has been received from the mobile phone 100. If it is determined that the migration completion notification has not been received (NO in step S2161), data processing unit 210 returns the process to be executed to step S2061.

  On the other hand, if it is determined that the migration completion notification has been received (YES in step S2161), data processing unit 210 receives the number assigned to the storage of the value from mobile phone 100 in step S2162. A number is issued, the deposit number issued in step S2163, the deposit balance that is the value balance indicated by the value balance information included in the balance shift request information received in step S2061, and the transfer completion notification received in step S2161 Are stored in the storage unit 220 in association with the mobile terminal information.

  In step S 2164, the data processing unit 210 transmits the custody number issued in step S 2162 to the mobile phone 100. In step S2165, the data processing unit 210 transmits a receipt number notification mail, which is an e-mail with the receipt number issued in step S2162, to the e-mail address of the mobile phone 100. Thereafter, the data processing unit 210 returns the process to be executed to step S2061.

  Returning to FIG. 16, in step S <b> 1616, the data processing unit 110 determines whether or not a deposit number has been received from the electronic money management server 200. If it is determined that the deposit number has been received (YES in step S1616), in step S1617, the data processing unit 110 causes the display unit 140 to display a balance transfer completion screen.

  Proceeding to FIG. 32, the screen of FIG. 32C is the balance transfer completion screen displayed in step S1617. In the screen of FIG. 32 (c), a text indicating that the deposit of the value has been completed, a deposit number received in step S1616, and a text describing the return of the deposited value are displayed.

  In step S1618, the data processing unit 110 determines whether a confirmation operation has been performed on the balance transfer completion screen. If it is determined that a confirmation operation has been performed (YES in step S1618), in step S1619, the data processing unit 110 causes the display unit 140 to display the startup initial screen described with reference to FIG. Thereafter, the data processing unit 110 returns the process to be executed to the caller process of this process.

(Description of return of value in the electronic money system 10)
FIG. 33 is a first display screen diagram displayed on the display unit 140 of the mobile phone 100 when receiving the return of the value deposited with the electronic money management server 200 in the electronic money system 10 according to the present embodiment. The screen in FIG. 33A is an initial screen at start-up displayed in step S192 in FIG. Since the screen of FIG. 33A is the same as the screen of FIG. 26A described above, the overlapping description will not be repeated. However, on the screen of FIG. 33A, the “deposited value return” link is shaded as a selection candidate.

  Returning to FIG. 10, in step S196, the data processing unit 110 determines whether or not value return is selected. If the “deposited value return” link is selected on the screen of FIG. 33A, the data processing unit 110 determines that value return has been selected (YES in step S196), and performs value return processing in step S170. Execute.

  FIG. 18 is a flowchart showing the flow of value return processing that is a subroutine of the electronic money application 111 executed by the mobile phone 100 in the present embodiment. With reference to FIG. 18, first, in step S <b> 1701, the data processing unit 110 acquires a value balance from the storage unit 192 of the non-contact type IC chip 190.

  Next, in step S1702, the data processing unit 110 transmits balance return request information including value balance information indicating the value balance acquired in step S1701, member ID, and portable terminal information to the electronic money management server 200.

  FIG. 19 is a flowchart showing the flow of processing of the value return application program 216 executed by the electronic money management server 200 in the present embodiment. Referring to FIG. 19, first, in step S <b> 2071, data processing unit 210 determines whether or not balance return request information has been received from mobile phone 100. If it is determined that the balance return request information has not been received (NO in step S2071), the data processing unit 210 advances the process to be executed to step S2171.

  On the other hand, if it is determined that the balance return request information has been received (YES in step S2071), in step S2072, the data processing unit 210 receives the member ID and the mobile terminal information included in the balance return request information as the user information DB 221. It is determined whether or not the mobile phone 100 can be used in the electronic money game use service. If it is determined that it is not usable (NO in step S2072), in step S2063, the data processing unit 210 transmits an unusable screen to the mobile phone 100, and advances the process to be executed to step S2171.

  Proceeding to FIG. 33, FIG. 33B is an unusable screen transmitted in step S <b> 2073. The screen in FIG. 33 (b) is the same as the screen in FIG. 26 (c), and thus the repeated description is not repeated.

  Returning to FIG. 19, if it is determined that the data can be used (YES in step S2072), the data processing unit 210 has been purchased but not charged in the mobile phone 100 in step S2074. It is determined whether there is an uncharged value. Since the process of step S2074 is the same as the process of step S244 of FIG. 12, repeated description will not be repeated.

  If it is determined that there is an uncharged value (YES in step S2074), in step S2075, the data processing unit 210 transmits a charge induction screen to the mobile phone 100 and executes the process to be executed in step S276 of FIG. 15 described above. Proceed to

  Proceeding to FIG. 33, FIG. 33 (c) is a charge inducing screen transmitted in step S2075. The screen shown in FIG. 33C is the same as the screen shown in FIG. 26D, and therefore, repeated description will not be repeated. After this screen is displayed, the processing from step S276 of the above-mentioned value issuing AP 213 in FIG. 15 is executed, and the mobile phone 100 is charged with an uncharged value.

  Returning to FIG. 19, when it is determined that there is no uncharged value (NO in step S2074), in step S2076, the data processing unit 210 receives the balance return request information received in step S2071. Is transmitted to the mobile phone 100 indicated by the mobile terminal information included in. The number input instruction information is information that triggers the display of a number input screen described later on the mobile phone 100.

  Returning to FIG. 18, in step S <b> 1703, the data processing unit 110 determines whether or not the number input instruction information is received from the electronic money management server 200. If it is determined that the number input instruction information has been received (YES in step S1703), the data processing unit 110 causes the display unit 140 to display a number input screen in step S1704.

  FIG. 34 is a second display screen diagram displayed on the display unit 140 of the mobile phone 100 when receiving the return of the value deposited with the electronic money management server 200 in the electronic money system 10 according to the present embodiment. FIG. 34A shows a number input screen displayed on the mobile phone 100 in step S1704. In the screen of FIG. 34 (a), a text requesting input of a custody number issued when depositing a value and a password determined by the user, and a custody number input for entering the custody number are entered. Field, a password input field for inputting a password, and “confirmation” that is a link for confirming the entered deposit number and password and transmitting them to the electronic money management server 200 are displayed.

  Returning to FIG. 18, in step S <b> 1705, the data processing unit 110 determines whether or not confirmation has been input by selecting a “confirmation” link. If it is determined that the confirmation has been input (YES in step S1705), in step S1706, the data processing unit 110 receives the storage number and password and the storage number information including the mobile terminal information (remaining balance). Return request information) is transmitted to the electronic money management server 200.

  Proceeding to FIG. 19, in step S2171, the data processing unit 210 determines whether or not deposit number information including a deposit number, a password, and portable terminal information has been received from the cellular phone 100. If it is determined that it has not been received (NO in step S2171), data processing unit 210 advances the process to be executed to step S2271. On the other hand, if it is determined that it has been received (YES in step S2171), in step S2172, the data processing unit 210 has the storage number and password included in the storage number information received in step S2171 in the storage unit 220. Determine whether or not.

  If it is determined that the deposit number and password do not exist (NO in step S2172), in step S2173, the data processing unit 210 displays a number error screen on the mobile phone 100 indicated by the mobile terminal information received in step S2171. The process of transmitting and executing proceeds to step S2271.

  Proceeding to FIG. 34, FIG. 34 (b) is a number error screen transmitted to the mobile phone 100 in step S2173. In the screen of FIG. 34 (b), a text indicating that the received custody number or password does not exist in the storage unit 220 and “OK” which is a link for displaying the number input screen again are displayed. .

  Returning to FIG. 19, if it is determined that there is a custody number and password (YES in step S2172), in step S2174, the data processing unit 210 responds to the custody number and password received in step S2171. It is determined whether the mobile terminal information stored in storage unit 220 matches the mobile terminal information received in step S2171.

  If it is determined that the mobile terminal information matches (YES in step S2174), the mobile terminal information should be different because the mobile phone information should be different because the model has been changed, so there is some doubt of fraud. Therefore, without performing the value return process, in step S2175, the data processing unit 110 transmits the mobile terminal match error screen to the mobile phone 100, and advances the process to be executed to step S2271. In the mobile terminal matching error screen, instead of the document indicating that the storage number or password of the number error screen described in FIG. 34B does not exist in the storage unit 220, the mobile terminal information and the value A text indicating that the mobile terminal information about to be returned matches is displayed.

  On the other hand, if it is determined that the mobile terminal information does not match (NO in step S2174), in step S2176, the data processing unit 210 stores data in the storage unit 220 corresponding to the custody number and password received in step S2171. Read the stored balance.

  In step S2177, the data processing unit 210 adds the value balance indicated by the value balance information included in the balance return request information received in step S2071 and the deposit balance read in step S2176 to the mobile terminal. It is determined whether or not it is equal to or less than the portable retention limit stored in the user information DB 221 corresponding to the information. That is, it is determined whether or not to allow the return of the deposit balance based on the total amount of the deposit balance and the value balance and the portable holding limit.

  If it is determined that the amount is not less than the portable retention limit (NO in step S2176), in step S2178, the data processing unit 210 displays a portable retention limit non-returnable screen without performing a value return process. The process that is transmitted to 100 and executed is advanced to step S2271. In addition to the sentence indicating that the deposit number or password on the number error screen described in FIG. 34 (b) does not exist in the storage unit 220, the value balance and the deposit balance are added to the screen indicating that the maximum amount held on the mobile phone cannot be returned. A message is displayed to the effect that the balance cannot be returned because the amount of money that has been saved exceeds the amount held on the mobile phone.

  On the other hand, if it is determined that the amount is not more than the portable holding limit (YES in step S2176), in step S2179, the data processing unit 210 displays the deposit balance information indicating the deposit balance read in step S2176 in step S2171. The data is transmitted to the mobile phone 100 indicated by the received mobile terminal information.

  Returning to FIG. 18, in step S <b> 1711, the data processing unit 110 determines whether or not the deposit balance information is received from the electronic money management server 200. If it is determined that the deposit balance information has not been received (NO in step S 1711), in step S 1711 a, the data processing unit 110 has received from the electronic money management server 200 a portable holding limit amount non-returnable screen. Determine whether. If it is determined that the portable holding limit amount non-returnable screen has not been received (NO in step S1711a), the data processing unit 110 returns the process to be executed to the process in step S1711.

  On the other hand, if it is determined that the screen for holding the mobile limit amount cannot be returned (YES in step S1711a), the data processing unit 110 displays the screen for returning the mobile limit amount on the display unit 140 in step S1711b. Let Thereafter, the data processing unit 110 advances the process to be executed to step S1726.

  On the other hand, if it is determined that the deposit balance information has been received (YES in step S1711), in step S1712, the data processing unit 110 confirms the deposit balance return including the deposit balance indicated by the deposit balance information received in step S1711. The screen is displayed on the display unit 140.

  Proceeding to FIG. 34, FIG. 34 (c) is a deposit balance return confirmation screen displayed on the mobile phone 100 in step S1711. In the screen of FIG. 34, the deposit balance indicated by the deposit balance information received in step S1711, the value balance acquired in step S1701, a sentence confirming whether or not to return the value, and the value “Execute” which is a link for executing return is displayed.

  Returning to FIG. 18, in step S <b> 1713, the data processing unit 110 determines whether or not there is an execution input by selecting the “execution” link. If it is determined that there is an execution input (YES in step S1713), the data processing unit 110 transmits return execution information to the electronic money management server 200 in step S1714. The return execution information is information for requesting transmission of value return information that triggers a process of storing the returned value in the storage unit 192 of the non-contact type IC chip 190, and includes portable terminal information.

  Proceeding to FIG. 19, in step S 2271, the data processing unit 210 determines whether or not return execution information has been received from the mobile phone 100. If it is determined that the return execution information has been received (YES in step S2271), in step S2272, the data processing unit 210 sends value return information to the mobile phone 100 indicated by the mobile terminal information included in the return execution information. Send.

  Returning to FIG. 18, in step S <b> 1715, the data processing unit 110 determines whether or not value return information is received from the electronic money management server 200. If it is determined that the value return information has been received (YES in step S1715), the data processing unit 110 receives the electronic money game use service storage area of the storage unit 192 of the non-contact IC chip 190 in step S1711. Information for starting the return value writing process for storing the value of the deposit balance indicated by the deposit balance information, and transmitting the value return process start request information including the deposit balance information and the portable terminal information to the remote issuing server 400 To do.

  Returning to FIG. 1, the remote issue server 400 transmits the value return execution information to the mobile phone 100 indicated by the mobile terminal information included in the value return process start request information. The value return execution information is stored in the storage area for the electronic money game use service in the storage unit 192 of the contactless IC chip 190 of the mobile phone 100, and the value of the amount indicated by the deposit balance information included in the value return process start request information. Is information for storing.

  Proceeding to FIG. 18, the data processing unit 110 determines whether or not value return execution information has been received from the remote issuing server 400 in step S <b> 1722. If it is determined that the value return execution information has been received (YES in step S1722), in step S1723, the data processing unit 110 performs the return value writing process indicated by the value return execution information received from the remote issuing server 400. Execute. The return value writing process is a process of writing the value indicated by the value return execution information into the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190. When the return value writing process is started, if the value is stored in the storage area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190, the stored value is newly added. Processing for adding the value to be written to is performed. That is, when the return value writing process is performed, the total value of the value amount stored before writing and the value amount to be newly written is written in the storage unit 192.

  The data processing unit 110 transmits a return value write request signal to the control unit 191 of the non-contact type IC chip 190, and the control unit 191 stores the value in the storage area for the electronic money game use service in the storage unit 192. May be written. In this case, the process of transmitting the return value write request signal from the data processing unit 110 to the control unit 191 corresponds to the process for adding value.

  Next, in step S <b> 1724, the data processing unit 110 determines whether or not the return value writing process has ended by receiving return value writing end information from the remote issuing server 400. If it is determined that the return value writing process has ended (YES in step S1724), the data processing unit 110 stores the electronic money game use service storage in the storage unit 192 of the non-contact type IC chip 190 in step S1725. A value balance is acquired from the area, and a return completion screen is displayed on the display unit 140.

  Proceeding to FIG. 34, the screen of FIG. 34D is a return completion screen displayed in step S <b> 1725. In the screen of FIG. 34 (d), the same chip ID as in the screen of FIG. 25 (b), a sentence indicating that the return of the value is completed, the return amount is 1000 yen, and the balance of the value after the return Is displayed as 1000 yen.

  In step S1726, the data processing unit 110 determines whether a confirmation operation has been performed on the return completion screen. If it is determined that a confirmation operation has been performed (YES in step S1726), in step S1727, the data processing unit 110 causes the display unit 140 to display the startup initial screen described with reference to FIG. Thereafter, the data processing unit 110 returns the process to be executed to the caller process of this process.

(Description of use of value in the electronic money system 10)
FIG. 35 is a flowchart showing the flow of the ticket issuing process executed by the ticket vending machine 300 in the present embodiment. Referring to FIG. 35, first, in step S310, the data processing unit 310 of the ticket vending machine 300 executes an unauthorized registration process.

  FIG. 36 is a flowchart showing the flow of unauthorized registration processing executed by the ticket vending machine 300 in the present embodiment. Referring to FIG. 36, data processing unit 310 determines whether portable use prohibition information has been received from electronic money management server 200 via store server 800 in step S311.

  The portable use prohibition information is information for instructing to prohibit the use of value in all the mobile phones 100 in the game hall 30. The process of transmitting the portable use prohibition information will be described with reference to FIGS. 41 and 42 described later.

  If it is determined that the portable use prohibition information has been received (YES in step S311), the data processing unit 310 causes the storage unit 320 to store the portable use prohibition information in step S312. On the other hand, when it is determined that the portable use prohibition information has not been received (NO in step S311), or after step S312, the data processing unit 310 advances the process to be executed to step S313.

  In step S <b> 313, the data processing unit 310 determines whether unauthorized terminal information has been received from the electronic money management server 200 via the store server 800.

  The unauthorized terminal information is information for instructing to prohibit the use of the value in the mobile phone 100 including the mobile ID and indicated by the mobile ID. The process of transmitting unauthorized terminal information will be described with reference to FIGS. 41 and 42 described later.

  If it is determined that the unauthorized terminal information has been received (YES in step S313), the data processing unit 310 stores the unauthorized terminal information in the storage unit 320 in step S314. On the other hand, if it is determined that the unauthorized terminal information has not been received (NO in step S313), or after step S314, the data processing unit 310 performs the process to be executed by the process of the caller of this unauthorized registration process. Returning to the ticketing process in FIG.

  Returning to FIG. 35, in step S320, the data processing unit 310 determines whether or not a cash insertion signal indicating that cash has been inserted from the money handling machine 380 has been received.

  If it is determined that the cash input signal has been received (YES in step S320), in step S323, the data processing unit 310 receives the cash count signal from the money handling machine 380, and receives the cash indicated by the cash count signal. Set amount to cash input.

  In step S324, the data processing unit 310 determines whether or not additional cash has been input by determining whether or not the cash count signal has been received again. If it is determined that additional cash has been inserted (YES in step S324), data processing unit 310 adds the amount of cash indicated by the cash count signal received again to the amount of cash input.

  If it is determined that no additional cash has been input (NO in step S324), or after step S325, the data processing unit 310 controls the amount of money less than or equal to the amount of cash input. By executing the activation control, it is possible to effectively accept an operation on the amount button of the operation unit 330, and a lamp provided on the validated amount button is turned on.

  In step S327, the data processing unit 310 determines whether an operation signal indicating that the amount button activated in step S326 has been operated is received from the operation unit 330. That is, it is determined whether or not an amount button equal to or less than the cash input amount has been operated. If it is determined that the amount button equal to or less than the cash input amount has not been operated (NO in step S327), the data processing unit 310 returns the process to be executed to step S324.

  On the other hand, if it is determined that the validated amount button has been operated (YES in step S327), the data processing unit 310 sets the amount of the amount button indicated by the operation signal to the purchase amount in step S328. Thereafter, the data processing unit 310 advances the process to be executed to step S361.

  On the other hand, when it is determined that the cash input signal has not been received (NO in step S320), the data processing unit 310 indicates that the operation button operation of the operation unit 330 has been operated in step S321. Is received from the operation unit 330, it is determined whether or not the use button has been operated. The use button is a button operated by the user when using the value. If it is determined that the use button has not been operated (NO in step S321), data processing unit 310 returns the process to be executed to step S310.

  On the other hand, if it is determined that the use button has been operated (YES in step S321), the data processing unit 310 determines in step S322 whether the portable use prohibition information has been stored in the storage unit 320 in the unauthorized registration process of FIG. Determine whether. That is, it is determined whether or not the use of the value in all mobile phones 100 is prohibited.

  If it is determined that the use of value on all mobile phones 100 is not prohibited (NO in step S322), the data processing unit 310 controls to validate the amount button for all amounts in step S331. In step S <b> 332, the data processing unit 310 determines whether an operation signal indicating that the amount button whose activation is controlled in step S <b> 331 has been operated is received from the operation unit 330. That is, it is determined whether any amount button has been operated. If it is determined that none of the amount buttons have been operated (NO in step S331), data processing unit 310 repeats step S331.

  On the other hand, if it is determined that one of the amount buttons has been operated (YES in step S331), the data processing unit 310 sets the amount of the amount button indicated by the operation signal as the purchase amount in step S333.

  In step S341, the data processing unit 310 determines whether the value balance is read from the non-contact IC chip 190 of the mobile phone 100 by the chip reader / writer 390. If it is determined that the data has not been read (NO in step S341), data processing unit 310 repeats the process in step S341. When it is determined that the value balance is not read for a certain time (for example, 30 seconds), the data processing unit 310 invalidates the amount button activated in step S331 and resets the purchase amount. May be.

  On the other hand, if it is determined that the value balance has been read from the mobile phone 100 (YES in step S341), the data processing unit 310 determines that the mobile ID read together with the value balance is the illegal registration process of FIG. 36 in step S342. It is determined whether or not the mobile ID is indicated by the unauthorized terminal information stored in the storage unit 320. That is, it is determined whether or not the mobile phone 100 is an unauthorized one.

  If it is determined that the mobile phone is an unauthorized mobile phone (YES in step S342), the data processing unit 310 reports an error in step S343. As the error notification, for example, a warning lamp blinks or a warning buzzer sounds. In step S344, the data processing unit 310 confirms whether the mobile phone is an unauthorized mobile phone by a staff member of the game hall 30, and determines whether a confirmation operation has been performed. If the confirmation operation has not been performed (NO in step S344), data processing unit 310 repeats step S344. On the other hand, if it is determined that a confirmation operation has been performed (YES in step S344), data processing unit 310 returns the process to be executed to step S310.

  If it is determined that the mobile phone is not an unauthorized mobile phone (NO in step S342), the data processing unit 310 determines in step S345 whether the mobile ID read together with the value balance is the mobile ID of the test mobile phone 100. Determine whether. That is, it is determined whether or not the mobile phone 100 into which the value balance has been read is for testing. The mobile ID of the test mobile phone 100 is stored in advance in the storage unit 320 of the ticket vending machine 300 by being input from the electronic money management server 200 via the store server 800 or directly to the ticket vending machine 300. .

  When it is determined that the mobile phone is a test mobile phone (YES in step S345), in step S346, the data processing unit 310 determines whether or not the setting for permitting the use of the test mobile phone is made. Whether or not to permit the use of the test mobile phone is preset in the ticket vending machine 300.

