JP2009217599A - Automatic teller machine, management server device, automatic cash transaction system, and automatic cash transaction method - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide an automatic teller machine, capable of efficiently providing advertisement according to purchase of commodities or services by a user, a management server device, an automatic cash transaction system, and an automatic cash transaction method. <P>SOLUTION: The automatic teller machine includes: a storage part 162 for storing one or more pieces of advertisement information for the commodities or services; a user identification part 164 which identifies a user; a purchase information acquisition part 166 which acquires purchase information related to purchase of the commodities or services by the user identified by the user identification part; and an output control part 168 which controls, based on the purchase information, output of the advertisement information stored in the storage part. <P>COPYRIGHT: (C)2009,JPO&INPIT

Description

  The present invention relates to an automatic cash transaction apparatus, a management server apparatus, an automatic cash transaction system, and an automatic cash transaction method.

  Automatic teller machines (ATMs) and automatic cash dispensers (CDs) installed by financial institutions in stores, etc. usually allow customers to trade smoothly. A display screen is provided. Then, in the automatic cash transaction apparatus, when the customer makes a transaction such as depositing cash into the account, withdrawing cash from the account, or transferring money, information on the transaction is displayed on the display screen. The automatic cash transaction apparatus issues a transaction statement slip on which transaction details are printed to the customer.

  When a customer makes a transaction, not only information related to the transaction but also an advertisement related to a product or a service may be displayed on the display screen of the automatic teller machine. An advertisement may also be printed on a transaction statement slip issued by the automatic teller machine.

  Patent Document 1 discloses a technology in which a partner that provides an advertisement makes a proxy settlement for a fee generated when a customer trades with an automatic teller machine by the customer viewing the advertisement during the transaction. As disclosed in Patent Literature 1, there is a method in which an advertisement is displayed at the time of a transaction of an automatic teller machine or an advertisement is printed on a transaction statement slip, thereby reducing a fee borne by a customer.

  Further, when the customer does not want to see the advertisement, there is a method of pressing the advertisement reproduction end button to end the advertisement reproduction in the middle of the reproduction.

JP 2004-62415 A

  By the way, in the conventional automatic teller machine, even when the customer has already purchased the product to be advertised and does not purchase the product for a certain period or indefinitely, the advertisement on which the product is posted is displayed. It was displayed on the screen or printed on the transaction statement. Therefore, there is a problem that the advertisement provider provides an advertisement of the purchased product to the customer, and cannot provide an efficient advertisement. Further, when an advertisement for a purchased product is provided, the customer needs to stop the reproduction or printing of the advertisement by pressing a button.

  Therefore, the present invention has been made in view of the above problems, and an object of the present invention is a novel that can efficiently provide an advertisement according to the purchase of a user's product or service. Another object of the present invention is to provide an improved automatic cash transaction apparatus, management server apparatus, automatic cash transaction system, and automatic cash transaction method.

  In order to solve the above problems, according to an aspect of the present invention, a storage unit that stores advertisement information of one or a plurality of products or services, a user identification unit that identifies a user, and a user identification unit Cash comprising: a purchase information acquisition unit that acquires purchase information relating to purchase of a user's product or service; and an output control unit that controls output of advertisement information stored in a storage unit based on the purchase information An automated transaction device is provided.

  The advertisement information may include information on one or more products or services to be advertised. The purchase information may include purchase history of the user's product or service, or time information of the product or service based on the user.

  The output control unit controls the output of the advertisement information based on the purchase history of the user's product or service, or the time information of the product or service based on the user and the information on one or more products or services to be advertised. May be.

  Based on the purchase information and the advertisement information, the output control unit is determined to have been purchased or in the contract period when one or more products or services to be advertised have been purchased or in the contract period in the user. You may control not to display or print the advertisement of one or more goods or services to be advertised.

  Moreover, in order to solve the said subject, according to another viewpoint of this invention, the purchase information receiving part which receives the purchase information regarding the goods or service purchased by the user, the memory | storage part which memorize | stores purchase information, and a user An identification information acquisition unit for acquiring user identification information for identifying a purchase information and a purchase information transmission unit for transmitting purchase information of the user stored in the storage unit based on the acquired user identification information A management server device is provided.

