JP2635201B2 - Automatic transaction equipment - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION [Industrial Application Field] The present invention is used in financial institutions such as banks, and when performing transactions such as deposits and withdrawals using a magnetic card having magnetic information, a receipt printed with transaction contents. The present invention relates to an automatic transaction apparatus having a receipt handling unit for discharging paper to a customer together with the magnetic card.

[Conventional technology]

FIG. 2 is a schematic diagram of a main part showing an example of a configuration of a conventional automatic transaction apparatus, which includes a card handling section for handling a magnetic card or the like and a receipt paper handling section for handling a receipt sheet for displaying transaction details. Shows the structure.

In the figure, reference numeral 1 denotes a housing of the automatic transaction apparatus, and the right side in the figure is a front side, and the left side is a rear side.

2 is provided on the front side of the housing 1 of the automatic transaction apparatus,
This is an insertion / ejection port for inserting a magnetic card and ejecting the transaction paper after the transaction is completed, and for ejecting a receipt paper on which the transaction content is printed. An openable door (not shown) is provided on the rear side.

Reference numeral 3 denotes a card handling section provided above the front half of the apparatus. A card running path 4 is provided to extend obliquely upward from the insertion / ejection port 2 to the back of the apparatus. 4 and a plurality of pairs of rollers 5 for running the card inserted from the insertion / ejection port 2.
A magnetic stripe reader 6a for reading magnetic information of the card, and an emboss reader 6b for optically reading embossed characters of the card, and a card loading section 7 provided at the end of the card travel path 4. Made up of

After the transaction performed using the card is completed, the card loading unit 7 stores the card that the customer has forgotten,
Further, it is for taking in and accommodating an illicit card or the like which cannot perform transaction processing.

Reference numeral 8 denotes a receipt paper handling unit arranged from the lower part of the card handling unit 3 to the rear, and extends from the insertion / ejection port 2 provided on the front side of the housing 1 to the back of the apparatus similarly to the card handling unit 3. It has a first receipt traveling path 9 provided. Reference numeral 10 denotes a plurality of pairs of rollers arranged along the first receipt traveling path 9, and the rollers 13a, 13b, and 14 are fed from the two receipt storage sections 11, 12, respectively.
The receipt paper 15 fed out by a and 14b is caused to travel to the insertion / ejection port 2.

The receipt storage units 11 and 12 are arranged on the rear side of the apparatus in upper and lower two stages. The lower receipt storage unit 12 is for replenishment, and the receipt paper 15 of the upper receipt storage unit 11 is provided.
Is run out when there is no more.

Reference numeral 16 denotes a print head for printing the contents of the transaction executed on the receipt paper 15 fed from the respective receipt storage units 11 and 12, reference numeral 17 denotes a platen opposed to the print head 16, and reference numeral 18 denotes the contents of the transaction. This is a cutter for cutting the receipt paper 15 to a length corresponding to one transaction.

Reference numeral 19 denotes a second receipt traveling path that branches from the first receipt traveling path 9 downward on the front side of the cutter. The second receipt traveling path 9 and the first receipt traveling path Between the front side of the cutter 18 on the traveling path 9 and the insertion / ejection port 2, since the receipt paper 15 is in a single-sheet state,
A transport belt 5a that also serves as a power transmission is stretched over the roller 5 that is a traveling unit.

Reference numeral 20 denotes a switching blade provided at a crossroad between the first receipt traveling path 9 and the second receipt traveling path 19,
The receipt paper 15 taken in from the insertion / ejection port 2 is guided to a second receipt traveling path 19. Reference numeral 21 denotes a receipt take-in unit which takes in the receipt paper 15 that has been left out by the customer, and the receipt paper 15 that has not been issued to the customer due to a failure in the equipment itself. These components 9 to 21 constitute a receipt paper handling unit 8.

The setting of the receipt paper 15 in the above-described configuration is performed, first, in a continuous paper state folded in a zigzag shape.
15 are accommodated in two receipt storage sections 11 and 12, respectively, and the leading ends thereof are provided between delivery rollers 13a and 13b provided above corresponding to the respective receipt storage sections 11 and 12, and between delivery rollers 14a and 14b. Insert between

Thus, the feeding rollers 13a and 13b and 14a and 1
When the leading end of the receipt paper 15 is inserted between 4b, a motor (not shown) operates, and first, feeding of the receipt paper 15 from the receipt storage unit 11 side arranged above is started,
It is guided between the print head 16 and the platen 17.