  In step S346, the data processing unit 310 makes an inquiry to the store server 800 so that the setting as to whether or not to permit the use of the test mobile phone is stored in the store server 800 in advance. It may be determined whether or not the setting for permitting use of the mobile phone is made.

  If it is determined that the use permission setting for the test mobile phone has not been set (NO in step S346), the data processing unit 310 reports an error in step S347 as in step S343. In step S348, the data processing unit 310 confirms whether the mobile phone is an unauthorized mobile phone by a staff member of the game hall 30, and determines whether a confirmation operation has been performed. If the confirmation operation has not been performed (NO in step S348), data processing unit 310 repeats step S348. On the other hand, if it is determined that a confirmation operation has been performed (YES in step S348), data processing unit 310 returns the process to be executed to step S310.

  On the other hand, if it is determined that the mobile terminal is not a test mobile terminal (NO in step S345), or if it is determined that use of the test mobile phone is set (YES in step S346), the data processing unit 310 advances the process to be executed to step S351.

  On the other hand, when it is determined that the use of value in all mobile phones 100 is prohibited (YES in step S322), data processing unit 310 returns the process to be executed to step S310.

  In the case of YES in step S342 and in the case of NO in step S346, the data processing unit 310 invalidates the amount button activated in step S331 and resets the purchase amount.

  In step S351, the data processing unit 310 determines whether or not the purchase amount is larger than the remaining value. If it is determined that the purchase price is not larger than the remaining value (NO in step S351), in step S356, the data processing unit 310 sets the value for the purchase price of the contactless IC chip 190 of the mobile phone 100. The chip reader / writer 390 is controlled so that a subtraction request signal for subtraction from the storage unit 192 is transmitted to the mobile phone 100.

  Specifically, the data processing unit 310 includes a subtraction request including electronic money identification information that designates a value as a deduction target among a plurality of types of electronic money, and subtraction amount information indicating that a value corresponding to the deduction amount is subtracted. A subtraction control command for controlling the non-contact communication unit 393 so as to transmit a signal to the mobile phone 100 is transmitted to the control unit 391 of the chip reader / writer 390. The control unit 391 of the chip reader / writer 390 controls the non-contact communication unit 393 so as to transmit a subtraction request signal to the mobile phone 100 in response to the subtraction control command.

  On the other hand, in the mobile phone 100 that has received the subtraction request signal, the control unit 191 of the non-contact IC chip 190 withdraws from the electronic money designated as the withdrawal target stored in the secured area of the storage unit 192. A value corresponding to the amount is subtracted, and when the value subtraction is completed, a process of transmitting a subtraction end signal indicating that to the chip reader / writer 390 of the ticket vending machine 300 is performed.

  Then, in step S357, the data processing unit 310 determines whether or not a subtraction end signal has been received from the mobile phone 100. Specifically, the control unit 391 of the chip reader / writer 390 transmits a subtraction end command indicating that the subtraction has been completed to the data processing unit 310 in response to the reception of the subtraction end signal from the mobile phone 100. When receiving the subtraction end command, the data processing unit 310 determines that the subtraction of the value corresponding to the deduction amount has ended. In step S357, data processing unit 310 repeatedly makes a determination until a subtraction end command is received. If a subtraction end command is not received before a predetermined condition (number of determinations, time, etc.) is satisfied, an error indicating that subtraction does not end may be notified on display unit 340.

  If it is determined that the subtraction end signal has been received (YES in step S357), in step S358, the data processing unit 310 determines whether the amount obtained by subtracting the purchase amount from the remaining value is equal to or less than a predetermined amount. . If it is determined that the amount obtained by subtracting the purchase amount from the remaining value is equal to or less than the predetermined amount (YES in step S358), the data processing unit 310 stores the non-contact type IC chip 190 of the mobile phone 100 in step S359. The chip reader / writer 390 is controlled so as to transmit an application activation signal including the balance subtraction information after subtraction.

  The balance subtraction information after subtraction is information for transmitting to the mobile phone 100 that the amount of value stored in the mobile phone 100 is small after the value is subtracted. The application activation signal is a signal for activating the electronic money application 111 of the mobile phone 100 from the outside. The predetermined amount is, for example, an amount by which the minimum amount of prepaid card 371 can be purchased once, and is 1000 yen in the present embodiment. The predetermined amount may be another amount as long as it is a small amount.

  On the other hand, when it is determined that the amount obtained by subtracting the purchase amount from the remaining value is not equal to or less than the predetermined amount (NO in step S358), or after step S359, the data processing unit 310 advances the process to be executed to step S361. .

  On the other hand, when it is determined that the purchase amount is larger than the remaining value (YES in step S351), in step S352, the data processing unit 310 transmits an application activation signal including the balance shortage information before subtraction to the mobile phone 100. The chip reader / writer 390 is controlled to transmit to the non-contact type IC chip 190. The balance shortage information before subtraction is information for transmitting to the mobile phone 100 that the amount of value stored in the mobile phone 100 is insufficient before the value is subtracted. The application activation signal is the same as that described in step S359. Thereafter, the data processing unit 310 returns the process to be executed to step S310.

  In step S361, the data processing unit 310 determines the card ID of the prepaid card 371 to be issued, the cash amount used for purchase, the mobile phone ID of the mobile phone 100 used for purchase, and the amount of value used for purchase (hereinafter referred to as transaction). Transaction information including information for identifying each of them is also transmitted to the store server 800.

  Next, in step S362, the data processing unit 310 controls the card reader / writer 370 to issue the prepaid card 371 for the purchase amount. When the cash input amount is larger than the purchase amount, the data processing unit 310 controls the money handling machine 380 so as to pay out a change obtained by subtracting the purchase amount from the cash input amount. In step S363, the data processing unit 310 resets the purchase amount, the value remaining amount, and the cash input amount, and returns the process to be executed to step S310.

  When the application activation signal transmitted from the ticket vending machine 300 is received by the non-contact type IC chip 190 by executing Step S359 or Step S352, the control unit 191 of the non-contact type IC chip 190 causes the electronic money application 111 to A command for starting up is output to the data processing unit 110. When receiving the command for starting the electronic money application 111, the data processing unit 110 starts the electronic money application 111.

  FIG. 37 is a first display screen diagram displayed on the display unit 140 of the mobile phone 100 when the electronic money application 111 of the mobile phone 100 is activated from the ticket vending machine 300 in the electronic money system 10 according to the present embodiment. is there. The screen in FIG. 37A is the same as the screen in FIG. 25A, and therefore, repeated description will not be repeated.

  Returning to FIG. 10, in step S <b> 180 of the electronic money application 111, the data processing unit 110 determines that the activation of the electronic money application 111 is activation from the non-contact type IC chip 190. If it is determined that the activation is from the non-contact type IC chip 190 (YES in step S180), the data processing unit 110 advances the process to be executed to step S181.

  In step S181, the data processing unit 110 determines whether or not the balance shortage information before subtraction has been received. That is, it is determined whether or not the balance starting shortage information before subtraction is included in the application activation signal that activated the electronic money application 111. If it is determined that the balance shortage information before subtraction has not been received (NO in step S181), in step S182, the data processing unit 310 determines whether or not the balance shortage information after subtraction has been received. That is, it is determined whether or not the post-subtraction balance shortage information is included in the application activation signal that activated the electronic money application 111.

  If it is determined that the balance shortage information after subtraction has not been received (NO in step S182), in step S184, the data processing unit 310 indicates that the value balance stored in the mobile phone 100 is very small. Inform. In the present embodiment, the fact that the balance is small is displayed on display unit 140 to notify that the balance is small. However, the present invention is not limited to this. For example, the data processing unit 310 outputs a voice indicating that the balance is very small or generates a vibration indicating that the balance is small, thereby causing the balance to be small. You may make it alert | report.

  Proceeding to FIG. 37, FIG. 37 (b) is a display screen diagram showing that the balance is very small. The screen in FIG. 37B displays that the value balance stored in the mobile phone 100 is very small and that the process shifts to a value purchase process.

  Returning to FIG. 10, when it is determined that the balance shortage information before subtraction has been received (YES in step S181), or when it is determined that the balance shortage information after subtraction has been received (YES in step S182), In step S185, the data processing unit 310 notifies that the value balance stored in the mobile phone 100 is insufficient. In the present embodiment, the fact that the balance is insufficient is notified by displaying on the display unit 140 that the balance is insufficient. However, the present invention is not limited to this. For example, the data processing unit 310 outputs a voice indicating that the balance is insufficient or generates a vibration indicating that the balance is insufficient. You may make it alert | report that it is doing.

  Proceeding to FIG. 37, FIG. 37 (c) is a display screen diagram indicating that the balance is insufficient. The screen of FIG. 37 (c) displays that the value balance stored in the mobile phone 100 is insufficient, and that the process shifts to a value purchase process.

  In the present embodiment, the application activation signal is transmitted from the ticket vending machine 300 to the mobile phone 100 by dividing that the balance of the value stored in the mobile phone 100 is very small and insufficient. In this way, the mobile phone 100 is notified. However, the present invention is not limited to this, and the mobile phone 100 may notify the user of the fact that the balance of the value is scarce and insufficient. In other words, when the value balance is equal to or less than a predetermined amount including when the value balance is 0 yen, balance shortage information indicating that the value balance is insufficient is transmitted from the ticket vending machine 300 to the mobile phone 100. The mobile phone 100 may notify that the balance is insufficient.

  Returning to FIG. 10, after step S184 or step S185, in step S130, the data processing unit 310 executes value purchase processing. By executing the value purchase process, the purchase price selection screen is displayed in step S139 as described in FIG. Thus, even if the user does not activate the electronic money application 111, the purchase amount selection screen can be automatically displayed.

  In addition, although it changed to step S130 after step S184 or step S185, it is not limited to this, You may make it change to step S192. Thus, the value purchase process can be executed by the user selecting value purchase on the startup initial screen.

  FIG. 38 is a flowchart showing the flow of the ball lending process executed by the card unit 600 in the present embodiment. Referring to FIG. 38, first, in step S610, data processing unit 610 of card unit 600 executes unit unauthorized registration processing.

  FIG. 40 is a flowchart showing the flow of unit unauthorized registration processing executed by the card unit 600 in the present embodiment. Referring to FIG. 40, in step S601, data processing unit 610 determines whether or not portable use prohibition information has been received from electronic money management server 200 via store server 800. Since the portable use prohibition information has been described in step S311 of FIG. 36, the overlapping description will not be repeated.

  If it is determined that the portable use prohibition information has been received (YES in step S601), the data processing unit 610 causes the storage unit 620 to store the portable use prohibition information in step S602. On the other hand, if it is determined that portable use prohibition information has not been received (NO in step S601), or after step S602, data processing unit 610 advances the process to be executed to step S603.

  In step S <b> 603, the data processing unit 610 determines whether or not unauthorized terminal information has been received from the electronic money management server 200 via the store server 800. Since the unauthorized terminal information has been described in step S313 in FIG. 36, the repeated description will not be repeated.

  If it is determined that the unauthorized terminal information has been received (YES in step S603), the data processing unit 610 stores the unauthorized terminal information in the storage unit 620 in step S604. On the other hand, when it is determined that the unauthorized terminal information has not been received (NO in step S603), or after step S604, in step S605, the data processing unit 610 moves the store server 800 from the electronic money management server 200. It is determined whether or not an illegal card ID is received.

  The unauthorized card ID is an ID for identifying a prepaid card 371 purchased with an unauthorized mobile phone 100. The process of transmitting the unauthorized card ID will be described with reference to FIGS. 41 and 42 described later.

  If it is determined that the unauthorized card ID has been received (YES in step S605), the data processing unit 610 stores the unauthorized card ID in the storage unit 620 in step S606. If it is determined that an unauthorized card ID has not been received (NO in step S605), or after step S606, the data processing unit 610 executes the process to be executed by the caller of this unit unauthorized registration process. Returning to the ball lending process of FIG. On the other hand, if it is determined that the unauthorized card ID has not been received (NO in step S605), data processing unit 610 returns the process to be executed to the ball lending process of FIG.

  Returning to FIG. 38, in step S611, the data processing unit 610 determines whether or not an insertion signal indicating that the prepaid card 371 has been inserted is received from the card reader / writer 670.

  If it is determined that the insertion signal has been received (YES in step S611), the data processing unit 610 stores the card ID of the inserted prepaid card 371 from the card reader / writer 670 in the storage unit 620 in step S612. It is determined whether or not a fraudulent card signal indicating that the fraudulent card ID is the same is received.

  If it is determined that the card is not an unauthorized card (NO in step S612), data processing unit 610 advances the process to be executed to step S690. On the other hand, if it is determined that the card is an unauthorized card (YES in step S612), the data processing unit 610 notifies an error in step S671 that an unauthorized prepaid card has been inserted. The error notification is performed, for example, by blinking an alarm lamp or sounding an alarm buzzer. In step S <b> 672, the data processing unit 610 determines whether there has been a confirmation operation indicating that the error notification has been confirmed by the attendant of the game hall 30. If it is determined that there is no confirmation operation (NO in step S672), data processing unit 610 repeats the process in step S672. On the other hand, if it is determined that there has been a confirmation operation (YES in step S672), data processing unit 610 returns the process to be executed to step S610.

  On the other hand, if it is determined that the insertion signal has not been received (NO in step S611), the data processing unit 610 has received a cash insertion signal indicating that cash has been inserted from the money handling machine 680 in step S620. Determine whether or not.

  If it is determined that a cash insertion signal has been received (YES in step S620), in step S681, the data processing unit 610 identifies the card ID of the prepaid card 371 to be issued and the cash amount used for purchase. The transaction information including the information is transmitted to the store server 800.

  Next, in step S682, the data processing unit 610 issues a prepaid card 371, and the amount of cash input indicated by the cash count signal from the money handling machine 680 is stored in advance in the card reader / writer 670. The card reader / writer 670 is controlled to deposit the card 371. Here, after payment, the prepaid card 371 is held in the card unit 600 and is not discharged. Thereafter, the data processing unit 610 advances the process to be executed to step S690.

  In step S690, the data processing unit 610 executes a prepaid ball lending process. The prepaid ball lending process will be described later with reference to FIG.

  FIG. 39 is a flowchart showing the flow of prepaid ball lending processing executed by card unit 600 in the present embodiment.

  Referring to FIG. 39, in step S691, data processing unit 610 determines whether or not a cash insertion signal indicating that cash has been inserted is received from money handling machine 680. If it is determined that the cash input signal has been received (YES in step S691), in step S692, the data processing unit 610 receives the cash count signal from the money handling machine 680, and receives the cash indicated by the cash count signal. The card reader / writer 670 is controlled to add the amount to the prepaid card 371.

  On the other hand, if it is determined that the cash input signal has not been received (NO in step S691), or after step S692, the data processing unit 610 reads the prepaid card read by the card reader / writer 670 in step S613. The prepaid balance recorded in 371 is received from the card reader / writer 670.

  Next, in step S614, the data processing unit 610 determines whether the received balance is a value greater than 0, that is, whether the balance is not 0. If it is determined that the balance is not a value greater than 0 (NO in step S614), data processing unit 610 advances the process to be executed to step S632.

  On the other hand, if it is determined that the balance is greater than 0 (YES in step S614), data processing unit 610 determines in step S615 whether a ball lending operation signal has been received from ball lending button 631. To do. If it is determined that a ball lending operation signal has not been received (NO in step S615), data processing unit 610 advances the process to be executed to step S631.

  On the other hand, if it is determined that the ball lending operation signal has been received (YES in step S615), the data processing unit 610 subtracts the consideration equivalent to the predetermined lending from the balance of the prepaid card 371 in step S616. Next, in step S617, the data processing unit 610 controls the card reader / writer 670 to write the subtracted balance to the prepaid card 371.

  Next, in step S618, the data processing unit 610 transmits a ball lending signal for requesting the payout of a predetermined number of game balls to the pachinko gaming machine 700. In response to the ball lending signal, the pachinko gaming machine 700 pays out a predetermined number of game balls. The player can play a pachinko game using the paid out game balls. Note that the card unit 600 is not limited to the one that causes the pachinko gaming machine 700 to pay out the game ball by transmitting a ball lending signal, and may be one that pays out the game ball itself. That is, in step S618, a process of paying out game balls may be executed. Thereafter, the data processing unit 610 advances the process to be executed to step S631.

  In step S <b> 631, the data processing unit 610 determines whether a return operation signal is received from the return button 632. If it is determined that the return operation signal has not been received (NO in step S631), data processing unit 610 returns the process to be executed to step S691.

  On the other hand, if it is determined that a return operation signal has been received (YES in step S631), data processing unit 610 advances the process to be executed to step S632.

  In step S632, the data processing unit 610 resets the balance read from the prepaid card 371. Next, in step S633, the data processing unit 610 controls the card reader / writer 670 to return the prepaid card 371. Thereafter, the data processing unit 610 returns the process to be executed to the ball lending process of FIG. 38, which is the calling source process of this prepaid ball lending process.

  Returning to FIG. 38, after the prepaid ball lending process is executed in step S690, the data processing unit 610 returns the process to be executed to step S610.

  On the other hand, if it is determined that the cash input signal has not been received (NO in step S620), the data processing unit 610 stores the portable use prohibition information in the storage unit 620 in step S622 in the unit unauthorized registration process of FIG. It is determined whether or not it has been stored. That is, it is determined whether or not the use of the value in all mobile phones 100 is prohibited. If it is determined that the use of value in all mobile phones 100 is prohibited (YES in step S622), data processing unit 610 returns the process to be executed to step S610.

  On the other hand, when it is determined that the use of the value in all the mobile phones 100 is not prohibited (NO in step S622), the data processing unit 610 executes processing from step S641 to step S648. Since the process from step S641 to step S648 is the same as step S341 to step S348 of the ticket issuing process described in FIG. 35, the description will not be repeated.

  In step S651, the data processing unit 610 determines whether or not the remaining value is 0 yen. If it is determined that the value balance is 0 yen (YES in step S651), in step S652, the data processing unit 610 activates the application including the shortage balance information before subtraction similar to step S352 of the ticketing process in FIG. The chip reader / writer 690 is controlled to transmit the signal to the non-contact type IC chip 190 of the mobile phone 100. Thereafter, the data processing unit 610 returns the process to be executed to step S610.

  In the present embodiment, it is determined in step S651 whether the value balance is 0 yen. This is because the value in this embodiment is used only for games and the value is deducted in units of 100 yen, which is the unit of ball rental, so it is possible to lend a ball by determining whether it is 0 yen This is because it can be determined whether or not there is any remaining value. However, if the value can be used in places other than the game hall 30, it is determined in step S651 whether the remaining value is less than 100 yen which is the minimum amount that can be used for ball rental. Also good.

  On the other hand, if it is determined that the value balance is not 0 yen (NO in step S651), the data processing unit 610 determines whether the value balance is 1000 yen or more in step S653. If it is determined that the remaining value is 1000 yen or more (YES in step S653), in step S654, the data processing unit 610 sets 1000 yen as the purchase amount. On the other hand, if it is determined that the value balance is less than 1000 yen (NO in step S653), in step S655, the data processing unit 610 sets the value balance to the purchase price.

  In step S653 and step S654, since it is 1000 yen, in step S662, which will be described later, a rental ball equivalent to 1000 yen is paid out. However, the present invention is not limited to this, and a rental ball equivalent to 500 yen may be paid out. In this case, in step S653, it is determined whether the value balance is 500 yen or more. In step S654, the data processing unit 610 sets 500 yen as the purchase amount.

  After step S654 or step S655, in step S656, the data processing unit 610 stores the value corresponding to the purchase amount in the storage unit 192 of the non-contact IC chip 190 of the mobile phone 100, as in step S356 of the ticketing process in FIG. The chip reader / writer 690 is controlled so that a subtraction request signal for subtracting from the mobile phone 100 is transmitted.

  Then, in step S657, the data processing unit 610 determines whether or not a subtraction end signal has been received from the mobile phone 100, as in step S357 of the ticketing process in FIG. If it is determined that the subtraction end signal has not been received (NO in step S657), data processing unit 610 repeats step S657.

  On the other hand, when it is determined that the subtraction end signal has been received (YES in step S657), in step S658, the data processing unit 610 determines whether or not the amount obtained by subtracting the purchase amount from the remaining value is 0 yen. To do. When it is determined that the amount obtained by subtracting the purchase amount from the remaining value is 0 yen (YES in step S658), the data processing unit 610 subtracts the contactless IC chip 190 of the mobile phone 100 in step S659. The chip reader / writer 690 is controlled so as to transmit an application activation signal including back balance shortage information.

  The balance shortage information after subtraction is information for transmitting to the mobile phone 100 that the amount of value stored in the mobile phone 100 is insufficient after the value is subtracted. The application activation signal is the same as that described in step S359.

  As in step S651, it may be determined in step S658 whether the amount obtained by subtracting the purchase amount from the remaining value is less than 100 yen, which is the minimum amount that can be used for ball rental.

  Furthermore, in addition to step S658, as in step S358 of the ticketing process of FIG. 35, it is determined whether or not the amount obtained by subtracting the purchase amount from the remaining value is equal to or less than a predetermined amount. In the same manner as described above, an application activation signal including the subtraction remaining amount information may be transmitted to the mobile phone 100.

  On the other hand, when it is determined that the amount obtained by subtracting the purchase amount from the remaining value is not 0 yen (NO in step S658), or after step S659, the data processing unit 610 performs the processing from step S661 to step S663. Execute. Since the process from step S661 to step S663 is the same as the process from step S361 to step S363 of the ticketing process in FIG. 35, the description will not be repeated. After step S663, the data processing unit 610 returns the process to be executed to step S610.