  Further, in order to solve the above-described problem, according to another aspect of the present invention, a settlement apparatus that performs settlement processing regarding purchase of a product or service by a user and transmits purchase information regarding the product or service purchased by the user; Based on the purchase information receiving unit that receives the purchase information from the payment apparatus, the first storage unit that stores the purchase information, the identification information receiving unit that receives the user identification information for identifying the user, and the received user identification information A management server device having a purchase information transmission unit that transmits user purchase information stored in the first storage unit, a second storage unit that stores advertisement information of one or more products or services, and An identification information transmitting unit that transmits user identification information for identifying a user to the management server device, a purchase information receiving unit that receives purchase information from the management server device, and a purchase received by the purchase information receiving unit Based on the distribution, automatic cash transaction system, characterized in that it comprises a cash automatic transaction apparatus and an output control section for controlling the output of the second advertisement information stored in the storage unit is provided.

  Moreover, in order to solve the said subject, according to another viewpoint of this invention, the step which a memory | storage part memorize | stores the advertisement information of 1 or several goods or service, The step which a user identification part identifies a user, A step in which the purchase information acquisition unit acquires purchase information related to the purchase of the user's product or service identified by the user identification unit; and an output control unit outputs the advertisement information stored in the storage unit based on the purchase information. And an automatic cash transaction method characterized in that it includes a controlling step.

  In order to solve the above problem, according to another aspect of the present invention, a purchase information receiving unit receives purchase information related to a product or service purchased by a user, and a storage unit stores purchase information. And the step of acquiring user identification information for identifying the user by the identification information acquiring unit, and the purchase information transmitting unit transmitting the purchase information of the user stored in the storage unit based on the acquired user identification information. There is provided an automatic cash transaction method characterized by comprising steps.

  In order to solve the above-described problem, according to another aspect of the present invention, the settlement apparatus performs a settlement process regarding purchase of a product or service by the user, and transmits purchase information regarding the product or service purchased by the user. The management server device, wherein the purchase information receiving unit receives the purchase information from the payment device, the first storage unit stores the purchase information, and the identification information receiving unit identifies the user. In the automatic teller machine, including a step of receiving information, and a purchase information transmission unit transmitting the purchase information of the user stored in the first storage unit based on the received user identification information. The second storage unit stores advertisement information of one or a plurality of products or services, and the identification information transmission unit manages user identification information for identifying a user. The step of transmitting to the device, the step of receiving the purchase information from the management server device by the purchase information receiving unit, and the output control unit are stored in the second storage unit based on the purchase information received by the purchase information receiving unit. And a method for controlling the output of the advertisement information.

  ADVANTAGE OF THE INVENTION According to this invention, an advertisement can be provided efficiently according to a user's purchase of goods or services.

  Exemplary embodiments of the present invention will be described below in detail with reference to the accompanying drawings. In addition, in this specification and drawing, about the component which has the substantially same function structure, duplication description is abbreviate | omitted by attaching | subjecting the same code | symbol.

(Configuration of the first embodiment)
First, the configuration of the automatic cash transaction system according to the first embodiment of the present invention will be described. FIG. 1 is a block diagram showing an automatic cash transaction system according to the present embodiment.

  The automatic cash transaction system includes a management server 102 connected to the networks 10 and 12, and a cash settlement terminal 104 or electronic money connected to the management server 102 via the network 10 and transmitting / receiving data to / from the management server 102. The payment terminal 105 is connected to the management server 102 via the network 12 and includes an ATM (Automated Teller Machine) 106 that transmits / receives data to / from the management server 102.