It should be noted that when the receipt paper 15 set in the upper receipt storage unit 11 is completely fed out and runs out, the payout from the receipt storage unit 12 arranged below is used as a supply for replenishment. It has become.

When a card (not shown) is inserted from the insertion / ejection port 2 by the customer for a transaction operation, each roller 5
, The magnetic information is written into the magnetic stripe by the magnetic stripe reader 6a.

Further traveling to the embossed reader 6b, the information optically read by the embossed reader 6 and the magnetic information, when it is confirmed that the inserted card is a legal card that can be traded, A transaction operation is prompted to the customer.

When the customer inputs desired transaction information from an operation unit (not shown) by guiding the device, the device communicates with a higher-level device (not shown), and instructs the control unit of the automatic transaction device to perform operation processing together with the transaction information corresponding to the input information. Is transmitted from the host device. As a result, the automatic transaction device performs processing such as a deposit transaction or a withdrawal transaction according to the content of the transmission.

Along with this processing operation, transaction information is transmitted to the print head 16 of the receipt paper handling unit 8 in order to record the contents of the transaction, and the print head 16 prints the contents of one transaction portion on the receipt paper 15.

When the printing of the transaction contents is completed, the receipt paper 15 is cut into a predetermined length by the cutter 18 to form a single-sheet receipt paper, and the first receipt traveling path 9 is moved by the rollers 10 in the direction of the insertion / ejection port 2. It is discharged after traveling.

At the same time as the receipt paper 15 is discharged,
The card inserted from the outlet 2 is also returned to the card running path 4 and is also discharged to the insertion / discharge port 2 to receive the receipt paper.
Returned to customer upon issue of 15.

If the customer forgets to take the card or the receipt paper 15, the card and the receipt paper 15 return to their respective travel paths, that is, the card travels to the card travel path 4, and the receipt paper 15 returns to the first receipt travel path 9 again. It is sucked.

The card travels on the card path 4 to the end thereof and is accommodated in the card loading section 7, while the receipt blade is switched from the first receipt path 9 to the first receipt path 9 by the switching blade 20 switched when it is determined that the receipt is forgotten. Receipt 2
It was led to 19 and was taken in by the receipt taking-in part 21 arranged at the end. This allows the device to make the next transaction.

[Problems to be solved by the invention]

However, in the above-described conventional configuration, only two receipt storage units and a receipt capturing unit that captures a forgotten receipt that the customer has left behind, that is, only a mechanism of a receipt paper handling unit are arranged on the rear side of the apparatus,
The card handling section is arranged from the middle to the front side of the device.

In such a configuration, when trying to remove the card captured by the card capturing section, the apparatus is temporarily stopped, the door on the rear side is opened, and the receipt storage section disposed on the rear side is first removed, Thereafter, the user has to take out the card taking-in section at the back and take out the forgotten card or unauthorized card contained therein.

Therefore, in order to remove the card, it is necessary to remove the receipt storage section and the card loading section, and after removing the card, return the card loading section to the original position again, return the receipt storage section again, and return the receipt paper. Since the user has to perform an operation of setting the sheet so that it can be extended, there is a problem in that the operator is troublesome.

In addition, during the take-out processing, the operation of the apparatus must be temporarily stopped by taking out the receipt storage unit, which inconveniences the customer and causes a problem in terms of service. However, there is a problem that the operation rate is reduced.

The present invention has been made in order to solve the above problems, and when removing a card captured by a card capturing unit, without stopping the operation of the device and without removing the receipt storage unit from the device. In addition, it is an object of the present invention to provide an excellent automatic transaction apparatus which enables removal of a card, facilitates the operation of a clerk, prevents a decrease in service to a customer, and improves an operation rate of the apparatus.

[Means for solving the problem]

To achieve the above object, the present invention provides a magnetic lead unit for reading magnetic stripe information of a card inserted from an insertion / ejection port, an emboss lead unit for optically reading an embossed display of a card, and a customer forgetting to take it. A card handling section comprising a card loading section for loading and storing a card or an unauthorized card, and card running means for running the card along a card running path connecting the card loading section and the insertion / ejection port. , A receipt storage unit for storing receipt paper for printing transaction contents,
A feeding unit for feeding the receipt paper from the receipt storage unit, a printing unit for printing the contents of the transaction on the receipt paper, a cutter for cutting the receipt paper into a length corresponding to one transaction, and the cut receipt paper on the receipt traveling path. An automatic transaction device including a traveling means for traveling along the insertion / ejection port along with a receipt paper handling section comprising a receipt taking section for taking in a receipt left behind by the customer. The card take-in section, the receipt take-up section of the receipt paper handling section, and the receipt paper storage section are arranged, and all of them are provided so as to face the inner surface side of a door provided to be openable to the rear side of the apparatus. , The discharge amount of the card is made larger than the discharge amount of the receipt, and the receipt and the receipt are turned upward. Characterized by discharging superimposed over retrieved from the insertion-discharge opening.