  Processing from step S181 to step S185 of the electronic money application 111 executed when the application activation signal transmitted from the card unit 600 is received by the non-contact type IC chip 190 by executing step S659 or step S652 Since has been described with reference to FIG. 10, the description thereof will not be repeated.

  FIG. 41 is a flowchart showing a processing flow of the remaining amount management application program 214 executed by the electronic money management server 200 in the present embodiment.

  Referring to FIG. 41, first, in step S291, data processing unit 210 of electronic money management server 200 determines whether or not transaction information has been received from store server 800. When the transaction information is received (YES in step S291), in step S292, the data processing unit 210 calculates the transaction amount included in the transaction information from the accumulated charge of the member ID corresponding to the mobile ID included in the transaction information. Subtract.

  After step S292 or when it is determined that transaction information has not been received (NO in step S291), the data processing unit 210 determines in step S281 whether or not there is a member ID whose accumulated charge is negative. Judging.

  If it is determined that there is a member ID whose accumulated charge is negative (YES in step S281), in step S282, the data processing unit 210 adds the fraud count of the member ID once.

  After step S282, or when it is determined that there is no member ID whose accumulated charge is negative (NO in step S281), in step S283, the data processing unit 210 has a member ID whose fraud count is one. Determine whether or not.

  If it is determined that there is a member ID with one fraud count (YES in step S283), in step S284, the data processing unit 210 purchases using the mobile phone value of the mobile ID corresponding to the member ID. The fact that the card ID of the prepaid card is registered in the unit and the illegal medium information including the portable ID are transmitted to the game hall 30 side.

  After step S284, or when it is determined that there is no member ID with one fraud count (NO in step S283), in step S285, the data processing unit 210 determines whether there is a member ID with two fraud times. Judge whether or not.

  If it is determined that there is a member ID with two fraud times (YES in step S285), in step S286, the data processing unit 210 registers the portable ID corresponding to the member ID in the ticket vending machine 300, and Then, the fraudulent terminal information including the mobile ID corresponding to the member ID is transmitted to the game hall 30 side where the fraud has occurred. In step S287, the data processing unit 210 also transmits the unauthorized terminal information to other game halls in the same trade area as the game hall 30 in which the fraud has occurred. The game arcade where the data processing unit 210 transmits the fraudulent terminal information is not limited to the game hall 30 in which the fraud has occurred or other game halls in the same trade area as the game hall 30 in which the fraud has occurred. It may be a playground, or may be a playground adjacent to the playground 30 where fraud has occurred.

  After step S287, or when it is determined that there is no member ID for the number of fraud times 2 (NO in step S285), in step S288, the data processing unit 210 determines that the number of frauds that occurred in game arcades nationwide is 3. It is determined whether or not the number of times has been exceeded.

  If it is determined that the number of frauds that have occurred at game arcades nationwide is 3 or more (in the case of YES in step S288), in step S289, the data processing unit 210 transmits portable use prohibition information to the game hall 30 side. . In step S290, the data processing unit 210 also transmits the portable use prohibition information to the game hall 30 where the fraud has occurred and the game hall nationwide. In addition, although the case where the data processing unit 210 transmits the portable use prohibition information to the game halls nationwide other than the game hall 30 in which fraud has occurred has been described, the present invention is not limited to this, and the game hall 30 in which fraud has occurred and It may be transmitted to another game arcade in the same trade area, or a game arcade 30 where fraud has occurred and a neighboring game arcade. In this case, in step S288, it may be determined whether or not the number of frauds that have occurred in the game hall that is the transmission target of the portable use prohibition information is three or more. Thereafter, the data processing unit 210 returns the process to be executed to step S291.

  FIG. 42 is a flowchart showing a flow of store server processing executed by store server 800 in the present embodiment. Referring to FIG. 42, the data processing unit of store server 800 determines whether or not transaction information has been received from ticket vending machine 300 or card unit 600 in step S811.

  If it is determined that the transaction information has been received (YES in step S811), the data processing unit of the store server 800, in step S812, for each portable ID included in the transaction information, the card ID of the issued prepaid card 371, Information for specifying the amount of cash used for purchase and the amount of value used for purchase is associated with each other and stored in the storage unit.

  After step S812 or when it is determined that transaction information has not been received (NO in step S811), the data processing unit of the store server 800 sends the transaction information to the electronic money management server 200 last time in step S813. It is determined whether or not a predetermined time has elapsed since the transmission. In the present embodiment, the predetermined time is 3 hours.

  If it is determined that a predetermined time has elapsed since the previous transmission of transaction information (YES in step S814), the data processing unit of store server 800 uses mobile phone 100 after the previous transmission stored in the storage unit in step S814. Is sent to the electronic money management server 200.

  After step S814 or when it is determined that the predetermined time has not elapsed since the previous transmission of transaction information (NO in step S814), the data processing unit of the store server 800 obtains the portable use prohibition information in step S821. It is determined whether it has been received from the electronic money management server 200.

  If it is determined that the portable use prohibition information has been received (YES in step S821), the data processing unit of the store server 800 sends the portable use prohibition information to all the ticket vending machines 300 and cards in the game hall 30 in step S822. Send to unit 600.

  After step S822, or when it is determined that the portable use prohibition information has not been received (NO in step S821), the data processing unit of the store server 800 acquires the unauthorized terminal information in step S823. It is determined whether or not the message is received from 200.

  If it is determined that the unauthorized terminal information has been received (YES in step S823), the data processing unit of the store server 800 transmits the unauthorized terminal information to all the ticket vending machines 300 and the card units 600 in the game hall 30 in step S824. Send to.

  After step S824 or when it is determined that fraudulent terminal information has not been received (NO in step S823), the data processing unit of the store server 800 obtains fraudulent medium information from the electronic money management server 200 in step S825. It is determined whether or not received from.

  If it is determined that the unauthorized medium information has been received (YES in step S825), the data processing unit of the store server 800 stores the portable ID included in the unauthorized medium information in the storage unit in step S826. Is transmitted to all the card units 600 in the game hall 30.

  After step S826 or when determining that the unauthorized medium information has not been received (NO in step S825), the data processing unit of the store server 800 returns the process to be executed to step S811.

Next, main effects obtained by the first embodiment described above will be described.
(1) Conventionally, there have been issues of game recording media used for games with electronic money and additional payments to game recording media (for example, JP-A-2002-224423 (for example, paragraph 0035)) . This electronic money can be charged from the user's transaction financial institution. Then, the user purchases a game recording medium using the charged electronic money, or makes an additional payment to the game recording medium. However, according to such a technique, it is necessary to charge electronic money by connecting to a predetermined deposit machine in the game hall. For this reason, it was necessary to bother to go to the deposit machine to charge the electronic money. In addition, when the number of deposit machines is small, a state in which users wait in line to charge electronic money occurs, and the time spent on the game is reduced. For this reason, it is conceivable to increase the number of depositing machines. However, there is a limit to the space for installing the depositing machine and the capital investment cost is generated. In any case, since it is necessary to spend the time spent on the game out of the time that the player is in the game hall, there is a problem that the operation of the gaming machine is adversely affected. However, in this embodiment, since it is configured as described above, it is possible to reduce time and effort during value charging.

  Specifically, the charge request information is transmitted from the mobile phone 100 to the electronic money management server 200 in step S133 in accordance with the value purchase processing in FIG. 11, so that the takeover in step S268 is performed in accordance with the value purchase AP in FIG. The screen information is transmitted from the electronic money management server 200 to the mobile phone 100. From the mobile phone 100 that has received the takeover screen information, in accordance with the web processing of FIG. 9, in step S118a, information related to payment for the purchase of value is transmitted to the financial institution server 500, and payment is performed at the financial institution. The uncharged value is written in the storage unit 192 in accordance with the value issuing process. As a result, by sending charge request information from the mobile phone 100 to the electronic money management server 200, it is possible to charge value at any time and anywhere in advance or charge the value without leaving the seat even during a game. The adverse effects on the operation of the pachinko gaming machine 700 and the like installed in the game hall 30 can be reduced.

  (2) Also, in the conventional technology, mobile banking can be performed by accessing the electronic money management server 200 from the mobile phone 100 and purchasing value, and for payment of the value, by accessing the financial institution server designated by the user. Even when using the service, it is necessary to designate a financial institution to be used for depositing every time a value is to be purchased, resulting in a troublesome work. However, in this embodiment, since it is configured as described above, it is possible to reduce time and effort during value charging.

  Specifically, according to the initial registration AP in FIG. 8, in steps S219 to S224, the user selects a financial institution and registers it in the user information DB 221. Then, the electronic money management server 200 receives the charge request information from the mobile phone 100, and in accordance with the value purchase AP in FIG. 12, the financial institution registered in association with the mobile phone 100 in step S246. Search is performed, and takeover screen information including communication destination designation information that enables access to the Internet banking system of the financial institution server searched for in step S268 is transmitted to the mobile phone 100. Then, according to the web process of FIG. 9, the mobile phone 100 can perform payment by transmitting information related to payment for value purchase to a designated financial institution server based on the transfer screen information in step S118a. For this reason, it is not necessary to designate a financial institution to be used for settlement each time a charge is requested, so that it is possible to reduce the trouble of charging value.

  (3) If it is determined in step S140a that financial institution change has been selected in accordance with the value purchase process in FIG. 11, financial institution change inquiry information is transmitted from the mobile phone 100 to the electronic money management server 200. On the other hand, the electronic money management server 200 transmits a screen (see FIGS. 23 (c), (d), FIG. 24 (a), etc.) corresponding to the financial institution change inquiry information to the mobile phone 100. If it is determined that the institution designation information has been received, a process of registering the changed institution designation information of the financial institution in the user information DB 221 in association with the mobile terminal information is performed. Thereby, since the financial institution utilized for payment can be changed, a user's convenience can be improved.

  (4) In order to solve the problem described in (1), for example, a value can be purchased by accessing the electronic money management server 200 from the mobile phone 100. It is conceivable to settle the value purchase amount using the mobile banking service by accessing. However, in actual value purchase, since the connection between the mobile phone 100 and the electronic money management server 200 is disconnected to connect to the financial institution server, the communication with the electronic money management server 200 is maintained and a series of operations are performed. The value cannot be charged by operation. That is, the connection with the electronic money management server 200 is temporarily disconnected, the value purchase amount is settled by connecting to the financial institution server, and then the electronic money management server 200 is connected again to charge the mobile phone 100 with the value. Is essential. For this reason, the operation for charging the value becomes complicated, resulting in a disadvantage that the operation burden on the user increases. However, since the present embodiment is configured as described above, it is possible to reduce the user's operation burden.

  Specifically, when the electronic money management server 200 receives the breaking news from the financial institution server 500, the processing after value consideration settlement is performed in step S270 according to the value purchase AP in FIG. 12, and step S2709 in FIG. The e-mail with the takeover information is transmitted to the mobile phone 100. Then, when the hand-over information attached to the mail from the electronic money management server 200 is selected in the mobile phone 100, YES is determined in step S191 in FIG. 10, and uncharged according to the value issuance process in FIG. The value is written in the storage unit 192. Therefore, the user can recognize that the value can be charged by receiving the mail. Moreover, the operation burden for charging the value can be reduced.

  (5) By operating the takeover information attached to the mail, the value issuance processing shown in FIG. 14 is started, and the value issuance request information is transmitted to the electronic money management server 200 in step S152, so that the value is charged. Therefore, it is possible to further reduce the operation burden.

  (6) In addition to the problem described in (4), there is another inconvenience that it cannot be confirmed whether or not the value has been purchased and can be charged. For this reason, due to a user error or the like, in spite of the fact that the uncharged value exists in the electronic money management server, there arises a disadvantage that the charge is repeatedly requested and the value is purchased. However, in the present embodiment, since it is configured as described above, it is possible to prevent inconvenience caused by a user error or the like.

  Specifically, even when the electronic money management server 200 receives charge request information from the mobile phone 100, “1” is written as the written information in step S244 in accordance with the value purchase AP in FIG. If a value purchase record that has not been updated to the stored state is registered and it is determined YES, the balance information in step S256, the total amount confirmation information in step S264, and the takeover screen information in step S268 are transmitted. Therefore, it is possible to prevent the information regarding the payment for the purchase of the value from being transmitted to the financial institution server 500 in step S118a. For this reason, there is an inconvenience that even though there is an uncharged value in which “0” is stored as written information, a further payment request is made due to a user's error or the like, and the value is purchased redundantly. Can be prevented.

  (7) When the electronic money management server 200 determines that the value purchase record that has not been updated to the state in which “1” is stored as the written information in step S244 is registered and it is determined YES, step S245 is performed. After the charge induction screen is transmitted to the mobile phone 100, the value is issued from the value purchase record in which “0” is stored as the written information in steps 276 to S277 in accordance with the value issuance processing AP in FIG. Value issuance information for writing a certain amount of value is transmitted to the mobile phone 100. For this reason, the operation for charging the uncharged value can be omitted, and the convenience for the user can be improved.

  (8) When the electronic money management server 200 receives new charge request information in step S241 until it receives the consumption breaking information from the financial institution server 500 in step S269, it is written as written information in the issue information DB 222. A plurality of value purchase records in which “0” is stored are stored. In this state, when the charge request information is further received in step S241 and when the value issuance request information is accepted in step S271, a plurality of documents stored in the issuance information DB 222 in steps 276 to S277 are stored. Value issuance information for writing the amount of value specified from the value purchase record in a state where “0” is stored as embedded information is transmitted to the mobile phone 100. That is, it is possible to charge values in a lump and improve user convenience.

  (9-1) Even if it is determined in step S2061 that the balance transfer request information has been received from the mobile phone 100, if it is determined in step S2064 that there is an uncharged value, the subsequent value storage process is performed. You can prevent it from happening. For this reason, it is possible to prevent the model change of the mobile phone 100 from being performed due to a user error or the like even though the value that can be added to the mobile phone 100 exists in the electronic money management server 200.

  (9-2) Further, even when the electronic money management server 200 receives the balance transfer request information from the mobile phone 100 in step S2061, there is an uncharged value that has not been set to written in step S2064. If it is determined that there is, the uncharged value can be output to the mobile phone 100 that is the transmission source of the balance transfer request information, as described in steps S2065 and S277. For this reason, when depositing the value balance in the electronic money management server 200, an operation for adding the uncharged value can be omitted. As a result, user convenience can be improved.

  (10) As a timing for collecting the initial registration fee described in step S259, it is conceivable that the area reservation information is transmitted to the mobile phone 100 after the initial registration fee is settled. However, in this case, there is a problem that it takes time and trouble to make a settlement with the financial institution server 500 for a small initial registration fee. In order to save this trouble, it may be possible to settle the initial registration fee together with the initial charge fee. However, if it is repeated maliciously to leave the electronic money game usage service and register again with the electronic money game usage service without charging the value, the electronic money game usage service is provided. However, even though the providing organization pays the service providing area management organization for the storage area for the electronic money game use service, the initial registration fee for the reservation cannot be settled from the user. However, in the present embodiment, since it is configured as described above, it is possible to reduce the user's operation burden for the settlement of the compensation for securing the storage area for the electronic money game use service, It is possible to reduce the initial registration fee.

  Specifically, the electronic money management server 200 receives charge request information from the mobile phone 100 for the first time after the area reservation information is transmitted to the mobile phone 100 that is the source of the charge request information. Transmits the value issuance information to the mobile phone 100 that is the transmission source of the charge request information on condition that the settlement of the total amount of the charge fee and the initial registration fee is completed. That is, when the value is charged for the first time, the initial registration fee is settled together with the charge fee. On the other hand, the electronic money management server 200 sets the area reservation information on the condition that the count value of the uncharge deletion counter corresponding to the registration request from the mobile phone 100 has reached a predetermined number (three times in the present embodiment). Prohibit transmission. As a result, the area reservation information of the storage area for the electronic money game use service is not transmitted to the remote issue server 400 of the service use area management organization, so that the remote issue server 400 does not charge the initial registration fee. As a result, the user's operational burden for the settlement of the initial registration fee can be reduced, while the unpaid amount generated by repeatedly securing the storage area for the electronic money game use service without purchasing value. It is possible to reduce the initial registration fee, that is, the damage caused to the provider of the electronic money game use service.

  (11) As described in step S2703, the count value of the uncharge deletion counter is subtracted on condition that the initial registration fee has been settled. For this reason, if you have to re-register multiple times unavoidably, the initial registration fee is settled at the first charge after registration, but the count value of the uncharged deletion counter exceeds the specified number of times, It is possible to prevent the inconvenience that the storage area for the electronic money game use service cannot be secured.

  (12) As described above, the predetermined number of times of (11) may be one. In that case, even if the count value of the uncharged deletion counter is not managed, the information indicating whether or not the initial registration fee has been settled is managed, so that the electronic money game use service can be performed without purchasing value. Therefore, it is possible to reduce an unsettled initial registration fee caused by repeatedly securing a storage area for use.

  (13) Conventionally, there has been a mobile phone in which a charge request amount is input and transmitted to a server, and an electronic money management server transmits the requested amount of value to the mobile phone to charge (for example, Japanese Patent Laid-Open No. 2004-2004) No. 272560, paragraphs 0125 to 0129, FIG. 11 and FIG. 14). According to such a system, the value can be easily charged. In this case, the user's value consumption is not particularly limited. In addition, since convenience is improved, there may be a problem that the player is absorbed in the game. Furthermore, when the value can be charged without going to the deposit machine, the convenience is further improved, and the player is more likely to get into the game. However, in the present embodiment, since it is configured as described above, it is possible to prevent excessive intrusion into the game.

  Specifically, first, as described in step S253, the electronic money management server 200 manages a predetermined period (in the present embodiment, that day) that is managed for the mobile phone 100 that is the source of the charge request information. Whether or not to allow the purchase of value based on the accumulated amount on the day and the daily purchase limit (30000 yen in the present embodiment) determined in advance for the accumulated amount on the day Then, on the condition that it is determined to be acceptable, the value issue information is transmitted to the mobile phone 100 that is the transmission source of the charge request information, as described in step S277. For this reason, since it is determined whether or not value purchase is permitted based on the current day accumulated amount and the daily purchase limit amount, the charge amount within a predetermined period can be limited. As a result, it is possible to prevent the player who uses the mobile phone 100 as the transmission source of the charge request information from being excessively involved in the game.

  (14) Secondly, as described in step S251, the electronic money management server 200 determines in advance the value balance and the value balance that are the remaining value stored in the mobile phone 100 that is the transmission source of the charge request information. It is determined whether or not the purchase of the value is permitted based on the portable holding limit, and on the condition that it is determined that the purchase is permitted, the value issuance information is stored in the charge request information as described in step S277. It transmits to the mobile phone 100 of the transmission source. For this reason, it is further determined whether or not the purchase of the value is allowed based on the value balance stored in the mobile phone 100 and the mobile holding limit, so that the value balance stored in the mobile phone 100 can be determined. Can be limited. As a result, it is possible to prevent the mobile phone 100 from accumulating value within the range of the daily purchase limit on the day when the game hall 30 is not visited, so the mobile phone 100 that is the source of the charge request information is used. It is possible to further prevent excessive immersing in the player's game.

  (15) Conventionally, there has been a system in which a value is temporarily stored in a server when a model of a mobile phone is changed and is returned after the model is changed (for example, paragraphs 0074 to 0090 of JP-A-2004-272717, and FIG. 10 to FIG. 12). According to such a mobile phone, it is not necessary to use up or abandon the value when changing models. However, as in the technique disclosed in Japanese Patent Application Laid-Open No. 2004-272717, the value is stored in the server before the model change, after the model is changed and the value is purchased and issued, the returned value is stored. When received, the value balance stored in the mobile phone exceeds the mobile limit. As a result, the problem of promoting excessive consumption by the user may occur. However, since the present embodiment is configured as described above, it is possible to prevent the user from consuming excessively.

  Specifically, as described in step S2177, the electronic money management server 200 has the deposit balance and the mobile phone 100 that is the transmission source of the deposit number information registered corresponding to the deposit number included in the deposit number information. On the basis of the total amount of the value balance stored in the mobile phone 100 and the mobile holding limit, which is the upper limit of the value that can be stored in the mobile phone 100, and determines whether or not to allow the return of the deposit balance. Then, on the condition that it is determined, as described in steps S2179 and S2272, the balance information and value return information for returning the deposit balance are transmitted to the mobile phone that is the source of the deposit number information. For this reason, since it is determined whether to allow the return of the deposit balance based on the total amount of the deposit balance and the value balance stored in the mobile phone 100 and the portable retention limit, the deposit balance is returned. Sometimes, the value balance stored in the mobile phone 100 can be limited. As a result, after the purchase and issuance of the value is performed with the mobile phone 100 after the model change, the value exceeding the mobile holding limit is stored in the mobile phone 100 by receiving the return of the balance, so that the user can It is possible to prevent excessive consumption.

  (16) As described in (13), when the value charged in the mobile phone is used in a game, the charge to the mobile phone (in the mobile phone) is used in order to prevent excessive user consumption. It is desirable to set an upper limit on the amount that can be stored in a cell phone and the amount that can be charged to a mobile phone per day. However, if such an upper limit is set, when testing a device that uses value to conduct a transaction, the upper limit of the value that can be used with just one mobile phone will be exceeded immediately. There was a problem that it was necessary to use a mobile phone, which was inconvenient. In addition, it is conceivable that the test mobile phone can be charged with value without going through the server. However, if this is done, if it is pretending to be a mobile phone for testing, the value can be charged free of charge, which is a problem in terms of security. However, in the present embodiment, since it is configured as described above, security is ensured while preventing excessive consumption of the user and eliminating inconvenience when testing the electronic money system 10. be able to.