  The cash settlement terminal 104 or the electronic money settlement terminal 105 performs settlement for purchase of goods or services by the user. At that time, the cash settlement terminal 104 or the electronic money settlement terminal 105 can acquire user identification information via the mobile phone / card 20. The management server 102 receives merchandise or service information purchased by the user (hereinafter also referred to as merchandise purchase information) from the cash settlement terminal 104 or the electronic money settlement terminal 105, and manages the merchandise purchase information for each user. And ATM106 receives merchandise management information for every user from the management server 102, collates with the object goods or service of the advertisement provided when a user trades, and determines the presence or absence of provision of an advertisement.

  Next, the management server 102, cash settlement terminal 104, electronic money settlement terminal 105, and ATM 106 will be described in detail.

First, the management server 102 will be described with reference to FIG. FIG. 2 is a block diagram showing the management server 102 according to this embodiment.
The management server 102 is an example of a management server device. For example, the CPU 110, a memory 112, an input / output I / F 114, a display unit 116, a network connection unit 118, a storage unit 120, and a product purchase information transmission / reception unit. 122, a user information transmission / reception unit 124, a product purchase information processing unit 126, a user management unit 128, and the like.

  A CPU (Central Processing Unit) 110 functions as an arithmetic processing device and a control device according to a program, and can control processing of each component provided in the management server 102. The memory 112 is configured by a storage device such as a RAM (Random Access Memory), a ROM (Read Only Memory), and a cache memory, for example. The memory 112 has a function of temporarily storing data related to processing of the CPU 110, operation programs of the CPU 110, and the like.

  The input / output I / F (interface) 114 includes an operation unit such as a mouse, a keyboard, a touch panel, a button, a switch, and a lever, and an input control unit that generates an input signal and outputs the input signal to the CPU 110. For example, the administrator of the management server 102 can input data and instruct processing operations to the management server 102 by operating the operation unit of the input / output I / F 114.

  The display unit 116 includes, for example, a liquid crystal display (LCD) device, a CRT display device, a display device that displays a video signal such as a lamp, and an audio output device that outputs an audio signal such as a speaker. For example, the administrator of the management server 102 can confirm the result of the operation performed at the input / output I / F 114 via the display unit 116.

  The network connection unit 118 includes, for example, a communication line, a communication circuit, a communication device, and the like. The network connection unit 118 can transmit and receive data via the networks 10 and 12 between the management server 102 and the cash settlement terminal 104 and the electronic money settlement terminal 105 and between the management server 102 and the ATM 106.

  The storage unit 120 includes, for example, a storage medium such as an HDD (Hard Disk Drive) and a flash memory, and a recording / reproducing device, and stores data over a long period of time. The storage unit 120 stores, for example, user product purchase history data and user information data. The storage unit is an example of a first storage unit.

  The product purchase history data is managed for each user, the product or service information purchased by the user (product purchase information), the contract period of the product, the card number of the cash card held by the user and used at the ATM, the card of the cash card It consists of a card number of an electronic money card associated with the number. FIG. 7 shows an example of product purchase history data recorded in the storage unit of the management server 102. FIG. 7 is an explanatory diagram showing an example of product purchase history data.

  The product purchase history data includes, for example, the product number of the purchased product or service, and the product contract period of the purchased product or service for each card number. Here, the product contract period is a contract period contracted between the user and the provider of the product or service for the product or service purchased by the user.

  In addition, the period (time information) linked | related with each goods or service in this invention is not limited to said contract period. For example, even when there is no contract between the user and the provider of the product, any valid period in which the value of the product or service is sustained, an arbitrary period determined by the product etc. provider or the advertisement provider may be used. Further, if the user does not purchase the product or service in the future, the period is set indefinitely.

  Further, although the product purchase history data is managed for each card number of the cash card, the present invention is not limited to such an example. For example, it may be identification information that can identify a user, and may be managed by an identification number (user ID) given to each user. If this user ID is associated with a card number of a plurality of cash cards or a card number of an electronic money card, it is possible to refer to common product purchase history data even in transactions at a plurality of accounts or a plurality of financial institutions.

  The user information data is, for example, authentication information such as a card number, a user ID, and a password for determining whether the user is a person who can use a service to which the automated cash transaction system according to the present embodiment is applied. is there.

