JP2019023947A - Stock trading system, stock trading method, stock system, trading terminal, and computer program - Google Patents

Abstract

To provide a stock trading system capable of allowing a user to swiftly carry out stock transaction while reflecting real time stock price on a portable terminal.SOLUTION: A trading terminal 110 is configured to display a list of stock names available for trading transaction, and when a user selects any stock name from the displayed stock name, to display buttons for carrying out the trading of the selected stock name on the trading terminal 110. The trading terminal 110 is also configured so as to, when the user expresses a will to sell or purchase and inputs a transaction amount (purchase or sell amount), display the number of stocks on the basis of the input transaction amount. The number of stocks based on the transaction amount reflects real time stock price, and when the transaction will is finally confirmed on the calculated stock price, the trading terminal 110 transmits a transaction execution request for executing the transaction to a stock system 120.SELECTED DRAWING: Figure 1

Description

  The present invention relates to a trading method, a trading terminal, a securities system, and the like for stock trading, and more particularly to a trading support method, a trading terminal, a securities system, and the like for stock trading using a mobile terminal.

  Conventionally, services that enable investors to buy and sell financial products such as stocks and investment trusts online using communication terminal devices such as computers, smartphones, and mobile phones with communication functions have been widely used. . In online financial product transactions, a transaction screen for selecting a stock, selecting a transaction type (purchase or sale), determining the investment amount, etc. is presented on the communication terminal device of the investor (user), and various transactions are made through the transaction screen. A user operation is accepted and a transaction is performed.

  As such online transaction method, a transaction application (also referred to as “app”) is installed on a user's mobile terminal, and an instruction by a user operation or the like is appropriately transmitted to a securities system through a network. In addition, there is a method of accessing a website for online transactions using a PC and performing a transaction through a screen displayed on the website.

  In stock trading transactions, it is common to conduct transactions in units of shares that specify the number of shares, but there are also services that perform transactions in units of amounts (amount specification) that specify transaction amounts (the following patent documents) 1 paragraph 0009, the following patent document 2 paragraph 0008, the following patent document 3 paragraph 0041, etc.).

JP 2004-302745 A JP 2004-29882 A JP 2004-234140 A

  However, the applications installed on the mobile terminal are only re-baked conventional PC websites, and it is difficult to say that the user experience is excellent.

  The present invention has been made in view of such problems, and an object thereof is to provide a buying and selling method that can improve the stock trading experience on a mobile terminal.

  Another object of the present invention is to provide a trading terminal or securities system using the above trading method.

  In order to achieve such an object, according to a first aspect of the present invention, there is provided a buying and selling method for stock trading, the step of receiving an input of a trading amount of a stock of a selected stock, And displaying a stock price and the number of shares corresponding to the transaction amount with reference to a stock price table storing a stock price of each brand.

  According to a second aspect of the present invention, in the first aspect, the stock price table includes a table for opening the stock market and a table for closing.

  In addition, according to a third aspect of the present invention, in the second aspect, the stock price of each brand stored in the closing table is based on a price at the closing or before the closing of each brand. It is characterized by being determined by adjusting the spread.

  According to a fourth aspect of the present invention, in the third aspect, the spread at the time of closing is increased or decreased according to the stock status of each brand.

  According to a fifth aspect of the present invention, there is provided a program for causing a computer to execute a stock transaction buying and selling method, wherein the buying and selling method receives an input of a transaction amount of a selected stock brand; And calculating a stock price and the number of shares corresponding to the transaction price with reference to a stock price table storing a stock price of each brand based on the transaction price.

  According to a sixth aspect of the present invention, there is provided a trading terminal for stock trading, an interface for receiving an input of a trading amount of a selected stock brand, and a stock price of each brand based on the trading price. And a display unit for displaying a stock price and the number of shares corresponding to the transaction amount with reference to a stock price table stored therein.

  According to a seventh aspect of the present invention, in the sixth aspect, the interface rotates like a slot machine.

  According to an eighth aspect of the present invention, in the seventh aspect, the rotation does not further rotate when the user's purchaseable amount is reached.

  According to a ninth aspect of the present invention, in the sixth aspect, the interface inputs the transaction amount associated with the predetermined position by dragging and moving the image representing the brand to the predetermined position. It is characterized by being.

  According to a tenth aspect of the present invention, in the sixth aspect, the interface is configured such that the interface drags an image representing the amount of money and moves it to a predetermined position, thereby causing the transaction amount of the brand associated with the predetermined position. Is input.

  According to an eleventh aspect of the present invention, in the sixth aspect, the interface is a shooting game.

  According to a twelfth aspect of the present invention, in any one of the sixth to eleventh aspects, the interface is an input screen for performing only an amount designation.

  In addition, in a thirteenth aspect of the present invention, in any one of the sixth to twelfth aspects, the brand to be traded is selected from a list display of stock brands that can be selected and sold in advance. And

  A fourteenth aspect of the present invention is characterized in that, in the thirteenth aspect, brands to be traded are displayed as a list without requiring a keyword search.

  According to a fifteenth aspect of the present invention, in any one of the sixth to fourteenth aspects, the communication apparatus transmits a transaction execution request for executing a transaction of the selected brand. .

  According to a sixteenth aspect of the present invention, in the fifteenth aspect, the transaction execution request includes a user identifier of a user of the trading terminal, a brand to be traded, a stock price, and the number of shares.

  According to a seventeenth aspect of the present invention, in the sixteenth aspect, the transaction execution request further includes a transaction amount.

  According to an eighteenth aspect of the present invention, there is provided a securities system for stock transactions, a communication unit that receives an input of a transaction amount of a selected stock issue, and a stock price of each issue based on the transaction amount. And a calculation unit for calculating a stock price and the number of shares corresponding to the transaction amount.

  According to one aspect of the present invention, a stock price corresponding to a transaction price is received by receiving an input of a trade price of a selected stock brand and referring to a stock price table storing a stock price of each brand based on the trade price. By acquiring the number of shares, it is possible to input by intuitive graphical operation, and the stock trading experience on the mobile terminal is greatly improved.

It is a figure which shows the stock trading system concerning 1st Embodiment. It is a figure which shows the flow of the trading method performed on the trading terminal concerning 1st Embodiment. It is an example of the list display of the handling brand selected beforehand. It is an example of the screen for selecting whether the selected brand is purchased or sold. It is an example of the interface for designating transaction amount. It is an example of the display screen of the stock price and the number of shares calculated based on the transaction amount. It is an example of the final intention confirmation screen of a transaction. It is an example of a display screen indicating that an order has been established. It is an example of the interface for the graphical input of the transaction amount. It is an example of the interface for the graphical input of the transaction amount. It is an example of the interface for the graphical input of the transaction amount. It is a block diagram which shows the main internal structures of a trading terminal (smart phone: communication terminal device). It is the schematic which shows a login screen. It is the schematic which shows a brand list screen. It is the schematic which shows the selection brand screen. It is the schematic which shows a transaction amount input screen. It is the schematic which shows a passcode input screen. It is the schematic which shows an intention confirmation screen. It is a schematic diagram showing an order establishment screen. It is a block diagram which shows the main internal structures of a securities system (server computer). It is a graph which shows an example of brand DB (database). It is a chart which shows an example of a stock price table. It is a chart which shows an example of user DB. It is the schematic which shows the outline | summary of the contents of user account DB. It is a chart which shows an example of the contents of a user account table. It is a chart which shows an example of user possession brand DB. It is a 1st flowchart which shows the process sequence of the stock trading method. It is a 2nd flowchart which shows the process sequence of the stock trading method. It is a 3rd flowchart which shows the process sequence of the stock trading method.

  Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.

(First embodiment)
FIG. 1 shows a stock trading system according to a first embodiment of the present invention. The trading system 100 includes a trading terminal 110, a securities system 120 connected to the trading terminal 110 on the Internet, and a stock exchange system 130 connected directly or indirectly to the securities system 120.

  As shown in FIG. 1, the trading terminal 110 is a mobile terminal such as a smartphone or a tablet that includes a processing unit 111 such as a CPU, a communication unit 112, and a storage unit 113. By executing a program for trading (hereinafter, “buying and selling program”) on the mobile terminal, a stock trading terminal having each function described below is configured.

  Although not shown, the securities system 120 also includes a processing unit such as a CPU, a communication unit, and a storage unit, and can perform a required function by executing a program.

  The stock exchange system 130 is a system for performing trading in a domestic or foreign stock market, and a system such as another securities company may be interposed between the stock exchange system 120 and the stock exchange system 120.

  FIG. 2 shows the flow of the buying and selling method executed on the buying and selling terminal. First, a list of stocks that can be traded is displayed on the display screen of the trading terminal 110 (S201). When the trading program is executed, the brands handled by the securities system 120 are acquired, and at least a part of them is displayed as a list (FIG. 3). In the example of FIG. 3, the list display is divided into 4 pages, and 9 × 3 brands are displayed on each page. In addition to 3 × 3, 3 × 2, 4 × 2, 4 × 3, 4 × 4, and the like may be used. For example, in Japan, recommendations for specific issues of less than 5 are regulated by the Association's voluntary rules in the stock trading industry, so it is appropriate that the number of issues on each page be 5 or more. In addition to the matrix display example shown in Fig. 3, various types of list display are possible, such as a list display. By selecting the stocks to be handled in advance, the input required from the investor who is the user is reduced. can do. In this way, it is possible to eliminate the need for keyword search by the user, and a user who does not have much knowledge required for searching himself / herself can also start stock trading. Selection of a handling brand can be performed on the basis of B2C, for example. If it is B2C, the product / service is widely used and the recognition is high, the user's willingness to purchase is high, and conversely, if it is B2B, the possibility of being selected by the user is low. This makes it possible to reduce the burden of brand selection.

  The securities system 120 has a brand table that stores a list of brands handled. In the stock table, for each stock, a unique code that uniquely identifies each stock, country code, market code (NASDAQ, TSE, etc.), stock code, brand name, last trade date, delisting date, trading stop flag, settlement of accounts In the list display, the brand icon acquired from the brand table can be used for display. Here, the brand table is not limited to a single table, and may be composed of one or a plurality of tables.

  When the user selects any one of the displayed brands, a button for trading the selected brand is displayed on the trading terminal 110 (S202). In the example of FIG. 4, a “buy” button and a “sell” button are displayed, and it is possible to select whether to purchase or sell the selected brand. Here, information about the selected brand may be provided to the user.

  When the user makes an intention to purchase or sell, the transaction amount (purchase amount or sale amount) is input (S203). In this example, the screen changes to the transaction amount input screen after going through the screen (Fig. 4) that asks for the intention to display the transaction of the selected issue. If a selection is made in the list of issues, the transaction amount input screen is displayed. The number of taps of the user can be reduced.

  In the example of FIG. 5, a slot machine-like interface (also called “picker”) for specifying the purchase amount in units of 10,000 yen is displayed, and the user can specify the amount by rotating the digits of each digit. It can be carried out. On the transaction amount input screen, the user's purchaseable amount managed by the securities system 120 can be displayed. Each digit can be prevented from rotating further once the current purchase amount for the user is reached. For example, the rotation speed may be decreased by increasing the strength of input required for rotation as the purchaseable amount is approached. In the illustrated example, the amount designation is confirmed by the user further tapping the “Buy” button, but the manner of confirmation is not limited to this. Further, as shown in FIG. 5, by using the interface as an input screen for inputting only the amount designation, the user operability is remarkably improved as compared with the conventional complicated input screen.