  Specifically, as described in Steps S246a to S253, for the test mobile phone, the test mobile phone holding limit and the test mobile phone holding limit higher than the normal daily mobile phone limit and 1 It is determined whether or not charging is permitted based on the daily purchase limit. For this reason, when using a test mobile phone as compared to using a normal mobile phone, it is possible to charge more than the normal amount, eliminating the inconvenience of testing the system can do.

  In addition, as described in steps S246a to S253, charging is allowed in the same manner by simply changing the mobile holding limit and the daily purchase limit between a normal mobile phone and a test mobile phone. It is determined whether or not. For this reason, for example, in order to eliminate the restriction on the test mobile phone based on the upper limit, the security hole is less than the system that allows charging without going through the electronic money management server 200. The risk of occurrence can be reduced.

  (17) Conventionally, when charging a value, there has been a case in which a numeric input field for inputting a charge amount is displayed on the mobile phone 100 to allow a user to input a desired purchase amount. However, since the user can freely input the amount of money, there is a problem that if the amount of input exceeds the upper limit, it is necessary to prompt the user to input again, and the user is troubled. For this reason, it is conceivable that options for the charge amount of the value within the upper limit amount are incorporated in the electronic money application in advance and selected from the options. In this case, in order to change the option of the charge amount in accordance with the change of the charge upper limit amount, it is necessary to introduce the electronic money application purposely. However, since the present embodiment is configured as described above, it is possible to allow the user to select an appropriate charge amount efficiently.

  Specifically, as described in step S256, balance information including the display amount list information read in step S247 is transmitted to the mobile phone 100. Therefore, in the electronic money management server 200, even when the mobile holding limit or the daily purchase limit is changed, the display amount list information is changed in the electronic money management server 200 without changing the electronic money application. By doing so, the option of the charge amount displayed on the mobile phone 100 can be changed.

  (18) As described with reference to FIG. 28 (b), among the plural types of amounts included in the displayed amount list information, the amount less than the purchaseable amount calculated in step S255 obtained by subtracting the daily purchase limit from the daily purchase limit amount. In this case, the user can be made aware that it is possible to specify an option for an amount less than or equal to the purchaseable amount calculated in step S255 obtained by subtracting the value balance from the portable holding limit. In other words, among the multiple types of amounts included in the displayed amount list information, it is possible to specify options for the amount within the range of the difference between the daily purchase limit and the accumulated amount on the day, and the difference between the mobile holding limit and the value balance. It can be made to recognize that it is. As a result, it is possible to prevent the user from performing a useless operation that causes the user to select an option that cannot be purchased.

  (19) As described in step S256, there are a plurality of types of desired purchase amount options depending on whether the mobile phone from which the charge request information is transmitted is a normal mobile phone or a test mobile phone. Display amount list information indicating the display amount list is transmitted to the mobile phone that is the transmission source of the charge request information, and a plurality of types of purchase desired amount options indicated by the transmitted display amount list information are displayed on the display unit of the mobile phone. . Therefore, it is possible to provide the user with a choice of an appropriate purchase amount even when the mobile holding limit or the daily purchase limit is changed, and whether the mobile phone from which the charge request information is transmitted is for normal use. Appropriate options for the desired purchase amount can be applied depending on whether it is for testing.

  (20) On the condition that the portable terminal information included in the balance transfer request information and the portable terminal information included in the deposit number information do not match in step S2174, as described in steps S2179 and S2272, Custody balance information and return execution information for returning the value is output. For this reason, when a model change is performed in which the mobile phone of the balance transfer request information is the same as the mobile phone of the deposit number information, a situation that cannot occur, that is, suspected fraud, etc. Under certain circumstances, it is possible to prevent the return of the value of the deposit balance.

  (21) As described in step S345 and step S346, when a test mobile phone is stolen, the use of the stolen test mobile phone is not permitted. It is possible to prevent the prepaid card 371 from being issued using the value stored in the stolen mobile phone. For this reason, when the test mobile phone is stolen, the use of the stolen test mobile phone can be prevented.

  (22) According to the ticketing process of FIG. 35 and the ball lending process of FIG. 38, a subtraction request signal including electronic money identification information that designates a value that is a specific type of electronic money as a deduction target in steps S356 and S656, respectively. Since the prepaid card 371 can be purchased or lent using only the value transmitted from the ticket vending machine 300 or the card unit 600 to the mobile phone 100 and specified by the electronic money identification information, different types of values are used. Thus, purchase of prepaid card 371 or ball lending can be prevented.

  (23) In step S812, the value amount used for the purchase or ball lending process of the prepaid card 371 and the mobile ID of the mobile phone 100 used for the purchase or ball lending are associated with each other and stored in the store server 800. . If it is determined in step S813 that the predetermined time has elapsed, the information stored in the store server 800 in step S814 is transmitted to the electronic money management server 200 as transaction information. On the other hand, in step S2707, the accumulated charge amount and the mobile ID are associated with each other and stored in the issuance information DB 222. In step S292, the transaction amount included in the transaction information is subtracted from the accumulated charge amount of the member ID corresponding to the mobile ID included in the transaction information. In step S281, whether there is a member ID whose accumulated charge amount is negative. It is determined whether or not there has been an illegal transaction. If there is a fraudulent transaction, the fraudulent terminal information is transmitted to the game hall 30 where the fraudulent transaction has occurred in step S286.

  In the game hall 30 that has received the unauthorized terminal information, the unauthorized terminal information is stored in steps S314 and S604, and when the prepaid card 371 is purchased with the value and used for the ball lending process, the mobile ID of the mobile phone 100 is It is determined whether or not the information matches the illegal terminal information. If the information matches, processing for not setting the balance to the value balance, that is, use stop processing is performed. As a result, it is possible to minimize damage when fraud exceeding the remaining amount is performed.

  (24) If there is an unauthorized transaction in step S281, the number of fraudulent transactions is incremented by 1 in step S282, and the frequency of the unauthorized transaction is measured. If the number of frauds is 1, illegal media information is transmitted to the game hall 30 where the fraudulent transaction has occurred in step S284, and ball rental with a prepaid card used for fraudulent transactions is prohibited. If the number of frauds is two times, the fraudulent terminal information is transmitted to the game hall 30 where the fraudulent transaction has occurred and other game arcades in the same trade area as the game hall 30 in step S286 and step S287, and used for fraudulent transactions. The purchase of the prepaid card 317 and the ball rental by the mobile phone 100 are prohibited.

  Furthermore, when the number of frauds is 3, in step S289 and step S290, the portable use prohibition information is transmitted to the game hall 30 where the fraudulent transaction has occurred and to game halls nationwide. Then, in the game hall that has received the portable use prohibition information, the portable use prohibition information is stored in steps S312 and S602, respectively, and in steps S322 and S622, the value is used for all mobile phones. The process of prohibiting the purchase of the prepaid card 371 and ball lending is performed. As described above, since the prohibited content is selected and executed according to the frequency of fraudulent transactions, it is possible to minimize damage caused when fraud is performed more effectively.

  (25) Some mobile phones having a non-contact type IC chip communicate with an electronic money terminal or server to add and subtract values (for example, paragraphs 0016 and 0017 of JP-A-2005-38209). Paragraphs, paragraphs 0049 to 0055, 0111 to 0114, 0136, and 0138). In the application unit of the mobile phone, a terminal ID for specifying an electronic money terminal to be settled, a business operator code, an operation parameter, and an operation file are stored in association with each other.

  When this mobile phone is used for payment at an electronic money terminal, a terminal ID and a payment amount value are subtracted from the electronic money terminal, a subtraction completion notification is transmitted, and an operator code is sent from this terminal ID. , An operation parameter and an operation file are specified, and a predetermined operation is executed using the operation file. In addition, if the log confirmation unit is provided in the mobile phone and the confirmation amount is set in advance in the application unit, the log confirmation unit periodically checks the remaining amount of value, and if the confirmation amount falls below the confirmation amount, the application unit The user is prompted to charge the electronic money by issuing an alarm with an image or sound as a predetermined operation using the operation file. However, according to the technique disclosed in Japanese Patent Application Laid-Open No. 2005-38209, the operation file that can be executed by the mobile phone is one file for each business operator code corresponding to the terminal ID, and thus the operation that is executed. Is limited to an operation that is executed each time a settlement process with an electronic money terminal is performed. In addition, since the mobile phone actively executes the operation file, the lack of value balance is confirmed as described above. For this reason, even if the value balance exceeds the amount of confirmation, there is a problem in that useless processing of confirming the value balance at a predetermined regular interval occurs. In addition, even if the balance of the value is less than the confirmation amount, if the determined regular interval is a long interval (for example, 1 hour), before the user is prompted to charge the value, The original purpose of the technique disclosed in Japanese Patent Laid-Open No. 2005-38209 is to execute a process in which the user recognizes a shortage of balance when the value is subtracted by the server and prompts the user to charge. Can not be achieved. For this reason, it is necessary to shorten the periodic interval for checking the balance of the value (for example, 1 minute or 30 seconds) in order to prompt charging of the value before the user recognizes that the balance is insufficient. is there. For this reason, a wasteful process of checking the value balance must be frequently executed, which is inefficient and affects the duration of the battery of the mobile phone. However, since the present embodiment is configured as described above, the user can be efficiently and accurately recognized that the remaining amount of value is small.

  Specifically, the value balance is transmitted to the ticket vending machine 300 or the card unit 600 by the function of the non-contact type IC chip 190 of the mobile phone 100. Further, as described in step S351, it is determined that the value balance stored in the mobile phone 100 by the ticket vending machine 300 is insufficient for the purchase amount of the prepaid card 371, and as described in step S352, before subtraction. Balance shortage information is transmitted to the mobile phone 100. Further, as described in step S651 and step S658, it is determined that the value balance stored in mobile phone 100 by card unit 600 is insufficient for the minimum amount that can be lent (in this embodiment, It is determined whether or not the value balance is 0 yen. If the value can be used outside the amusement hall 30, it is determined whether or not the value balance is less than 100 yen, which is the minimum amount that can be lent to a ball), and step S652 As described in step S659, the balance shortage information before subtraction or the balance shortage information after subtraction is transmitted to the mobile phone 100, respectively. Then, as described in step S185, the mobile phone 100 notifies that the value balance is insufficient. That is, when the value is used, the mobile phone 100 is passively notified that the value balance is insufficient. As a result, it is possible to make the user recognize efficiently and accurately that the value balance is small.

  (26) The value balance is transmitted to the ticket vending machine 300 by the function of the non-contact type IC chip 190 of the mobile phone 100, and prepaid from the value balance stored in the mobile phone 100 by the ticket vending machine 300 as described in step S358. It is determined that the amount obtained by subtracting the purchase amount of the card 371 is equal to or less than the predetermined amount, and as described in step S359, the post-subtraction balance information is transmitted to the mobile phone 100, and as described in step S184, the mobile phone 100 informs that the value balance is less than or equal to the predetermined amount. The same applies to the card unit 600. That is, when the value is used, the mobile phone 100 is passively notified that the value balance is equal to or less than the predetermined amount. As a result, it is possible to make the user recognize efficiently and accurately that the value balance is small.

  (27) When the balance shortage information before subtraction, the post-subtraction balance shortage information, or the post-subtraction balance shortage information is received in step S181 or step S182, the value purchase process is executed, and as described in step S133, Since charge request information is automatically transmitted after the execution of the value purchase process, the user does not have to actively execute the value purchase process. For this reason, it is possible to prevent the user from having to perform the process of executing value purchase processing. Further, since the value purchase process is immediately executed, the time required for the value purchase is shortened, and the operating rate of the gaming machine such as the pachinko gaming machine 700 and the slot machine in the game hall 30 can be improved.

  (28) As processing at the time of value purchase, the option of the desired purchase amount is displayed at step S139, and the selection of the desired purchase amount is accepted at step S141. It is not necessary to display the options. For this reason, it is possible to prevent the user from having to execute the process at the time of value purchase and display the option of the desired purchase amount. In addition, since the value purchase process is immediately executed and options for the desired purchase amount are displayed, the time required for the value purchase is shortened, and the operation rate of gaming machines such as pachinko gaming machines 700 and slot machines in the game hall 30 is reduced. Can be improved.

[Second Embodiment]
Next, the electronic money system 10 according to the second embodiment will be described. In the first embodiment described above, the financial institution designation information for specifying the financial institution used by the user to pay the price to the provider of the electronic money game use service is stored in step S224 in FIG. When the purchase information is registered in the user information DB 221 of the management server 200 and the value is purchased, the transfer screen information including the URL that allows the electronic money management server 200 to access the internet banking system of the financial institution in step S268 of FIG. An example of transmission (server-side financial institution registration pattern) has been described. In the second embodiment, financial institution designation information is registered in the storage unit of each mobile phone 100, and when the value is purchased, the financial institution registered in the storage unit of each mobile phone 100 is read and read. An example of accessing the Internet banking system of a financial institution (mobile phone side financial institution registration pattern) will be described.

  In the first embodiment described above, when purchasing a value, as described in step S244 in FIG. 12, it is determined whether or not there is an uncharged value on the electronic money management server 200 side. (Server-side uncharge determination pattern) has been described. In the second embodiment, an example of determining whether or not there is an uncharged value on the mobile phone 100 side when purchasing a value (mobile phone side uncharge determination pattern) will be described.

  Furthermore, in the first embodiment described above, when the value is purchased, the amount obtained by adding the minimum purchase amount to the value balance on the electronic money management server 200 side as described in steps S251 and S253 in FIG. An example in which it is determined whether or not the amount is less than or equal to the mobile retention limit, and whether or not the value obtained by adding the minimum purchase amount to the value accumulated on the day is equal to or less than the daily purchase limit (server-side limit determination pattern) ) Explained. In the second embodiment, when a value is purchased, whether or not the amount obtained by adding the minimum purchase amount to the value balance on the mobile phone 100 side is less than or equal to the portable retention limit, and the value accumulated on the day An example (a mobile phone side limit determination pattern) in which it is determined whether or not the sum of the minimum purchase amount and the daily purchase limit amount or less will be described.

  Furthermore, in the first embodiment described above, when a value is purchased and then charged to the mobile phone 100, the connection with the electronic money management server 200 is temporarily disconnected and connected to the financial institution server 500. The example (partition pattern) in which the payment of the value purchase amount is completed and then the connection is made again to the electronic money management server 200 and the value is charged to the mobile phone 100 has been described. In the second embodiment, an example (series pattern) in which the value can be charged to the mobile phone 100 after purchasing the value as a series of processes without dividing the connection state with the electronic money management server 200. explain.

  As described above, the electronic money system 10 according to the second embodiment is such that the financial institution is registered in the storage unit of each mobile phone 100, the presence or absence of uncharged value is determined on the mobile phone 100 side, The electronic device according to the first embodiment is that the mobile phone 100 determines whether or not it is below the retention limit and the daily purchase limit, and that value purchase and charge are possible as a series of processing. Different from the money system 10. For this reason, in 2nd Embodiment, a different point from 1st Embodiment is demonstrated and the overlapping description is not repeated.

  FIG. 43 is a diagram for explaining data used when the mobile phone 100 according to the second embodiment receives an electronic money game use service.

  FIG. 43 is a diagram for explaining information stored in an area for electronic money game use service in the storage unit 192 of the non-contact type IC chip 190 mounted on the normal mobile phone 100. The area for the electronic money game use service in the storage unit 192 of the contactless IC chip 190 includes a member ID issued by the electronic money management server 200, a value balance of the mobile phone 100, a value purchase record (including an uncharged value). ), Accumulated amount on the day, display amount list information, portable holding amount information, and daily purchase amount information. The value purchase record includes a value amount and written information indicating whether or not the value has been written.

  In FIG. 43, for example, “1101” as the member ID, “11000” indicating that the value balance is 11,000 yen, “1000” indicating that the value amount is 1000 yen, and the value as written information are written. “0” indicating that the value has not been completed, “5000” indicating that the value is 5000 yen, “1” indicating that the value has already been written as written information, and 6000 yen as the accumulated amount on the day “6000” to the effect is stored. As the display amount list information, information indicating five amounts of “1000 yen”, “5000 yen”, “10000 yen”, “20000 yen”, and “30000 yen” is stored. Further, information indicating the amount of “30000 yen” is stored as the portable holding limit information and the daily purchase limit information. In the case of a test mobile phone, information indicating five amounts of “10000 yen”, “50000 yen”, “100000 yen”, “300000 yen”, and “500000 yen” is stored as display amount list information. In addition, information indicating the amount of “500000 yen” is stored as the portable holding limit information and the daily purchase limit information.

  FIG. 44 is a flowchart showing a flow of processing of the initial registration application program 210 executed by the electronic money management server 200 according to the second embodiment. Referring to FIG. 44, the data processing unit 210 of the electronic money management server 200 registers the mobile terminal information in the user information DB 221 in step S218, and then, in step S225a, the promotion mail reception availability setting screen (FIG. 24B). )) Is transmitted to the mobile phone 100. Thereafter, the data processing unit 210 proceeds with the process to be executed to step S226, and when receiving the promotion mail reception availability information from the mobile phone 100, proceeds to step S227. In addition, since the process of step S201-S218 and step S226-S236 was demonstrated in FIG. 8, description is not repeated.

  FIG. 45 is a flowchart showing the flow of the initial registration web process executed by the mobile phone 100 according to the second embodiment. In FIG. 45, the same processing is performed except that the processing in steps S109 to S112 of the initial registration web processing in FIG. 9A is not performed, and therefore description thereof will not be repeated.

  FIG. 46 is a flowchart showing a process flow of the electronic money application 111 executed by the mobile phone 100 according to the second embodiment. Referring to FIG. 46, if data processing unit 110 of mobile phone 100 determines in step S126 that the area securing process has ended, it stores the financial institution used by the user to pay the price for electronic money in step S126a. The financial institution registration process for registering in the unit 120 is executed, and the process proceeds to step S192.

  If it is determined in step S191 that the activation is not based on the takeover information, a startup setting process that is executed when the electronic money application 111 is activated by a user operation in step S191a is executed, and the process proceeds to step S192.

  In step S196a, as will be described later with reference to FIG. 53 (b), “history” is a link for displaying a history of charge of value to the non-contact type IC chip 190 displayed on the initial screen at startup. It is determined whether or not “display” is selected. When the “history display” link is selected on the startup initial screen, the data processing unit 110 determines that the history display is selected in step S196a. When the “history display” link is selected in step S196a, a history display process is executed in step S196b. In the history display process, a history or the like is displayed based on various types of information (see FIG. 43) stored in the electronic money game use service area of the storage unit 192 of the non-contact type IC chip 190.

  Note that the processing executed in the electronic money application 111 in the second embodiment has been described with reference to FIG. 10 except for the processing in step S126a, step S191a, and steps S196a to S196b described above, and therefore description thereof will not be repeated.

  FIG. 47 is a flowchart showing the flow of the financial institution registration process among the processes of the electronic money application 111 executed by the mobile phone 100 in the second embodiment.

  When the financial institution registration process is started, the mobile banking registration top screen described with reference to FIG. 23B is displayed on the display unit 140 of the mobile phone 100 according to the processing procedure indicated by the electronic money application 111 in the second embodiment. . Then, when the “from here” financial institution inquiry link is selected, processing for selecting a financial institution to be used is started.

  In step S126b, data processing unit 110 determines whether or not an operation for selecting a financial institution has been performed. When an operation for selecting a financial institution is performed (YES in step S126b), data processing unit 110 displays a screen corresponding to the selection operation on display unit 140 of mobile phone 100 in step S126c.

  Here, in the second embodiment, a display screen displayed on display unit 140 of mobile phone 100 displayed when an operation of selecting a financial institution is performed will be described with reference to FIG. 23 and FIG. explain. The screen in FIG. 23C is a first financial institution selection screen displayed according to the processing procedure indicated by the electronic money application 111 in the second embodiment. In the screen of FIG. 23 (c), there is a text that prompts the user to select a mobile banking business type, a “city bank” that is a link for selecting a city bank, and a link for selecting a regional bank. A link to select a “regional bank”, a “second regional bank” to select a second regional bank, a “labor safe” to select a labor union, and a link to select a credit union A certain “credit union”, “credit union” which is a link for selecting a credit union, and “other” which is a link for selecting another financial institution are displayed. Here, a case will be described in which the “city bank” link is selected on the screen of FIG.

  The screen of FIG. 23D is a second financial institution selection displayed according to the processing procedure indicated by the electronic money application 111 in the second embodiment by selecting the “city bank” link on the screen of FIG. It is a screen. In the screen of FIG. 23 (d), a text prompting selection of mobile banking to be used, and links for selecting one of city banks, “Yamato Bank”, “Mitomo Bank”, “ “Diamond Bank” and “Liaison Bank” are displayed. Here, the case where the link “Yamato Bank” is selected on the screen of FIG.

  The screen of FIG. 24A is for confirming mobile banking displayed according to the processing procedure shown by the electronic money application 111 in the second embodiment by selecting the link “Yamato Bank” on the screen of FIG. This is the screen. In the screen of FIG. 24A, “confirmation” which is a link for confirming registration as mobile banking using Yamato Bank and a link for confirming registration and continuing the procedure. Then, a link for returning to the previous screen in order to correct the selected mobile banking, “Click here to correct” is displayed.

