JP2012190139A - Automatic transaction device and determination method of automatic transaction device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To determine the input of paper money.SOLUTION: In an automatic transaction device 1, paper money determination means 4 determines, according to whether or not a photographic image of a customer P, who is trying to pay cash to a money payment/reception port 1a, photographed by photographing means 3 includes the characteristics of paper money B stored by paper money information storage means 2, whether or not the paper money B is included in the photographic image. Thus, it is possible to determine whether or not the cash which the customer P is trying to pay to the money payment/reception port 1a is the paper money B, and whether or not the paper money B is correctly paid.

Description

  The present invention relates to an automatic transaction apparatus and an automatic transaction apparatus discrimination method.

  Automatic transaction machines (ATMs) are now installed not only in financial institutions but also in various places such as convenience stores and station premises. For this reason, depending on the idea of the installation source and the characteristics of the installation location, for example, there are various requests for automatic transaction devices such as an installation location request where the installation location is frequently used for coins, and both bills and coins. It is becoming.

  In order to meet such various demands, the automatic transaction apparatus is equipped with a banknote processing unit and a coin processing unit dedicated to banknotes and coins, respectively. A cash processing unit handling cash of bills and coins can accept cash and refund it (see, for example, Patent Document 1).

JP 2010-152432 A

  Since such an automatic transaction apparatus is equipped with a dedicated cash processing unit for handling bills and coins, there is a risk of depositing non-cash corresponding to the cash processing unit.

  For example, a coin may be erroneously inserted into the banknote processing unit. In this case, the banknote handling unit will fail due to mechanical trouble. Furthermore, there is a problem that it takes time and effort to deal with such a failure, and the customer is kept waiting while dealing with the failure, so that the customer is concentrated on another automatic transaction apparatus.

  In addition, not only coins are inserted into the banknote processing unit, but also when the banknotes are inserted in a folded or curled state, a failure due to a mechanical trouble occurs in the banknote processing unit.

  This invention is made in view of such a point, and relates to the discrimination method of the automatic transaction apparatus which can discriminate | determine that a banknote is thrown in, and an automatic transaction apparatus.

  In order to solve the above problem, in an automatic transaction apparatus including a cash processing means for receiving cash, a photographing means for photographing a subject that is going to deposit the cash into a deposit port of the cash processing means, and the photographing means photographed There is provided an automatic transaction apparatus comprising banknote discriminating means for discriminating whether or not a banknote is included in the subject from an image of the subject about to deposit the cash.

  Moreover, in order to solve said subject, the discrimination method of the automatic transaction apparatus similar to said automatic transaction apparatus is provided.

  According to the above automatic transaction apparatus and automatic transaction apparatus determination method, the occurrence of a failure of the cash processing unit is suppressed.

It is a conceptual diagram for demonstrating the automatic transaction apparatus which concerns on 1st Embodiment. It is a perspective view of ATM which concerns on 2nd Embodiment. It is a figure for demonstrating the camera with which ATM which concerns on 2nd Embodiment is provided. It is a figure for demonstrating the sensor with which ATM which concerns on 2nd Embodiment is provided. It is a figure which shows the hardware structural example of ATM which concerns on 2nd Embodiment. It is a block diagram which shows the function with which ATM which concerns on 2nd Embodiment is provided. It is a figure for demonstrating the example of the characteristic of the banknote which concerns on 2nd Embodiment. It is a flowchart (the 1) which shows the process sequence for performing the transaction process of ATM which concerns on 2nd Embodiment. It is a flowchart (the 2) which shows the process sequence for performing the transaction process of ATM which concerns on 2nd Embodiment. It is a flowchart which shows the process sequence for performing the banknote discrimination | determination process of ATM which concerns on 2nd Embodiment. It is a flowchart which shows the process sequence for performing the image comparison process of ATM which concerns on 2nd Embodiment. It is FIG. (1) for demonstrating the picked-up image utilized by the banknote discrimination | determination process of ATM which concerns on 2nd Embodiment. It is FIG. (2) for demonstrating the picked-up image utilized by the banknote discrimination | determination process of ATM which concerns on 2nd Embodiment. It is a figure for demonstrating the sensor with which ATM which concerns on 3rd Embodiment is provided. It is a flowchart which shows the process sequence for performing the transaction process of ATM which concerns on 3rd Embodiment.

Hereinafter, embodiments will be described with reference to the drawings.
[First Embodiment]
FIG. 1 is a conceptual diagram for explaining the automatic transaction apparatus according to the first embodiment. FIG. 1A shows the configuration and functions of the automatic transaction apparatus 1 that is operated and input by the customer P. 1B and 1C are photographed images 3a at hand of the customer P who is about to deposit cash photographed by the photographing means 3 included in the automatic transaction apparatus 1 into the deposit / withdrawal port 1a.

The automatic transaction apparatus 1 can determine whether or not the cash that the customer P is going to deposit into the deposit / withdrawal port 1a is a banknote.
Such an automatic transaction apparatus 1 has a cash processing unit (not shown) that accepts and pays out cash (banknotes and coins) in response to an operation input of the customer P. In addition, a cash processing unit means a banknote processing unit when handling a banknote, or a coin processing unit when handling a coin. The deposit / withdrawal port 1a communicates with the cash accepting means 1b. When the customer P deposits cash from the deposit / withdrawal port 1a into the cash accepting means 1b, the cash is transported into the cash processing unit. Moreover, the customer P can acquire the cash conveyed to the cash acceptance means 1b from the cash processing unit from the deposit / withdrawal port 1a.

  Furthermore, the automatic transaction apparatus 1 includes a bill information holding unit 2, a photographing unit 3, and a bill discriminating unit 4. Note that the bill information holding means 2, the photographing means 3, and the bill discriminating means 4 are processed by a control program being executed by a CPU (Central Processing Unit) (not shown) provided in the automatic transaction apparatus 1. Is realized.