[Action]

With the above-described configuration, when removing the card captured by the card capturing unit, when the door on the rear side of the apparatus is opened, since the card capturing unit is arranged facing the inside of the door, the card is immediately exposed. The clerk can take out the card from the card loading section arranged on the rear side.

In addition, the receipt paper can be replenished and the receipt paper can be taken out from the receipt taking-in section, similarly to the card taking out, by opening the rear side door, and the target receipt storage section and the receipt taking-up section also become the object rear side. , So that replenishment and removal operations can be easily performed.

〔Example〕

 An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 is a sectional side view of a main part of an automatic transaction apparatus according to an embodiment of the present invention. In the apparatus of this embodiment, a card handling section for handling cards is provided at a lower portion, and a receipt paper handling section for handling receipt paper. Are arranged above. It is to be noted that components denoted by the same reference numerals as those in the related art are substantially the same as those in the related art.

In the figure, reference numeral 22 denotes a housing of the automatic transaction apparatus, which has an insertion / ejection port 2 on the front side and an openable door on the rear side, not shown.

Reference numeral 23 denotes a card handling unit for handling a magnetic card or the like used by a customer when performing transactions such as deposits and withdrawals. The card handling section 23 is provided at the front of the apparatus housing, and extends from the insertion / ejection port 2 for inserting and ejecting the card and ejecting the receipt paper 15 to the rear side of the apparatus. On the rear side, a card take-in section 7 for taking in and accommodating a card forgotten by a customer or a fraudulent card that cannot be traded is arranged. Therefore, when the door on the rear side of the apparatus is opened, it is exposed to the near side immediately, so that the taken-in card can be easily taken in and out.

And a card handling unit other than the card loading unit 7
Each component constituting 23 is almost the same as the conventional one. That is, the card traveling path 4 extending from the insertion / ejection port 2 to the card loading section 7, the plurality of pairs of rollers 5 for traveling the card arranged along the card traveling path 4, and the magnetic stripe section of the card. Magnetic stripe read part 6a to read, emboss reader to read the embossed display of the card optically
6b.

On the other hand, reference numeral 24 denotes a receipt paper handling section, which is arranged above the card handling section 23. Its configuration is almost the same as that of the related art. Two receipt storage sections 11 and 12 for storing a receipt paper 15 in the form of continuous paper, and the receipt storage section 11
Feeder 13a, which feeds out the receipt paper 15 from
13b and 14a, 14b, a print head 16 for printing transaction information, a platen 17, a cutter 18 for cutting the receipt paper 15 to the size of one transaction, and a first form for running a single-sheet receipt to the insertion / ejection port 2. Of the receipt running path 9 and running rollers
10, a receipt take-in unit 21 for storing a receipt left behind by the customer, a switching blade 20 for causing the receipt take-in unit 21 to move the receipt, and a second receipt traveling path 19. .

As described above, the component configuration of each handling unit in this embodiment and the processing operation thereof are almost the same as those in the related art, but the arrangement is different. That is, the card loading section 7 of the card handling section 23 for handling cards, the receipt storage sections 11 and 12 of the receipt paper handling section 24 for handling the receipt paper 15, and the receipt loading section 21 all face the rear side of the apparatus. Are arranged.

This can be used when removing a forgotten card or fraudulent card from the card loading unit, or with the receipt storage unit 11.
This is to facilitate the operation when the twelve receipt papers 15 have run out and must be replenished, or when the forgotten receipts are taken out from the receipt take-in section 21.

In other words, when performing operations such as taking out cards and receipts as described above, or replenishing receipt paper 15, opening the rear door, all the parts to be operated are arranged near the rear door. Therefore, the staff can easily operate the desired part without stopping the operation of the apparatus.

In the structure described above, the receipt paper handling unit
24 is arranged above the card handling unit 23, and when a transaction is performed and the card and the receipt are ejected to the insertion / ejection slot 2, the receipt is overlapped and ejected on the card. Become. Usually, the receipt is larger than the card, so if the receipt is ejected on top of the card, the customer may not be able to see the card,
This can be solved by making the ejection amount of the receipt and the card insertion / ejection port 2 different.