  Returning to FIG. 47, when the operation of selecting a financial institution has not been performed (NO in step S126b), and after the corresponding screen is displayed in step S126c, data processing unit 110 performs the process to be executed. It progresses to step S126d mentioned later.

  In step S126d, data processing unit 110 determines whether or not an operation for determining a financial institution has been performed. For example, when the screen described in FIG. 24A is displayed on the display unit 140 of the mobile phone 100, it is determined whether or not the “confirm” link has been selected. When the operation for determining the financial institution is performed (YES in step S126d), in step S126e, the data processing unit 110 specifies the financial institution designation information for identifying the determined financial institution (specifically, The name of the financial institution and information including a URL for performing mobile banking at the financial institution) are registered in the storage unit 120. Thereafter, the data processing unit 110 ends the financial institution registration process and returns the process to be executed to the caller of this process. On the other hand, when the operation for determining the financial institution has not been performed (NO in step S126d), data processing unit 110 advances the process to be executed to step S126b. As described above, in the second embodiment, a financial institution is registered in the storage unit 120 of the mobile phone 100 when initial registration is performed. Note that the information regarding the financial institution used for the financial institution registration process may be included in the electronic money application 111, or may be downloaded every time the financial institution registration process is executed. . Information related to financial institutions includes available financial institution information (information for displaying the screens of FIGS. 23 (b), (c), (d) and FIG. 24 (a)) and the Internet of the financial institution. A URL that allows access to the banking system is included.

  FIG. 48 is a flowchart showing a start-up setting process flow among the processes of the electronic money application 111 executed by the mobile phone 100 according to the second embodiment. Referring to FIG. 48, in step S191b, the data processing unit 110 obtains information about the uncharged value from the area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190, and has been purchased. It is determined whether or not there is an uncharged value that is not charged in the mobile phone 100. Whether there is an uncharged value is determined based on whether “0” is stored as written information in the storage unit 192 as described with reference to FIG. In this embodiment, when it is determined that “0” is stored as written information, it is determined that there is an uncharged value. Note that the determination of whether there is an uncharged value is not limited to this. For example, information related to an uncharged value that has been charged and written to the mobile phone 100 may be deleted. Whether or not there is an uncharged value may be determined based on whether or not the uncharged value is stored in the storage unit 192.

  If it is determined that there is an uncharged value (YES in step S191b), in step S191c, the data processing unit 110 determines whether or not to perform a value issuance promotion display for promoting charging of the uncharged value to the user. One is added to the value of the promotion counter used for the determination. As described above, in the present embodiment, in step S191b, the number of activations of the electronic money application 111 when there is an uncharged value is counted. In step S191d, the data processing unit 110 determines whether or not the value of the promotion counter is 2 or more. If the value is 2 or more, the data processing unit 110 estimates that the user has forgotten that there is an uncharged value. In step S134, setting is made so that a value issuance promotion display is performed on the startup initial screen. Further, after the process of step S191e, or when it is determined that the value of the promotion counter is not 2 or more, the data processing unit 110 cannot select the value purchase link on the startup initial screen in step S191f. Set to be in the correct state.

  The reference value determined in step S191d is not limited to 2 and may be any value. Further, when it is determined in step S191b that there is an uncharged value, the value issue promotion display may be set in step S191e without updating and determining the value of the promotion counter.

  On the other hand, if it is determined that there is no uncharged value (NO in step S191b), the data processing unit 110 performs setting so that the value purchase link can be selected on the initial startup screen in step S191g.

  Then, in step S192 of FIG. 46, the data processing unit 110 causes the display unit 140 to display a startup initial screen of the electronic money application 111 in the state set in steps S191e to S191g. At this time, the data processing unit 110 acquires the value balance from the area for the electronic money game use service in the storage unit 192 of the non-contact type IC chip 190 and displays it on the display unit 140 as a part of the initial screen at startup. . Thereafter, the data processing unit 110 advances the process to be executed to step S193.

  FIG. 53 is a start-up initial screen image displayed on the display unit 140 of the mobile phone 100 in the electronic money system 10 according to the second embodiment. Each of FIGS. 53 (a), (c), and (d) is the same as FIGS. 26 (a), (c), and (d), and therefore description thereof will not be repeated.

  The screen shown in FIG. 53B is displayed in step S192 when the value issuance promotion display is set in step S191e and the value purchase link is set in an unselectable state in step S191f. This is the initial screen at startup. As described above, in the initial startup screen in the second embodiment, “history display”, which is a link for displaying a history of charge of value to the non-contact type IC chip 190, is displayed. In the lower part of the screen in FIG. 53 (b), a text for prompting charging of an uncharged value is displayed as a value issuance promotion display. Further, in the center of the screen of FIG. 53B, the “value purchase” link is displayed as a dotted line, in a state where the value purchase link is not selectable, unlike the display mode in the selectable state. In addition, as long as it is different from the display mode in the selectable state, the display mode in the non-selectable state is not limited to the dotted line display, and any display mode may be used. For example, as a display mode in a non-selectable state, the display color of the “value purchase” link may be different from the display color in the selectable state. Further, in a state where selection is not possible, control may be performed so that the “value purchase” link is not displayed on the startup initial screen. The other parts of the screen of FIG. 53 (b) and the initial screen at start-up when the value purchase link is set to be selectable in step S191g are as shown in FIG. 26 (b). Since it is almost the same as the screen, the description will not be repeated.

  FIG. 49 is a flowchart showing a flow of value purchase processing among the processing of the electronic money application 111 executed by the mobile phone 100 according to the second embodiment. Referring to FIG. 49, data processing unit 110 determines whether or not mobile phone 100 has an uncharged value in step S171.

  If it is determined that there is an uncharged value (YES in step S171), the data processing unit 110 displays a charge induction screen on the display unit 140 of the mobile phone 100 and charges the unissued value in step S172. Then, the process proceeds to step S152 described later with reference to FIG.

  Proceeding to FIG. 53, FIG. 53 (d) is a charge inducing screen displayed in step S172. Since there is an uncharged value on the screen in FIG. 53 (d), a text prompting charging is displayed. After this screen is displayed, the processing after step S152 described later with reference to FIG. 52 is executed, and the uncharged value is charged to the mobile phone 100. As described above, the process proceeds to step S152 on condition that the value purchase link is operated (charge request operation is accepted) when there is an uncharged value and transmission of charge request information is prohibited. Value issue request information (electronic money information transmission request) is transmitted to the electronic money management server 200.

  On the other hand, if it is determined that there is no uncharged value (NO in step S171), in step S173, the data processing unit 110 displays the amount indicated by the displayed amount list information in the value balance charged in the mobile phone 100. It is determined whether or not the sum of the minimum purchase amount (1000 yen for a normal mobile phone and 10000 yen for a test mobile phone in this embodiment) is equal to or less than the portable retention limit.

  The display amount list information is information indicating a list of value amounts that can be selected by the user on the mobile phone 100. In the present embodiment, the display amount list information is “1000 yen” when the type is a normal mobile phone. Information indicating five amounts of “5000 yen”, “10000 yen”, “20000 yen”, and “30000 yen”, and “10000 yen”, “50000 yen”, and “100000 yen” when the type is a test mobile phone. This is information indicating the five amounts of “300000 yen” and “500000 yen”. As described with reference to FIG. 43, the display amount list information in the second embodiment is stored in the area for electronic money game use service in the storage unit 192 of the non-contact type IC chip 190.

  The amount of value that can be selected is based on the electronic money game usage service based on the information on the mobile holding limit and the daily purchase limit information according to the type specified to prevent the user from getting into the game. Predetermined by the provider. In the second embodiment, portable holding limit information and daily purchase limit information corresponding to the type are stored in the area for electronic money game use service in the storage unit 192 of the non-contact type IC chip 190. ing.

  These display amount list information, portable retention limit information, and daily purchase limit information are the display amount list information, portable retention limit information, and 1 set on the electronic money management server 200 side. Synchronized with the daily purchase limit information.

  For example, on the electronic money management server 200 side, the display amount list information of a normal mobile phone is changed and set to “500 yen”, “1000 yen”, “2000 yen”, “3000 yen”, “5000 yen”, and “10000 yen”. In this case, the display amount list information stored in the area for electronic money game use service in the storage unit 192 of the non-contact type IC chip 190 mounted on the normal mobile phone is “500 yen” “1000 yen”. It is automatically updated to “2000 yen”, “3000 yen”, “5000 yen”, and “10000 yen”. On the electronic money management server 200 side, when the portable holding limit information of the normal mobile phone is changed and set to “50000 yen”, the non-contact type IC chip 190 mounted on the normal mobile phone. Information stored in the electronic money game use service area of the storage unit 192 is automatically updated to “50000 yen”. On the electronic money management server 200 side, when the daily purchase limit information of the normal mobile phone is changed and set to “80000 yen”, the non-contact type IC chip 190 mounted on the normal mobile phone. The daily purchase limit information stored in the storage area 192 for the electronic money game use service is automatically updated to “80000 yen”. When the display amount list information, portable retention limit information, and daily purchase limit information of the test mobile phone are changed and set on the electronic money management server 200 side, the non-contact type mounted on the test mobile phone The correspondence information stored in the electronic money game use service area of the storage unit 192 of the IC chip 190 is automatically updated.

  For example, when the mobile phone 100 becomes communicable with the electronic money management server 200, the automatic update is performed by the electronic money management server 200 in the display amount list information of the mobile phone, the mobile holding amount information, and 1 Processing to determine whether or not the daily purchase limit information is the latest version, and processing to send the latest information about the non-latest information to the mobile phone when it is determined that it is not the latest version May be executed. On the mobile phone side, when the latest information is received, a process of storing in the area for electronic money game use service in the storage unit 192 of the non-contact type IC chip 190 may be executed.

  If the value obtained by adding the minimum purchase amount to the value balance is not equal to or less than the portable retention limit (NO in step S173), in step S174, the data processing unit 110 displays the portable retention limit purchase impossibility screen (FIG. 27 ( a) Reference) is displayed on the display unit 140.

  On the other hand, when the sum obtained by adding the minimum purchase amount to the value balance is equal to or less than the portable holding limit amount (in the case of YES in step S173), in step S175, the data processing unit 110 stores the date stored in the storage unit 192. It is determined whether or not the sum obtained by adding the minimum purchase amount to the day-to-day accumulated value of the value purchased in the step is equal to or less than the daily purchase limit amount. The amount accumulated on the day is stored in the area for electronic money game use service in the storage unit 192 of the non-contact type IC chip 190.

  If the amount obtained by adding the minimum purchase amount to the accumulated amount on the day is not less than or equal to the daily purchase limit (NO in step S175), in step S176, the data processing unit 110 displays the daily purchase limit purchase impossibility screen (FIG. 27). (B) is displayed on the display unit 140.

  On the other hand, when the amount obtained by adding the minimum purchase amount to the current day accumulated amount is equal to or less than the daily purchase limit amount (in the case of YES in step S175), in step S177, the data processing unit 110 purchases from the value balance and the present day accumulated amount. Calculate (specify) the possible amount (chargeable amount).

  Specifically, the data processing unit 110 can purchase the lower amount of the amount obtained by subtracting the value balance from the portable holding limit and the amount obtained by subtracting the daily accumulated amount from the daily purchase limit. Calculate as

  In this embodiment, it is determined whether or not value can be purchased based on the value balance and the portable retention limit, the current day accumulated amount and the daily purchase limit, and the purchaseable amount is calculated. I tried to do it. However, the present invention is not limited to this, and it can be purchased by determining whether or not value can be purchased based on one of the value balance and the mobile holding limit, or the current day accumulated amount and the daily purchase limit. The amount of money may be calculated.

  If YES is determined in steps S173 and S175, in step S133, the data processing unit 110 transmits charge request information including the member ID, portable terminal information, and value balance to the electronic money management server 200.

  FIG. 50 is a flowchart showing a flow of processing of the value purchase application program 212 executed by the electronic money management server 200 according to the second embodiment.

  Referring to FIG. 50, if it is determined that the charge request information has been received (YES in step S241), data processing unit 210 uses the member ID and portable terminal information included in the charge request information in step S242. It is registered in the person information DB 221, and it is determined whether or not the mobile phone 100 can be used for the electronic money game use service. If it is determined that it is not usable (NO in step S242), in step S243, the data processing unit 210 transmits an unusable screen to the mobile phone 100, and returns the process to be executed to step S241.

  On the other hand, if it is determined that it can be used (YES in step S242), in step S256a, the data processing unit 210 corresponds to the mobile phone 100 that has transmitted the charge request information received in step S241. The registered address information is retrieved from the user information DB 221 and read out and transmitted to the mobile phone 100. The registered address information refers to information for specifying an e-mail address registered corresponding to the mobile phone 100.

  Returning to FIG. 49, in step S134a, the data processing unit 110 determines whether or not the registered address information is received from the electronic money management server 200. If it is determined that the registered address information has been received (YES in step S134a), an address confirmation screen is displayed on the display unit 140 as described above in step S135. Thereafter, the data processing unit 110 advances the process to be executed to step S136.

  If it is determined in step S136 that the address has been confirmed, the financial institution designation information registered in the storage unit 120 is read in step S136a, and the financial institution confirmation screen (see FIG. 28A) is displayed on the display unit 140 in step S136b. Let

  In step S138, the data processing unit 110 determines whether or not the mobile banking financial institution to be used has been confirmed by the user by selecting the “confirm” link on the screen of FIG. If it is determined that the financial institution has been confirmed (YES in step S138), in step S139, the data processing unit 110 calculates, in step S177, among the amounts specified from the displayed amount list information as a purchase amount selection screen. An amount within the purchased amount is displayed on the display unit 140 in a selectable manner.

  If the financial institution has not been confirmed (NO in step S138), it is determined whether or not a financial institution change has been selected (S140a). If it is determined that the financial institution change has been selected (YES in step S140a), the data processing unit 110 performs the financial institution registration processing described above with reference to FIG. 47 in order to change and register the financial institution in step S140c. Execute. The process for registering the financial institution is changed as long as the server of the changed financial institution is updated to be used for settlement. For example, the financial institution designation information before the change is deleted. Then, it may be a process of registering the financial institution designation information of the newly changed financial institution. Further, it may be a process of newly registering the financial institution designation information after the change as a financial institution used for settlement without deleting the financial institution designation information before the change. In this case, the financial institution designated before the change may be used to change the financial institution used for settlement again to the pre-change financial institution. If it is determined in step S140a that the financial institution change is not selected, the process returns to step S138. When the financial institution registration process is executed in step S140c, the process returns to step S136a, the changed financial institution designation information is read, and the changed financial institution confirmation screen is displayed on the display unit 140 in step S136b.

  When one of the radio buttons that make a pair with the desired charge amount is selected on the purchase amount selection screen of FIG. 28B described above and the “Send” link is selected, the data of the mobile phone 100 is selected in step S141. The processing unit 110 determines whether or not the desired purchase amount has been selected by selecting the desired purchase amount radio button.

  If it is determined that the desired purchase amount has been selected (YES in step S141), in step S142, the data processing unit 110 manages, in step S142, the first account transfer request information including information indicating the desired purchase amount and the member ID. Transmit to server 200. As described above, the mobile phone 100 is provided on the condition that the value purchase link is operated on the screen shown in FIG. 26B, that is, the charge request operation for requesting the charge of the electronic money information is received from the user. Further, after that, on the condition that the purchase amount is selected on the screen shown in FIG. 28B, that is, the designation of the charge amount is accepted from the user, the electronic value of the selected purchase amount (specified charge amount). First account transfer request information is transmitted as charge request information for requesting a charge of money. As a result, the electronic money management server 200 performs the same processing as steps S257 to S264 described in FIG.

  In step S143, the data processing unit 110 determines whether the total amount confirmation information is received from the electronic money management server 200. If it is determined that the total amount confirmation information has been received (YES in step S143), in step S144, the data processing unit 110 displays the total amount confirmation screen based on the total amount confirmation information (see FIG. 28C). Is displayed on the display unit 140.

  In step S145, the data processing unit 110 determines whether or not the total amount has been confirmed by the user by selecting the “confirm” link on the screen of FIG. When it is determined that the total amount has been confirmed (YES in step S145), in step S146, the data processing unit 110 transmits second account transfer request information including information indicating the member ID to the electronic money management server 200. .

  50, when the electronic money management server 200 receives the second account transfer request information from the portable terminal 100 in step S265 and determines that there is no abnormality by the time stamp check in step S266, the data processing unit 210 In step S268a, payment start information for starting payment for the electronic money is transmitted to the mobile phone 100 at the financial institution registered in the mobile terminal 100.

  Returning to FIG. 49, if the data processing unit 210 of the mobile phone 100 determines in step S181 that the payment start information has been received, the financial institution server specified from the financial institution designation information read in step S136a in step S182. The mobile banking transition confirmation screen for effecting mobile banking is displayed on the display unit 140. After that, in step S183, the data processing unit 210 accesses information relating to payment for value purchase to the financial institution's Internet banking system identified from the read financial institution designation information, and starts mobile banking. As a result, the mobile banking process described in the first embodiment is executed. In the second embodiment, when mobile banking is started, the data processing unit 110 performs a process of updating the value purchase record in step S184, and then proceeds to step S185. In the process of updating the value purchase record in step S184, a process of setting so that there is an uncharged value is performed. In step S184, the purchase amount is further added to the current day accumulated amount, and the day accumulated amount is updated. On the other hand, if the data processing unit 210 of the mobile phone 100 determines in step S181 that payment start information has not been received, step S181 is repeatedly executed.

  In step S185, the data processing unit 110 determines whether or not payment completion information transmitted from the electronic money management server 200 has been received as described later with reference to FIG. In the mobile phone 100, since the value purchase process is repeatedly executed even when mobile banking is being performed, it can be determined in step S185 whether payment completion information has been received.

  When payment completion information is received (YES in step S185), the data processing unit 110 displays an initial startup screen in step S186, and the user selects and charges a value charge on the initial startup screen. Is possible. As a result, as a series of processes, it is possible to issue the purchased value after completing the settlement after starting mobile banking. On the other hand, if payment completion information has not been received (NO in step S185), data processing unit 110 repeatedly executes step S185.

  FIG. 51 is a flowchart showing a flow of post value settlement processing that is a subroutine of the value purchase application program 212 executed by the electronic money management server 200 according to the second embodiment. In the post value settlement processing in the second embodiment, if it is determined that a purchase number is registered (YES in step S2700), in step S2701a, the data processing unit 210 indicates that payment has been completed. Is sent to the mobile phone 100 of the member ID corresponding to the consumption breaking news. As described above, the payment completion information in the second embodiment is transmitted from the electronic money management server 200 to the mobile phone 100 having the member ID corresponding to the breaking news. 51 is the same as the process in FIG. 13 except that the process in step S2701a described above is performed and the process in step S2709 in FIG. 13 is not performed. Does not repeat.

  FIG. 52 is a flowchart showing the flow of value issue processing in the processing of the electronic money application 111 executed by the mobile phone 100 according to the second embodiment. The process of step S152 in FIG. 52 is executed on the condition that it is determined that value charge is selected in step S194 of FIG. 46, or on the condition that it is determined that there is an uncharged value in step S171 of FIG. The

  Further, when it is determined in step S153 that no value issuance information has been received, the data processing unit 110 of the mobile phone 100 determines whether or not an uncharged value no-screen has been received in step S153a. The uncharged value no screen is transmitted to the mobile phone 100 when it is determined that there is no uncharged value when there is a value issuance request from the mobile phone 100 as described in step S275 of FIG. .

  In addition, when the data processing unit 110 of the mobile phone 100 has not received an uncharged value no screen, the data processing unit 110 further determines whether or not an unusable screen has been received in step S153d. As described in step S273 of FIG. 15, the unusable screen is transmitted to the mobile phone 100 when it is determined that the value issuance request is issued from the mobile phone 100 and the member ID is not usable. When an unusable screen has not been received, processing for determining whether or not value issue information has been received is performed in step S153.

  On the other hand, when the uncharged value no screen is received, the uncharged value no screen described in FIG. 30C is displayed on the display unit 140 of the mobile phone 100 in step S153b, and the uncharged value no screen is displayed in step S153c. The process of determining whether or not the “OK” link has been operated. The process of step S153c is repeatedly executed until it is operated. If it is operated (YES in step S153c), the process proceeds to step S157a described later. When the process proceeds from step S153c to step S157a, in step S157a, the process of setting the value purchase record to be updated so that there is no uncharged value and the value not set from the accumulated amount on the day are not set. A process of deducting and updating the amount of charge value is performed. In step S157b, the data processing unit 110 resets the value of the promotion counter. In step S158, the data processing unit 110 displays a value issuance completion screen indicating that no value has been issued because there is no uncharged value. 140 is displayed.

  As described above, in step S184 in FIG. 49, a process for setting the presence of an uncharged value is performed at the timing before the settlement is completed. For this reason, even when payment is not actually completed and information regarding purchase such as uncharged value is not registered in the electronic money management server 200, the mobile phone 100 is set to a state where there is uncharged value. The Therefore, unless payment is completed, a charge request cannot be made, resulting in inconvenience for the player. However, in this embodiment, the setting that there is an uncharged value can be canceled by operating the “OK” link in step S153c. Can also be resolved by the player's operation.

  When the unusable screen is received, the unusable screen (see FIG. 26C, etc.) is displayed on the display unit 140 of the mobile phone 100 in step S153e, and the process proceeds to step S159a.