  The bill information holding means 2 holds feature information related to the feature of the bill. The characteristic of a banknote is the information of the banknote which can identify that it is the said banknote, such as the shape of the corner | angular part of a banknote, the pattern printed on the corner | angular part of a banknote, for example.

  The photographing means 3 photographs the subject that is going to deposit cash into the deposit / withdrawal port 1a of the cash processing unit. The photographing means 3 is a camera, for example, and is set near the deposit / withdrawal port 1a as shown in FIG. Also, the subject is, for example, the hand (hand) of the customer P as shown in FIG. 1A, and the photographing means 3 tries to deposit cash into the deposit / withdrawal port 1a in the photographing range R. The customer P's hand is photographed.

  The banknote discriminating means 4 discriminates whether or not a bill is included in the subject from the image of the subject that is going to deposit the cash photographed by the photographing means 3. The banknote discriminating unit 4 discriminates that a banknote is included in the subject when the image captured by the imaging unit 3 includes the feature information held by the banknote information holding unit 2, for example. On the other hand, when the image photographed by the photographing unit 3 does not include the feature information held by the banknote information holding unit 2, it is determined that no bill is included in the subject.

  A determination process performed by the automatic transaction apparatus 1 having such a configuration as to whether or not banknotes are included in the cash deposited by the customer P will be described. Moreover, below, the case where a cash processing unit is a banknote processing unit which handles a banknote is mentioned as an example.

The photographing means 3 of the automatic transaction apparatus 1 images the place where the customer P is about to deposit cash into the deposit / withdrawal port 1a of the automatic transaction apparatus 1.
Here, the photographed image 3a where the photographing means 3 is about to deposit the cash of the customer P photographed will be described.

  First, in the photographed image 3a where the customer P is about to deposit cash into the deposit / withdrawal port 1a, as shown in FIG. 1 (B), the customer P faces the front or back of the bill B upward. The bill B is gripped (in FIG. 1B, the surface of the bill B is directed upward).

  Further, since the bill B always has a corner portion Ba because it is rectangular, the bill information holding means 2 prints the shape of the corner portion Ba and the corner portion Ba as an example of the feature information about the bill B. The information of the pattern that has been displayed is retained.

  Therefore, when the banknote discriminating means 4 refers to the banknote information holding means 2 and confirms the presence of the corner portion Ba and the pattern of the corner portion Ba in the photographed image 3a, the customer P enters the photographed image 3a about to deposit cash. It is determined that the bill B is included instead of a simple piece of paper.

  On the other hand, when the customer P tries to deposit a coin by mistake with respect to the deposit / withdrawal port 1a of the banknote processing unit, as shown in FIG. 1C, the customer holding the coin in the photographed image 3a. Only P's hand is shown. The banknote discriminating means 4 refers to the banknote information holding means 2, and since the presence of the corner portion Ba cannot be confirmed in the captured image 3a, the banknote B is not included in the captured image 3a that the customer P is trying to deposit cash. Determine that.

  In this way, the automatic transaction apparatus 1 can determine whether or not the cash that the customer P is about to deposit into the deposit / withdrawal port 1a is the bill B. For this reason, when the customer P is going to deposit what is not the banknote B with respect to a banknote processing unit, it becomes possible to warn the said customer P that the payment object is different.

  For this reason, it is possible to suppress the receipt of coins or the like that are not the banknote B with respect to the banknote processing unit, and it is possible to suppress the occurrence of a failure due to a mechanical trouble of the banknote processing unit.

  In addition, when the cash processing unit is a coin processing unit that handles coins, it is determined to the customer P by discriminating that the banknote B is erroneously deposited by the above method. Thus, it is possible to warn that the object of deposit is not a coin but a banknote B. For this reason, the deposit of banknotes can be suppressed with respect to the coin processing unit, and the occurrence of a failure due to a mechanical trouble of the coin processing unit can be suppressed.

[Second Embodiment]
Next, the automatic transaction apparatus according to the first embodiment will be described more specifically with reference to the case of a banknote processing unit as an example of the cash processing unit.

FIG. 2 is a perspective view of an ATM according to the second embodiment.
The ATM 10 has a card processing unit having a card insertion / discharge port 40a on the front surface, a passbook processing unit having a passbook insertion / discharge port 50a, a banknote processing unit having a banknote deposit / withdrawal port 60a, and a coin processing having a coin deposit / withdrawal port 70a. Have a unit. Furthermore, ATM10 has a display unit which has the touchscreen 30a for the operation input and display from a user.

The ATM 10 further has the following configuration.
FIG. 3 is a diagram for explaining a camera provided in the ATM according to the second embodiment. 3A shows the side of the customer P and the ATM 10 who are going to deposit the banknote B into the ATM 10, and FIG. 3B shows the front part of the customer P.

  As shown in FIG. 3A, the camera 80 is set in the vicinity of the banknote deposit / withdrawal port 60a. Such a camera 80 photographs the hand of the customer P who is about to deposit and withdraw cash into the banknote deposit / withdrawal port 60a within the photographing range R of the camera 80. In addition, as shown in FIG. 3B, the image taken by the camera 80 is a copy of the hand that is about to deposit the banknote B within the shooting range R of the customer P.

  FIG. 4 is a diagram for explaining a sensor provided in the ATM according to the second embodiment. 4A shows the time when the shutter 60b of the ATM 10 is closed, and FIG. 4B shows the time when the shutter 60b is opened.