  Next, the input transaction amount is converted into a stock price and the number of shares and displayed on the trading terminal 110 (S204). In the example of FIG. 6, based on the designated planned purchase price of 10,000 yen, 0.94154 shares and (stock price) purchase price of 88.09 dollars are calculated. Since the trading stock is a foreign stock, the exchange rate of $ 120.57 is also used here.

  In calculating the stock price and the number of shares from the transaction amount, a stock price table storing the stock price of each brand stored in the securities system 120 is referred to. This stock price is determined by a different method according to necessity when the stock market is opened and when the stock market is closed.

  The opening time can be determined using, for example, the market price when the transaction amount is determined or after the determination. The user may pay a separate fee for the stock price as the market price itself, but if the spread is determined by adjusting a certain spread (price difference) based on the market price, a cost exceeding the transaction amount specified by the user may occur. Can be avoided. For example, when a customer purchases Google (registered trademark) stock, the market price can be read in real time and presented to the customer at a price obtained by adding a certain spread to the market price. On the other hand, when a customer sells Google's stock, the market price can be read in real time, and a price obtained by subtracting a certain spread from the market price can be presented to the customer.

  The closing price may be the closing price of the market or the price before closing or before closing, but may be determined by adjusting the spread based on the price. At this time, the spread at the time of closing increases or decreases in light of the stock status of the stock, and specifically, when the customer purchases, the stock of the stock that is acquired by the relative transaction in the securities system 120 decreases. Therefore, the spread is increased when the price is below a certain stock standard, and when the customer sells, the stock of the stock acquired by the relative transaction in the securities system 120 increases. By adjusting the demand and supply, the user can stably trade in real time even when closed.

  The present invention is based on the premise that the operator of the securities system 120 acquires the stock of each brand and provides the user with the purchase and sale of stocks in a relative transaction. This makes it possible to provide low-priced transactions such as 10,000 yen that are below the minimum transaction amount in the market. The stock status such as the number of shares held may be stored in the stock table of each brand or in the brand table.

  After the designation of the amount is confirmed, the trading terminal 110 transmits a conversion request including the transaction amount to the securities system 120, and the securities system 120 calculates the stock price and the number of shares corresponding to the transaction amount with reference to the stock price table. The market price necessary for determining the stock price stored in the stock price table may be a real-time value obtained by receiving data distributed every second from the stock exchange system 130 at predetermined second intervals such as 3 seconds and 5 seconds. it can. The calculated stock price and number of shares can be transmitted to the trading terminal 110 and output to the display screen as shown in FIG. The stock price table can be stored locally in the trading terminal 110, but by storing it in the securities system 120, the data can be kept up-to-date and the stock price at the time of opening can be calculated in real time. It is also possible to store the stock price table at the time of opening in the trading terminal 110 and the stock price table at the time of closing in the securities system 120.

  As shown in FIG. 6, to confirm the amount designation, the user may be requested to input a pass code as necessary, and the intention of the transaction may be confirmed again as shown in FIG.

  When the intention of the transaction is finally confirmed under the calculated stock price and the number of shares, a transaction execution request for executing the transaction is transmitted from the trading terminal 110 to the securities system 120 (S205). The transaction execution request includes the user identifier of the user of the trading terminal 110, the transaction brand, the stock price, and the number of shares, and may further include the transaction amount. It is also possible to store the stock price and the number of shares calculated by the securities system 120 and execute the transaction with the stored stock price and the number of shares after the final intention confirmation of the user's transaction is completed. Execution requests include user identifiers, trading brands, and, if necessary, transaction amounts. In this way, a large amount of data for transactions that may not be executed in the end must be accumulated. Some aspects disappear.

  When the transaction execution request is processed normally in the securities system 120, as shown in FIG. 8, it is possible to display on the trading terminal 110 that the order has been established.

  Conventionally, it was indispensable to specify the stock price and the number of shares on the PC website, which is assumed to be an operation using 10 fingers of both hands for stock trading. However, in the trading method of this embodiment, the user should specify By narrowing the parameters to the transaction amount such as the purchase amount or sale amount, it becomes possible to input by intuitive graphical operation, which is a feature of mobile terminals that are assumed to be operated with one finger such as smartphones and tablets, The burden of user input can be greatly reduced, and the base of stock trading can be expanded. Conventionally, it is necessary to specify both the stock price and the number of shares, which makes it difficult to operate on the mobile terminal, but in this embodiment, instead of these, only the transaction amount may be specified, and one finger is used. Optimization for operation is possible.

  Furthermore, as described above, by selecting a brand to be handled in advance, it is possible to reduce a user's input burden, a research burden, and the like.

(Second Embodiment)
There are various modes for graphical input of transaction amounts, examples of which are given below.

  In FIG. 5, the interface is a slot machine type, but it can also be a roulette shape, for example.

  Also, an input as shown in FIG. 9 can be performed. That is, by dragging an image such as an icon representing a brand to be traded and moving it to a predetermined position, the transaction amount associated with the predetermined position can be designated / input as the transaction amount of the brand. .

  Also, as shown in FIG. 10, by dragging an image such as an icon representing an amount of money such as 10,000 yen or 100,000 yen to a predetermined position where an image imitating a ticket vending machine is placed, for example, the predetermined position It is possible to designate and input the transaction amount of the brand associated with the. FIG. 11 is also the same. In this example, by dragging and moving an image representing the amount of money to a predetermined position associated with the symbol, the transaction amount of the symbol is designated / input. By confirming the intention of the transaction, it is added to the user's portfolio list and displayed. As a portfolio display mode, the ratio of each brand can be indicated by a pie chart.

  Further, the interface can be a shooting game. For example, by placing an item such as an arrow representing a monetary amount at a predetermined position, the transaction amount of a brand associated with the predetermined position can be obtained. Further, by placing an item such as an arrow representing a brand at a predetermined position, the transaction amount associated with the predetermined position can be set as the transaction amount of the brand.

  If it is necessary to specify the stock price and the number of shares to be traded as in the past, such a graphical operation is impossible or difficult. However, as described in the first embodiment, refer to the stock price table according to the present invention. Thus, by calculating the stock price and the number of shares from the transaction amount, various interfaces for unprecedented stock transactions are possible.

  The contents related to the present invention described above will be described in more detail below. FIG. 12 is a block diagram showing an internal configuration of the trading terminal 110 shown in FIG. As described above, the trading terminal 110 is a mobile terminal (user terminal) such as a smartphone or a tablet, and this type of mobile terminal performs processing according to various functions by installing various programs (applications). It corresponds to a kind of computer. In FIG. 1, only one trading terminal 110 is shown in order to avoid the complexity of the illustration, but in the actual trading system 100, a plurality of trading terminals 110 corresponding to the number of users are used. In other words, these trading terminals 110 correspond to external terminals (external trading terminals) for the securities system 120.

  FIG. 12 shows an internal configuration when the trading terminal 110 is a smartphone. Various types of processing units 111 such as a CPU, a communication unit 112, a storage unit 113, a RAM 114, a ROM 115, an input / output unit 116, an operation unit 117, and the like. Devices are connected by an internal bus 110a. Even if the buying and selling terminal is a tablet or a notebook personal computer (computer), the internal configuration basically conforms to FIG.

  In addition to wireless communication processing via the network, the communication unit 112 of the buying and selling terminal 110 has a function of calling a predetermined telephone number according to the control of the processing unit 111 (calling function) and a function of receiving a call (incoming call function) Etc. The RAM 114 temporarily stores contents, files, and the like accompanying the processing of the processing unit 111. The ROM 115 stores a program that defines the basic processing contents of the processing unit 111 and also stores identification information (UID) that identifies the smartphone. This UID is included in the transmission content when communicating (transmitting) with the communication unit 113 described above (for example, transmission is performed by including the UID in the header of the transmission packet).

  The input / output unit 116 is connected to a display 118 having a touch panel function, and performs processing for outputting various screens (see screens shown in FIGS. 3 to 9, etc.) generated by the control processing of the processing unit 111 to the display 118. As a result, the output screen content is displayed on the display 118. In addition, the input / output unit 116 also performs processing to send the operation content received by the user touching the surface of the display 118 to the processing unit 111, whereby the trading terminal 110 receives various user operation content. . Note that the operation content accepted by the user touching the surface of the display 118 changes appropriately according to the displayed screen content.

  The operation unit 117 is a hard button provided on the housing of the trading terminal 110, and when the operation unit 117 is operated, the fact that it has been operated is transmitted to the processing unit 111. The meaning of the operation of the operation unit 117 varies depending on the processing status of the buying and selling terminal 110. For example, when the operation unit 117 is operated in a state where the application is activated, an operation for ending the application is performed. Therefore, in this case, the operation of the operation unit 117 accepts an application termination instruction from the user. In the case of the present invention, since the stock trading app P2 for online stock trading (installed in the storage unit 113) is used, when the operation unit 117 is operated while the stock trading app P2 is activated, When the trading terminal 110 accepts the end instruction of the stock trading application P2, the logoff instruction of the stock trading application P2 is transmitted to the securities system 120 of the securities company.

  The storage unit 113 stores (installs) programs such as the OS program P1, the stock trading application P2, and other various applications. The OS program P1 is a basic program corresponding to an operating system, and defines the processing of the processing unit 111 for the trading terminal 110 to function as a kind of computer. One of the basic processes defined by the OS program P1 is to display a home screen on the display 118 first when the trading terminal 110 is ready for use. In this home screen, Arrangement of icons and the like corresponding to various applications installed in the storage unit 113 is also due to processing defined by the OS program P1.

  The stock trading application P2 stored in the storage unit 113 is an application program (computer program) corresponding to the online stock trading service provided by the securities system 120, and displays various screens for stock trading on the display 118. It is specified that the processing unit 111 performs various controls according to the process of transmitting various settings, trading instructions, etc. to the securities system 120 in accordance with the user operation on the screen. The processing unit 111 functions as various means such as processing for generating and displaying various screens. The stock trading application P2 includes screen data corresponding to each screen part (button or the like) for displaying various screens in addition to the program code defining the processing.

  The stock transaction application P2 is acquired by the trading terminal 110 through download or a storage medium, and installed in the storage unit 113. When the installation is completed, a stock trading icon for starting up the stock trading application P2 is arranged in the home screen based on the OS program P1 so as to be selectable. Then, when the trading terminal 110 accepts a user operation for selecting this stock trading icon, the trading terminal 110 (processing unit 111) displays the brand list screen 12 shown in FIG. If the login state is not displayed, a login screen (login screen 11 in FIG. 13) is generated and displayed on the display 118.

  FIG. 13 shows an example of the login screen 11 displayed on the display 118, which is generated based on the screen data for the login screen by the processing of the processing unit 111. The login screen 11 includes a mail address (user ID) input field 11a, a password input field 11b, and a selectable login button 11c. The data of the parts corresponding to each part arranged in this way also includes screen data for the login screen. With the log-in screen 11 displayed, the soft keyboard 10 is displayed in the lower half of the screen by a function corresponding to the processing specified by the OS program P1 described above, and the user operates each key included in the soft keyboard 10 Thus, predetermined contents are input to the input fields 11a and 11b. The password to be entered is determined for each user at the time of user registration with the stock trading service (see user DB 23 in FIG. 23 described later).

  Then, when the trading terminal 110 accepts the selection operation of the login button 11c in a state where predetermined contents are input to the input fields 11a and 11b, the input contents are sent to the securities system 120 as user login information. It is built so that it can be sent, and the data that defines the content of such creation (data written in script language etc.) is also included in the screen data for the login screen (selection operation is possible) The same is true for other screen data).