  52, since the processing of steps S152 to S158 (excluding steps S153a to S153e, S157a, and S157b), S159a, and S159b has been described with reference to FIG. 14, the description thereof will not be repeated.

Next, main effects obtained by the second embodiment will be described.
(1) In the second embodiment described above, among the processes in steps S121 to S126a of FIG. 46 performed at the first activation of the electronic money application, in step S126a, the user selects a financial institution and registers it in the storage unit 120. To do. On the other hand, the electronic money management server 200 receives the charge request information from the mobile phone 100, and transmits the registered address information to the mobile phone 100 in step S256a according to the value purchase AP in FIG. The mobile phone 100 that has received the registered address information reads the financial institution designation information registered in the storage unit 120 in step S136a in accordance with the value purchase process of FIG. Access to can be started in step S183 and payment can be made. Thereby, it is not necessary to designate a financial institution to be used for settlement each time a charge is requested, so that it is possible to reduce the trouble of charging value.

  (2) In the second embodiment described above, if it is determined that the change of financial institution is selected in step S140a according to the value purchase process of FIG. 49, the financial institution registration process of FIG. 47 is performed and changed. A process of registering financial institution designation information for specifying the financial institution as a financial institution that uses the financial institution for settlement in the storage unit 120 is performed. Thereby, since the financial institution utilized for payment can be changed, a user's convenience can be improved.

  (3) The mobile phone 100 according to the second embodiment described above determines YES because the value purchase record that has not been updated to the state in which “1” is stored as the written information in step S171 is registered. In such a case, after the charge induction screen is displayed in step S172, the processing from step S152 onward is executed according to the value issuance processing in FIG. That is, when the “value purchase” link is selected when there is an uncharged value, value issue request information is transmitted to the electronic money management server 200. For this reason, the operation for charging the uncharged value can be omitted, the operation burden on the player can be reduced, and the convenience can be improved.

  (4) When it is determined in step S191b that there is an uncharged value, as described with reference to FIG. 53 (b), the “value purchase” link is distinguishable from the display mode in the selectable state. A dotted line is displayed. Therefore, it can be recognized from the display mode of the “value purchase” link that there is an uncharged value, and it is possible to prevent a player from performing a useless selection operation. Similarly, if the value purchase link is not displayed when it is determined that there is an uncharged value, the user can prevent the user from selecting and operating the “value purchase” link. can do.

  (5) If it is determined in step S191b that there is an uncharged value, the value of the promotion counter is incremented by 1 in step S191c. When it is determined in step S191d that the value of the promotion counter is 2 or more, the value issue promotion display state is set in step S191e. For this reason, in step S192, as described with reference to FIG. 53B, a text that prompts the user to charge the uncharged value is displayed as the value issuance promotion display. As a result, it is possible to prevent the inconvenience that the user forgets that there is an uncharged value and that the uncharged value is actually left without being charged in the mobile phone 100.

  In the second embodiment described above, the same technical effect as that of the first embodiment described above is obtained with the configuration based on the technical idea common to the first embodiment described above. be able to.

Next, a modification of the above-described embodiment will be described.
(1) In the embodiment described above, as a pattern for registering a financial institution used for settlement, a server-side financial institution registration pattern is used in the first embodiment, and a mobile phone-side financial institution in the second embodiment. Each registration pattern has been illustrated and described. In addition, as a pattern for determining whether or not there is an uncharged value, the server-side uncharge determination pattern in the first embodiment and the mobile phone-side uncharge determination pattern in the second embodiment are illustrated respectively. Explained. Further, in the first embodiment, the server side limit is used as a pattern for determining whether or not the total value of the value balance or the accumulated amount on the day and the minimum purchase amount is equal to or less than the portable retention limit or the daily purchase limit. The amount determination pattern has been described by exemplifying the mobile phone side limit amount determination pattern in the second embodiment. Furthermore, as a pattern for performing from a value charge request to a value issuance, the division pattern in the first embodiment and the series pattern in the second embodiment are illustrated and described. However, the embodiment is not limited to the combination described in the first or second embodiment, but a pattern for registering a financial institution used for settlement, a pattern for determining whether there is an uncharged value, a value As a pattern for determining whether the total of the balance or the accumulated amount on the day and the minimum purchase amount is less than or equal to the mobile retention limit or the daily purchase limit, and a pattern for performing from the value charge request to the value issuance The pattern may be appropriately selected from the above-described patterns and combined.

  For example, a mobile phone side financial institution registration pattern as a pattern for registering a financial institution used for settlement, a server side uncharge determination pattern as a pattern for determining whether or not there is an uncharged value, a value balance or an accumulated amount on the day The server side limit determination pattern is divided as a pattern from the value charge request to the value issuance as a pattern for determining whether the total amount with the minimum purchase amount is less than or equal to the mobile retention limit or the daily purchase limit. The embodiment which employ | adopted the pattern may be sufficient.

  (2) In the above-described embodiment, the electronic money management server 200 determines that the payment for the value purchase is completed, on the condition that the consumption breaking news is received from the payment server 280 in step S269, and the step The value issuing information is transmitted to the mobile phone 100 in S277. In other words, as an example of the settlement process, the process for performing the settlement of the value for the purchase of the value from the financial institution has been described as an example.

  However, the processing for settlement is not limited to this. For example, the settlement process may be a process for obtaining a credit approval result in the determination of whether or not credit is possible for settlement of value for purchase of value to a credit card provider. Specifically, the value can be purchased with credit card credit, and the value issuance information may be transmitted to the mobile phone 100 even if the actual settlement has not been completed. In the value purchase process, the electronic money management server 200 or the mobile phone 100 stores the credit card provider, the card number, etc., and the electronic money management server 200 reads the credit card provider, the card number, etc. Obtained from the mobile phone 100, inquires of the provider whether the credit is acceptable, and if there is a reply of credit, performs the processing after value consideration settlement shown in FIG. 13 or FIG. Registration processing may be performed.

  (3) In the above-described embodiment, transaction information is transmitted from the ticket vending machine 300 to the electronic money management server 200 via the store server 800 every predetermined time. For this reason, the value balance of the mobile phone 100 managed by the electronic money management server 200 is not always accurate. Therefore, when value is deposited from the mobile phone 100 to the electronic money management server 200, the value balance is transmitted from the mobile phone 100 to the electronic money management server 200 in step S1602. The electronic money management server 200 stores the value balance transmitted from the mobile phone 100 in step S2163 as a deposit balance.

  However, the present invention is not limited to this. When value is deposited from the mobile phone 100 to the electronic money management server 200 so that transaction information is transmitted from the ticket vending machine 300 to the electronic money management server 200 in real time, the electronic money management is performed. The value balance of the mobile phone 100 managed by the server 200 may be stored as a deposit balance. In this case, the balance return request information transmitted in step S1702 may not include the value balance. Similarly, in step S251, the portable holding limit is determined based on the value balance included in the charge request information transmitted in step S133, but the transaction information is transmitted to the electronic money management server 200 in real time. In this case, in step S133, it may be transmitted to the charge request information not including the value balance.

  (4) In the above-described embodiment, the balance return request information not including the deposit number is transmitted in step S1702, and the deposit number is transmitted in step S1706. However, the present invention is not limited to this, and the balance request information including the deposit number may be transmitted in step S1706 without transmitting the balance return request information in step S1702.

  (5) In the above-described embodiment, if there is an uncharged value when the value is deposited from the mobile phone 100 to the electronic money management server 200 (YES in step S2064), the uncharged value is temporarily stored. After the mobile phone 100 is charged, the value balance of the mobile phone 100 is stored as a deposit balance.

  However, the present invention is not limited to this, and when the value is deposited from the mobile phone 100 to the electronic money management server 200, the electronic money management server 200 adds the value balance received from the mobile phone 100 and the amount of uncharged value. Then, the added amount may be stored as a deposit balance.

  (6) In the above-described embodiment, if it is determined in step S2177 that the sum of the value balance and the deposit balance is greater than the portable retention limit, a portable retention limit return impossible screen is displayed in step S2178. Sent to not return the deposit balance. However, the present invention is not limited to this, and it is possible to return the amount of the balance to be added to the value balance that does not exceed the carry-on retention limit amount and set the remaining amount as the uncharged value.

  (7) In the present embodiment, the area reservation information is transmitted to the mobile phone 100 in step S236 of the initial registration AP 211 shown in FIG. Since the storage area of the mobile phone 100 is constructed (reserved), the uncharge deletion counter is incremented by 1 in step S235 prior to the transmission of the area reservation information, so that the storage unit 192 of the mobile phone 100 uses the electronic money game usage service In step S216, it is determined whether or not the value of the uncharge deletion counter has reached 3, and if so, transmission of the area construction information is prohibited. However, the present invention is not limited to this. For example, when the number of times to be determined in step S216 is one, Instead of counting the number of times in the page deletion counter, a flag indicating that the area has been constructed is set in relation to the transmission of the area construction information in step S236, and step S2703 of the post-value value settlement processing shown in FIG. In step S216, it is determined whether or not the settlement of the area construction consideration has been completed. In step S216, it is determined whether or not the flag is set. Transmission of the area construction information may be prohibited on the assumption that the settlement has not been completed.

  In this embodiment, the uncharge deletion counter is managed for all mobile phones 100, but a database for registering only the mobile terminal information of mobile phones 100 for which the settlement processing for area construction consideration has not been completed is provided. It may be provided separately and the uncharge deletion counter may be managed in the database.

  (8) In the above-described embodiment, the electronic money management server 200 and the settlement server 280 have been described as examples of service providing servers. However, it is not limited to a server, but may be a grid computing system that is a computer that is virtually constructed by connecting a plurality of computers via a network.

  (9) In the first embodiment described above, the data processing unit of the electronic money management server 200 displays a mobile banking transition confirmation screen for confirming with the user whether or not to take over to mobile banking in step S268 of FIG. The transfer screen information to be displayed is transmitted to the mobile phone 100, and the data processing unit 110 of the mobile phone 100 receives the transfer screen information from the electronic money management server 200 in step S117 of FIG. 9B. Accordingly, in steps S118 and S118a, a transition is made to mobile banking, mobile banking processing is performed, and settlement is performed. That is, the connection between the mobile phone 100 and the electronic money management server 200 is temporarily disconnected, the mobile phone 100 accesses the financial institution server 500 for settlement, and then the electronic money management server 200 is accessed again to access the electronic money. The information was written.

  However, the present invention is not limited to this. Instead of transmitting the takeover screen information in step S268 by the electronic money management server 200, payment is made by the financial institution server 500 from the mobile phone 100 via the electronic money management server 200. You may be able to do it. By doing so, exchange of payment is performed while the connection between the mobile phone 100 and the electronic money management server 200 that is divided when the mobile phone 100 and the financial institution server 500 exchange payments. Then, the process up to the subsequent writing of the electronic money information to the mobile phone 100 can be performed as a series of processes.

  (10) In the second embodiment described above, in step S191b, the number of activations of the electronic money application 111 when there is an uncharged value is counted, and when the count value is equal to or greater than a predetermined number, An example of performing value issue promotion display on the screen has been described. That is, an example in which it is determined that the predetermined time has been reached by starting the electronic money application 111 a predetermined number of times after the value purchase record is updated in step S184 or S157a, and whether or not value issue promotion display is performed is determined. Explained. However, the present invention is not limited to this, and the time from when the value purchase record is updated in step S184 or S157a may be timed, and the value issuance promotion display may be performed when the timed time has reached a predetermined time. For example, the time when the value purchase record is updated in step S184 or S157a is stored, and the electronic money application 111 is automatically activated when the predetermined time has elapsed from the time to display the value issuance promotion display. May be.

  (11) In the above-described second embodiment, the accumulated amount of electronic money corresponding to the first account transfer request information (charge request information) is added and managed as the accumulated amount on the day. 52, the value purchase record is updated in step S157a in the value issuance process of FIG. 52, and the amount of electronic money written (added) by the writing process of step S156 is added to the accumulated amount on the day and managed. You may do it.

  (12) In the above-described embodiment, the electronic money system 10 includes the device installed in the game hall 30, the mobile phone 100, the electronic money management server 200, the payment server 280, the remote issuing server 400, and the financial institution server. 500.

  However, the present invention is not limited to this, and the electronic money management server 200 includes all or part of the functions of the settlement server 280, the remote issuing server 400, and the financial institution server 500. You may make it comprise the apparatus installed in the game hall 30, the mobile telephone 100, and the electronic money management server 200. FIG.

  (13) In the above-described embodiment, the electronic money system 10 has been described. However, the present invention is not limited to this, and can be understood as an invention of the devices of the mobile phone 100, the electronic money management server 200, the settlement server 280, the ticket vending machine 300, the card unit 600, and the store server 800.

  Further, it can be understood as an invention of a program of the electronic money application 111, initial registration AP 211, value purchase AP 212, value issue AP 213, balance management AP 214, value deposit AP 215, and value return AP 215.

  Furthermore, the processes performed by the devices of the mobile phone 100, the electronic money management server 200, the settlement server 280, the ticket vending machine 300, the card unit 600, and the store server 800 can be regarded as the invention of the processing method.

  (14) In the above-described embodiment, an example in which a financial institution server 500 is provided for each financial institution as a server of a financial institution used by a user to pay a price to a provider of an electronic money game use service. explained. However, the present invention is not limited to this, and the financial institution server used by the user may be a common financial institution server provided for a group of a plurality of financial institutions. In this case, when using financial institutions belonging to the same group, even if different financial institutions are used, communication is made with a common financial institution server provided for the group and payment is made. Further, the server used for paying the compensation is not limited to the server of the financial institution, but may be a server of an agency that communicates with the financial institution server registered by the user and performs payment of the compensation. That is, these cases are also included in the financial institution server.

  (15) In the first embodiment described above, the data processing of the electronic money management server 200 in response to the financial institution designation information being transmitted in step S112 of FIG. 9 by the data processing unit 110 of the mobile phone 100. The financial institution designation information is registered in the user information DB 221 by the unit 210 in step S224 of FIG. In the second embodiment described above, the financial institution designation information is stored in the storage unit 120 mounted on the mobile phone 100 in step S126e in the financial institution registration process of FIG. 47 performed at the first activation of the electronic money application. I was registered.

  However, the financial institution designation information is not limited to being registered at the time of new member registration, and may be registered at another timing. For example, the value may be registered at the time of the initial purchase, or a menu for registering a financial institution is provided in the main menu of the electronic money application, and registration of financial institution designation information from the mobile phone 100 of the player is performed. It may be registered when there is a request.

  The same applies to the timing when the financial institution change process is performed. In the embodiment described above, the example in which the financial institution change process is performed in the value purchase process, that is, the financial institution can be changed at the time of value purchase has been described. It may be changed at another timing, or a menu for changing the financial institution is provided in the main menu of the electronic money application, and a request for changing the financial institution designation information from the mobile phone 100 of the player is made. It may be changed when it occurs.

  (16) In the embodiment described above, information indicating the remaining amount is recorded on the prepaid card 371. However, the present invention is not limited to this. Only the card ID is recorded in the prepaid card 371, and information indicating the remaining amount is managed in correspondence with the card ID in a server such as the store server 800, and the prepaid card 371 is issued. Or when the remaining amount is subtracted from the prepaid card 371, the store server 800 may be exchanged.

  (17) In the above-described embodiment, the mobile phone 100 has been described as an example of the information terminal. However, the present invention is not limited to this, and any information terminal operated by the user may be used. For example, the information terminal may be a PDA (Personal Digital Assistance), a personal computer, a television receiver, a car navigation system, or the like. In addition, as an example of the transaction, the value purchase record is updated in step S2704 by the post-value-payment settlement processing (that is, purchase of value). However, the present invention is not limited to this. The payment may be made for a part or all of the amount charged for the delivery. In other words, when an action for buying and selling is established, it may be anything as long as a part or all of the billing amount generated in the buying and selling action is paid. In this case, for example, the transaction request information output from the information terminal corresponds to information indicating that delivery of goods or stocks is desired. When the information terminal outputs the information to the server, the information terminal receives the communication destination designation information. Further, the information terminal transmits settlement request information for requesting settlement of an amount necessary for receiving delivery of goods, stocks, etc., to a financial institution server designated by the communication destination designation information. Then, the server performs, as a transaction process, a process of recording that the amount charged for the delivery of goods, stocks, etc. has been paid on the condition that the settlement of the settlement is completed at the financial institution server that has received the settlement request information. After such transaction processing is performed, an attendant or the like confirms the recorded contents of the server and ships goods.

  (18) Backing up the value balance stored in the storage unit 192 of the non-contact type IC chip 190 when the non-contact type IC chip 190 of the mobile phone 100 is charged and when the value subtraction is completed. May be stored in the storage unit 120.

  Further, backup may be performed when the mobile phone 100 receives an input of a backup operation from the user.

  Alternatively, the backup may be performed every time a predetermined period (for example, 3 hours, 1 day, etc.) has elapsed since the previous backup was performed by the mobile phone 100.

  (19) In the above-described embodiment, the integrated value of the value purchased on the day is integrated as the integrated value on the day. However, the present invention is not limited to this, and the accumulated amount of value purchased during a predetermined period (for example, a period from 6 am to 6 am on the next day) may be accumulated. That is, the predetermined period may be changed as appropriate according to the situation.

  (20) In the above-described embodiment, processing for fraud is performed by the remaining amount management AP 214 in FIG. 41 according to the frequency of the number of frauds for each member ID. However, the present invention is not limited to this, and processing for fraud may be performed according to the frequency of the total number of frauds in all mobile phones.

  (21) As described in step S281, the occurrence of an illegal transaction is determined based on whether or not the transaction amount exceeds the accumulated charge amount. If there is an unauthorized transaction exceeding the accumulated charge amount, the operation is described in step S284. As described above, an electronic money system that prohibits the use of a prepaid card 371 purchased by an unauthorized mobile phone 100 of the mobile ID of the member ID that performed the illegal transaction may be used.

  In addition, as described in step S281, the occurrence of fraudulent transactions is determined based on whether or not the transaction amount exceeds the accumulated charge amount. If there is an unauthorized transaction that exceeds the accumulated charge amount, it is described in step S286. As described above, an electronic money system that prohibits the use of the unauthorized mobile phone 100 value of the mobile ID of the member ID that performed the illegal transaction may be used.

  In addition, as described in step S281, the occurrence of fraudulent transactions is determined based on whether or not the transaction amount exceeds the accumulated charge amount. If there is an unauthorized transaction that exceeds the accumulated charge amount, it is described in step S289. Thus, an electronic money system that prohibits the use of value on all mobile phones in a hall (amusement hall) where an illegal transaction has occurred may be used.

  (22) In the embodiment described above, based on the portable use prohibition information and the illegal terminal storage information transmitted from the balance management AP 214 of the electronic money management server 200 via the store server 800, the data processing unit 310 of the ticket vending machine 300. Stores the portable use prohibition information and the illegal terminal information in the storage unit 320. In the ticket vending machine 300, the portable ID of the mobile phone 100 used to purchase the prepaid card 371 is not the unauthorized terminal information stored in the storage unit 310, or the portable use prohibition information is stored in the storage unit 310. It is judged whether or not it is stored, and when it is memorized, the transaction is disabled. That is, in the above-described embodiment, an example in which it is determined whether or not the ticket vending machine 300 is an illegal transaction, and control is performed to disable the transaction when it is determined to be an illegal transaction has been described.

  However, the present invention is not limited to this, and the store server 800 determines whether or not the transaction is fraudulent. When the fraudulent transaction is determined, the store server 800 transmits a transaction impossibility signal indicating that the transaction is impossible to the ticket vending machine 300, When the ticket vending machine 300 receives a transaction impossible signal, control may be performed to disable the transaction. For example, the data processing unit of the store server 800 stores portable use prohibition information and unauthorized terminal storage information from the balance management AP 214 of the electronic money management server 200 in the storage unit of the store server 800. On the other hand, every time a transaction is performed, the data processing unit 310 of the ticket vending machine 300 transmits the portable ID of the mobile phone 100 used for the transaction to the store server 800. The data processing unit of the store server 800 determines whether the transmitted mobile ID is not the illegal terminal information stored in the storage unit or whether the mobile use prohibition information is stored in the storage unit, and is stored. A transaction impossible signal indicating that the transaction is disabled when the customer is present is transmitted to the ticket vending machine 300. The data processing unit 310 of the ticket vending machine 300 controls to disable the transaction based on the transaction disable signal.

  Further, based on the unauthorized medium information transmitted from the balance management AP 214 of the electronic money management server 200 to the store server 800, the data processing unit of the store server 800 stores a storage unit corresponding to the mobile ID included in the unauthorized medium information. Is transmitted to the card unit 600 as an unauthorized card ID and stored in the storage unit 620 of the card unit 600. Then, in the card unit 600, it is determined whether or not the card ID of the prepaid card used for ball rental is an illegal card ID stored in the storage unit 620, and if the card ID is an illegal card ID, the ball rental is disabled. That is, in the above-described embodiment, the card unit 600 determines whether or not the transaction is an illegal transaction, and the example of performing the control to disable the ball lending when it is determined that the transaction is an illegal transaction has been described.