  First, the banknote deposit / withdrawal port 60a is provided with a shutter 60b that opens and closes. When the shutter 60b is opened when depositing / withdrawing banknotes, the customer P deposits cash from the banknote deposit / withdrawal port 60a into the banknote receiving unit 60c. The banknote can be acquired from the banknote receiving unit 60c.

  The banknote deposit / withdrawal port 60a is provided with a deposit / withdrawal port sensor 90 that emits light parallel to the opening / closing direction of the shutter 60b when the shutter 60b is opened. When the customer P deposits / withdraws banknotes to / from the banknote receiving unit 60c, the deposit / withdrawal port sensor 90 blocks the light emitted when the customer P enters his / her hand into the banknote deposit / withdrawal port 60a, thereby blocking the banknote deposit / withdrawal port 60a. Is detected by the customer P.

Next, the hardware configuration of the ATM 10 having such an overview will be described.
FIG. 5 is a diagram illustrating a hardware configuration example of the ATM according to the second embodiment.
ATM10 has the control unit 20 which performs the predetermined | prescribed process performed by ATM10, and the display unit 30 which displays the operation input and output result from a user. The ATM 10 includes a card processing unit 40 having a card insertion / discharge port 40a, a bankbook processing unit 50 having a bankbook insertion / discharge port 50a, a banknote processing unit 60 having a banknote deposit / withdrawal port 60a, as shown in FIG. It has a coin processing unit 70 having a coin deposit / withdrawal port 70a. Furthermore, ATM10 has the camera 80 and the deposit / withdrawal port sensor 90 which were shown in FIG.3 and FIG.4.

  The control unit 20 includes a CPU 20a, a RAM (Random Access Memory) 20b, an HDD (Hard Disk Drive) 20c, an image information transmission / reception unit 20d, a host communication control unit 20e, and an input / output interface 20f, each of which is a bus 20g. Are connected to each other.

The CPU 20a comprehensively controls the entire ATM 10 by executing various programs stored in a storage medium such as the HDD 20c.
The RAM 20b temporarily stores at least part of an OS (Operating System) and programs to be executed by the CPU 20a. The RAM 20b stores various data necessary for processing by the CPU 20a.

The HDD 20c stores the OS and application programs on the ATM 10. The HDD 20c stores various data necessary for processing by the CPU 20a.
The image information transmission / reception unit 20d transmits image information displayed on the display unit 30 and viewed through the touch panel 30a to the touch panel controller 30b of the display unit 30 in accordance with a command from the CPU 20a of the ATM 10.

  The host communication control unit 20e is connected to, for example, a LAN (Local Area Network) so as to be communicable with a host computer (not shown) of a management center that manages the ATM 10 installed in various places. Can communicate.

  A card processing unit 40, a passbook processing unit 50, a banknote processing unit 60, a coin processing unit 70, a camera 80, and a deposit / withdrawal port sensor 90 are connected to the input / output interface 20f. In the input / output interface 20f, the card processing unit 40, the passbook processing unit 50, the banknote processing unit 60, the coin processing unit 70, the camera 80, and the deposit / withdrawal port sensor 90 exchange signals with the CPU 20a via the bus 20g. .

The display unit 30 includes a touch panel 30a and a touch panel controller 30b of the touch panel 30a.
The touch panel 30a is an optical type, and a processing area indicating processing contents necessary for the ATM 10 is displayed on a display screen that receives an operation input from a user. The element part provided in the touch panel 30a has a pair of infrared LEDs (Light Emitting Diodes) (light emitting elements) and phototransistors (light receiving elements). An infrared beam is emitted from the infrared LED, and a phototransistor disposed opposite to the infrared LED receives the infrared beam. On the display screen, infrared LEDs and phototransistors are arranged facing each other across the display screen in the x and y directions of the display screen so that the rays of the infrared beam form a lattice pattern.

  The touch panel controller 30 b detects position information of the operation input from the infrared LED and the phototransistor whose infrared beam is shielded by the operation input from the user, and transmits the position information to the control unit 20.

  The card processing unit 40 records a processing result of a predetermined process on the user's card inserted from the card insertion / discharge port 40a according to the execution instruction. Further, the card processing unit 40 discharges the card for which the processing result has been recorded from the card insertion / discharge port 40a and returns it to the user.

  The passbook processing unit 50 conveys the user's passbook inserted from the passbook insertion / discharge port 50a to a predetermined position, and records the processing result of the predetermined processing in accordance with an execution instruction from the user. Further, the passbook processing unit 50 conveys the passbook for which processing result recording has been completed, discharges it from the passbook insertion / discharge port 50a, and returns it to the user.

  The banknote processing unit 60 and the coin processing unit 70 receive banknotes and coins inserted from the banknote deposit / withdrawal port 60a and the coin deposit / withdrawal port 70a, and count the banknotes and coins, respectively. Moreover, according to a user's predetermined | prescribed execution instruction, the banknote and coin of the amount according to a process can be discharge | released from the banknote depositing / withdrawing port 60a and the coin depositing / withdrawing port 70a.

In addition, the camera 80 and the deposit / withdrawal port sensor 90 are as having demonstrated in FIG.3 and FIG.4.
Such a card processing unit 40, a passbook processing unit 50, a banknote processing unit 60, a coin processing unit 70, a camera 80, and a deposit / withdrawal port sensor 90 are provided to the CPU 20a of the control unit 20 in response to an operation input to the display unit 30 by the user. Are controlled by each.

Next, control functions provided in the ATM 10 will be described.
FIG. 6 is a block diagram illustrating functions of the ATM according to the second embodiment.
ATM10 discriminate | determines whether the cash which the customer P is going to deposit into the banknote depositing / withdrawing port 60a is a banknote, and when not being a banknote, it urges | urges the customer P to cancel the deposit of the said cash It is something that can be done.