  As will be described later, when the login information is transmitted to the securities system 120 and the login is completed, a login completion notification is transmitted to the trading terminal 110, and the information of the user who has completed the login, the stock price of each brand, etc. The information included is transmitted from the securities system 120 to the trading terminal 110 that has transmitted the login information. Especially, when the stock market is opened, the stock price also changes at any time. Information including the stock price and the like is transmitted (push transmission) to the trading terminal 110. In addition, even if the login information is transmitted to the securities system 120, if the login is not completed due to a mismatch of the login information or the like, a login failure notification is transmitted from the securities system 120 to the trading terminal 110. When the trading terminal 110 (the processing unit 111) receives the login impossibility notification, in order to secure another input opportunity, the login screen indicating that the passwords do not match (which is structurally equivalent to FIG. 13). ) Is displayed on the display 118.

  14 is a screen displayed on the display 118 when a login completion notification is received from the securities system 120 in response to the transmission of login information, and is equivalent to the screen shown in FIG. is there. This brand list screen 12 is arranged with selectable brand icons 12a to 12i corresponding to brands to be purchased. When an operation for selecting any one of the brand icons 12a to 12i is performed, the display 118 is switched to a screen for the brand corresponding to the selected brand icon.

  Each of the brand icons 12a to 12i described above includes a logo indicating a company corresponding to the brand, and below the logo, the latest stock price and the change in the stock price from the previous day (in the case of +, a rise in stock price). If the stock price falls) is arranged. These latest stock prices and changes are acquired in conjunction with the display of the brand list screen 12, and when the trading terminal 110 displays the brand list screen 12, the trading terminal 110 displays the securities system. The latest stock price of each brand is acquired from the information included in the information transmitted from 120, and is arranged below the logo of each brand icon 12a to 12i.

  With the completion of login, the information sent from the securities system 120 will include the total value of the users who are logged in, the amount of investment principal, the amount of unrealized gain, etc. The total amount of these evaluations, the amount of investment principal, and the amount of unrealized gain are arranged in the upper column 12j at the upper part of the stock list screen 12, and the current asset status of the user is presented numerically. .

  The brand list screen 12 has an item column 12k at the bottom of the screen. The item column 12k includes a top icon 2a, a portfolio icon 2b, a notification icon 2c, a history icon 2d, and a menu icon 2e. It is out. These icons 2a to 2e are buttons for receiving from the user an instruction to switch the display content of the display 118 to a predetermined screen content. The top icon 2a is for switching to the top screen (equivalent to the stock list screen 12) of the stock trading application P2, and the portfolio icon 2b is for switching to a screen showing the portfolio of the logged-in user as a graph. , The notification icon 2c is for switching to a notification screen that presents various information, the history icon 2d is for switching to the transaction history screen of the logged-in user, and the menu icon 2e is for switching various menus. It is for switching to the menu screen shown.

  FIG. 15 is displayed on the display 118 when the buying and selling terminal 110 accepts an operation of selecting the brand icon 12a (the icon of facebook (registered trademark)) arranged on the upper left in the brand list screen 12 of FIG. The selected brand screen 13 is shown (equivalent to the screen shown in FIG. 4). The selected brand screen 13 is a screen for accepting an instruction to purchase or sell the stock of the brand (brand icon) selected in the brand list screen 12 of FIG. 14 from the user, and a brand column indicating the brand 13a and a selectable buy button 13b and a sell button 13c. The buy button 13b accepts an instruction to buy from the user (a purchase operation for the selected brand), and the sell button 13c accepts a sell instruction (an operation for selling the selected brand) from the user.

  When the selection operation of the buy button 13b is received, the trading terminal 110 performs a process of transmitting a purchase instruction to the securities system 120 to buy the selected brand corresponding to the selected brand screen 13. In addition, when the selection operation of the sell button 13c is received, the trading terminal 110 performs a process of transmitting a sale instruction to the effect that the selected brand corresponding to the selected brand screen 13 is sold to the securities system 120.

  Note that the sell button 13c on the selected brand screen 13 is activated (selectable) when the logged-in user does not own the stock of the selected brand (in the case of FIG. 15, the share of facebook (registered trademark)). In order to prevent this, the processing unit 111 has created the selected brand screen 13. That is, the brand and the amount owned by the logged-in user are included in the information sent from the securities system 120, and the processing unit 111 of the trading terminal 110 selects the selected brand based on the sent information. It is determined whether or not the logged-in user owns, and based on the determination result, an active or inactive sell button 13c is generated.

  Further, the selected brand screen 13 shown in FIG. 15 is the one when the top left brand icon 12a is selected in FIG. 14, but any one of the other brand icons 12b to 12i in FIG. Even when selected, a screen for a brand corresponding to the selected brand icon is displayed on the display 118 (only the brand in the brand column 13a is different, and is structurally equivalent to the screen shown in FIG. 15). Stuff is displayed).

  FIG. 16 shows a transaction amount input screen 14 (corresponding to an order input screen), which is displayed on the display 118 when the buying / selling terminal 110 accepts the selection operation of the buy button 13b on the selected brand screen 13 of FIG. Screen (equivalent to the screen shown in FIG. 5). In the transaction amount input screen 14, a brand name 3 a to be purchased (a brand name “facebook (registered trademark)” in FIG. 16) is arranged at the upper part of the screen, and a user who is logged in can purchase below the brand name 3 a. A numerical value 4a of the purchaseable amount is shown, and a button 14a for buying the full amount is arranged beside it so as to be selectable. In addition, the specific brand transaction screen 13 has an amount designation column 14b for the user to specify an arbitrary purchase amount and a purchase button 14c below the numerical value 4a of the purchaseable amount 4a and the purchase button 14a. Is arranged to be selectable.

  As described above, the amount designation column 14b has a specification that allows the user to set the amount desired by the user through a slot machine-like interface. With the amount designation column 14b set to input the amount. When the buying and selling terminal 110 accepts the selection operation of the buy button 14c, the buying and selling terminal 110 accepts the transaction amount (the amount set in the amount designation field 14b) by the user input, and responds to the transaction amount input screen 14 The transaction amount input screen 14 is created so that a purchase request to buy stocks of the selected brand with the accepted transaction amount is transmitted from the trading terminal 110 to the securities system 120 (the purchase transmitted to the securities system 120). The request includes information notifying the brand, transaction amount, etc.). When the buying / selling terminal 110 accepts the selection operation of the full purchase button 14a regardless of the setting of the amount in the amount designation column 14b, the transaction amount is input with the amount (transaction amount) indicated by the numerical value 4a of the purchaseable amount. The transaction amount input screen 14 is built so that a purchase request to buy stocks of a brand corresponding to the screen 14 is transmitted from the trading terminal 110 to the securities system 120.

  The transaction amount input screen 14 has a purchase price value 4b, a purchase exchange rate value 4c, an average acquisition stock price value 4d, an average acquisition exchange rate value 4e, a stock price increase below the above-mentioned buy button 14c. A rate value 4f, a rate of exchange rate increase 4g, an investment principal value 4h, and a current evaluation value (profit / loss) value 4i are arranged. These numerical values 4b to 4i and the numerical value 4a of the purchaseable amount include the information of the logged-in user included in the information sent from the securities system 120 (total amount of evaluation amount, amount of investment principal, profit / loss Etc.) and various types of information related to the selected issue (the purchase price of the specified issue, the purchase exchange rate, the average acquisition price, the average acquisition exchange rate, the stock price increase rate, the exchange rate increase rate, etc.). When the stock market is opened, information including each numerical value 4a to 4i is transmitted from the securities system 120 to the trading terminal 110 at any time. Therefore, each time the trading terminal 110 receives the transmitted information, each numerical value is received. A process of switching the display is performed by replacing 4a to 4i with the latest one. The presentation of each of these numerical values 4a to 4i is used as a material for the user's transaction determination (buying determination).

  FIG. 17 shows a passcode input screen 15 (corresponding to an identification information reception screen) on which an order passcode (corresponding to transaction identification information) input by the user can be received. The transaction amount input screen 14 of FIG. The transaction terminal 110 accepts the selection operation of the buy button 14c with the transaction amount (10,000 yen in the case of illustration) set in the amount designation column 14b (corresponding to the receipt of the transaction amount). Accordingly, an example of a screen displayed on the display 118 is shown (basically equivalent to the screen shown in FIG. 6).

  In the passcode input screen 15, the purchase target brand name 5 a (same as in FIG. 16) is arranged at the top of the screen, and the planned purchase price column 15 a, the number of shares column 15 b, the purchase price column 15 c, In addition, a purchase exchange rate column 15d is provided, and numerical values 6a to 6d are arranged in the columns 15a to 15d.

  The number 6b of the number of shares included in the number of shares column 15b is transmitted to the securities system 120 by purchasing a purchase request including the transaction amount by selecting the buy button 14c (or the full purchase button 14a) on the transaction amount input screen 14 in FIG. It is information obtained by doing. That is, when a purchase request including a transaction amount or the like is transmitted to the securities system 120, as will be described later, the number of shares that can be purchased for a specific issue (selected issue) with the transaction amount becomes the real-time market price at that time. It is calculated by the securities system 120 based on this, and the calculated number of shares is included in the information transmitted from the securities system 120 to the trading terminal 110. The trading terminal 110 extracts the number of shares included in the information from the securities system 120 and places it in the number-of-stocks column 15b, and the numerical values 6a, 6c, 6d corresponding to the other columns 15a, 15c, 15d are also sent from the securities system 120. It takes out from the transmitted information and arranges it appropriately.

  The information including each numerical value 6a to 6d is transmitted from the securities system 120 as described above, and when the stock market is opened, the values such as each numerical value 6b to 6d are also changed due to the latest market price fluctuation and exchange fluctuation. Therefore, each time the transmitted / received terminal receives the transmitted information, the trading terminal replaces the numerical values 6b to 6d in the columns 15b to 15d with the latest ones (the numerical values 6c and 6d in FIG. 17 are the numerical values 4b in FIG. 16). 4c is the same example, but if the market price fluctuates during screen switching, the displayed numerical values 6c and 6d will change to the numerical values 4b and 4c in FIG. Since the numerical value 6a in the planned purchase price column 15a is input and set by the user, it is constant unless the input setting is changed.

  Further, the passcode input screen 15 has a passcode input field 15e arranged in the middle of the vertical direction, and a soft keyboard 10 is displayed below the passcode input screen 15 as in the case of the login screen 11 of FIG. ing. The passcode corresponds to the transaction identification information when performing a transaction. In this embodiment, a 4-digit number is used, and this 4-digit number is used when a user registers for the online stock transaction service. Set by the user. An OK button 15f is selectably provided in the passcode input field 15e, and the trading terminal 110 accepts the selection operation of the OK button 15f in a state where a predetermined 4-digit numerical value is input in the passcode input field 15e. Then, the passcode input screen 15 is created so that the accepted passcode (a 4-digit numerical value) is transmitted to the securities system 120.

  The passcode input field 15e is provided with a check box 15g for omitting the passcode input for the user who wishes to omit the input of the passcode from the next time, and this check box 15g is checked. If the OK button 15f selection operation is performed in a state where the password is entered, the fact that the passcode input is omitted is stored in the storage unit 113 of the trading terminal 111, and the display of the passcode input screen 15 is omitted from the next time. However, the stock transaction application P2 defines that the pass code input omission is also sent to the securities system 120 by selecting the OK button 15f.

  When the input passcode is transmitted to the securities system 120, either a passcode match notification or a passcode mismatch notification is returned from the securities system 120 to the trading terminal 110, and the passcode does not match. When the trading terminal 110 receives this notification, since the passcodes do not match, the passcode input screen 15 to which a request for re-input is added is displayed on the display 118. The numerical values 6b to 6d included in the passcode input screen 15 displayed in accordance with the passcode mismatch are the latest in real time at the time of display.