  The merchandise purchase information transmission / reception unit 122 receives information on merchandise or services purchased by the user from the cash settlement terminal 104 and the electronic money settlement terminal 105 via the network 10. This purchase information includes time information such as the product number of the purchased product or service and the contract period. The product purchase information transmission / reception unit 122 is an example of a purchase information transmission unit, reads product purchase history data from the storage unit 120 based on user identification information, and sends the product purchase information to the ATM 106 via the network 12. send.

  The user information transmission / reception unit 124 is an example of an identification information acquisition unit. User information that can identify a user regarding a user who purchased a product or service from the cash payment terminal 104 and the electronic money payment terminal 105 via the network 10 is provided. receive. The user information is, for example, identification information attached to the electronic money card.

  The product purchase information processing unit 126 includes a list of products or services purchased by the user for each user based on the product information received by the product purchase information transmission / reception unit 122 and the user information received by the user information transmission / reception unit 124. Generate purchase history data. The product purchase information processing unit 126 records the generated product purchase history data in the storage unit 120.

  The user management unit 128 confirms the identity of the user as to whether or not the user can use the service to which the automated cash transaction system according to the present embodiment is applied. Whether the card number or the user ID and the password transmitted from the cash settlement terminal 104, the electronic money settlement terminal 105 and the ATM 106 matches the card number or the user ID and the password stored as the user information data, for example, It is judged by. In addition, the user management unit 128 newly stores, for example, user information stored in the user information database in response to a request from the cash payment terminal 104, the electronic money payment terminal 105, the ATM 106, or another terminal. Is deleted or changed.

  A series of processing in the management server 102 may be processed by hardware or may be realized by software processing by a program on a computer.

  Next, the cash settlement terminal 104 and the electronic money settlement terminal 105 will be described with reference to FIG. FIG. 3 is a block diagram showing the cash settlement terminal 104 and the electronic money settlement terminal 105 according to this embodiment.

  The cash settlement terminal 104 and the electronic money settlement terminal 105 are examples of a settlement apparatus. For example, the CPU 130, the memory 132, the input / output I / F 134, the display unit 136, the network connection unit 138, and the product information reading unit. 140, a card information reading unit 142, a product information processing unit 144, a card information processing unit 146, and the like.

  The cash settlement terminal 104 and the electronic money settlement terminal 105 are different depending on whether the user settles with cash or the electronic money when purchasing a product or service. Further, the cash settlement terminal 104 and the electronic money settlement terminal 105 may be configured separately, or may be configured integrally with both functions. The cash settlement terminal 104 and the electronic money settlement terminal 105 are installed in a store that sells products and services.

  A CPU (Central Processing Unit) 130 functions as an arithmetic processing unit and a control unit according to a program, and can control processing of each component provided in the cash settlement terminal 104 and the electronic money settlement terminal 105. The memory 132 is configured by a storage device such as a RAM (Random Access Memory), a ROM (Read Only Memory), and a cache memory, for example. The memory 132 has a function of temporarily storing data related to processing of the CPU 130, an operation program of the CPU 130, and the like.

  The input / output I / F (interface) 134 includes, for example, an operation unit such as a mouse, a keyboard, a touch panel, a button, a switch, and a lever, and an input control unit that generates an input signal and outputs it to the CPU 130. For example, a user of a cash settlement terminal 104 or an electronic money settlement terminal 105 (a store clerk, a purchaser of goods or services, etc.) inputs data to the management server 102 by operating an operation unit of the input / output I / F 134. Or processing operation can be instructed.

  The display unit 136 includes, for example, a liquid crystal display (LCD) device, a CRT display device, a display device that displays a video signal such as a lamp, and an audio output device that outputs an audio signal such as a speaker. For example, a user of the cash settlement terminal 104 and the electronic money settlement terminal 105 (a store clerk, a purchaser of goods or services, etc.) confirms the result of the operation performed at the input / output I / F 134 via the display unit 136. be able to.