  As shown in FIG. 6, such an ATM 10 includes a banknote information holding unit 11, an input receiving unit 12, a transaction control unit 13, a camera control unit 14, an image acquisition unit 15, an image discrimination processing unit 16, a detection unit 17, and An output request unit 18 is included.

  The banknote information holding unit 11 holds feature information regarding the characteristics of banknotes. The characteristic of a banknote is a characteristic which can identify that it is the said banknote, such as the shape of a banknote, the pattern printed on the banknote, etc., for example.

Hereinafter, a specific example of the feature information held by the banknote information holding unit 11 will be described.
FIG. 7 is a view for explaining a feature example of a banknote according to the second embodiment.
The bill B is, for example, a 10,000 yen bill as shown in FIG.

  This banknote B has the corner | angular parts B1-B4 of the banknote B enclosed with a broken line. Further, since the corners B1 to B4 are printed peculiar to the 10,000 yen bill, the banknote B can be characterized by this printing together with the shapes of the corners B1 to B4.

  Specifically, the corners B1 and B2 have corner shapes corresponding to the upper left and upper right of the surface of the 10,000 yen bill, and the characters “10000” are printed on each corner. The corners B3 and B4 have corner shapes corresponding to the lower right and lower left of the surface of the 10,000-yen bill, and are printed with “reverse L-shaped” and “L-shaped” patterns, respectively.

The banknote information holding unit 11 holds the characteristics of each banknote, and the 10,000 yen bill holds information on the corners B1 to B4 as the surface characteristics.
In addition, although the illustration is abbreviate | omitted, the banknote information holding | maintenance part 11 hold | maintains the characteristic currently printed on the back surface with the surface about each banknote similarly.

  Returning to the description of the function of the ATM 10, the input receiving unit 12 receives an operation input to the touch panel 30a of the display unit 30 of the ATM 10 of the customer P, insertion of a card, insertion of a bankbook, and the like.

  The transaction control unit 13 causes the card processing unit 40, the passbook processing unit 50, the banknote processing unit 60, and the coin processing unit 70 to execute processing according to the operation input received by the input receiving unit 12.

The camera control unit 14 starts shooting by the camera 80 in accordance with execution of processing by the transaction control unit 13, and stops shooting as necessary.
The image acquisition unit 15 acquires a captured image captured by the camera 80.

  The image discrimination | determination process part 16 discriminate | determines whether the banknote is contained in the picked-up image which the image acquisition part 15 acquired with reference to the characteristic information which the banknote information holding | maintenance part 11 hold | maintains. In addition, the image discrimination | determination processing part 16 can also discriminate | determine whether it is not the state which the said banknote folded, or the state curled up, but having been normally received | paid. Specifically, the image discrimination processing unit 16 detects a corner of the captured image acquired by the image acquisition unit 15, designates a comparison area with one of the detected corners as a vertex, and specifies the comparison area. Whether or not the bill is correct can be determined according to the comparison result between the photographed image and the feature information held by the bill information holding unit 11. Details of this determination processing will be described later with reference to FIGS.

Further, the image discrimination processing unit 16 notifies the output request unit 18 of an output request according to the discrimination result and based on the detection notification of the detection unit 17.
When the deposit / withdrawal port sensor 90 detects the hand of the customer P, the detection unit 17 notifies the image determination processing unit 16 of a detection notification.

  The output request unit 18 outputs a guidance (warning) according to the notification from the image discrimination processing unit 16 from the touch panel 30a of the display unit 30 and a speaker (not shown) to notify the customer P of the guidance (warning).

A transaction process executed by the ATM 10 having such a function will be described.
FIG. 8 and FIG. 9 are flowcharts showing a processing procedure for executing ATM transaction processing according to the second embodiment.

[Step S10] A transaction screen is displayed on the display unit 30 of the ATM 10.
[Step S11] When an operation input from the customer P to the transaction screen is performed on the touch panel 30a, the input receiving unit 12 receives a processing request corresponding to the operation input, and the next processing proceeds to Step S12.

  [Step S12] The input receiving unit 12 receives a card inserted into the card insertion / discharge port 40a by the customer P, and receives a password by an operation input to the touch panel 30a of the customer P.

[Step S13] The transaction control unit 13 reads the magnetic data of the card received by the card processing unit 40.
[Step S14] The transaction control unit 13 opens the shutter 60b of the bill deposit / withdrawal port 60a of the bill processing unit 60. Then, the camera control unit 14 starts shooting with the camera 80. Note that the shooting start time of the camera 80 is not limited to step S14, and may be after receiving or reading various information in steps S12 and S13, for example. Or you may make it always image | photograph.

  [Step S20] The image acquisition unit 15 acquires a captured image of the customer P who is about to deposit cash into the banknote deposit / withdrawal port 60a captured by the camera 80. The image discrimination | determination processing part 16 refers to the banknote information holding | maintenance part 11, whether the banknote is contained in the said picked-up image which the image acquisition part 15 acquired (or cash is a banknote, and the said banknote is normal) Whether it is in a broken state (whether it is folded or curled).

  [Step S15] When the image determination processing unit 16 determines in step S20 that the photographed image includes a normal banknote, the process proceeds to step S16, and no banknote is included (or If it is determined that the banknote is not normal, the process proceeds to step S17.

[Step S <b> 16] When the transaction control unit 13 receives a bill from the customer P, the transaction control unit 13 executes a process according to the operation input of the customer P. A description of the subsequent processing is omitted.
[Step S17] The image determination processing unit 16 starts measuring time after determining that a correct banknote is not included.

  [Step S18] When the deposit / withdrawal port sensor 90 detects that the customer P is not a bill, or is about to insert a folded or curled bill into the bill deposit / withdrawal port 60a, that effect To the detection unit 17.