  Further, when the trading terminal 110 displays the passcode input screen 15, it performs a process of measuring the display time of the passcode input screen 15 by a timer function provided in the processing unit 111. Then, the processing unit 111 compares the reference time (fixed time) set in the stock transaction application P2 with the display time to be measured, and if the display time to be measured exceeds the reference time as a result of the comparison, a timeout occurs. The processing unit 111 performs processing (timeout processing) for switching the display screen of the display 118 from the passcode input screen 15 to the transaction amount input screen 14 shown in FIG. The introduction of such time-out processing changes the stock price as a trading condition and the calculated number of shares as the market price fluctuates. If the trading conditions change frequently, the user will be confused. Has been done to avoid. When performing the timeout process, the trading terminal 110 transmits a timeout (time exceeded) notification to the securities system 120.

  In consideration of the fact that the display of each numerical value 6b to 6d is kept constant as the reference time for the timeout processing, the market price of a plurality of stocks that are the trading targets distributed by the stock exchange system 130 from the stock exchange system 130 is calculated. The acquisition time is set to about 3 to 5 seconds (in consideration of the passcode input time, about 4 to 5 seconds is preferable). However, when it is desired to ensure a long passcode input time or when the values 6b to 6d may be appropriately switched, it is possible to set a time longer than 5 seconds (for example, 6 The reference time may be set as appropriate on the menu screen or the like according to the user's convenience.

  FIG. 18 shows an intention confirmation screen 16 (equivalent to the screen shown in FIG. 7) for confirming the intention of the transaction (for example, purchase) with the user, and there are two display states. The first display situation is when the trading terminal 110 receives a passcode match notification from the securities system 120 and is displayed on the display 118. As a second display situation, when the storage unit 113 stores that the passcode input is omitted, the transaction amount is accepted by the selection operation of the buy button 14c on the transaction amount input screen 14 of FIG. Along with this, it is displayed on the display 118.

  The intention confirmation screen 16 has a configuration in which the passcode input field 15e in the middle of the passcode input screen 15 shown in FIG. 17 is replaced with a confirmation field 16e. A passcode is displayed above the confirmation field 16e. Similar to the input other side 15, the brand name 8a, the planned purchase price column 16a, the number of shares column 16b, the purchase price column 16c, and the purchase exchange rate column 16d are provided at the top of the screen, and each column 16a to 16d includes Numerical values 7a to 7d are arranged. In addition, each numerical value 7b-7d arrange | positioned at each column 16b-16d is the newest thing transmitted from the securities system 120 at the time of displaying the intention confirmation screen 16 (numerical values 7b-7d of FIG. 18). Shows the same example as the numerical values 6b to 6c in FIG. 17, but if the market price fluctuates during screen switching, the displayed numerical values 7b to 7d will be changed to numerical values 6b to 6c).

  The confirmation field 16e of the intention confirmation screen 16 has a selectable button 16f and a buy button 16g that can be selected. When the selection operation of the stop button 16f is received, the trading terminal 110 performs a process of switching the display screen of the display 118 from the intention confirmation screen 16 to the transaction amount input screen 14 shown in FIG. On the other hand, when the selection operation of the buy button 16g is received, the trading terminal 110 displays the stock of the brand name 8a in the numerical value shown in the planned purchase price column 16a based on the condition of the numerical value 7c shown in the purchase price column 16c. The transaction execution request for purchasing at 7a is transmitted to the securities system 120 (the transaction execution request includes the number of shares of the numerical value 7b in the stock number column 16b).

  In addition, as will be described later, when the securities system 120 receives a transaction execution request from the trading terminal 110, according to the transaction execution request, the securities system 120 executes the transaction processing of the stock of the selected brand (the brand stock of the brand name 8a) as a relative transaction, When the transaction process is completed, a transaction completion notification is transmitted to the trading terminal 110.

  In addition, the trading terminal 110 introduces processing related to timeout for the display of the intention confirmation screen 16 as in the case of the passcode input screen 15 described above. A process of measuring the display time of the confirmation screen 16 is performed by a timer function provided in the processing unit 111. Then, the processing unit 111 compares the reference time (fixed time) and the display time to be measured, and if the display time to be measured exceeds the reference time as a result of the comparison, the display screen of the display 118 is determined as a timeout. The processing unit 111 performs processing (timeout processing) for switching from the confirmation screen 16 to the transaction amount input screen 14 shown in FIG.

  FIG. 19 shows an order establishment screen 17 that is displayed on the display 118 when the trading terminal 110 receives a transaction completion notification from the securities system 120. On the top of the order confirmation screen 17, a trade name 17 a that has been traded is arranged at the top, a purchase amount column 17 b is provided slightly below the center in the vertical direction, and a numerical value 17 c of the transaction amount is shown below. Indicates that the ordered transaction has been completed. By displaying the order establishment screen 17, the user can confirm that his / her order transaction has been completed. Note that, from the display state of the order confirmation screen 17, various processing based on the function of the OS program P1 (for example, processing for returning to the home, processing for returning to the state in which the application is activated) is appropriately performed, so that the trading terminal 110 can be changed. The user can move to a desired state.

  Further, in the above description, the transaction when buying is described, but the transaction when selling is basically the same screen transition as in the above case. That is, when the buying and selling terminal 110 accepts the selection operation of the sell button 13c on the selected brand screen 13 shown in FIG. 15, a screen in which the buy button 14c is replaced with the sell button on the transaction amount input screen 14 shown in FIG. When the operation for selecting the replaced sell button is accepted, a sale request for the amount set in the amount setting field (equivalent to the amount specifying field 14b in FIG. 16) is sold to the securities system 120. The terminal 110 transmits.

  Note that the amount that can be set in the amount setting column is limited to the valuation amount of the stock owned by the user for the trading issue (selected issue), and such valuation amount is included in the information sent from the securities system 120. The trading terminal 110 sets the evaluation amount included in the received information to the upper limit of the amount range that can be set in the amount setting column. In the processing for selling, the transaction amount input screen 14 shown in FIG. 16 is replaced with the sell button as described above, and the purchased stock price value 4b is changed to the sold stock price value. The attached exchange rate value 4c is changed to the sale exchange rate value, etc., and these sale values are also included in the information sent from the securities system 120.

  In the processing for selling, the passcode input screen 15 shown in FIG. 17 basically has the same screen configuration. In this case, the planned purchase price column 15a is changed to the planned sale price column. As for the numerical value 6a, the numerical value of the sale amount set by the user is arranged, and the purchase price column 15c and the purchase exchange rate column 15d are also changed to the sale price column and the sale exchange rate column. The numerical value related to the sale will be arranged according to

  Further, in the process of selling, the intention confirmation screen 16 shown in FIG. 18 has basically the same screen configuration. In this case as well, as in the case of the passcode input screen 15 described above, the purchase is performed. The planned amount column 16a is changed to the planned sale amount column, and the numerical value 7a is also arranged with the numerical value of the sales amount set by the user. The purchase price column 16c and the purchase exchange rate column 16d also have the sale price column and the sale The value is changed to the exchange rate column, and the numerical value relating to the sale corresponding to the changed column is arranged.

  Furthermore, in the process of selling, the order confirmation screen 17 shown in FIG. 19 has basically the same screen configuration, but the purchase amount column 17b provided slightly below the center in the vertical direction includes: The value is changed to the sale amount column, and a numerical value corresponding to the sale amount corresponding to the changed column is arranged.

  FIG. 20 is a block diagram showing the main internal configuration of the securities system 120. The securities system 120 of the present embodiment is configured by a general-purpose server computer as hardware. By installing the transaction program P11 (computer program for the server) that prescribes various characteristic processes of the present invention on this server computer, transaction processing is performed for stocks of stocks selected by the user in a relative transaction by specifying the amount. As a result, the server computer functions as the trading securities system 120. In FIG. 20, only one server computer is shown. For example, the securities system 120 is configured by combining a plurality of server computers and database systems by performing distributed processing on various processes performed by the securities system 120. May be. Note that the securities system 120 (stock trading server) corresponds to an external system (external securities system) from the trading terminal 110 described above.

  The server computer (server device) constituting the system 120 in the present embodiment is configured by connecting various devices and the like to the MPU 120a that performs overall control and various processes by the internal connection line 120h. Includes a communication module 120b, a RAM 120c, a ROM 120d, an input interface unit 120e, an output interface unit 120f, a mass storage system (HDD system) 120g, and the like.

  The communication module 120b is a communication device (communication means) corresponding to a connection module with a network, and conforms to a required communication standard (for example, a LAN module). The communication module 120b is connected to a network (an internal network of the securities system 120 or an external network) via a required communication device (not shown; for example, a router or the like). In particular, in this embodiment, the trading terminal 110 is connected. And communication with the stock exchange system 130 or the like.

  The RAM 120c temporarily stores contents, files and the like accompanying the processing of the MPU 120a, and the ROM 120d stores programs and the like that define the basic processing contents of the MPU 120a. The input interface unit 120e is connected to a keyboard 120i, a mouse, and the like for receiving operation instructions from the system administrator of the securities system 120, and transmits the operation instructions received from the system administrator to the MPU 120a. The output interface unit 120f is connected to a display 120j (display output device), and outputs the contents accompanying the processing of the MPU 120a to the display 120j so that the system administrator can check the current processing contents and the like. Yes.

  The mass storage system 120g (corresponding to the storage medium means) stores programs, databases (DB), and the like. In this embodiment, the system program P10, the transaction program P11, the brand table 20, the brand DB 21, and the stock price table 22 are stored. , User DB 23, user account DB 24, user-owned brand DB 25, exchange table 26, stock price information table 27, and the like.

  The system program P10 defines various processes according to the server operation system. The MPU 120a executes processes based on the specified contents, so that the securities system 120 has basic functions as a server computer. Fulfill. The transaction program P11 will be described later. As described above, the brand table 20 includes a unique code, a country code, a market code, a brand code, a brand name, a last trade date, a delisting date, a trading stop flag, a settlement period, a brand icon, etc. for a plurality of stock brands. It is a thing.

  FIG. 21 shows an outline of the contents of the brand DB 21. The stock DB 21 stores (stocks) stocks of each stock that is acquired and stocked in advance by the securities system 120 in order to perform a relative transaction. As described above, the securities company related to the securities system 120 purchases (acquires) the required number of stocks of stocks to be traded in advance in order to carry out a relative transaction, and stocks them (stock). Are stored in the brand DB 21. Specifically, for each brand, a numerical value corresponding to the total number of stocks, user purchases, and stocks is stored. The total number of stocks indicates the total number of stocks that are stocked, the user purchases indicate the number of shares purchased by the user in the total number of stocks, and the number of stocks in stock is purchased by the user among the total number of stocks. Indicates the number of shares not remaining (remaining). The numbers stored in the stock DB 21 are updated from time to time due to purchase processing by users, new stock purchases by securities companies for new stocks, and sales of stocks (including user purchases) to trading markets. Is done.

  FIG. 22 shows an outline of the contents of the stock price table 22. The stock price table 22 sequentially stores and accumulates stock prices (market prices) of a plurality of brands included in information distributed from the stock exchange system 130 in association with the reception date and time. The MPU 120a (securities system 120) receives the information distributed from the stock exchange system 130 at any time by the communication module 120b at intervals of seconds, extracts the stock price of each brand included in the received information, Processing to store in the stock price table 22 in the capacity storage system 120g is performed. Note that such storage processing is performed for each day.