  The network connection unit 138 includes, for example, a communication line, a communication circuit, a communication device, and the like. The network connection unit 138 can transmit and receive data via the network 10 between the management server 102, the cash settlement terminal 104, and the electronic money settlement terminal 105.

  The product information reading unit 140 reads information on a product or service purchased by a user from data associated with the product or service. The product information reading unit 140 reads a product number or the like from a barcode or the like attached to the product, for example. Alternatively, the merchandise information reading unit 140 may acquire the merchandise information by input of a store clerk or the like via the input / output I / F 134. At this time, the product information reading unit 140 may simultaneously acquire time information such as a product contract period with the user and an effective period of the product. In the case of the cash settlement terminal 104 in which electronic money settlement is not performed, the merchandise information reading unit 140 simultaneously receives merchandise information and a user ID related to a user who has purchased the merchandise (an ID for receiving a service to which the automatic cash transaction system of the present embodiment is applied). ) From the user.

  The card information reading unit 142 reads card information (for example, identification information for each IC chip included in the electronic money card 20) attached to the electronic money card 20 used when the user purchases. The card information has a different value for each user, and is managed by the management server 102 in association with the card number of the cash card for each user. The electronic money card 20 is a normal IC card capable of electronic money transactions. The electronic money card 20 may be a mobile device such as a mobile phone having an electronic money transaction function.

  The merchandise information processing unit 144 associates the merchandise information acquired by the merchandise information reading unit 140 and the card information acquired by the card information reading unit 142. Then, the data including the associated product information and card information is sent to the management server 102. Based on this data, the management server 102 can generate product purchase history data for each user. In the case of the cash settlement terminal 104 in which electronic money settlement is not performed, the merchandise information processing unit 144 associates the merchandise information acquired by the merchandise information reading unit 140 with the user ID, and sends the associated data to the management server 102.

  The card information processing unit 146 performs processing related to electronic money transactions based on the electronic money card 20. For example, the card information processing unit 146 performs reading, settlement, etc. of the electronic money amount.

  A series of processing in the cash settlement terminal 104 and the electronic money settlement terminal 105 may be processed by hardware or may be realized by software processing by a program on a computer.

  Next, the ATM 106 will be described with reference to FIG. FIG. 4 is a block diagram showing the ATM 106 according to this embodiment.

  The ATM 106 is an example of an automatic teller machine, for example, a CPU 150, a memory 152, an input / output I / F 154, a display unit 156, a printing unit 158, a network connection unit 160, a storage unit 162, and a card. An information reading unit 164, a product purchase information receiving unit 166, an advertisement display processing unit 168, and the like are included.

  The ATM 106 is an automated teller machine (ATM), an automatic teller machine (CD), a cash dispenser, etc., and an automated teller machine (ATM) or an automated teller machine ( A detailed description of the normal configuration and operation of a CD (cash dispenser) is omitted. The ATM 106 is installed in a store of a financial institution.

  A CPU (Central Processing Unit) 150 functions as an arithmetic processing device and a control device according to a program, and can control processing of each component provided in the ATM 106. The memory 152 includes a storage device such as a RAM (Random Access Memory), a ROM (Read Only Memory), and a cache memory. The memory 152 has a function of temporarily storing data related to processing of the CPU 150, an operation program of the CPU 150, and the like.

  The input / output I / F (interface) 154 includes, for example, an operation unit such as a mouse, a keyboard, a touch panel, a button, a switch, and a lever, and an input control unit that generates an input signal and outputs it to the CPU 150. For example, a user of an ATM 106 (such as a customer of a financial institution) can input data to the ATM 106 or instruct a processing operation by operating an operation unit of the input / output I / F 114.

  The display unit 156 includes, for example, a liquid crystal display (LCD) device, a CRT display device, a display device that displays a video signal such as a lamp, and an audio output device that outputs an audio signal such as a speaker. For example, a user of an ATM 106 (a customer of a financial institution or the like) can check the result of an operation performed at the input / output I / F 154 via the display unit 156. For example, the display unit 156 can display the product or service based on the transaction details when the customer deposits cash into the account, withdraws cash from the account, or transfers the transaction, or the processing result of the advertisement display processing unit 168. Display advertisements.