  The next process proceeds to step S10a when the image discrimination processing unit 16 is notified of detection by the deposit / withdrawal port sensor 90 from the detection unit 17, and proceeds to step S19 when not notified.

  [Step S19] The image discrimination processing unit 16 discriminates the time being measured. The next process proceeds to step S20 when the measurement time reaches a predetermined time (time out), and proceeds to step S18 when the time has not expired.

  [Step S10a] The output request unit 18 puts only the banknote into the touch panel 30a of the display unit 30 and a speaker (not shown), for example, “Please insert only banknotes into the banknote deposit / withdrawal port 60a. Is displayed on the screen and / or by voice. The next process proceeds again to step S17.

  By such processing, the ATM 10 can make a payment to the customer P when the customer P is about to deposit a bill that is not a bill into the bill deposit / withdrawal port 60a, or a bill that is not in a normal state of being folded or curled. Warn you to deposit the banknotes correctly.

The banknote discrimination | determination process of step S20 performed in such a process is further demonstrated.
FIG. 10 is a flowchart showing a processing procedure for executing ATM banknote discrimination processing according to the second embodiment.

[Step S21] The image discrimination processing unit 16 acquires a photographed image of the customer P who is about to deposit cash from the image acquisition unit 15 into the banknote deposit / withdrawal port 60a.
[Step S22] The image discrimination processing unit 16 detects a corner of the captured image acquired in step S21. In addition, the image discrimination processing unit 16 assigns numbers to the corners of the detected captured image according to the number of corners (for example, N = 1 to 4 if the captured image is a tetragon).

[Step S23] The image discrimination processing unit 16 selects the corner (N = 1) of the captured image detected in step S22.
[Step S30] The image discrimination processing unit 16 compares the corner of the captured image selected in step S23 with the feature information held by the banknote information holding unit 11.

  [Step S24] The next process proceeds to step S25 if there is feature information held by the banknote information holding unit 11 that matches the corner of the captured image selected in step S23 according to the comparison result of step S30. If there is no feature information, the process proceeds to step S26.

[Step S25] The image discrimination processing unit 16 adds 1 to the number of features representing the number of features existing in the captured image to be discriminated.
[Step S26] It is determined whether or not the image determination processing unit 16 has selected all corners of the comparison target captured image. The next process proceeds to step S27 if not all have been selected, and proceeds to step S28 if all have been selected.

[Step S27] The image discrimination processing unit 16 adds 1 to the number of the corner that has undergone the image comparison process in step S30, and selects the corner corresponding to the increased number.
[Step S28] The image discrimination processing unit 16 discriminates whether or not the number of features of the captured image to be discriminated is equal to or greater than a predetermined number α. In addition, when the photographed image is a folded (or rounded) banknote, or when the four corners of the banknote are not copied due to the gripping condition of the banknote of the customer P, some characteristics of the banknote However, it is not always possible to determine that the banknote has been normally deposited. Therefore, in the case of banknotes, for example, when a predetermined number α = 3 or more of the number of banknote features is obtained from the captured image, it can be determined that the banknote is included in the captured image. To do. In the case of banknotes, the predetermined number α can be freely determined between 1 and 4.

The next process proceeds to step S29 if the number of features of the captured image is greater than or equal to the predetermined number α, and proceeds to step S21a if it is less than the predetermined number α.
[Step S29] The image discrimination processing unit 16 discriminates that the banknote is included in the captured image acquired in step S21 and that the banknote is about to be deposited normally, and the process proceeds to step S15 in FIG. It is advanced.

  [Step S <b> 21 a] The image discrimination processing unit 16 discriminates that the banknotes that are normally deposited are not included in the photographed image acquired in Step S <b> 21, and proceeds to Step S <b> 15 in FIG. 8.

  By such processing, the ATM 10 can determine whether the cash that the customer P has deposited in the banknote deposit / withdrawal port 60a is a banknote or whether the banknote is about to be deposited correctly.

The image comparison process in step S30 executed in the banknote discrimination process will be further described.
FIG. 11 is a flowchart illustrating a processing procedure for executing the ATM image comparison processing according to the second embodiment.

[Step S31] The image discrimination processing unit 16 designates a comparison region having the corner as the origin from the captured image.
[Step S <b> 32] The image determination processing unit 16 compares the comparison area specified in Step S <b> 31 with the feature information held by the banknote information holding unit 11.

  [Step S33] The next process proceeds to step S34 if there is matching feature information in the comparison area specified in step S31 and the bill information holding unit 11, and if there is no matching feature information. The process proceeds to step S35.

[Step S34] The image discrimination processing unit 16 sets a feature flag indicating that the photographed image includes the feature of the banknote, and proceeds to step S24 in FIG.
[Step S35] The image discrimination processing unit 16 discriminates whether or not the comparison area can be expanded with respect to the captured image in which the comparison area is designated in step S31. Note that the comparison area can be expanded up to a quarter of the captured image, for example.

The next process proceeds to step S36 if the comparison area can be expanded, and proceeds to step S24 in FIG. 10 if the comparison area cannot be expanded.
[Step S36] The image discrimination processing unit 16 expands the comparison area having the corner as the origin from the photographed image in step S31, designates a new comparison area, and proceeds to step S32 again.

In addition, when expanding, it can expand in the vertical direction and the horizontal direction at an arbitrarily set expansion rate.
Next, the cash discrimination processing to be performed by the customer P in the ATM 10 that executes such processing will be specifically described. In the following, description will be made with reference to FIGS. Further, in the following embodiment, a case will be described in which the user deposits a 10,000 yen bill into the banknote deposit / withdrawal port 60a with the surface of the 10,000 yen bill facing upward.

[Example 1]
In the first embodiment, a case where a normal banknote is included in a captured image will be described as an example.
The customer P makes a predetermined transaction input to the ATM 10 to execute a deposit transaction.