  However, the present invention is not limited to this, and the store server 800 determines whether or not the transaction is an illegal transaction, and when it is determined that the transaction is an illegal transaction, a non-ball rental signal indicating that the ball cannot be borrowed is transmitted to the card unit 600. Then, when the card unit 600 receives a ball lending impossible signal, control to disable ball lending may be performed. For example, the data processing unit of the store server 800 is a storage unit corresponding to the mobile ID included in the unauthorized medium information based on the unauthorized medium information transmitted from the balance management AP 214 of the electronic money management server 200 to the store server 800. Is stored in the storage unit of the store server 800 as an illegal card ID. On the other hand, the data processing unit 610 of the card unit 600 transmits the card ID of the prepaid card used for ball lending to the store server 800 every time ball lending is performed. The data processing unit of the store server 800 determines whether or not the transmitted card ID is an unauthorized card ID stored in the storage unit, and indicates that the ball cannot be loaned when stored. A signal is transmitted to the card unit 600. The data processing unit 610 of the card unit 600 performs control to disable ball lending based on the ball lend-unavailable signal.

  (23) The settlement processing for the settlement of the payment related to the charge of electronic money is not limited to the transfer processing using mobile banking provided by the financial institution server 500 or the credit processing provided by the credit card institution server, Processing for performing settlement using electronic money or the like different from the value provided by the electronic money management server 200 in the present embodiment may be used. In the present embodiment, the settlement processing is performed by communication between the mobile phone 100 and the financial institution server 500. However, the present invention is not limited to the use of the mobile phone 100, and the user provides electronic money. Payment may be made by making a cash transfer to the institution's account, and the electronic money management server 200 may be notified of a withdrawal quick report from the financial institution server where the transfer has been made.

  (24) In the processing related to value purchase in the first embodiment, before accepting the purchase desired amount from the user, the sum of the value balance and the minimum purchase amount is obtained in step S251 of the value purchase AP 212 shown in FIG. It is determined whether or not the amount is less than the carrying limit, and in step S253, it is determined whether or not the sum of the same day accumulated amount and the minimum purchase amount is less than or equal to the daily purchase limit. By calculating the purchaseable amount and transmitting it to the mobile phone 100 together with the display amount list information, the mobile phone 100 is displayed in a manner in which only the options below the purchaseable amount in the display amount list can be specified. . This is preferable because it does not cause the user to perform useless selection operations that exceed the limit amount, but is not limited to this, and the user is allowed to select the desired purchase amount first, and the desired purchase amount is determined. It is transmitted to the electronic money management server 200, and it is determined whether or not the total amount of the value balance and the desired purchase amount is less than or equal to the mobile holding limit, and the total amount of the current day and the desired purchase amount is the daily purchase limit You may make it determine whether it is below an amount.

  Also, in the value purchase processing in the second embodiment, as shown in FIG. 49, before accepting selection of the purchase desired amount from the user, the minimum amount is used in step S173 and step S175. It is determined whether or not it is the following, but not limited to this, the user is allowed to select the desired purchase amount first, and whether or not the total amount of the value balance and the desired purchase amount is equal to or less than the carrying amount limit In addition, it may be determined whether or not the total amount of the current day sum and the desired purchase amount is equal to or less than the daily purchase limit amount.

  (25) In the present embodiment, the accumulated amount on the day is added and updated in the post-value-payment settlement processing shown in FIG. 13, that is, the portable holding limit or the daily purchase limit in steps S251 and S253 shown in FIG. The amount of electronic money determined to be less than the amount and allowed to be charged is managed by adding to the accumulated amount on the day. However, the present invention is not limited to this. In other words, the value amount for which the value issuance information is transmitted to the mobile phone 100 may be added to the accumulated amount on the day for management.

  (26) In the present embodiment, two types of identification information, that is, a deposit number issued on the electronic money management server 200 side and a password for accepting input from the player, are stored as the deposit balance identifying information for identifying the deposit balance. However, the present invention is not limited to this, and only one of them may be used. Moreover, it is not limited to a deposit number or a password, and any format may be used as long as it is identification information that can identify the deposit balance.

  (27) In the present embodiment, as transaction means for performing transaction processing using the value stored in the mobile phone 100, a ticket issuing machine 300 for performing processing for issuing a prepaid card 371 and a card unit for performing ball lending processing. However, the transaction processing means is not limited to a device installed in such a game arcade, and for example, transaction processing for paying out articles, tickets, etc. using a value stored in the mobile phone 100. In the case where a value is used as a consideration for a product purchased by a user through Internet shopping or the like, a shopping site management server that performs processing for collecting the value as the consideration may be used. Configure transaction processing means.

  (28) In this embodiment, in the initial registration process, the value purchase process, the value issue process, the value deposit process, and the value return process, various information is divided into a plurality of times and the mobile phone 100 and the electronic money management server 200. However, the number of times each piece of information is divided and transmitted is not limited to the embodiment, and can be changed as appropriate.

  For example, in the value purchase process, charge request information, first account transfer request information, and second account transfer request information are transmitted from the mobile phone 100 to the electronic money management server 200. When accepting, it is only necessary to send charge request information including the desired purchase amount without sending the first account transfer request information, and when not accepting the confirmation of the total amount, the second account transfer request is sent. You may make it return reply screen information with respect to 1st account transfer request information, without transmitting information. On the other hand, balance information including a display amount list and the like is returned as charge acceptance information from the electronic money management server 200 to the mobile phone 100, and total amount confirmation information and transfer screen information are transmitted. Charge acceptance information may be transmitted separately from a list or the like, or takeover screen information may be transmitted without transmitting total amount confirmation information.

  (29) In the present embodiment, membership registration is performed for mobile terminal information (mobile ID) and electronic money game use service that are previously assigned to mobile phone 100 as identification information for individually identifying mobile phone 100. However, the present invention is not limited to this, and only one of the IDs may be used, or the ID to be used may be properly used depending on the type.

  (30) The embodiment disclosed this time should be considered as illustrative in all points and not restrictive. The scope of the present invention is defined by the terms of the claims, rather than the description above, and is intended to include any modifications within the scope and meaning equivalent to the terms of the claims.

It is a block diagram which shows an example of a structure of the electronic money system which concerns on this invention. It is a block diagram which shows an example of a structure of the mobile telephone which concerns on this invention. It is a block diagram which shows an example of a structure of the electronic money management server which concerns on this invention. It is a figure for demonstrating the user information database used when the electronic money management server in this Embodiment provides an electronic money game use service. It is a figure for demonstrating the issue information database used when the electronic money management server in this Embodiment provides an electronic money game use service. It is a block diagram which shows an example of a structure of the ticket vending machine which concerns on this invention. It is a block diagram which shows an example of a structure of the card unit in this Embodiment. It is a flowchart which shows the flow of a process of the application program at the time of the initial registration performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the web process performed by the web browser function of the mobile telephone in this Embodiment. It is a flowchart which shows the flow of a process of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of the process at the time of value purchase which is a subroutine of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of a process of the application program at the time of value purchase performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the process after value consideration payment which is a subroutine of the application program at the time of value purchase performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the process at the time of value issuing which is a subroutine of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of a process of the application program at the time of value issuing performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the value deposit process which is a subroutine of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of a process of the value custody application program performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the value return process which is a subroutine of the electronic money application performed with the mobile telephone in this Embodiment. It is a flowchart which shows the flow of a process of the value return application program performed by the electronic money management server in this Embodiment. FIG. 6 is a first display screen diagram displayed on the display unit of the mobile phone when the mobile phone is initially registered in the electronic money system in the present embodiment. It is a 2nd display screen figure displayed on the display part of a mobile telephone when carrying out initial registration of the mobile telephone to the electronic money system in this Embodiment. It is a 3rd display screen figure displayed on the display part of a mobile telephone when carrying out initial registration of the mobile telephone to the electronic money system in this Embodiment. It is a 4th display screen figure displayed on the display part of a mobile telephone when carrying out initial registration of the mobile telephone to the electronic money system in this Embodiment. It is a 5th display screen figure displayed on the display part of a mobile telephone when carrying out initial registration to the electronic money system in this Embodiment. It is a 6th display screen figure displayed on the display part of a mobile telephone when carrying out initial registration of the mobile telephone to the electronic money system in this Embodiment. It is a 1st display screen figure displayed on the display part of a mobile telephone when purchasing value with a mobile telephone in the electronic money system in this Embodiment. It is a 2nd display screen figure displayed on the display part of a mobile telephone when purchasing value with a mobile telephone in the electronic money system in this Embodiment. It is a 3rd display screen figure displayed on the display part of a mobile telephone when purchasing value with a mobile telephone in the electronic money system in this Embodiment. It is a 4th display screen figure displayed on the display part of a mobile telephone when purchasing value with a mobile telephone in the electronic money system in this Embodiment. FIG. 10 is a first display screen diagram displayed on the display unit of the mobile phone when the mobile phone is charged with value in the electronic money system in the present embodiment. It is a 1st display screen figure displayed on the display part of a mobile telephone when depositing value from a mobile telephone to an electronic money management server in the electronic money system in this Embodiment. It is a 2nd display screen figure displayed on the display part of a mobile telephone when depositing value from a mobile telephone to an electronic money management server in the electronic money system in this Embodiment. It is a 1st display screen figure displayed on the display part of a mobile telephone when receiving the return of the value deposited with the electronic money management server in the electronic money system in this Embodiment. It is a 2nd display screen figure displayed on the display part of a mobile telephone when receiving the return of the value deposited with the electronic money management server in the electronic money system in this Embodiment. It is a flowchart which shows the flow of the ticketing process performed with the ticket vending machine in this Embodiment. It is a flowchart which shows the flow of the unauthorized registration process performed with the ticket vending machine in this Embodiment. It is a 1st display screen figure displayed on the display part of a mobile telephone when the electronic money application of a mobile telephone is started from a ticket machine in the electronic money system in this Embodiment. It is a flowchart which shows the flow of the ball lending process performed with the card unit in this Embodiment. It is a flowchart which shows the flow of the prepaid ball lending process performed with the card unit in this Embodiment. It is a flowchart which shows the flow of the unit unauthorized registration process performed with the card unit in this Embodiment. It is a flowchart which shows the flow of a process of the balance management application program performed by the electronic money management server in this Embodiment. It is a flowchart which shows the flow of the shop server process performed with the shop server in this Embodiment. It is a figure for demonstrating the data used when the mobile telephone in 2nd Embodiment receives an electronic money game use service. It is a flowchart which shows the flow of a process of the application program at the time of the initial registration performed by the electronic money management server in 2nd Embodiment. It is a flowchart which shows the flow of the web process at the time of the initial registration performed with the mobile telephone in 2nd Embodiment. It is a flowchart which shows the flow of a process of the electronic money application performed with the mobile telephone in 2nd Embodiment. It is a flowchart which shows the flow of the financial institution registration process which is a subroutine of the electronic money application performed with the mobile telephone in 2nd Embodiment. It is a flowchart which shows the flow of the starting time setting process which is a subroutine of the electronic money application performed with the mobile telephone in 2nd Embodiment. It is a flowchart which shows the flow of the process at the time of value purchase which is a subroutine of the electronic money application performed with the mobile telephone in 2nd Embodiment. It is a flowchart which shows the flow of a process of the application program at the time of value purchase performed by the electronic money management server in 2nd Embodiment. It is a flowchart which shows the flow of the process after value consideration payment which is a subroutine of the application program at the time of value purchase performed by the electronic money management server in 2nd Embodiment. It is a flowchart which shows the flow of the process at the time of value issuing which is a subroutine of the electronic money application performed with the mobile telephone in 2nd Embodiment. It is a display screen figure displayed on the display part of a mobile telephone when charging a value to a mobile telephone in the electronic money system in 2nd Embodiment.

Explanation of symbols

  10 electronic money system, 30 game hall, 100 mobile phone, 110 data processing unit, 111 electronic money application, 120 storage unit, 130 data input unit, 140 display unit, 150 voice input / output unit, 160 wireless communication unit, 161 antenna, 190 contactless IC chip, 191 control unit, 192 storage unit, 193 contactless communication unit, 194 antenna, 200 electronic money management server, 210 data processing unit, 211 initial registration AP, 212 value purchase AP, 213 value issue Time AP, 214 Balance management AP, 215 Value deposit AP, 216 Value return AP, 220 Storage unit, 221 User information DB, 222 Issuance information DB, 230 Data input unit, 240 Display unit, 260 Communication unit, 280 Payment server, 300 ticket machines, 310 Data processing unit, 320 storage unit, 330 operation unit, 340 display unit, 360 communication unit, 370 card reader / writer, 371 prepaid card, 380 money processing machine, 390 chip reader / writer, 391 control unit, 392 storage unit, 393 Contact communication unit, 394 antenna, 400 remote issue server, 500 financial institution server, 600 card unit, 610 data processing unit, 620 storage unit, 631 ball rental button, 632 return button, 640 display unit, 660 communication unit, 670 card reader Writer, 680 money handling machine, 690 chip reader / writer, 691 control unit, 692 storage unit, 693 non-contact communication unit, 694 antenna, 700 pachinko gaming machine, 800 store server.

Claims (13)