In other words, if the discharge amount of the receipt is, for example, 10 mm and the discharge amount of the card is 15 mm, the card is exposed from the lower side of the receipt, and the customer can easily confirm the return of the card.

〔The invention's effect〕

As described above, the present invention provides a card loading unit that captures and stores a card or the like left behind by a card handling unit,
A configuration in which the receipt paper storage unit of the receipt paper handling unit and the receipt loading unit that captures and stores the receipt paper that has been forgotten are all provided facing the inner surface of the door that can be opened to the rear side of the device. By simply opening the door on the rear side of the device, it is possible to remove the card from the card loading section, replenish the receipt paper to the receipt storage section, and take out the receipt from the receipt loading section. Then, when removing the card from the card loading section, it is unnecessary to take out the receipt receipt section on the back side, remove the card, and then store and set the receipt paper again in the receipt storage section, as in the conventional case Can be operated very easily and quickly, and the Since the operation once there is no need to stop, to prevent a decrease in customer service by running stop,
The effect that the operation rate can be improved can be obtained.

Further, by simply opening the door, it is possible to obtain the effect that the card can be taken out from the card loading section, the receipt paper can be refilled into the receipt storage section, and the receipt can be taken out from the receipt loading section at the same time.

In addition, the receipt paper handling section is located above and the card handling section is located below, so that the receipt is ejected over the card at the insertion / ejection opening, so customers can use the transaction printed on the receipt. The content can be checked immediately without any change. In other words, in the past, the card was ejected overlapping the receipt, so when checking the contents of the receipt, it was necessary to shift or flip the card and remove it, but the customer could not see it. Since the transaction details of the receipt can be immediately confirmed, the customer service is also improved in this respect.

Further, in the present invention, a card loading unit in order from bottom to top,
Arrange the receipt take-in section and the receipt paper storage section, make the card discharge amount larger than the receipt discharge amount, and insert the card and receipt with the receipt up.
Since the paper is ejected repeatedly from the outlet, it is possible to obtain the effect that the customer can easily confirm the return of the card and also prevent the mistake of receiving only the receipt and forgetting to take the card.

In addition, by arranging the card loading section on the lower side, the insertion / ejection port can be brought to almost the same position as before, so that the card loading section is placed above the receipt paper storage section, and Accordingly, it is possible to prevent the problem that the insertion / ejection port is higher than the conventional position, which makes it difficult to insert the card into the insertion / ejection port.

Furthermore, because the receipt take-in section is located below the receipt paper storage section, the transfer from the insertion / ejection port to the receipt take-up section is more difficult than when the receipt take-up section is placed above the receipt paper storage section. The length of the road can be shortened, whereby the effect of preventing the occurrence of a receipt jam when taking in a receipt can be obtained.

[Brief description of the drawings]

FIG. 1 is a sectional side view of a main part of an automatic transaction apparatus showing an embodiment of the present invention, and FIG. 2 is a side sectional view showing a configuration example of a conventional automatic transaction apparatus. 2 Insertion / ejection port 4 Card travel path 7 Card loading section 9 First receipt travel path 11, 12 Receipt storage section 16 Print head 18 Cutter 19 Second Receiving path 20 of the switching blade 21 Receipt taking-in section 22 Housing 24 Card handling section 25 Receipt paper handling section

Claims (1)

(57) [Claims] 1. A magnetic lead section for reading magnetic stripe information of a card inserted from an insertion / ejection port, an embossed lead section for optically reading an embossed display of a card, and a card for which a customer has forgotten to take or a fraudulent card. And a card handling section comprising a card running section for running the card along a card running path connecting the card loading section and the insertion / ejection port. Storage unit for storing receipt paper, a feeding unit for feeding out the receipt paper from the receipt storage unit, a printing unit for printing the transaction contents on the receipt paper, and a cutter for cutting the receipt paper into a length corresponding to one transaction. Traveling means for traveling the cut receipt paper to the insertion / ejection port along a receipt traveling path,
An automatic transaction device having a receipt paper handling section comprising a receipt taking section for taking in a receipt left behind by a customer, a card taking section of the card handling section in order from bottom to top,
Arranging a receipt take-in section of the receipt paper handling section and the receipt paper storage section, all of them are provided so as to face an inner surface side of a door which is openably provided on a rear side of the apparatus, and a discharge amount of the card is provided. , The card and the receipt are ejected from the insertion / ejection opening while the receipt is turned upward, and the card and the receipt are ejected in an overlapping manner.