  That is, the stock price table 22 has columns for each brand such as a column for each stock brand (for example, a company A stock column 22a, a company B stock column 22b, a company C stock column 22c, etc.) in the left column. The row is a grid-like table having a day column (for example, a column 22x on June 27, 2016, a column 22y on June 28, a column 22z on June 29), and the like.

  As described above, information including the latest stock price of each issue is distributed every second from the stock exchange system 130, and the securities system 120 distributes at intervals of several seconds (intervals of 3 seconds, 5 seconds, etc.). The stock price of each stock is acquired from the information to be acquired (will be obtained multiple times a day), and the information on the acquired stock price in the stock price table 22 is a column corresponding to each stock in the date column In addition, a process of sequentially storing with the acquired time is performed. By such processing, for example, each acquisition from the stock price (open price) of 9:00 to 15:00 (close price) is made in the location corresponding to the column 22a of Company A in the column 22x on June 27, 2016. The stock price at the time is accumulated. The stock price table 22 in FIG. 4 shows the situation at 13:28:19 on June 28, 2016. Therefore, the latest acquisition time in the column 22y on June 28 is 13:00. It is 28 minutes and 19 seconds, and the column 22z on and after June 28 is blank, but after this latest time, the contents of the stock table 22 are updated as needed with the acquisition of the latest stock price. Go. In the stock price table 22, since the acquired stock prices are accumulated, stock prices (market prices) at the time of the market closing or before the market closing are also stored in the market closing time zone. Stored in the day columns 22x, 22y, etc. are opening and closing stock prices, and the closing stock price is referred to as a stock price when the market is closed.

  FIG. 23 shows an outline of the contents of the user DB 23. The user DB 23 is a database that stores various types of information about users who have registered for online stock trading services provided by securities companies that operate the securities system 120 and opened trading accounts. A user ID for identifying the user is assigned to each user from the securities system 120 (securities company), and the user DB 23 stores various information in association with the assigned user ID. Specifically, the user DB 23 stores, for each user (user ID), the user's name, address, telephone number, e-mail address, UID (identification information of a trading terminal used by the user), occupation, password, passcode, and passcode input. The necessity is memorized. In this embodiment, the registered e-mail address is used as a login ID at the time of login, and the 4-digit number information set by the user at the time of user registration is used as the passcode.

  FIG. 24 shows an outline of the contents of the user account DB 24 stored in the mass storage system 120g described above. The user account DB 24 is an aggregate of user account tables 900, 901, 902 and the like that store account information related to user accounts (transaction accounts used for securities company transactions) for each registered user (user ID). The user (investor) deposits the required amount into this user account and applies the money to the stock purchase cost. The amount obtained by the user selling his / her shares is also credited to the user account.

  FIG. 25 shows an outline of the contents of the user account table 900 with the user ID 0100 as an example of the user account table stored in the user account DB 24. The user account table 900 includes the latest balance (deposit amount) of user accounts of registered users, investment principals, and stock transaction history (amount and date used for stock purchase, amount and date obtained by selling stock, etc.) ) Is stored. Therefore, the user account DB 24 includes the user account table for each user having the above-described content, so that the securities system 120 can grasp account information (payment information) for each user (user ID).

  FIG. 26 shows an outline of the contents of the user-owned brand DB 25 stored in the mass storage system 120g. The user-owned brand DB 25 stores, for each user (user ID), a stock brand owned by each user, a current number of possessions, a history of possession numbers, and the like. As a result, the stock system owned by the user for each user and the information associated with the transaction processing thereof can be grasped by the securities system 120 (securities company) and provided to the user.

  The exchange table 26 stored in the large-capacity storage system 120g shown in FIG. 20 includes a security system 120 from an external exchange information distribution system (not shown) that distributes exchange information by the communication module 120 via a network. Acquired exchange information is stored. This external exchange information distribution system also distributes the latest exchange information every second, and the securities system 120 also sequentially acquires the exchange information distributed as needed and stores it in the exchange table 26. The exchange information distributed includes the exchange rate (exchange rate between dollar and yen), the average exchange rate for the required period, the rate of increase in the exchange rate (the rate of change relative to the previous day's value), and the like.

  In addition, the stock price information table 27 stored in the large-capacity storage system 120g shown in FIG. 2 can sequentially receive and accumulate information distributed arbitrarily from the stock exchange system 130 described above. The information distributed from the stock exchange system 130 includes the stock price (market price) of each stock, the average stock price (average market price) of each stock over a predetermined period, the rate of increase of each stock (the rate of change relative to the previous day's value). ) Etc. are included.

  Next, processing contents defined by the transaction program P11 stored in the mass storage system 120g in the securities system 120 will be described. The transaction program P11 of the present embodiment is installed in the large-capacity storage system 120g via a storage medium such as an optical disk, and defines various control processes executed by the MPU 120a for user login, sales transactions, and the like. Thereby, the MPU 120a functions as various means.

  First, with regard to user login, when the communication module 120b receives user login information (user email address, password, user terminal UID, etc.) transmitted from the trading terminal 110 (user terminal), the received login information is received. 23, the transaction program P11 defines that the MPU 120a performs a process (login process) for determining whether or not matching information is stored in the user DB 23 of FIG.

  When it is determined that the received login information (user login information) is not stored in the user DB 23, login disable information indicating that the login information does not match is transmitted to the trading terminal 110 that is the login information transmission source using the communication module 120b. The transaction program P11 defines that the MPU 120a performs the control to be performed. On the other hand, when it is determined that the received login information is stored in the user DB 23, the user ID corresponding to the login information is set as the login completion for the user ID corresponding to the login information, and is in the login state. The login state information indicating this is stored in the RAM 120c or the like, and the MPU 120a performs the process of transmitting the login completion information indicating that the login is completed to the trading terminal 110 of the user who has completed the login. The login state information is stored together with the user ID in the RAM 120c until logoff information from the trading terminal is received.

  For the user who has entered the login state, the service provided by the securities system 120 can be used thereafter, and in accordance with this, the buying / selling processing of stock issues desired by the user, various settings, and the like can be performed. In addition, the securities system 120 appropriately transmits information on the logged-in user to the trading terminal 110 that has been logged in, and starts processing to transmit information including the stock price of each brand as needed.

  Then, when a purchase instruction for the selected brand (for example, facebook (registered trademark)) is transmitted from the trading terminal 110 of the logged-in user, the securities system 120 receives the purchase instruction from the stock price table 22. The stock price (market price) of the selected stock that is the latest at the time point is specified, and the exchange rate that is the latest when the purchase instruction is received, the average exchange rate, the exchange rate increase rate, etc. are specified from the exchange table 26 Then, from the stock price information table 27, the average stock price (market price average) of the selected stock, the rate of increase in stock price, etc. are specified, and the balance (amount available for purchase) from the user account table of the logged-in user. ), The investment principal, etc. is specified, and the current evaluation value (profit / loss) for all stocks owned by the user from the specified investment principal is included in the stock price table 22 Identify calculated from the most recent stock price stocks, these identified various information, it performs a process of transmitting to the user of the trading terminal 110 in login. Since the market price etc. fluctuate from time to time for the various types of information specified in this way, the various information is specified and transmitted to the trading terminal 110 in accordance with the latest market price being stored in the stock price table 22. The securities system 120 repeats.

  Thereafter, when a purchase request for the selected brand is transmitted from the trading terminal of the logged-in user, the market price of the selected brand that is the latest when the purchase request is received is identified from the stock price table 22, and the identification is performed. The market price will become a real-time price. Then, the securities system performs processing for calculating the number of shares at the time of purchase with the transaction amount included in the received purchase request with reference to the latest exchange rate stored in the exchange table 26 based on the specified real-time market price. 120 is performed. The securities system 120 performs processing of transmitting the calculated number of shares and the above-described various information to the trading terminal 110 that is logging in.

  In addition, the securities system 120 confirms whether or not a passcode input is necessary for the logged-in user, and if the passcode input is not omitted, the passcode transmitted from the logged-in user's trading terminal. Is matched with the passcode of the logged-in user by comparing the passcode stored in the user DB 23 with the received passcode. If it is determined that the passcodes match, the securities system 120 transmits a passcode match notification to the logged-in user's trading terminal, and if it does not match, the securities system 120 transmits a passcode mismatch notification. If a passcode mismatch notification is transmitted, it is determined again whether or not it is necessary to input a passcode. When the securities system 120 receives a timeout notification from the trading terminal of the logged-in user before receiving the passcode, the security system 120 returns to the state of determining whether or not a purchase instruction has been received.

  Then, when the securities system 120 transmits the above-described passcode match notification, the securities system 120 identifies the market price of the selected stock that is the latest at the time of transmitting the notification from the stock price table 22, and the identified market price is Use as a real-time price, and calculate the number of shares when purchasing at the transaction amount included in the purchase request with reference to the latest exchange rate at this time from the exchange table 26 with respect to the above-mentioned real-time market price The securities system 120 performs a process of transmitting the calculated number of shares and the various information described above to the trading terminal 110 that is logging in.

  As described above, even when the number of shares is calculated along with the transmission of the passcode match notification, when the securities system 120 receives a timeout notification, it returns to the state of determining whether or not a purchase instruction has been received. . Then, when receiving the transaction request execution, the securities system 120 executes a process of purchasing the most recently transmitted number of shares (the number of selected stocks) in a relative transaction. When the processing is completed, the securities system 120 transmits a transaction completion notification to the logged-in user's trading terminal 110, and stores the contents of the transaction processing in the logged-in user's user account table and the user-owned stock DB 25. Do.

  In addition, although the processing content of the securities system 120 by the rule of the above-mentioned transaction program P11 was demonstrated in the case of buying stocks as a transaction, the processing in the case of selling stocks only changes the above-mentioned buying content to the selling content. Basic processing contents are the same as when buying. Moreover, although the above-mentioned explanation was explained at the time of opening of the stock market, when the stock market is closed, the latest market price is stored in the stock price table 22 and the closing price (according to the closing time). The market price) or the value immediately before the closing price (market price corresponding to before closing) is used, and the handling at the closing time is the same for the information used from the stock price information table 27.

  Next, a series of processing contents related to the stock trading method of the stock trading system of the present invention by the trading terminal 110 and the securities system 120 having the above-described configuration will be described based on the first to third flowcharts of FIGS. The stock trading system defined in the present invention is a system composed of trading terminals 100 and a securities system 120. The stock exchange system 100 shown in FIG. 1 is included in the stock trading system of the present invention as an external system. Not) The processing performed by the trading terminal 110 in the first to third flowcharts corresponds to the stock trading method by the trading terminal 110, and the processing performed by the securities system 120 in the first to third flowcharts is the stock trading method by the securities system 120. It corresponds to.

  In the first to third flowcharts, the user login process is completed, and the trading terminal 110 starts from the stage of displaying the brand list screen 12 of FIG. 12, and when stocks are bought when the market opens Depending on the content. Although not shown in each flowchart, as the login is completed, the securities system 120 transmits information regarding the logged-in user and information regarding a plurality of issues to be traded to the trading terminal 110 as needed. And

  First, as shown in the first flowchart of FIG. 27, the trading terminal 110 displays the brand list screen 12 (see FIG. 14) on the display 118 (S1). Then, the trading terminal 110 determines whether any of the brand icons 12a to 12i arranged in the brand list screen 12 is selected by the user operation and accepts the selection of the brand (S2). When the selection of the brand is not accepted (S2: NO), the selection waiting state is entered, and when the selection of the brand is accepted (S2: YES), the trading terminal selects the selected brand screen as a screen for the brand that has received the selection. 13 (see FIG. 15) is displayed (S3).