  The printing unit 158 prints the transaction content on the transaction statement slip, or prints the advertisement of the product or service on the transaction statement slip based on the processing result of the advertisement display processing unit 168.

  The network connection unit 160 includes, for example, a communication line, a communication circuit, a communication device, and the like. The network connection unit 160 can transmit and receive data between the management server 102 and the ATM 106 via the network 12.

  The storage unit 162 includes, for example, a storage medium such as an HDD (hard disk drive) and a flash memory, and a recording / reproducing device, and stores data for a long period of time. For example, advertisement data is recorded in the storage unit 162. The storage unit 162 may be built in the ATM 106 or may be connected to the main body of the ATM 106 via a network. The storage unit 162 is an example of a second storage unit.

  The advertisement data is advertisement information related to a product or service, and includes a product number unique to the product or service. The advertisement data and the product purchase history data sent from the management server 102 have a common product number and can be compared for each user.

  The card information reading unit 164 is an example of a user identification unit, and reads a card number of a cash card used when a user of the ATM 106 makes a transaction. The card information reading unit 164 is possessed by the user of the ATM 106 and is a card of the electronic money card 20 (or portable device) used when purchasing goods or services at the cash payment terminal 104 or the electronic money payment terminal 105. You may read the number.

  The product purchase information receiving unit 166 is an example of a purchase information acquiring unit or a purchase information receiving unit. The product purchase information transmitted by the management server 102 based on the card number read by the card information reading unit 164 is displayed on the management server 102. Receive from.

  The advertisement display processing unit 168 sends the card number read by the card information reading unit 164 to the management server 102 and reads the product purchase information from the management server 102. Then, the advertisement display processing unit 168 compares the product purchase information with the advertisement data. The advertisement display processing unit 168 displays the display unit 156 and the printing unit 158 so that the advertisement is not displayed or printed when the user of the ATM 106 has purchased the product or service to be advertised or within the product contract period. To control. On the other hand, when the user of the ATM 106 has not purchased the advertisement target product or service or is out of the product contract period, the display unit 156 and the printing unit 158 are controlled so as to display or print the advertisement. The advertisement display processing unit 168 is an example of an identification information transmission unit and an output control unit.

  Note that a series of processing in the ATM 106 may be performed by hardware or may be realized by software processing by a program on a computer.

(Operation of the first embodiment)
Next, operation | movement of the cash automatic transaction system which concerns on this embodiment is demonstrated.

  First, with reference to FIG. 5, an operation that occurs when a user purchases a product or service will be described. FIG. 5 is a flowchart showing a storage process of merchandise purchase history data in the automatic teller machine system according to the present embodiment.

  First, a purchaser (user) of a product or service owns an electronic money card 20 (a portable device having an electronic money function). Then, when purchasing a product or service, the cash settlement terminal 104 or the electronic money settlement terminal 105 reads product information relating to the product to be purchased or inputs product information (step S101).

  When purchasing goods or services, the purchaser's identification information (for example, the ID of the electronic money card 20) is acquired from the electronic money card 20 or the like at the cash payment terminal 104 or the electronic money payment terminal 105. Then, regarding the purchase of goods or services, cash is transferred in the case of the cash settlement terminal 104, and the electronic money amount is read and settled by the electronic money transaction in the case of the electronic money settlement terminal 105 (step S102).

  Next, the cash settlement terminal 104 or the electronic money settlement terminal 105 sends the purchaser's identification information (for example, the ID of the electronic money card 20 or the like) and the purchased product or service information to the management server 102. Then, the management server 102 registers, for each user, time information such as a product or service purchased by the user and a contract period of the product (step S104). Product purchase information and time information such as product contract period are recorded as product purchase history data for each user.

  Next, with reference to FIG. 6, the operation | movement which occurs when a user trades with ATM106 is demonstrated. FIG. 6 is a flowchart showing an advertisement display / printing process of the automatic cash transaction system according to the present embodiment.