A mobile terminal equipped with a storage medium that can be used by a plurality of service providing organizations, and processing for constructing and deleting service providing areas according to services provided by the service providing organizations on the storage medium. In addition, service provision registered in a service provision area management organization that operates a service provision area management server that performs billing management for each service provision organization in order to charge for the construction of the service provision area A service providing server provided in an electronic money service providing organization that provides an electronic money service as a provided service, and transaction processing means for executing transaction processing using electronic money information stored in the storage medium Including an electronic money system,
The portable terminal is
Registration request information output means for outputting registration request information for requesting registration for enabling the reception of the electronic money service to the service providing server;
The service providing server includes:
On the condition that the registration request information transmitted from the registration request information output means has been received, a specific program indicating a processing procedure for enjoying the electronic money service is provided to the portable terminal that is the registration request information transmission source. Specific program output means for outputting for transmission;
An electronic money service providing area, which is a service providing area for storing the electronic money information, is provided on the portable terminal on condition that the registration request information transmitted from the registration request information output means is received. Area construction information output means for outputting area construction information for construction in a storage medium to transmit to the mobile terminal,
The mobile terminal further includes:
Specific program storage means for storing the specific program transmitted from the specific program output means;
On the condition that the area construction information transmitted from the area construction information output means has been received, the electronic money indicated by the area construction information according to the processing procedure indicated by the specific program stored in the specific program storage means Construction request output means for outputting a service provision area construction request to the service provision area management server;
Stored in the specific program storage means on the condition that the electronic money service providing area has been constructed in the storage medium by the service providing area management server in response to the construction request output by the construction request output means. Charge request information output means for outputting charge request information for requesting charging of the electronic money information to the service providing server according to the processing procedure indicated by the specific program;
Charge amount accepting means for displaying a plurality of types of charge amount options according to the processing procedure indicated by the specific program stored in the specific program storage means, and receiving designation of the charge amount desired by the user from among the options. ,
A charge amount output to transmit charge amount information indicating a charge amount designated by the charge amount accepting unit to the service providing server in accordance with a processing procedure indicated by the specific program stored in the specific program storage unit Information output means,
The service providing server further includes:
Accumulated amount management means for managing the accumulated amount of electronic money information charged in each mobile terminal within a predetermined period;
Allow charging of electronic money information based on a cumulative amount managed by the cumulative amount management means and a predetermined upper limit amount for the requesting portable terminal that is the portable terminal that is the transmission source of the charge request information Charge permission determination means for determining whether or not,
The electronic money information of the charge amount indicated by the charge amount information transmitted from the charge amount information output unit is transmitted to the request source mobile terminal on condition that the charge permission determination unit determines that the charge is permitted. Electronic money information output means for output for
The mobile terminal further includes:
The electronic money information stored in the electronic money service providing area is stored as the electronic money information transmitted from the electronic money information output means according to the processing procedure indicated by the specific program stored in the specific program storage means. Electronic money information processing execution means for executing processing for addition to
Electronic money information subtracting means for subtracting the amount of electronic money information used when the transaction processing is executed by the transaction processing means from the electronic money information stored in the electronic money service providing area,
The service providing server further includes:
It is determined whether or not the charge request information is transmitted from the charge request information output means for the first time after the area construction information is output to the requesting portable terminal by the area construction information output means. First time charge request determination means,
The electronic money information output means includes
When it is determined by the initial charge request determination means that it is not the first time, settlement for settlement of charge consideration related to charging of electronic money information of the charge amount indicated by the charge amount information transmitted from the charge amount information output means The electronic money information is output on the condition that the processing for ending is completed,
When it is determined by the initial charge request determination means that it is the first time, an area relating to the construction of the electronic money service providing area corresponding to the charge consideration and the area construction information output by the area construction information output means The electronic money information is output on condition that the processing for settlement for settlement of the total amount with the construction consideration is completed,
The service providing server further includes:
The number-of-construction management means for managing the number of times of construction of the electronic money service providing area corresponding to the area construction information output by the area construction information output means for at least the mobile terminal for which the area construction consideration settlement processing has not been completed. When,
When the registration request information transmitted from the registration request information output means is received, the number of constructions of the portable terminal that is the registration request information transmission source managed by the construction number management means reaches a predetermined number. Area construction information output prohibiting means for prohibiting the output of the area construction information to the portable terminal by the area construction information output means,
Selection to output selection amount information indicating options of the plurality of types of charge amounts to be transmitted to the request source mobile terminal on condition that the charge request information transmitted from the charge request information output unit is received Forehead information output means,
The charge amount reception means displays a plurality of types of charge amount options indicated by the selection amount information transmitted from the selection amount information output means ,
The service providing server further includes:
On the condition that the charge request information transmitted from the charge request information output means has been received, charge acceptance information indicating that the charge request information is accepted is sent to the request source portable terminal that is the source of the charge request information. Charge reception information output means for outputting for transmission,
The mobile terminal further includes:
Settling process request information for settlement for requesting a settlement process for settlement of a value related to charge of the electronic money information on condition that the charge acceptance information transmitted from the charge acceptance information output means is received Payment processing request information output means for outputting to a processing organization server;
An electronic money information transmission request for requesting transmission of electronic money information for which payment processing has been completed is transmitted to the service providing server in accordance with a processing procedure indicated by the specific program stored in the specific program storage means. Electronic money information transmission request output means for
The service providing server further includes:
Identification information for identifying whether or not the electronic money information corresponding to the electronic money information and the electronic money information has already been transmitted to the portable terminal that has finished the settlement processing is sent to the other portable terminal. Electronic money purchase recording means for storing in association with identification information for enabling identification with the terminal;
The specifying information for specifying that the electronic money information has not been transmitted to the request source mobile terminal on the condition that the processing for payment in the server of the payment processing institution is completed is set in the request source mobile terminal. Specific information registration means stored in the electronic money purchase recording means in association with identification information,
The electronic money information output means, on the condition that the electronic money information transmission request transmitted from the electronic money information transmission request output means is received, the identification information of the mobile terminal that is the electronic money information transmission request source The electronic money information corresponding to the specifying information that is stored in the electronic money purchase recording means and associated with the identification information that specifies that the electronic money information has not been transmitted is stored in the portable terminal of the electronic money information transmission request source Output to send to
The service providing server further includes:
Corresponding to the electronic money information stored in the electronic money purchase recording means, provided that the electronic money information is transmitted to the portable terminal that is the electronic money information transmission request source by the electronic money information output means. A transmitted state update means for updating the storage state of the identifying information to a transmitted state that has been transmitted;
On the condition that the charge request information is transmitted from the charge request information output means, the specifying information whose storage state has not been updated to the transmitted state by the transmitted state update means is stored in the request source portable terminal. Registration determination means for determining whether or not the electronic money purchase recording means is stored in association with the identification information;
The charge determination information output means is determined by the registration determination means that the identifying information whose storage state has not been updated to the transmitted state by the transmitted state update means is stored in the electronic money purchase recording means. The electronic money system is characterized in that the charge acceptance information is not output on the condition that The service providing server further includes:
When the selected amount information is output by the selected amount information output means, output to transmit to the portable terminal chargeable amount information indicating a chargeable amount that is an amount obtained by subtracting the accumulated amount from the upper limit amount Chargeable amount information output means
The charge amount accepting means designates a charge amount equal to or less than the chargeable amount indicated by the chargeable amount information transmitted from the chargeable amount information output means among a plurality of types of charge amounts indicated by the selected amount information. The electronic money system according to claim 1, wherein the electronic money system is displayed in a manner indicating that it is possible. A mobile terminal equipped with a storage medium that can be used by a plurality of service providing organizations, and processing for constructing and deleting service providing areas according to services provided by the service providing organizations on the storage medium. In addition, service provision registered in a service provision area management organization that operates a service provision area management server that performs billing management for each service provision organization in order to charge for the construction of the service provision area A service providing server provided in an electronic money service providing organization that provides an electronic money service as a provided service, and transaction processing means for executing transaction processing using electronic money information stored in the storage medium Including an electronic money system,
The portable terminal is
Registration request information output means for outputting registration request information for requesting registration for enabling the reception of the electronic money service to the service providing server;
The service providing server includes:
On the condition that the registration request information transmitted from the registration request information output means has been received, a specific program indicating a processing procedure for enjoying the electronic money service is provided to the portable terminal that is the registration request information transmission source. Specific program output means for outputting for transmission;
An electronic money service providing area, which is a service providing area for storing the electronic money information, is provided on the portable terminal on condition that the registration request information transmitted from the registration request information output means is received. Area construction information output means for outputting area construction information for construction in a storage medium to transmit to the mobile terminal,
The mobile terminal further includes:
Specific program storage means for storing the specific program transmitted from the specific program output means;
On the condition that the area construction information transmitted from the area construction information output means has been received, the electronic money indicated by the area construction information according to the processing procedure indicated by the specific program stored in the specific program storage means Construction request output means for outputting a service provision area construction request to the service provision area management server;
Stored in the specific program storage means on the condition that the electronic money service providing area has been constructed in the storage medium by the service providing area management server in response to the construction request output by the construction request output means. Charge request information output means for outputting charge request information for requesting charging of the electronic money information to the service providing server according to the processing procedure indicated by the specific program;
Charge amount accepting means for displaying a plurality of types of charge amount options according to the processing procedure indicated by the specific program stored in the specific program storage means, and receiving designation of the charge amount desired by the user from among the options. ,
A charge amount output to transmit charge amount information indicating a charge amount designated by the charge amount accepting unit to the service providing server in accordance with a processing procedure indicated by the specific program stored in the specific program storage unit Information output means,
The service providing server further includes:
A balance of electronic money information stored in the electronic money service providing area of the requesting mobile terminal that is the mobile terminal of the charge request information transmission source, and electronic money information storable in the electronic money service providing area Charge permission determination means for determining whether to permit charging of electronic money information based on the upper limit amount;
The electronic money information of the charge amount indicated by the charge amount information transmitted from the charge amount information output unit is transmitted to the request source mobile terminal on condition that the charge permission determination unit determines that the charge is permitted. Electronic money information output means for output for
The mobile terminal further includes:
The electronic money information stored in the electronic money service providing area is stored as the electronic money information transmitted from the electronic money information output means according to the processing procedure indicated by the specific program stored in the specific program storage means. Electronic money information processing execution means for executing processing for addition to
Electronic money information subtracting means for subtracting the amount of electronic money information used when the transaction processing is executed by the transaction processing means from the electronic money information stored in the electronic money service providing area,
The service providing server further includes:
It is determined whether or not the charge request information is transmitted from the charge request information output means for the first time after the area construction information is output to the requesting portable terminal by the area construction information output means. First time charge request determination means,
The electronic money information output means includes
When it is determined by the initial charge request determination means that it is not the first time, settlement for settlement of charge consideration related to charging of electronic money information of the charge amount indicated by the charge amount information transmitted from the charge amount information output means The electronic money information is output on the condition that the processing for ending is completed,
When it is determined by the initial charge request determination means that it is the first time, an area relating to the construction of the electronic money service providing area corresponding to the charge consideration and the area construction information output by the area construction information output means The electronic money information is output on condition that the processing for settlement for settlement of the total amount with the construction consideration is completed,
The service providing server further includes:
The number-of-construction management means for managing the number of times of construction of the electronic money service providing area corresponding to the area construction information output by the area construction information output means for at least the mobile terminal for which the area construction consideration settlement processing has not been completed. When,
When the registration request information transmitted from the registration request information output means is received, the number of constructions of the portable terminal that is the registration request information transmission source managed by the construction number management means reaches a predetermined number. Area construction information output prohibiting means for prohibiting the output of the area construction information to the portable terminal by the area construction information output means,
Selection to output selection amount information indicating options of the plurality of types of charge amounts to be transmitted to the request source mobile terminal on condition that the charge request information transmitted from the charge request information output unit is received Forehead information output means,
The charge amount reception means displays a plurality of types of charge amount options indicated by the selection amount information transmitted from the selection amount information output means ,
The service providing server further includes:
On the condition that the charge request information transmitted from the charge request information output means has been received, charge acceptance information indicating that the charge request information is accepted is sent to the request source portable terminal that is the source of the charge request information. Charge reception information output means for outputting for transmission,
The mobile terminal further includes:
Settling process request information for settlement for requesting a settlement process for settlement of a value related to charge of the electronic money information on condition that the charge acceptance information transmitted from the charge acceptance information output means is received Payment processing request information output means for outputting to a processing organization server;
An electronic money information transmission request for requesting transmission of electronic money information for which payment processing has been completed is transmitted to the service providing server in accordance with a processing procedure indicated by the specific program stored in the specific program storage means. Electronic money information transmission request output means for
The service providing server further includes:
Identification information for identifying whether or not the electronic money information corresponding to the electronic money information and the electronic money information has already been transmitted to the portable terminal that has finished the settlement processing is sent to the other portable terminal. Electronic money purchase recording means for storing in association with identification information for enabling identification with the terminal;
The specifying information for specifying that the electronic money information has not been transmitted to the request source mobile terminal on the condition that the processing for payment in the server of the payment processing institution is completed is set in the request source mobile terminal. Specific information registration means stored in the electronic money purchase recording means in association with identification information,
The electronic money information output means, on the condition that the electronic money information transmission request transmitted from the electronic money information transmission request output means is received, the identification information of the mobile terminal that is the electronic money information transmission request source The electronic money information corresponding to the specifying information that is stored in the electronic money purchase recording means and associated with the identification information that specifies that the electronic money information has not been transmitted is stored in the portable terminal of the electronic money information transmission request source Output to send to
The service providing server further includes:
Corresponding to the electronic money information stored in the electronic money purchase recording means, provided that the electronic money information is transmitted to the portable terminal that is the electronic money information transmission request source by the electronic money information output means. A transmitted state update means for updating the storage state of the identifying information to a transmitted state that has been transmitted;
On the condition that the charge request information is transmitted from the charge request information output means, the specifying information whose storage state has not been updated to the transmitted state by the transmitted state update means is stored in the request source portable terminal. Registration determination means for determining whether or not the electronic money purchase recording means is stored in association with the identification information;
The charge determination information output means is determined by the registration determination means that the identifying information whose storage state has not been updated to the transmitted state by the transmitted state update means is stored in the electronic money purchase recording means. The electronic money system is characterized in that the charge acceptance information is not output on the condition that The service providing server further includes:
When the selection amount information is output by the selection amount information output means, the chargeable amount information indicating the chargeable amount, which is an amount obtained by subtracting the remaining amount from the upper limit amount, is output for transmission to the portable terminal. With chargeable amount information output means,
The charge amount accepting means designates a charge amount equal to or less than the chargeable amount indicated by the chargeable amount information transmitted from the chargeable amount information output means among a plurality of types of charge amounts indicated by the selected amount information. The electronic money system according to claim 3, wherein the electronic money system is displayed in a manner indicating that it is possible. The mobile terminal further includes:
A portable terminal that outputs a payment processing institution information for specifying a processing institution for payment used for a payment processing for a payment for a charge related to the charge of the electronic money information to transmit to the service providing server Side payment processing institution information output means,
The service providing server further includes:
On receipt of the payment processing institution information transmitted from the mobile terminal-side payment processing institution information output means, the payment processing institution information is transferred to the mobile terminal that has transmitted the payment processing institution information. said identification information associated with the server-side settlement storing processing authority information storing means for enabling identification with another mobile terminal,
On the condition that the charge request information transmitted from the charge request information output means is received, the request source portable terminal is determined from the settlement processing institution information stored in the server side settlement processing institution information storage means. A payment processing institution information search means for searching for payment processing institution information stored in association with identification information for identification;
Communication destination designating information for designating a server of a settlement processing organization specified from the settlement processing organization information searched by the settlement processing organization information retrieval means as a communication destination for performing the settlement processing; A communication destination designation information output means for outputting to transmit to a mobile terminal,
The mobile terminal further includes:
Settlement output to transmit settlement processing request information requesting the settlement processing to the server of the settlement processing organization designated by the communication destination designation information transmitted from the communication destination designation information output means 5. The electronic money system according to claim 1, further comprising a processing request information output unit. The mobile terminal further includes:
A settlement processing organization change accepting unit for executing processing for accepting a change of a settlement processing organization used for the settlement processing from a user;
Payment service organization change request information for requesting a change from the payment processing organization received by the payment processing organization change receiving means to a payment processing organization used for the payment processing is sent to the service providing server. A payment processing institution change request information output means for outputting for transmission,
The service providing server further includes:
On the condition that the processing organization change request information for payment transmitted from the processing organization change request information output means for payment has been received, the processing organization change request information for settlement in the server side processing organization information storage means for server side is provided. Update the processing organization information for settlement stored in association with the identification information of the mobile terminal of the transmission source to the processing organization information for settlement for specifying the processing organization for settlement to be changed in accordance with the processing organization change request information for settlement. 6. The electronic money system according to claim 5, further comprising a server-side settlement processing institution updating means. The mobile terminal further includes:
A payment processing organization designation processing means for executing processing for accepting designation of a payment processing organization to be used for the payment processing in accordance with a processing procedure indicated by the specific program stored in the specific program storage means;
A mobile terminal-side payment processing institution information storage means for storing payment processing institution information for specifying the payment processing institution that has received the designation by the payment processing institution specifying processing means;
In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, the charge request information output means stores the charge request information in the mobile terminal side processing processor information storage means on condition that the charge request information is output. A payment processing request information output means for outputting the payment processing request information for requesting the payment processing to a server of the payment processing institution identified from the payment processing institution information. The electronic money system according to claim 1, wherein the electronic money system is any one of claims 1 to 4. The mobile terminal further includes:
A settlement processing organization change accepting means for executing processing for accepting a change in a settlement processing organization used for the settlement processing from a user in accordance with a processing procedure indicated by the particular program stored in the particular program storage means;
In accordance with the processing procedure indicated by the specific program stored in the specific program storage means, the payment processing institution information stored in the mobile terminal side payment processing institution information storage means is used for the payment processing. It further comprises: a mobile terminal side processing processor update means for updating to processing processor information for settlement for specifying a processing processor for settlement that has received a change by the processing processor change accepting means for processing as a processing institution. The electronic money system according to claim 7. Before Symbol electronic money information output means, said settlement processing in the server of the settlement processing institution is completed, and receives the electronic money information transmission request transmitted from the electronic money information transmission request output means As a condition, the electronic money information is output for transmission to the mobile terminal that is the electronic money information transmission request source,
The service providing server further includes:
An e-mail attached with link information that is operated to output the electronic money information transmission request by the electronic money information transmission request output means on condition that the processing for payment in the server of the payment processing institution ends. The electronic money system according to any one of claims 1 to 8, further comprising an e-mail output unit that outputs an e-mail for transmission to the request source mobile terminal. The service providing server further includes:
The construction of the mobile terminal in which the settlement processing for settlement of the area construction consideration managed by the construction number management means is completed on the condition that the settlement processing for settlement of the area construction compensation is finished characterized in that it comprises a build number subtraction means for subtracting the number of times, the electronic money system according to any of claims 1 to 9. The construction number management means manages information indicating whether or not the processing for settlement for settlement of the area construction consideration is completed as the construction number,
The area construction information output prohibiting means indicates that the processing for settlement of the area construction consideration of the mobile terminal that is the transmission source of the registration request information has not been completed by the information managed by the construction number management means. Subject to, and inhibits the output of the region construction information to the mobile terminal by the area building information output means, the electronic money system according to any of claims 1 to 1 0. A mobile terminal equipped with a storage medium that can be used by a plurality of service providing organizations, and processing for constructing and deleting service providing areas according to services provided by the service providing organizations on the storage medium. In addition, service provision registered in a service provision area management organization that operates a service provision area management server that performs billing management for each service provision organization in order to charge for the construction of the service provision area A service providing server provided in an electronic money service providing organization that provides an electronic money service as a provided service, and transaction processing means for executing transaction processing using electronic money information stored in the storage medium A server for providing services in an electronic money system comprising:
A specific program indicating a processing procedure for enjoying the electronic money service is registered on the condition that registration request information for requesting registration for receiving the electronic money service is received from the portable terminal. A specific program output means for outputting the request information to be transmitted to the portable terminal,
On condition that the registration request information transmitted from the portable terminal is received, an electronic money service providing area, which is a service providing area for storing the electronic money information, is stored in the storage medium of the portable terminal. Region construction information output means for outputting region construction information for construction to the mobile terminal; and
Accumulated amount management means for managing the accumulated amount of electronic money information charged in each mobile terminal within a predetermined period;
On the condition that the area construction information output by the area construction information output means is received, a construction request for the electronic money service provision area indicated by the area construction information is transmitted to the service provision area management server, In response to the construction request, the service provision area management server requests charging of the electronic money information transmitted from the portable terminal on the condition that the electronic money service provision area is constructed in the storage medium. Charge of electronic money information based on a cumulative amount managed by the cumulative amount management means and a predetermined upper limit amount for a request source portable terminal that is a portable terminal that is a transmission source of charge request information for Charge admission determining means for determining whether or not to allow;
Designated from a plurality of types of charge amount options displayed on the mobile terminal in accordance with the processing procedure indicated by the specific program output to the mobile terminal on the condition that the charge permission determining means determines that charging is permitted The electronic money that is output to transmit the electronic money information of the charge amount indicated by the charge amount information transmitted from the mobile terminal to the request source mobile terminal, which is information indicating the charge amount desired by the user received Information output means;
Initial charge request for determining whether or not the charge request information has been transmitted from the mobile terminal is the first time after the area construction information is output to the requesting mobile terminal by the area construction information output means Determination means,
The electronic money information output means includes
When it is determined by the initial charge request determination means that it is not the first time, a settlement process for settlement of charge consideration related to the charge of the electronic money information of the charge amount indicated by the charge amount information transmitted from the mobile terminal Output the electronic money information on the condition of termination,
When it is determined by the initial charge request determination means that it is the first time, an area relating to the construction of the electronic money service providing area corresponding to the charge consideration and the area construction information output by the area construction information output means The electronic money information is output on condition that the processing for settlement for settlement of the total amount with the construction consideration is completed,
The number-of-construction management means for managing the number of times of construction of the electronic money service providing area corresponding to the area construction information output by the area construction information output means for at least the mobile terminal for which the area construction consideration settlement processing has not been completed. When,
When the registration request information transmitted from the portable terminal is received, the number of constructions of the portable terminal of the registration request information transmission source managed by the construction number management means has reached a predetermined number. Area construction information output prohibiting means for prohibiting the output of the area construction information to the mobile terminal by the area construction information output means,
On the condition that the charge request information transmitted from the request source mobile terminal is received, information indicating options of the plurality of types of charge amounts, and selection amount information for displaying on the request source mobile terminal , Selected amount information output means for outputting to the requesting mobile terminal ,
The charge request information is received on the condition that charge request information for requesting charging of the electronic money information transmitted from the portable terminal is received in accordance with a processing procedure indicated by the specific program output to the portable terminal. Charge acceptance information output means for outputting the charge acceptance information indicating that to the request source mobile terminal that is the mobile terminal of the charge request information transmission source,
The electronic money information corresponding to the electronic money information for which the payment processing has been completed in the server of the payment processing institution for which the payment processing for payment of the electronic money information has been requested , and the payment Information for specifying whether the mobile terminal has been transmitted to the mobile terminal that has finished the processing is associated with identification information for enabling the mobile terminal to be distinguished from other mobile terminals Electronic money purchase recording means;
The electronic money is sent to the requesting mobile terminal on condition that the payment processing in the server of the payment processing organization where the payment processing for payment for the charge related to the electronic money information is requested is terminated. The specifying information registering means for storing the specifying information for specifying that the information has not been transmitted, in association with the identification information of the requesting mobile terminal, and storing it in the electronic money purchase recording means;
The electronic money information output means outputs an electronic money information transmission request for requesting transmission of electronic money information for which the payment processing has been completed, transmitted from the portable terminal according to a processing procedure indicated by the specific program output to the portable terminal. The electronic money information stored in the electronic money purchase recording means associated with the identification information of the mobile terminal that is the electronic money information transmission request source is specified as having been transmitted on the condition that it has been received Output the electronic money information corresponding to the specific information for transmission to the mobile terminal of the electronic money information transmission request source,
Further, the electronic money information stored in the electronic money purchase recording means is stored on the condition that the electronic money information output means sends the electronic money information to the portable terminal that is the electronic money information transmission request source. A transmitted state update means for updating the corresponding storage state of the identification information to a transmitted state that has been transmitted;
On the condition that the charge request information has been received, the specifying information whose storage state has not been updated to the transmitted state by the transmitted state update means is associated with the identification information of the requesting mobile terminal, and Registration determination means for determining whether or not the electronic money purchase recording means is stored,
The charge determination information output means is determined by the registration determination means that the identifying information whose storage state has not been updated to the transmitted state by the transmitted state update means is stored in the electronic money purchase recording means. The service providing server does not output the charge acceptance information on the condition that A mobile terminal equipped with a storage medium that can be used by a plurality of service providing organizations, and processing for constructing and deleting service providing areas according to services provided by the service providing organizations on the storage medium. In addition, service provision registered in a service provision area management organization that operates a service provision area management server that performs billing management for each service provision organization in order to charge for the construction of the service provision area A service providing server provided in an electronic money service providing organization that provides an electronic money service as a provided service, and transaction processing means for executing transaction processing using electronic money information stored in the storage medium A server for providing services in an electronic money system comprising:
A specific program indicating a processing procedure for enjoying the electronic money service is registered on the condition that registration request information for requesting registration for receiving the electronic money service is received from the portable terminal. A specific program output means for outputting the request information to be transmitted to the portable terminal,
On condition that the registration request information transmitted from the portable terminal is received, an electronic money service providing area, which is a service providing area for storing the electronic money information, is stored in the storage medium of the portable terminal. Region construction information output means for outputting region construction information for construction to the mobile terminal; and
On the condition that the area construction information output by the area construction information output means is received, a construction request for the electronic money service provision area indicated by the area construction information is transmitted to the service provision area management server, In response to the construction request, the service provision area management server requests charging of the electronic money information transmitted from the portable terminal on the condition that the electronic money service provision area is constructed in the storage medium. Based on the remaining amount of electronic money information stored in the requesting mobile terminal that is the transmitting mobile terminal of the charge request information and the upper limit of electronic money information that can be stored in the electronic money service providing area A charge permission determination means for determining whether or not to permit charging of electronic money information;
Designated from a plurality of types of charge amount options displayed on the mobile terminal in accordance with the processing procedure indicated by the specific program output to the mobile terminal on the condition that the charge permission determining means determines that charging is permitted The electronic money that is output to transmit the electronic money information of the charge amount indicated by the charge amount information transmitted from the mobile terminal to the request source mobile terminal, which is information indicating the charge amount desired by the user received Information output means;
Initial charge request for determining whether or not the charge request information has been transmitted from the mobile terminal is the first time after the area construction information is output to the requesting mobile terminal by the area construction information output means Determination means,
The electronic money information output means includes
When it is determined by the initial charge request determination means that it is not the first time, a settlement process for settlement of charge consideration related to the charge of the electronic money information of the charge amount indicated by the charge amount information transmitted from the mobile terminal Output the electronic money information on the condition of termination,
When it is determined by the initial charge request determination means that it is the first time, an area relating to the construction of the electronic money service providing area corresponding to the charge consideration and the area construction information output by the area construction information output means The electronic money information is output on condition that the processing for settlement for settlement of the total amount with the construction consideration is completed,
The number-of-construction management means for managing the number of times of construction of the electronic money service providing area corresponding to the area construction information output by the area construction information output means for at least the mobile terminal for which the area construction consideration settlement processing has not been completed. When,
When the registration request information transmitted from the portable terminal is received, the number of constructions of the portable terminal of the registration request information transmission source managed by the construction number management means has reached a predetermined number. Area construction information output prohibiting means for prohibiting the output of the area construction information to the mobile terminal by the area construction information output means,
On the condition that the charge request information transmitted from the request source mobile terminal is received, information indicating options of the plurality of types of charge amounts, and selection amount information for displaying on the request source mobile terminal , Selected amount information output means for outputting to the requesting mobile terminal ,
The charge request information is received on the condition that charge request information for requesting charging of the electronic money information transmitted from the portable terminal is received in accordance with a processing procedure indicated by the specific program output to the portable terminal. Charge acceptance information output means for outputting the charge acceptance information indicating that to the request source mobile terminal that is the mobile terminal of the charge request information transmission source,
The electronic money information corresponding to the electronic money information for which the payment processing has been completed in the server of the payment processing institution for which the payment processing for payment of the electronic money information has been requested , and the payment Information for specifying whether the mobile terminal has been transmitted to the mobile terminal that has finished the processing is associated with identification information for enabling the mobile terminal to be distinguished from other mobile terminals Electronic money purchase recording means;
The electronic money is sent to the requesting mobile terminal on condition that the payment processing in the server of the payment processing organization where the payment processing for payment for the charge related to the electronic money information is requested is terminated. The specifying information registering means for storing the specifying information for specifying that the information has not been transmitted, in association with the identification information of the requesting mobile terminal, and storing it in the electronic money purchase recording means;
The electronic money information output means outputs an electronic money information transmission request for requesting transmission of electronic money information for which the payment processing has been completed, transmitted from the portable terminal according to a processing procedure indicated by the specific program output to the portable terminal. The electronic money information stored in the electronic money purchase recording means associated with the identification information of the mobile terminal that is the electronic money information transmission request source is specified as having been transmitted on the condition that it has been received Output the electronic money information corresponding to the specific information for transmission to the mobile terminal of the electronic money information transmission request source,
Further, the electronic money information stored in the electronic money purchase recording means is stored on the condition that the electronic money information output means sends the electronic money information to the portable terminal that is the electronic money information transmission request source. A transmitted state update means for updating the corresponding storage state of the identification information to a transmitted state that has been transmitted;
On the condition that the charge request information has been received, the specifying information whose storage state has not been updated to the transmitted state by the transmitted state update means is associated with the identification information of the requesting mobile terminal, and Registration determination means for determining whether or not the electronic money purchase recording means is stored,
The charge determination information output means is determined by the registration determination means that the identifying information whose storage state has not been updated to the transmitted state by the transmitted state update means is stored in the electronic money purchase recording means. The service providing server does not output the charge acceptance information on the condition that

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