  On the selected brand screen 13, the buying and selling terminal 110 determines whether or not the selection operation of the buy button 13b has been accepted (S4). When the buy button 13b is not selected (S4: NO), it enters a selection waiting state. When the selection of the buy button 13b is accepted (S4: YES), a purchase instruction for the selected brand is transmitted to the securities system 120 (S5). Since this purchase instruction includes information indicating the selected brand, the selected brand selected by the user is transmitted to the securities system 120.

  On the other hand, the securities system 120 is in a state of determining whether or not a purchase instruction has been received for a user who has logged in (S10), and when receiving no purchase instruction (S10: NO), waiting for reception. When the purchase instruction is received (S10: YES), in addition to the information to be transmitted at any time (stock price of each issue, information on exchange rates, etc.), the current (latest) evaluation of the logged-in user The amount is calculated and transmitted to the trading terminal 110, and the market price, the average stock price, the rate of increase in the stock price, etc. are transmitted as the latest information (the latest information at the time of receiving the purchase instruction) for the selected stock ( S11). In addition, since the various information sent in the stage of S11 is to present the change in the value due to the market price to the user thereafter, the securities system 120 transmits the latest information (latest information) to the trading terminal 110 as needed. .

  When receiving the selection of the buy button 13b, the trading terminal 110 transmits a purchase instruction as described above, and changes the display screen of the display 118 from the selected brand screen 13 to the transaction amount input screen 14 (see FIG. 16). (S6). In addition, on the transaction amount input screen 14 displayed in this way, the numerical values 4a to 4i included in the information transmitted from the securities system 120 are arranged, and these numerical values 4a to 4i are displayed in the securities system. Depending on the latest information from 120, the value may change.

  While the transaction amount input screen 14 is displayed, the transaction terminal 110 determines whether or not the transaction amount input is set and the selection of the buy button 14c is accepted (S7). When the purchase button 14c is not selected (S7: NO), the selection of the buy button 14c is awaited and the selection operation of the buy button 14c is accepted (S7: YES). The buying and selling terminal 110 transmits a purchase request including the selected brand and the like (may include the logged-in user ID and the like) to the securities system 120 (S8).

  The securities system 120 determines whether or not a purchase request from the trading terminal 110 has been received (S12). If no purchase request has been received (S12: NO), the stock system 120 returns to the stage of S11 and stores various information. The transmission will continue. Further, when a purchase request including a transaction amount is received (S12: YES), the market price of the selected stock that is the latest (latest) at the time when the purchase request is received is identified from the stock price table 22 as a real-time market price. At the same time, based on the specified market price, the number of shares of the selected issue when trading with the transaction amount included in the received purchase request is calculated by referring to the exchange table 26 at the time when the purchase request is received. (S13). Then, the securities system 120 transmits the calculated number of shares to the trading terminal 110 (S14). Even at this stage, the securities system 120 continues to transmit the latest various information that has started to be sent at the stage of S11.

  In the second flowchart of FIG. 28, when the buying and selling terminal 110 accepts the selection of the buy button 14c on the transaction amount input screen 14 of FIG. 16, as described above, the buying and selling terminal 110 transmits a purchase request and passes it to the storage unit 113. By checking whether or not the code input omission is stored, it is determined whether or not a passcode input is required (S20). If the passcode input omission is set (S20: YES), the processing of the trading terminal 110 proceeds to the stage of S40 in the third flowchart of FIG.

  If omission of passcode input is not set (S20: NO), trading terminal 110 switches the screen display on display 118 from transaction input screen 14 to passcode input screen 15 (see FIG. 17) (S21). ). Note that the number of shares based on the real-time market price calculated by the securities system 120 is also displayed on the display 118 by the display of the passcode input screen 15 (see the numerical value 6b in FIG. 17). When the passcode input screen 15 is displayed, the trading terminal 110 measures the display time of the screen (S22), and the measured time is the reference time (fixed time) set in the stock trading application P2. In contrast, it is determined whether or not the reference time has been exceeded (S23).

  When the reference time is exceeded (S23: YES), the trading terminal 110 transmits a timeout notification to the securities system 120 (S24), returns to the stage of S6 in the first flowchart, and displays the display screen of the display 118 as a pass. The code input screen 15 is switched to the transaction amount input screen 14.

  If the reference time has not been exceeded (S23: NO), the trading terminal 110 determines whether or not an input of a passcode has been accepted (S25), and has not received an input of a passcode (S25). : NO), returning to the stage of S22, the buying and selling terminal 110 will continue timing. When the pass code is input and the selection operation of the OK button 15f is performed and the input of the pass code is accepted (S25: YES), the trading terminal 110 transmits the accepted pass code to the securities system 120 (S26). .

  When the stock system 120 transmits the number of shares at the stage of S14 in the first flowchart, it next determines whether or not the input of the passcode is omitted by referring to the user DB 23 for the logged-in user. If the input of the pass code is omitted (S30: YES), the processing of the securities system 120 proceeds to the stage of S50 in the third flowchart of FIG.

  When the input of the passcode is not omitted (S30: NO), the securities system 120 determines whether or not the passcode sent from the trading terminal 110 has been received (S31). If the pass code has not been received (S31: NO), the securities system 120 next determines whether or not a timeout notification has been received from the trading terminal 110 (S32), and has received the timeout notification. If not (S32: NO), the process returns to the step S31 to determine whether or not to receive a passcode. When a timeout notification is received (S32: YES), the processing of the securities system 120 returns to the stage of S11 in the first flowchart, and various information is transmitted to the trading system 110.

  In addition, when the pass code is received from the trading terminal 110 (S31: YES), the securities system 120 determines whether the received pass code matches the pass code corresponding to the logged-in user. Judgment is made with reference to the contents stored in the DB 23 (S33). If the received passcodes match (S33: YES), the securities system 120 transmits a passcode match notification to the buying and selling terminal 110 (S34), and proceeds to the process of S50 in the third flowchart. On the other hand, if the received passcodes do not match (S33: NO), the securities system 120 transmits a passcode mismatch notification to the trading terminal 110 (S35), and returns the processing of the securities system 120 to the stage of S31. Become.

  The trading terminal 110 determines whether to receive a passcode match notification or a mismatch notification from the securities system 120 after transmitting the passcode in step S26 (S27). If it is received (S27: mismatch), the process returns to the stage of S21, and the passcode input screen 15 is displayed. However, the screen content displayed at this time is “Passcode did not match. "Please input" is added. When the passcode match notification is received (S27: match), the processing of the buying and selling terminal 110 proceeds to the third flowchart.

  In the third flowchart of FIG. 29, first, the securities system 120 specifies, as the real-time market price, the market price of the latest trading brand at the time of receiving the passcode from the stock price table 22, Based on the specified market price, the number of shares of the selected stock when trading with the transaction amount included in the purchase request received earlier is calculated by referring to the exchange table 26 from the exchange table 26 when the passcode is received (S50). ). Then, the securities system 120 transmits the calculated number of shares to the trading terminal 110 (S51). Even at this stage, the securities system 120 continues to transmit the latest various information that has started to be sent at the stage of S11. Note that the processing in the steps S50 and S51 is performed following the calculation of the number of shares in S13 and the transmission of the number of shares in S14 in the first flowchart when the passcode input is omitted. If there is no, the process in the steps S50 and S51 may be integrated with the processes in S13 and S14.

  Unless the passcode input is omitted, the trading terminal 110 receives the passcode match notification along with the transmission of the passcode and changes the display screen of the display 118 from the passcode input screen 15 to the intention confirmation screen 16 (FIG. 18) (S40). In displaying the intention confirmation screen 16, the trading terminal 110 receives various information including the latest number of shares calculated in the step S <b> 50 from the securities system 120, so each numerical value 7 b included in the intention confirmation screen 16 is displayed. .About.7d are arranged with the latest real-time values, and the number of shares based on the real-time market price calculated by the securities system 120 is also displayed on the display 118 (see numerical value 7b in FIG. 18). When the passcode input is omitted, the intention confirmation screen 16 is displayed on the display 118 of the trading terminal 110 when the transaction amount is accepted on the transaction amount input screen 14 of FIG. (Refer to S20 in the second flowchart: YES).

  And also when this intention confirmation screen 16 is displayed, as in the case of the passcode input screen 15 described above, the buying and selling terminal 110 measures the display time of the intention confirmation screen 16 (S41), It is determined whether or not the reference time has been exceeded in comparison with the reference time (fixed time) set in the stock transaction application P2 (S42).

  When the reference time is exceeded (S42: YES), the trading terminal 110 transmits a timeout notification to the securities system 120 (S43), returns to the step S6 of the first flowchart, and displays the display screen of the display 118 as the intention time. Switch from the confirmation screen 16 to the transaction amount input screen 14. If the reference time has not been exceeded (S42: NO), the buying and selling terminal 110 determines whether or not a selection operation for the buy button 16g has been accepted (S44), and has accepted a selection operation for the buy button 16g. If not (S44: NO), it is determined whether or not a selection operation of the button 16f to be stopped has been accepted (S45). When the selection operation of the stop button 16f is received (S45: YES), the processing of the trading terminal 110 returns to the stage of S6 of the first flowchart (in this case, the processing of the securities system 120 is also followed, and the processing of the first flowchart). Will return to processing).

  If the selection operation of the quit button 16f is not accepted (S45: NO), the process returns to the stage of S41, and the trading terminal 110 continues to count time. Then, when the selection operation of the buy button 16g is received (S44: YES), the buying and selling terminal 110 displays each of the conditions (scheduled purchase price, number of shares, purchase price, purchase exchange rate) displayed on the intention confirmation screen 16. The transaction request execution to the effect of executing the transaction request for the selected brand is transmitted to the securities system 120 under the conditions indicated by the numerical values 7a to 7d shown in the columns 16a to 16d.

  The securities system 120 determines whether or not a transaction request execution is received from the logged-in trading terminal 110 (S52). If the transaction request execution is not received (S52: NO), the securities system 120 Then, it is determined whether or not a timeout notification is received from the buying and selling terminal 110 (S53). If the timeout notification is not received (S53: NO), the process returns to the step of S52 to determine whether or not to execute the transaction request. I do. If a time-out notification is received (S53: YES), the processing of the securities system 120 returns to the stage of S11 in the first flowchart, and various information is transmitted to the trading system 110.

  When the transaction request execution is received (S52: YES), the securities system 120 allows the user who has logged in the stock of the selected brand in the relative transaction under the conditions (number of shares, purchase price, etc.) related to the transaction request execution. Processing to purchase (transaction processing) is executed (S54), and when the transaction is completed, a transaction completion notification is transmitted to the buying and selling terminal 110 (S55). The securities system 120 associates the completed transaction contents with the logged-in user, and stores them in the user account table and the user-owned stock 25 (S56). A series of processing related to the purchase is temporarily terminated.

  Further, the trading terminal 110 determines whether or not a transaction completion notice from the securities system 120 has been received after transmitting the transaction request execution in response to the selection operation of the buy button 16g (S47). ), If not received (S47: NO), it is in a waiting state for reception, and if received (S47: YES), the display screen of the display 118 is switched from the intention confirmation screen 16 to the order confirmation screen 17 (see FIG. 19). Processing is performed (S48). With the display of the order establishment screen 17, the series of processes relating to the purchase of the selected brand on the trading terminal 110 side is temporarily terminated.

  As described above, in the stock trading method of the stock trading system by the trading terminal 110 and the securities system 120, the number of shares calculated based on the real-time market price at that time and various information are displayed on the display 118 of the trading terminal 110. Therefore, when the stock market is opened, the user can confirm the transaction conditions with the changing market price at any time, and there is an advantage that the transaction can be performed by faithfully reflecting the changing market price.