  First, a purchaser of goods or services, and a customer (user) of a financial institution owns an electronic money card 20 (a portable device having an electronic money function). The user causes the ATM 106 to read the electronic money card 20 after the transaction is selected in the ATM 106 and before advertisement display / printing. The ATM 106 acquires user identification information from the electronic money card 20 (step S201). In addition, ATM106 may acquire a user's identification information from the cash card used when the user transacted.

  Next, the ATM 106 sends the acquired identification information to the management server 102. The management server 102 extracts the user's product purchase information from the product purchase history data recorded based on the identification information, and the management server 102 sends the product purchase information to the ATM 106 (step S202).

  The ATM 106 compares the acquired product purchase information with the advertisement data. Then, the advertisement display processing unit 168 of the ATM 106 determines whether or not the user has already purchased the advertisement target product or service and is within the product contract period (step S203). When the advertisement display processing unit 168 of the ATM 106 determines that the user using the ATM 106 has already purchased the product or service to be advertised, or is within the product contract period, the advertisement display processing unit 168 The display unit 156 and the printing unit 158 are controlled so as not to display or print advertisements of advertisement target products or services that have been purchased by the user. On the other hand, when the advertisement display processing unit 168 of the ATM 106 determines that the ATM 106 user has not purchased the product or service to be advertised or is out of the product contract period, the advertisement display processing unit 168 displays or prints the advertisement. The display unit 156 and the printing unit 158 are controlled so that the display unit 156 displays the advertisement, or the printing unit 158 prints the advertisement on the transaction statement slip (step S204).

For example, when the user has purchased the product A, if the products to be advertised are A and B, since the product A is purchased, the product A is not displayed without displaying the advertisement. Display or print B's advertisement.
Here, when it is determined that all the advertising target products are within the purchase or contract period, the operation may be performed so as not to display or print the advertisement. Further, when it is determined that all the advertisement target products are within the purchase or contract period, an advertisement may be displayed or printed for a product with the oldest product purchase time or product contract time.

As described above, according to the present embodiment, a product or service is purchased together with user identification information at the cash settlement terminal 104 or the electronic money settlement terminal 105 using the electronic money card 20 having an IC card chip or a portable device. After that, user identification information and product purchase information are recorded in the management server 102. And when a user trades with ATM106, ATM106 reads the merchandise purchase information recorded on the management server 102, and refers it. Therefore, if the user of the ATM 106 has already been purchased or is within the product contract period, the advertisement providing procedure is skipped without displaying or printing the advertisement. On the other hand, when the user of the ATM 106 has not purchased the advertisement target product or service or is out of the product contract period, the advertisement can be displayed or printed.

  An advertisement can be efficiently provided according to the purchase of the user's product or service, and when the advertisement providing procedure is skipped, the time for the user to trade at the ATM 106 can be shortened.

  The preferred embodiments of the present invention have been described in detail above with reference to the accompanying drawings, but the present invention is not limited to such examples. It is obvious that a person having ordinary knowledge in the technical field to which the present invention pertains can come up with various changes or modifications within the scope of the technical idea described in the claims. Of course, it is understood that these also belong to the technical scope of the present invention.

It is a block diagram which shows the cash automatic transaction system which concerns on the 1st Embodiment of this invention. It is a block diagram which shows the management server which concerns on the same embodiment. It is a block diagram which shows the cash payment terminal and electronic money payment terminal which concern on the embodiment. It is a block diagram which shows ATM which concerns on the same embodiment. It is a flowchart which shows the preservation | save process of the goods purchase history data of the automatic teller machine system which concerns on the embodiment. It is a flowchart which shows the advertisement display and printing process of the automatic teller machine system concerning the embodiment. It is explanatory drawing which shows an example of merchandise purchase history data.