Then, the transaction control part 13 opens the shutter 60b of the banknote depositing / withdrawing port 60a of the banknote processing unit 60, and the camera control part 14 starts photographing by the camera 80.
When the camera 80 photographs the customer P who is going to deposit cash into the banknote deposit / withdrawal port 60a, the image acquisition unit 15 acquires the captured image, and the image determination processing unit 16 is notified of image information from the image acquisition unit 15. (Step S21).

FIG. 12 is a diagram for explaining a photographed image used in ATM banknote discrimination processing according to the second embodiment.
12A shows a photographed image 80a at hand of the customer P who is going to deposit cash photographed by the camera 80, and FIG. 12B shows designation of comparison areas 80b1 and 80b2 of the photographed image 80a. Represents each.

  The image discrimination processing unit 16 is notified of a captured image 80a as shown in FIG. The image discrimination processing unit 16 detects four corners 80a1 to 80a4 in the captured image 80a, and associates the numbers N = 1 to 4 with the corners 80a1 to 80a4, respectively (step S22).

  As shown in FIG. 12B, the image discrimination processing unit 16 designates the comparison area 80b1 (broken line) with the corner 80a1 (N = 1) as the origin from the photographed image 80a, and the banknote information holding unit 11 Are compared with the feature information held by (step S23, S31, S32).

  The image discrimination processing unit 16 expands the comparison region 80b1 to the comparison region 80b2 (solid line) because the captured image in the comparison region 80b1 and the feature information held by the banknote information holding unit 11 do not match (step S33, S35, S36).

  Again, as shown in FIG. 12B, the image discrimination processing unit 16 matches the expanded comparison area 80b2 (solid line) with the feature information held by the banknote information holding unit 11 (steps S32 and S33).

The image discrimination processing unit 16 sets a feature flag because the photographed image 80a includes bill features (step S34).
The image discrimination processing unit 16 adds 1 to the feature number of the photographed image 80a because the feature of the banknote is found at the corner 80a1 of the photographed image 80a, and sets the feature number to one.

The image discrimination | determination processing part 16 performs said comparison process about the other corner | angular parts 80a2-80a4 of the picked-up image 80a.
In this case, the feature of the banknote is obtained from each of the corner portions 80a1 to 80a4 of the photographed image 80a, and the number of features of the photographed image 80a is four.

  As a result, since the number of features of the captured image 80a is 3 or more, the image determination processing unit 16 determines that the banknote is included in the captured image 80a and that the banknote is about to be deposited correctly.

When the transaction control unit 13 receives a banknote from the customer P, the transaction control unit 13 executes a process according to the operation input of the customer P.
[Example 2]
In the second embodiment, a case where a folded banknote is included in the photographed image will be described as an example.

  Similar to the first embodiment, when the camera 80 photographs the customer P who is about to deposit cash into the banknote deposit / withdrawal port 60a, the image acquisition unit 15 acquires the captured image, and the image discrimination processing unit 16 acquires the image acquisition unit 15 The image information is notified from (step S21).

FIG. 13 is a diagram for explaining a photographed image used in ATM banknote discrimination processing according to the second embodiment.
13A shows a photographed image 180a at hand of the customer P who is about to deposit cash photographed by the camera 80, and FIG. 13B shows designation of the comparison area 180b1 of the photographed image 180a. ing.

  The image discrimination processing unit 16 is notified of a captured image 180a as shown in FIG. The image discrimination processing unit 16 detects the four corners 180a1 to 180a4 in the captured image 180a and associates the numbers N = 1 to 4 with the corners 180a1 to 180a4, respectively (step S22).

  The image discrimination processing unit 16 is notified of a captured image 180a as shown in FIG. The image discrimination processing unit 16 detects the four corners 180a1 to 180a4 in the captured image 180a and associates the numbers N = 1 to 4 with the corners 180a1 to 180a4, respectively (step S22).

  As shown in FIG. 13B, the image discrimination processing unit 16 designates the comparison area 180b1 (broken line) with the corner 180a1 (N = 1) as the origin from the photographed image 180a, and the banknote information holding unit 11 Are compared with the feature information held by (step S23, S31, S32).

  The image discrimination processing unit 16 expands the comparison region 180b1 to the comparison region 180b2 (solid line) because the captured image in the comparison region 180b1 does not match the feature information held by the banknote information holding unit 11 (step S33, S35, S36).

  Again, as shown in FIG. 13B, the image discrimination processing unit 16 collates the expanded comparison area 180b2 (broken line) with the feature information held by the banknote information holding unit 11 (steps S32 and S33). . In FIG. 13B, they do not match and the number of features is not counted.

  The image discrimination | determination processing part 16 performs said comparison process about the other corner | angular part 180a2-180a4 of the picked-up image 180a. In this case, in the comparison region having the corners 180a2 and 180a3 (N = 2, 3) as the origin, the feature of the banknote is obtained, but the captured image 180a having the corner 180a4 (N = 4) as the origin is obtained. In the comparison area, the banknote characteristics cannot be obtained. Therefore, the number of features of the captured image 180a is 2.

As a result, the image determination processing unit 16 determines that no banknote is included in the captured image 80a because the number of features of the captured image 80a is less than 3.
The image discrimination | determination processing part 16 starts time measurement, after discriminate | determining that the banknote which is going to be normally received | paid is not contained in the picked-up image 180a. In the meantime, when the customer P tries to deposit a banknote folded in the banknote deposit / withdrawal port 60a, when the deposit / withdrawal port sensor 90 detects the deposit of the customer P, the output request unit 18 displays the touch panel 30a of the display unit 30 as well as the illustration. A warning message “Please insert only the banknotes into the banknote deposit / withdrawal slot.