  In addition, although the above-mentioned 1st-3rd flowchart explained the transaction when buying the selection stock when the stock market opens, the flow of processing when selling the stock of the user's possession stock is basically the same as when buying. become. The main difference is that in the first flowchart, the step S4 is whether or not the selection of the sell button 13c is accepted, and the step S5 is the sending of the sale instruction, and accordingly, the step S10 is also sold. Whether or not an instruction has been received, and in step S7, selection of a sell button has been accepted in a state where the input of money has been set, and in step S8, a sale request is transmitted, and accordingly , S12 also determines whether or not a sale request has been received. In the third flowchart, the step S44 determines whether or not the selection of the sell button has been accepted, and the execution of the transaction in S54 also performs a process of selling the stock of the selected brand.

  Further, in the above description, the real time refers to the latest (latest) thing (value) at the time, but the real time of the present invention is limited to mean the latest (latest) at the time. In addition, a range of a few seconds before that time (for example, a few seconds before the securities system 120 according to the time interval at which the securities system 120 receives the market price is several seconds before the market time) is also included in real time. Therefore, for example, it is possible to calculate the number of shares based on the market price 3 seconds before or 5 seconds before the time point when the securities system 120 receives the purchase request in the step S12 of the first flowchart. This corresponds to calculating the number of shares based on the market price that is real-time. The same applies to the case where the number of shares is calculated in step S50 of the third flowchart. The number of shares can be calculated based on the market price 3 seconds before or 5 seconds before the time when the passcode is received. This corresponds to calculating the number of shares based on the market price that is real-time among the market prices. In this way, by including the range several seconds before in real time, there is a margin in various processes relating to the calculation of the number of shares in the securities system 120, which is useful for reducing the processing load of the securities system 120.

  Further, the real-time thing of the present invention also includes an average value of a plurality of values included in a range several seconds before the latest (most recent), for example, at that time (purchase request reception time or passcode reception time) ) The latest (most recent) market price and the average value of multiple market prices, such as 3 seconds or 5 seconds before the latest, are used as the real-time market price and used to calculate the number of shares. Is also possible. If the average value is used as the real-time market price in this way, the real-time value (market price) used to calculate the number of shares can be stabilized even if the market price fluctuates frequently or rapidly. Benefits arise.

  In addition, although the first to third flowcharts described above have been described as processing at the time of opening of the stock market, the flow of processing is basically the same when the stock market is closed. The method of calculating the number of shares at the step S13 in the flowchart and the step S50 in the third flowchart is given. In this case, when the securities system 120 receives a purchase request including a transaction amount or the like when the stock market is closed, based on the market price of the selected stock at the time of closing stored in the stock price table 22, The number of shares of the selected issue will be calculated. In addition to using the market brand at the time of closing, as in the above-described case of real time, the market is stored in the stock price table 22 and is a few seconds before the closing time (for example, 3 seconds before, 5 seconds before, etc.). It is also possible to calculate the number of shares based on the price (equivalent to the market price before closing). Furthermore, the market price at closing and several seconds before closing (for example, 3 seconds before, 5 seconds before) Etc.), and the number of shares may be calculated based on the obtained average value. In this way, using the value several seconds before the closing time, The same merits (reduction of processing load and stabilization of values used for calculating the number of shares) occur.

  In addition, in the processes relating to the timeout in S23 and S24 in the second flowchart and S42 and S43 in the third flowchart, the display of values such as the number of shares arranged on the screen, the market price, etc. is maintained as the reference time (fixed time). Time is assumed (about 3 to 5 seconds), but if you want to provide a longer time to think to the user, the standard time (constant time) is about 6 to 8 seconds or more Time).

  However, when using such a long number of seconds (about 6 to 8 seconds) as the reference time (fixed time), the securities system 120 receives new market prices for multiple issues from the stock exchange system 130 during that time. In this case, the transaction amount input and set based on the newly received market price in accordance with the new receipt of the market price of each issue (including the selected issue) by the securities system 120 In addition to calculating the number of stocks of the selected brand at the time of trading, the newly calculated number of stocks and various information are transmitted to the trading terminal 110.

  The trading terminal 110 receives the number of shares or other numerical values displayed on the passcode input screen 15 or the intention confirmation screen 16 each time a new number of shares and various types of information are received, and the numerical value included in the newly received number of shares or various types of information To display the screen content that reflects the latest (most recent) market price, so that users can be presented with the latest trading conditions (such as the newly calculated number of shares) even when providing longer trading hours. To do. Furthermore, it is possible to make the specification so that the user can make a transaction decision with more time margin. In this case, the processing related to the timeout itself is omitted, and the processing related to the timeout itself is thus performed. Is omitted, the same processing as when the longer time is used as the reference time is performed (the securities system 120 calculates the number of shares each time a new market price is received and sends it to the trading terminal 110. And each time the trading terminal 110 receives a new number of shares, the trading terminal 110 switches to a display of the newly received number of shares).

  Moreover, in the description regarding the above first to third flowcharts, since the market price is used as the transaction price (the purchase price or the sale price) as it is, the entity (securities company) that operates the securities system 120 is separately The user will be charged a fee, but it is also possible to execute transaction processing using the transaction price (purchase price or sale price) with the spread adjusted to the market price as described above. In this case, the number of shares is calculated based on the above transaction price. However, since the transaction price is the price obtained by adding or subtracting the spread to the market price, even if the spread is adjusted to the price, It is calculated based on the original market price.

  Explaining the case where the spread is added to or subtracted from the price. If the stock market is open, for example, use any value included in the range of about 0.2 to 0.5% of the market price as the spread. When the transaction is a purchase, an amount obtained by adding the above-described percentage spread to the real-time market price at that time is presented to the user as a purchase price (transaction stock price). When the transaction is a sale, an amount obtained by subtracting the above-described percentage spread from the real-time market price at that time is presented to the user as a sale price (transaction stock price). The transaction stock price (buy or sale price) taking the spread into account in this way is transmitted from the securities system 120 to the trading terminal 110, and the numerical value 4b of the transaction amount input screen 14 in FIG. 16 and the passcode input screen 15 in FIG. 18 is displayed on the display 118 as a numerical value 6c in the purchase price column 15c and a numerical value 7c in the purchase price column 16c of the intention confirmation screen 16 in FIG. When the spread is adjusted to the price, the number of shares is also calculated based on the market price with the spread adjusted.

  In addition, since the market price does not fluctuate when the stock market closes, it is preferable to secure a higher spread than when the market opens (for example, in the range of about 0.6 to 0.8% of the market price). Any value included). Furthermore, since the securities system 120 of the present invention performs processing in the case of stocks in a relative transaction with stocks acquired and stocked in advance, it may be difficult to adjust the number of stocks when the stock market is closed. In order to avoid an excessive stock count or shortage at the time of closing, the stock standard numerical value for each stock is stored in the RAM 120c of the securities system 120 or the large-capacity storage system. When the number of stocks of the selected stock to be traded falls below the stock standard when the market is closed (when the number of stocks is short), if you want to purchase a user, increase the additional spread. It is preferable to suppress the user's willingness to purchase. For example, when a purchase is made when the market is closed, if the normal spread used at the time of closing the market is 0.7%, the spread will be 0.9% or 1.0% if the number of stocks of the selected issue falls below the stock standard. To increase.

  The above is true even when the user wishes to sell a transaction when the stock market is closed and the number of stocks in stock is excessive (when the stock of the selected stock subject to trading exceeds the stock standard). It is preferable to increase the spread so as to suppress the user's willingness to sell. In the case of this sale transaction, for example, if the normal spread when the market is closed is 0.7%, the spread will be reduced to 0.9% or 1.0% when the number of stocks in stock selection exceeds the stock standard. And increase.

  Furthermore, in the above description, the stocks to be traded are described in the case of brands of companies in overseas (US), but of course, the present invention can be applied even when trading with brands of companies in the home country (Japan). Yes, when dealing with a brand of a company in the home country, the processing related to the exchange can be omitted in the above description.

  Furthermore, in the above description, the stock transaction application P2 is installed in the trading terminal 110 and various screens 11 to 17 are displayed. However, the trading terminal 110 is connected to the wide area network such as the Internet by the OS program P1. And the securities system 120 functions as a web server, and the various screens 11 to 17 and the like described above are displayed on the display 118 of the access source trading terminal 110 on the website. The above-described processing can be performed through various screens 11 to 17 on the website. In this way, it is not necessary to install the stock trading application P2 in the trading terminal 110, and the present invention can be used as long as a website on a wide area network such as the Internet can be accessed. There are benefits that can be enhanced.

  INDUSTRIAL APPLICABILITY The present invention can be preferably used for online trading of stocks when trading is performed with the number of shares calculated based on a real-time market price if the stock market is opened.

DESCRIPTION OF SYMBOLS 100 Trading system 110 Trading terminal 111 Processing part 112 Communication part 113 Storage part 120 Securities system 130 Stock exchange system

Claims (29)