Explanation of symbols

10, 12 Network 20 Electronic money card 102 Management server 104 Cash payment terminal 105 Electronic money payment terminal 106 ATM
110, 130, 150 CPU
112, 132, 152 Memory 114, 134, 154 Input / output I / F
116, 136, 156 Display unit 118, 138, 160 Network connection unit 120, 162 Storage unit 122 Product purchase information transmission / reception unit 124 User information transmission / reception unit 126 Product purchase information processing unit 128 User management unit 140 Product information reading unit 142 Card information reading Unit 144 Product information processing unit 146 Card information processing unit 158 Printing unit 164 Card information reading unit 166 Product purchase information receiving unit 168 Advertisement display processing unit

Claims (10)

A storage unit that stores advertisement information of one or more products or services;
A user identification unit for identifying a user;
A purchase information acquisition unit for acquiring purchase information related to purchase of the user's product or service identified by the user identification unit;
An output control unit that controls output of the advertisement information stored in the storage unit based on the purchase information;
An automatic cash transaction apparatus comprising:   2. The automatic teller machine according to claim 1, wherein the advertisement information includes information on one or more products or services to be advertised.   3. The automatic teller machine according to claim 1, wherein the purchase information includes purchase history of the product or service of the user or time information of the product or service based on the user. 4.   The output control unit, based on the purchase history of the user's product or service, or the time information of the product or service based on the user, and the information on one or more products or services to be advertised, 4. The automatic teller machine according to claim 3, wherein output of information is controlled.   The output control unit, based on the purchase information and the advertisement information, when one or more products or services to be advertised are purchased or contracted by the user, The automatic teller machine according to any one of claims 1 to 4, wherein control is performed so as not to display or print the advertisement of one or more products or services to be determined as the advertisement target. A purchase information receiving unit for receiving purchase information related to goods or services purchased by the user;
A storage unit for storing the purchase information;
An identification information acquisition unit for acquiring user identification information for identifying the user;
A purchase information transmitting unit that transmits the purchase information of the user stored in the storage unit based on the acquired user identification information;
A management server device comprising: A settlement apparatus that performs a settlement process on the purchase of goods or services by a user and transmits purchase information on the goods or services purchased by the user;
A purchase information receiving unit that receives the purchase information from the payment apparatus, a first storage unit that stores the purchase information, an identification information receiving unit that receives user identification information that identifies the user, and the received A management server device having a purchase information transmission unit that transmits the purchase information of the user stored in the first storage unit based on the user identification information;
A second storage unit that stores advertisement information of one or a plurality of products or services, an identification information transmission unit that transmits user identification information for identifying the user to the management server device, and the purchase server that stores the purchase information. A cash information having a purchase information receiving unit received from the output unit and an output control unit for controlling the output of the advertisement information stored in the second storage unit based on the purchase information received by the purchase information receiving unit A transaction device;
An automatic cash transaction system comprising: A storage unit storing advertisement information of one or more products or services;
A step of identifying a user by a user identification unit;
A purchase information obtaining unit obtaining purchase information relating to purchase of the user's product or service identified by the user identifying unit;
An output control unit controlling the output of the advertisement information stored in the storage unit based on the purchase information;
An automatic cash transaction method comprising: A purchase information receiving unit receiving purchase information related to goods or services purchased by the user;
A storage unit storing the purchase information;
An identification information acquisition unit acquiring user identification information for identifying the user;
A purchase information transmitting unit transmitting the purchase information of the user stored in the storage unit based on the acquired user identification information;
An automatic cash transaction method characterized by comprising: A payment device performs a payment process on the purchase of goods or services by a user, and transmits purchase information on the goods or services purchased by the user;
In the management server device, the purchase information receiving unit receives the purchase information from the payment device, the first storage unit stores the purchase information, and the identification information receiving unit identifies the user. Receiving information, and a purchase information transmitting unit transmitting the purchase information of the user stored in the first storage unit based on the received user identification information,
In the automatic teller machine, the second storage unit stores advertisement information of one or more products or services, and the identification information transmission unit transmits user identification information for identifying the user to the management server device. A purchase information receiving unit receiving the purchase information from the management server device; and an output control unit stored in the second storage unit based on the purchase information received by the purchase information receiving unit. And a step of controlling the output of the advertisement information.

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