  In such ATM10, it is discriminate | determined whether the banknote is contained in the picked-up image according to whether the picked-up image of the customer P who is going to deposit cash into the banknote depositing / withdrawing port 60a contains the characteristic of a banknote. I made it. Thereby, it is possible to determine whether or not the customer P is about to deposit the banknote deposit / withdrawal port 60a and the banknote B is the banknote B, and whether the banknote has been deposited normally. For this reason, when the customer P is going to deposit what is not the banknote B to the banknote processing unit 60 (for example, a piece of paper such as a coin, a receipt, or a foreign object other than these), It becomes possible to warn that the subject is different. Further, when the customer P is about to deposit the bill B in a folded or curled state with respect to the bill processing unit 60, the customer P is warned to deposit the bill B in a correct state. Will be able to.

  For this reason, with respect to the banknote processing unit 60, it is possible to suppress the deposit of coins other than the banknote B, and the deposit of banknotes in a folded state or a curled state, and the occurrence of a failure due to a mechanical trouble of the banknote processing unit. It will be possible to suppress.

  In the first and second embodiments, even when the user deposits the 10,000 yen bill into the banknote deposit / withdrawal port 60a with the back side of the 10,000 yen bill facing upward, the corners on the back side of the 10,000 yen bill have the feature. Based on this, processing similar to the above is executed.

[Third Embodiment]
In the third embodiment, a case where an insertion sensor 90a is added to the ATM 10 of the second embodiment in addition to the deposit / withdrawal port sensor 90 will be described.

FIG. 14 is a diagram for explaining a sensor provided in the ATM according to the third embodiment.
In addition to the deposit / withdrawal port sensor 90, the ATM 100 further includes an insertion sensor 90a.

As shown in FIG. 14, the insertion sensor 90 a is arranged closer to the standing position where the customer P operates than the deposit / withdrawal port sensor 90.
The other configuration of the ATM 100 is the same as that of the ATM 10. Such ATM 100 is also processed according to the flow described with reference to FIG. In step S15 of FIG. 8, if the image discrimination processing unit 16 discriminates that the correct banknote is not included in the photographed image in step S20, the process proceeds to step S17.

FIG. 15 is a flowchart showing a processing procedure for executing ATM transaction processing according to the third embodiment.
[Step S17] The image determination processing unit 16 starts measuring time after determining that a correct banknote is not included.

  [Step S101] When the image discrimination processing unit 16 starts measuring time in step S17, the insertion sensor 90a receives a bill that is not a bill, or a folded or curled bill by the customer P. If it detects that it is going to insert in the opening | mouth 60a, it will notify the detection part 17 of that.

The next processing proceeds to step S10a when the image discrimination processing unit 16 is notified of detection of the insertion sensor 90a from the detection unit 17, and proceeds to step S19 when not notified.
[Step S102] When the image discrimination processing unit 16 notifies the warning output request, the image discrimination processing unit 16 starts measuring time.

  [Step S103] The insertion sensor 90a inserts a bill that is not a bill, or is folded or curled into the bill deposit / withdrawal port 60a even though a warning is output. When it is detected, the detection unit 17 is notified accordingly.

  The next process proceeds to step S104 when the image discrimination processing unit 16 is notified of detection of the insertion sensor 90a from the detection unit 17, and proceeds to step S105 when not notified.

  [Step S104] The deposit / withdrawal port sensor 90 is about to insert a bill that is not a banknote, folded, or curled up by the customer P beyond the insertion sensor 90a into the banknote deposit / withdrawal port 60a. When this is detected, the detection unit 17 is notified accordingly.

  The next process proceeds to step S107 when the image discrimination processing unit 16 is notified of detection of the deposit / withdrawal port sensor 90 from the detection unit 17, and proceeds to step S106 when not notified.

  [Step S105] The image discrimination processing unit 16 discriminates the time being measured. The next process proceeds to step S20 if the measurement time is timed out, and proceeds to step S103 if the time is not timed out.

  [Step S106] The image discrimination processing unit 16 discriminates the time being measured. The next process proceeds to step S10a if the measurement time is timed out, and proceeds to step S104 if the time is not timed out.

  [Step S107] The output request unit 18 causes the touch panel 30a of the display unit 30 and a speaker (not shown) to output a warning such as “transaction will be stopped”, for example. Thereafter, the transaction is stopped.

  In this way, the ATM 100 determines whether or not the cash that the customer P is about to deposit into the banknote deposit / withdrawal port 60a is the banknote B as in the second embodiment, and whether or not the banknote is correctly deposited. Can be determined. For this reason, when the customer P is going to deposit what is not the banknote B with respect to the banknote processing unit 60, the customer P may be warned that the deposit target is different from the banknote B. become able to. Further, when the customer P is about to deposit the bill B in a folded or curled state with respect to the bill processing unit 60, the customer P can be similarly warned.

  In addition, the insertion sensor 90a is newly provided on the standing position side where the customer P operates than the deposit / withdrawal port sensor 90, so that the bill B which is not the bill B, the folded state or the curled state is loaded and unloaded. It becomes possible to give an early warning to the customer P who is about to deposit money to the deposit 60a.

[Fourth Embodiment]
In the fourth embodiment, a case will be described in which the customer P is erroneously trying to deposit a banknote, not a coin, with respect to the coin processing unit 70.

  For example, a camera (not shown) is installed in the vicinity of the coin deposit / withdrawal port 70a of the ATM 10. The camera captures the hand of the customer P who is about to deposit / withdraw cash from / to the coin deposit / withdrawal port 70a. Note that the image captured by the camera is imaged within the photographing range at the customer P, as in FIG. 3B. Similarly to the deposit / withdrawal sensor 90 of FIG. 4, a deposit / withdrawal port sensor is also installed at the coin deposit / withdrawal port 70a.