In the stock trading system that transmits the selected stock selected by the user from the trading terminal to the securities system and performs the transaction processing of the stock of the selected stock in the securities system,
The trading terminal is
Means for displaying a transaction amount input screen capable of accepting a desired transaction amount by user input for the selected brand;
Means for transmitting the transaction amount received on the transaction amount input screen to the securities system,
The securities system
Means for receiving the market price of multiple stocks delivered at the opening of the stock market at predetermined second intervals;
When a transaction amount is received from the trading terminal when the stock market opens, when trading at the received transaction amount based on the market price of the selected stock that is real-time among the market prices received at predetermined second intervals Means for calculating the number of shares of
Means for transmitting the calculated number of shares to the trading terminal,
The trading terminal further includes:
A stock trading system comprising means for displaying the number of shares received when the number of shares is received from the securities system. The securities system
In accordance with newly receiving the market price of the selected brand, based on the newly received market price of the selected brand, means for calculating the number of shares when trading the selected brand at the transaction amount;
Means for transmitting the newly calculated number of shares to the trading terminal,
The trading terminal is
The stock trading system according to claim 1, further comprising means for switching the number of shares to be displayed to the newly received number of shares each time the number of shares is newly received from the securities system. The securities system
The stock trading system according to claim 1, wherein the number of shares is calculated based on a trading stock price obtained by adding or subtracting a spread to a market price of the selected brand. The securities system
Means for transmitting the trading stock price relating to the calculation of the number of shares to the trading terminal;
The trading terminal is
The stock trading system according to claim 3, further comprising means for displaying the received stock price together with the number of shares when the stock price is received from the securities system. The trading terminal is
Along with accepting the transaction amount, it comprises means for displaying an intention confirmation screen for confirming the intention of the transaction to the user,
The stock trading system according to any one of claims 1 to 4, wherein the number of shares is displayed in the intention confirmation screen. The trading terminal is
6. The stock trading system according to claim 5, further comprising means for switching the screen to be displayed from the intention confirmation screen to the transaction amount input screen when a time for displaying the intention confirmation screen exceeds a predetermined time. The trading terminal is
Along with accepting the transaction amount, comprising means for displaying an identification information reception screen capable of accepting identification information for transaction,
The stock trading system according to any one of claims 1 to 4, wherein the number of shares is displayed in the identification information reception screen. In the stock trading system that transmits the selected stock selected by the user from the trading terminal to the securities system and performs the transaction processing of the stock of the selected stock in the securities system,
The trading terminal is
Means for displaying a transaction amount input screen capable of accepting a desired transaction amount by user input for the selected brand;
Means for displaying an identification information reception screen capable of receiving transaction identification information in response to receiving the transaction amount on the transaction amount input screen;
Means for transmitting the transaction amount received on the transaction amount input screen and the transaction identification information received on the identification information reception screen to the securities system,
The securities system
Means for storing transaction identification information for each user;
Means for receiving the market price of multiple stocks delivered at the opening of the stock market at predetermined second intervals;
When the transaction amount and the transaction identification information are received from the trading terminal when the stock market opens, it is determined whether or not the stored transaction identification information matches the received transaction identification information. Means,
When it is determined that there is a match with the received transaction identification information, the transaction is performed at the received transaction amount based on the market price of the selected stock that is real-time among the market prices received at predetermined second intervals. Means for calculating the number of shares at the time,
Means for transmitting the calculated number of shares to the trading terminal,
The trading terminal further includes:
A stock trading system comprising means for displaying the number of shares received when the number of shares is received from the securities system. The trading terminal is
The stock trading system according to claim 7 or 8, further comprising means for switching the display screen from the identification information reception screen to the transaction amount input screen when a time for displaying the identification information reception screen exceeds a predetermined time. . The securities system
Means for storing the market price of multiple stocks depending on when the stock market is closed or before closing;
When the transaction price is received from the trading terminal when the stock market is closed, the selection when trading at the transaction price based on the market price of the selected stock in the market price corresponding to the closing price or the closing price to be stored The stock trading system according to any one of claims 1 to 9, further comprising: means for calculating the number of shares of the brand. The securities system
Transaction processing is done with relative transactions with stocks acquired and stocked in advance,
If the transaction is a purchase, the number of shares is calculated based on the price obtained by adding the spread to the market price of the selected stock.
The stock trading system according to claim 10, further comprising means for increasing an additional spread when the number of stocks of the selected stock becomes less than a stock standard when the stock market is closed. The securities system
Transaction processing is done with relative transactions with stocks acquired and stocked in advance,
If the transaction is a sale, the number of shares is calculated based on the price obtained by subtracting the spread from the market price of the selected stock.
The stock trading system according to claim 10 or 11, further comprising means for increasing a subtracted spread when the number of stocks of the selected stock exceeds a stock standard when the stock market is closed. The trading terminal transmits the selected stock selected by the user to the securities system, and the securities system is a stock trading method for performing transaction processing of the stock of the selected brand transmitted from the trading terminal,
The trading terminal is
For the selected brand, displaying a transaction amount input screen capable of accepting a desired transaction amount by user input;
Transmitting the transaction amount received on the transaction amount input screen to the securities system; and
The securities system
Receiving a market price of a plurality of stocks delivered when the stock market opens at predetermined second intervals;
When a transaction amount is received from the trading terminal when the stock market opens, when trading at the received transaction amount based on the market price of the selected stock that is real-time among the market prices received at predetermined second intervals Calculating the number of shares of
Sending the calculated number of shares to the trading terminal; and
The trading terminal further includes:
When the number of shares is received from the securities system, a step of displaying the received number of shares is executed. In the securities system that receives the selected stock selected by the user from an external trading terminal and processes the stock stock of the selected stock,
Means for receiving the market price of multiple stocks delivered at the opening of the stock market at predetermined second intervals;
When the user's desired transaction amount is received from an external trading terminal when the stock market opens, it is received based on the market price of the selected stock that is real-time among the market prices received at predetermined second intervals. Means for calculating the number of shares when trading at the transaction amount;
A securities system comprising: means for transmitting the calculated number of shares to an external trading terminal. In the securities system for storing the transaction identification information for each user, receiving the selected stock selected by the user from an external trading terminal, and performing the transaction processing of the stock of the selected stock,
Means for receiving the market price of multiple stocks delivered at the opening of the stock market at predetermined second intervals;
When the transaction identification information and the user's desired transaction amount are received from an external trading terminal when the stock market opens, some of the stored transaction identification information matches the received transaction identification information. Means for determining whether or not,
When it is determined that there is a match with the received transaction identification information, the transaction is performed at the received transaction amount based on the market price of the selected stock that is real-time among the market prices received at predetermined second intervals. Means for calculating the number of shares at the time,
A securities system comprising: means for transmitting the calculated number of shares to an external trading terminal. Means for calculating the number of shares when the selected brand is traded at the trading amount based on the newly received market price of the selected brand every time a new market price of the selected brand is received at a predetermined second interval; ,
The securities system according to claim 14 or 15, comprising means for transmitting the calculated number of shares to an external trading terminal each time the number of shares is newly calculated. In the stock trading method in which the securities system receives the selected stock selected by the user from an external trading terminal and performs transaction processing of the stock of the selected stock,
The securities system
Receiving a market price of a plurality of stocks delivered when the stock market opens at predetermined second intervals;
When the transaction amount is received from an external trading terminal when the stock market opens, the transaction is performed at the received transaction amount based on the market price of the selected stock that is real-time among the market prices received at predetermined second intervals. Calculating the number of shares at the time,
And a step of transmitting the calculated number of shares to an external trading terminal. In the stock trading method in which the securities system storing the transaction identification information for each user receives the selected stock selected by the user from an external trading terminal and performs transaction processing of the stock of the selected stock,
The securities system
Receiving a market price of a plurality of stocks delivered when the stock market opens at predetermined second intervals;
When the transaction identification information and the user's desired transaction amount are received from an external trading terminal when the stock market opens, some of the stored transaction identification information matches the received transaction identification information. Determining whether or not,
When it is determined that there is a match with the received transaction identification information, the transaction is performed at the received transaction amount based on the market price of the selected stock that is real-time among the market prices received at predetermined second intervals. Calculating the number of shares at the time,
And a step of transmitting the calculated number of shares to an external trading terminal. The selected stock selected by the user is sent to an external securities system that receives the market price of multiple stocks distributed at the time of opening of the stock market at a predetermined second interval, and the stocks of the selected stock are traded in the external securities system. In a trading terminal that performs processing,
Means for displaying a transaction amount input screen capable of accepting a desired transaction amount by user input for the selected brand;
Means for transmitting the transaction amount received on the transaction amount input screen to an external securities system;
Means for receiving, from an external securities system, a real-time market price of the selected stock calculated by an external securities system and the number of shares based on the transaction price in response to transmitting the transaction price;
And a means for displaying the received number of shares. The selected stock selected by the user is sent to an external securities system that receives the market price of multiple stocks distributed at the time of opening of the stock market at a predetermined second interval, and the stocks of the selected stock are traded in the external securities system. In a trading terminal that performs processing,
Means for displaying a transaction amount input screen capable of accepting a desired transaction amount by user input for the selected brand;
Means for displaying an identification information reception screen capable of receiving transaction identification information in response to receiving the transaction amount on the transaction amount input screen;
Means for transmitting the transaction amount received on the transaction amount input screen and the transaction identification information received on the identification information reception screen to an external securities system;
Means for receiving, from an external securities system, a real-time market price of the selected stock calculated by an external securities system and the number of shares based on the transaction price in response to transmitting the transaction price and transaction identification information; ,
And a means for displaying the received number of shares. In the external securities system, the number of shares is calculated each time a new market price of the selected stock is received at predetermined time intervals.
A means for receiving a new number of shares transmitted from an external securities system each time a new number of shares is calculated;
The trading terminal according to claim 19 or 20, comprising means for switching the number of shares to be displayed to a new number of shares each time a new number of shares is received. A means to display a confirmation screen to confirm the intention of the transaction to the user,
The trading terminal according to any one of claims 19 to 21, wherein the number of shares to be displayed is included in the intention confirmation screen.   The trading terminal according to claim 22, comprising means for switching the screen to be displayed from the intention confirmation screen to the transaction amount input screen when a time for displaying the intention confirmation screen exceeds a predetermined time. The trading terminal transmits the selected stock selected by the user to an external securities system that receives the market price of multiple stocks distributed at the time of opening of the stock market at a predetermined second interval, and the external securities system transmits the selected stock. In the stock trading method for stock trading,
The trading terminal is
For the selected brand, displaying a transaction amount input screen capable of accepting a desired transaction amount by user input;
Transmitting the transaction amount received on the transaction amount input screen to an external securities system;
Receiving a real-time market price of the selected stock calculated by an external securities system and the number of shares based on the transaction price from the external securities system in response to transmitting the transaction price;
A stock trading method comprising: displaying the number of shares received. The trading terminal transmits the selected stock selected by the user to an external securities system that receives the market price of multiple stocks distributed at the time of opening of the stock market at a predetermined second interval, and the external securities system transmits the selected stock. In the stock trading method for stock trading,
The trading terminal is
For the selected brand, displaying a transaction amount input screen capable of accepting a desired transaction amount by user input;
A step of displaying an identification information reception screen capable of receiving transaction identification information in accordance with the reception of the transaction amount on the transaction amount input screen;
Transmitting the transaction amount received on the transaction amount input screen and the transaction identification information received on the identification information reception screen to an external securities system;
Receiving from the external securities system the real-time market price of the selected stock calculated by the external securities system and the number of shares based on the transaction price in response to transmitting the transaction price and the transaction identification information; ,
A stock trading method comprising: displaying the number of shares received. In a computer program for causing a server computer to receive a selected stock selected by a user from an external trading terminal and perform a transaction process for the stock of the selected stock,
In the server computer,
Receiving a market price of a plurality of stocks delivered when the stock market opens at predetermined second intervals;
When the transaction amount is received from an external trading terminal when the stock market opens, the transaction is performed at the received transaction amount based on the market price of the selected stock that is real-time among the market prices received at predetermined second intervals. Calculating the number of shares at the time,
And a step of transmitting the calculated number of shares to an external trading terminal. In a computer program for receiving a selected stock selected by the user from an external trading terminal in a server computer that stores identification information for trading for each user, and performing transaction processing of the stock of the selected stock,
In the server computer,
Receiving a market price of a plurality of stocks delivered when the stock market opens at predetermined second intervals;
When the transaction identification information and the user's desired transaction amount are received from an external trading terminal when the stock market opens, some of the stored transaction identification information matches the received transaction identification information. Determining whether or not,
When it is determined that there is a match with the received transaction identification information, the transaction is performed at the received transaction amount based on the market price of the selected stock that is real-time among the market prices received at predetermined second intervals. Calculating the number of shares at the time,
And a step of transmitting the calculated number of shares to an external trading terminal. The external securities system causes the computer to send the selected stock selected by the user to an external securities system that receives the market prices of multiple stocks distributed at the time of opening of the stock market at predetermined seconds intervals. In the computer program for performing the transaction processing of the stock of the selected brand,
In the computer,
For the selected brand, displaying a transaction amount input screen capable of accepting a desired transaction amount by user input;
Transmitting the transaction amount received on the transaction amount input screen to an external securities system;
Receiving a real-time market price of the selected stock calculated by an external securities system and the number of shares based on the transaction price from the external securities system in response to transmitting the transaction price;
And a step of displaying a received number of shares. The external securities system causes the computer to send the selected stock selected by the user to an external securities system that receives the market prices of multiple stocks distributed at the time of opening of the stock market at predetermined seconds intervals. In the computer program for performing the transaction processing of the stock of the selected brand,
In the computer,
For the selected brand, displaying a transaction amount input screen capable of accepting a desired transaction amount by user input;
A step of displaying an identification information reception screen capable of receiving transaction identification information in accordance with the reception of the transaction amount on the transaction amount input screen;
Transmitting the transaction amount received on the transaction amount input screen and the transaction identification information received on the identification information reception screen to an external securities system;
Receiving from the external securities system the real-time market price of the selected stock calculated by the external securities system and the number of shares based on the transaction price in response to transmitting the transaction price and the transaction identification information; ,
And a step of displaying a received number of shares.