  The customer P performs an operation input for executing the transfer to such an ATM 10, and after a predetermined input, tries to deposit cash into the coin deposit / withdrawal port 70 a of the coin processing unit 70. At this time, the ATM 10 determines that the cash to be deposited into the coin deposit / withdrawal port 70a is a banknote, as in the second embodiment.

  Furthermore, the image discrimination | determination processing part 16 starts measurement of time, after discriminating that cash is a banknote. In the meantime, when the customer P tries to deposit a bill into the coin deposit / withdrawal port 70a, when the deposit / withdrawal port sensor detects the deposit of the customer P, the output request unit 18 reads “coin deposit / withdrawal” on the touch panel 30a of the display unit 30 and a speaker (not shown). “Please insert only coins into the mouthpiece. Do not deposit banknotes”.

  In this way, the ATM 10 can determine whether or not the cash that the customer P is about to deposit into the coin deposit / withdrawal port 70a is the bill B. For this reason, when the customer P is going to deposit a banknote with respect to the coin processing unit 70, the customer P can be warned that the deposit object is different.

For this reason, the deposit of banknotes can be suppressed with respect to the coin processing unit 70, and the occurrence of a failure due to a mechanical trouble of the coin processing unit 70 can be suppressed.
It should be noted that at least a part of the functions of the automatic transaction apparatus 1 and the ATMs 10 and 100 described in the above embodiments can be realized by a computer. In that case, a program describing the processing contents of the above functions is provided. And the said processing function is implement | achieved on a computer by running the program with a computer. The program describing the processing contents can be recorded on a computer-readable recording medium. Examples of the computer-readable recording medium include a magnetic recording device, an optical disk, a magneto-optical recording medium, and a semiconductor memory.

  When the program is distributed, for example, a portable recording medium such as an optical disk on which the program is recorded is sold. It is also possible to store the program in a storage device of a server computer and transfer the program from the server computer to another computer via a network.

  The computer that executes the program stores, for example, the program recorded on the portable recording medium or the program transferred from the server computer in its own storage device. Then, the computer reads the program from its own storage device and executes processing according to the program. The computer can also read the program directly from the portable recording medium and execute processing according to the program. Further, each time the program is transferred from the server computer, the computer can sequentially execute processing according to the received program.

  The present invention is not limited to the above-described embodiment, and various configurations or embodiments can be taken without departing from the gist of the present invention.

DESCRIPTION OF SYMBOLS 1 Automatic transaction apparatus 1a Deposit / withdrawal port 1b Cash acceptance means 2 Banknote information holding means 3 Imaging means 3a, 80a, 180a Photographed image 4 Banknote discrimination means 10 ATM
DESCRIPTION OF SYMBOLS 11 Banknote information holding part 12 Input reception part 13 Transaction control part 14 Camera control part 15 Image acquisition part 16 Image discrimination | determination processing part 17 Detection part 18 Output request part 20 Control unit 20a CPU
20b RAM
20c HDD
20d Image information transmission / reception unit 20e Host communication control unit 20f Input / output interface 20g Bus 30 Display unit 30a Touch panel 30b Touch panel controller 40 Card processing unit 40a Card insertion / discharge port 50 Passbook processing unit 50a Passbook insertion / discharge port 60 Banknote processing unit 60a Banknote Deposit / withdrawal port 60b Shutter 60c Bill receiving unit 70 Coin processing unit 70a Coin deposit / withdrawal port 80 Camera 80a1-80a4, 180a1-180a4, Ba, B1-B4 Corners 80b1, 80b2, 180b1 Comparison area 90 Deposit / withdrawal port sensor 90a Insertion sensor B Bill P Customer R Shooting range

Claims (7)

In an automatic transaction apparatus provided with a cash processing means for accepting cash,
Photographing means for photographing the subject who is going to deposit the cash into the deposit port of the cash processing means;
A bill discriminating unit for discriminating whether or not a bill is included in the subject from an image of the subject about to deposit the cash photographed by the photographing unit;
An automatic transaction apparatus comprising: It further has banknote information holding means for holding characteristic information related to the characteristics of banknotes,
The bill discriminating unit discriminates that the bill is included in the subject according to the presence or absence of the feature in the image taken by the photographing unit with reference to the bill information holding unit.
The automatic transaction apparatus according to claim 1. The banknote discriminating unit includes the banknote in the subject according to the number of the features included in the image captured by the imaging unit with reference to the banknote information holding unit, and the normal banknote is deposited. To determine that it is not going,
The automatic transaction apparatus according to claim 2. When the cash handling means is a banknote handling means for handling banknotes,
When the banknote discriminating means discriminates that the banknote is not included in the subject, a warning is given so as to deposit the banknote or not deposit other than the banknote.
The automatic transaction apparatus according to claim 2. When the cash processing means is a coin processing means for handling coins,
When the bill discriminating means discriminates that the bill contains the bill, a warning is given so as to deposit coins or not deposit coins.
The automatic transaction apparatus according to claim 2. Than the deposit port of the cash processing means, has an insertion sensor provided on the subject side that is going to deposit,
When the insertion sensor detects the subject before depositing the cash into the deposit port, according to the determination result of the bill discriminating means, warns the stop of the deposit by the subject.
The automatic transaction apparatus according to claim 2. In the determination method of an automatic transaction apparatus provided with a cash processing means for receiving cash,
The photographing means shoots the subject that is going to deposit the cash into the deposit port of the cash processing means,
A bill discriminating unit discriminates whether or not a bill is included in the subject from an image of the subject trying to deposit the cash photographed by the photographing unit.
An automatic transaction apparatus discrimination method characterized by the above.

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